Want to retire early but have bad money management? Don't know how to calculate what you need for retirement? Enroll in our power packed money course here: breakout-academy.teachable.com/p/breaking-the-money-code-re-programming-your-money-d-n-a
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
Vivian Carol Gioia is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I shuttle between Singapore and Johor for my retirement. Both countries have advantages and disadvantages. When in Malaysia i would go road trip to melaka, kl, and genting. I just love the cool weather. I felt melaka is good place to retire if someone like me that love simple life. Melaka reminds me of singapore in late 60s and early 70s.
@@MrCam70 I don't do that. I plan to stay and travel to Malaysia on long trip . Not stay totally in Malaysia. I enjoy my retirement in both Singapore and Malaysia.
That what i always talked about is malaysian government wants to make forest city a special economic zone, and i read they are talking to Singapore government about it. Singapore government must make a better deal for singaporean, by getting a long term visa for singaporean to stay in johor, if not it will be stupid to help the malaysia government to save forest city A singaporean retire in pattaya now.
How is Pattaya ? I went Changmai, too many angmohs with their thai wives around. Surrounding not bad. Food not very good. Loads of MSG, etc unless you cook at home on your own. Local thai always seems friendly infront. But when you turn around, it's a different story.
Really need to work in sg and retire in Malaysia. Things are really not cheap in JB and KL anymore for someone that’s working and drawing a regular salary in Malaysia.
Thanks for all the good info regarding retirement living in Malaysia. You mentioned that there are many golf courses in Johor in this video. I retired this past June and enjoy playing tennis a lot and was wondering if there are any country clubs in Johor with tennis courts? I just returned home to the USA a few days ago after spending 5 weeks in Malaysia. I visited KL, Penang, Ipoh, and Malacca in search of a place where I like to retire. Of these places, Malacca was my favorite because it had the best air quality, and the neighborhood I stayed in (Bali Residences) is newer.
Ponderosa Country Club in Johor has tennis courts available for public rental. Yeah, Malacca has a certain charm and we did a video on retirement in Malacca. We can definitely see why you would select Malacca. ❤️
Hi good evening....I just watched yr video.... understand u retired in Johor Malaysia. I would love to retire in Johor as well but I understand we cannot stay more than 180 days in a year. So what is yr advice, appreciate u can enlighten me. Thanks Johnnie here.
Hi Johnnie. We are actually retired in Penang. We travel around Malaysia and other countries to make retirement videos. John is Singaporean and Fran is still Malaysian, so therefore John is on spousal visa to stay long in Malaysia. We covered the different types of visa pretty extensively in another video titled Early Retirement In Penang. Do check in out!!
Hi John congratulations for the video, I think penanag is cheaper or am I wrong?? Next month I'm coming to visit Penang, could you recommend some nearby places to visit that aren't touristy, such as beaches, cities and islands? A thousand thanks
Yes, Penang is cheaper. Feel free to check out our Penang cost of living and retirement vidoes. Recommendations : Beach : Batu Feringgi. You can spend a day at the various resort beaches as a day guest. Park Royal, Golden Sands, Lone Pine, Rasa Sayang are all highly recommended. Art mural at Georgetown : spend a day exploring Georgetown and hunt for art murals scattered all along the town area. Start early in the morning as its less hot. Food : You must try the hawker food in Penang! It's truly the best in Malaysia. There are many coffee shops & hawker centres around the entire Penang island. Penang Hill : spend a lovely cooling day up Penang Hill. Lots to do see and eat. Pm us once u are in Penang. If our dates match, we would love to meet you
@@corporatebreakoutcouple Thanks thanks John for the information. I would also like to visit some islands but I think Koh Lipe and the Pernhetian are very touristy. What do you recommend as an alternative? If not, since it's close, I would like to visit some places in Thailand. Yes, I would love to meet you. I will arrive in Penang at the end of Thanks a Lot to You
My piece of advice to everyone : Never retire or plan to retire in Life. Keep doing some or the other thing. Alternate to retirement is shorter hours at the job as you grow old. The moment you retire your body starts getting into hibernation mode deactivating all immune systems thereby giving a free pass to many diseases.
The schools should teach that we can retire from a job, but we don't retire from life. It is important to keep fit, keep doing things that we love, be active in the community, continue to learn & grow as individuals
Sometimes I go spend like 100+ MYR on a meal then regret as not worth the money, would rather eat the local food which taste better than any of the fancy restaurants.
retirement is mostly about medical. it would help if you guys talked more about that. when you are young you hardly need to go hospital but when you grow old, you go regularly.
@@corporatebreakoutcouple with the influx of sg coming now, prices will go up eventually :(.. myself as expatriate, i have moved to KL years ago after living in sg for sometime, never regretted my decision, i feel much more relaxed in malaysia, less crowded, better quality of life, and malaysian are friendlier than sg fellows who are often stressed or under pressure, always running for this or that, everywhere in sg is crowded and there are lot of rules in the island; feeling restricted there while in malaysia it is easy going majority of the time..
@@corporatebreakoutcouple thx for the message 😊. I don't drive in Malaysia, not used to the left hand side driving (I am from France). I usually take the bus which is very convenient in MY to go to other cities or if I stay in KL, I generally use grab which is very very affordable here. I don't use a car as I stay right in the center just 5meters away from KLCC; everything is nearby. It's so convenient in KL.
Hi Fran and John, thank you very much for making these videos. I always watch your content whenver I'm at my lowest point in my mood as it serves as a way of escape, or as a light at the end of the tunnel, that something out there is within grasp and worth looking forward to in future. Just a quick question about retiring in JB; as a Singaporean, would it be possible to rent an apartment and then scoot between SG and MY checkpoint just to have my passport chopped , every other month ? Thanks again for your videos, and amidst the stressful life in SG, i look forward to someday retiring in MY. Cheers!
