Never lend money. End of discussion. Be ruthless in all walks of life. Don't lend to anyone and don't expect anyone to lend you money either. Be ruthless with others, be tough to yourself too.
actual mein aap situation k create hone ki gehrai mein jaoge to apko ye pata lagega k berozgaari b iski wajah hai. Jinke paas koi solid source of income ni hota wo aise logo ko uljhane wala kaam krte hain. Isko aap aur jyada gehrai mein sochoge to iska kaaran kahin na kahin us bachhe k mata pita b hain... Atleast agar parents ki financial condition itni b theek nahin ha k wo apne bachhe ka unemployment period mein accomodate kr sake to paida ku karte hain. Uski jarurato ko khud tak seemit rakhein , wo social circle se ku udhaar maang hi ku rha hai. Is sansaar mein aise bahut se log hain jinko ye hi nahin pata unka right kispe bantaa hai , survival k liye udhaar ya to bank se lena chahiye ya fir usse jo apko is sansaar mein laya hai paida krne wala. Main to kehta hu ki jab tk ek family ki net worth 5 crore ni hoti minimum tab tk unko apni generation aage ni badaani chahiye kuki wo fir aise gand machaati hai. Sirf udhaar le k na dene wali hi baat ni hai , aise log jo b paisa kamaate hain wo aatma dukha k kamaate hain. Log kehte hain k corona mein humara business thapp hogaya hume karza lena pada. Yr sochne wali baat hai jin logo k paas itna hi emergency reserve ni hai k kam se kam 10-15 saal roti b kha paayein bure waqt mein wo log is dunia aaye hi ku hain inko laane wala bewkoof tha kya.. Acharya parshant sahi bolta hai tumhe pata to hona chahiye tumara consciousness level itna to hona chahiye k tum bachhe ku paida krna chah rhe ho. Insaan ko apna consciousness level upar uthaana hi spirituality hai.
You can't live like that. You are a social being. I'm not saying you lend money to anyone out there, but listen it's not only your parents or relatives that will help you or are a part of your family. You have to learn to give and take.
My father taught me one thing when i started working n earning....give the amount of money to your friends that you are ready to forgo if it doesnot come back...i followed it ...even in COVID...gave me peace of mind
Lending money is equal to lending your freedom you earned for yourself and for your family be it in any form of expense a vacation, higher education for kids, medical treatment or standard of living. So next time you are lending, think of your family first.
I do agree with you never give any money to friends and relatives because they know it's free money .The best thing is always find a way to refuse lending even if they come and start crying with excuses.
@@ManjeetSingh-xk7vk author is not taking about genuine exigencies. There are a lot many people who are habituated to take loans. Such people are to be shunned
I've created a small notebook & named it as "Life lessons" and there I've noted down so many life hacks like your mental models; timeless property; clarityon commercial properties; etc etc & notes on these types of amazing videos. Seriously sometimes I feel like instead of being a youtube follower of yours, I feel like I'm a part of some illuminati group jaha majority members secretly aapke life hacks adopt karke ignite ho rahe hain 😅😅 Like aap bol dete ho last mai ki share this video but I've never shared your any video to anyone cuz I don't want these precious "life hacks" come so common. 😄
My father gave 50000rs for our relative's son college fees 15 years ago. Still he make excuses. So basically jisko nahi dena hoga wo nahi dega. So increase your savings and dont give loan
True Guruji, it happening everyday with me any new friend or friend of friend or any job related person i meet 1st thing i step back inside my mind to meet them with open talk. Because it becoming very difficulty to believe
God bless you Guruji I had similar experiences and I have literally thrown such greddy and manupulative people out of life and I have achived peace I can claim with confidence
Dear Sir, My father took a large amount of money over 10 years from my husband and is now not able to return and we are in urgent need now. As a wife and daughter, I am in the worst situation not able to understand what to do.
Learning from his old video: If you still value your mental well being, write off the loan and let your friend know. That way, at least you get to start from zero. You are anyways not getting back your money.
My father used to give money to relatives who are not so financially well off. He never got the mo ey despite heated arguments and fights. My father got himself stressed with no result. When I got a job and close relatives got to know that I am well off, they asked him money so that they can harass me and take revenge of my being well off. I made it clear right in the begining that as a matter of principle innevet lend money.nor will inever ask u. I am sorry. U will be surprised, when theybgot to know my nature, they'll distanced away from me knowing fully well that they cannot extract anything from me. Similarly they used keep taunting my dyslexic sister. When I got a chance I criticized them so much and made them fee so low that they lost their self esteem. Now many will say this is not necessary. But remember in today's big bad world u have to do tit for tat. In any case when there is need hardly any one will come to ur rescue. U have to fight ur own balltle. Rather be good with ur neighbour's and fww good friends who will be immediately be available and may provide u the assistance as a matter of reciprication. Similarly be a proactive member of organisation like RSS members are available in acse of anybeventuality without expecting anything in retturn. Though Guruji has low opinion of thisborganisation. But mind u though the RSS members may be less in no. They are known for doing eelf less service and some of them even give their entire life for serving the needy. In hour of crisis they will stand for u.There may be many such organisation's. Or even office colleagues whom ubget along well will be more helpful.
He was not your friend. If he was, he would have given the money back. 90% of the people think they have true friends. Actually, those friends are there for their own convience. Only a handful of people are blessed to have true friendships.
This is absolute truth. I lost money in my college days lending to friends in need from my hard earned savings of remittance received from home ..... they conveniently used to forget and never returned.....cardinal principle is to say 'no', the very first time.
