BTW you guys are really best. Bank manager told me first that their is no loan for diploma but You guys helped me for getting my loan and I'm very thankful to you and your team. U guys are Osm.
Hi, Ahmad! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Radhakrishna! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Vikas! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Manish! You may Speak with your lender and explain why you are unable to repay the loan. They may always extend your moratorium period for another 6 months to a year, lower your interest rate, or offer you the option of the loan settlement, which means you are not obligated to pay the whole amount but can pay off a portion of it after discussion and clear the debt and then your CIBIL will be badly affected. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Abhisek! We are a scholarship listing portal and help Indian students with education loans as well. Unfortunately, we do not have the expertise in the required field to help you with this. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I almost shattered my dream of studying aboard . From your inspiration I rebuild it again to study aboard in Canada .I want to take education loan through wemakescholars . Do I need to have specific bank account or any bank account to take loan ? Can I take a loan of 17 lacs at one time .
Hi Bindiya! Yes, we can help you out with your loan process. You need to open a loan account with the bank that you are processing with ,if you already have an account then it's fine. Also the amount is not disbursed totally at once it will be as per the semester requirement . For further queries please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Luv! Please go through this video which discusses the same : th-cam.com/video/gQixPzWe0z4/w-d-xo.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi i tried twice to fill call back form but at last it won't get confirmed I click the button yes I confirm several time in both attempts but failed , how i can get call back? Plz reply soon
Hi Ritik! We would require a few more details to check your eligibility with the lenders, Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile with 14+ Public and private lenders so you can get the best lender suiting your profile.
Hi, Suresh! Please watch this video on education loan interest subsidy: th-cam.com/video/EVDN0RvPF30/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Ibrahim! lender will send you and the guarantor notices and warnings. If the loan defaults, then the credit scores of both you and the guarantor will take a huge hit. Additionally, both you and your guarantor may be included on CIBIL’s defaulter list. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Can we get loans if my family is already on loan I mean we recently got loan for our home we had one floor ,and building more so my family took 15 lakh loan recently ,and can I get loan again ?I mean educational loan to go Australia ?
Hi we will require a few more details of yours to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Simha! That is why lenders ask you to take loan insurance. You may watch this video for more details: th-cam.com/video/Mpn0DWXRA5A/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam mujhe laviv medical colleges me admission lena jo Ukraine me hai kaise apply kare lone k liye.... Please mam I need help 🥺... How can I contact u...
Hi, Sanju! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sachin! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Deepanshu! It is actually better to take a longer repayment tenure, just in case you are not able to repay your loan on time. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
hi, One question For UK, we have to show funds 28 days old, so if we take loan from bank the sanctioned letter is accepted but if we take from nbfc does the sanctioned letter work or we have to keep that funds in our bank account for 28 days??
Hi, Aashay! If you take a loan from an NBFC for UK, the loan will have to be disbursed and kept for 28 days. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Pankaj! Yes, it is the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Thimmapogu! We will require a few more details to guide you on suitable loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Amisha! Yes, as discussed in the video, the co-applicant will also be sent warnings to repay the loan and the collateral can be sold. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Dhanesh! Yes but it depends on your profile. Please watch this video for more details: th-cam.com/video/1kuSNvsaldc/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sangram! We can help you with an education loan but visa costs will not be covered under that. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sandeep! Yes, you can get a loan for Diploma courses. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam Sbi scholar loan - 20 lakhs Interest rate -7.65 Repayment- 8 years Taxable income - above 10 lakhs What will be my savings in income tax 80e ???
@@skatiarrahaman5585 Yes but the deductions can be claimed till the interest part of the loan is fully repaid or for a period of 8 years, whichever occurs earlier. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam If you taken a unsecured education loan from bank and in case you failed to pay the EMI, so can you give you assets to them or policy for settlement, weather they agree.