Thank you so much for supporting our channel & watching our videos. We really appreciate it. Singaporeans have a 30 day tourist visa to stay in Malaysia. The scenario you are asking about : we are aware that there are Singaporeans who practice this scenario. There was even an article that came out in CNA in 2021 about a man who sold his Ripple Bay penthouse, bought a HDB for his wife & kids and he himself moved to JB and lived in a rented house as a form of solitude for himself.
Chicken chop 23 dollars is expensive, given the quarter chicken cost only RM$3.125 (Whole Chicken RM12.50) in Malaysia RM$15.80 is the ideal price. Stir Fried a bit plain. At least for visual, should have choy sum, more fat bean sprout, few big prawns and egg on top. Beehoon should be a bit more darker (dark soy sauce)
Agreed. Noticed the cost of everyday expenses is pretty high, infact higher than the cost here in SG. It's the big ticket items, housing, car, that seems cheaper in comparison. What's the cost of the utilities there again ?
This due to the higher purchasing power of the SGD. Utilities in Malaysia for electricity is high but water is only RM5-10 per month. If you would like a comprehensive breakdown, you can watch our Cost of Living in Penang videos.
Just to highlight those foreigners who have property renting in malaysia must declare tax. Once caught it will be high penalty. So please ensure you submit your tax.
@@davidtan9101 Under income tax law when you derive income from Malaysia you will be taxed. Similar apply to Singapore tax so long you have income derived in respective countries you need to report. If they found out then then will penalised u n stop u from going out Malaysia.
@@francissia4660 ok.. but will i receive a tax filling form from malaysia govt or I have to go to the tax authority and get a form to fill up and declare? In Singapore, the IRAS will send e-invoice for us to pay the amount automatically, we dun even have to fill. Thanks
Thanks for video ! one would need a proper n valid documents to reside in Malaysia! Customs will Question your purpose of visit even if it’s 2 weeks stay ! buying a property in Malaysia don’t equal a visa ! properties around Customs r very Noisy with huge lorry’s horns through out Day n Night very heavy traffic jam n foot traffic! a 10 mins ride back to my condo took me 3 hours back home ! I bought a property in Malaysia n regretted immensely!
Yes, that is correct. We talked about visa for Malaysia in our other videos. How long have you been living in Malaysia? Or is your condo a vacation home?
Condo not a vacation home , how naive of me ! thought just stamp passport in Customs! but stamp entry n exit reflect on passport! run from Indonesian to Thailand! because customs asked for 1 hour at stamp station! I sold my Singapore flat thinking of retiring in Malaysia! I now have valid visa in Thailand only for a year ! I only return to my Malaysia condo to clean n mop place n pay condo bills n water n electricity bills ! I rented a place in Thailand, if I decide to buy SG HDB again I have to surrender foreign property can’t have both at same time SG HDB law ! can only buy private property in SG ! all the stress packing n unpacking n Malaysia title deed! I have still yet to receive it ! I got my condo house keys in July this year but signed paperwork SPA everything in April n rented in Malaysia that is why customs question our frequent entry ! no choice but move to Thailand!
Thanks for taking the time to read n reply , May you both b blessed with Good Health , Happiness, Peace , plentiful subscribers in all your future videos! God Bless .
@@melaniechua6924 have you considered IMAC? No need to chop passports. Or if you got regional business apply for APEC or in digital line, apply for digital nomad visa?
@@candywisdom Singaporeans are only allowed a 30 day tourist visa. So if your intention is to live for more than 30 days at a time in Malaysia, you would need either a work visa, digital nomad visa, MM2H or long term visit pass. You cannot live in another country without legal documents. That country will have the right to deport you anytime
There are several international schools in Johor Bahru. There are also several good hospitals as well. Johor Bahru especially, is an interesting place because of its proximity to Singapore, so the quality & standard of things catered to foreigners are better compared to some other states like Terengganu or Perak.
@@corporatebreakoutcouple Greetings again sir, i have another doubt..if i invest 100,000 in fd for 60 months is there any option that bank will pay monhly or quarterly interest.
Sarawak has very little crime per capita compared to Peninsula. Main issues are within family assault, some gambling and loanshark violence. Traffic violations also fairly high. Main victims are motorbikes.
HI, just curious. Did you rent out yr current flat to rent a unit in johor? How much to pay for contractor repair work if necessary? NOT cheap to eat out in Johor daily unless from Malay store ..
We are currently living in Penang. We travel extensively around Malaysia and other countries to make these videos for our audience. Feel free to watch our casual conversation with a Singaporean who lives in Johor in another video. She talks about eating out daily in Johor and other stuff.
@@SSxxx18 Malaysian police officers are predominantly Malays or indigenous ppl, are low paying jobs. Taking bribes is common practice and has been developed a culture. Anti-corruption commission is a joke.
Haha! Can! Drive a sports car, eat out 100% in restaurants, live in a luxury bungalow, take frequent trips around Malaysia and only stay in 5 star resorts and hotels. Weekends - rent a yacht and sail around, throw parties.
Is your wife also earning? In Malaysia, RM5000 gross household income for Johor Bahru is actually in the B40 category, which is the bottom 40 percent of Malaysian households.
really, if HSR is to be true, KL is better choice in every way. even with just the ETS and CIQ full integration, already making jb no reason to invest.
