The Real Story Behind The Paytm Crisis (& why we are responsible too) | Akash Banerjee

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  • เผยแพร่เมื่อ 27 ม.ค. 2025

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  • @thedeshbhakt
    @thedeshbhakt  11 หลายเดือนก่อน +396

    Ashneer Grover, Byju Raveendran now Vijay Shekhar Sharma; what gives some of our top founders such a God Complex?
    Why do they think that they are above the law?
    ***RELATED EPISODES***
    Ashneer Grover Vs Bharat Pe | From Shark to 81cr. Fraud?? | Akash Banerjee
    th-cam.com/video/a0Mq10FSNnw/w-d-xo.htmlsi=Q-Q6wKrwy7_BWlrR
    SCAM 2023? | Lessons from the Stunning Rise & Dramatic Collapse of Byju's | Akash Banerjee
    th-cam.com/video/guZlrq70AD0/w-d-xo.htmlsi=WEU5OvK2fPnP7je9

    • @vaibhavvj93
      @vaibhavvj93 11 หลายเดือนก่อน +3

      No electricity connection In sanjay ghandhi transport nagar phase 2 delhi 110042 due to mcd not paying the remaining dues or money to tata power please take action delhi government

    • @shivampatil23
      @shivampatil23 11 หลายเดือนก่อน +6

      In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22.
      Source - economictimes

    • @ashred9665
      @ashred9665 11 หลายเดือนก่อน +3

      You ought to do an episode on Ashneer - biggest faff in India's startup scene. Jhol hi jhol.

    • @vaibhavvj93
      @vaibhavvj93 11 หลายเดือนก่อน +3

      Can you cover our news

    • @millennialmind9507
      @millennialmind9507 11 หลายเดือนก่อน +1

      I disagree with Samir Arora. I think gpay and phonepe are profitable. Paytm wasn't able to do it.

  • @ThinkifyIndian
    @ThinkifyIndian 11 หลายเดือนก่อน +1452

    Paytm Karo❌
    RBI Guidelines follow Karo✅
    With Millions of users it's a shame for a Fintech company to violate principles.

    • @tahayaseen4896
      @tahayaseen4896 11 หลายเดือนก่อน +26

      They think toying with serious rules and guidelines is fun

    • @Sololeveing
      @Sololeveing 11 หลายเดือนก่อน +5

      😂😂

    • @amartyabiswas9871
      @amartyabiswas9871 11 หลายเดือนก่อน +8

      A new episode is out now. Solo leveling is my favorite after Jujutsu Kaisen.

    • @Ind_u.
      @Ind_u. 11 หลายเดือนก่อน +22

      ​@@amartyabiswas9871I think you're in the wrong comment section 😅.

    • @zetabeta848
      @zetabeta848 11 หลายเดือนก่อน +2

      The day when the world's most highly technologically advanced country, USA, the government will force all (100%) their citizens to use digital payment system for money transfer all across USA . Hard cash will not accept any place for money payment in Retail Business only will digital payment accepted all across USA. Then India should fully implement the digital payment system in the entire country. The main reason for this is that if the citizens of the USA are forced to use the entire digital payment system in their own country, then the administration of the USA will make more secure the cyber networking system, satellite networking system for digital payment systems in a world wide way. Until USA administration will force to their citizens to digital payment systems across USA government of India should not fully implement this systems all across India . Another thing is Indian telecom company should be more increase its Internet speed .across India.

  • @Esther-ps3vx
    @Esther-ps3vx 11 หลายเดือนก่อน +86

    If a common man does fraud, he is punished. These rich people will get away with anything. I am taxed for any extra income I make, but the rich will never be taxed like the common man. Life is not fair. I hate it when they get away with everything. Thank you, Akash, for another great informative video.

  • @shajuputhuval4920
    @shajuputhuval4920 11 หลายเดือนก่อน +307

    Patriotism is the last refuge of a scoundrel.... In new India this Quote is exactly correct 👍

    • @stephentk3413
      @stephentk3413 11 หลายเดือนก่อน

      100% true in the cases of master-frauds who have become icons of newly found "patriotism" 😢😙

    • @user-dp48ry5
      @user-dp48ry5 11 หลายเดือนก่อน +14

      And religion, too.

    • @Chaudhry.Sachin
      @Chaudhry.Sachin 11 หลายเดือนก่อน

      Ya all fauzi officers like me and jawans are scoundrels as per you because we give life and are patriotic, and who told you india is patriotic country, not even in top 50 in patriotism index

    • @rubym38
      @rubym38 11 หลายเดือนก่อน +25

      😂 are you talking about Adani? Cause he did exactly that.. “an attack on India”

    • @soldier.travels
      @soldier.travels 11 หลายเดือนก่อน +22

      @@rubym38 Adani was rich 20 years ago also, and about 34000 Directly employees and lakhs of people indirectly employed. Adani companies Glassdoor employee ratings is also about average 4/5 which is very good proving employees are contended and more or less satisfied. To me giving employment to people and caring for employees is also real patriotism , ofcourse not everyone can be Great Tatas

  • @jishnukanjilal8961
    @jishnukanjilal8961 11 หลายเดือนก่อน +5

    Powerful episode as always! I have quite a few ex-colleagues who are now “Change Catalysts” “C-Suite pros reimagining India’s financial services sector” who use a term called “rocket ship” to describe their organisations. I’ve literally grown allergic to this term and such wannabes. We don’t need unsustainable rocketships with sketchy business models, we need sustainable and profitable companies to drive real economic growth. At the end of the day, retail investors are the real losers. We really need to stop our hero worshipping tendencies whether it be in politics, sports or business.

