My Husband is a Drug Addict and Wiped Out Our Savings

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  • เผยแพร่เมื่อ 1 ต.ค. 2024
  • My Husband is a Drug Addict and Wiped Out Our Savings
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ความคิดเห็น • 515

  • @TheRamseyShow
    @TheRamseyShow  4 ปีที่แล้ว +8

    Get life-changing financial advice anytime, anywhere. Subscribe today: th-cam.com/users/TheDaveRamseyShow

    • @averageamericaninvestor6944
      @averageamericaninvestor6944 4 ปีที่แล้ว

      8 Steps to Building Wealth: At the Same Time:
      1: Get a good education that leads to a good paying job.
      2: Create a budget in an Excel spreadsheet. Earnings should be greater than spending.
      3: Start an emergency savings account. Put in $100. Add to the account each month, until you have 12 months income in savings.
      4: Pay down debt, starting with the highest interest rate debt first.
      5: Invest 10% of income into a retirement fund, (401k, 403b, traditional IRA, Roth IRA).
      6: Save for college in a 529 account. Add to it each month.
      7: Invest in a low fee mutual fund. Add to it each month.
      8: Diversify assets.

  • @jarrettpierce5626
    @jarrettpierce5626 4 ปีที่แล้ว +301

    Dave: sell the husband

    • @chucky2569
      @chucky2569 4 ปีที่แล้ว +3

      Lol!!

    • @Mistyfgdf
      @Mistyfgdf 4 ปีที่แล้ว

      In what country

    • @laurenandreas5950
      @laurenandreas5950 3 ปีที่แล้ว +1

      @K O ...I would leave! i won’t live with a liar!!!

    • @kylequintana
      @kylequintana 2 หลายเดือนก่อน

      Dave : what’s he worth?”

  • @abrareads
    @abrareads 4 ปีที่แล้ว +282

    I am surprised Dave didn't tell her to make sure he didn't have any access to their accounts for the forseeable future.

    • @CarolBennettGA
      @CarolBennettGA 4 ปีที่แล้ว +32

      Agreed. I've heard him give that advice more than once before.

    • @perotal
      @perotal 4 ปีที่แล้ว +28

      that should be the first step ... never give an irresponsible person access to your money. I mean that is common sense 101

    • @davidmmm8
      @davidmmm8 4 ปีที่แล้ว +5

      perotal Precisely true.

    • @bradystafford3890
      @bradystafford3890 4 ปีที่แล้ว +3

      It’s his money....

    • @Faith-un7ns
      @Faith-un7ns 4 ปีที่แล้ว +8

      Brady Stafford no it’s their money.

  • @averageamericaninvestor6944
    @averageamericaninvestor6944 4 ปีที่แล้ว +131

    The drug relapse percent is about 60%. So, it is likely that he will start using again. She needs to protect herself by setting up her own emergency savings account.

    • @Chapz725
      @Chapz725 4 ปีที่แล้ว +1

      Agreed

    • @luisasterioquerubin6829
      @luisasterioquerubin6829 4 ปีที่แล้ว +1

      It will be chronic.

    • @jillpruett4772
      @jillpruett4772 4 ปีที่แล้ว

      CYA is imperative here. A well packed parachute for her is going to send a clear message to addicted spouse that any falling off the straight and narrow will have dire consequences for their relationship.

    • @n.w.414
      @n.w.414 8 หลายเดือนก่อน +1

      She needs to have her own bank account, at least until he has proven himself over several years.

  • @sampetrie340
    @sampetrie340 4 ปีที่แล้ว +98

    This is calling in a carpenter to fix the damage WHILE THE HOUSE IS STILL ON FIRE. Nothing is going to be fixed until the flames are put out. Address the addiction first.

    • @jill9606
      @jill9606 4 ปีที่แล้ว +4

      Did you choose not to hear the part where she started the call by saying he went into rehab immediately?

    • @sampetrie340
      @sampetrie340 4 ปีที่แล้ว +9

      jmm_2104 I heard it. I also heard the part where he hasn’t come home yet, and that the wife said dismissively that “he has to clean up his own mess”. This doesn’t fill me with confidence that the cause of the financial problem (his chemical addiction) is resolved.

  • @CEDL4072
    @CEDL4072 4 ปีที่แล้ว +112

    My ex did this to me as well. I had health difficulties after giving birth and stupidly trusted him to pay all the bills. Ended up wiping my account and his account clean. Then he went to prison for drugs! Left him for good and never looked back. Almost 5 years later and I'm just now rebuilding my life and that of my son after paying off all the debts he left me with! I hope to be able to purchase a home in 1 to 2 years from now 🙌 My only debt is a car that is almost paid off!

    • @healingpalmsca
      @healingpalmsca 3 ปีที่แล้ว +9

      You are so strong, keep going!!

    • @whiskersredwood7903
      @whiskersredwood7903 11 หลายเดือนก่อน +1

      Just don't make the mistake of getting married again.

    • @CEDL4072
      @CEDL4072 11 หลายเดือนก่อน

      @@whiskersredwood7903 I won't lol

    • @vanesslifeygo
      @vanesslifeygo 11 หลายเดือนก่อน

      @@whiskersredwood7903 id disagree but id say when you do marry someone, watch them like a freaking hawk. have a friend to tell about everything so they can look out for you and your finances too. this ex is horrible.

    • @shannonobrien9922
      @shannonobrien9922 2 หลายเดือนก่อน

      I divorced my X for molesting our kids and they were 14 months and 4 when I booted him OUT!!!!! I didn't have to go thru what you did and vice versa but- could've been worse! Took me YEARS to be alright with my reflection KNOWING I gave him my babies for victims

  • @CarnivoreStork
    @CarnivoreStork 4 ปีที่แล้ว +196

    I don’t understand how she was in charge of
    ‘The money’, how she didn’t know the $30,000
    Savings disappeared with online banking at her fingertips?
    How does $70,000 in credits card bills go unnoticed?
    How does zoning out on RX drugs go unnoticed?

    • @David53D
      @David53D 4 ปีที่แล้ว +40

      Get more experience with people and it will eventually come to you.

    • @ShearF3ar
      @ShearF3ar 4 ปีที่แล้ว +51

      Well the credit cards were probably only in his name with paperless billing.

