The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. Now the election is over, I expect to make a return on the about $100K that I plan to invest in equities.
Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
How can I contact this adviser of yours? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
“Sonya Lee Mitchell” has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
Hey Rose! You are the reason I made my first investment outside of my 401k at age 54, 4 yrs ago. Everyone says you SHOULD invest. They never tell you HOW. You told me how and what to invest in. THANK YOU!
This video has been brilliant. I've just gone from zero understanding of investing and high anxiety to feeling calm and comfortable to dive deeper. Thank you 🌹
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 50k weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
Keep in mind, you cannot contribute to a Roth IRA if your income is >139k or combined married income is >206k. In these instances you can create a backdoor IRA which means you fund a Traditional IRA and convert it to a Roth IRA.
tbh I am trying to become financially literate because my dad is always saying we are poor. But I never see him do anything different. For me if something is not working out I am going to switch it up. So, as a 17 yr old who is going to be working soon. I wanted to learn about investing and other smart financial decisions. Im so excited to watch this!
im also 17 and I’m jut tryna make it out, last night i had a realization that i don’t want to pursue dental hygiene anymore and be stuck in the matrix like she said the “trading time for money” cycle
@@gr4vedg0reAs Alex Hormozi says, you WILL need to eat the shit sandwiches (eg. Trade time for money) for a time. As someone who's young, you should 100% be spending your time now GAINING HIGH LEVERAGE SKILLS and racking them up. When the time is ripe, you will be able to use those skills and make a much higher salary than most people. Good luck on the journey
@gr4vedg0re heard from a friend that lots of times it's casual work hours so you can still have flexibility if you don't want to be stuck with dental hygiene. It's a safe job but also surrounded by radiation everyday, which ruins health. That's her take, from someone that regrets getting into it. Even though she earns well
@@gr4vedg0re uhmmm, I agree regarding 'the matrix ', BUT, you gotta "Have money", in order to make money 🤑. Or in order to have it "WORK", for you! So at least do your dental hygiene 🪥, for the moment. But STARTING THIS EARLY IS PERFECT !!!
Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
I agree. From my own experience working with a licensed fiduciary, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
Recently, I've been considering the possibility of speaking with consultants. I need guidance, but I'm not sure if their services would be all that helpful.
I find this informative, curiously explored Lauren on the web, spotted her consulting page, and was able to reach out to her, she shows quite a great deal of expertise from her resume.. very much appreciated.
Thank you for showing the HOW, I’ve been researching for so long and you’re the first creator I’ve seen to actually hold our hand through it and show us what to do!
My biggest irk with ETFs is the lack of optimization;changes in any given stock in the ETF can drag your portfolio down. While dividends can provide immediate income, the true power lies in the compounding effect over many years. But in general, I think the stock market isn't showing any sign of slowdown and I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing. I sccheduled a caII
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal
I disagree slightly with the last tip about paying off debt before starting to invest. It can be beneficial to invest even the thinnest amount to build the habit sooner. Paying off debt is not always a linear process and can take several years, I think investing even 20$ a month can make a huge difference in motivating people and building momentum to actually take control of their finances
The point is to eliminate debt and have an emergency fund so you never need to withdraw your invest to cover debt, small amounts are better used towards paying off consumer debt vs investments as the returns are so minimal
Always aim to pay off debt first since the interest on debt will always be higher than your return on your investment. No point on investing if you're loosing money paying off your debt and investing at the same time. Dave Ramsey breaks it down in baby steps. Stick to the baby steps and get rid of your debt!
Dear Rose, your channel was the first to introduce me to personal finance and investment. I subscribed about 4 years ago. My knowledge is so good now that I get paid to teach people. Thank you for all you do and keep doing. With much love, Erica Ogbebor from 🇳🇬
beginning at 50yrs ,I got faith , we can do it . Thank you for educating me especially on Roth IRA & bond funds . Wish I knew these when I was young and wasted all my money on very useless things .I guess life is a school .Keep up the teaching .
I didn't become financially independent until I was in my mid 40s, in addition to owning a second house making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future! By participating in the financial market, I took a significant decision.
This is motivating to me, I hope to be financially set in my 40s, I'm 36 right now. Alot of intelligent decisions need to be made. These last couple of years are crucial to my success. Thank you for sharing.
I don’t know what to say. I am so touched that you would take your time to share this information step by step. I have NEVER understood this, never been taught it, and now I finally have a little more understanding of how investing works and I feel very blessed for it. Thank you so much! God bless you! ❤
Watching this has really blown me away. I’m west African so clearly….this is new to me…furthermore they did not teach this in high school or grad school smh. Thank you so much for this thorough explanation
I just wanna say thank you so much for walking us through the investment process on Fidelity! My money has been sitting in my Roth IRA without movement for the last 2 1/2 years, and I finally invested it today alongside your video tutorial. Thank you thank you thank you!
Thank you so much for this Rose! I just invested my first $1000 after watching this video, and and you made the process so easy and understandable. Can't thank you enough for walking me through it!
