5 Best Fidelity Index Funds To Buy and Hold Forever

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  • เผยแพร่เมื่อ 4 พ.ค. 2022
  • In this video, we'll go over the 5 best Fidelity Index Funds to invest in. These are the top index funds from Fidelity that you can buy and hold forever to help you reach Financial Independence sooner. 100% of my investment portfolio is loaded up with index funds just like these because they're simple, reliable, and can easily double, triple, or even quadruple in price if you hold them for long periods of time.
    I always suggest buying and holding these index funds for as long as possible because the stock market is very volatile in the short term. If any of these investments happen to underperform in the short term then don't automatically sell off your positions. Patience is the most important part of investing.
    This is the biggest problem with the Fidelity Zero Fee Index Funds: • Big Problem With Fidel...
    You can use any of these funds to build a 2 and 3 fund portfolio.
    Check out my video on the 3 fund portfolio: • Why The 3 Fund Portfol...
    Check out my video on the 2 fund portfolio: • Invest In These 2 ETFs...
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    Fidelity 500 Index Fund FXAIX - This fund tracks the S&P 500 which is made up of the 500 largest U.S. stocks, based on market cap. FXAIX is for anyone who is looking to match the performance of those largest U.S. stocks. Because they make up 80% of the total U.S. market cap, they’re what really moves the markets.
    Fidelity Total Market Index Fund FSKAX - FSKAX does exactly what the name says- invests in the total U.S. stock market. That means your money is invested among pretty much every U.S.-based stock out there. This fund is for the person who wants the stability that comes with investing into those biggest 500 companies while still gaining exposure to those up-and-coming mid and small-cap stocks as well.
    Fidelity Total International Index Fund FTIHX - The Fidelity Total International Index Fund is just like the Total U.S. Index fund except the international fund holds stocks that exist outside of the United States. This fund seeks to provide investment results that match the total return of foreign developed and emerging stock markets. FTIHX specifically tracks the MSCI All Country World Index ex USA, which covers about 85% of global equities outside of the United States. By investing in FTIHX your money is diversified among different countries, regions, sectors, and even currencies.
    Fidelity U.S. Bond Index Fund FXNAX - It tracks the Bloomberg U.S. Aggregate Bond Index which holds a mixture of U.S. Treasuries, corporate bonds, and mortgage-backed securities. If you’re someone who is building a 3 fund portfolio then you’re going to need a bond fund. This is a great index fund to fill the gap in that type of strategy.
    Fidelity Real Estate Index Fund FSRNX - If you're looking to invest in a real estate fund then don't choose this Fidelity fund because it's not that good. Instead, invest in the Vanguard Real Estate ETF VNQ. You can purchase that index fund on the Fidelity investment platform.
    Affiliate Disclaimer: Some of the above may be affiliate links. Support the channel by signing up or purchasing through those links at no additional cost to you. I appreciate you for helping me keep this channel running
    Disclaimer: This video is for entertainment purposes only. Everyone's situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio. Always remember that incentives determine the type of advice they give you so one that charges an hourly fee is less likely to be problematic.
    #Fidelity #Investing #IndexFunds

ความคิดเห็น • 338

  • @JarradMorrow
    @JarradMorrow  2 ปีที่แล้ว +12

    Check Out My Recommendations (It helps support the channel):
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  • @natebruno7967
    @natebruno7967 2 ปีที่แล้ว +6

    Brad sent me here. Love me some index funds!!

  • @vanessagomez5132
    @vanessagomez5132 ปีที่แล้ว +30

    I am so grateful I came across to your videos, I am a new investor and watching your videos has given me a good outlook of the stock market. I love the way you layout everything, I can understand it better so thank you!!

  • @kwzstorytelling
    @kwzstorytelling 4 หลายเดือนก่อน

    Thanks, Jarrad! Your presentation is clear and thorough. Lots of great info! Thanks for covering the downsides.

  • @auricgoldfinger8478
    @auricgoldfinger8478 ปีที่แล้ว +62

    Choose 2 and only 2. One S&P 500 or total U S market ( I prefer S&P 500 because of more favorable tax ramifications, although this can be argued).
    Then one bond fund - intermediate duration, muni treasury, corporate or mixed, depending on tax bracket.
    No international needed. The S& P gets over 40% of its profits from outside the USA. Political unknowns and currency fluctuations make internationals less necessary and desirable.
    But what do I know. I’ve only done this for 40 years

    • @2legit2011
      @2legit2011 10 หลายเดือนก่อน +1

      I have VOO and SCHD, what bond fund do you like?

    • @auricgoldfinger8478
      @auricgoldfinger8478 10 หลายเดือนก่อน

      @@2legit2011 VOO is great choice. SCHD is still a sector bet, albeit a large one.
      VWIUX is my muni intermediate choice. VTEB is the ETF with closest correlation.
      Good luck

    • @ari_luke
      @ari_luke 7 หลายเดือนก่อน

      What’s your net worth?

    • @jotejada2249
      @jotejada2249 4 หลายเดือนก่อน

      I’m 54 yo. I switched from TDF in 2021 to 50/50 fxaix and bonds only. I’m 11 yrs in my retirement. Do you think I should increase my contributions to fxaix?

    • @user-ih8ei6jn5l
      @user-ih8ei6jn5l 3 หลายเดือนก่อน +1

      Which bond funds in Fidelity do your recommend?

  • @LindaDulcinea
    @LindaDulcinea 4 หลายเดือนก่อน +3

    Your videos are excellent and so are your thoughtful responses to questions in the comments. I just subscribed!

    • @JarradMorrow
      @JarradMorrow  4 หลายเดือนก่อน +1

      Thank you so much!

  • @Theninjas3
    @Theninjas3 3 หลายเดือนก่อน

    I wish I had this type of knowledge. We appreciate you 🙏

  • @heinfinance
    @heinfinance 2 ปีที่แล้ว +18

    Great video with great explanation! I like those animated stats too! I am also using Fidelity as my main brokerage account

  • @coreypetitt3009
    @coreypetitt3009 5 หลายเดือนก่อน +3

    @JarradMorrow - If I have my money in Fidelity, does it just make sense to buy Fidelity’s index funds instead of Vanguard’s? For example, if I want to buy VOO should I just buy FXAIX and pay less expense ratio? That is what I am having trouble with. Convenience is telling me Fidelity but I want to make sure I’m not missing out on something Vanguard provides in VOO that Fidelity doesn’t in FXAIX. Thanks!

  • @johndubeansky6547
    @johndubeansky6547 ปีที่แล้ว +1

    Solid explanation sir!