    • @amarie8769
      @amarie8769 4 ปีที่แล้ว +21

      I was wondering the same thing. I check my accounts on a regular. So if something is missing I know right away.

    • @AlienAteIt.MyNoraTees
      @AlienAteIt.MyNoraTees 4 ปีที่แล้ว +31

      She got comfortable and assumed it was still there.

    • @onlyu7308
      @onlyu7308 4 ปีที่แล้ว +9

      @@ShearF3ar It's been awhile since I've had a credit card, so I didn't even consider that. I was just thinking bills were being sent to a p.o. box.

  • @nuleafonlyfe04
    @nuleafonlyfe04 4 ปีที่แล้ว +114

    I think I'm a little lost. I understand not knowing about his credit cards. But how do you not know your savings has been wiped out?

    • @thecatnextdoor12
      @thecatnextdoor12 4 ปีที่แล้ว +4

      A person involved in his / hers personal finance knows about both things and the one who is not too interested doesn’t know neither. You either stay current or do not.

    • @tiinaiiceey
      @tiinaiiceey 4 ปีที่แล้ว +8

      Agreed. ESPECIALLY, If shes the one that "controls" the money. Unless it is a savings account that they put aside and rarely check on it ( at a seperate institution you normally don't bank with)

    • @amandadean3948
      @amandadean3948 4 ปีที่แล้ว +8

      Yeah, she lost me on that too. I can see him being sneaky and opening up credit cards she may not know about. But If she’s the one in control of the finances how do you not realize your $30k emergency fund has been wiped out?

    • @Hillside-Hive
      @Hillside-Hive 4 ปีที่แล้ว +2

      Ehhh, some stash the emergency fund in a separate bank so it's not easily accessible and it check quarterly if.... Sounds like she may have had an idea something was off but nowhere near this.

  • @vagariousviewser
    @vagariousviewser 4 ปีที่แล้ว +145

    Finances are the least of her problems. Just because he went to rehab doesn't mean he's "fixed".

    • @tequisaholloway1738
      @tequisaholloway1738 4 ปีที่แล้ว +5

      RIGHT

    • @karenboots9077
      @karenboots9077 4 ปีที่แล้ว +3

      I completely agree. The addict REALLY should WANT TO CHANGE, no matter what rehab facility he/she attends.

    • @eckankar7756
      @eckankar7756 3 ปีที่แล้ว +2

      That's EXACTLY what I thought as I watched this. It's like a disease that's never cured but managed. She'll be walking on eggshells for the rest of her marriage.

  • @Jesseg-rj6xf
    @Jesseg-rj6xf 4 ปีที่แล้ว +22

    Cheating and drug addiction are deal breakers...I’d move on 🤷🏻‍♂️

  • @TheYamayah
    @TheYamayah 4 ปีที่แล้ว +170

    Realistically, she has years of healing emotionally and financially.

    • @Mr_A1-37
      @Mr_A1-37 4 ปีที่แล้ว +1

      Why financially? Cycle?

  • @OOOOOOOI8
    @OOOOOOOI8 4 ปีที่แล้ว +42

    $100K on prescriptions? He running a pharmacy?

  • @MaleahsDiary
    @MaleahsDiary 4 ปีที่แล้ว +16

    I'm having a hard time listening to this. Everything about this is pissing me off. I can't imagine being as calm as her. Maybe I need a little more Jesus.

  • @yamamancha
    @yamamancha 4 ปีที่แล้ว +166

    The typical Ramsey standard is, You're married, It's not "his own mess". It's your mess as a couple.
    The question is, can you handle being married to an addict?

    • @jrrambo2097
      @jrrambo2097 4 ปีที่แล้ว +17

      There alot of consumer debt addicts out there too.

    • @averageamericaninvestor6944
      @averageamericaninvestor6944 4 ปีที่แล้ว +30

      Exactly. The relapse percent is about 60%. So, she should set up her own emergency savings account.

    • @familybroich3073
      @familybroich3073 4 ปีที่แล้ว +6

      That’s exactly what she needs to ask herself. My husband has been sober for 10yrs now.

    • @youngbloodr
      @youngbloodr 4 ปีที่แล้ว

      yamamancha always trying to down the man. Typical. Listen to the response for men vs women. I like they lady she is strong

    • @Ryan_DeWitt
      @Ryan_DeWitt 4 ปีที่แล้ว +7

      "You can never ever trust a drug addict." Gus Fring.

  • @greatstuffs
    @greatstuffs 4 ปีที่แล้ว +35

    She will find out that he cheated on her soon

    • @dorothyharris6596
      @dorothyharris6596 4 ปีที่แล้ว +7

      And the fact is she's doing time for crimes she didn't commit.

    • @bachibouzoul
      @bachibouzoul 3 ปีที่แล้ว

      Drama queen

    • @whiskersredwood7903
      @whiskersredwood7903 11 หลายเดือนก่อน

      Don't let another person's action upset you. Dump the loser. See yourself as having made a clean getaway.

  • @taylorstryker
    @taylorstryker 4 ปีที่แล้ว +44

    sending sooooo much love and light to this woman, Praying her husband stays clean, I have a loved one who struggled and struggles with this as well its devastating.

  • @creditplug
    @creditplug 4 ปีที่แล้ว +19

    Get a divorce ASAP.... you can’t rebuild financially with a drug addict. They will never change. The same thing will happen again. 100%

    • @lovelovevon4316
      @lovelovevon4316 4 ปีที่แล้ว

      @@saulgoodman2018 divorce because you can't trust him. He's a liar, manipulator and a theif.
      He's an addict. How do you know he ain't fckn men for drugs? He's putting her life at risk just being an addict. He is around drug dealers. Who knows if he owes them money or know where he lives. Yall men always try to have a woman stay in an abusive relationship. GTFOHWTBS.

    • @matthewconrad2026
      @matthewconrad2026 4 หลายเดือนก่อน

      Why? It happens alot but not 100%. I haven't had heroine in over ten years. It takes work and finding what works for you. There are options. If he really wants to keep his life he can.

