SWP से करो Retirement Planning | Get Free Salary without Job | Sanjay Kathuria

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SWP से करो Retirement Planning | Get Free Salary without Job | Sanjay Kathuria
Are you looking for a reliable way to ensure financial security after retirement? In this video, Sanjay Kathuria explains how to use Systematic Withdrawal Plans (SWP) to build a steady source of income, just like a salary, without relying on a job! Learn how to plan your retirement, withdraw from mutual funds strategically, and create a consistent flow of money post-retirement.
What you will learn:
How to start an SWP for retirement
Benefits of SWP for passive income
Difference between SWP and SIPs
Real-life examples and strategies for using SWP
Keywords:
SWP for retirement, Systematic Withdrawal Plan, free salary without job, retirement planning, mutual funds SWP, passive income, financial freedom, retirement income, Sanjay Kathuria, financial planning, SWP explained.
Hashtags:
#RetirementPlanning #SWP #PassiveIncome #FinancialFreedom #MutualFunds #SanjayKathuria #FreeSalary #SWPForRetirement
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[@StonesHowells]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...

[@StonesHowells]

@GeorgesIngrams That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@anujsaxena6830]

Please add one more column for tax deduction and I would like to know about the final numbers, it will be quite useful..many thanks

[@karankuril5398]

I like u r videos because u speak the actual reality and practically, thanks for u r sincere efforts 🎉

[@aryaanshaikh-b2p]

India needs CFA like U..IM ur big fan U R doing Mind-blowing Job sir

[@Pankajfoji-88]

आपसे सीखने को बहुत कुछ मिलता है सर थैंक यू सर❤

[@nitinbhasme7395]

This is the power of compounding
Sanjay Sir

[@prashantdeshmukh9245]

Aap aise hi real guidance kijiye...Aaj Tak kisi ne apna portfolio you tube PE batya nahi...aap ne dikhaya so dhanyavad 🎉😊

[@manijaat8229]

Sir i proud of you aapne to ankhe hi khol di sir 🙏

[@devenupandey]

The best video on SIP investing mindset ❤

[@AsadMirza24]

Great sir❤,
kash k ap ki video phly dekh leyta to m b apni SIP start kr chuka hota.
Asad Mirza,
Lahore

[@thefacts8038]

Wow kya journey tha maza ahh gaya sir g

[@bikash4577]

Very good explanation sir,, 🙏🙏🙏

[@InderpreetSingh-m5u]

Mind blowing calculation sir

[@sonuy571]

Sar aapko बहुत-बहुत dhanyvad aapane bahut acchi tarike se explain Kiya Hai

[@umakarwar]

MB SIR
Happy Teachers day Sir 🎉🙏🙏

[@Samartrader]

Sir thanks for all guide line

[@pkvalogs4975]

जानकारी देने के लिए शुक्रिया सर मैं आज से SIP स्टार्ट करता हूं

[@tanmay0502]

Good video for understanding how ups and downs comes in SIP. However 3 point are not covered.
1. Inflation will increase every year but increasing withdrawal every 5 years is not practical.
2. 14% returns are only possible in the market and market will not give consistent returns. What to do when no or negative returns in SWP.
3. Averaging was happening in SIP in zero or negative return period. This will not happen in SWP period. This will impact future returns.
This is not to criticize but to understand the concept in a better way.

[@sougato_ghosh_YT]

No influencer answers this type of Question , as everyone shows down market scenario in SIP but ignores the same during SWP . But SWP should be more of a conservative approach compared to SIP as your active income has stopped or low at that time and you are dependent on it , So its better to go for maximum 7-8 % return from Hybrid Fund or Debt Fund and not expect such high returns from SWP.
Thats my understanding.

[@arjund.gadhavi8785]

SWP ke douran jab bhi market down fall hota hai,tab SWP ko kuchh time ke liye stop kar dena chahiye.for example Nifty 25000 ke level se gir kar 23000 ho jaye to SWP stop kar do jab tak nifty wapas 25000 par na aaye.
Tab tak ke liye emergency fund ka use karna chahiye.
Yeh mera suggestion hai

[@dreamgetaway5340]

Sanjay sir pin the Excel sheet

[@parikshitskanwar]

Your question is absolutely hitting the nail on the head. Since SWP in a small cap is too risky & it can tank enormously in a bull run scenario, which is the characteristic of this cyclical market, expecting 14% return YOY is not going to fly. Hence, Bucketisation should be carried out and portfolio is required for this SWP too.