I once lended money to one of my friend 10k..and he was ignoring me after 1 month and gone somewhere...and when i met him i took his phone kept then i said to his family about this...and then he and his family said that we will give money plz give back the phone ..then i gave back the phones...and withing 15 days he returned all the money 😅
भाई एक ने मेरे से 2000 लिए 3 दिन की बोलके 3 महीने कर लिए, आखिर मैं मैंने use वार्निंग दी की कल या तो पैसा दें दियो नहीं तो जिस दिन मोबाइल दिखा या ऐसी कुछ चीज उसी दिन छीन लुगा तुझसे, उसके बाद 10 दिन वो नहीं दिखा और ज़ब दिखा तो चुपचाप आकर मेरे हाथ में 2000 रूपये थमा दिए और हाँ उसके घर वालों को भी बता दिया था 😊
Sir gyan sahi dete ho aap with prespective. Pata nahi aapne itne kahan se paya hai. Well not giving money is advise anyone can give. But this insight about the kind of people who have large circle should not be lent was deep. So true. Yeh log apse pyar se baat karte hain but they do not have any value of you.
Very Good Analysis Sir..👌👌 Every word I can relate to myself.. same phase going on my life now. My friends and relatives borrowed from me. Most of the money now is irrecoverable..😥
Relative ka toh pata nahee, agar friend ne le rakha hai toh uska koi cheej ya saaman jo utne hee value ki hai usse maang lo aise kahkar ki dikhana jara. Aur fir jab paise de kahna ki tab le jaana.
My husband has given 25 lakh to his friend 7 yrs back.. still not got it back.. he is not ready to ask it back as he thinks it may harm their relationship 😢
very true...as a helping hand i gave 2L to my freind 8yrs back for a site purchase. till now he did not payback a single rupee. now i myself do not have a proper house to stay. no hope
had a friend who was a very nice person. He used to help his friends when necessary; he even stole two bicycles for one of his friends. He was very helpful. Once, one of his friends, Ravi, borrowed 2000 rupees from him but kept delaying repayment by telling lies. I forgot to mention one thing: although my friend was helpful, whenever he got angry, he acted like a mad person. When Ravi refused to return the money on time, my friend was filled with rage and committed a crime. A case of 2000 rupees turned into a case of 2 crore rupees. One day, the police came and took him away. Since he was my friend, I visited him recently. He said only one thing to me: 'Never mind that I'm in jail. RIP Ravi
A small advice to people who cannot say NO to a person who asks for money. Give them 10 percent of money he asked for and say. i only have this from my savings. This balances your friendship and positive from both side and Most importantly do not expect money back. Thank you
Lend only what you can lose like 10k- 20k. Dont ask for return your money once you lend it. Consider it as Gift given to friend or relative. They wont come back Second time anyway.
Sir i recently got selected through SSC CGL. Till today, i haven't thought about lending money in this manner. Im quite young and now im thinking if my friends or distant cousins will ask me for money, what will i do???
Always ask these questions when someone ask for money Q1:Do i know his house or where he live? Ans- No = don't give u r not that close Q2:Is he giving you hope on your money(returns, investment, business)? Ans- Yes = don't give he is manipulating ur emotion Q3:Is he addicted to some sort of substance, alcohol or gambling? Ans- Yes = don't give you know better Q4:Does he have regular income source? Ans- No = don't give you know better Q5 and Q6 you need to find out from him Q5:Is he asking money for someone else? Ans- Yes = don't give to middle person say i am sorry Q6:Is he asking money for small purchase(new mobile, this that)? Ans- yes= don't give he can't even afford small purchase how the hell is he going to pay u back
Hi, Guruji most of boys and girls like facing issue with homesickness after returnung from the home after Diwali. please make a video to clarify and inspire for a young generation.
i had a similar experience with one my friend (enemy) , at the 4th day of the tuition the guy suddenly becomes my very good friend , more good than my best friend , i thought maybe he found something in common , he also started enjoying the same song i listen , after 3 weeks he told me to transfer Rs. 200 to one of his friend because its urgent and he told me that he will give it back next day at the tuition , i never got my money back , i don't have any problem cuz i got a great learning in my life for 200 , good deal i guess
Had a couple of bad experiences in the past. Some of which is yet to come back fully… So now the answer is a straight out.. “ No, Sorry.., No money.. “ Only the amount I can forego. As charity.
Thanks Sir ji. It's very true that friends and family members rarely return the loan. One of my best friend took 3 lakhs loan by promising to return it in 3 months. After I paid, from the next day he stopped talking to me. I immediately realized that he is a con. However I waited for 3 months but he asked for another month and later this went on for 8-9 months. I sent him a legal notice but he ignored that too. I had almost written it off when I got an idea. I called his wife and swore by his children whom he loved the most. Within one week, I started getting the money back. Though in parts, he paid up the 3 lakhs. It's true that, now I have socially withdrawn since there were several incidents of family members and friends borrowing 10-50 K and never returned. Some people are so shameless.
मैं तो शुरू में ही बुरा बनना पसंद karta हू l When it comes to money ..trust me.. never believe anyone ..trust Only ur family ..thats it.. better lose a relation in beginning, that is anyways going to end after u lent ur money .. logo ki language, behaviour, attitude he badal jata hai ..shakal he badal jaati hai ..
That's what my Parents told me and my mom keepa telling me. And the same rule applies for investments also., invest what you can lose of market crashes, it will keep you mentally prepared.