  • @Essentialoils4ujess-weagle
    @Essentialoils4ujess-weagle 4 ปีที่แล้ว +22

    As someone who has walked this path with an alcoholic with a gambling problem. For my own sanity I separated the money till my husband was 2 years clean working his own program. And I would highly suggest committing to your own Al-Anon program with a sponsor

  • @megcours
    @megcours 4 ปีที่แล้ว +64

    Why is Dave assuming the husband isn’t also going to sabotage his job? Addicts aren’t exactly highly employable.

    • @ellenricks2029
      @ellenricks2029 4 ปีที่แล้ว +10

      Depending on what prescription drug he’s addicted to, he may still be a productive employee. 🤷🏻‍♀️

    • @megcours
      @megcours 4 ปีที่แล้ว +7

      Ellen Ricks true! But reckless behaviour like spending nearly his yearly income in a very short matter of time sounds like a downward spiral to me

    • @gr8macaw1
      @gr8macaw1 4 ปีที่แล้ว +3

      my dear friend became addicted to drugs her personality while using was completely different she lied and stole from her mother all sorts of bad things she did but after she became clean she reverted to her usual self very kind an honest person. I do believe using drugs absolutely changes a person. When this lady’s husband gets clean he will be a different person. It sounds like this caller wants to save her marriage I wish them the best.

    • @Alan-sk3tc
      @Alan-sk3tc 4 ปีที่แล้ว +5

      You be surprise. A lot folks on drugs these day.

    • @inthevault9603
      @inthevault9603 4 ปีที่แล้ว

      That fool probably already lost it at this point.

  • @TeinciLove
    @TeinciLove 4 ปีที่แล้ว +33

    That’s a lot of money...it’s not just pills.

    • @joesillamanrs7189
      @joesillamanrs7189 4 ปีที่แล้ว +6

      Gentlemen’s clubs haha

    • @sarahnova9991
      @sarahnova9991 2 ปีที่แล้ว +1

      Actually it could be. If it’s real prescription pills, they are expensive. My husband is an addict as well. There are oxy pills for cancer patients (highest mg) that are $100 each. And if he has a high tolerance, that can be multiple pills a day.

  • @heyitscryssstal
    @heyitscryssstal 4 ปีที่แล้ว +22

    My dad was addicted to prescription pills and it is a living nightmare. I hope this woman runs far far away because I would hate to see her to the live the rest of her life dealing with this.

  • @eddiedeus4813
    @eddiedeus4813 4 ปีที่แล้ว +29

    I’m surprised she didn’t divorce him!

  • @rosegold973
    @rosegold973 4 ปีที่แล้ว +96

    How is she “in charge of the money” and she didn’t know that $30,000 just mysteriously disappeared out of their bank account.. ? she needs to hold herself accountable as well.. I know that she’s trying to pin blame on the husband because “he’s an addict” but this is just negligent on her part as well..

    • @SativaVerte
      @SativaVerte 4 ปีที่แล้ว +4

      I was with someone who was a drug addict (pills as well) and I had no clue until it was over I felt stupid. Drug addicts do things when you’re not looking and hide stuff. Leave when they are high etc

    • @rosegold973
      @rosegold973 4 ปีที่แล้ว +6

      Devils Advocate in order for her husband to trick off THAT much money, she must’ve never ever checked that account which makes no sense for someone that’s supposedly in control of all the money... u usually get monthly statements sent to the house or sent via email... you’re telling me she ignored ALL of them for MONTHS on end? It doesn’t add up .. someone could’ve been making fraudulent transactions or anything.. even if it’s money that “she know is there,” why not check in on the account just to make sure nothing is fishy with it? I hope u don’t put all your trust and money in your bank cuz it’s not a smart move.. always keep cash on you in a bolted down safe in your house...just anywhere safe

    • @rosegold973
      @rosegold973 4 ปีที่แล้ว +6

      Sativa Verte I totally understand that.. no one is sneakier and slicker than an addict.. it’s just facts

    • @MichelleClennan
      @MichelleClennan 4 ปีที่แล้ว +4

      @@rosegold973 Statements are easy to forge - that's one way. You wouldn't even have to recreate the statement , just a few minor "edits" - I'm not going to post the way to do it, because I think that would be irresponsible of me - let's just say it's an old school method used by marketing and ad agencies (my former profession). All this guy would have had to do was collect the mail, then manipulate the statements. It isn't difficult. Now, I have no idea if he did that - but that's certainly one way to easily do it.
      If you've never dealt with a covert narcissist - you have no idea how convincing they can be. Remember how much Bernie Maddoff stole and who he stole from? What did he do? He created false statements - his clients had no idea. Let's not victim blame, please. This woman is in a bad enough place, and headed for more heartache - let's not increase her pain. She may be reading these comments.

    • @NT-bz5nh
      @NT-bz5nh 4 ปีที่แล้ว +3

      It’s possible they were getting monthly statements in the mail but he was hiding the letters... addicts do that. My spouse is a recovering addict and still hides bills from me...

  • @lovethemflowers
    @lovethemflowers 4 ปีที่แล้ว +42

    I wonder if the husband will still go back to making $95,000. His job will just take him right back in the same position?

    • @Kitkatluv33
      @Kitkatluv33 4 ปีที่แล้ว +13

      She doesn’t seem to be phased that addicted tend to lose their jobs and it can get a lot worse.

    • @Irene-gq4jr
      @Irene-gq4jr 4 ปีที่แล้ว +16

      You might be surprised just how high functioning many addicts are, especially in the earlier stages and it can happen to the best of us. A lot can depend on the substance, the company people keep and how disciplined they are overall. I fear this lady may have a longer road ahead than she realizes; hubby's addiction isn't going to magically disappear because he's been caught out. I feel sorry for them both.

    • @suprsonic
      @suprsonic 4 ปีที่แล้ว +4

      A lot of bigger companies will hold your job for you when you're going through something like this. Granted they won't hold your job forever but they will at least try to help you. I'm dealing with a similar situation and have seen it in others over the past 3 to 5 years. A lot of people doing these types of drugs are able to function for a long time under the radar. Now that it has happened to me and my kids directly it will never happen again. I know all the signs and will be able to see them coming from 100 miles away.