Cheap the food may be, but what abt the quality of the food, the ingredients used? I'm not talking abt "wah the food has got good wokhey" kinda quality (with MSG and deep frying, all food can taste sedap), but rather, the quality of say for eg - sourdough breads and real tiramisu with alcohol. Are they easily available there? #talkingtomyself In retirement, is "cheap" and "food" the only considerations? One may have a lower cost of living, but must the quality of life be compromised at the same time? I am of the opinion that MOST of the creme of Msia are already working in SG - be it service, FNB etc etc. If I'm craving for fatty blue fin tuna sushi there, is it easily available? haha
Go Japan for that! Haha! We love travelling to the place of origins for the real thing. However that being said, a lot of foreigners flock to Johor to eat restaurant food. The restaurant food quality is as KL standards for certain foods. Now, you watch one of our videos on food comparison between Singapore and Malaysia, we did cover the points on quality, value etc etc.
JB has become an overcrowded city because of the causeway where hundreds of thousands travel to work daily between jb - Sg - prices are going up in jb due to high demand from all these workers living cheap in jb and work in Sg and Singaporeans coming in daily to buy eat shop wash car .. whatever, can't even get a table at a decent makan place anymore can't get parking everywhere is jam, Sg cars are all over Mercedes Benz, Audi and BMW the top 3 cars you will see everywhere in JB these days - sorry not a pleasant place to retire anymore.
It's always a choice for people. No one is forcing anyone to retire in JB or anywhere in the world, for that matter. We do these videos to show people options, options that they may not know of otherwise.
MM2H is so hard to meet its requirements. especially the 1 million RM deposit and the proof monthly income of 40k Ringgit. Is there a easier way, pls advise.
You can more info about visa from Malaysia immigration. They will refer you to their lisenced agent. You will regret if get your unauthorized one. There are several requirements to get visa unless you have kins here
As mentioned in the video, this is not a budget conscious one. You can easily shave off 30-40%. Just eat less restaurants and cafe food. Take less road trips
Thank you. We want to encourage & inspire others to go after what they want. Our life might look great now, but don't forget that we also sacrificed a lot to get here. Especially when we quit our jobs to set up a hawker business and it failed. The waking up at 4am, the hard work, the extremely long hours... No one said they envied us then. But.... Taking that leap was the 1st step towards getting us to where we are
By Western standards these prices are great, but I can see the inflation trajectory on this. Within 3-6 years, it is going to be much more expensive to live here.
$8 for a coffee is at a very nice cafe. You can still get the local coffee for $2.50 The trade off of being in Singapore is that it's safe from gun abuse and drugs. Citizens do not have to worry about mass shootings in schools, malls. Women feel safe walking around at night.
@@corporatebreakoutcouple don't forget to mention that Singapore is a dictatorship that poses as a democracy. Those who give up freedom for security deserve neither and all that
Sound so nice . I live in JB for 46 years ,now I am back to Spore, I feel so safe and convenient here.Wait till you are old and need medical ,that is the time you will run back to Spore. Keep saying very good.Life is not just very cheap cost of living.Are the food safe to eat.Our Spore government have taken so good care of us ,that you cannot see it Only when you live out of the country. Than you will learn how to appreciate Singapore.
This is not a video about not appreciating Singapore. We make cost of living videos around the world, retirement videos around the world to open people's eyes all around the world.
Typical naive reply from a Singapore boomer. Sounds exactly like a PAP mouthpiece 😂 yes Malaysia is too dangerous, pls stay in your small, crowded island don't come over.
Orang asing tak begitu tahu tentang negeri negeri di Malaysia. Lebih baik orang Malaysia buat ytube ini, lebeh Padat, lebih canggih. Maklumlah, orang asing yg bermastautin di tanah air
News of Country Garden’s debt crisis in China has sparked fears among residents living in the developer’s subsidiary projects in Johor Many are worried that unfinished projects will be abandoned and property prices will fall further Industry experts say residents concerns are valid and Country Garden Malaysia should publicly clarify if projects will proceed as planned
just a thought..you Singaporeans are spoiling the property market for locals who may not have the same earning power as you all.I really dislike how Melaka is spoilt becausof Singaporeans wanting to live and play there as a result more developments have taken place which do not fit the asthetic of Melaka town. I cant hardly see some of the historical sites like I used to because of the big-ass constructions taking place. Melaka no longer holds the authentic old world charm it used to have, its quite sad for a Malaysian like myself to witness. :( especially when I return for visits from overseas
All boils down to demand and supply. On the flip side, with more tourists (regardless of nationality), tourism is booming which means more money into the state which then gives more employment opportunities to the locals. Every country ideally wants to attract lots of tourism to boost their economy. The price to pay, of course, will be that things will no longer look, feel and be the same anymore. Even yourself as you shared, are living overseas for better opportunities. Everything needs to progress, otherwise it stagnates and dies.
@@corporatebreakoutcouplenot really it depends only those can contribute yo the economy and not helping n utulised our subsidies products. It will add burden to the country. Anyway more measures implement in 2024 n 2025. Propose don't buy but rent for safe measures
Thank you so much for this, I stumbled upon your video when searching the RTS system...and Forest City 😂... I have a quick question 😅 if someone can help me.. my wife and I are from London, she's an international school teacher (I'm still getting myself set up in life) I'm 33yrs old she's 31... We've been looking at malaysia, how hard would it be for us to settle or have a place in johor...or for myself (no degree, but tons of experience in sales and marketing with both English and French as languages)... I really need help i want to also make friends like yourselves when moving over there... 😊 You guys seem to enjoy life! @CorporateBreakoutCouple 🎉❤
Hi there!!! Thank you for watching our videos! Welcome to our channel! You would actually be better off looking for job opportunities in Kuala Lumpur, the capital of Malaysia. Johor Bahru isn't the place where one would go to work if one is a foreigner. Let us put it this way : if one is a Johorean and would want better job opportunities, one would go to work in Kuala Lumpur, Penang and of course Singapore.