I lent money to family friend. After 6 years, I promised to get his son married in UK family if he returns money. He was greedy, he returned money in 10 days.
You are right, one colleague took money from me during corona on pretext of his father illness with promise to return in 3 months but not returned even after 4 years. Later I came to know he took money from 50+people on same pretext and bought stocks which are now worth crores but he is not return to anyone.
Advice apt for those who value money in life more than relationships. Not everyone is that kind. Relationships matter. Money is what you can't take away when you die. But relationships cherish even after death. So make a choice that'll actually help your life and your other close by people.
one more point here, not everybody will run away with your money. It is us who should decide whether we should lend this much money to this friend/relative. I have lent 500 also and 1.5 lakh also. whwnever i lend big amount, i decide his credibility based on many parameters like how is our bond, how much loyal he is, how is he doing in his life, how is his family, his wife. If i am not sure then I generally lend some hundres or thousands only, thinking that it is donation. If i get it back, it is okay. If I dont, no worries. Khali haath aaye hain Sir, khaali haath he jana hai, these mutual funds, assests wont come with us. I believe in karma. If somebody runs away with your 1 lakh, Bhagwan will open 100 new ways to get 10 lakhs.@@ravijeeverma876
Person who is lending money knows that relationship is important that's why he/she lending money to help that person. But person who is taking that money has to also respect the relationship and return the money on time. It's your sole responsibility to return the money who is helping you in struggling days.
Mere dost ne, khair ab ko usko dost bilkul nahi maanta, usne mere se 12 lakh udhaar liye.. aur usne vaada kia tha ek mahine me lauta dunga lekin usne paise waapas nahi diye.. aaj paach saal ho gaye, paise waapas nahi kiye... Bahot ganda drama kia jab paise lautane ki baat aayi tab.. apne gharwalo ko jhuthi kahani emotional card khel ke mujhe hi bura sunaya uske bade bhai ne.. tabse maine haath baandh li.. kisi ko bhi udhaar dena nahi...
My father has given 2.5 lakhs in 2010 to a neighbour. After 14 years he has the audacity to going by our home making eye contact. His children also behave egoistically. My father has lost all hope of getting back the money. How can I get back our money
I lent money to a relative, he said ill give next month, after an year i have seen him having money but with no thought of returning he said some requirement and this continued for 2.5 years he was rotating money for interest, point is no one wanted to return money.
Lend only that much amount which you can forgo. I follow this principle with my friends and relatives. I know if I give money for a genuine need, I am not really expecting it back If they return its fine, else its fine too.
Hint:- You have dark secrets. Your friend knows those dark lurid secrets. Your wife (if you have one that is 😅) does not know those secrets. If none of these are true then your stuff is just fiction. Kahaniyaan mat suna jhoothay 😂😂!
sir bohot sahi point uthaya aapne, mere pitaji ne diye the paise, covid me chale gaye, to logo ne fone uthana band kar diya, koi paise nahi de raha, sirf transaction he statement me saboot, aur jis khate me paise liye wo khata bhi band kar diya, ab nahi de raha paise, vakeel ne bhi sapne dikhaye nikalwa dunga aur paise kheech liye case nhi kiya, in logo ka kya ilaaj he, paise to pitaji ne diye the maine nahi, mere chacha ke dost ko diye the, ab chacha kehta he mujhe nahi pata, aur uska dost gayab..
in once gave 500 rs to my close friend now he doesnt even remember he had taken money from me. I am also not asking as its a small amt and dont want to sabotage our friendship, but i learnt my lesson the hard way :)
Never give your credit card or meney to any one no matter how old the relationship is. Na to Paisa bachega na rishta. Paise lautane ke dar se dost baat Tak karna band kar dete hai, aur Paisa wapas manga nahi jata kyoki na sun ne ki aadat nahi. Jisne jisne Paisa Lila ya to lautaya nhi aur lautaya bhi riste pahle ki tarah rahe nahi
Aj kal bina soche samje berojgar log shadi kar lete hai fir bachhe bhi paida kar lete hai pese ko thikana nahi or shadi b hona bachhe b hona Orr logo se dher sara pesa udhar le lete hai itne nalayak kese ho sakte log Orr attitude duniya bhar dimag men lekin gobar bhara huwa ek pese kamane ki aukat or talent nahi ,ye nayee pidhi yane kuch kuch log bolra sabhi nahi ,inke upar ekhad video banaye app
Very good and true advice. When I was a child my father being a very good person helped many but when asking for the return of the money their attitude completely changed in front of my father. And not always getting the return of that money. So my father taught me to never give money to anyone. Elaborating he said "when you go for return of the money they are seeing from far and utter 'Saala abar eseche taka pherot neete' (Saala again come for return of money). So don't become Saala (slang) and fool by giving money to anyone ". Your this video is very factual in real life
Mera ek udharu friend tha. Mai bolta tha bhai itna emergency hai or fund nhi mil rha to ma baap se mang Lena chaiye. But answer hota tha yar maa baap se mangne me shatn ati hai. But BC dosto se mangne me koi Sharm ni😂 Papa ki factory hai, itne employee hain but beta dosto se udhar mang ke daru pi rha hai😂. Mere paise kha gya jabki mai financialy itni achi family se b ni tha. But I'm proud that I have ability to recognise these udharu log. Or hadd to dekho 2,3 baar paise le Chuka hai vapas nhi kre hain, but fir munh utha ke call kr dete hain bhai paise chahiye 😂 but thank god kabhi itna Paisa nhi gawaya jitna gawa sakta tha udhar deke😊
Maine apne 1st cousin ko udhar diya tha 2 saal tk kuch nhi bola. jb manga to bhane bnaye usne. bdi besharmi dikha k baar baar manga to diya. now the funny part, 1 mhine k baad msg krta hai ki maine theek treeke se nhi manga to ye gangdagi se baat mai uske sath dobara na kru warna acha nhi hoga, i was shocked, i called him and uski gaali galoch shuru hogyi, tbse maine hath jod liye kisi ko udhar dene k liye. but abhi bhi 50k fnse hain logo k pas or mangne me ab drr lgta hai.