[@hutu3189]

@@sougato_ghosh_YT I was working on my excel today and found it will be better if you split your corpus into two funds. for eg. if you have 1cr
1. Invest 50lac in Debt fund with zero equity exposure.
2. invest 50Lac in Hybrid equity.
Start your SWP from Debt fund @3% it will last approx 10-12 years
by then your your hybrid equity lumpsum will be double if you take 7-8% return on hybrid fund.
Take 50Lac and put it again in Debt fund and continue SWP. Repeat this process. your corpus will easily last for 30-40years assuming @5-6% inflation.

[@Darkgamer-dg23]

Sir I am just 13 years old but still i try to understand ❤ due to my family

[@gauravnxt9817]

Sip 500 only

[@sujitbarua4919]

bahut he informative video thi sir Thank you😊

[@ranjitsenapati4864]

yes bhaiya financial sheet is needed please make video on financial planning jay jagannath

[@rajeshrajpal7397]

Really Good Presentation Head off to You

[@VirendraKumar-hn6fg]

Ab Tak ka best video

[@achalsocha6749]

Sir your energy is superb your presentation is too good 😊

[@Sanjay_Kathuria]

So nice

[@nikhilgkp8812]

Sir ji aapke samajhane KA tarika Bahut hi simple hai ❣️🌹🌹🌹🌹

[@shabbir2312sk]

Awesome explanation in the simplest form 🙌

[@xcaliberamanyt1375]

Very informative video.. sir my question is .. SWP kaun se fund se start karni chahiye.. small cap or large cap?

[@vipassanameditation3419]

Don't do swp go can search more video

[@stocks4ever]

Thank you for your knowledge.

[@reeteshgupta3218]

Sanjay Bhai, You are doing great job. I love this. Thank You.

[@AshishKumar-gl1pj]

Thank you sir God bless 🙏

[@Sanjay_Kathuria]

Always welcome

[@DineshYadav-d1b4h]

Magic of compound is mind blowing.

[@souravShortsv2]

Nice..see you after 10 years

[@KK19001]

Your are great human being sir ji 🎉🎉🎉❤

[@aastha149]

Appreciated 🎉

[@davinderkaur741]

Good,God bless you,for your honest information.

[@ramizqureshi5885]

Amazing investment journey and fantastic real time explanation. MB

[@atulvedpathak2611]

Excellent explanation Sanjay ji💐👍😊

[@VishalKumar-bt7wr]

I have just started investing in mutual funds from this month and I am targeting to invest for long term and my portfolio looks like below - per month-
UTI Nifty 50 Index Fund - 10k
Motilal Oswal midcap fund - 10k
Quant small cap - 10k
Parag parik flexi cap fund - 15k
Motilal Oswal Nifty microcap 250 Index fund - 5k
I am thinking to stick the above plan for next couple of years. Does my investment portfolio looks good in terms of getting good returns and managing the risks? Any suggestion would be really appreciated. Thanks!

[@laxmanjoshi2553]

Good things take time ❤

[@nkchauhan9]

भाई मजा आ गया कथुरिया साहेब 🙏🌹

[@kishorsamarth4402]

Perfect illustration of a real example. Thank you for sharing this. Please do share the spreadsheet as well.

[@AdityaKhandelwal-f9q]

Very insigntful video

[@NeerajKumar-og9gd]

Sanjay Sar bank se SIP karana sahi hai ya direct brokers SIP karana sahi hai please iska jawab jarur dijiyega

[@shyamgawande7508]

Bank wale Regular fund nikal ke dete hai to usme bank commission indirectly leti hai.
Usase acha direct koi b aap through lete ho to direct fund hota hai , usme bahot kam broker commission leta hai campair to bank.
Isliye App through invest kro.

[@abhijitrishabh8837]

Very good idea , waiting for your next vedio .

[@hardikmakwana8582]

Excellent video….real content ❤

[@riteshgupta5701]

Sir very nice. Explanation.

[@ShamimTv-h4o]

You are absolutely ideal for we newcomer Mutual fund students 💥💥💥

[@johnray417]

Sar aapka video bahut hi achcha lagta hai please sar aap aage bhi aise video banate jaaiye aur hamen motivate kariye tqu sir❤

[@anandahs6078]

Awesome , I was looking for this from long time

[@Sanjay_Kathuria]

Glad I could help

[@syedmoinqureshi6710]

Good and simple explanation 😊

[@Sanjay_Kathuria]

Thank you 🙂

[@rameshkumaryathirajyam9819]

Please add a video on extension of this video how to invest retirement funds - swp plus others

[@lokrajawasthi2983]

You are so good for us ❤❤❤❤❤

[@mohammedrafishaikh7544]

Mind Blowing Sir

[@ishansingh1883]

Thanks sir Ajit Singh from Lucknow ❤❤❤❤

[@prashantdeshmukh9245]

Thanks for real & neutral ❤

[@drstudy9614]

Thank you sir for your real fund video 😊

[@HarshKumarr773]

What about SWP when market ll be in loss.. At that we still withdraw money. It ll affect our principal value & final fund ll be affected.. How to manage this?

