What Is a Retroactive Date?

The malpractice insurance market uses a lot of acronyms, confusing terms, and other lingo that can be hard to understand if you’re not an industry insider. One of the items that doctors frequently stumble over is the concept of retroactive coverage. So, what exactly is it? What is a policy retroactive date? And why do you need to know about it?
In today’s episode we’re going to explain what a malpractice policy retroactive date is, where you can find yours, and why it’s important.
📖 For our blog on this topic, visit: www.aegismalpractice.com/malp...
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0:00 Intro
1:18 Claims Made vs. Occurrence Coverage
1:50 Occurrence Coverage Example
3:16 Claims-Made Example
4:43 How Retroactive Date Works
6:16 Prior Acts Coverage
7:00 Tail Insurance
8:07 Claims-Made Pricing
10:27 Where Do You Find Your Retroactive Date?
11:04 Let Aegis Help!
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