    • @Irene-gq4jr
      @Irene-gq4jr 4 ปีที่แล้ว +4

      @@suprsonic A close friend had a serious alcohol problem, would occasionally go on a proper bender when under stress (e.g. when his best mate died) and not show up for work, but didn't lose his job because he went the right way about speaking to his managers about it. He doesn't drink alcohol at all now. I'm glad his company gave him the chance to work through it.

    • @eckankar7756
      @eckankar7756 3 ปีที่แล้ว

      I hope he doesn't start dealing drugs.

  • @rikkifashionhouse6592
    @rikkifashionhouse6592 4 ปีที่แล้ว +45

    Throw the whole husband away 🥴🥴🥴

  • @catdancerskaleidoscopeofbo8496
    @catdancerskaleidoscopeofbo8496 4 ปีที่แล้ว +7

    Head in the Sand. Why didn't Dave and John bring this up? One month in rehab does not fix these types of problems.

  • @marcusbutron3924
    @marcusbutron3924 4 ปีที่แล้ว +41

    No way I can ever be with a drug addict

    • @LOUDMOUTHTYRONE
      @LOUDMOUTHTYRONE 4 ปีที่แล้ว +5

      Prescription drug addiction comes at you as soon as you get hurt on the job.

    • @Alex-qn9og
      @Alex-qn9og 4 ปีที่แล้ว +1

      @@IJoeAceJRI or just don't...

    • @twowheelsmovethesoul142
      @twowheelsmovethesoul142 4 ปีที่แล้ว +5

      I once heard "heroine is your favorite thing in the whole world. You just don't know it yet."

    • @amandadean3948
      @amandadean3948 4 ปีที่แล้ว +6

      My sister was married to a drug addict. They will make you hit rock bottom.

    • @JacquelineLP
      @JacquelineLP 4 ปีที่แล้ว +7

      My son is a recovering addict and he is the kindest nicest person I’ve ever met. Please be considerate and have compassion for a subject you know nothing about. Everyone deserves love no matter what choices they’ve made. I hope you find peace and joy within your own heart and in your life. You’ll be in my prayers. As you all will. 🙏🏽

  • @Azidoazideazide.
    @Azidoazideazide. 4 ปีที่แล้ว +59

    She seems rather optimistic about this I'm not sure she understands how difficult this is going to be. I've been in this similar situation with opiates. His behavior is not going to change unless he wants it to change. he is going to be addicted to drugs for the rest of his life whether he takes them again or not. He is going to struggle with this issue and he could easily go back to drugs at any time. However it is possible to change and make your life better. If he is addicted to opiates I suggest medication assisted rehabilitation such as the use of buprenorphine/Subutex and gradually wean himself off under the guidance of a doctor. Recovery is possible so I hope that things get better for them.

    • @Kitkatluv33
      @Kitkatluv33 4 ปีที่แล้ว +10

      She seems pretty optimistic to me too. Being in a relationship with an addict is extremely difficult and it’s hard to trust them. Then she’s worried about how THEYRE going to pay the debt. I feel like if he stole it, he should pay it off especially when he makes more than her.

    • @alladreamwedreamed
      @alladreamwedreamed 4 ปีที่แล้ว +8

      This has clearly been going on for a couple years if he has accounts 6 months in collections. She sounds super square and naive, like this might even be her first brush with addiction. Yes we do recover but also there are so many active user con artists out there. He concealed well from her for a long time and knows how to exploit her blind spots. If she wants to stick it out with him, they need serious marriage counseling plus ongoing separate counseling, AND husband needs to be taken off every single financial account for the indeterminate future. Wifey should be pulling credit reports every 3 months to make sure nothing shady is happening. It would take me a few years, if ever, to forgive on this magnitude, because I know how sneaky addicts are.

    • @ENCwwe
      @ENCwwe 4 ปีที่แล้ว +3

      @@alladreamwedreamed Totally agree, they need to put some safe holds in place. Sounds like she's already forgiven him but that doesn't mean she should forget right away. He's very vulrable right now.

    • @brittany6205
      @brittany6205 4 ปีที่แล้ว +1

      @@ENCwwe yes to this. Forgiveness doesn't mean putting your head down and ignoring red flags in the future.

  • @shaldana
    @shaldana 4 ปีที่แล้ว +9

    I wouldn't let him have access to a DIME right now. Yikes - what a kick in the face that must be. But - she's in charge of the finances she says. How do you miss that much money going out the door?

  • @MichelleClennan
    @MichelleClennan 4 ปีที่แล้ว +7

    For those wondering how she couldn't have known...statements are easy to forge. If he made sure to get the mail first, then he could have easily created false statements - using old statements that show a 30k balance - it's an old school "cut and paste" method that was used by marketing and ad agencies. And...as far as his credit cards - using a PO Box as his address would keep those bills out of her sight. Let's not victim blame, please.
    The only way to truly know - is to call the bank and verify the funds - disregard the statement. And, run a credit check on your spouse. This is something she'll have to do the rest of her life, if she stays married to him. She's in for a long road, because I'd bet my retirement, he's doing a lot more than drugs:/

  • @lyndagruen2047
    @lyndagruen2047 3 ปีที่แล้ว +7

    This lady needs separate accounts from her husband - ones he can't touch.

  • @TheTbabylati
    @TheTbabylati 4 ปีที่แล้ว +30

    She sounds very happy for all her life savings to be gone and her husband to be a drug addicted. I would work out the issues with the husband and just build back up. They have the income.

    • @100XPercentX
      @100XPercentX 4 ปีที่แล้ว +4

      Right is this a staged call

    • @meizhen2265
      @meizhen2265 4 ปีที่แล้ว +3

      @@100XPercentX so u think its staged cause she isn't giving you "an emotional and mental breakdown and should I divorce him" kind of call? perhaps she already went thru that stage of grief earlier on and now she decided to be more calm and composed and pull up her bootstraps to tackle her situation head on. Sometimes calling Dave immediately about your problems while all panicky and crying doesn't help...it's better to be calm and collected if you can when calling in. This caller went straight to the point and laid it all out.

    • @100XPercentX
      @100XPercentX 4 ปีที่แล้ว +1

      @@meizhen2265 I know all that already, I've been there and considered that before I wrote that in a milisecond but at least I CAN think in multiple ways and consider the possibility that hes had some staged calls, this is in the entertainment realm which usually includes fakeness and staging. Just being skeptical.