  • @Marco4Mayor
    @Marco4Mayor 2 ปีที่แล้ว +5

    Any pro or con to going FSKAX vs VTSAX?

  • @LJ-uj3vq
    @LJ-uj3vq ปีที่แล้ว +73

    I'm a single mother, 36, and am just now contributing to 401k as my job offers Fidelity. I'm reading the pamphlet provided, and it's all overwhelming, I don't know which investment I should choose even after listening to this video. I thought about just doing Robinhood... I may be working until I die, but I want my children to be OK.

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +98

      First off, 36 is still super young so don't get discouraged or feel like you're starting "too late".
      Second, I understand that it's overwhelming but slow down, take your time, and approach the process like you're a student learning something new.
      Third, it's generally best to contribute to your tax advantaged retirement accounts (401k, Roth IRA, and those sorts of accounts) before investing in a taxable account due to the tax benefits offered within retirement accounts.
      Fourth, the best investing approach to take as a beginner would be through the 2 or 3 fund portfolio. I'll have videos on the topic linked below. Even though I've been investing for many years and understand a lot, I personally still stick with the 2 fund portfolio so it's not just for "beginners". Once I get closer to retirement I plan to shift to the 3 fund portfolio. That being said, some people just prefer to stick with a 3 fund portfolio their whole life so there's no right or wrong answer to which one you choose.
      If you have any questions then let me know and I'll do my best to help teach you what you need to know.
      Video on the 2 fund portfolio: th-cam.com/video/u7JeoXYG2sE/w-d-xo.html
      Video on the 3 fund portfolio: th-cam.com/video/X7hZQmSj8KI/w-d-xo.html

    • @LJ-uj3vq
      @LJ-uj3vq ปีที่แล้ว +38

      @@JarradMorrow Thank you very much for taking the time to respond. This is greatly appreciated 🙏🏽

    • @StephanieGagos
      @StephanieGagos ปีที่แล้ว +3

      @@JarradMorrowdo you do one on one sessions as in looking at someone's portfolio and helping them create the best asset mix for them? I'm 53 and totally lost. All of my small amount of money is in the Fidelity 500 Index Fund

    • @joseCalderon1976
      @joseCalderon1976 ปีที่แล้ว

      Working until you die? Just invest and don't buy too much crap that you don't need. You can do it! You are very young!

    • @allanrobinson9786
      @allanrobinson9786 ปีที่แล้ว +6

      @@StephanieGagos That’s a great start! Next, I would focus on maxing out your tax advantaged accounts (Roth IRA, Health Savings Account, then back to you 401k to max it out).

  • @floridaboy7273
    @floridaboy7273 2 ปีที่แล้ว +51

    Good content . My fidelity favorites are FSKAX , FISVX ( small cap), FISMX ( mid cap) , and FTIHX ( Total International ).

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +5

      👍

    • @1230mkelly
      @1230mkelly ปีที่แล้ว +5

      Quick question: What is your break down percentage of how much each fund makes up for the whole sum of your overall portfolio?

  • @jacobboone568
    @jacobboone568 ปีที่แล้ว +24

    Phenomenal video!! Very in depth but not to the point of confusion. Perfect for my level of understanding. Thank you!

  • @trevorhassel8296
    @trevorhassel8296 2 ปีที่แล้ว +3

    Love the videos man. Well done!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +1

      Appreciate it! Are you back to making videos?!?!

  • @dexterking7662
    @dexterking7662 ปีที่แล้ว

    I’m working on my second 401k from NORA they are offering Fidelity top funds I like the index

  • @bobm.1274
    @bobm.1274 2 ปีที่แล้ว +10

    Great video. Just starting to look into investing, and need good advice. Thanks for your help.

  • @shareea9352
    @shareea9352 ปีที่แล้ว

    Hi! Since the VNQ is an ETF rather than a mutual fund based index fund, does that mean I have to monitor and trade daily or can I hold on to in for retirement like I would for a more traditional index fund? Sorry I am new to investing and am trying to figure it out. Sorry if that is a dumb question/makes no sense...

    • @lkeith88
      @lkeith88 ปีที่แล้ว

      You absolutely do not have to trade it. Just hold it if you like, drip the dividends and purchase regularly.

  • @beauneo
    @beauneo 2 ปีที่แล้ว +32

    Love the video as a fidelity customer. Love it even more that there is zero hype and a straight forward presentation!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +4

      Appreciate the feedback. My goal was to get into my top 5 ASAP so I'm glad you liked that

    • @amnabid
      @amnabid ปีที่แล้ว +1

      @@JarradMorrow great video Ty! :)

  • @lifeisgreat1718
    @lifeisgreat1718 ปีที่แล้ว +2

    I’m currently holding fxaix, fsmex & fsmax.

  • @jessicatran1012
    @jessicatran1012 8 หลายเดือนก่อน +3

    Can you go over FIPDX? What’s wild to me is I have funds in both FIPDX and FXAIX, but the past couple years the amount of dividends received is double on FIPDX over FXAIX. I’m scratching my head trying to figure out how FIPDX works. Seeing the double dividends makes me want to shift and only place money in FIPDX. What’s your input on this?

  • @Rachel-zc8ur
    @Rachel-zc8ur ปีที่แล้ว +21

    I've been doing 70% FSKAX and 30% FTIHX b/c with just two stocks you get everything

    • @IWillSendMyHunters
      @IWillSendMyHunters ปีที่แล้ว +4

      Why not FXAIX? Longer track record and better average return.

    • @ThatLazyInvestor
      @ThatLazyInvestor 10 หลายเดือนก่อน +2

      @@IWillSendMyHunterstotal stock market is better than just s&p500

  • @minchoi6535
    @minchoi6535 ปีที่แล้ว +1

    Thank you for the great information. Is it good time to buy now? Fidelity 500 index fund? July 2022

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +1

      Every time is a good time to buy index funds if you’re investing for the long term. Ignore the current market conditions and just get your money in there and working for you

  • @RoadsExplorer
    @RoadsExplorer 2 ปีที่แล้ว +42

    I just buy the S&P 500, Index Bond for volatility, and a Global Market index fund. That's it. Three fund portfolio. and try to invest the most I can on those three I don't spread money too thin and I keep it simple.

