How Much Debt Did We Pay Off in 3 Years? | Debt Payoff Update | Debt Snowball | Debt Free Journey

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  • เผยแพร่เมื่อ 11 ก.ค. 2024

ความคิดเห็น • 103

  • @vbb8948
    @vbb8948 ปีที่แล้ว +7

    I have been inspired by many of your videos and your consistency! My debt was $176,667.87 in October 2021! I also follow Dave Ramsey and I am Gazelle Intense! Today my balance stands at $83,500.00🎉 Congratulations on the progress!!!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Wahoo!! That is awesome progress. Congratulations!

    • @vbb8948
      @vbb8948 ปีที่แล้ว

      @@BeaFindsJoy ❤️

  • @KaylynneJ
    @KaylynneJ ปีที่แล้ว +9

    I have around $106,000 left total for student loan debt from my undergraduate degree! I'm paying that down while simultaneously paying for my graduate degree out of pocket. Once I finish paying my grad school and complete my degree I will be able to focus entirely on paying off my undergraduate loans. My goal is to be student loan debt free by 30! So in 4 years, Lord willing! You are a great inspiration, it's nice to see someone else with such a high amount of debt paying it off. Great video girl🥰

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      You got this girl! We will cheer each other on. One step at a time!!

  • @chingonacouponer
    @chingonacouponer ปีที่แล้ว +15

    I’m currently working with $31k & my goal is to become CC debt free this year! No specific month. i have $28k in student loans and i’m waiting for the results to happen 😩 i’m a pell grant recipient so i need the student loan Gods to come thru lol great video !

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +2

      You got this!!! We got this! We going to be celebrating this year. I can feel it.

  • @CowwoC
    @CowwoC ปีที่แล้ว +3

    I love these videos and I'm so glad you're back! I can't believe it has been 3 years wow!!!!!

  • @meancarleen
    @meancarleen ปีที่แล้ว +3

    After paying off $22k in credit card debt in 2022: I am debt-free as of Halloween 2022!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Yesss!!! That is AMAZING! 22 is your lucky number.

  • @idk-ht7os
    @idk-ht7os ปีที่แล้ว +6

    It's so good to see you back in 2023! Missed you much and I'm so excited to see your debt update video ❤️

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      Missed y’all so much! I’m so happy to be back.

  • @rosbudgetlife3324
    @rosbudgetlife3324 ปีที่แล้ว

    Great update & progress crush one debt at a time.

  • @BudgetsWithBess
    @BudgetsWithBess ปีที่แล้ว

    You got this! You know these are my fav videos bc no matter what your progress is motivating! 💕

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Aww thanks love! These videos always energizes me.

  • @symonerae07
    @symonerae07 ปีที่แล้ว

    So happy you’re back!!

  • @MoneywithGab
    @MoneywithGab ปีที่แล้ว +1

    Loving this update Brittany!! 🎉🎉🎉 for the forgiveness for hubby!! All the vibes for yours as well!! ❤❤ the overall debt amount has went down drastically Girl!! Soo excited to see you back providing these updates!!😊

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      I’m trying to be like you sis!! I’m going to get there, but happy to see the progress.

  • @angeldoesitall
    @angeldoesitall ปีที่แล้ว +1

    Hey! Thank you for your transparency. I haven't even started to tackle my student loan debt but I know it will be on the way. Thanks for sharing :-)

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      You are welcome. You got this whenever you are ready to start!

  • @SnowGardener307Budgets
    @SnowGardener307Budgets ปีที่แล้ว

    Good morning Brittany! So happy to have you back!!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      It’s good to be back and doing videos.

  • @Netta0677
    @Netta0677 ปีที่แล้ว

    Hey sis! Thank you for sharing and motivating me.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      Aww. Thanks! I am motivated by all of you!

  • @kathleenbrowne198
    @kathleenbrowne198 ปีที่แล้ว

    It's great to hear about your loan forgiveness. I'm so happy that happened for you and your family, and thanks for writing back with encouragement. Best wishes to you and your family on your financial journey. Keep posting content on finance and budgeting; it helps.

  • @IDesireeWealth
    @IDesireeWealth ปีที่แล้ว

    Loveee the debt update Brittany.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      They are my favorite too!!

  • @TheChristianBudgeter
    @TheChristianBudgeter ปีที่แล้ว +1

    Congratulations! Y’all are doing good! God blessed me to have All of my student loans forgiven as well!🙌🏽 Thanks for sharing!❤

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Yess!! A true blessing indeed. I’m claiming the victory now.

  • @thomasinabrown314
    @thomasinabrown314 ปีที่แล้ว +1

    The whiteout would bother me too which is why I use the Frixon gel pens so I can erase any mistakes. Awesome video. Welcome back! Keep up the good work.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      You know it took a lot for me to keep it moving!

  • @yolandabacon3662
    @yolandabacon3662 ปีที่แล้ว

    Stay as you are - excited and you will get through this. I like that you are real. I am getting back on track after over spending a bit. I will say this. I pray your family does not have many setbacks this year and able to move forward speedily.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Thanks so much! I appreciate your comment.