    • @kay22100
      @kay22100 4 ปีที่แล้ว

      @@meizhen2265 Thank you!! They want everyone to call panicked, depressed and with no hope. Not everyone responds to adversity like that. I don't

    • @raallen1468
      @raallen1468 4 ปีที่แล้ว +1

      @@100XPercentX I think, ALL of the calls to Dave "on his show" are scripted/staged/rehearsed.

  • @BrianVelez
    @BrianVelez 4 ปีที่แล้ว +16

    I don’t know if it’s just me, but I feel that she is at peace with the situation and mainly just trying to get guidance, I felt that the “advice” they were providing was mainly just slandering the guy, and weakening her love or reasoning to deal with her husband. Didn’t find this too much as financial advice but rather just heavy opinions, besides not going bankrupt.

  • @ShadaeMastersAstrology
    @ShadaeMastersAstrology 3 ปีที่แล้ว +2

    I know when my husband has had too much caffeine or alcohol how could she not have known that this man was high enough on oxys to blow $30,000 dollars 🤨 I’m sorry but he’d have to go. That’s way too heavy of a deception for me. My goodness if prescribed medication is $30,000 dollars I don’t want them smh🤦🏾‍♀️

  • @Simon-oy7kf
    @Simon-oy7kf 4 ปีที่แล้ว +11

    Dave: "All addicts are liars"
    Me, who's openly addicted to gymnastics: *hold my high bar*

  • @exxology1
    @exxology1 4 ปีที่แล้ว +6

    They have no clue the devastation prescription addiction actually causes! It takes SO much more then a rehab.. I hope he’s as dedicated as she thinks he is but she should be ready for a VERY long road..

  • @QuestionEverythingButWHY
    @QuestionEverythingButWHY 4 ปีที่แล้ว +29

    “Every form of addiction is bad, no matter whether the narcotic be alcohol, morphine or idealism.”
    ― Carl Gustav Jung

    • @JacquelineLP
      @JacquelineLP 4 ปีที่แล้ว

      I agree. Thanks for sharing such wisdom! 🙏🏽

  • @jamesjhonson4568
    @jamesjhonson4568 4 ปีที่แล้ว +12

    The real problem is the fact that he is a drug addict and until he gets into re-hab and gets clean, he will still be an addict. and lie, steal, and manipulate to get money for his addiction, he needs to get clean.

  • @coconutsfor2963
    @coconutsfor2963 4 ปีที่แล้ว +6

    Doesn't this give you the feeling of getting married . LOL Shes cleaning up his drug problem,that she had no clue about. GOOD LUCK

  • @raj-cr4nl
    @raj-cr4nl 3 ปีที่แล้ว +5

    The tone of her voice says she hasn't processed this yet. She needs support!

  • @pic376
    @pic376 4 ปีที่แล้ว +27

    Women normally have good Intuition. Not this one. The reason I wouldn't cheat on mine. Lol.

    • @morgandawn6413
      @morgandawn6413 4 ปีที่แล้ว +14

      Hopefully that's not the only reason you don't cheat. Lol.

    • @BeastorFail
      @BeastorFail 4 ปีที่แล้ว +9

      What a terrible reason not to cheat 😂 how about you don’t cheat because you’re MARRIED.

    • @ms.herlan7860
      @ms.herlan7860 3 ปีที่แล้ว

      Smart man.

  • @littlemax8851
    @littlemax8851 4 ปีที่แล้ว +30

    A woman doesn’t know her man does drugs, ok.
    But she didn’t notice he was doing 20k? 40k ? 70k Worth of drugs?

    • @PassportBrosBusinessClass
      @PassportBrosBusinessClass 4 ปีที่แล้ว +2

      It takes a very short time to run up $70,000+ in credit card debt.
      He makes more than her.
      Easier to hide.

    • @littlemax8851
      @littlemax8851 4 ปีที่แล้ว +9

      Bigtruckseriesreview Motorsports fair, but she was in charge of the finances and noticed no discrepancies in numbers or his behaviour? Sounds like she had on rose coloured sunglasses on to me.

    • @septembersapphire347
      @septembersapphire347 4 ปีที่แล้ว +4

      Maybe she knew but chose not to believe it til the financial part hit her in the face and woke her up.

    • @lovelygrl400
      @lovelygrl400 4 ปีที่แล้ว

      That's nothing, I knew a woman whose husband did the same thing but twice as much. By the time she noticed they were losing their house and she was days from her due date with their third child. Very sad but it happens a lot.

  • @miguelrobb5719
    @miguelrobb5719 4 ปีที่แล้ว +3

    How the heck she didn’t notice $30k disappearing from the savings account? Shoot. If I even SNIFF the savings account, my wife would know about it lol.

  • @sjaykay9884
    @sjaykay9884 4 ปีที่แล้ว +4

    The guy is an addict. It’s going to be tough for him to get rid of the addiction, I wonder how he’s gonna focus on a financial plan? Get stressed out over that debt and relapse

  • @prometheuspredator7971
    @prometheuspredator7971 3 ปีที่แล้ว +2

    She needs her own checking and savings accounts in case he relapses back into his addiction if not she will be left in a mess to clean up. Start investing for her future financially.

  • @kay22100
    @kay22100 4 ปีที่แล้ว +3

    Look at all the negative Nancies and Debbie downers in the comments upset because she's not having a meltdown. What if I told you some people handle situations without freaking out? I'm the same way. Some people lean towards being hopeful, don't meltdown easily and aren't depressed easily. Don't get mad because she's not handling how you would. Glad to see him taking the first step to recovery and kudos to her for wanting to walk with her husband through this. I'll also add don't get on a high horse. Many ppl addicted to prescription medicine never had an issue with drugs in the past from what I've seen. It starts out with an injury and they find themselves becoming addicted to the pain meds.

    • @gr8macaw1
      @gr8macaw1 4 ปีที่แล้ว

      kay22100 good comment I agree with you

  • @missdesireindependance5194
    @missdesireindependance5194 4 ปีที่แล้ว +18

    Wife were you not checking the accounts regularly. I hope he gets the help he needs but I would get a divorce.

    • @takedashingjen4402
      @takedashingjen4402 4 ปีที่แล้ว +3

      What is with the pledge "in good and the bad" ? Not in good and slight inconveniences....