Hi, Ravi! No, they could send people to your home to ask for EMIs and could use the blank cheques which they have taken from you during sanction. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sachin! Government banks do not require you to pay anything during the moratorium period. You can pay after the moratorium period is over. Please watch this video on How to accurately calculate EMI for education loan th-cam.com/video/jcl5wMoeBKk/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
We have a plot of value 2cr as collateral security, but there is already a education loan(2016, 120 months repayment tenure) in Union Bank of 40L for masters( New Zealand) on that property. Can i get another education of 1cr from government bank for Undergrad in USA on that same property?
Hi! Yes, you can get another loan on the same property. We will need some more details to check your exact eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam if we take education loan for completing our btech and then if we have any chance of getting another education loan for studying in abroad if we clear the first loan.pls reply I wanna do that
Hi Goddati! You don't have to repay the loan amount but your moratorium period will be extended if you are taking another loan for your master's degree for further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
If I preclose a loan without using any of the loan amount (say, in case of visa rejection), will I still have to pay any amount apart from the preclosure fee?
Hi Meghna, Please go through the video which discusses the visa rejection: th-cam.com/video/UDQXcVUe-zU/w-d-xo.html and also the video which discusses on preclosure of the loan: th-cam.com/video/leGAbV1P0yg/w-d-xo.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Damini mam you say that all the services are free of cost as WMS is funded by Government of India in most of your videos but when I speak with one of your financial officers who informed that for loan of 7.5 non collateral Vidya Loans we make scholars charge 10000 plus gst as fees can you explain this. The financial officer I spoke with asked me to consider this as conditions apply. I think you have to clearly mention about this though 10000 is not a very huge amount. So that people may not be misled into thinking that all the services provided by WMS is free. Thank you.
Hi, Robin! WeMakeScholars works with different banks and NBFCs that offer non collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs. for which we are not authorized to handle applications directly. We are working with VidyaLoans only for such cases. Please note that as we were not authorized to process unsecured loan applications with Govt. banks and many students used to ask for it, so we have recently empanelled VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not.
I don't want to repay my education loan in EMI mood. I want to repay the amount after getting my job within my fixed period 10 years. Is this possible? Please reply ma'am. 🙏
Hi, Sukalyan! After the moratorium period (course duration + 6 months/1 year) ends, you will have to pay EMIs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I also got my loan for diploma but it's little bit late so I pay my fees own, will I've to pay anything more if I didn't use a single penny of my loan amount which is in Vidyalaxami Account
Hi, Kekyir! Yes, we can help students who are in Arunachal Pradesh. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
mam i m not scoring good marks in my class 12th still can i get mbbs abroad education from govt bank? plz reply mam... i m having collateral and everything... mam plz tell is there any possibility?
Hi, Aakash! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan
Hello there, does SBI do Balance Transfer plus Top Up?? I received an admit from Northeastern University in the US. There is ongoing mortgage loan of 10 lakhs on our apartment here in Mumbai.
Hi, Akshay! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html The collateral value after considering pending loan amount will be calculated. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Karthik! Yes, you can. Please watch this video for more details: th-cam.com/video/4hC_9-TdQVg/w-d-xo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I took study loan from SBI bank with the help of your team. I paid my fees and GIC for canada but I'm waiting for my visa. I defferd my intakes from may 2020 to sept 2021 just because of covid 19 but bank doesn't know that.. they don't treat me well so that's why I didn't inform bank because i don't want any trouble with that. So my study will start on sept 2021 and bank have information may 2020. So my question is, is bank start my EMI from may 2022 ? But my course will finish on sept 2023? What should i do now?
I have also applied for loan from SbI, it's still under process, Can you please tell me what documents did you provide to the bank to show gic requirement? As the bank where I have applied for loan are unaware of gic and it's not mentioned in my offer letter.
@@priyankadubey8758 same thing bank did to me. You don't worry. Just go to the canada.ca (canada official site) and print SDS requirement or any GIC related information which have written 10000$ . U just attech anything any documents who tells about GIC. Then they add GIC in your loan amount. U also put laptop or ticket expenses in your loan. But they only tranfer GIC into SBI canada bank which have only few branch.
