Discovered your channel a couple of weeks ago, and I want to say thank you for your thoughtful insight and clear explanation of what financial independence truly is. Your content is timely for my husband and me as we have reached financial independence recently and are now transitioning to full retirement within the next year or so. Thank you for sharing your experience and knowledge with those of us coming along behind you. Thank you again! (Some of your readers may appreciate reading JL Collin’s Simple Path to Wealth and Kristy Shen’s Quit Like a Millionaire)
Thank you very much for sharing your deep insights. As a person approaching retirement (for some years now!), your videos are highly illuminating. Look forward to more.
Excellent - love the clarity of your presentation - we all know this and have heard/read about it, but sounds better when someone who has been there and done that is narrating it !
I am working on FIRE, initially I target 25 times of yearly expenses ( I’m yet to achieve that). But I think you need some buffer and now I feel that one should target 50 time of yearly expenses to plan for lifestyle changes and medical expenses in later years of your life.
Do watch the video ‘Die with Zero’ where I address this multiplier. Typically 25x would be risky indeed while 50x could have too much buffer. However, it also depends on the age, portfolio split, taxes, retirement location, legacy for children etc etc.
Hi Yogiji, ur videos are thought provoking, mnsure these 20 min videos are taking 20 days of thinking atleast.. my only worry is, I am watching in bits and pieces.. I think it might be worthwhile to put in certain sequence, and then make it like playlist1, playlist2.. Also, I do see other videos on similar topic, but they sound excel ans Maths.. whereas , ur videos, again, highly thought provoking and highly practical, that I can relate to.. Getting such content free 😅, and giving you Thank You, only , in return..
I am 34-year-old man with twin daughters & when I was 27 years old, I was drowning in close to 20lakh of debt with no job and I use to wonder how I am going to make it through. Today, I have a good car, a plot of land, beautiful family and working toward creating corpus for retirement with all debt sorted. Your video reminded me that how ungrateful I become of my reality.
Thought provoking perspective Sir..A financial master plan for leading a truly fulfilling life. 10/10 for the topic selected. we all need a mentor like you in our lives..Your wisdom nuggets truly enriches our financial lives. I would have been much more wiser if i had access to your views in early part of life. We all look forward to your videos..Please keep posting them as frequently as possible,it impacts our lives greatly. Hope so,the graph in the video never applies to the quality of content in your videos..and the curve never reaches the inflection point.
Thanks for the appreciation and glad you find the videos useful and informative. Will try our best not to fall for the Law of Diminishing Returns when it comes to the content of the videos 😀
No worries if you find this BS. To each his own. As for numbers, there are many videos available that throw out a lot of numbers. Also, not sure how our number (or anyone else’s for that matter) will help your journey, as that is based on your personal circumstances (do watch this short video - th-cam.com/users/shortsp0kLL3BaOA4?si=_YqumIh6oS-Yt-dP). As for our experience, you will find that in many of our videos. Hope that helps.
It would be quite useful if you share your experiences instead of generalising and giving conceptual frameworks. You have been there done that. Bring that to the fore.
Well, most of the videos are all our not just concepts but practical experiences that can help others. Be it our bucket strategy, withdrawal rate, sequence of returns, diversification strategy, passive income streams etc. Also we try to share how we have evaluated our retirement location, how we made our selection, initial experiences, lessons, learnings as well as expenses. If someone is looking for a magic number then it could be a wrong channel as we would refrain from that. Our number can be misleading for someone else as their number has to be based on their circumstances. The frameworks would definitely help there.
Great message , thanks !
Glad you liked it!
Good thought provoking video. I realise how the goal posts have been shifting in my life.
Thanks. We also moved our goalpost a few times unfortunately!
Discovered your channel a couple of weeks ago, and I want to say thank you for your thoughtful insight and clear explanation of what financial independence truly is. Your content is timely for my husband and me as we have reached financial independence recently and are now transitioning to full retirement within the next year or so. Thank you for sharing your experience and knowledge with those of us coming along behind you. Thank you again!
(Some of your readers may appreciate reading JL Collin’s Simple Path to Wealth and Kristy Shen’s Quit Like a Millionaire)
Thanks for your nice comment and glad the videos have been helpful.
Have read Simple Path to Wealth. Will search for 'Quite Like a Millionaire'.
Thank you sir, This video is very interesting
You are most welcome
This video is not only for FIRE, it’s actually became spiritual & I feel connected
Thank you very much for sharing your deep insights. As a person approaching retirement (for some years now!), your videos are highly illuminating. Look forward to more.
Thanks and glad the videos are helpful.
Excellent - love the clarity of your presentation - we all know this and have heard/read about it, but sounds better when someone who has been there and done that is narrating it !
