Are you guys still living at Wynwood? My wife said she doesn't see you guys walking in Coquitlam Centre as frequently as before lol! By the way, I personally own a new house in Vancouver near PNE in a very quiet neighborhood. I do 100% of the maintenance, upgrades, repair myself, so my cost is very low. I am very skilled with cars, so I know how to use tools. I think I can do most DIY and repairs better than most handymen. I am personally retired from NVDA and TSLA stocks, so I already hold a lot of stocks. But my wife always wants me to buy rental properties for passive income. For me, I like the low fees and liquidity of stocks more than real estates, which has very high transaction costs when buying/selling. Also, for me. I have experienced 60x return on NVDA, I feel that real estate growth is too slow for me.
好耐冇岀片吖，支持
兩位好耐冇出片啦！真係識精打細算，繼續支持你哋。🤩🤩🤩
多謝支持🙇🏻
I love watching your videos. Please keep up the good work. ❤
Thank you! Will do! ;)
新年快樂!!!
新年快樂🫡
谢谢你们的分享.我庆幸自己最后还是没有在2021,2022 年,买入投资房.原因如你们所说.我是买高息股票,买了就放在那里作为定期,不动了,TFSA 为主,不用交税.将来会买一些ETF.我做过房东, 没遇到租霸, 但已经怕怕😱不会再继续
2000年買標普500指數，同2000年買一層樓，有分別，股票賺到2百萬但係要交稅，仲要係重稅，House賺咗2百萬如果係自住係唔需要交稅，兩個有好大分別
所以要睇自己嘅稅務狀況
同埋有冇善用tfsa👍🏻
咁講既話股票唔賣都唔需要交稅
@@KyleKamTaco2009 年開始先有 TFSA. 之前我唔清楚 可能真係要交稅
你用溫哥華買樓嘅例子冇計到租金收入， 又計通賬購買力。 但你買s&p乜嘢都冇計算在內
如果你話買樓自住，咁你買股票嘅時候你係需要攞一筆錢出嚟交租
依家买 single house 可能好D，condo确实唔推荐投资，自住就好D
的確獨立屋同townhouse 抗跌能力比較好👍🏻
Are you guys still living at Wynwood? My wife said she doesn't see you guys walking in Coquitlam Centre as frequently as before lol!
By the way, I personally own a new house in Vancouver near PNE in a very quiet neighborhood. I do 100% of the maintenance, upgrades, repair myself, so my cost is very low. I am very skilled with cars, so I know how to use tools. I think I can do most DIY and repairs better than most handymen. I am personally retired from NVDA and TSLA stocks, so I already hold a lot of stocks. But my wife always wants me to buy rental properties for passive income. For me, I like the low fees and liquidity of stocks more than real estates, which has very high transaction costs when buying/selling. Also, for me. I have experienced 60x return on NVDA, I feel that real estate growth is too slow for me.
樓係住的，而家炒高到已經不是一般人買得起，下一代更難😒我一定望跌到渣
租出去俾人都係住👍🏻
買樓長期持有唔算炒啦
@@KyleKamTaco 有買有賣先叫炒.....
點解唔直接做定期就算。而家好似要租客走但唔係自己住返，好似好麻煩。
定期太conservative 想風險低啲可以選擇bonds mix etfs👍🏻
爾根據最新法例, 業主係必須提前至少四個月書面通知租客, 並在租客搬離後至少入住一年 (只可以自住或直系親屬居住)。所以切記唔搬入去住唔緊要, 但在十二月內一定唔可以放租, 否則被發現會罰得好重, 仲要賠12個月租俾上手租客。
呢條片對我無用，我係月光一族，邊有錢買樓或投資😢
點都放啲錢入TFSA唔好益稅局🤝🏻👍🏻
記得做返免責聲明，演講內容只是個人觀點，不構成投資建議。
多謝提醒🫡
原来是替人家卖广告，怪不得你们会这样的解说，买股票或基金投资产生的盈利比租金收入要纳更重的税，也会有股灾造成的损失，风险不小，未必人人适合
首先我沒有賣廣告 純粹因為個人的經驗推薦
買股票和基金產生的稅項 未必會比起房地產更加多 例如可以放在registered account 例如tfsa 就已經是tax free 如果放在普通cash account 只需要盈利的一半繳付capital gain 調返轉 如果物業不是自住 是作出租用途 當你賣樓時 其實一樣要繳付capital gain 所以投資那一種要睇一睇自己的稅務狀況
@@KyleKamTaco 若在tfsa内投资，金额太小，不能和买楼做比较。租金收入有很多可以抵税的开支，可以降低 amount of taxable income, 税务方面相对比股票收益来的更灵活。很多人在股票有斩获也有蚀到肉，正如买楼投资一样，所以我觉得你得论述有偏颇，可以再严谨些
其實講頭10樣嘢都係廢話，買樓係睇長線10年20年，最緊要就係資本增值
內容好充實，但女士不需要太多動作！
多謝支持🙏🏻
U are very good and informative, well preparation !!!
嘩..同地產agent 倒米😂
又唔可以咁講
純粹我哋個人嘅投資選擇😅
加拿大買樓投資就是不夠聰明的人所喜歡做的，如果比較三四年前買QQQ ETF已經升左四倍，回報比你買樓高又唔洗維修，管理費，地税，保險😂😂😂。
長線持有建議買QQQM🤣 費用比較低
兩種投資vehicle 性質唔同 自己評估過風險回報就可以👍🏻
所以艱難大樓價咁貴，年輕人根本買唔起，未多L謝你地囉！😂😂😂
@@KyleKamTaco多謝建議
@@PaddyMan1988我從來都唔建議人炒樓，我唔想見到影響民生問題.
@@wongted4206 香港人最鍾意乜嘢都炒一餐，特別係有錢賺果啲。🤭🤭🤭