  • @parulrana7997
    @parulrana7997 11 หลายเดือนก่อน +10

    Really an eye opener, excellent analysis Akash.

  • @vidyeshwarprasad6895
    @vidyeshwarprasad6895 11 หลายเดือนก่อน +230

    After BYJU'S, another high voltage n informative video. Thanks a lot Akash! A good no. of Gods emerged in the past few years. Their reality is getting exposed now. Unfortunately, these false gods are being worshipped by us due to lack of awareness n misplaced enthusiasm, getting easily swayed by the hype around them.RBI deserves to be applauded for deftly playing the role of economy's watchdog n punishing the violators for non-compliance of regulatory norms.

    • @SHIVA369om
      @SHIVA369om 11 หลายเดือนก่อน

      Reliance communications,Byju ka me uski may fail hone ka bhavishya bani kardiyatha jab me inke through gujra... both are cheeters...now it's PAytm ye to Desh ke sovereignty ko hi cheat karta he.....galat ek na ek din fail hona he ...

  • @ladnamnalim
    @ladnamnalim 11 หลายเดือนก่อน +32

    Thanks

    • @RIYARAVLOG
      @RIYARAVLOG 11 หลายเดือนก่อน +1

      Good 👍

    • @Mangesh000
      @Mangesh000 11 หลายเดือนก่อน +1

      Paytm pr 40Re prapt huye

    • @ladnamnalim
      @ladnamnalim 11 หลายเดือนก่อน

      😊​@@Mangesh000

    • @Gabriel-b1l7t
      @Gabriel-b1l7t 11 หลายเดือนก่อน

      @@Mangesh000 lol

  • @ankurchh
    @ankurchh 11 หลายเดือนก่อน +133

    already stopped using this paytm wallet 4 years ago... because of the lack of a cyber security system they have...

    • @rubym38
      @rubym38 11 หลายเดือนก่อน +12

      Yeah using Amazon Pay and Google Pay only .. not even Phone Pe

    • @Maxten7
      @Maxten7 11 หลายเดือนก่อน +1

      @@rubym38 American bot 😂😂

    • @knight2464
      @knight2464 11 หลายเดือนก่อน +2

      @@Maxten7 now ur suffering

  • @gursangamsingh11
    @gursangamsingh11 11 หลายเดือนก่อน +18

    ਸਹੀ ਢੰਗ ਨਾਲ਼ ਸਮਝਾਇਆ ਬਾਈ🙏🏻👍🏻

  • @Hwhshahw
    @Hwhshahw 11 หลายเดือนก่อน +15

    Mind boggling sir. I am from Pakistan. Huge respect for you.

    • @pipipupu5104
      @pipipupu5104 11 หลายเดือนก่อน

      What's mind boggling in this do you have fintech apps in Pakistan.

    • @syedfarooqahmed3840
      @syedfarooqahmed3840 11 หลายเดือนก่อน

      @@pipipupu5104 yup, many fintech applications are working in Pakistan.

    • @Hwhshahw
      @Hwhshahw 11 หลายเดือนก่อน

      @@pipipupu5104 Yes we do.

    • @pipipupu5104
      @pipipupu5104 11 หลายเดือนก่อน

      @@Hwhshahw what which apps

  • @firozwani
    @firozwani 11 หลายเดือนก่อน +66

    Just paused the video 19:17 and went to see firstly the interview of vijay shekhar sherma 🙁 but unfortunately it should not be the attitude.... Happy to know the management of PAYTM 😊 .NOW continuing AAKASH BANERGEE from 19:17.👍

  • @prashantch83
    @prashantch83 11 หลายเดือนก่อน +87

    Thanks for detailed analysis Akash, this was much needed 👍

    • @benazirmearaj
      @benazirmearaj 11 หลายเดือนก่อน

      I lost 10000 through Paytm by scammer. Worst app

    • @MegaEashan
      @MegaEashan 11 หลายเดือนก่อน

      ​@@benazirmearajCare to explain how you got scammed because of the app ?

  • @en.kunalgupta
    @en.kunalgupta 11 หลายเดือนก่อน +255

    Chandigarh election ka mamla bi garam h Sir.... apka wait kr ra hu m.