Want to retire early but have bad money management? Don't know how to calculate what you need for retirement? Enroll in our power packed money course here:
breakout-academy.teachable.com/p/breaking-the-money-code-re-programming-your-money-d-n-a
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
@@TomD226 my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
Vivian Carol Gioia is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Sorry to hear that.
I shuttle between Singapore and Johor for my retirement.
Both countries have advantages and disadvantages.
When in Malaysia i would go road trip to melaka, kl, and genting. I just love the cool weather.
I felt melaka is good place to retire if someone like me that love simple life. Melaka reminds me of singapore in late 60s and early 70s.
Us too! We call both Singapore and Penang our homes.
We recently did a video on Melaka. Do check it out!
With tourist 30 days visa, is it possible to stay and make a U-turn every month?
@@MrCam70 I don't do that. I plan to stay and travel to Malaysia on long trip . Not stay totally in Malaysia. I enjoy my retirement in both Singapore and Malaysia.
@@LeeSkJohn-sv8wiAre you on the MM2H visa?
@@atlantis98765 no. It's pointless as I don't intend to stay Malaysia permanently.
Very well made video, well done Fran and John!
Thanks Chris!!! Hope you are enjoying your holidays!
Thank you for sharing. It’s very insightful and helpful. I like how you are specific in terms of types of meals or types of cars etc.
Thanks for the feedback, Henry! We appreciate it! ❤️
This video is on fire! congrats!
Hi CK!!
Thanks! We didn't expect this video to do so well
Very thankful 🙏
Like your presentation, both of you. The live scenes of the places of interest and the summary of cost of living are very informative and interesting!
Thank you so much!!
Thanks for watching our videos!
Great video. Many blessings to you and partner
@@paulyin8934 thank you very much for watching! 😍
That what i always talked about is malaysian government wants to make forest city a special economic zone, and i read they are talking to Singapore government about it.
Singapore government must make a better deal for singaporean, by getting a long term visa for singaporean to stay in johor, if not it will be stupid to help the malaysia government to save forest city
A singaporean retire in pattaya now.
How's the retired life in Pattaya?
How is Pattaya ?
I went Changmai, too many angmohs with their thai wives around. Surrounding not bad. Food not very good. Loads of MSG, etc unless you cook at home on your own. Local thai always seems friendly infront. But when you turn around, it's a different story.
Love this episode. Very useful
Thank you so much! We are happy to hear you found it useful
Well said. I stay in Bukit indah and work in Singapore travel daily, worth it.
That's really great! You are making your SGD work really hard for you!
Really need to work in sg and retire in Malaysia. Things are really not cheap in JB and KL anymore for someone that’s working and drawing a regular salary in Malaysia.
Yes, correct
Thanks for all the good info regarding retirement living in Malaysia. You mentioned that there are many golf courses in Johor in this video. I retired this past June and enjoy playing tennis a lot and was wondering if there are any country clubs in Johor with tennis courts?
I just returned home to the USA a few days ago after spending 5 weeks in Malaysia. I visited KL, Penang, Ipoh, and Malacca in search of a place where I like to retire. Of these places, Malacca was my favorite because it had the best air quality, and the neighborhood I stayed in (Bali Residences) is newer.
Ponderosa Country Club in Johor has tennis courts available for public rental.
Yeah, Malacca has a certain charm and we did a video on retirement in Malacca. We can definitely see why you would select Malacca. ❤️
We never though-about living like a king in JB. Anyway, good information. Thanks.
Cheers
A set meal, king value,with a burger, french fries, coke, at Berger King, cost only 11 My about $3, while in Singapore easily $6.
Thanks for watching! Let us know in the comments if you would like to retire in Johor!
what visa are you guys on?
@@appliedlearningcentresteam4253 Fran is Malaysian with Singapore PR. John is Singaporean, on spousal visa in Malaysia
How to get a visa for a Singaporean to retire in Malaysia?
@@tnehchinaun7288 we covered the different visas extensively for Malaysia in our other video titled Early Retirement In Penang.
Hi good evening....I just watched yr video.... understand u retired in Johor Malaysia. I would love to retire in Johor as well but I understand we cannot stay more than 180 days in a year. So what is yr advice, appreciate u can enlighten me. Thanks Johnnie here.
Hi Johnnie. We are actually retired in Penang. We travel around Malaysia and other countries to make retirement videos. John is Singaporean and Fran is still Malaysian, so therefore John is on spousal visa to stay long in Malaysia. We covered the different types of visa pretty extensively in another video titled Early Retirement In Penang. Do check in out!!
My wife and I live on RM3000.00 per month. The house is my own. It is in Subang Jaya.
@@terwandersingh3605 that's great to know! Thanks for sharing!
Hi John congratulations for the video, I think penanag is cheaper or am I wrong??
Next month I'm coming to visit Penang, could you recommend some nearby places to visit that aren't touristy, such as beaches, cities and islands? A thousand thanks
Yes, Penang is cheaper. Feel free to check out our Penang cost of living and retirement vidoes.
Recommendations :
Beach : Batu Feringgi. You can spend a day at the various resort beaches as a day guest. Park Royal, Golden Sands, Lone Pine, Rasa Sayang are all highly recommended.
Art mural at Georgetown : spend a day exploring Georgetown and hunt for art murals scattered all along the town area. Start early in the morning as its less hot.
Food : You must try the hawker food in Penang! It's truly the best in Malaysia. There are many coffee shops & hawker centres around the entire Penang island.