Same situation....saale cousin log pehle gid gidate hai paise k time....wapise dene ka naam bhe nhi lete....soch rha hu summary suit he file krdu court mein 42k fase hai
Agree with you sir. My brother is not giving money ,he is not looking after paralyzed mom(she is 72 year old now and left side paralyzed since 6 years)but he wants house of parents. My mom is with me from 4 years. Now my brother is not giving. He has cheated and took money from me. He is not ready to give money he tells he has no money ,he doesn't tell where he works, stays and he doesn't give his phone number also.
Never lend money. End of discussion. Be ruthless in all walks of life. Don't lend to anyone and don't expect anyone to lend you money either. Be ruthless with others, be tough to yourself too.
Shikhar Dhawan spending lakhs for divorced wife
@@piyushkumarsahoo8771 bhaai wo chiz utna simple hota nhi h.. paisa nhi dega tou faas saak ta hh 😢
actual mein aap situation k create hone ki gehrai mein jaoge to apko ye pata lagega k berozgaari b iski wajah hai.
Jinke paas koi solid source of income ni hota wo aise logo ko uljhane wala kaam krte hain.
Isko aap aur jyada gehrai mein sochoge to iska kaaran kahin na kahin us bachhe k mata pita b hain...
Atleast agar parents ki financial condition itni b theek nahin ha k wo apne bachhe ka unemployment period mein accomodate kr sake to paida ku karte hain. Uski jarurato ko khud tak seemit rakhein , wo social circle se ku udhaar maang hi ku rha hai.
Is sansaar mein aise bahut se log hain jinko ye hi nahin pata unka right kispe bantaa hai , survival k liye udhaar ya to bank se lena chahiye ya fir usse jo apko is sansaar mein laya hai paida krne wala.
Main to kehta hu ki jab tk ek family ki net worth 5 crore ni hoti minimum tab tk unko apni generation aage ni badaani chahiye kuki wo fir aise gand machaati hai.
Sirf udhaar le k na dene wali hi baat ni hai , aise log jo b paisa kamaate hain wo aatma dukha k kamaate hain.
Log kehte hain k corona mein humara business thapp hogaya hume karza lena pada.
Yr sochne wali baat hai jin logo k paas itna hi emergency reserve ni hai k kam se kam 10-15 saal roti b kha paayein bure waqt mein wo log is dunia aaye hi ku hain inko laane wala bewkoof tha kya..
Acharya parshant sahi bolta hai tumhe pata to hona chahiye tumara consciousness level itna to hona chahiye k tum bachhe ku paida krna chah rhe ho.
Insaan ko apna consciousness level upar uthaana hi spirituality hai.
You can't live like that. You are a social being.
I'm not saying you lend money to anyone out there, but listen it's not only your parents or relatives that will help you or are a part of your family.
You have to learn to give and take.
Exactly being ruthless is better, never lend money to anyone 90% chances it doesn't come back. Its my My Experience.
My father taught me one thing when i started working n earning....give the amount of money to your friends that you are ready to forgo if it doesnot come back...i followed it ...even in COVID...gave me peace of mind
this is true.. money given to people never come back. people come to u crying plz give some money but they never return in their happy days.
Same here..
tell your father "thank you " from me.This is big lesson
This is true and I learnt that on my own.
I also follow this strategy.❤
being blunt about this issue with my friends and relatives is providing me a very peaceful life
Lending money is equal to lending your freedom you earned for yourself and for your family be it in any form of expense a vacation, higher education for kids, medical treatment or standard of living. So next time you are lending, think of your family first.
Exactly.
Salute this man for taking out such rare but relevant topics.
So true
Borrowing money is a disease. Never lend people money. It gives them amnesia. You will never see your money again. Thank you, guruji 🙏
.
I do agree with you never give any money to friends and relatives because they know it's free money .The best thing is always find a way to refuse lending even if they come and start crying with excuses.
विश्वास के बाद विश्वास घात ही होता है । बहुत ही अच्छा समझाया है सरआपने
काश, हमारे बड़े बुजुर्ग आप जैसे होते, हमारा जीवन आसान हो गया होता
Ab aap apne generation ka life easy karo 😂
Main udhar lene aur dene dono Mein hi bharosa ni rakhta... Jo maange jab maange NO bolta hu main.. Aur khud mangta bhi ni kisi se
Good job
Jab aasman upar se toot kar girta hai na sar par ..aise ghamand aur vishwas toot kar girne me do minute lgte hai ..
@@ManjeetSingh-xk7vk author is not taking about genuine exigencies. There are a lot many people who are habituated to take loans. Such people are to be shunned
I've created a small notebook & named it as "Life lessons" and there I've noted down so many life hacks like your mental models; timeless property; clarityon commercial properties; etc etc & notes on these types of amazing videos.