    • @khanwal28
      @khanwal28 11 หลายเดือนก่อน +15

      Sir KO bhi lgta hai ED Ka darre lgne lga hai

    • @sunayoza
      @sunayoza 11 หลายเดือนก่อน +7

      @@khanwal28 🤣🤣😁

    • @AdityaKanfade
      @AdityaKanfade 11 หลายเดือนก่อน +4

      @@khanwal28 He has reduced the number of political videos

  • @choudharyanilk
    @choudharyanilk 11 หลายเดือนก่อน

    Great case study..keep the good work.. subscribed.

  • @SouvikRoy-n1k
    @SouvikRoy-n1k 11 หลายเดือนก่อน +5

    Kya baat Hai...fully-fledged elaboration

  • @vedazachariah3472
    @vedazachariah3472 11 หลายเดือนก่อน +76

    Another eye-opening episode! Thank you, Akash.

    • @swetashoots
      @swetashoots 11 หลายเดือนก่อน

      Woh jinko expert bol rahe hai...woh expert ne hi PayTm liye hai 😂😂😂😂😂😂
      th-cam.com/video/p7VEzfb19a8/w-d-xo.htmlsi=o92Mrhkry4qDySyK

  • @kgangavaram
    @kgangavaram 11 หลายเดือนก่อน +26

    Moral learnt bhai - "A Company that leaps quickly will also descend rapidly."

  • @himanshusinha6456
    @himanshusinha6456 11 หลายเดือนก่อน +5

    00:14 Paytm's rapid downfall due to compliance issues and regulatory violations
    03:13 RBI issues a notice prohibiting Paytm from all activities after February 29
    06:28 Paytm faced multiple penalties and restrictions from RBI due to non-compliance.
    09:20 Paytm's negligence and mismanagement have raised money laundering concerns
    12:07 Paytm wallet faces potential crisis with bank support needed
    14:55 Paytm facing major challenges with Paytm mall and Paytm bank collapse.
    17:31 Questions on Paytm crisis timing and accountability
    20:03 Byju's and Paytm's impact on the economy

  • @victoremmanuel1867
    @victoremmanuel1867 11 หลายเดือนก่อน

    Very good analysis and apt lesssons to be learnt. Should never be over ambitious in life

  • @ds23dec2k15
    @ds23dec2k15 11 หลายเดือนก่อน

    You're Improving, your content is slowly creeping up higher and higher 🎉

  • @k0u0s0h0a0g0r0a0
    @k0u0s0h0a0g0r0a0 11 หลายเดือนก่อน +53

    These facts are very much true.
    1. Someone I know got a name spelling different from PAN on Paytm Bank account because Paytm fetched the spelling from 'sign up using Facebook'. So, if someone has a Facebook account on the name 'cool dude', he can theoretically get a bank account on that name. So much ignorance !
    2. There was a huge mismatch (not 50-100, but much, much bigger than that) in Paytm and bank statement. I reported the problem to both my bank and Paytm, but nothing happened. I then approached the National Consumer Helpline, and received the difference credited to my account in 2 days. License cancellation of these scammers is in the best interest of the country.

  • @mibinmammen7383
    @mibinmammen7383 11 หลายเดือนก่อน +290

    Akshat shrivastava did a episode on why he is not investing in Paytm IPO a few year back. I had seen that episode several times and currently seeing the loss in Paytm Banks makes me sad and shameful and grateful that me or mutual funds I invested in doesn't invest in Paytm. Akash Banerjee kudos for this wonderful episode. But I wish more interviews on such topics with Vivek Kaul, Raghuram Rajan and others including stock market analysis in your episodes with interviews

    • @mehulgupta4651
      @mehulgupta4651 11 หลายเดือนก่อน +2

      Please share video link

    • @thedeshbhakt
      @thedeshbhakt  11 หลายเดือนก่อน +35

      will try for sure.

    • @beetlebg3759
      @beetlebg3759 11 หลายเดือนก่อน +8

      @@thedeshbhaktWhich political party are you gonna vote in the 2024 General elections?

    • @South_Asian.Fascist-98
      @South_Asian.Fascist-98 11 หลายเดือนก่อน

      @@beetlebg3759 N/A 🤣

    • @parthibank2736
      @parthibank2736 11 หลายเดือนก่อน +5

      People should not look at this as an individual loss, but as big fraud on Indian people.

  • @ladakhdiaries..3577
    @ladakhdiaries..3577 11 หลายเดือนก่อน +501

    Entry of jio... Outgoing of paytm

    • @SonuSinghmirzapur
      @SonuSinghmirzapur 11 หลายเดือนก่อน +99

      Karne do Entry , hum kyu use kare ?
      Google Pay hai na..
      Amazon Pay hai na..
      Jio ki jarurat kya hai ?