@@priyankadubey8758 after sentioned letter, i told to bank that i want to tranfer my fees and gic. Then they did it within 2-3 days but i want to give a tip to u. First you have to open a GIC account in SBI canada bank which is free to open. Then provide information to bank that this is your GIC account. No one open this account for you. U can do it by your own and it's not tough. After sentioned loan bank transfer your GIC to that account which you provided to bank and transfer fees to college account.
Will you be able to help a student from Punjab? As I've not seen any punjabi student's testimonials, queries or comments yet so wondering if you can help me here in Punjab?
Hi, Vinampreet! Yes, we can help students who are in Punjab. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi! Yes, but it depends on his financial profile. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Jennifer! Yes, we can help you with a loan even during lockdown. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam! My father has low cibil score... But my uncle has good cibil score and he will his property for me in the bank.can I get loan those documents or again my father cibil score is verified???? Plz rply mam
Hi, Nani! Only the co-applicant and applicant's CIBIL score will be checked. We will need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am, I am from Ahmedabad, Gujarat and I am trying to request a callback request since few weeks but it's showing that due to high demands of request currently you are not able to request a callback. So what can I do to get is touch with you?
Hi, Vijay! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sooraj! Sorry, we will not be able to guide you on admissions. For education loan guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I need a 45 lacks non collateral loan for studying mbbs in bp koirala medical science NEPAL is it possible to get. I got a score of 404 marks in neet ug 2020 due to high cutoff I can't able to get a college I want to be a doctor please help me if possible to get a loan. I will be greatfull
Hi, Atanu! You would require collateral for a loan of 45 lakhs for MBBS. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rishabh! You may watch our Loanflix in Hindi videos here: th-cam.com/play/PL43-OnMI0wI_gGIvUvLxNjn668UaaP2_o.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Greetings of the day !!🙏 First of all ,, this is a very enlightening video mam. And secondly I would like to know that do - WE MAKE SCHOLARS help in "application process" too for the foreign universities. Actually I want to apply & process for the Italian university for the MBBS/MD degree in this year 2021. So please reply. Seeking your benignant help. Manvendra Sharma Jaipur - Rajasthan 🇮🇳
Hi, Manvendra! Sorry, we do not help with university applications as that is not our area of expertise. If you are seeking help from our team with the education loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Better apply to the same bank for education loan where your home loan is running. They already have your property as collateral. They can offer you education loan subject to current valuation of your property.
Hi, Pankaj! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi, Bharadwaja! Yes, that is why it is better to apply via WeMakeScholars to avoid such issues. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars thank you so much for replying to my comment....i have taken loans from SBI two times so far..18Lakhs and 25 lakhs to finish my studies.....i am done........🙏
Hi, Shubham! They could send people to your home to ask for EMIs and could use the blank cheques which they have taken from you during sanction. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars haha but what will they do of those Blank Cheques when I will not have a single penny in that Bank account. And Even if they come to my Home I will be in Abroad country🤣
Hi mam I have a question like i did PTE with 6.5 nd each listening.7, Speaking 7 Writing 7 Reading 6 I want to do a study loan for pg program in canada . Am i eligible for study loan with PTE exam . please reply
Hi, Babbu! Yes, as long as you have an unconditional offer letter from the university, you can apply. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Utkarsh, We can help you in getting education loan for study in India. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
BTW you guys are really best. Bank manager told me first that their is no loan for diploma but You guys helped me for getting my loan and I'm very thankful to you and your team. U guys are Osm.
Did you get your loan sanctioned ??
@@amaanat7671 yes
@@navisharma7296 For canada ?? for how much amount??
@@amaanat7671 1692000 RS
@@navisharma7296 How do you contact we make scholars team
Please reply
This video should've been made long ago, thanks for this ma'am 🔥
Hi, Ahmad! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Very Informative 👌
thank you very much for info...