Thanks! Much appreciated. Hopefully our experiences will enlighten and inspire others.
Great video! As usual. Thanks for sharing.
Thanks for watching! Glad you liked it.
Life’s ‘law of diminishing returns’ explained so well. Thanks again Yogi.
Another great video. Thanks, Yogi and Seema.
Glad you enjoyed it
Great explanation on the bottle of water! You are the OG FIRE influencer, living by example 🤘
Appreciate that! Glad you found it helpful
really good video, thanks 🙂
Glad you liked it!
Wonderful video as always!
Thanks again!
Another great video helping me move the mindset from saving to confidently spending.
Happy to help!
I am working on FIRE, initially I target 25 times of yearly expenses ( I’m yet to achieve that). But I think you need some buffer and now I feel that one should target 50 time of yearly expenses to plan for lifestyle changes and medical expenses in later years of your life.
Do watch the video ‘Die with Zero’ where I address this multiplier. Typically 25x would be risky indeed while 50x could have too much buffer. However, it also depends on the age, portfolio split, taxes, retirement location, legacy for children etc etc.
Great advices as always
Glad you think so!
Wanted to like the video midway, but noticed I had already liked it, and that happened a couple of times :)
Haha thanks! Well, do share it in the network of your colleagues, friends and family :-)
Hi Yogiji, ur videos are thought provoking, mnsure these 20 min videos are taking 20 days of thinking atleast.. my only worry is, I am watching in bits and pieces.. I think it might be worthwhile to put in certain sequence, and then make it like playlist1, playlist2..
Also, I do see other videos on similar topic, but they sound excel ans Maths.. whereas , ur videos, again, highly thought provoking and highly practical, that I can relate to..
Getting such content free 😅, and giving you Thank You, only , in return..
Thanks for the playlist idea. Will need to work on it. We make the videos as and when a particular topic or thought crosses our mind :-)
Great video!
Thank you!
Very resonating
Thanks.
Great video sir. Kuddos from Pakistan 🎉
Thank you!
I am 34-year-old man with twin daughters & when I was 27 years old, I was drowning in close to 20lakh of debt with no job and I use to wonder how I am going to make it through. Today, I have a good car, a plot of land, beautiful family and working toward creating corpus for retirement with all debt sorted. Your video reminded me that how ungrateful I become of my reality.
Glad it brought that reality check. We do quickly adapt to our changing circumstances that we easily forget what we went through or came from
Awesome video sir... I was in the same treadMill for last 10 years and keep shifting my goal post over and over... Thank you for this video
Glad you found it useful. Important to now plant that goalpost in a way that you can’t move in anymore!
Yogi Sir! Pls make an Update video about your first 6 months in Thailand as a retiree.
Thanks for the idea. Will do so.
Thought provoking perspective Sir..A financial master plan for leading a truly fulfilling life.
10/10 for the topic selected.
we all need a mentor like you in our lives..Your wisdom nuggets truly enriches our financial lives.
I would have been much more wiser if i had access to your views in early part of life.
We all look forward to your videos..Please keep posting them as frequently as possible,it impacts our lives greatly.
Hope so,the graph in the video never applies to the quality of content in your videos..and the curve never reaches the inflection point.
Thanks for the appreciation and glad you find the videos useful and informative. Will try our best not to fall for the Law of Diminishing Returns when it comes to the content of the videos 😀
Global gyaan! We would be better served by sharing your experience and actual numbers. This BS there is so much content available.
No worries if you find this BS. To each his own.
As for numbers, there are many videos available that throw out a lot of numbers. Also, not sure how our number (or anyone else’s for that matter) will help your journey, as that is based on your personal circumstances (do watch this short video - th-cam.com/users/shortsp0kLL3BaOA4?si=_YqumIh6oS-Yt-dP).
As for our experience, you will find that in many of our videos.
Hope that helps.
It would be quite useful if you share your experiences instead of generalising and giving conceptual frameworks. You have been there done that. Bring that to the fore.
Well, most of the videos are all our not just concepts but practical experiences that can help others. Be it our bucket strategy, withdrawal rate, sequence of returns, diversification strategy, passive income streams etc.
Also we try to share how we have evaluated our retirement location, how we made our selection, initial experiences, lessons, learnings as well as expenses.
If someone is looking for a magic number then it could be a wrong channel as we would refrain from that. Our number can be misleading for someone else as their number has to be based on their circumstances. The frameworks would definitely help there.
@@TheFIREdCouple yes have seen some others. Quite useful. But this one is way abstract
Understand and thanks for watching. Try to provide a mix of practical and conceptual stuff.