  • @Elishadreams
    @Elishadreams ปีที่แล้ว

    I'm so happy for you!!! Congratulations on getting under 90K 🎉🥂

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Wahoo!! Thank you. I’ve step at a time.

  • @natsbudget4040
    @natsbudget4040 ปีที่แล้ว

    Great Debt video 💜💜

  • @rosbudgetlife3324
    @rosbudgetlife3324 ปีที่แล้ว

    Hey Brittany awesome news for your hubby sending positive vibes your next claim it by faith.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      We are so happy about his news. Now we just wait for mine! Claim it by faith indeed!

  • @RochelleAdamson
    @RochelleAdamson ปีที่แล้ว

    Brittttt!!!! 😆 loving this content. You were so missed! We will be knocking out this debt together 😩 so happy hubbys debt was forgiven YESSSS

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      We got this!!! One step at a time.

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets ปีที่แล้ว

    I’ve been downloading and catching up on all of your content offline because I was travelling, but I’m so excited to be home and be able to say HEY BESTIE!!! Two snaps for progress ❤❤

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Hey Bestie!! How was your trip?? We still need to do our video chat.

    • @TaylahLouiseBudgets
      @TaylahLouiseBudgets ปีที่แล้ว

      @@BeaFindsJoy it was really good!! I’m still so exhausted from the big travel days though (we landed at 5pm after 24 hour travel day and I went straight back to work the next morning 🥱)
      I haven’t forgotten!! You’re still on my to do list 😬😅

  • @sml1557
    @sml1557 ปีที่แล้ว +4

    Im so glad that your back. You are my motivation to pay off my debt of 28,000.00 I'm determined to pay it off by September 2024. I pay 950.00 a month. The good thing is the interest comes back to me. It was a personal loan I took out my work retirement fund during the pandemic in january 2021. It was a 58 month loan. I can't wait to see what this year brings. I believe in you and I know that you will crush it this year. So happy about your pregnancy. Congratulations

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Hey hey! It’s good to see your comment! I believe in you too and believe we both can do it and reach our goals.

  • @ceceliacarter1670
    @ceceliacarter1670 ปีที่แล้ว

    Brittany, you are doing so well eliminating your debt. Keep it going.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Thanks so much! One step at a time.

  • @sheak2426
    @sheak2426 ปีที่แล้ว +2

    Congratulations on the debt forgiveness! Here’s to grinding down that 89K!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      Here we go indeed! Thanks for being on this journey with me.

  • @sheplansshebudgets507
    @sheplansshebudgets507 ปีที่แล้ว +1

    You’re basically half way done 🎉 cheers to being 50% debt free!!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +1

      Thanks so much! I’m excited to see where I am at the end of the year.

    • @sheplansshebudgets507
      @sheplansshebudgets507 ปีที่แล้ว

      @@BeaFindsJoy me too 😉

  • @EE-in7su
    @EE-in7su ปีที่แล้ว +1

    Congrats on being under 90k! Keep going!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      One step at a time. I’m excited to see where we land this year!

  • @CashBearMama
    @CashBearMama ปีที่แล้ว

    Subscribed ❤

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Yay! Welcome to the Crafty Budgeter Fam 💜

  • @alexisschrock459
    @alexisschrock459 ปีที่แล้ว

    I just subscribed! I will be getting married soon and my husband will have student loans. We have already started saving and budgeting! Glad to know we aren't alone and it's not impossible!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Welcome the The Crafty Budgeter Fam! Congratulations on your engagement and soon to be marriage. It’s possible. Just have to be disciplined.

  • @CathysCashCoin
    @CathysCashCoin ปีที่แล้ว

    Out side of my new north I incurred about $10k in new debts the last six months. I’m here fighting thru this with you Brittany!💚😊

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      We got this Cathy!!

    • @CathysCashCoin
      @CathysCashCoin ปีที่แล้ว

      @@BeaFindsJoy meant mortgage 😂 And YES we do💪🏼🤯💪🏼

  • @williamwarren9448
    @williamwarren9448 ปีที่แล้ว

    SOOOO good to see you acknowledge and plan for your debt repayment :) so happy for you - I am retired (hubby still works) and we owe ONLY on my car (and I am upside down in it but thats my problem haha) but sooo much better off than when we finally found Dave Ramsey in 2009 - it took us so long to clean up and move out of debt - you can do it you know how :) glenda House is PAID OFF

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Wahoo!! I love getting motivation from others who have paid of their debt. Thanks for sharing.

  • @BlackGirlsOven
    @BlackGirlsOven ปีที่แล้ว

    We are just starting out. We are about 125k in debt give or take. Debt snowball and hoping bringing in some extra money will help. We have some cars on Turo. Things like that. Seeing yours gives me so much motivation and hope.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Yes!! I’m so glad that this video is giving you the motivation. You can do it!