Hi, Radhakrishna! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank u for this such kind of information
Hi, Vikas! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Amazing
I started my education loan process avances service.they didn't give me loan Letter and agreement.no one is responding.
Hi, Pepsi! Hope your Financial Officer has gotten in touch with you regarding this. You may reach out to him for any further questions.
What are the recovery process for government bank of loan is unsecured but has both applicant and Gaurenteer signature
Hi Manish! You may Speak with your lender and explain why you are unable to repay the loan. They may always extend your moratorium period for another 6 months to a year, lower your interest rate, or offer you the option of the loan settlement, which means you are not obligated to pay the whole amount but can pay off a portion of it after discussion and clear the debt and then your CIBIL will be badly affected. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Tq mam, love ❤ you😘😘
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Can the educational degree be forfeited in case of wilfully default??
Hi, Abhisek! We are a scholarship listing portal and help Indian students with education loans as well. Unfortunately, we do not have the expertise in the required field to help you with this. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I almost shattered my dream of studying aboard . From your inspiration I rebuild it again to study aboard in Canada .I want to take education loan through wemakescholars .
Do I need to have specific bank account or any bank account to take loan ?
Can I take a loan of 17 lacs at one time .
Hi Bindiya! Yes, we can help you out with your loan process. You need to open a loan account with the bank that you are processing with ,if you already have an account then it's fine. Also the amount is not disbursed totally at once it will be as per the semester requirement . For further queries please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam. how much salary is required for without collateral and co applicant in master study visa ?
Hi Luv! Please go through this video which discusses the same : th-cam.com/video/gQixPzWe0z4/w-d-xo.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi i tried twice to fill call back form but at last it won't get confirmed I click the button yes I confirm several time in both attempts but failed , how i can get call back? Plz reply soon
Hi Shweta! Please share your contact details and city/state to hello@wemakescholars.com. The team will get back to you.
@wemakescholars... Our monthly income is less than 4 lakh..can i get loan for pg Canada without collateral..pls tell me?
Hi Ritik! We would require a few more details to check your eligibility with the lenders, Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile with 14+ Public and private lenders so you can get the best lender suiting your profile.
Nice information. Could you focus some info on the interest rates towards education loans from govt banks for EBC category? Thank you
Hi, Suresh! Please watch this video on education loan interest subsidy: th-cam.com/video/EVDN0RvPF30/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam can you please tell what does NBFC Can do in case of non repayment of loan..as we take Non colleteral loan from them
Hi Ibrahim! lender will send you and the guarantor notices and warnings. If the loan defaults, then the credit scores of both you and the guarantor will take a huge hit. Additionally, both you and your guarantor may be included on CIBIL’s defaulter list. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have requested for call back 7days back but didn't receive any call from your team
Hi, Suraj! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Can we get loans if my family is already on loan I mean we recently got loan for our home we had one floor ,and building more so my family took 15 lakh loan recently ,and can I get loan again ?I mean educational loan to go Australia ?
Hi we will require a few more details of yours to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What if I take a non collateral loan and then I die after going to the USA, what would the bank be able to do?
Students have life insurance by bank when they get loan...so they take insurance money
Hi, Simha! That is why lenders ask you to take loan insurance. You may watch this video for more details: th-cam.com/video/Mpn0DWXRA5A/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello, my mother's cibil score is low and no bank is giving me education loan, what to do in such case? please help
Hi, Mansi! Your Financial Officer will be helping you with this. We have informed her. Please feel free to reach out to her for any questions.
@@WeMakeScholarsWhy not answer so everyone can learn??
Mam mujhe laviv medical colleges me admission lena jo Ukraine me hai kaise apply kare lone k liye.... Please mam I need help 🥺... How can I contact u...
Hi, Sanju! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars cantact nahi ho pa raha hai mam... Please help me..
@@sanjukitutu.7381 Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Thank You Ma'am 🙂
Hi, Sachin! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
What benefit do we have of taking less tenure period over longer tenure period?