Penang Hill : spend a lovely cooling day up Penang Hill. Lots to do see and eat.
Pm us once u are in Penang. If our dates match, we would love to meet you
@@corporatebreakoutcouple Thanks thanks John for the information. I would also like to visit some islands but I think Koh Lipe and the Pernhetian are very touristy. What do you recommend as an alternative? If not, since it's close, I would like to visit some places in Thailand.
Yes, I would love to meet you. I will arrive in Penang at the end of Thanks a Lot to You
Can u do a video on the Malaysia's MM2H requirements and procedures ?
We did cover visa requirements extensively on another video titled Early Retirement In Penang. Do check it out!
You can Google lot info available. Try to get from right sources
My piece of advice to everyone : Never retire or plan to retire in Life. Keep doing some or the other thing. Alternate to retirement is shorter hours at the job as you grow old. The moment you retire your body starts getting into hibernation mode deactivating all immune systems thereby giving a free pass to many diseases.
The schools should teach that we can retire from a job, but we don't retire from life. It is important to keep fit, keep doing things that we love, be active in the community, continue to learn & grow as individuals
Sometimes I go spend like 100+ MYR on a meal then regret as not worth the money, would rather eat the local food which taste better than any of the fancy restaurants.
What kind of meal, if you don't mind sharing ❤️
Looking forward to contents on Sarawak and Sabah, away from peninsular msia
Yes. Make one over there, including kuching. Thanks
Sarawak is peaceful
retirement is mostly about medical. it would help if you guys talked more about that. when you are young you hardly need to go hospital but when you grow old, you go regularly.
What about medical you would like us to talk about?
My wife's has family in Kulai and JB. Felt it was getting more crowded over time given its proximity to Singapore. Appreciate the vlog.
For sure! It's definitely getting more crowded, especially after covid
@@corporatebreakoutcouple with the influx of sg coming now, prices will go up eventually :(.. myself as expatriate, i have moved to KL years ago after living in sg for sometime, never regretted my decision, i feel much more relaxed in malaysia, less crowded, better quality of life, and malaysian are friendlier than sg fellows who are often stressed or under pressure, always running for this or that, everywhere in sg is crowded and there are lot of rules in the island; feeling restricted there while in malaysia it is easy going majority of the time..
@@andreandree4384 that's fantastic! Do you do road trips around Malaysia?
@@corporatebreakoutcouple thx for the message 😊. I don't drive in Malaysia, not used to the left hand side driving (I am from France). I usually take the bus which is very convenient in MY to go to other cities or if I stay in KL, I generally use grab which is very very affordable here. I don't use a car as I stay right in the center just 5meters away from KLCC; everything is nearby. It's so convenient in KL.
@@andreandree4384 let us know if you do go to Penang. We would love to meet you
As usual, everytime whenever see those JB project videos, without fail sure will mention Singapore😅😅.
My Spouse got job in JOHOR, I am hoping to get job in Mechanical Design field in Johor Bahru or Singapore🙏🏽
Congratulations! Sending you best wishes!!!
Hi Fran and John, thank you very much for making these videos. I always watch your content whenver I'm at my lowest point in my mood as it serves as a way of escape, or as a light at the end of the tunnel, that something out there is within grasp and worth looking forward to in future. Just a quick question about retiring in JB; as a Singaporean, would it be possible to rent an apartment and then scoot between SG and MY checkpoint just to have my passport chopped , every other month ? Thanks again for your videos, and amidst the stressful life in SG, i look forward to someday retiring in MY. Cheers!
Thank you so much for supporting our channel & watching our videos. We really appreciate it.
Singaporeans have a 30 day tourist visa to stay in Malaysia. The scenario you are asking about : we are aware that there are Singaporeans who practice this scenario. There was even an article that came out in CNA in 2021 about a man who sold his Ripple Bay penthouse, bought a HDB for his wife & kids and he himself moved to JB and lived in a rented house as a form of solitude for himself.
@@corporatebreakoutcouple cool! thanks so much for sharing! 😁
Very informative. I’m saving this episode to replay later.
Awesome to hear that!
Chicken chop 23 dollars is expensive, given the quarter chicken cost only RM$3.125 (Whole Chicken RM12.50) in Malaysia RM$15.80 is the ideal price. Stir Fried a bit plain. At least for visual, should have choy sum, more fat bean sprout, few big prawns and egg on top. Beehoon should be a bit more darker (dark soy sauce)
Agreed. Noticed the cost of everyday expenses is pretty high, infact higher than the cost here in SG. It's the big ticket items, housing, car, that seems cheaper in comparison. What's the cost of the utilities there again ?
As a former hawker, we understand the heavy costs of running a business. One cannot compare eating out versus cooking in and get the same price.
This due to the higher purchasing power of the SGD.
Utilities in Malaysia for electricity is high but water is only RM5-10 per month. If you would like a comprehensive breakdown, you can watch our Cost of Living in Penang videos.
2:20
It is RM18.90
I tried it before.
The portion is solid. Quality very high.
I would pay SGD15 if I can find this quality in Spore.
Just to highlight those foreigners who have property renting in malaysia must declare tax. Once caught it will be high penalty. So please ensure you submit your tax.
how to declare if singaporean? declare to my govt or sg govt?
@@davidtan9101 you are deriving rental income in Malaysia of course is Malaysia govt. You go Lhdl to ask more
@@francissia4660U mean I will receive income tax form from malaysia?
@@davidtan9101 Under income tax law when you derive income from Malaysia you will be taxed. Similar apply to Singapore tax so long you have income derived in respective countries you need to report. If they found out then then will penalised u n stop u from going out Malaysia.