    • @scratcherscratcher11
      @scratcherscratcher11 ปีที่แล้ว +5

      Very insightful

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Sounds like a great portfolio to me

    • @patrickkeilty1993
      @patrickkeilty1993 ปีที่แล้ว +4

      I like the simplicity! I’m curious how you spread it out amongst the three funds? 33% for all three? Or something totally different? Great comment

    • @aaron1795
      @aaron1795 ปีที่แล้ว +1

      @@patrickkeilty1993 Depends on age. Below 30s should be more aggressive on S&P. Above 35 I would adjust the bond portion to be higher percentage.

    • @jimbob4456
      @jimbob4456 ปีที่แล้ว +1

      Makes sense

  • @akin242002
    @akin242002 2 ปีที่แล้ว +68

    At my current company, we have Fidelity for our 401k. I really like FXAIX in my 401k. Super low expense ratio, low barrier to entry, and easy to use.

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +11

      That's a great choice within your 401k

    • @ewindeed1210
      @ewindeed1210 ปีที่แล้ว

      Don't forget the Dividend as well

    • @Elpaisitamaschimba
      @Elpaisitamaschimba ปีที่แล้ว

      So 100 percent in FXAIX? Or diversify somewhere else? but where and what percentage?

    • @allanrobinson9786
      @allanrobinson9786 ปีที่แล้ว +4

      I’m investing 100% in FKAIX in my Fidelity 401k as well.

    • @vamshikalva1594
      @vamshikalva1594 10 หลายเดือนก่อน +3

      Aren't you typically automatically invested in a target date fund through your employers 401K?

  • @matthewbiggin-mrbaccountin7319
    @matthewbiggin-mrbaccountin7319 2 ปีที่แล้ว +2

    Brad Finn sent me! Awesome video - subbed!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +1

      Awesome! Thank you! Brad and JJ are both my dudes

  • @nickaguilar5687
    @nickaguilar5687 2 ปีที่แล้ว +2

    Jarred what do you think about Fidelity Nasdaq composite index fund FNCMX?

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +3

      The expense ratio is a little high for my liking, but if the goal of that fund aligns with what you're looking for then I don't see any glaring issues with it

  • @SuperMillie1969
    @SuperMillie1969 2 ปีที่แล้ว +7

    Thank you Jarrad for this informative & useful video❤️😇🙏🏻👩🏻‍🏫

  • @zsmurphy
    @zsmurphy 4 หลายเดือนก่อน

    10:44 In this segment of the video, you mention a bond fund, FXNAX. I'm in FTBFX. Are there any major differences? Should I consider adding FXNAX on top of, or in place of FTBFX? It's probably important to note, I only have 10% of my portfolio in bonds right now; still holding onto my late 20s. Thanks for all the informative videos!

  • @bran_munoz
    @bran_munoz 2 ปีที่แล้ว +1

    Your page is great man.

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +1

      Appreciate the feedback!

  • @Rocio36800
    @Rocio36800 ปีที่แล้ว +1

    Im new at investing...this is very helpful

  • @MayurWCAM3
    @MayurWCAM3 ปีที่แล้ว +9

    Fidelity does lack really bad explaining fund overlap as there is literally no tool including fidelity themselves that is able to show fund overlap for any fidelity specific stock/fund etc. It is very difficult to understand how much % of FXAIX is in FSKAX and how much overlap do they really have. I currently have both the funds in my portfolio and not sure whether to continue as it is or sell FSKAX :/

    • @nutria12247
      @nutria12247 5 หลายเดือนก่อน +3

      I feel like as long as you are aware of the overlap, it is fine to have both. The problem comes in if you really were trying to diversify more and were unaware of the overlap.

  • @RobinTaylorMusic
    @RobinTaylorMusic ปีที่แล้ว +3

    Already have the first two in my 401k (roth contributions)!

  • @Sreehammer
    @Sreehammer 2 ปีที่แล้ว +1

    Great video! Why FTIHX vs. FZILK?

  • @aaliyahentertainment8395
    @aaliyahentertainment8395 5 หลายเดือนก่อน +5

    I’m 21 and been studying for a year and now that I have a little better understanding it’s scarier to me but I want to start this year I just don’t like high risks and scared of trusting people. I hate being a adult 😂 but great video

    • @26Sundrops
      @26Sundrops 3 หลายเดือนก่อน

      That's for the best! I've also been nervous to invest beyond my employer-based retirement plan, but it gets easier as you have a few years into adulthood.
      Don't rush into it - you'll likely need to focus on financial stability and maximizing your potential income for a while (other than using a high-yield savings account and taking advantage of employer retirement matches). Once you're settled, you can begin exploring investment strategies.

  • @MichaelJSNeves
    @MichaelJSNeves ปีที่แล้ว +9

    Question. I haven't used Fidelity yet I opened an account recently and I was wondering is there a percentage feature in the portfolio? Like with with those 5 Index Funds can I do 20% 20% 20% 20% 20%? sorry I'm new to investing.

    • @AmericanStuff2024
      @AmericanStuff2024 ปีที่แล้ว

      Original: Who is doing the trades? You? A company pension manager? If YOU are doing the buying, you set number of shares or you set number of dollars. If your pension has a manager for the group, ask that management team what they are willing to do.

  • @Trad63
    @Trad63 ปีที่แล้ว +1

    Nice job on the review

  • @maliamit8690
    @maliamit8690 2 ปีที่แล้ว +11

    Hi Jarrad,
    This is amit from india. I love your video. Thank you for your guidance.
    I am investing in VOO since 5 months...is it worth to invest in VOO?
    Will you please guide me on the same.
    Also, will you please suggest best ETF for long term.
    Thank you

    • @akin242002
      @akin242002 2 ปีที่แล้ว +1

      VOO is stable long-term investment choice. As long as you can afford it or use a platform that offers fractional shares of ETFs, you are set for the next 30 years. Just keep investing monthly.

    • @sfcrmsa
      @sfcrmsa 2 ปีที่แล้ว +1

      @Greg Agreed 100% Good insight, solid advice. Vanguard is the way to go.

  • @Cari.diamond1
    @Cari.diamond1 2 หลายเดือนก่อน

    thank you

  • @DanielThomasArgueta
    @DanielThomasArgueta 2 ปีที่แล้ว +8

    Can I please get the link to the video you made on the Fidelity ZERO funds? 🔗

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +5

      It's coming. I had equipment issues which I didn't know about until it was too late so I'm re-recording the video. I apologize for not having it out as quickly as I originally planned.