Hi, Deepanshu! It is actually better to take a longer repayment tenure, just in case you are not able to repay your loan on time. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
hi,
One question
For UK,
we have to show funds 28 days old, so if we take loan from bank the sanctioned letter is accepted but if we take from nbfc does the sanctioned letter work or we have to keep that funds in our bank account for 28 days??
Hi, Aashay! If you take a loan from an NBFC for UK, the loan will have to be disbursed and kept for 28 days. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What happens if eduaction loan amount is less than 4 lakh and I am not able to repay it in India, is this same procedure or not ?
Hi, Pankaj! Yes, it is the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi mam am planning to do masters in Canada after my bsc nursing can I get non collateral loan ? How much I may get funds mam please explain it mam
Hi Thimmapogu! We will require a few more details to guide you on suitable loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam. Also give information about different scholarships for UG and PG programs
Hi, Sanjay! Please watch this video on applying for international scholarships: th-cam.com/video/n_1XH3stMAY/w-d-xo.html
Will the coborrower face any consequences in case student is unable to pay loan?
Hi, Amisha! Yes, as discussed in the video, the co-applicant will also be sent warnings to repay the loan and the collateral can be sold. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Can I get the non collateral education loan for fly training
Hi, Dhanesh! Yes but it depends on your profile. Please watch this video for more details: th-cam.com/video/1kuSNvsaldc/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I need information about France Study visa loan
Hi, Sangram! We can help you with an education loan but visa costs will not be covered under that. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I am having problem for getting a call back from your website. Any other way to contact we make scholars ?
Hi, Robin! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Mam diploma ke liye loan milta hai ja nhi
Hi, Sandeep! Yes, you can get a loan for Diploma courses. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam
Sbi scholar loan - 20 lakhs
Interest rate -7.65
Repayment- 8 years
Taxable income - above 10 lakhs
What will be my savings in income tax 80e ???
Hi, Atiar! You may use this calculator to calculate your savings: www.wemakescholars.com/education-loan-tax-rebate-calculator
@@WeMakeScholars want to ask one more thing if I take 15 years Repayment period , so can I still opt for section 80e ??
@@skatiarrahaman5585 Yes but the deductions can be claimed till the interest part of the loan is fully repaid or for a period of 8 years, whichever occurs earlier. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam If you taken a unsecured education loan from bank and in case you failed to pay the EMI, so can you give you assets to them or policy for settlement, weather they agree.
Hi, Ravi! No, they could send people to your home to ask for EMIs and could use the blank cheques which they have taken from you during sanction. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Does SBI require different amount to be paid for different moratorium period for same amount of loan?
Hi, Sachin! Government banks do not require you to pay anything during the moratorium period. You can pay after the moratorium period is over. Please watch this video on How to accurately calculate EMI for education loan th-cam.com/video/jcl5wMoeBKk/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
We have a plot of value 2cr as collateral security, but there is already a education loan(2016, 120 months repayment tenure) in Union Bank of 40L for masters( New Zealand) on that property. Can i get another education of 1cr from government bank for Undergrad in USA on that same property?
Hi! Yes, you can get another loan on the same property. We will need some more details to check your exact eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam if we take education loan for completing our btech and then if we have any chance of getting another education loan for studying in abroad if we clear the first loan.pls reply I wanna do that
Hi Goddati! You don't have to repay the loan amount but your moratorium period will be extended if you are taking another loan for your master's degree for further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
If I preclose a loan without using any of the loan amount (say, in case of visa rejection), will I still have to pay any amount apart from the preclosure fee?
Hi Meghna, Please go through the video which discusses the visa rejection: th-cam.com/video/UDQXcVUe-zU/w-d-xo.html and also the video which discusses on preclosure of the loan: th-cam.com/video/leGAbV1P0yg/w-d-xo.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I requested for a call back but still I didn't get any updates.
Hi, Atharva! Apologies for the delay. Your Financial Officer will contact you by tomorrow.