    • @topcomment3816
      @topcomment3816 4 ปีที่แล้ว +1

      Wow some good solid commitment you have there. 👌

    • @roscoeelcocko1863
      @roscoeelcocko1863 4 ปีที่แล้ว

      Im a dude and i agree with you.

    • @mysticalmisfit1332
      @mysticalmisfit1332 4 ปีที่แล้ว +2

      Miss desire Independance FACTS. Girl, I said the same thing...If I can’t trust you, I can’t be your wife🤷🏽‍♂️

  • @kaydee8095
    @kaydee8095 4 ปีที่แล้ว +2

    This woman was so careful to say her husband is a prescription addict ( she is concerned about their image) He is a drug addict sweetheart. First admit this then you can begin the healing. If you think a so called prescription addict stops at prescriptions you have a serious problem on your hands. Be honest sis, be honest. He must also be TRANSPARENT!!

  • @YourYUGIOHChannel
    @YourYUGIOHChannel 4 ปีที่แล้ว +33

    I'm a yugioh addict. Help! I sold my beans and rice for a dark magician.

    • @zybard01
      @zybard01 4 ปีที่แล้ว +2

      You are not an addict, that is a pretty good deal

  • @WhiteKitta
    @WhiteKitta 4 ปีที่แล้ว +2

    trying to be sportive??/🙄 😳 😏 ...WTH is wrong with her??!..., she needs a divorce and walk away!....that's why I will never even date any guy who does mind altering drugs....you will never be able to trust them ever...

  • @mmoye8640
    @mmoye8640 4 ปีที่แล้ว +5

    Something is off about this conversation. When I bring up the websites to view my accts, I see both checking and savings accts. How is it that she didn't see money leaving the savings acct? Even if it was a little at a time, even if it was at a different bank? She is the manager of money in her house.

    • @miguelrobb5719
      @miguelrobb5719 4 ปีที่แล้ว

      That’s what I’m thinking. Heck. You can even set up the bank to where you can receive an instant notification for ANY kind of transactions or withdraws. I get notifications from my email and I get notifications through text messages. My wife and I both share the same account and if I even drool on the checking&savings, she will know about it.

    • @lovelovevon4316
      @lovelovevon4316 4 ปีที่แล้ว

      She's lying. I think she does drugs too.

  • @angelaonthego
    @angelaonthego 4 ปีที่แล้ว +16

    Like other people said-I don’t think she realizes how hard this is going to be. She’s SO ready for everything to be “fine” and that’s a place addicts go easily and exploit. Addiction is all about avoiding painful feelings. She is complicit in this as it’s very clear she also wants to avoid painful feelings. They will need honesty and work to get through this.

  • @dennisduran8500
    @dennisduran8500 4 ปีที่แล้ว +2

    C'mon...she was in charge of the finances. Give me a break!
    If she thinks it's all fixed because he's getting treatment. She had better open her eyes. Drug addiction is not a disease. Cancer is a disease. If you really loved someone you would not lie or deceive them....ever!!!

    • @matthewconrad2026
      @matthewconrad2026 4 หลายเดือนก่อน

      As someone who get himself clean. It is not a disease. It is a choice. What do you want more?

  • @mattsmillennialmoney39
    @mattsmillennialmoney39 4 ปีที่แล้ว +48

    DAVE: “TOUGH MONTH”
    😓😓😓

  • @rikkifashionhouse6592
    @rikkifashionhouse6592 4 ปีที่แล้ว +4

    Even after I had a c-section I only allowed them to give me minimal ibuprofen and my little blood thinner shots in the stomach. They are attempting to give me all kids of medicines but I declined and had clear instructions.

    • @thecatnextdoor12
      @thecatnextdoor12 4 ปีที่แล้ว

      Good. I always get some crazy addictive pain prescriptions from dentists that I never even purchase and I manage just fine without the painkillers. Doctors should be more responsible, cannot trust them, I always feel like they don’t care if they destroy my health.

    • @ShadaeMastersAstrology
      @ShadaeMastersAstrology 3 ปีที่แล้ว +1

      You took ibuprofen after being cut open 😳they gave me pain medication and I was still in pain and could barely walk. Girl you’re pain tolerance is strong as a brick.

    • @rikkifashionhouse6592
      @rikkifashionhouse6592 3 ปีที่แล้ว

      @@ShadaeMastersAstrology 😂😂😂yeah that's all I was willing to take. They offered all kinds of pain medication but I had binged on Intervention and was scared of getting addicted so I just thugged it out lol

  • @truthseeker6370
    @truthseeker6370 4 ปีที่แล้ว +3

    You had no idea he had a prescription drug problem as his wife? 🤔
    She also didn't know he cleaned out their emergency fund or ran up70k in credit card bills- as someone who did the bills?
    I have to really question Dave and John's response?

  • @miguelrobb5719
    @miguelrobb5719 4 ปีที่แล้ว +6

    Dave: “sell the car... or the husband!”

  • @AnishChari
    @AnishChari 4 ปีที่แล้ว +8

    I always thought the Baby Steps need a step 0; Seek rehab or treatment for addictions.
    You can't have the discipline needed to do anything else until these are fixed

  • @jaysleeper264
    @jaysleeper264 4 ปีที่แล้ว +2

    Wish them the best, and I am welcome to any explanation, but how can you not notice a spouse has a 100k (30k savings+ 70k debt) addiction?

  • @JILLIANCP12
    @JILLIANCP12 3 ปีที่แล้ว +3

    This is why I don’t believe in combining finances

    • @ffraine
      @ffraine 3 ปีที่แล้ว

      Unless you have ironclad pre and post nups which are extremely rare it's still your problem if your soon to be ex does something like this.

    • @tashawilliams8093
      @tashawilliams8093 27 วันที่ผ่านมา

      💯

  • @supremevision631
    @supremevision631 4 ปีที่แล้ว +18

    I hear no pain in her voice

  • @BlazeTrinity
    @BlazeTrinity 4 ปีที่แล้ว +12

    I wouldn't pay a DIME. He needs to clean up this mess himself. Money should be separate and any emergency funds, he shouldn't have access to. Addicts tend to stay addicts. If he cleans up, then great, but there's a high probability he won't.

