debt confession update | quarter one | credit card payoff | debt snowball method
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- เผยแพร่เมื่อ 4 เม.ย. 2023
- hey y'all!
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I paid off my mortgage this week (six years - $336,000) which is a huge deal for me (single, did it all myself). Also pick up my new car on Wednesday. It's a big month for me!
No trainwrecks- we all have our own trials and messy lives. 1. You're so brave for sharing it. 2. You're addressing it. And quickly. So you're doing absolutely amazing. ❤
Yay!! You have paid more than 13% of debt off in 3 months
I personally prefer the avalanche debt payoff method, and it seems like you do too! I'm about 57% of the way through my journey with paying off student debt - very inspiring video!
It's not a train wreck, it's inspiring. My husband and I are on our debt free journey too, there's no shame here. You're meeting it head on!
I took ideas from Dave Ramsey, but I augmented it to fit my life. I think as long as you set up good rules, and you stick to them, you should do what works best for you. Commitment is the key. I never did cash envelopes, because I lose things. I paid off my couple of lowest first, and when I felt comfortable paying things off and had accomplishments, I went to highest interest instead of least amount. I also did my match for my 401K.
YAYYY!!! 🎉 I love this video, the transparency, & the quarterly check in! This is so amazing & exciting. Cannot wait to see next check in ❤
This is awesome! I’m not sure if you’ve heard of the avalanche method- but it’s tackling the largest interest first. It takes more determination because you don’t see debts fall off as quickly necessarily but if you follow that method your debts will cost you less over time. It seems like this is what you are hoping to do with your visa. This is very encouraging though!
congrats on paying that chase card!!! it makes so much sense to change the snowball method to try to bring down that big debt. you're doing so great <3
When I say I RAN to this video! First of- we MUST give your debt tracker bundle it’s deserved appreciation. It is BEAUTIFUL my friend! YAY for not needing all that tax money. YAYAYAYAYYYYYYYY goodBYE credit card! This is AMAZING!!!! 9k! That is insane! Way to GO friend!! 🎉🎉🎉 Rebelsss. I love it! This is a great plan! I love it! Great video my friend!! 💚💚💚
I enjoy the format of this video. It's cool seeing your progress over time and I look forward to your Q2 update in a few months!
First of all congratulations in your amazing debt free journey !!! 🎉🎉 I love these trackers and I’m going to need these to track my car payoff to stay on track and finish paying it by December 23.
Congrats on that big payoff 🎉 !!! Love your no-nonsense approach to your updates!
Wow like simply wow! What you have done is remarkable and goes to show what hard work and consistency can do.
Good for you! I think that’s a great plan going forward. I’m glad you’re “mad” about what these creditors are getting from you! Use that to continue forward with the same intensity and you’ll be debt free in no time.
HELL YA!!! 🎉🎉🎉 one down! Great job! So motivating!
🎉 great work. Love your trackers in my Etsy cart now 🤗
I recommended this video and I definitely need it to start paying off my credit cards as I'm in debt with credit cards as well.
You are essentially doing the avalanche method! Which is the one that would save you the most money on interest! Dave Ramsey says to do snowball bc most people would be discouraged, but if you’re not avalanche will save you way more money!
Very inspiring! Thank you for sharing!!