Health Provisions and Life Policies Game Night

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  • เผยแพร่เมื่อ 11 พ.ย. 2024

ความคิดเห็น • 69

  • @kayd0609
    @kayd0609 6 หลายเดือนก่อน +5

    Thank you for all your info! I passed today! 1st attempt!!!!!!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  6 หลายเดือนก่อน +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @BabyBaby-xf2mq
    @BabyBaby-xf2mq 9 หลายเดือนก่อน +3

    I passed my P&C test thanks to you! ❤ Now on to L&H 😊

    • @insuranceexamqueen
      @insuranceexamqueen  9 หลายเดือนก่อน

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @BabyBaby-xf2mq
      @BabyBaby-xf2mq 9 หลายเดือนก่อน

      @@insuranceexamqueen done 🤗

  • @Laura_maher0342
    @Laura_maher0342 10 หลายเดือนก่อน +2

    I’m so glad I found you and your videos!!! I passed the WA health only today (already had life/variable annuities) thank you!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  10 หลายเดือนก่อน +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @Laura_maher0342
      @Laura_maher0342 10 หลายเดือนก่อน

      @@insuranceexamqueen you got it girl! I put one up :) thanks again! Now onto series 9 and 10 wish me luck! 😀

  • @auntylaney
    @auntylaney ปีที่แล้ว +5

    I passed my Life insurance exam and now going to take my Health insurance exam, your videos have been a lifesaver!!! I’m in Hawai’i, which topics should I focus on?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @pawalinjom6061
    @pawalinjom6061 ปีที่แล้ว +2

    Congratulations Melisa. GOD bless you. May your baby grow up to be a great man or woman in future.

  • @we5530
    @we5530 ปีที่แล้ว +6

    I am taking this test life and health test this Saturday on 08/12. Thank you so much your teaching style is great and really making this stick in my head, I really feel I am equipped to pass especially with the emphasis on insured!

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      You got this!!! Which state?

    • @we5530
      @we5530 ปีที่แล้ว

      Ohio

    • @we5530
      @we5530 ปีที่แล้ว

      Thanks again for your hard work, my prayers are with you!

  • @cinnamin77abbachild15
    @cinnamin77abbachild15 ปีที่แล้ว +1

    Thank you so much Mellisa insurance Queen.

  • @wcdtf5743
    @wcdtf5743 7 หลายเดือนก่อน +1

    If you ever get the ulcers again, i had the same problem , rinse your mouth with hydrogen peroxide and cool water, gently swish it around, it will sting a bit at first but WOW they heal quickly and it feels good when it bubbles its like ahhhh relief

  • @falerialind5912
    @falerialind5912 ปีที่แล้ว +2

    Wondering why NC doesn't seem to have the breakdown (by percents) of the Life, Accident and Health Exam. Did a search in multiple locations, but can't seem to find it.

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Some states dont publish them - North Carolina Life Insurance
      60 Total Questions (55 scored, 5 pretest)
      Time Limit: 75 minutes
      Chapter Percentage of Exam
      Types of Individual Life Insurance 31%
      Annuities 9%
      Policy Provisions, Options, and Other Features 20%
      Other Life Topics 15%
      North Carolina Statutes and Regulations Pertinent to Life 25%
      North Carolina Accident and Health or Sickness Insurance
      60 Total Questions (55 scored, 5 pretest)
      Time Limit: 75 minutes
      Chapter Percentage of Exam
      Accident & Health Insurance Policies 40%
      Accident & Health Insurance Provisions 20%
      Other Accident & Health Topics 15%
      North Carolina Statutes and Regulations Pertinent to Accident &
      Health 25%
      North Carolina Medicare Supplement/Long-Term Care Examination
      60 Total Questions (50 scored, 10 pretest)
      Time Limit: 1 hour 45 minutes
      Chapter Percentage of Exam
      Medicare in General 16%
      Medicare Part A 20%
      Medicare Part B 14%
      Medicare Part C 6%
      Medicare Part D 4%
      Medicare Supplement Policies 16%
      Medicaid 2%
      Long-term Care Policies 22%

  • @Kamurirubey13
    @Kamurirubey13 ปีที่แล้ว +2

    I'm taking my Florida Life and Health 0215 exam. Really trying to pass My first time. What would you recommend ? Thank you for all your helpful videos also and your time. I already passed my xcel pre licensing

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @LRad7
    @LRad7 ปีที่แล้ว +2

    Melissa, thanks so much for sharing this content! I'm having trouble finding my course content for life and health in California. When I go to the examfx page and state requirements, it just says that a 52 hour course is required. I'm enrolled in A&D Banker but I wish I had purchased your course. Any suggestions on what I should focus on studying?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Your A&D course should meet the hour requirements. My classes are a supplement to your state course- you'll still need to have state specific text for the exact #'s. I'll cover the basics of the department of insurance, the unfair trade practices and which numbers you need to remember.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @marshallmill5597
    @marshallmill5597 หลายเดือนก่อน

    I went to ExamFX and followed step by step and I did not see the beak down for Florida. Is this one of the states that don’t have it?