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +3

      th-cam.com/video/LEgwGihADdo/w-d-xo.html

  • @inibokunosadonorkadiri5339
    @inibokunosadonorkadiri5339 8 หลายเดือนก่อน

    I am 39 and i just opened the Roth IRA account and i want to invest. Please what will you recommend for me as a beginner? Thanks

  • @BucksCo90
    @BucksCo90 5 วันที่ผ่านมา

    Hi Jarrad. New to the channel, really appreciate your insights. I'm curious if your views on FSRNX have changed since 1) they appear to have changed indexes and 2) the turnover rate (as of this post) is 5% compared to 9% for VNQ.

  • @Raphaelus13
    @Raphaelus13 ปีที่แล้ว +1

    If the 5 and 10 year return of FXNAX is lower than what High Yield saving accounts are providing (>3.4%) are the later a better alternative?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +1

      You’re not investing for the past so the 5 and 10 year return don’t matter as much as how this fund fits into the goal for your overall portfolio

  • @ofthewoods9694
    @ofthewoods9694 ปีที่แล้ว +1

    Thanks for sharing your knowledge. I have fidelity as my broker. What are your thoughts on dividend ETFs?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Dividend investing has never made sense to me when someone is in the accumulation phase of investing (trust me, I did a lot of research on the topic). Realistically you want a mix between stocks that are growth (don't pay a dividend/very low dividend) oriented and ones that pay dividends. That does not mean I like "dividend growth stocks" as some people will like to refer to them as.
      Based on all of the research papers I've gone through, you want to focus on total return during the accumulation phase. Once you need the income (closer to retirement) it could make more sense to put some of that money you have, from investing based on total return, into a higher dividend paying fund.
      This is an extremely unpopular opinion here on TH-cam because there's this weird obsession with the allure of "passive income" from dividends. Dividends are great and play an important part in your total return, but there is way more to the story when it comes to building a diversified portfolio.

    • @ofthewoods9694
      @ofthewoods9694 ปีที่แล้ว +1

      @@JarradMorrow good point on the total return. Thank you.

  • @Bullitt1768
    @Bullitt1768 2 ปีที่แล้ว +1

    I don't see the link for the zero fee funds? Curious as I have the large cap Zero ATM... Thanks for the info!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +3

      It's coming. I had some recording issues so I have to re-record the video

    • @Bullitt1768
      @Bullitt1768 2 ปีที่แล้ว +2

      @@JarradMorrow Gotcha, looking forward to it!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +1

      th-cam.com/video/LEgwGihADdo/w-d-xo.html

  • @cesarvalencia2324
    @cesarvalencia2324 2 ปีที่แล้ว +4

    Great video, I have Fidelity do they charge you extra if you buy SCHD or something from Vanguard or does it cost the same? Thank you

    • @asscass2
      @asscass2 2 ปีที่แล้ว +2

      Same across the board

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +6

      As long as you buy ETF's from other providers on the fidelity platform you will not be charged any additional fees

  • @jah311rasta
    @jah311rasta ปีที่แล้ว +1

    FZROX? A zero cost fidelity total market index fund. I don’t know the intricacies, but why would you choose the one with fees?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      My thoughts on why I don't prefer the zero fee funds th-cam.com/video/LEgwGihADdo/w-d-xo.html

  • @12vLife
    @12vLife ปีที่แล้ว +1

    some noob dumb questions.. my employer 401k is on Fidelity. They said I could only rebalance and trade once a month? true? Also I performed a trade at Thursday 4:03pm and it scheduled it for Friday 4:00pm, It's currently Friday 6:30pm and its yet to execute. will my trade take the price (of S&P500 index) it was at Friday 4pm? or when it executes ? when can I expect it to execute? Thanks!

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Those aren't need dumb questions at all.
      On the rebalance issue: After having 401k's with different providers I've found that they all handle things a little differently so maybe the rebalance/trade once per month is specific to your employer/401k provider. I've personally only rebalanced with one previous employer and I was able to do it more than once per month.
      On the execution issue: With mutual funds (the only type of fund you're going to find in a 401k), trades don't go through until the market is closed (I cover this and other things in this video th-cam.com/video/xmOMBIBGo0A/w-d-xo.html ). Because of that, your trade will most likely go through at the price the fund closed at for the day. It may have gone through, but they haven't updated your account to reflect that? It's annoying, but from my experience trades don't happen as lightning fast as they would within a taxable brokerage account. Don't know if it's because of the provider's rules or if they're trying to deter 401k investors from short-term trading. I'm not saying that is what you were trying to do, but they might see it that way if someone is trying to buy and sell at a certain price on a regular basis.
      Sorry if that wasn't helpful, but those are my initial thoughts without having first hand experience with your specific account

  • @missouri6014
    @missouri6014 ปีที่แล้ว +1

    Well done.

  • @travisadams4470
    @travisadams4470 ปีที่แล้ว +1

    Have you read Blackrocks report on the "New Order"? It doesn't look good for stocks. Bonds are starting too look sexy. For Fidelity IRA's would you consider moving more assets to FASAMX or FFANX?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +3

      Na, I haven't read it but I'll check it out. If it doesn't look good for stocks then I'm okay with that since I can buy more at the lower prices 👍🏻

  • @jasonjstdr
    @jasonjstdr ปีที่แล้ว

    3 fund portfolio: FZROX, FZILX, and I-Bonds?

  • @lorenaolide9858
    @lorenaolide9858 ปีที่แล้ว +4

    I currently hold FSKAX in my taxable. Would this be a good fund to hold by itself? I hold a mid/small/international fund in my roth and S&P 500 in my 403b

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +10

      I'm a big big big proponent of low-cost total market index funds so FSKAX is (in my opinion) the best they offer. Realistically, you should consider all your holdings across all of your accounts when determining if you want to add another fund or where your next dollar should be invested. It's not necessarily about whether or not a fund is "good" to be held by itself. It's more about if adding FSKAX is going to mess up the target allocation for your whole portfolio (all of your accounts and all of your holdings).
      For example- Let's say my target allocation across all of my investment accounts is 80% U.S. stocks and 20% international. If throughout the year those %'s change (based on normal fluctuations in the market) to 75% U.S. stocks and 25% international then I need to get it back to my overall target allocation of 80%/20%. This can either be done by adding new money to your U.S. stock holdings and nothing to your international holdings until you get back to the 80/20 target. Or it can be done by rebalancing- selling off some international holdings (because they're overweight) and putting that money into a U.S. stock fund. There are pros and cons to both methods, but generally, I usually prefer the method of putting all of the new money into the underweight portion of my holdings.
      It's kind of an annoying process, but putting all of your holdings into an excel/google spreadsheet is the best way to get a good look at all of your holdings/allocations across all of your accounts.

