Education Loan Hidden Charges | Ep 22

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  • เผยแพร่เมื่อ 20 ส.ค. 2024

ความคิดเห็น • 103

  • @math-mylifedevyani9747
    @math-mylifedevyani9747 2 ปีที่แล้ว +5

    Damini maam, we make scholar helps me lot in taking education loan, really guide me properly and makes me relaxed.I am also youtuber.Thank you, very much.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว +1

      Hi, Devyani! Glad you found the content helpful. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link:bit.ly/education-loan

    • @math-mylifedevyani9747
      @math-mylifedevyani9747 2 ปีที่แล้ว +1

      @@WeMakeScholars Maam ,I got sanctioned loan amount in less time because of your team. Actually finance officer really guides me very well in choosing the bank.Thank you, I watch your videos and collect information and by the way can you help in getting loan for education loan for Indian education.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      @@math-mylifedevyani9747 Hi Devyani, glad the team could help get your loan sanctioned on time. Please feel free to reach out in case of any issues. Yes, we do help with study in India loans, depending on the profile. For further guidance, the student may request a callback: bit.ly/education-loan

  • @ektagupta795
    @ektagupta795 2 ปีที่แล้ว +1

    can you make a video on study loan for italy .

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Ekta! Thanks for the suggestion, we'll look into it. For one-on-one guidance on education loans for Italy, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @danishuddin9752
    @danishuddin9752 ปีที่แล้ว

    Thank you very much mam!

    • @WeMakeScholars
      @WeMakeScholars  ปีที่แล้ว

      Hi Danish! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @p369m
    @p369m 2 ปีที่แล้ว +1

    Who will borne the credit guarantee fee for education loan amount?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi Partha! Can you please eloborate on your question?

    • @p369m
      @p369m 2 ปีที่แล้ว +1

      @@WeMakeScholars Who will borne the credit guarantee fee ( *CGFSEL*) for education loan amount?

    • @p369m
      @p369m 2 ปีที่แล้ว +1

      @@WeMakeScholars CREDIT GUARANTEE FUND SCHEME FOR EDUCATION LOANS (CGFSEL)

  • @thedank4561
    @thedank4561 2 ปีที่แล้ว +1

    Nice info, thanks mam

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Glad you found the information helpful. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 2 ปีที่แล้ว +1

    Will the bank pay our fees for the second year before paying our fees for the first year?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Akshay! If you are already in your second year at the time of applying, the amount can be disbursed accordingly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @Mrpagalboi
    @Mrpagalboi 2 ปีที่แล้ว +2

    Can we take education loan only for the tution fees amount as there is no need to include the expenses for abroad education (uk)

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Yes, you can. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @jobstamil01
    @jobstamil01 2 ปีที่แล้ว +1

    Hi mam.. We have a property of valuation nearly 60 lakhs.. But its already in the recovery section at LIC housing finance.. We left it unpaid for some yrs... And now my question is can you suggest me some banks for taking over the property and also for my edu loan top up... I tried the link.. But i cant summit it... 😐😐

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      HI! We will require a few more details to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sushantadey5036
    @sushantadey5036 2 หลายเดือนก่อน

    How to apply for MBBS ug loan through E max college

    • @WeMakeScholars
      @WeMakeScholars  2 หลายเดือนก่อน

      Hi Sushant, our services our limited to education loan support and scholarships. We don't provide services related to universities admissions.
      Once you've applied to the university, Kindly reach out us by raising a callback request at bit.ly/48cTdcR. Our loan team will get back to you soon and assist you in securing the best education loan deal in the market.

  • @jenniferabraham8296
    @jenniferabraham8296 2 ปีที่แล้ว

    I immediately need somebody to assist me on this. I am from Kerala.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Jennifer! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to her for any further questions.