Hi Damini mam you say that all the services are free of cost as WMS is funded by Government of India in most of your videos but when I speak with one of your financial officers who informed that for loan of 7.5 non collateral Vidya Loans we make scholars charge 10000 plus gst as fees can you explain this. The financial officer I spoke with asked me to consider this as conditions apply. I think you have to clearly mention about this though 10000 is not a very huge amount. So that people may not be misled into thinking that all the services provided by WMS is free. Thank you.
Hi, Robin! WeMakeScholars works with different banks and NBFCs that offer non collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs. for which we are not authorized to handle applications directly. We are working with VidyaLoans only for such cases. Please note that as we were not authorized to process unsecured loan applications with Govt. banks and many students used to ask for it, so we have recently empanelled VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not.
@@WeMakeScholarsThanks a lot for clarifying this. Appreciate the prompt response. Feel more confident and secured to go through the process now.
I don't want to repay my education loan in EMI mood. I want to repay the amount after getting my job within my fixed period 10 years. Is this possible? Please reply ma'am. 🙏
Hi, Sukalyan! After the moratorium period (course duration + 6 months/1 year) ends, you will have to pay EMIs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I also got my loan for diploma but it's little bit late so I pay my fees own, will I've to pay anything more if I didn't use a single penny of my loan amount which is in Vidyalaxami Account
Hi, Nancy! No, you will only be charged interest on the disbursed amount.
Will you be able to help Students from Arunachal Pradesh? As I couldn't find the list for Arunachal Pradesh?
Hi, Kekyir! Yes, we can help students who are in Arunachal Pradesh. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
mam i m not scoring good marks in my class 12th still can i get mbbs abroad education from govt bank? plz reply mam... i m having collateral and everything... mam plz tell is there any possibility?
Hi, Aakash! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan
Hello there, does SBI do Balance Transfer plus Top Up?? I received an admit from Northeastern University in the US. There is ongoing mortgage loan of 10 lakhs on our apartment here in Mumbai.
Hi, Akshay! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html The collateral value after considering pending loan amount will be calculated. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Do we get a loan for PGDM in Canada without having to pledge the property?
Hi, Karthik! Yes, you can. Please watch this video for more details: th-cam.com/video/4hC_9-TdQVg/w-d-xo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars I have filled in for requesting a call back a couple of times but I am still waiting for a reply.
@@karthikkaty2483 Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
I took study loan from SBI bank with the help of your team. I paid my fees and GIC for canada but I'm waiting for my visa. I defferd my intakes from may 2020 to sept 2021 just because of covid 19 but bank doesn't know that.. they don't treat me well so that's why I didn't inform bank because i don't want any trouble with that. So my study will start on sept 2021 and bank have information may 2020. So my question is, is bank start my EMI from may 2022 ? But my course will finish on sept 2023? What should i do now?
I have also applied for loan from SbI, it's still under process,
Can you please tell me what documents did you provide to the bank to show gic requirement?
As the bank where I have applied for loan are unaware of gic and it's not mentioned in my offer letter.
@@priyankadubey8758 same thing bank did to me. You don't worry. Just go to the canada.ca (canada official site) and print SDS requirement or any GIC related information which have written 10000$ . U just attech anything any documents who tells about GIC. Then they add GIC in your loan amount. U also put laptop or ticket expenses in your loan. But they only tranfer GIC into SBI canada bank which have only few branch.
@@navisharma7296 Okay, thank you so much
And can you please tell me how many days did the bank take to disburse money?
@@priyankadubey8758 after sentioned letter, i told to bank that i want to tranfer my fees and gic. Then they did it within 2-3 days but i want to give a tip to u. First you have to open a GIC account in SBI canada bank which is free to open. Then provide information to bank that this is your GIC account. No one open this account for you. U can do it by your own and it's not tough. After sentioned loan bank transfer your GIC to that account which you provided to bank and transfer fees to college account.
@@navisharma7296 okay, thank you so much, I really appreciate.
Will you be able to help a student from Punjab? As I've not seen any punjabi student's testimonials, queries or comments yet so wondering if you can help me here in Punjab?