    • @lorenaolide9858
      @lorenaolide9858 ปีที่แล้ว +4

      @@JarradMorrow Thank you for your in depth response! It is greatly appreciated, especially as a beginner investor

  • @r.ryansadeghian8060
    @r.ryansadeghian8060 2 หลายเดือนก่อน +1

    Why not high yield interest saving of 5% over US bonds?

  • @MovementwithDarcy
    @MovementwithDarcy ปีที่แล้ว +2

    Do you know how to use a Fidelity 401k brokerage link account? If so, a video on this would be so helpful. My 401k provider only gives 2 of the options you mentioned.

  • @BrianToWatch
    @BrianToWatch ปีที่แล้ว +5

    im 19 yrs old. I recently opened up a Roth Ira w fidelity. I'm new to the investing game. I currently contributed $150 in fskax, $64 in ftihx, and $84 in fxaix. Is this good so far? Can I get a bit of advice? I don't know how often I should contribute into my ira and also into which stock(s).

    • @mrbaboy
      @mrbaboy ปีที่แล้ว

      Contribute what you can and depending what you want to do with your investments (long term v. Short term) it all depends. I'm learning as I go too.

    • @sabrinaghostblade3948
      @sabrinaghostblade3948 11 หลายเดือนก่อน

      Considering this is a Roth IRA, you should attempt contribute the same amount every month every year until you retire unless you plan to max out your contributions

    • @charlielipthratt7291
      @charlielipthratt7291 10 หลายเดือนก่อน +1

      Make sure you max the Roth out every year.
      Congratulations on starting young! I would have retired 10 years earlier if I had started at your age.
      Since you are young, you might want to be more aggressive with your fund mix in the Roth. Take a look at QQQM and VGT. Your account will be more volatile, but you want maximum growth in this retirement account the next 30 years. Take a line at their long term returns.
      And look forward to the years the stock market is down. You can buy more shares at a discount.
      Once your Roth is maxed out, add money to a regular brokerage account or a 401k when your job offers that.

  • @alisload2772
    @alisload2772 ปีที่แล้ว

    I have a silly question, since I am new to investing. I understand the funds, but how much do you buy? I’m confused about that.

    • @skwira000
      @skwira000 ปีที่แล้ว

      For mutual funds you just use a dollar amount. For ETFs, they are traded like a stock, so it's hard to put in a buy order that doesn't leave some cash not invested since the market moves.

    • @alonzo2k
      @alonzo2k ปีที่แล้ว +1

      You can buy fractional shares Fidelity lets you purchase as little as a dollar

  • @mariahsmom9457
    @mariahsmom9457 2 ปีที่แล้ว +2

    We need more Molly. :-)

  • @jacksonbilly9979
    @jacksonbilly9979 ปีที่แล้ว +2

    Hey...you get your silver youtube plaque? Apply for that if not. I enjoy your videos. They have been very helpful.

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Yes I did! I try not to pay attention to vanity metrics though so I didn't even know I hit 100k until a couple weeks later when a friend congratulated me 😂. Thanks for watching my videos!

    • @jacksonbilly9979
      @jacksonbilly9979 ปีที่แล้ว

      @@JarradMorrow congratulations yoy deserve it. I'm new to investing got a solid 3000 saved up after a year but trying to learn where to put it and you've been very informative

  • @sct4040
    @sct4040 หลายเดือนก่อน +1

    👍index 500 funds.

  • @makemoneywriley
    @makemoneywriley ปีที่แล้ว +11

    What 3 should I choose for my Roth ira? I’m 21 and don’t mind the aggressive growth or aggressive approach since I’m young. I was looking at doing the 3 fund portfolio, however, I don’t want to have bonds in my portfolio rn and was wondering your thoughts? I can’t decide between fxaix and fskax

    • @kingwl2221
      @kingwl2221 ปีที่แล้ว

      At the same point for me too. Any advice or decisions you made moving forward?

    • @375Cheytac
      @375Cheytac ปีที่แล้ว +2

      Early 20’s here. I’m personally at 60% fidelity 500, 30% Fidelity NASDAQ Composite, and 10% fidelity mid cap. I invest about $900/month pretax.
      I would recommend the 500 index and the NASDAQ index due to their low fees and historical return. They also didn’t suffer that much of a drop this last year compared to a lot of other indexes (in the neighborhood of -16%). NASDAQ is a bit more aggressive from my understanding and is heavily based in tech/software/upcoming technologies (which might be an issue if something kicks off with Taiwan, however long term I think is good considering all of the new chip factories that will be finished in the US in 2024-2027 and where tech is headed anyway).
      What helped me was to google each one and look at their 1 year (how much they dropped with the crash), their 5 year (to gauge volatility) and their 10 year returns (to get the best overview). I believe the 500 index was returning 38% and the nasdaq was around 39%. 1 year for each was -16% for 500, and -29% for fidelity’s NASDAQ index (its on sale!)
      Hope this helps. Not a financial advisor but that’s where I’m putting my money from the research I’ve done and what I think the market sentiment is trending towards.

    • @JeremySharpSMSG
      @JeremySharpSMSG ปีที่แล้ว

      ​@@375Cheytac Tech heavy stocks are certainly here and now, but how do u feel about them long term? Theyve all suffered layoffs recently. I feel like the bubble popped for tech. Ill certainly put some of my eggs in that basket but just some.

    • @375Cheytac
      @375Cheytac ปีที่แล้ว

      @@JeremySharpSMSG Long term I’m very bullish on them, short term is a bit of a gamble. I personally believe that humanity is a stepping stone to AI in the evolution of intelligence, as pessimistic as that may sound.
      As long as legislation doesn’t come forward to outright ban AI from competing in the job market, it will get to a point where it is able to do every single job a human can, and likely exponentially better/with greater efficiency.
      Nokia’s market share for cellphones peaked in 2008. 15 years later we have AI that are capable of writing insanely complex essays that are indistinguishable from a college graduate in less than a few seconds, and it’s accessible from our pockets.
      Also, I can almost guarantee you that, as long as we don’t destroy ourselves, the developed world will have banned humans from driving in the next 40 years, and likely most service jobs (call centers, wait staff, etc.) will be outsourced as well.
      All of this could be thrown out the window if we experience events that create a huge setback in our current progress (war, solar flare, super volcanic eruption), but it’s pretty much impossible to plan for a black swan event anyway.
      Just my 2 cents

    • @charlielipthratt7291
      @charlielipthratt7291 10 หลายเดือนก่อน

      Good for you!! At 21, get FXAIX and QQQM (slightly cheaper cost per year for Nasdaq stocks)
      Also, maximize your Roth IRA every year. It's after tax money going in, but all your returns are tax free at 59 1/2 years old. If you keep doing that, after 38 years that should be a lot of tax free growth.
      Once you Roth is full, fund your 401k and put money in a regular brokerage account.
      And something I didn't understand when I was younger, lol forward to the down years. Market crashes let you buy a lot more shares on the cheap. Like he mentions in the video, you can get up to a 50% drop in share price, and it can take up to 3 years to recover. Buy as many shares as you can on the way down and back up. Your net worth will jump a lot that way.
      Congratulations on starting early. You are going to be really wealthy at 60. Maybe even 50 years old.