  • @TheMechanicj
    @TheMechanicj 4 ปีที่แล้ว +2

    I don’t feel sorry for this lady one bit 160000$ income worried about 70000 in debt.....probably lives in a 2 million dollar home driving 2 brand new Escalades with a 60000$ boat making that kind of money that’s 3000$ a week my lord poor girl

  • @yayyareaa2997
    @yayyareaa2997 4 ปีที่แล้ว +12

    God bless you Angela, hang in there

  • @Kitkatluv33
    @Kitkatluv33 4 ปีที่แล้ว +6

    I don’t think you should be in a relationship with an addict or at least live with one. They can go through therapy but relapse and this lady will feel even worse than what she originally was. I think they need to part ways for right now and since he’s making more money and HE’S the one who stole money out of their account, he should be the one to pay off the debt.

    • @JacquelineLP
      @JacquelineLP 4 ปีที่แล้ว

      My son is a recovering addict and he is the kindest nicest person I’ve ever met. Please be considerate and have compassion for a subject you know nothing about. Everyone deserves love no matter what choices they’ve made. I hope you find peace and joy within your own heart and in your life. You’ll be in my prayers. As you all will. 🙏🏽

    • @matthewconrad2026
      @matthewconrad2026 4 หลายเดือนก่อน

      The more an addict has going on. The more pressure there is. He should get himself right and then come back. If both sides want

  • @GolfDuff
    @GolfDuff 3 ปีที่แล้ว +1

    If 10 dollars leave any of my accounts, I would have known. So maybe she wasn't in control of the money after all.

  • @2passportsandpostcards
    @2passportsandpostcards 3 ปีที่แล้ว +4

    She sounds very calm and poised. I would be a TOTAL mess. Prayers to them both.

  • @umairahmad4711
    @umairahmad4711 4 ปีที่แล้ว +10

    Can I follow the 7 baby steps even though I’m based in the United Kingdom? 🤔

    • @qt3110
      @qt3110 4 ปีที่แล้ว +10

      Definitely. It's not your location that allows you to be debt free. It's your mindset.

    • @millsathn
      @millsathn 4 ปีที่แล้ว +2

      Sure. Depending on where you’re from it will be a bit different though. For example in Scotland, education is free at the point of service. So the kid when at college can easily get by working a part time job. This means in Scotland you don’t need a baby step 5.

    • @nick000002
      @nick000002 4 ปีที่แล้ว

      No you are expected to pay the money to the government in taxes instead 😂

  • @yeislyntorres5304
    @yeislyntorres5304 4 ปีที่แล้ว +2

    How do you merry some one in the first place and trust them 100% with you all finances?? I know every single penny that me and my husband have, i have access to all credit accounts and credit report to the both of us. My husband would have to be very very good at sneaking for him to hide something from me. Call me control freak because I am

  • @d_all_in
    @d_all_in 4 ปีที่แล้ว +2

    How do you not notice your spouse is on drugs? Must not be very strong drugs.

  • @Coolcucumber905
    @Coolcucumber905 4 ปีที่แล้ว +11

    She needs to just get a divorce

    • @javontedonuts1034
      @javontedonuts1034 4 ปีที่แล้ว +3

      No no no what ever happened to "till dealth do us part in sickness and in health" with you people

    • @chada75
      @chada75 4 ปีที่แล้ว +1

      Sometimes you got to drop dead weight.

    • @ENCwwe
      @ENCwwe 4 ปีที่แล้ว

      No stick it out with him to the end. That's what she signed up for.

    • @lovelovevon4316
      @lovelovevon4316 4 ปีที่แล้ว

      This is why she deserves to be with a LOSER. She is doing drugs too.

  • @kevinkidneyy
    @kevinkidneyy 4 ปีที่แล้ว +4

    Lie , how tf do you not know ? You work and don’t check no accounts? Weird people man

  • @JustAName-it5qp
    @JustAName-it5qp 4 ปีที่แล้ว +10

    Up next on Cold Case Files

  • @kevinkidneyy
    @kevinkidneyy 4 ปีที่แล้ว +6

    That’s why we have my account, our account, and your account . Married or not it just smarter for the both of us .

    • @thecatnextdoor12
      @thecatnextdoor12 4 ปีที่แล้ว

      I don’t think the husband needs his own account. Joint and wife’s account would be better.

    • @kevinkidneyy
      @kevinkidneyy 4 ปีที่แล้ว

      The Cat Next Door you just seen what happened. She needs to protect herself

    • @robinkrieger8003
      @robinkrieger8003 4 ปีที่แล้ว

      My husband has a money problem, so he gets a debit card and checking account and a stipend each Month.....and he agrees to it ....still has issues with overspending but they are small and we catch them in time....

    • @carlkpsplucky5554
      @carlkpsplucky5554 4 ปีที่แล้ว

      The Cat Next Door who wouldn’t a husband need his own account? But the wife gets one? I’m not sure the Husband wants to ask permission every time he makes a purchase.

  • @shatteredsoldier81
    @shatteredsoldier81 4 ปีที่แล้ว +2

    One of many reason why I never share bank accounts nor share my name with anyone.

  • @supremevision631
    @supremevision631 4 ปีที่แล้ว +8

    Prescription? I was thinking....

  • @nickholbrook2285
    @nickholbrook2285 4 ปีที่แล้ว +1

    He better get his act together quickly! If not, he is going to make $0.00 a year! Addiction is nothing but a negative domino effect!

  • @190roverk
    @190roverk 4 ปีที่แล้ว +4

    This John dude is super annoying. Why is he on this show?

  • @angelaonthego
    @angelaonthego 4 ปีที่แล้ว +1

    A lot of judgement in the comments. Addiction runs the gambit and I guarantee there are addicted at your church or work or in your family that you would never suspect. This guy didn’t get caught-he confessed and immediately sought help.