    • @insuranceexamqueen
      @insuranceexamqueen  หลายเดือนก่อน

      EXAMFX took down their breakdowns for the exams go to preparetopass.com/requirements Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! th-cam.com/video/b8cl8AIM7j0/w-d-xo.html
      I am sending you all the loves and vibes to pass the exam

  • @ashasingla4124
    @ashasingla4124 4 หลายเดือนก่อน

    You are so good. I am learning a lot.

    • @insuranceexamqueen
      @insuranceexamqueen  4 หลายเดือนก่อน

      Glad to help. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @sarabankar4204
    @sarabankar4204 10 หลายเดือนก่อน +1

    The exam fx doesn’t have breakdown for Florida. Do you mind sharing that ? please and thank you 😊.

    • @insuranceexamqueen
      @insuranceexamqueen  10 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @sarabankar4204
      @sarabankar4204 10 หลายเดือนก่อน

      @@insuranceexamqueen Thank you so much. What does social insurance means on my breakdown ?

  • @coachtanishamarie
    @coachtanishamarie ปีที่แล้ว +3

    Definitely be on point

  • @PinkLady7752
    @PinkLady7752 ปีที่แล้ว +1

    Do you have the percentage breakdown for NJ -Accident and Health? I have a breakdown but not by percentage.

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Google " new Jersey accident and health insurance exam content outline"

    • @PinkLady7752
      @PinkLady7752 ปีที่แล้ว

      @@insuranceexamqueen Thank you!

  • @chillinwdjess2519
    @chillinwdjess2519 ปีที่แล้ว +1

    I have the same issue. You could gargoyles some warm salt water as well

  • @abbyroelofsen2777
    @abbyroelofsen2777 ปีที่แล้ว +1

    Hello! I am wanting to begin studying for my Life and Health with you and would like to buy the gold. Do you know when it will be available? I don’t want to buy the silver today and then gold become an option tomorrow, so just checking. Thanks!!

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Gold Life and health is available!! But either way, if you were to get silver, and you wanted to get gold later, there is a coupon code in your course to upgrade for the price difference!! The gold is definitely the best, and you'll get silver along with it

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      www.insuranceexamqueen.com/courses/rtgoldlh

  • @jonathanhernandez7333
    @jonathanhernandez7333 ปีที่แล้ว +1

    how do i find Georgias breakdown the method you used didn't work for Georgia

  • @sandykay6065
    @sandykay6065 11 หลายเดือนก่อน +1

    I’m not able to find this information in Missouri 😢

  • @Top10-anything.everything
    @Top10-anything.everything 10 หลายเดือนก่อน

    Utah Life, Accident and Health Insurance Examination. took my 1st test but failed with a 60%

    • @insuranceexamqueen
      @insuranceexamqueen  10 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
      I break down what areas to focus on to help you get to that passing score.

  • @tiffanysimmons1722
    @tiffanysimmons1722 8 หลายเดือนก่อน

    Hi am taking L&H in a couple weeks

    • @insuranceexamqueen
      @insuranceexamqueen  8 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @devonjasper5284
    @devonjasper5284 ปีที่แล้ว +1

    Massachusetts doesn’t give me that break down 😢

  • @Jar0Jess
    @Jar0Jess ปีที่แล้ว +1

    Hi I have a question, commenting on a recent video in hopes you'll see it.. I bought property and casualty exam book (kaplan) that was published in 2017 , will this material still be suitable to pass the insurance exam do you think ? Has a lot changed since then?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Hi! I check all comments! What state is it for?

    • @Jar0Jess
      @Jar0Jess ปีที่แล้ว

      @insuranceexamqueen utah ! It's property and casualty insurance license exam manual 1st edition

    • @Jar0Jess
      @Jar0Jess ปีที่แล้ว

      Thank you for the reply !!

  • @emformoon
    @emformoon 11 หลายเดือนก่อน

    The link for your Facebook in your description does not work.

    • @insuranceexamqueen
      @insuranceexamqueen  11 หลายเดือนก่อน +1

      If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

    • @emformoon
      @emformoon 11 หลายเดือนก่อน

      @@insuranceexamqueen I joined from another video. Thanks for the help

  • @IronAlien
    @IronAlien ปีที่แล้ว

    24:32 if you are ready for questions.

  • @devncross
    @devncross ปีที่แล้ว +1

    1:43:23 was a tricky question because technically it’s not permanent I thought because it expires at 100 but I understand whole life I thought it was a trick question lol

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      They do consider whole life permanent, that is a test question!! Even though it only goes to age 100..

  • @reneescarbough5533
    @reneescarbough5533 ปีที่แล้ว +2

    I took my exam today i got a 63 i really need your help 😢

  • @isaiahmartinez8079
    @isaiahmartinez8079 ปีที่แล้ว +1

    Thank you had a blast!

  • @allenasindependence
    @allenasindependence ปีที่แล้ว

    It doesn't show the breakdown anymore

  • @vondawebb5409
    @vondawebb5409 8 หลายเดือนก่อน

    health & life in utah

    • @insuranceexamqueen
      @insuranceexamqueen  8 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/