  • @desme123
    @desme123 4 หลายเดือนก่อน

    Also it’s hard to beat S&P 500 performance. When you are young probably best to have more aggressive investment portfolio. Checkout two fund portfolio approach and compare 2 vs 3 fund portfolio approaches.

  • @hoosier_daddy65
    @hoosier_daddy65 11 หลายเดือนก่อน +1

    80% FXAIX & 20% Vanguard 2065 Retirement fund ... (401k + Company match + Roth) - set it and forget it - I'z young :)

  • @felipevietro1335
    @felipevietro1335 2 ปีที่แล้ว +4

    Hi Jarrad, in beginning of the video you mentioned another video explaining why is not a good deal to invest on the Fidelity Zero Fee Funds, but I can't find this one on your channel. Could you please share the link?
    Tks 😀

    • @WillingNAbelVids
      @WillingNAbelVids ปีที่แล้ว

      He never responded? Boo

    • @pamelask1048
      @pamelask1048 ปีที่แล้ว +1

      Same question. I think the dirty secret is that they’re not transferable outside of Fidelity, but would like to see the video.

    • @AmericanStuff2024
      @AmericanStuff2024 ปีที่แล้ว

      Felipe: I have zero fee mutual funds and like them just fine. There is no TRADING fee, but there is a tiny management fee. I get dividends twice a year.

    • @AmericanStuff2024
      @AmericanStuff2024 ปีที่แล้ว +2

      @@pamelask1048 If people are worried about transferability... WHY? As long as they are in an IRA or ROTH, wash sales are not a concern. Sell, transfer the money, and buy back. Try to pick a quiet week, so the price will be similar.

    • @dec1slh
      @dec1slh ปีที่แล้ว

      I found this in less than 1 minute th-cam.com/video/LEgwGihADdo/w-d-xo.html

  • @nijilmathew1514
    @nijilmathew1514 4 หลายเดือนก่อน

    Amazing Content! What do you think about FSPGX? Can you share your insight about it.

  • @fubbesibiz
    @fubbesibiz ปีที่แล้ว +1

    10year return is the average right or is this only 10% in 10 years?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +1

      Yearly average over that time frame

  • @Lone-Wolf-Rips
    @Lone-Wolf-Rips ปีที่แล้ว +1

    Do people own both the total index funds and S&P500?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +1

      They do, but it doesn't make sense from a technical standpoint if you can avoid it. I lay out my thoughts comparing the two types of funds in this video: th-cam.com/video/v7staXdVE8c/w-d-xo.html

  • @jamessydney3022
    @jamessydney3022 ปีที่แล้ว +1

    Hard to tell if this is the right platform for this. But ill try anyways as this is still considered business. Given the present conditions, is it better to invest
    into Real Estates or into Stocks? Which would yield better output.

    • @AmericanStuff2024
      @AmericanStuff2024 ปีที่แล้ว

      James: Oh, you want a psychic.
      I just put 'which is better real estate or stocks' into an online search. There is a long list of articles from reputable sources for you to read and decide the match up for yourself. On general, diversification is recommended, so why not do done of both?
      I have a very successful neighbor who swears by REITs.
      I prefer stocks/mutual funds.
      Do your online search and read a number of the articles until you reach decisions.

    • @375Cheytac
      @375Cheytac ปีที่แล้ว

      Personally I’m trying to do both. If you’re young like I am, it’s a great idea to front load (work as hard as you can) to get a house and have it paid off while being aggressive with a Roth IRA/401k. I plan to purchase a very cheap home so I can get it paid off in 5-7 years, rent it out after it’s paid off, and use that money to finance/be aggressive on my next mortgage. Plus side of that is you have a very cheap monthly overhead (not burning money on rent and having a paid off asset), so you can use the extra funds to load up harder on your next investment (which, for me, would be a second home). Get that paid off in 5 years, rinse, repeat. Assuming nothing major comes up I should own 4 homes outright in about 20 years, returning a take home of $5k/month after taxes, repairs, vacancies, etc. AND an extremely low monthly overhead given no mortgage/rent.
      Meanwhile I’ll be continuing to invest $900/month into a 401k through my company (slight increases per year as my wages go up), which at 8% (F 500 index tracker estimate), should land me about $4.8M over 35 years (divide by 3-4 for inflation).
      If you’re hands on, willing to deal with the headache of tenants, and looking to invest over the long haul at the beginning of your life, getting into real estate is fantastic and provides a guaranteed nest egg. It’s also great because it allows you to set your kids up down the road (ie. Renting one of your smaller homes out to them for cheap, and using the net profit on that money to put into their down payment fund for their first home, something I wish my parents could have done).
      Housing truly is a finite resource, and it’s also important to consider public/governmental sentiment towards it. Suburban sprawl is considered wasteful/damaging to the environment and there’s a high chance government action (raising property taxes, limits on rental properties, redefined zoning restrictions, government funded housing skyscraper projects in the middle of cities etc) can make it become an unattractive investment, but I personally will continue on with the plan above unless the tides really start to turn.
      TLDR; do both, look into public sentiment/future projections for each, and decide if you prefer hands on or hands off for your long term game plan. And don’t forget to at least buy yourself a home and get it paid off so you can have some extra investment money at the end of the month. Cheers!

  • @salih8043
    @salih8043 ปีที่แล้ว +1

    How much do you have to put into these funds? I don’t have 1k to put into a fund but I want to get started

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      There is no minimum because Fidelity allows you to purchase fractional shares. Get started asap!