  • @eclipsez0r
    @eclipsez0r 4 ปีที่แล้ว +6

    Yeah money's not your problem lol

  • @RoyalRainbows
    @RoyalRainbows 4 ปีที่แล้ว +2

    My ex girlfriend was and probably still on drugs she told me she always needed help with rent and it was 950 and I always ended up paying it for her but then turnd our she just bought pils for 20/70 each I am now homies trying to take care of someone who l though was paying rent

  • @KellyMichaelsTV
    @KellyMichaelsTV 4 ปีที่แล้ว +1

    why didn't Dave just yell------DIVORCE. She's gonna be an enabler if she sticks around

  • @williamhensley8698
    @williamhensley8698 4 ปีที่แล้ว +3

    I am so impressed by the pragmatic application of compassion. That is a very difficult line to walk.

  • @1980maranda
    @1980maranda 4 ปีที่แล้ว +1

    Not noticing the money missing is one thing, but my question is how did she not notice behavioral changes in him? Nodding off, irritability, withdrawals to name a few. I had a family member on opiates and the signs are there and they are very obvious. Either this woman didn’t pay attention to anything going on in her life or she was in complete denial.

  • @christophernichols9387
    @christophernichols9387 3 ปีที่แล้ว +2

    The comments here really sadden me. If I had been left to fend for myself by my family I would have never made it, and I had to go to rehab multiple times in order to finally want to change myself. You can’t just give up on people right away, I now have the ability to start to give back to them and repay them for what they helped me through and the experiences of drug addiction have shaped how compassionate I am towards others. Some of the most successful, inspiring people are former addicts, and not a single one of them did it on their own because they at least had the help of their higher power.

  • @nryanmusic
    @nryanmusic 3 ปีที่แล้ว +2

    there is something REALLY off that she had no idea what was going on . extreme denial

  • @Ms-Jones
    @Ms-Jones 4 ปีที่แล้ว +4

    The one thing I give him credit for is that he came clean on his own. 🙏🏾

  • @septembersapphire347
    @septembersapphire347 4 ปีที่แล้ว +1

    Opioid addiction, yeah, that will cripple your finances quicker than a gambler at the casino! And 30 days in rehab is no "cure" for this addiction so don't think that's gonna fix his problem cause it won't. My ex has been addicted to many things and says opiate's are the hardest thing he's ever tried to get off of. And guess what? He can't do it. He works so he can make money to buy more pills, and when he can't find any he gets sick, real sick. But he works anyway so he can bring more money in, to buy pills when he can find some. We got in major debt over his problem and it helped cause our divorce. He's been addicted since the late 90's when he fell and broke his ankle. He will be hooked on these pills til the day he dies.

    • @ttr8141
      @ttr8141 4 ปีที่แล้ว

      Wow, good luck.....

  • @hmj8469
    @hmj8469 4 ปีที่แล้ว +7

    I had to laugh out loud, before I started watching this I said at some point John is either going to say 'high-five' or use the word mourn.. His playbook is very predictable. Every time a caller has said they have a lost 'something', he tells them they need to mourn ...

    • @alexanderdeeds4100
      @alexanderdeeds4100 4 ปีที่แล้ว +3

      Yup haha

    • @9StickNate
      @9StickNate 4 ปีที่แล้ว +7

      He usually talks in useless metaphors. “You’re carrying a lot of bricks. You’re going to have to drop them, one brick at a time.”

    • @erichchan3
      @erichchan3 4 ปีที่แล้ว +4

      Or when he says "Well first I want to commend you for dealing with

    • @robertbell525
      @robertbell525 4 ปีที่แล้ว +1

      Metaphors and platitudes. Feelings. Dr. Phil. How about strict financial advice from Dave.

    • @thecatnextdoor12
      @thecatnextdoor12 4 ปีที่แล้ว +4

      Let’s exchange him for a lawyer/tax advisor/comedian. Personal trainer at least, someone useful.

  • @Wall2000x
    @Wall2000x 2 หลายเดือนก่อน +1

    Once a drug addict always a drug addict...this guy can never be trusted with money again...ever...there is no debtor's prison in the USA. So, the credit cards get paid, smallest first. Simply, this lady lost her innocence. Innocence is a terrible thing to lose. I suggest a counselor dealing with families of addicts. I think this has been going on for a long time. Forget the bankruptcy.

  • @prometheuspredator7971
    @prometheuspredator7971 3 ปีที่แล้ว +1

    After he is discharged from the hospital, he has got to get into counseling for his substance abuse addiction. He also needs to get involved with AA inorder for support and accountability to stay on track with his recovery. accountability accountability

  • @ragingryhino5817
    @ragingryhino5817 4 ปีที่แล้ว +3

    From someone who is dealing with a wife with addiction to alcohol, I feel her pain. It gets better!

  • @KS-cl8br
    @KS-cl8br 4 ปีที่แล้ว +3

    Why don't you divorce him he stole and lied to you.

  • @sarahnyambura5790
    @sarahnyambura5790 4 ปีที่แล้ว +3

    I've been praying for a good marriage one day... These kind of calls scare me.

  • @matthewwilliams9200
    @matthewwilliams9200 4 ปีที่แล้ว +2

    30k+ to 70-= I'm out

  • @islandhopper100
    @islandhopper100 4 หลายเดือนก่อน +1

    the biggest problem is loss of trust. You now have to watch your finances closely forever while married to a questionable person.

  • @1.5Koreans0.5American
    @1.5Koreans0.5American 4 ปีที่แล้ว +17

    Title: My Husband is a Drug Addict and Wiped Out Our Savings
    Me: Oh... I feel so sorry for her

    • @gloopgloopglorp
      @gloopgloopglorp 4 ปีที่แล้ว +5

      Title: sad thing
      Me: am sad
      You really added a lot to the conversation with this deep and thoughtful comment.

    • @topcomment3816
      @topcomment3816 4 ปีที่แล้ว +3

      Dumb comment

    • @thecatnextdoor12
      @thecatnextdoor12 4 ปีที่แล้ว +1

      She is not here to be adding to the conversation. She is only promoting her channel.

  • @dabd8175
    @dabd8175 4 ปีที่แล้ว +2

    She's in charge of the $ but didn't notice? Not buying it. Send em both to the ranch

  • @buzzthreads1
    @buzzthreads1 3 ปีที่แล้ว +1

    Sounds like a bad marriage. How do you not notice that your husband has a drug problem? I don't understand that.

  • @SamuraiAtlas
    @SamuraiAtlas 4 ปีที่แล้ว +13

    When your so early you don’t know what to say