    • @PHOENIXGAMING4HD
      @PHOENIXGAMING4HD 11 หลายเดือนก่อน

      👀

    • @Sameer12.04
      @Sameer12.04 11 หลายเดือนก่อน +114

      @@SonuSinghmirzapur jab bhai offers dega na
      Bhage bhage phiroge jio ki trf

    • @rohitp8372
      @rohitp8372 11 หลายเดือนก่อน +45

      @@SonuSinghmirzapur kabhi to Indian companies ko support kiya karo

    • @prakashjha3a632
      @prakashjha3a632 11 หลายเดือนก่อน +6

      @@Sameer12.04 point😂

  • @mohammedjaffarsaleem2865
    @mohammedjaffarsaleem2865 11 หลายเดือนก่อน

    Excellent reporting n journalism. It seems end of the road to Paytm.

  • @musharafshahbukhari2567
    @musharafshahbukhari2567 11 หลายเดือนก่อน +1

    Dear sir, many compliments to you on such bravo discussion. This was my second Vedic, the first was BYJO case.
    Wonderful analysis. I understood the whole system’s threading pattern. Great. And sure will watch more of your vedios..keep it up and stay safe. Regards from Karachi Pakistan

  • @anuragbarua2133
    @anuragbarua2133 11 หลายเดือนก่อน +91

    "Mujhe credit nahi chahiye!"
    - Dhirendra Manohardas Modi, 2024

    • @ajitkumarnayak3156
      @ajitkumarnayak3156 11 หลายเดือนก่อน +2

      Bruhhh 😂😂

    • @asifahmed6568
      @asifahmed6568 11 หลายเดือนก่อน +3

      Debit hi lelo bhai 😂

    • @divyanshjain7254
      @divyanshjain7254 11 หลายเดือนก่อน +1

      👏🏽👏🏽🤣🤣

    • @amols101
      @amols101 11 หลายเดือนก่อน

      Good one bro 😂

    • @ashfzd
      @ashfzd 11 หลายเดือนก่อน

      *dhirendra damodardas adani

  • @prasantadey6344
    @prasantadey6344 11 หลายเดือนก่อน +7

    As a Bengali, your proficiency in Hindi is impressive. I thoroughly enjoy all the episodes; they are truly enlightening.

    • @shubhakapooritnesstreat
      @shubhakapooritnesstreat 11 หลายเดือนก่อน

      It's all depends on your grooming..he was grown up in Delhi..its understood why...right

    • @rishavkumar1250
      @rishavkumar1250 11 หลายเดือนก่อน

      He's not a bengali .... he's a UPwala bhaiya ...
      That's like saying Donald Trump is german because he has a german surname.

    • @rishavkumar1250
      @rishavkumar1250 11 หลายเดือนก่อน +1

      ​@@shubhakapooritnesstreat he's not bengali... he might have bengali great grandparents.

    • @raregat1693
      @raregat1693 11 หลายเดือนก่อน

      @@rishavkumar1250 you don't become French if you grow up in France. You will still be indian growing up in France.

  • @MotiveMinds21
    @MotiveMinds21 11 หลายเดือนก่อน +11

    Complete info on paytm..... Wonderful Akash sir 😍

  • @enigmaticmonk8682
    @enigmaticmonk8682 11 หลายเดือนก่อน +3

    Love your analysis videos. A few of the sources I trust for genuine information as usual top notch quality.

  • @Abideen45
    @Abideen45 11 หลายเดือนก่อน

    Crystal clear sir...! ♥️

  • @mycreativelife31
    @mycreativelife31 11 หลายเดือนก่อน +10

    Sawal poochne ka culture wapas lao...Desh bachao. I admire ur research and the way u present it. Keep up ur good work😊

    • @nitdani
      @nitdani 11 หลายเดือนก่อน +1

      Starting with our PM who stopped addressing the media 8 years ago!

    • @ridewithdevil7517
      @ridewithdevil7517 11 หลายเดือนก่อน

      Rahul gandhi pappu phle hi bola thaa sab sahi horha hai jab jab pappu kuch sach kahta vidhansabha me tab tab pappu ko bahar nikaldeta

    • @Chaudhry.Sachin
      @Chaudhry.Sachin 11 หลายเดือนก่อน

      RBI kya pakistan ne under hai, Modi govt ke under hi hai na , toh action liya na , toh is se neutrality sabit hauti hai , RBI is the authority, and wo action le Rahi hai har angle se , baaki ye bounce back kar jayega 6 mahine mai , screenshot lekar rakh lo

    • @Chaudhry.Sachin
      @Chaudhry.Sachin 11 หลายเดือนก่อน

      ​@@prajaymahawarbahut saare congress ne bhi kharide huye they aur abhi bhi hai, anchors ney toh Congress neta logo se shaadi kar rakhi hai , wo ठीक है ना , uspar question nahi karege bas modiji ney sab kharid liye hai , jab baat Karo toh balanced Karo saari baat Karo

    • @Chaudhry.Sachin
      @Chaudhry.Sachin 11 หลายเดือนก่อน

      Sawaal poocha jaise rubbish Kumar all time false information aur propoganda , bas against ek party ek PM ke bolte raho aur uske hisab se Aaj taak koi kaam thik nahi huya , usse sakwaal poochhna kehte hai ..same just like this TH-cam is namune ke hisab se kuch acha nahi huya Aaj taak Desh Mai under Modi , so ye sawaal poochna huya

  • @Tamilanendrusolluda
    @Tamilanendrusolluda 11 หลายเดือนก่อน +18

    Happy to see Paytm crisis 😊 Akash bro great job

  • @singhamti
    @singhamti 11 หลายเดือนก่อน +43

    Nicely summarized. A question that remains (which may not have an easily researched answer) - why did PayTM continue to ignore multiple warnings from RBI and how was such gross negligence allowed?

