Love the act of deciding to have a no spend month. My only non essential expense may be a holiday deposit, but I will allow that as it not an immediate gratification item. Love how you can adapt this but still remain true to the idea 💖
I am doing a no spend January with you and Kate and all the K-squad. I do have to pay the balance for my trip in April, but that is in a sinking fund and I consider it already spent.
Stu, we are in with you for the best no spend (as well as we can) January. Bring it on!
Love the act of deciding to have a no spend month. My only non essential expense may be a holiday deposit, but I will allow that as it not an immediate gratification item. Love how you can adapt this but still remain true to the idea 💖
Kate's great! I'm doing a no spend January too, we're in it together!
I am doing a no spend January with you and Kate and all the K-squad. I do have to pay the balance for my trip in April, but that is in a sinking fund and I consider it already spent.
I'm in it with you and Kate 🙂
was u living in luxury before then ?