@@francissia4660 ok.. but will i receive a tax filling form from malaysia govt or I have to go to the tax authority and get a form to fill up and declare? In Singapore, the IRAS will send e-invoice for us to pay the amount automatically, we dun even have to fill. Thanks
How do you retire in Spore if u don't have a visa?? It's impossible to retire in Johor. Unless u get mm2h
Only citizens and PR holders can retire in Singapore. Singapore does not offer any retirement visas
Thanks for video ! one would need a proper n valid documents to reside in Malaysia! Customs will Question your purpose of visit even if it’s 2 weeks stay ! buying a property in Malaysia don’t equal a visa ! properties around Customs r very Noisy with huge lorry’s horns through out Day n Night very heavy traffic jam n foot traffic! a 10 mins ride back to my condo took me 3 hours back home ! I bought a property in Malaysia n regretted immensely!
Yes, that is correct. We talked about visa for Malaysia in our other videos.
How long have you been living in Malaysia? Or is your condo a vacation home?
Condo not a vacation home , how naive of me ! thought just stamp passport in Customs! but stamp entry n exit reflect on passport! run from Indonesian to Thailand! because customs asked for 1 hour at stamp station! I sold my Singapore flat thinking of retiring in Malaysia! I now have valid visa in Thailand only for a year ! I only return to my Malaysia condo to clean n mop place n pay condo bills n water n electricity bills ! I rented a place in Thailand, if I decide to buy SG HDB again I have to surrender foreign property can’t have both at same time SG HDB law ! can only buy private property in SG ! all the stress packing n unpacking n Malaysia title deed! I have still yet to receive it ! I got my condo house keys in July this year but signed paperwork SPA everything in April n rented in Malaysia that is why customs question our frequent entry ! no choice but move to Thailand!
@@melaniechua6924 oh my.. What an ordeal!
Amongst many reasons, this is also why we tell people to rent, not buy property in Malaysia
Thanks for taking the time to read n reply , May you both b blessed with Good Health , Happiness, Peace , plentiful subscribers in all your future videos! God Bless .
@@melaniechua6924 have you considered IMAC? No need to chop passports. Or if you got regional business apply for APEC or in digital line, apply for digital nomad visa?
If u buy a house in JB, cannot stay too long right? if not JB custom will ban u? How about if treat it as weekend home so say stay there Fri-Sun only?
There are many permutations. When there is a will, there is a way
Looking forward to contents on East Msia
Will do! You'd have to wait till next year as we have planned all our travels for this year. Stay tuned! ❤️
East Malaysia more restriction even impose high restriction for west Malaysian too
no matter how crowded johor can be, it is still 5 times less crowded than singapore.
@@JonTan-z3e 😜
Great vid guys..❤❤ ...watching from the Philippines!!
Hi there!! Great to have you on our channel!
Johor is my favourite.
Tell us why! ❤️
Welcome to JB!
Thank you!!
Lot of problems to live in MY apart JB in the second home sceam.
What do you mean?
Not possible anymore to get Msia as 2nd Home lah Need MYR40k a month passive income requirement...
Possible for some people.
The govt is revising the requirements currently so a lot of people are waiting for the new ones to be announced.
U can do it half in other places not in johor but not big city
JB has good vegetarian restaurants as well 👍😊
Great to know! Thanks for sharing
Is it a must to get a mm2h for singaporean to retire in malaysia? It might not worth to keep both sides home some how
@@candywisdom Singaporeans are only allowed a 30 day tourist visa. So if your intention is to live for more than 30 days at a time in Malaysia, you would need either a work visa, digital nomad visa, MM2H or long term visit pass. You cannot live in another country without legal documents. That country will have the right to deport you anytime
Hi ssorry for late comment, can you tell more about schools and hospitals?..i planned to move with my kids who are 6&8. Thank you
There are several international schools in Johor Bahru.
There are also several good hospitals as well. Johor Bahru especially, is an interesting place because of its proximity to Singapore, so the quality & standard of things catered to foreigners are better compared to some other states like Terengganu or Perak.
@@corporatebreakoutcouple thanks for quick response. Have a great day sir 👍
@@corporatebreakoutcouple Greetings again sir, i have another doubt..if i invest 100,000 in fd for 60 months is there any option that bank will pay monhly or quarterly interest.
@@karthickeyank3838 we cannot answer that. Best to check with the banks
The main issue is still security
u things Singapore super save thing angin hard ?
Sarawak has very little crime per capita compared to Peninsula. Main issues are within family assault, some gambling and loanshark violence. Traffic violations also fairly high. Main victims are motorbikes.
Hope you can talk about the visa or pass in order to stay in malaysia
We did already. Go check out our other video titled Early Retirement In Penang. We shared extensively on visas for Malaysia
Be very very ACTIVE.OR GO DOWN FAST
True
HI, just curious. Did you rent out yr current flat to rent a unit in johor? How much to pay for contractor repair work if necessary? NOT cheap to eat out in Johor daily unless from Malay store ..
We are currently living in Penang. We travel extensively around Malaysia and other countries to make these videos for our audience.
Feel free to watch our casual conversation with a Singaporean who lives in Johor in another video. She talks about eating out daily in Johor and other stuff.
Best in Singapore and JB.
Best of both worlds
Singaporean can only stays in M'sia for 30 days if with any visa. Do you face any problem leaving m'sia and re-entering m'sia immediately?
None that we know of
How do you apply for long term visa pass
We did an extensive video on visas in Malaysia in another video titled Early Retirement In Penang. Do check that out!
Must mentioned ac resto ekk
There’s been many news media report Johore Baru is not safe: arent robbery, bag snatching , burglary and car-breaking are common.