    • @nfuel99
      @nfuel99 11 หลายเดือนก่อน +14

      They thought that Modi bhakthi card will get them out of any mess.

    • @VoiceofSahir
      @VoiceofSahir 11 หลายเดือนก่อน

      @@nfuel99 sahi baat

  • @Invisible-jo3uo
    @Invisible-jo3uo 11 หลายเดือนก่อน +5

    I have a question , why i mean why the startups once consider as a starter of revolutionary sector , like paytm for fintech & byjus for Ed tech are now failing ?
    I seriously wants to know !
    I'm curious , is their over confidence is the reason ?
    Seriously , it's a whole research topic , and i think it's just the starting more is yet to come !

    • @ashwin372
      @ashwin372 5 หลายเดือนก่อน

      because most business fail

  • @sherwinstark
    @sherwinstark 11 หลายเดือนก่อน

    This video is really informative and on point.

  • @shashankkumar6335
    @shashankkumar6335 11 หลายเดือนก่อน +14

    Akash bhaiya-ji … 😊 been following your work for a long while now. Amazing work at working towards comprehensive coverage of current events.
    When you mentioned “Get rich quick gods” …. Immediately connected the dots towards Coffezilla.
    Perfect cross cultural casting! 🙏🏼😅💯

  • @Krishnakumar-wl7ih
    @Krishnakumar-wl7ih 11 หลายเดือนก่อน +16

    Great video AB... This is top notch investigative journalism. Most TH-camrs making video don't know the seriousness of the defaulting Paytm did.
    Even though I feel bad for Paytm and I really hope someone saves their company, credit to RBI for bringing down the hammer on them. A Lehmann Bros or Credit Suisse saga in India will set us back greatly.

  • @REVIEWSONTHERUN
    @REVIEWSONTHERUN 11 หลายเดือนก่อน +15

    Interesting! Thanks for sharing it. ✌️

  • @arunchand9027
    @arunchand9027 11 หลายเดือนก่อน

    Excellent reporting

  • @RAHULMISHRA-bb5yq
    @RAHULMISHRA-bb5yq 11 หลายเดือนก่อน

    That's exit audio, it's superb. Great going Mr Deskbhakt.🎉

  • @Naked_Sports200
    @Naked_Sports200 11 หลายเดือนก่อน +16

    Feeling so proud of people realising it finally after almost a decade of warning them and being scoffed at🥳 Digital India, go cashless, refusing to accept reality by supporting people you supported educated everyone, so disappointing. Phone Pay is next.
    Thanks for the explanation.

    • @anubhavshahi1326
      @anubhavshahi1326 11 หลายเดือนก่อน +1

      So, what you are trying to say that you warned people against this idea of going cashless and knew the consequences

  • @agytjax
    @agytjax 11 หลายเดือนก่อน +149

    Even RBI and SEBI have to accept a large part of the blame for the erosion of Retail Investors' wealth invested in Paytm.
    Only if RBI had shut down the Paytm Bank in Oct 2021 itself (instead of imposing a paltry 1 Cr fine) and SEBI taken cognizance of this and stopped the hugely overrated IPO in Nov 2021 wouldn't have taken place and retail investors money wouldn't have been looted by vijay shekhar sharma !

    • @thedeshbhakt
      @thedeshbhakt  11 หลายเดือนก่อน +26

      point

    • @amithabv1060
      @amithabv1060 11 หลายเดือนก่อน +3

      How has he looted the money?

    • @narayanathota4318
      @narayanathota4318 11 หลายเดือนก่อน

      @@Mike-rw1jw red alert from ED ,??

    • @erjaspreet007
      @erjaspreet007 11 หลายเดือนก่อน +1

      @@thedeshbhakt yehi sab adani ke sath hona tha bachgea

    • @khanwal28
      @khanwal28 11 หลายเดือนก่อน

      ​@@Mike-rw1jw Right

  • @vinodrathod4658
    @vinodrathod4658 11 หลายเดือนก่อน +8

    Very true.... perfect analysis sir

  • @Hedonisturs
    @Hedonisturs 11 หลายเดือนก่อน

    Bong here, you are gonne be in deep trouble mister, how dare you speak the truth in all episodes. Huge fan sir (Bhakt)❤. Keep up the unbiased,raw,to the point work🙏

  • @mozaaqmusic
    @mozaaqmusic 11 หลายเดือนก่อน

    Your videos are informative 💯 watching from Karachi, Pakistan

  • @reeshavsinha
    @reeshavsinha 11 หลายเดือนก่อน +4

    Bahot badhiya bhaiya. Garda video garda jaankari. Hat’s off to you and your research team. ❤❤

  • @samirmoosa
    @samirmoosa 11 หลายเดือนก่อน +20

    PayTM soon to be Adani-PayTM. All the funds for one political party was funneled through PayTM. But now the transactions will be at an altogether new levels.