  • @deepakmathur3722
    @deepakmathur3722 2 ปีที่แล้ว +1

    Is it mandatory to buy property insurance in education loan with BOB. Property is 20 years old in UP

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi Deepak, Property insurance is mandatory to get an education loan for loans taken against property. If you are seeking any help from our team in your loan process please fill this form : bit.ly/bob-education-loan our loan team will get back to you.

  • @aayushss9752
    @aayushss9752 2 ปีที่แล้ว

    Mam aboard study loan mi bank seurtiy mangte hai ... Q ki aap ki aboard study loan wali video mi aap ne bola tha SBI seurtiy nhi mangte h

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Aayush! We can help you out with secured and unsecured loans for study abroad, depending on your eligibility. I would suggest you get in touch with the team so they can guide you based on your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sunilkumarh1010
    @sunilkumarh1010 2 ปีที่แล้ว

    Hello ma'am I'm planning to do my pgdm in canada 2022 sep i need your help

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi Sunil, You may watch this video which discusses loans for PG Diploma in Canada: th-cam.com/video/4hC_9-TdQVg/w-d-xo.html. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan

  • @jattrandhawa671
    @jattrandhawa671 2 ปีที่แล้ว

    Thanks mam provide this info about loan.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @sauravpatel8695
    @sauravpatel8695 2 ปีที่แล้ว

    I request a callback but no one answered yet,
    I just want to know can I get an non collateral loan for about 30 to 35 lakh..my dad is in government service.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว +1

      Hello! Sorry to hear that. Kindly share your registered email address our loan team will contact you ASAP.

  • @sujasmita2475
    @sujasmita2475 2 ปีที่แล้ว

    Maam,mera home state odisha hai aur me padhai uttarakhand se karrahi hun...mujhe iss yr private BAMS collage me addmission leni hai jiske liye mujhe 25 lacks ki education loan chahia ...kya mujhe itni money ki loan milegi aur kya mujhe Odisha me he rehke loan ke liye apply krna hoga ya me uttrakhand me v loan apply krsakti hun??? Please reply it will help me a lot 🙏🙏🙏🙏

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Suja! Yes, we can help you out with that after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @barbhuiyasiraj7105
    @barbhuiyasiraj7105 2 ปีที่แล้ว

    Hi mam i want to talk to you mam i have registered in your website and requested for call but no one calls back

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Barbhuiya! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.

  • @innovativefacultytrainingkota
    @innovativefacultytrainingkota 2 ปีที่แล้ว

    Very Nice Damini Ji

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @Arjun-qh3gq
    @Arjun-qh3gq 2 ปีที่แล้ว

    Thanks🙏

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Aditi! Glad you found the video helpful. For further one-on-one guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @aayushss9752
    @aayushss9752 2 ปีที่แล้ว

    Can you help me please mam for aboard study loan.... 🙏🥺

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Aayush! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @jitenderd354
    @jitenderd354 2 ปีที่แล้ว

    Hi Damini Ji ,
    Thanks for sharing hidden charges.
    Can you advise on property insurance, like how much percentage of loan and for how many years ..?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว +1

      Hi, Jitender! Property insurance is about 0.5% of the property value and it should be taken for the entire loan tenure. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @RahulTapadar
    @RahulTapadar 2 ปีที่แล้ว +1

    How to contact with we make scholars?
    I want to take student loan for study in Italy.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Tapadar! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @nvinaykumar4078
    @nvinaykumar4078 2 ปีที่แล้ว

    I just have one doubt ,That there is no boundary walls to our plot but if we do demarcation to our plot then can we get loan. Please reply me here

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Vinay! Yes, you will need to get the boundary done. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @assaultvicky
    @assaultvicky 2 ปีที่แล้ว

    Ma'am I contacted the indian bank manager he said I'm will give you loan only when you'll place in a top universities in that country and also he will give 70% loan amount only balance amount we need put in the beginning while we studying like that he saying.... Will you can help me I already registered call back in your site still no response from your side.... :(

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Please watch this video on loan margin for details on the same: th-cam.com/video/dBe8ssqusYE/w-d-xo.html Please share your registered email address. The loan team will contact you ASAP.

