The recommendation to use this company to finance your trailer may not be bad, but several credit unions in my area have interest rates that start (based on credit score) several points lower than these guys.
So if you want to order a trailer customized to certain specifications, do you price the build at a PJ dealer and submit an application or does that work differently?
Anyone who doesn’t want a consumer financing account which drops your Experian score and remains a ding for seven years, finance by means of a company that isn’t considered subprime or a depreciating asset of a specific item: because you are seen as being unable to afford the item in spite of whether or not that’s true. A logical person would consider this similar to an auto loan or business cost and yet it screws up your credit. Not sure about the business app
Do we have to provide bank statements?
Thank you 👍
The recommendation to use this company to finance your trailer may not be bad, but several credit unions in my area have interest rates that start (based on credit score) several points lower than these guys.
Will they finance a trailer being bought from an individual if you have all the detail information.
How long are the finance options usually?
Sheffield is good people
So if you want to order a trailer customized to certain specifications, do you price the build at a PJ dealer and submit an application or does that work differently?
Anyone who doesn’t want a consumer financing account which drops your Experian score and remains a ding for seven years, finance by means of a company that isn’t considered subprime or a depreciating asset of a specific item: because you are seen as being unable to afford the item in spite of whether or not that’s true. A logical person would consider this similar to an auto loan or business cost and yet it screws up your credit. Not sure about the business app
IS THAT JUST FOR PJ TRAILORS? OR ANY BRAND?
A lot of our dealerships use Sheffield Financial, but they are not exclusive to PJ Trailers.