    • @user-yt7rb6xh3g
      @user-yt7rb6xh3g 11 หลายเดือนก่อน

      Jio buy paytm next month

  • @dibyendugoswami-l7r
    @dibyendugoswami-l7r 11 หลายเดือนก่อน +52

    Whatever may be the reason, its 100% sure that paytm hasn't followed the guidelines from day 1. They saw themselves as above the law. This might have some political aspect, but that's very minimal. They should have been more careful. Let's see if paytm survives for another year or becomes the next byjus.

  • @sky-163
    @sky-163 11 หลายเดือนก่อน +1

    Good research and knowledge 👌I almost forgot to subscriber your channel until you said at the end of your speech . LoL..😂 I m your new subscriber, bro . Watching from Canada 🇨🇦 GOD BLESS YOU.

  • @anandsharma7430
    @anandsharma7430 11 หลายเดือนก่อน +1

    To prevent such scams and malpractices in Digital India, all of us linked our PAN, Aadhaar and mobile numbers to everything.
    Yet, the scams and malpractices happened in the very brand championed by the Govt. Indians cannot be changed.
    Corruption and breaking the rules is in our blood, irrespective of political party or ideology.
    Thankfully the RBI is functional enough to issue this notice.

  • @patrioticindian57
    @patrioticindian57 11 หลายเดือนก่อน +20

    How did he get permission to bring IPO when it already had so many strictures from.RBI.. did they mention all this in the prospectus?.

    • @dannycbe949
      @dannycbe949 11 หลายเดือนก่อน +1

      Easy ... download the prospectus and see...it's still available

  • @kavinshah6768
    @kavinshah6768 11 หลายเดือนก่อน +5

    Wow banerjee saheb
    Never agreed to your political views but this again has won my heart
    How astute u r
    Always agree to disagree
    Go well ❤❤❤

  • @siddharthsirsat6654
    @siddharthsirsat6654 11 หลายเดือนก่อน +6

    Great Video Sirji 🙏

  • @himanshudhanda148
    @himanshudhanda148 11 หลายเดือนก่อน

    Jabardast information....Real Desh Bhagat ❤

  • @neetusingh3027
    @neetusingh3027 11 หลายเดือนก่อน +2

    What a confident man you are sir ...

  • @thekshitijsahu
    @thekshitijsahu 11 หลายเดือนก่อน +28

    thanks for keeping us AWAKE and convinced us to QUESTION EVERYTHING.

  • @ripplerope2004
    @ripplerope2004 11 หลายเดือนก่อน +24

    Deshbhakt always make quality videos on Crisis of different companies. It teaches us. Apna time ayga, humara bhi moye moye hoga.

  • @usj1292
    @usj1292 11 หลายเดือนก่อน +16

    It is said that Jio is entering in UPI business. May be that is the main reason why PayTm is suddenly targeted now. I ll not be surprised if Jio takes over PayTm business.

    • @tauseefahmad2011
      @tauseefahmad2011 11 หลายเดือนก่อน +5

      That's what is going to happen exactly

    • @amithabv1060
      @amithabv1060 11 หลายเดือนก่อน +1

      This comment is what happens when you know nothing but assume everything 😂, do you have any idea how much it takes to set up nodal accounts for a fintech player as big as Paytm

    • @Nnss-yb6vb
      @Nnss-yb6vb 11 หลายเดือนก่อน +1

      Brother you don't know anything
      Phonepe and google pay are the most used UPI apps
      They have huge market share
      What's the point of targeting paytm

    • @Nnss-yb6vb
      @Nnss-yb6vb 11 หลายเดือนก่อน

      ​​@@tauseefahmad2011seriously brother
      Google pay and phone pay has highest online transaction market share
      Paytm has very low market share
      The biggest competitors are google pay and phonepay
      Why should they target paytm instead of google pay and phone pay
      46% of transaction happening in India is done through
      Phone pay
      36% of transaction is done through google pay
      Total 82% market share

    • @avikpaul8536
      @avikpaul8536 11 หลายเดือนก่อน

      ​@@Nnss-yb6vb phone pay, google pay are only upi platform. but jio is not only upi platform but also a payments bank (like paytm)

  • @shalinikala
    @shalinikala 11 หลายเดือนก่อน

    Very well Done Akash. An important and timely call to return to sanity.

  • @Mm2-Zoey
    @Mm2-Zoey 11 หลายเดือนก่อน

    you have done good due diligence to put these points across..nice one..btw iam one of these lakhs people who are 43% down in paytm

  • @pradyotkumarmohanty8393
    @pradyotkumarmohanty8393 11 หลายเดือนก่อน +26

    These people are expendable. Given a long lease till now. Some big player will takeover.