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 2 ปีที่แล้ว

    Good videoss

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Akshay! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @jainvarun7052
    @jainvarun7052 2 ปีที่แล้ว

    For Loan Approval from NBFC is it mandatory to take Loan Insurance from them & Include it in Sanctioned amount ? Or Can we just take Insurance on our own in Name of NBFC & Handover to them. In that way I can save interest & processing fee on Sanction amount. Else They say we'll charge interest on Insurance amount as well. Please guide

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi Jain! You cannot take the insurance on the name of NBFC and handover to them it needs to be included in the loan and no private lender gives you an option like this. If you haven't got in touch with any of our Financial Officer connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @jasmineghattora3658
    @jasmineghattora3658 2 ปีที่แล้ว

    Heyyy
    I wanted to know that can student get educational loan for CO-OP programs in canada?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Jasmine! We will need some more details to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @kousarqayoom6229
    @kousarqayoom6229 2 ปีที่แล้ว

    Please help me my admission is about to cancel I mailed you requested callback b kiya par koie response nahi please help me

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.

    • @kousarqayoom6229
      @kousarqayoom6229 2 ปีที่แล้ว

      You r just making fool uss nothing else

  • @papajohn325
    @papajohn325 2 ปีที่แล้ว

    I have come across a video where the guy (already in Canada and claims to have taken loan from HDFC Credila) took some 20 lakh loan and his monthly intrest rate that he needs to pay is somewhat around 4-5 thousand. Is that true.? His was a non-collateral loan. Kindly guide,

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว +1

      Hi! Yes, taking a loan from Credila is not advisable. We would suggest you watch this video for more details: th-cam.com/video/yaQPxXN4GJc/w-d-xo.html For guidance on suitable loan options, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ashmisuchi5455
    @ashmisuchi5455 2 ปีที่แล้ว

    Mam.....I am getting seat in Karnataka mbbs college. my father died 10 yrs back,and I have a younger sister, and we are economically backward family, can I get loan with 40lack for 4.5 yrs of my course. And we have house in my mom's name.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Ashmi! We would have to evaluate all the parameters to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @viralvids2002
    @viralvids2002 2 ปีที่แล้ว

    Mam our native is Andhra and we shifted to Karnataka in 2003 , so I applied for education loan of 2.8lakhs we have adhar , ration etc of the present address but the manger is asking about the native address and he is delaying the loan .
    Is he doing it for his personal pleasure or it is mandatory
    Please reply me asap mam

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Arvind! Sorry, we will not be able to help you with a loan of 2.8 lakhs.

  • @sahilmainh4476
    @sahilmainh4476 2 ปีที่แล้ว

    Mam, can i apply collateral loan for pg diploma for canada

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Sahil! Yes, it is possible. Please watch this video for more details: th-cam.com/video/4hC_9-TdQVg/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @anumehta6884
    @anumehta6884 2 ปีที่แล้ว

    What will happen if our visa is rejected after taking an education loan? Can we postpone our loan to next intake and can we change our university and country of study???

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว +1

      Hi, Anu! Please watch this video which addresses the subject: th-cam.com/video/UDQXcVUe-zU/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @anumehta6884
      @anumehta6884 2 ปีที่แล้ว +1

      @@WeMakeScholars Great, Got my answers. You guys are doing good job!! ❤️

  • @thelearner8138
    @thelearner8138 2 ปีที่แล้ว

    I want to take education loan for study in india ... My course's fee is not much high ... but living expenses are costlier ; can I apply for the loan. And can I get it into my preferred account and not in university's account because my living expenses are mor and course fee is less.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Akash! Which course/university do you require the loan for? What is your loan amount?

    • @thelearner8138
      @thelearner8138 2 ปีที่แล้ว

      @@WeMakeScholars I'm pursuing M.A. from IGNOU. (it's an open university)

    • @thelearner8138
      @thelearner8138 2 ปีที่แล้ว

      @@WeMakeScholars Though my regional centre of university is Bhopal , but I'm living in delhi and preparing for UPSC CSE.