    • @salih8043
      @salih8043 ปีที่แล้ว +2

      @@JarradMorrow ok thanks. Which one do you think I should go with as a starter. Never have I been into stocks or know anything about them. I have about 200 dollars I can put into a fund. What do you think I should put my money into? Which fund?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      If I were first starting out then going with something like a 2 fund portfolio is perfect. Here's a video I did on it th-cam.com/video/u7JeoXYG2sE/w-d-xo.html
      I personally only invest in a 2 fund portfolio and don't plan to add anything else to my holdings until I'm about 5 years from needing the money. Successfully picking individual stocks and random funds is more difficult than most people like to admit so that's why I try to keep it simple with just 2 funds that invest in every publicly traded stock

  • @fliesinthesugarbowlshooflyshoo
    @fliesinthesugarbowlshooflyshoo 2 ปีที่แล้ว +3

    Is fxaix a mutual fund or an index fund

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +1

      It's an index mutual fund. Here's a video I made on the differences between an index funds, mutual fund, and ETF. I use Vanguard as my example, but the same idea applies for Fidelity funds as well th-cam.com/video/xmOMBIBGo0A/w-d-xo.html

  • @charlessmilinich5040
    @charlessmilinich5040 ปีที่แล้ว +1

    Can you do a video on Principal? My company is using them for 401k.

    • @theyeticlutch3486
      @theyeticlutch3486 ปีที่แล้ว

      Principal is really limited on investments. Just get a target date fund and be done with it

  • @FxdeDawn
    @FxdeDawn ปีที่แล้ว +3

    What would you say is the best stock index fund for a beginner stock investor?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +3

      I personally think a total US stock index fund is a good place to start. VTI or FSKAX are my personal favorites

    • @FxdeDawn
      @FxdeDawn ปีที่แล้ว +1

      @@JarradMorrow Alright! Thanks for the advice

    • @pj808
      @pj808 ปีที่แล้ว

      Do you recommend fidelity or vanguard?

  • @HomeStudioBasics
    @HomeStudioBasics 4 หลายเดือนก่อน +1

    I'm a complete investing noob looking to get my cherry popped. Should I go with the index fund Jarrad mentions (mutual fund?) or an ETF. I've narrowed it down to the following: Fidelity NASDAQ composite index, ishares core S&P 500 ETF, ishares core S&P total U.S. stock market ETF. Any insight would be appreciated. I just opened a Roth IRA with fidelity and looking for the best bang for buck investment. Thank you!

    • @-G.e.o.r.g.e
      @-G.e.o.r.g.e 4 หลายเดือนก่อน

      I’m new to the investing journey as well. I’m holding fxaix (invests in top 500 companies) in my 401k, the money gets taken out of my check pretax, but I’ll pay tax later on when it’s time to pull money out. I have fzrox (invests in total stock market) in my Roth ira, where you contribute money already taxed and later on you’re not taxed when pulling money. I invested in these for the dividends they yield and fxaix very low expense ratio and fzrox has a zero expense ratio which means fzrox doesn’t charge you for investing your money. Look up index funds and ETF’s. Hope all goes well.

  • @johnmcdonald7642
    @johnmcdonald7642 ปีที่แล้ว +1

    Should I hold fidelity index funds and vanguard ETF if they hold the same thing for example fskax and vti are both total us index funds so is it smart to hold both? Or fidelity another example hold FSRNX and vanguards VNQ if they hold the same thing ?

    • @connorberglund7032
      @connorberglund7032 ปีที่แล้ว

      If you want

    • @vg6024
      @vg6024 ปีที่แล้ว

      I wanted to ask the same thing.

    • @brblum
      @brblum ปีที่แล้ว +7

      No. If they're the same thing, pick the one with the lowest expense ratio.

    • @375Cheytac
      @375Cheytac ปีที่แล้ว

      VNQ is a real estate ETF with an expense ratio of .12% and FSRNX is a real estate index with an expense ratio of .07%. I personally wouldn’t get on board with either (but I’m not an expert). Reason I say that is, while FSRNX has a lower expense ratio, it appears to be more volatile and we’re definitely entering a period of real estate slow down with interest rates and general economic outlook, and given the middle class is the largest driver of home prices, and they’re the ones being hit the hardest by inflation/recession, home values are likely to dip quite a bit by Q2-Q3 2024 if our current trend continues.

  • @syndrom8628
    @syndrom8628 2 ปีที่แล้ว +1

    Any chance you make a video about defensive instruments for these rough days?

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +6

      The market is barely down so there's no reason to do anything irrational. The best defensive instrument is to not do anything during times like these. If you believed in what you invested in when the market was up then why did it change now that the market is down? If anything this is a good things because what you had already liked when the market was up is now for sale at a lower price.

    • @AmericanStuff2024
      @AmericanStuff2024 ปีที่แล้ว +1

      Syndrome: Max out I Bonds. There is an annual limit.

  • @sungyoun3405
    @sungyoun3405 7 หลายเดือนก่อน

    I wanna chose Fidelity Large cap Growth Index Fund (FSPGX) for My Retire plan. Is it good to buy for my future??

  • @autobotdiva9268
    @autobotdiva9268 2 ปีที่แล้ว +6

    s&p 500 is a beast! entire family has one...even got my beautician to get her entire family fidelity

  • @embraceyourdreams8463
    @embraceyourdreams8463 5 หลายเดือนก่อน +1

    This is Gold!

  • @rubenmonroy4841
    @rubenmonroy4841 ปีที่แล้ว +1

    So it's totally fine to invest in all 5 of these? (im new to investing)

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +4

      Great question. Not necessarily. These are the ones I like individually. Constructing a portfolio made up of these funds is a whole different story. I personally promote two different buy and hold strategies. Below are videos I've made explaining them both. Some people like to start with one of these then add a few more funds based on personal preference, but others (including myself) prefer to just stick with one of the other and not veer away from the strategy
      2 Fund Portfolio: th-cam.com/video/u7JeoXYG2sE/w-d-xo.html
      3 Fund Portfolio: th-cam.com/video/X7hZQmSj8KI/w-d-xo.html

    • @rubenmonroy4841
      @rubenmonroy4841 ปีที่แล้ว +1

      @@JarradMorrow I appreciate the comment!! 🙏love the content definitely going to keep on watching for my investing journey!

  • @leborhal7450
    @leborhal7450 11 หลายเดือนก่อน

    Fidelities REIT Index fund bit me in the ass this year. Figured with the housing and commercial markets the way they were i'd be a sure thing. boy howdy was I wrong, should have cut bait on it last year.

  • @kauigirl808
    @kauigirl808 3 หลายเดือนก่อน +1

    WAIT you said best BUT you said you don't recommend the real estate unless its Vanguard not Fidelity.