  • @heatherhillperez
    @heatherhillperez ปีที่แล้ว

    So exciting! Under $90K. Great job - even though you added some debt, you still made progress! At the end of 2021, you were at $100K. So, 10K less is so great! You got this, and you know I'm here to cheer you on!

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      I was waiting for your response. What’s your predictions for this year?

    • @heatherhillperez
      @heatherhillperez ปีที่แล้ว

      I'll do some math and let you know! 😁

  • @teachprayplan2111
    @teachprayplan2111 ปีที่แล้ว

    I’m waiting to hear about my Public Service Loan Forgiveness. Congratulations to your family for getting the forgiveness.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Crossing fingers for the both of us!!

  • @btbudgets
    @btbudgets ปีที่แล้ว

    We’ve got about $50k in car loans left and that’s it besides the mortgage. Getting there!

  • @Ann-Marielivingonabudget
    @Ann-Marielivingonabudget ปีที่แล้ว

    We have a car loan, medical debt for a recent major surgery, and a mortgage right now. I'd love to pay them all off early. Not only that, but we have old cars that we need to replace because the maintenance costs are getting greater and greater. So do we try to save up for them, which seems impossible because other costs always get in the way, or do we bite the bullet and just go ahead and replace one for now? That's where we are at. I really wish we had started saving for new cars as soon as we bought the old ones. It just wasn't as pressing at the time as other costs that we had.

  • @kathleenbrowne198
    @kathleenbrowne198 ปีที่แล้ว

    I'm working on having all my $90,500 in loans forgiven due to not being employable due to being on SSDI; that's why I asked the previous question, "Please don't take offense."

  • @kathleenbrowne198
    @kathleenbrowne198 ปีที่แล้ว

    I have $162k in debt and am currently on SSDI. Try selling one of the cars to put towards debt or the emergency fund. Don't stress yourself.

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      Best wishes with your debt. I’m not stressing thankfully like I used to be. I know it will happen and we will get there.

    • @kathleenbrowne198
      @kathleenbrowne198 ปีที่แล้ว

      @@BeaFindsJoy Thanks

    • @kathleenbrowne198
      @kathleenbrowne198 ปีที่แล้ว

      I'll try not to worry. I forwarded my student loans to the forgiveness unit, and things are looking good so far, as I was told. So fingers crossed, my loans are on the way to being discharged.

  • @kraziikiim
    @kraziikiim ปีที่แล้ว +1

    I’m at 45K in student loans. I’m really trying to pay it all off this year but idk if it’s possible tbh. I have $25K in car loans but honestly I’m not worried about that

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว +2

      Them student loans are the worst! The interest is a beast too. Whatever you decide, I will be cheering you on!

  • @kathleenbrowne198
    @kathleenbrowne198 ปีที่แล้ว

    How did you get your loan forgiven when the process is still in the courts?, which agency did you use?

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      I am referring to the Public Service Loan Forgiveness, not the one that is in courts.

  • @susanam.6669
    @susanam.6669 ปีที่แล้ว +1

    I saw a girl that when she got to her Great Lakes loan she paid them separatly. She had a Grat Lakes 1,2,3,4 and she started with the smallest one. Because if she paid in the big picture she would not save money with the interest. Maybe it is an idea for you ❤

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      That’s a great idea. I’ll look to see what that would mean for my loans.

  • @LearnAsYouGo.
    @LearnAsYouGo. 6 หลายเดือนก่อน

    Why not keep paying the same amount in debt that you were paying in the previous year? If you were paying $2,700 monthly in debt why not keep the intensity until all your debts are paid off?

  • @ML-mj1xe
    @ML-mj1xe ปีที่แล้ว

    Where did you get the dent tracker?

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      It’s in our budget book. There is a printable and a digital version available now on our website.

    • @ML-mj1xe
      @ML-mj1xe ปีที่แล้ว

      Thank you’

  • @marielykkemarkchristensen6856
    @marielykkemarkchristensen6856 ปีที่แล้ว

    You could either not write the dollar sign. We all know its dollars. And you could also write whole numbers without cents. The cents really doesnt matter that much. And those 2 just look messy. I dont think you need to make colums bigger, just remove dollar signs And the cents

    • @marielykkemarkchristensen6856
      @marielykkemarkchristensen6856 ปีที่แล้ว

      But you are doing amazing btw

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      I literally thought the same thing about the dollar sign too when editing. Thanks for confirming!

  • @user56gghtf
    @user56gghtf ปีที่แล้ว

    Praise God concerning your husband's student loans. 🥰
    Matthew 6:33
    But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.

  • @feleciasmith6246
    @feleciasmith6246 ปีที่แล้ว

    Hey what's youretsy

  • @caffeinefixbudget
    @caffeinefixbudget ปีที่แล้ว

    I'm also working on my debt which amounts to Php 165,00 ($300). My goal is to pay it all off by December 2023.
    It's inspiring to see others work towards their debt free journey. I'm rooting for you 🥰🤎

    • @BeaFindsJoy
      @BeaFindsJoy  ปีที่แล้ว

      I’m rooting for you too!!! We got this.