  • @kalyani_7
    @kalyani_7 11 หลายเดือนก่อน +14

    Great case study sir, really helped to understand the actual problem. Thank you ✨

  • @srns8769
    @srns8769 11 หลายเดือนก่อน +44

    Love your videos from Bangladesh... I wish i could be a Deshbhakt

    • @thisisshit2325
      @thisisshit2325 11 หลายเดือนก่อน +6

      @@imaXenoX fir kaha se hokar aye dekhna ho toh?

    • @manasmaji1898
      @manasmaji1898 11 หลายเดือนก่อน +3

      Not surprised.. maximum subscriber Pakistan Bangladesh se hi hai broo .. 😑😑😑

    • @soumyashreesha5814
      @soumyashreesha5814 11 หลายเดือนก่อน

      Paytm wahan bhi chalta hai isiliye

    • @loveforfinance5291
      @loveforfinance5291 11 หลายเดือนก่อน

      Sare masale toh India me hi milta ha isiliye bahar wale yahan ate ha
      😂😂😂

  • @zohairnajmi9278
    @zohairnajmi9278 8 หลายเดือนก่อน +1

    Great...

  • @truhealthacupressure
    @truhealthacupressure 11 หลายเดือนก่อน

    finally clear n simple explanation. thankyou

  • @SY27196
    @SY27196 11 หลายเดือนก่อน +10

    What about consumer protection?
    What about role of RBI in regulation?
    Could they Have done better is real question!.
    If India is developed country why we always have crisis' like this ?

    • @lavinahariyani4892
      @lavinahariyani4892 11 หลายเดือนก่อน

      Develoing still developing

    • @monkeybaath2325
      @monkeybaath2325 11 หลายเดือนก่อน

      RBI will bow to their masters wishes (BJP). remember demonetisation ? RBI had advised the government against it. By the way, you really believe india is a developed country?... unless the measurement of development is building statues and mandirs

  • @TimeNow9
    @TimeNow9 11 หลายเดือนก่อน +6

    Complete info on Paytm ... Wonderful Akash💐

  • @meerdanish8576
    @meerdanish8576 11 หลายเดือนก่อน +6

    Love from Kashmir please give me heart aap kbhi nhi data

  • @Qwerty-rx2gk
    @Qwerty-rx2gk 11 หลายเดือนก่อน

    Knowledgeable. Subscribed.

  • @kknagle7007
    @kknagle7007 11 หลายเดือนก่อน

    Good illustrations...in public interest...

  • @GamingWorld-fd4iy
    @GamingWorld-fd4iy 11 หลายเดือนก่อน +4

    Sir appka explanation ka style bohut kirak hai bro

  • @pradeeppradhan4737
    @pradeeppradhan4737 11 หลายเดือนก่อน +4

    Don't you think stage is being set for a takeover at a very low valuation. Once it is taken over by the most favored industrialist RBI would quietly take back all the charges.

  • @VarunVermaUSC
    @VarunVermaUSC 11 หลายเดือนก่อน +4

    @thedeshbhakt, another great investigation. Thank you. I know you have an episode on Pollution in North India, and how parties keep blaming each other for burning the crop residues. I would love to know more about the challenges that exist on the ground level in accomplishing this goal. Now that we have the same government in Delhi and Punjab and still no major improvements, is the real reason lack of motivation or other logistical challenges that will take time to attain a resolution. Thanks in advance.

    • @thedeshbhakt
      @thedeshbhakt  11 หลายเดือนก่อน +2

      every year we do an episode on pollution - every year we point out that this needs to go beyond blame game - every year that episode crashes.
      after 5 years - understood - no one cares

  • @ramswarooppaliwal1568
    @ramswarooppaliwal1568 11 หลายเดือนก่อน

    Very well explained, but why the Paytm was allowed to continue for suchalong period

  • @boostuppassion4683
    @boostuppassion4683 11 หลายเดือนก่อน

    Excellent report got to know.

  • @kgangavaram
    @kgangavaram 11 หลายเดือนก่อน +4

    Super research bhai... You are the best content maker.. I respect you .. Learnt new thing "God syndrome"

  • @HimanshuSingh088
    @HimanshuSingh088 11 หลายเดือนก่อน +10

    Thanks for all your efforts.

  • @arghyaent5139
    @arghyaent5139 11 หลายเดือนก่อน +4

    Until this guy is on youtube we will be saved from many dangers. Thank you so much🙏🙏

  • @truhealthacupressure
    @truhealthacupressure 11 หลายเดือนก่อน

    I really appreciate you all TH-camrs who give us all geopolitics and other issues explain in simple way with the help of it we also save lot of time with in 10-20mins we can understand everything better than today's news channels

  • @CharlotteUS01
    @CharlotteUS01 11 หลายเดือนก่อน

    One of the best episodes once again.. ❤ for deshbhakt

  • @Mohitt19
    @Mohitt19 11 หลายเดือนก่อน +8

    Another unicorn founder bites the dust. Kartavya kal is off to a great start.
    Now we'll watch the PayTM story on prime video soon :)

  • @AYK0701
    @AYK0701 11 หลายเดือนก่อน +30

    Akash.. just wait we will hear a familiar 😢tune play.. Jio dhan dhana dhan!!!