  • @dlg5485
    @dlg5485 ปีที่แล้ว +13

    Personally, I don't hold any bonds in my portfolio and I don't plan to until I retire, and even then it'll be a relatively small allocation. I prefer an all stock portfolio with a larger than average cash reserve. The cash reserve makes it less risky and you don't have stagnant bonds acting as a drag on growth. Also, in my opinion, NO ONE who is saving for retirement should have a portfolio without some dedicated small cap and mid cap exposure, and not just in a total market fund which weights them too low.

    • @brandonlesco8738
      @brandonlesco8738 ปีที่แล้ว +3

      I agreed with everything you said except for the bit about holding cash in a retirement account before retirement. Bonds are certainly not as good for growth as equities, but they do provide some upside, provide consistent cashflow through dividends, and can balance a portfolio in down years. Cash can only help you with the last bit, but typically just loses value.

    • @ralfhorne5559
      @ralfhorne5559 ปีที่แล้ว +1

      Small stocks in the long run most always outperform large stocks, so if you have a long time horizon i would suggest at least 30 percent allocation if not more !

  • @artist1303
    @artist1303 ปีที่แล้ว

    does anyone know how to get the money out of the spaxx acount into the cash settled account so i can use that money to make trades?

    • @investingwithrose4039
      @investingwithrose4039 9 หลายเดือนก่อน

      You can initiate a transfer of cash from your investment account to your CMA account. It’ll transfer cash from one core position to your other core position. if you have check written on your account, you can write check against it.

  • @t.caskets9893
    @t.caskets9893 ปีที่แล้ว +1

    Man I been thinking about starting a small position internationally in my Roth I only invest in fskas inside my Roth .

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      I recently released a video surrounding my thoughts on investing some of your portfolio into international. It may help you decide one way or the other so here it is if you're interested th-cam.com/video/6vTtuVQtE6c/w-d-xo.html

  • @shaereub4450
    @shaereub4450 4 หลายเดือนก่อน

    Just got my HSA account with Fedality

  • @fpp7594
    @fpp7594 5 หลายเดือนก่อน

    Why FTIHX over FSPSX?

  • @Imran-Lalani
    @Imran-Lalani ปีที่แล้ว +2

    I have 100% FZROX in my Roth IRA.

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Happy to hear you found a fund that fits what you're looking for!

  • @thomastyler3890
    @thomastyler3890 7 หลายเดือนก่อน

    If the markets are crashing every 7 years, where should you put your money as the next 7 years crash approaches. Also, how soon should you move your funds to avoid the crash.

  • @Annamalaibatsha
    @Annamalaibatsha 2 ปีที่แล้ว

    Bond index fund did not recover since 2021 and you are recommending it? International funds are lackluster for years

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +5

      Do you invest for the past or the future? Do you invest for the short term or long term? I personally invest for the future and the long term so whatever is happening to the price of bonds right now is irrelevant.

    • @Annamalaibatsha
      @Annamalaibatsha 2 ปีที่แล้ว +3

      @@JarradMorrow ok good point. I never invested in bond index fund. May be its about time. Thanks 🙏

  • @shujayethossain6554
    @shujayethossain6554 ปีที่แล้ว

    Is this for ROTH IRA?

  • @bman6502
    @bman6502 7 หลายเดือนก่อน

    My company uses fidelity for our 401k program, can I just move my 401 money into one of these funds??

    • @moussaipresidangue3203
      @moussaipresidangue3203 4 หลายเดือนก่อน

      call fidelity, they will guide you through the steps

  • @Wongo150
    @Wongo150 6 หลายเดือนก่อน

    Is it bad if you invest into all of these funds?

  • @robinruane6255
    @robinruane6255 2 ปีที่แล้ว +4

    Brad sent me but I was already on my way 😉 glad to know there are other worthy index funds besides Vanguard 😂 ps my dog Scooby wants to know why Molly still has snow to play in cuz his melted!

    • @JarradMorrow
      @JarradMorrow  2 ปีที่แล้ว +2

      Brad is a good guy and a good friend! That was a video from a couple months ago so I need to get an updated one of her playing in the woods.

  • @kaxar6954
    @kaxar6954 3 หลายเดือนก่อน

    Any opinion on FIVLX other than how expensive it is.

  • @Hannahbenowitz
    @Hannahbenowitz หลายเดือนก่อน +1

    Every crash brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid crisis, and even pull it off easily in a favourable economy. Unequivocally, the bubble/collapse is getting somebody somewhere rich.

  • @-Fredrick
    @-Fredrick ปีที่แล้ว +19

    Interesting content Jarrod, I must commend you for that. Meanwhile I'm a dividend investor, my wife and I have invested in the s&p500, both through my TSP with the government and through fidelity in her 401-k. Cashed out 370k from the S&P and invested with a full. service broker.. Until about 3years ago we were 100% in the s&p after over 30 years. I'm retiring at the end of the month at 50, while my wife will retire next year at 45. We currently have 5.7 million in our tax deferred savings.

    • @NipItInTheBud100
      @NipItInTheBud100 ปีที่แล้ว

      LOL….I love guys like you. Who cares how much you have except you?

    • @cookiimonst3r
      @cookiimonst3r ปีที่แล้ว +3

      @@NipItInTheBud100 People tryna get like him

    • @-Fredrick
      @-Fredrick ปีที่แล้ว

      @@piper2323 yeah!

    • @donelvoid
      @donelvoid ปีที่แล้ว

      @@NipItInTheBud100 lol....IKR

    • @donelvoid
      @donelvoid ปีที่แล้ว +2

      @@NipItInTheBud100 I call BS on him retiring at 50 for the Government. I currently work for the government, and the minimum retirement age is 57!!!!

  • @daddysun7558
    @daddysun7558 ปีที่แล้ว

    Hello I'm new to fidelity. I contacted their reps about a strategy and based on the answers I gave them to some of the questions they asked me they came up with the the Fasmx. I just wanted to know your thoughts on this particular fund. I told them that I would consider it, but that I still wanted to invest in other things

  • @alex182618
    @alex182618 2 ปีที่แล้ว +2

    FLCA is Total 🇨🇦 stock

  • @sminno
    @sminno ปีที่แล้ว +2

    Should I consider buying these funds for my Roth IRA?

  • @le9051
    @le9051 21 วันที่ผ่านมา

    I'm actually disappointed because I wanted to see your take on the extended market index fund it's included in the graphic in the beginning. Did I miss it

  • @epauloconnor
    @epauloconnor ปีที่แล้ว +2

    On the returns..
    1 year
    3 year
    5 year
    10 year
    is per year average return? Or total return over those terms?

    • @JarradMorrow
      @JarradMorrow  ปีที่แล้ว +2

      Great question. Per year average