Stay vigilant
How common???
@@SSxxx18 Malaysian police officers are predominantly Malays or indigenous ppl, are low paying jobs. Taking bribes is common practice and has been developed a culture. Anti-corruption commission is a joke.
Bcoz many victims behave like an inviting target flashing their branded stuff and careless over their stuff.
@@mautan8453 That’s even more worrisome not only for Malaysians also visitors to Malaysia, particularly Chinese ppl who perceived to be rich.
New casino coming to JB Forest City
Cool
OMG I Thought He Is In Johore Road
Johore Road? Are you referring to the picture?
Hw abt the visa requirements for long term retirement?
We did a video detailing the various visas for Malaysia. The title of the video is Early Retirement In Penang
Bro, possible to do a $10k sgd lifestyle in Johor?
Haha! Can!
Drive a sports car, eat out 100% in restaurants, live in a luxury bungalow, take frequent trips around Malaysia and only stay in 5 star resorts and hotels. Weekends - rent a yacht and sail around, throw parties.
Wah..menariknya..banyak tempat makan di Johor yang saya tak tahu...
Bagus lah! Sekarang kamu boleh makan di sana dalam lawatan seterusnya ❤️
I'm moving to JB with my wife, with a salary of 5k rm, do you think that is enough?
Is your wife also earning?
In Malaysia, RM5000 gross household income for Johor Bahru is actually in the B40 category, which is the bottom 40 percent of Malaysian households.
@@corporatebreakoutcouple No she doesn't earn yet, we'll eat 80% of the time at home, no alcohol..., what do you think ?
@@chekaktaissam9024 definitely can get by if one is very prudent
You forgot to order the taufu cheesecake at JWC
@@ChuTzuYee haha! Thanks for the recommendation!
We've never had it actually. Your favourite ah?
really, if HSR is to be true, KL is better choice in every way. even with just the ETS and CIQ full integration, already making jb no reason to invest.
You can buy a car in Malaysia if you are Singaporean?
Yes, you can. Pay in full
@@corporatebreakoutcouple Thanks!
😂
But can't drive MY car into SG, if u are SG citizen, PR or work pass holder.
@@MegaTonyng no need to drive in Singapore. The public transport is so fantastic and there is always Grab
I look the cake spinning, it too stressful
Haha
1st time viewer - why shift from Penang?
We are still living in Penang and Singapore. We straddle both places. We haven't moved to JB, if that's your question.
Thanks for watching our video. Welcome onboard!
@@corporatebreakoutcouplePenang ❤
Cheap the food may be, but what abt the quality of the food, the ingredients used? I'm not talking abt "wah the food has got good wokhey" kinda quality (with MSG and deep frying, all food can taste sedap), but rather, the quality of say for eg - sourdough breads and real tiramisu with alcohol. Are they easily available there? #talkingtomyself In retirement, is "cheap" and "food" the only considerations? One may have a lower cost of living, but must the quality of life be compromised at the same time? I am of the opinion that MOST of the creme of Msia are already working in SG - be it service, FNB etc etc. If I'm craving for fatty blue fin tuna sushi there, is it easily available? haha
Go Japan for that! Haha! We love travelling to the place of origins for the real thing. However that being said, a lot of foreigners flock to Johor to eat restaurant food. The restaurant food quality is as KL standards for certain foods. Now, you watch one of our videos on food comparison between Singapore and Malaysia, we did cover the points on quality, value etc etc.
@@corporatebreakoutcouple i go jb every 6months to 洗眼睛 , smtg not available in SG ok tt i must say is better priced lol so afforable!
@@garypeanuts622curious on what is 洗眼睛 。 Kindly share details like benefits, location n price
I'm packing my luggage NOW!!! Enjoy your videos always. :)
Haha! Hire a mover!!
Thank you so much for watching our videos!
JB has become an overcrowded city because of the causeway where hundreds of thousands travel to work daily between jb - Sg - prices are going up in jb due to high demand from all these workers living cheap in jb and work in Sg and Singaporeans coming in daily to buy eat shop wash car .. whatever, can't even get a table at a decent makan place anymore can't get parking everywhere is jam, Sg cars are all over Mercedes Benz, Audi and BMW the top 3 cars you will see everywhere in JB these days - sorry not a pleasant place to retire anymore.
It's always a choice for people. No one is forcing anyone to retire in JB or anywhere in the world, for that matter. We do these videos to show people options, options that they may not know of otherwise.
How would your life be on US 5k/ month?
@@franklopez-fw5fm extremely good
i find JB prices are on average 10 to 20% lower than singapore only.
It depends on the items and category. But yes, it is not a straightforward divide by 3.4 exchange rate, like some Singaporeans assume.
What’s the best visa for Singaporean to retire in JB? Other than MM2H? Thank you.
There's several. We covered very extensively on visas on our video titled Early Retirement In Penang. Do check it out ❤️
MM2H is so hard to meet its requirements. especially the 1 million RM deposit and the proof monthly income of 40k Ringgit. Is there a easier way, pls advise.
@@MrCam70 become a digital nomad. Only need to earn USD24k per annum
You can more info about visa from Malaysia immigration. They will refer you to their lisenced agent. You will regret if get your unauthorized one. There are several requirements to get visa unless you have kins here
Nothing but your own home land.
Almost $4000 / RM12,000 for a couple is not exactly cheap - perhaps JB is not the best place within Malaysia to retire in
As mentioned in the video, this is not a budget conscious one. You can easily shave off 30-40%. Just eat less restaurants and cafe food. Take less road trips
Living a good life, free n easy without kids, really envy u guys
Thank you. We want to encourage & inspire others to go after what they want. Our life might look great now, but don't forget that we also sacrificed a lot to get here. Especially when we quit our jobs to set up a hawker business and it failed. The waking up at 4am, the hard work, the extremely long hours... No one said they envied us then. But.... Taking that leap was the 1st step towards getting us to where we are
Malaysia no GST tax la.