    • @SOULCITY1313
      @SOULCITY1313 11 หลายเดือนก่อน +1

      Jui financial cleared no they are not buying wallet

  • @matrixdukenukem000
    @matrixdukenukem000 11 หลายเดือนก่อน +22

    I have my eyes on CRED as well.

    • @Abhishek1320N
      @Abhishek1320N 11 หลายเดือนก่อน

      Mera investment hai uspe😢

  • @ACE-lk5oy
    @ACE-lk5oy 11 หลายเดือนก่อน

    Such a nice explanation

  • @abhisekmohapatra3562
    @abhisekmohapatra3562 11 หลายเดือนก่อน

    While I was making Merchant account in Paytm the application repeatedly refused to acknowledge my Pan card number for reasons what so ever but when out of curiosity I entered pan card number of a friend of mine just to see, it got accepted. So now I have bank account in my name but the pan number of my friend in Paytm. Complained about it but nothing happened.

  • @shivampatil23
    @shivampatil23 11 หลายเดือนก่อน +7

    In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22.

    • @LearnoPhile-xy8om
      @LearnoPhile-xy8om 11 หลายเดือนก่อน

      Abe Paytm Modi sarkar ka nhi hai

    • @shivampatil23
      @shivampatil23 11 หลายเดือนก่อน

      @@LearnoPhile-xy8om official data hai, asshole
      Source - NPCI

  • @sanjaydey3903
    @sanjaydey3903 11 หลายเดือนก่อน +28

    @akashbanerjee - Appreciate the fantastic analysis you're doing ....... Unfortunately all these scams happen because of support from the political parties. But the common man is so much inclined to the religious beliefs, that they have all forgotten the logic of using common sense.

  • @priyanjalichaurasia5875
    @priyanjalichaurasia5875 11 หลายเดือนก่อน +11

    Apke videos mujhe bohot achhe lgte h

  • @suniljaiswal4872
    @suniljaiswal4872 11 หลายเดือนก่อน

    बातो को कहने का अंदाज अच्छा है l बस देश भक्ति बनी रहेl बेहतर करने की शुभकामनायें..

  • @MohdAsif-zn8mn
    @MohdAsif-zn8mn 11 หลายเดือนก่อน

    Another day another great explanation 👌 hats off to this man and his team. The journalism we must need now to get our nation on right path

  • @iamdawn
    @iamdawn 11 หลายเดือนก่อน +6

    It's concerning that how Rakesh Jhunjhunwala always said that he'd never invest in a startup IPO and died suddenly 😑

  • @abc_cba
    @abc_cba 11 หลายเดือนก่อน +6

    Trending on Number 5 on TH-cam!!!!!!
    Love you Akku Bhau!!
    Best wishes from Maharashtra

  • @drstrange404
    @drstrange404 11 หลายเดือนก่อน +4

    One of the best takes I've seen on this issue...that too from a non-finance youtuber... Keep it up!
    Most important points being blind worship of these celebrity entrepreneurs and use of patriotic feelings to fool the layman... and to cover up their @$$...

  • @vijayakrishnannair
    @vijayakrishnannair 11 หลายเดือนก่อน

    Nice information 👍

  • @tanmoydey1860
    @tanmoydey1860 11 หลายเดือนก่อน

    No one can go beyond the rules, who ever tries , has to fall some day ...great piece of work Akash Bhai ❤

  • @abhishek8861
    @abhishek8861 11 หลายเดือนก่อน +8

    Please don’t confuse people paytm’s this issue with UPI. UPI is a proven revolutionary product disrupted the payment process in India. Otherwise all the information and logic is good!

    • @Chaudhry.Sachin
      @Chaudhry.Sachin 11 หลายเดือนก่อน

      Exactly

    • @sudarsanbabu2900
      @sudarsanbabu2900 11 หลายเดือนก่อน

      Even scammers took money from UPI based app. I lost 15000/-

  • @akanksha0421
    @akanksha0421 11 หลายเดือนก่อน +4

    I don't why I have never used PayTm. 😂 Maybe didn't like it's interface then and never went back to it, just that.

  • @a-zfacts7619
    @a-zfacts7619 11 หลายเดือนก่อน +4

    Paytm speaker announces. 3 4 times a day that Paytm buisness will work continue as usual means it will too shut

    • @paytm
      @paytm 11 หลายเดือนก่อน

      📢 Kindly note: Paytm app and its services are fully operational, and will continue to work even after Feb 29th. This includes Paytm for Business. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

  • @dsmahanty4837
    @dsmahanty4837 11 หลายเดือนก่อน

    Good comprehensive report, taking into account all aspects. I think one should be suspicious of any businessman who invokes patriotism to sell his product. I wouldn't be surprised if they eventually expect a public-sector bank to clean the mess!