Seriously sometimes I feel like instead of being a youtube follower of yours, I feel like I'm a part of some illuminati group jaha majority members secretly aapke life hacks adopt karke ignite ho rahe hain 😅😅
Like aap bol dete ho last mai ki share this video but I've never shared your any video to anyone cuz I don't want these precious "life hacks" come so common. 😄
Hello sir, please share your notes, i will be really grateful. 🙏
Shamelessly selfish is the most appropriate words to describe these kind of people !
Guruji Aisa vdo mai pichle char sal dlsw dhundh raha th kahi se aap jaisi clarity nahi mili 😊
My father gave 50000rs for our relative's son college fees 15 years ago. Still he make excuses. So basically jisko nahi dena hoga wo nahi dega. So increase your savings and dont give loan
"Jinka social circle and emotional support" shit I never observed this 😬Pranam Guruji 🙏
चक्षु खोल दिए गुरुजी ने।😊
Kuch pepe udhaar milege
This man snatched my mouth words.. Well done for opening eyes.. A cheated individual wont trust anybody in future..
Wonderful Advice... चाला पाड़ दिया सर ❤
True Guruji,
it happening everyday with me any new friend or friend of friend or any job related person i meet 1st thing i step back inside my mind to meet them with open talk. Because it becoming very difficulty to believe
बहुत ही सच्ची बात और समाज की हकीकत बताने वाली है।👌👌
Sir your content relates 100% with reality. It gives very hard hit to things happening in reality.
God bless you Guruji
I had similar experiences and I have literally thrown such greddy and manupulative people out of life and I have achived peace I can claim with confidence
Dear Sir,
My father took a large amount of money over 10 years from my husband and is now not able to return and we are in urgent need now.
As a wife and daughter, I am in the worst situation not able to understand what to do.
Aise son in law hum v deserve kartey h
Kahaani mat suna 😂😂
Put a fraud case on your father & send him to jail. Because you're no longer a daughter👧, you're a wife/mother 👩 of someone.
I lost my best friend due to loan. Now I neither have friends nor I give loan to anyone.
Learning from his old video:
If you still value your mental well being, write off the loan and let your friend know. That way, at least you get to start from zero. You are anyways not getting back your money.
Never give money to friend or u will lose ur friendship and also relatives.
My father used to give money to relatives who are not so financially well off. He never got the mo ey despite heated arguments and fights. My father got himself stressed with no result.
When I got a job and close relatives got to know that I am well off, they asked him money so that they can harass me and take revenge of my being well off. I made it clear right in the begining that as a matter of principle innevet lend money.nor will inever ask u. I am sorry.
U will be surprised, when theybgot to know my nature, they'll distanced away from me knowing fully well that they cannot extract anything from me.
Similarly they used keep taunting my dyslexic sister. When I got a chance I criticized them so much and made them fee so low that they lost their self esteem. Now many will say this is not necessary. But remember in today's big bad world u have to do tit for tat. In any case when there is need hardly any one will come to ur rescue. U have to fight ur own balltle.
Rather be good with ur neighbour's and fww good friends who will be immediately be available and may provide u the assistance as a matter of reciprication. Similarly be a proactive member of organisation like RSS members are available in acse of anybeventuality without expecting anything in retturn. Though Guruji has low opinion of thisborganisation. But mind u though the RSS members may be less in no. They are known for doing eelf less service and some of them even give their entire life for serving the needy. In hour of crisis they will stand for u.There may be many such organisation's. Or even office colleagues whom ubget along well will be more helpful.
He was not your friend. If he was, he would have given the money back.
90% of the people think they have true friends. Actually, those friends are there for their own convience. Only a handful of people are blessed to have true friendships.
If u lost a freind due to money he was never ur frnd on frst place
Duniya shamelessly selfish hai
You are so clear and honest in your expression 👏🏻👏🏻
This is absolute truth. I lost money in my college days lending to friends in need from my hard earned savings of remittance received from home ..... they conveniently used to forget and never returned.....cardinal principle is to say 'no', the very first time.
Really it is highly valuable and appreciable guidance.
Such a fantastic way of discussing an important issue!
I once lended money to one of my friend 10k..and he was ignoring me after 1 month and gone somewhere...and when i met him i took his phone kept then i said to his family about this...and then he and his family said that we will give money plz give back the phone ..then i gave back the phones...and withing 15 days he returned all the money 😅
Chota amount ho to kara bhi ja sakta hai aise. Bada amaount ho to kya uthaya jaye ghar se?
Mera dost to 700 rupaye legaya de hi nhi rha lol
भाई एक ने मेरे से 2000 लिए 3 दिन की बोलके 3 महीने कर लिए, आखिर मैं मैंने use वार्निंग दी की कल या तो पैसा दें दियो नहीं तो जिस दिन मोबाइल दिखा या ऐसी कुछ चीज उसी दिन छीन लुगा तुझसे, उसके बाद 10 दिन वो नहीं दिखा और ज़ब दिखा तो चुपचाप आकर मेरे हाथ में 2000 रूपये थमा दिए और हाँ उसके घर वालों को भी बता दिया था 😊
Sir gyan sahi dete ho aap with prespective. Pata nahi aapne itne kahan se paya hai.
Well not giving money is advise anyone can give. But this insight about the kind of people who have large circle should not be lent was deep.
So true. Yeh log apse pyar se baat karte hain but they do not have any value of you.