It's now SST but used to be GST
Haiyaa...Not on foods which explain on the new 2024 Budget.@@corporatebreakoutcouple
By Western standards these prices are great, but I can see the inflation trajectory on this. Within 3-6 years, it is going to be much more expensive to live here.
@@shyamdevadas6099 yup, you are spot on!
$8 for a cup of coffee? No thanks, I'll stay in the US
$8 for a coffee is at a very nice cafe. You can still get the local coffee for $2.50
The trade off of being in Singapore is that it's safe from gun abuse and drugs.
Citizens do not have to worry about mass shootings in schools, malls.
Women feel safe walking around at night.
@@corporatebreakoutcouple don't forget to mention that Singapore is a dictatorship that poses as a democracy. Those who give up freedom for security deserve neither and all that
Johor👍👍👍
Thanks for watching!
Sound so nice . I live in JB for 46 years ,now I am back to Spore, I feel so safe and convenient here.Wait till you are old and need medical ,that is the time you will run back to Spore. Keep saying very good.Life is not just very cheap cost of living.Are the food safe to eat.Our Spore government have taken so good care of us ,that you cannot see it
Only when you live out of the country. Than you will learn how to appreciate Singapore.
This is not a video about not appreciating Singapore. We make cost of living videos around the world, retirement videos around the world to open people's eyes all around the world.
Well said…sums up the minority of the naive of Singaporeans that are too pampered like a spoilt kid.
Typical naive reply from a Singapore boomer. Sounds exactly like a PAP mouthpiece 😂 yes Malaysia is too dangerous, pls stay in your small, crowded island don't come over.
NOT SAFE LAH... NOT TO MENTION THEY (THIEVES AND COPS) TARGET AND DISCRIMINATE AGAINST CHINESE
Orang asing tak begitu tahu tentang negeri negeri di Malaysia. Lebih baik orang Malaysia buat ytube ini, lebeh Padat, lebih canggih. Maklumlah, orang asing yg bermastautin di tanah air
Sila buat TH-cam video dan bagi kita link untuk tonton. Kita tentu akan support jika video anda lebih canggih dan padat
Hinosusanto you are so rude
Not from sarawak for sure
Singaporeans retiring in Johor? You must be joking. Chip isn’t everything.
You'd be surprised by the sheer number of them
News of Country Garden’s debt crisis in China has sparked fears among residents living in the developer’s subsidiary projects in Johor
Many are worried that unfinished projects will be abandoned and property prices will fall further
Industry experts say residents concerns are valid and Country Garden Malaysia should publicly clarify if projects will proceed as planned
Yes, which is why we highly recommend people to rent and not buy. There is so much supply for rental, plenty of choices at great prices.
当年被高度吹捧,被华丽“包装”的高档"帝景湾"(Sovereign Bay)惨变烂尾楼！发展商来自中国!
该项目位于新山百万镇滨海地带，原定2018年底竣工，如今却沦为废置工程，承包商一换再换，许多业主苦等近8年，仍未领取房子的锁匙，当中约三分一买家是新加坡人。
You need to know the developer well
🤣
@@s_u_n_j_a_y 😂👍
just a thought..you Singaporeans are spoiling the property market for locals who may not have the same earning power as you all.I really dislike how Melaka is spoilt becausof Singaporeans wanting to live and play there as a result more developments have taken place which do not fit the asthetic of Melaka town. I cant hardly see some of the historical sites like I used to because of the big-ass constructions taking place. Melaka no longer holds the authentic old world charm it used to have, its quite sad for a Malaysian like myself to witness. :( especially when I return for visits from overseas
All boils down to demand and supply. On the flip side, with more tourists (regardless of nationality), tourism is booming which means more money into the state which then gives more employment opportunities to the locals. Every country ideally wants to attract lots of tourism to boost their economy. The price to pay, of course, will be that things will no longer look, feel and be the same anymore. Even yourself as you shared, are living overseas for better opportunities. Everything needs to progress, otherwise it stagnates and dies.
@@corporatebreakoutcouplenot really it depends only those can contribute yo the economy and not helping n utulised our subsidies products. It will add burden to the country. Anyway more measures implement in 2024 n 2025. Propose don't buy but rent for safe measures
NO !! ITS LAHORE !!!
Hahaha! 🤣
Thank you so much for this, I stumbled upon your video when searching the RTS system...and Forest City 😂...
I have a quick question 😅 if someone can help me.. my wife and I are from London, she's an international school teacher (I'm still getting myself set up in life) I'm 33yrs old she's 31...
We've been looking at malaysia, how hard would it be for us to settle or have a place in johor...or for myself (no degree, but tons of experience in sales and marketing with both English and French as languages)...
I really need help i want to also make friends like yourselves when moving over there... 😊 You guys seem to enjoy life!
@CorporateBreakoutCouple 🎉❤
Hi there!!! Thank you for watching our videos! Welcome to our channel!
You would actually be better off looking for job opportunities in Kuala Lumpur, the capital of Malaysia. Johor Bahru isn't the place where one would go to work if one is a foreigner. Let us put it this way : if one is a Johorean and would want better job opportunities, one would go to work in Kuala Lumpur, Penang and of course Singapore.
larger state in malaysia is sarawak not johor
We didn't say largest state in all of Malaysia.
Sarawak is no longer a state as it is now a semiautonomous region