[@mybarmyrules9422]

Nice and very good project sir 🎉

[@vishalshah4284]

What about taxation part? Can you kindly include that in updated video?

[@riteshsing7813]

Sir retirement me mile fund ko kaise mutual fund me invest kare aur kis mutual fund me daale plz make a video

[@nikhiljaiswal7920]

Sir please apni mutual fund aur puri journey with swp bana digye please please please 🥺🥺

[@umeshd5645]

Good very use full information thank you sir

[@ArunChandekar-g5y]

Sir ji ur great nice information for me sir ji life meh ek baar milna chahunga aapko thank u so much

[@Sanjay_Kathuria]

Most welcome 🤗

[@shavezabbasi2096]

Sanjay sir you are doing great job
Love your content as always

[@malkeetrajput4699]

Bhut achi jankari

[@RahulValanju]

Great Sir😊
Sir lekin SWP ka Sheet bhi explain karo na ek video me vaha market upar niche hoga to kya hum apni withdrawal vahi chalu rakkhenge kya. Jaise aapke case me aapne bola 7.20 Lakhs Per Year..
Ye thoda excel sheet ke sath explain kar sakte ho kya Sir.
Live Example ke sath..

[@username_yt]

Great!

[@vnyart1]

Dialog delevery apki shandar hai sir

[@amitchowdhury5396]

🎉🎉🎉🎉Nice and Outstanding🎉🎉🎉

[@ramakantabarik6019]

Please add about inflation and taxation

[@sumantabasak9167]

Appreciated, but why didn't you consider tax on SWP?

[@BabuDesai-q9y]

Great sir Dhanyawad ❤

[@kumarmukeshgaud2588]

Very Very nice information

[@aslamparvez1982]

well explained video sir......thanks a lot....keep posting these kind of videos...❤❤❤

[@shabazshaikh8951]

I am really inspired by watching your videos
And I am going to start with 40k per month SIP
Thanks you for sharing a very much valuable video

[@shaileshTandle]

Mind blowing, Great Sir.

[@Sanjay_Kathuria]

Keep watching

[@Anjum.Thanvi]

Perfectly explained...

[@Sanjay_Kathuria]

Thank you 🙂

[@srmaurya]

Mind blowing Sir!!!!

[@bharatbhushan472]

You are so good person heads off 🙏 you 🎉🎉🎉🎉🎉🎉🎉

[@trinathmishra7364]

Jaihind sir

[@Rajjak1991]

MB SIR
Happy Teacher day sir🎉🎉

[@arnabbhattacharya6579]

Excellent work Sanjay ji....how about a podcast with Neeraj Arora or Pranjal Kamra or Krishan Sharma of ex HdfcAMC ?

[@lakshyaandaditi2401]

Wah 🎉🎉🎉congratulations ji

[@investing_idea]

Hamare jese logo ke liye ap Capitan Hi sir 🎉🎉

[@rakeshbhatt9186]

Happy teacher day sir ji

[@khajashaik675]

Super sir good information

[@AjitKumar-md6ld]

Sir swp me monthly sip kaise kare ispe video bnaye

[@devendraprajapati994]

Jabardast Sir🎉🎉

[@Gdhdjdkskskskjsjs]

Awesome sir please make a complete video on mutual fund investment

[@Sanjay_Kathuria]

Will do soon

[@manijaat8229]

Sir apki jitni tarif karu kam h aapne life badalne ka kaam kiya h ❤❤

[@baqirali7]

Excellent i am very much intrested Thank You

[@SainuMatami]

Good video sir Aaj se sip karta hoon

[@KrunalKavlekar-j4d]

SWP, is a good option for a Retirement plan, Education is important before Investing. Good Information, MB :)

[@madhusudanmodi1716]

Great person

[@hiteshchothani8937]

Thank You Sir Aap Hamesha Bahot Knowledgeable Information Share Karte Ho
Sir Financial Sheet Add Kijiye

[@nithinnikam6906]

mind booling sir

[@hareswargogoi-nt6ni]

Sirji aapka motivation speech I like it ❤🎉

[@p217217]

Sir , Please share the SWP excel sheet in the description , thanks

[@gsmuralidharaan3052]

Amazing Education Sanjay. Keep up the good work

[@md.zahidansari9901]

Realy...mindblowing🎉❤