Hi, Vinampreet! Yes, we can help students who are in Punjab. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Mere dad mera or mere bhai ke education loan ke co applicant ban sakte hain
Hi! Yes, but it depends on his financial profile. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can we get a loan even during lockdown
Ofcourse you can
Hi, Jennifer! Yes, we can help you with a loan even during lockdown. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam! My father has low cibil score... But my uncle has good cibil score and he will his property for me in the bank.can I get loan those documents or again my father cibil score is verified???? Plz rply mam
Hi, Nani! Only the co-applicant and applicant's CIBIL score will be checked. We will need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am,
I am from Ahmedabad, Gujarat and I am trying to request a callback request since few weeks but it's showing that due to high demands of request currently you are not able to request a callback. So what can I do to get is touch with you?
Hi, Jay! Please share your contact details to hello@wemakescholars.com . The team will get back to you.
How to contact
Hi, Vijay! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i m requesting for callback but didn't get your response. Please help
Hi, Pardeep! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Hey my brother is planning to study nursing in uk how to get loan and how to apply for admission . Hoping to receive reply .❤️
Hi, Sooraj! Sorry, we will not be able to guide you on admissions. For education loan guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I need a 45 lacks non collateral loan for studying mbbs in bp koirala medical science NEPAL is it possible to get. I got a score of 404 marks in neet ug 2020 due to high cutoff I can't able to get a college I want to be a doctor please help me if possible to get a loan. I will be greatfull
Hi, Atanu! You would require collateral for a loan of 45 lakhs for MBBS. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I think u should make video in Hindi as well more beneficial for us thank u
Hi, Rishabh! You may watch our Loanflix in Hindi videos here: th-cam.com/play/PL43-OnMI0wI_gGIvUvLxNjn668UaaP2_o.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Greetings of the day !!🙏
First of all ,, this is a very enlightening video mam.
And secondly I would like to know that do - WE MAKE SCHOLARS help in "application process" too for the foreign universities.
Actually I want to apply & process for the Italian university for the MBBS/MD degree in this year 2021.
So please reply. Seeking your benignant help.
Manvendra Sharma
Jaipur - Rajasthan 🇮🇳
Hi, Manvendra! Sorry, we do not help with university applications as that is not our area of expertise. If you are seeking help from our team with the education loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam i already have a home loan on my house so is it possible to get educational loan on that same property again?
I also have the same query.
yes you can avail.
Better apply to the same bank for education loan where your home loan is running. They already have your property as collateral. They can offer you education loan subject to current valuation of your property.
@@ashoknirala3740 thanks sounds good to me 🙏🏻
Hi, Pankaj! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Address???
Hi! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi mam. I placed request in ur Web. Awaiting for call back . I have got the offer letter from college. Master's in nzd. Need your assistance please .
Hi, Sharmila! Please share your registered email address. The loan team will contact you ASAP.
fire all those old people sitting in the bank.....SBI is a big failure in treating customers....
Hi, Bharadwaja! Yes, that is why it is better to apply via WeMakeScholars to avoid such issues. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars thank you so much for replying to my comment....i have taken loans from SBI two times so far..18Lakhs and 25 lakhs to finish my studies.....i am done........🙏
And what happens when we take a UNSECURED Loan? They have nothing to sell, haha 😂
Hi, Shubham! They could send people to your home to ask for EMIs and could use the blank cheques which they have taken from you during sanction. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars haha but what will they do of those Blank Cheques when I will not have a single penny in that Bank account. And Even if they come to my Home I will be in Abroad country🤣
Hi mam
I have a question like i did PTE with 6.5 nd each listening.7,
Speaking 7
Writing 7
Reading 6
I want to do a study loan for pg program in canada . Am i eligible for study loan with PTE exam . please reply
Hi, Babbu! Yes, as long as you have an unconditional offer letter from the university, you can apply. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I want education loan in India
Hi Utkarsh, We can help you in getting education loan for study in India. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.