Very Good Analysis Sir..👌👌
Every word I can relate to myself.. same phase going on my life now. My friends and relatives borrowed from me. Most of the money now is irrecoverable..😥
Relative ka toh pata nahee, agar friend ne le rakha hai toh uska koi cheej ya saaman jo utne hee value ki hai usse maang lo aise kahkar ki dikhana jara. Aur fir jab paise de kahna ki tab le jaana.
My husband has given 25 lakh to his friend 7 yrs back.. still not got it back.. he is not ready to ask it back as he thinks it may harm their relationship 😢
Maaf karna bada bewakoof admi. Hai apka husband
@@Krishangamingisbestiaworldaur mai socha maine 10-20 hajar de ke bht badi galti kr di hai jeevan me😅
सत्य वचन श्रीमान । 😮
@@Krishangamingisbestiaworld what to do sir !! Daily we will have fights for the same reason
I have been through this several times. 😢
very true...as a helping hand i gave 2L to my freind 8yrs back for a site purchase. till now he did not payback a single rupee. now i myself do not have a proper house to stay. no hope
Consider filing a case in court
Very much true... shamelessly selfish....if you give money to friend or relative ; if you ask your money back , you loose both money and the person.
You're doing an excellent job for the youth. Please continue doing this.
Give only that much amount which you are comfortable forgetting about.
Diya hua Paisa kabhi wapis nahi aata
Best part abt ur videos, superbly Practical and superbly org content
had a friend who was a very nice person. He used to help his friends when necessary; he even stole two bicycles for one of his friends. He was very helpful. Once, one of his friends, Ravi, borrowed 2000 rupees from him but kept delaying repayment by telling lies. I forgot to mention one thing: although my friend was helpful, whenever he got angry, he acted like a mad person. When Ravi refused to return the money on time, my friend was filled with rage and committed a crime. A case of 2000 rupees turned into a case of 2 crore rupees. One day, the police came and took him away. Since he was my friend, I visited him recently. He said only one thing to me: 'Never mind that I'm in jail. RIP Ravi
So basically he killed that guy Ravi ? For 2k rupees
A small advice to people who cannot say NO to a person who asks for money. Give them 10 percent of money he asked for and say. i only have this from my savings. This balances your friendship and positive from both side and Most importantly do not expect money back. Thank you
Lend only what you can lose like 10k- 20k. Dont ask for return your money once you lend it. Consider it as Gift given to friend or relative. They wont come back Second time anyway.
3 lac and 1.5 lac to two different people
Not giving
Ek aur rule jo mai follow karta hu
Jitna amount manga hai uska adha hi do
Lakhs to bhul jao, lakh ke andar andar rakho
Ki gaya bhi to kam jayega
Sirji much needed and dhamakedaar topic🤩🤩
Bade acche Dost palat gaye sir paiso ki wajah se
Mein to paise aane ki umeed hi chod di .
Paise se relation rakhna hi bekar hai..
Thank you so much for your advice and guidance 🙏
Kaysth ho ??
we need to learn to say "NO" that is a very powerful statement.... wonderful video Sir!!!!
Much needed topic
Relatives never give back money especially from mothers side of family
true
Father’s sides give back because of mother 😂😂
Sahi hai
101% true
true.
Sir i recently got selected through SSC CGL. Till today, i haven't thought about lending money in this manner.
Im quite young and now im thinking if my friends or distant cousins will ask me for money, what will i do???
Ask them for money before anyone else ask you
@@LifeUnlimitedExperiment 😂
Always ask these questions when someone ask for money
Q1:Do i know his house or where he live?
Ans- No = don't give u r not that close
Q2:Is he giving you hope on your money(returns, investment, business)?
Ans- Yes = don't give he is manipulating ur emotion
Q3:Is he addicted to some sort of substance, alcohol or gambling?
Ans- Yes = don't give you know better
Q4:Does he have regular income source?
Ans- No = don't give you know better
Q5 and Q6 you need to find out from him
Q5:Is he asking money for someone else?
Ans- Yes = don't give to middle person say i am sorry
Q6:Is he asking money for small purchase(new mobile, this that)?
Ans- yes= don't give he can't even afford small purchase how the hell is he going to pay u back
Tell them ghr banana h
@@shubham5144 Tell them that even you are in a need of money, if he can arrange some for you.😂😂
Then he will not do any demand further.
We are scamed or fooled by someone we are close to or when we discuss are fears n finances never ever put all your cards in front of them
all your videos are very practical and i never seen such topics...thank you sir
Hi, Guruji most of boys and girls like facing issue with homesickness after returnung from the home after Diwali. please make a video to clarify and inspire for a young generation.
Sir exactly yahi same cheez mere saath hui hai ..
Its really truth and practical thing.
Thank you so much.
Exactly hota hai not (eggxactly)
i had a similar experience with one my friend (enemy) , at the 4th day of the tuition the guy suddenly becomes my very good friend , more good than my best friend , i thought maybe he found something in common , he also started enjoying the same song i listen , after 3 weeks he told me to transfer Rs. 200 to one of his friend because its urgent and he told me that he will give it back next day at the tuition , i never got my money back , i don't have any problem cuz i got a great learning in my life for 200 , good deal i guess
the only person in the world talking about topics related to ground realities.
Sir apney 100% universal truth bola..... ❤❤❤❤
I have given 500 rupees, one year ago, not given till.
अभी क्या काम करता है वह मात्र ५०० ₹ का देनदार श्रीमान ? 😮
😂😂
You are lucky. You only lost 500.
😂😂
Learned it for Rs300
Sir aapna paisa wasoolne mein aapni he jaan ko khatra ho jata hai.