    • @thelearner8138
      @thelearner8138 2 ปีที่แล้ว

      @@WeMakeScholars I want to take loan of 4 lacs INR.

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      @@thelearner8138 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @devparekh2099
    @devparekh2099 2 ปีที่แล้ว

    I Tried to connect you via the link provided. i submitted the form but it isnt getting submitted even after clicking on submit several times. is there any alternative to connect to you guys ?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Dev! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you ASAP.

  • @vaishnaviii123
    @vaishnaviii123 2 ปีที่แล้ว

    mam can i get education loan if have 59 percentage in graduation

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan

  • @ManjeetKaur-gt7ee
    @ManjeetKaur-gt7ee 2 ปีที่แล้ว

    Mam plz help me I want to take loan for my abroad study but when I fill your form which u gave link in previous video but it demands to fill form but when I fill it shows to fill all details like the name of course which I want to take in abroad but mam I did not select yet as my agent can tell me while stating my process but mam I want to take suggestion wheather bank will give or not so plz is there any your number where I can make call so that I can get Information plz help mam

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Manjeet! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.

  • @maxpayne3628
    @maxpayne3628 2 ปีที่แล้ว

    Hello Ma'am, Do you work with J&K Bank?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Max! The education loan product of J&K Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan

    • @maxpayne3628
      @maxpayne3628 2 ปีที่แล้ว

      @@WeMakeScholars Someone told me that citizens from J&K have difficulty in getting education loan. Is that true? Ma'am please help me. 😊

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      @@maxpayne3628 Applying via WeMakeScholars will ease the loan process for you. As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.

  • @sarthakarora6785
    @sarthakarora6785 2 ปีที่แล้ว

    Mam , I neend help for study
    Mam , I belong to very poor family but I really want to study I went to every bank but no one is providing any loan amount to me please help me I am really depressed please help me to study

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi, Sarthak! We would have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @aniketgupta3664
      @aniketgupta3664 2 ปีที่แล้ว +1

      For what course u want loan ??

    • @sarthakarora6785
      @sarthakarora6785 2 ปีที่แล้ว

      @@aniketgupta3664 I want loan for MBA

    • @aniketgupta3664
      @aniketgupta3664 2 ปีที่แล้ว

      @@sarthakarora6785 how much u want ?

    • @sarthakarora6785
      @sarthakarora6785 2 ปีที่แล้ว

      @@aniketgupta3664 bhaiya I dont have money I literally cant tell you the condition of my family that we are facing I want atlesst 23 lakh something so that I can pay my tuition fees and I have to show some amount in my bank account to stay there please help me if you can🙏

  • @papajohn325
    @papajohn325 2 ปีที่แล้ว

    I have a doubt. Its regarding interest.
    If i take 20 lac from a government bank with lets say 8% p.a. for 10 years. How much internet do i need to pay and will that intrest needs to be paid on an yearly or monthly basis? If on monthly basis then how much and if yearly then how much? Kindly assist. 😊

    • @devparekh2099
      @devparekh2099 2 ปีที่แล้ว

      There's an EMI Calculator available online, you can enter amount, interest, and tennure to calculate principle and interest both divided in months as per ur choice

    • @papajohn325
      @papajohn325 2 ปีที่แล้ว

      @@devparekh2099 is it true that we do not have to pay intrest during the time of study period if its government bank?

    • @WeMakeScholars
      @WeMakeScholars  2 ปีที่แล้ว

      Hi! Please watch this video on how to accurately calculate EMI for education loan: th-cam.com/video/jcl5wMoeBKk/w-d-xo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @devparekh2099
      @devparekh2099 2 ปีที่แล้ว

      @@papajohn325 YES. do connect to these guys. they are very good and solve all your problems

    • @papajohn325
      @papajohn325 2 ปีที่แล้ว

      @@devparekh2099 thank you brother.