Supari Deni chahiye.
4-8 repte baithenge tap sab sidhe ho jaate hain.
So True Sir... Learned this lesson a bit late in life...
Had a couple of bad experiences in the past. Some of which is yet to come back fully…
So now the answer is a straight out.. “ No, Sorry.., No money.. “
Only the amount I can forego. As charity.
Thanks Sir ji. It's very true that friends and family members rarely return the loan. One of my best friend took 3 lakhs loan by promising to return it in 3 months. After I paid, from the next day he stopped talking to me. I immediately realized that he is a con. However I waited for 3 months but he asked for another month and later this went on for 8-9 months. I sent him a legal notice but he ignored that too. I had almost written it off when I got an idea. I called his wife and swore by his children whom he loved the most. Within one week, I started getting the money back. Though in parts, he paid up the 3 lakhs.
It's true that, now I have socially withdrawn since there were several incidents of family members and friends borrowing 10-50 K and never returned. Some people are so shameless.
आपने बहुत गंभीर विषय छेड़ दिया। ऐसे भी लोग है जो पुराने पैसे नही देते और नए फिर मांगने आ जाते हैं।
मैं तो शुरू में ही बुरा बनना पसंद karta हू l
When it comes to money ..trust me.. never believe anyone ..trust Only ur family ..thats it.. better lose a relation in beginning, that is anyways going to end after u lent ur money .. logo ki language, behaviour, attitude he badal jata hai ..shakal he badal jaati hai ..
My father had a simple rule to never lend money. End of discussion.
This is what my Parents say .. and it's so True, not only for Lending but also including High risk investigatings.
That's what my Parents told me and my mom keepa telling me.
And the same rule applies for investments also., invest what you can lose of market crashes, it will keep you mentally prepared.
जबरदस्त .......❤
ground level सच है.......
Very Nice video What you express is 100% truth In my heart i felt i am fooled
I lent money to family friend. After 6 years, I promised to get his son married in UK family if he returns money. He was greedy, he returned money in 10 days.
😂😂😂 well done...you can take more money and then don't return. Phir pata chalega kaisa feel hota hai
You are right, one colleague took money from me during corona on pretext of his father illness with promise to return in 3 months but not returned even after 4 years. Later I came to know he took money from 50+people on same pretext and bought stocks which are now worth crores but he is not return to anyone.
Such relatable topic.Brilliant.
I had given 60L to my relative 7yrs back..till now 42L ...police case is going on from last 3yrs. He is on bail and moving in the city happily
How u recoved??
बहुत ही सही विश्लेषण.
V Good topic aisa lagta hai sab problem payment Dene ke samay hi aati hai
Advice apt for those who value money in life more than relationships. Not everyone is that kind. Relationships matter.
Money is what you can't take away when you die. But relationships cherish even after death.
So make a choice that'll actually help your life and your other close by people.
It seems you are the ones who do not return money. These kind of advice are given by people who r shameless and don't return money
one more point here, not everybody will run away with your money. It is us who should decide whether we should lend this much money to this friend/relative. I have lent 500 also and 1.5 lakh also. whwnever i lend big amount, i decide his credibility based on many parameters like how is our bond, how much loyal he is, how is he doing in his life, how is his family, his wife. If i am not sure then I generally lend some hundres or thousands only, thinking that it is donation. If i get it back, it is okay. If I dont, no worries.
Khali haath aaye hain Sir, khaali haath he jana hai,
these mutual funds, assests wont come with us. I believe in karma. If somebody runs away with your 1 lakh, Bhagwan will open 100 new ways to get 10 lakhs.@@ravijeeverma876
😂😂 u r the one who doesn't return money
Arey!! All Indians are your brothers and sisters, chal de ab lakh rupiya!
Person who is lending money knows that relationship is important that's why he/she lending money to help that person. But person who is taking that money has to also respect the relationship and return the money on time. It's your sole responsibility to return the money who is helping you in struggling days.
Mere dost ne, khair ab ko usko dost bilkul nahi maanta, usne mere se 12 lakh udhaar liye.. aur usne vaada kia tha ek mahine me lauta dunga lekin usne paise waapas nahi diye.. aaj paach saal ho gaye, paise waapas nahi kiye... Bahot ganda drama kia jab paise lautane ki baat aayi tab.. apne gharwalo ko jhuthi kahani emotional card khel ke mujhe hi bura sunaya uske bade bhai ne.. tabse maine haath baandh li.. kisi ko bhi udhaar dena nahi...
Bhai case kyu nhi kiya ? Uspar
@@gamingbolt9075 proof ni hoga
My father has given 2.5 lakhs in 2010 to a neighbour. After 14 years he has the audacity to going by our home making eye contact. His children also behave egoistically. My father has lost all hope of getting back the money. How can I get back our money
Bruh if he had bought land in a good locality then now it would be worth 2.5 crore easily .
First time on this very practical topic.
Sir kafi practical knowledge diya apne 🙏🏽🙏🏽
I lent money to a relative, he said ill give next month, after an year i have seen him having money but with no thought of returning he said some requirement and this continued for 2.5 years he was rotating money for interest, point is no one wanted to return money.
Lend only that much amount which you can forgo. I follow this principle with my friends and relatives. I know if I give money for a genuine need, I am not really expecting it back If they return its fine, else its fine too.
Wat Forgo BC free ka Paisa hai kya it's better DONT LEND MONEY... DUDE BZC ITS HARD EARNED MONEY
I am facing a defamation case from the borrower😢... He was my childhood friend and now filed a case against me after getting money
What will be your next Step?
I would suggest to give him a Lesson of his life.
Hint:- You have dark secrets. Your friend knows those dark lurid secrets. Your wife (if you have one that is 😅) does not know those secrets. If none of these are true then your stuff is just fiction. Kahaniyaan mat suna jhoothay 😂😂!
Excellent advice 👍👍👍👍
Great Video. Thank you for posting.
My husband n my friend both take my n my family money I had tryed so many times but they r not ready to give wht to dooo
Aab kuch nhi ho skata 10 hazar meko do me nikal wa dunga paise
Phle apka kam karunga fir aap mujhe fee dena meri
Shamelessly selfish 👍 true
Beautiful lecture Sango Sir 🙏👍
sir bohot sahi point uthaya aapne, mere pitaji ne diye the paise, covid me chale gaye, to logo ne fone uthana band kar diya, koi paise nahi de raha,
sirf transaction he statement me saboot, aur jis khate me paise liye wo khata bhi band kar diya, ab nahi de raha paise, vakeel ne bhi sapne dikhaye nikalwa dunga aur paise kheech liye case nhi kiya, in logo ka kya ilaaj he,
paise to pitaji ne diye the maine nahi, mere chacha ke dost ko diye the, ab chacha kehta he mujhe nahi pata, aur uska dost gayab..
Advocate ne kitne paise liye apse ? Aur court mein case nhi hui kya ?
@@Researchwell814 amount ka 10 percent, vakeel kehta he case accept nhi hui
@@Researchwell814 advocate ne 10 percent of amount liya, aur bol raha case accept nhi hui
in once gave 500 rs to my close friend now he doesnt even remember he had taken money from me.
I am also not asking as its a small amt and dont want to sabotage our friendship, but i learnt my lesson the hard way
:)
Good you learnt lessons by loosing just a small amount.
Never disclose you income in front of you friend or relatives
Excellent video
Maine ek novel me parha tha ki kuch log udhari ya karj lene ko apni income samajhte hai 😅
Oh! My
Never give your credit card or meney to any one no matter how old the relationship is. Na to Paisa bachega na rishta. Paise lautane ke dar se dost baat Tak karna band kar dete hai, aur Paisa wapas manga nahi jata kyoki na sun ne ki aadat nahi.
Jisne jisne Paisa Lila ya to lautaya nhi aur lautaya bhi riste pahle ki tarah rahe nahi
Aj kal bina soche samje berojgar log shadi kar lete hai fir bachhe bhi paida kar lete hai pese ko thikana nahi or shadi b hona bachhe b hona Orr logo se dher sara pesa udhar le lete hai itne nalayak kese ho sakte log Orr attitude duniya bhar dimag men lekin gobar bhara huwa ek pese kamane ki aukat or talent nahi ,ye nayee pidhi yane kuch kuch log bolra sabhi nahi ,inke upar ekhad video banaye app
One of the most relevant topic and very good video Sangwan Sahab
Very good and true advice. When I was a child my father being a very good person helped many but when asking for the return of the money their attitude completely changed in front of my father. And not always getting the return of that money.
So my father taught me to never give money to anyone. Elaborating he said "when you go for return of the money they are seeing from far and utter 'Saala abar eseche taka pherot neete' (Saala again come for return of money). So don't become Saala (slang) and fool by giving money to anyone ". Your this video is very factual in real life
Lending money to someone is like investing in share market....You put in it with the thought that you will never get it back
Mera ek udharu friend tha. Mai bolta tha bhai itna emergency hai or fund nhi mil rha to ma baap se mang Lena chaiye. But answer hota tha yar maa baap se mangne me shatn ati hai. But BC dosto se mangne me koi Sharm ni😂 Papa ki factory hai, itne employee hain but beta dosto se udhar mang ke daru pi rha hai😂. Mere paise kha gya jabki mai financialy itni achi family se b ni tha. But I'm proud that I have ability to recognise these udharu log. Or hadd to dekho 2,3 baar paise le Chuka hai vapas nhi kre hain, but fir munh utha ke call kr dete hain bhai paise chahiye 😂 but thank god kabhi itna Paisa nhi gawaya jitna gawa sakta tha udhar deke😊
This is a Nice video you have made, Amit Sangwan ji.. liked it
You are very right on all points.
Very true sir 🙏
Right sir jii.... paisa kisiko nehi dena chahiye.
Maine apne 1st cousin ko udhar diya tha 2 saal tk kuch nhi bola. jb manga to bhane bnaye usne. bdi besharmi dikha k baar baar manga to diya. now the funny part, 1 mhine k baad msg krta hai ki maine theek treeke se nhi manga to ye gangdagi se baat mai uske sath dobara na kru warna acha nhi hoga, i was shocked, i called him and uski gaali galoch shuru hogyi, tbse maine hath jod liye kisi ko udhar dene k liye. but abhi bhi 50k fnse hain logo k pas or mangne me ab drr lgta hai.
Same situation....saale cousin log pehle gid gidate hai paise k time....wapise dene ka naam bhe nhi lete....soch rha hu summary suit he file krdu court mein 42k fase hai
Agree with you sir. My brother is not giving money ,he is not looking after paralyzed mom(she is 72 year old now and left side paralyzed since 6 years)but he wants house of parents. My mom is with me from 4 years. Now my brother is not giving. He has cheated and took money from me. He is not ready to give money he tells he has no money ,he doesn't tell where he works, stays and he doesn't give his phone number also.