When we trusted Rose Han, we lost it all: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
She even gave us a good starting point to guide ourselves on how much to invest in stocks vs. bonds based on our age...AND I UNDERSTOOD IT 👏🏿👏🏿👏🏿 subscribed, thank you🙏🏿
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content 🌹
This is what I mean when I say explain it to me like I’m a 5 year old lol the shopping carts and pictures really helped. Sending this to my family we opened a family savings together that I’m in charge of and it’s going really well. A lot of black families aren’t familiar with this so I’m happy to be able to share this with mine
Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid....especially if the employer is investing in good index funds. Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.
Hi Rose, I really appreciate your video on starting to invest, especially for beginners. Your explanations are clear and relatable, making the intimidating world of investing much more approachable. Keep up the fantastic work! 💰📈👏
Her delivered an incredibly detailed and beginner-friendly guide to kickstart the investing journey! Her explanations about stocks, bonds, and asset allocation are spot-on, and Her passion for helping others make informed financial decisions shines through. 🚀📈
I want to express my gratitude for your video on beginner investing. Your clear and relatable explanations make the world of investing much less intimidating. Keep up the excellent Job!
But she doesn't protect her followers: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.,..,.,
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
What I don't love is how she disregards the scams being inflicted on the people that trust her! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Hello Rose! How would you suggest a novice with a start-up portfolio wishing to invest less than $50,000 in the fin market? I'm looking for as much trustworthy guidance as possible.
I was earlier advised to find and work with a licensed advsor because I needed a substantial push to keep my portfolio afloat. She was really helpful in helping me develop my reserve from $125k to almost $510k, despite the continuous growth of inflation. You should consider that option.
She goes by 'Heather Lee Larioni', and deserves credit as one of the finest financial planners. She decides what assets i acquire whilst skillfully diversifying my portfolio. Her reputation precedes her, and I highly recommend her on a public post, you can look her up to locate her online if you are internet-savvy
@fredm Thanks a lot for this. Could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a call for Monday at Midday.
I've been sooo intimidated to start investing in the last few years. After watching this, I feel SO much more comfortable to continue learning and seeing what would be best for me. Thank you so much!!
I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year... Investment should always be on any creative man's heart for success in life.
Thank you. You’ve actually bridged the gap for me to start investing my money. After being a single parent I’ve had a late start in life as far as working goes but now I drive truck, have few bills, and want to invest most of the net amount of my paychecks for the future.
Hi Rose, is it possible to share how to invest for income. I tried to research for Dividend stocks or Dividend ETFs, but with so much information, I am not sure how to sieve out the good ones, any thoughts?
@@Edgardo477 As a beginner who just started investing last month, I love the idea of passive income. Would it be more wise to have multiple dividend etfs or one or two. I feel I may not be making good decisions.
Getting a 401k has been the best financial decision that I ever made! It's great to see money grow. Plus is helps lowers my taxable income so that I won't have to owe so much back in taxes.
I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?
Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.
I recommended her to my own wife and mother. And she let us down: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thanks as always Rose. You're always clear and informative. I enjoy all of your content but it's really nice to see you back to your investing roots. Love it.
Thanks, this was very nice and easy to follow. I've got 2 question though, can we invest in the USA or even Canada without living there? Are there taxes attached? I am new to this and everything still confuses me.
I'll tell you this from personal experience, it's always better to use an actual prof adviser in situations like this so you don't end up losing your money. They know their way around the taxes and the market better. Just like you, I don't stay in the US, I stay in Canada but made my first 6 digits last year only after more than a year of losing a lot of my hard-earned money by trial and error investing through the US market. Best wishes
You should start by looking out for those from reputable brokerages and good track records. Personally, I use Marie, Kelly Matwick. You could also look into her. Also make sure the person is registered.
Thank you so much for this! I’ve never understood all this investing business. Now I feel more confident to get started! I’m starting late but I’m determined to be debt free, budget and invest for retirement!
Is it safe to invest in stocks right now? I'm currently sitting on an inheritance of 500k and just wondering what better assets than stocks to invest in.
You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
What she still has not broken down is how her followers are getting scammed out of their entire life savings by people pretending to be her! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
this is the best beginner video i have ever seen. thank you SO much for taking the time to put this together so perfectly and for putting effort into that cheat sheet.
Thank youuuuu! I swear, I pick up on other things quickly, but understanding investing has been a HUGE struggle. This level of granularity and very simply approach helped me a ton.
I am very new to the investing scene, watched an almost 2 hour tutorial on how to use the Tradingview but I still don't really get it. I really want to learn how to properly do it and you seem so good at it. I dont understand these charts. Do you ever manage portfolios? I'm interested. I have about $110k set aside to test the financiaI market waters.
It's really not as difficult as many people presume it to be. It just requires a certain level of diligence, which is something ordinary lnvestors lack, and so a financiaI advsor often comes in very handy.
I’ve copied trades from a licensed wealth manager over the past few years and its better than trading blindly on your own if you're an absolute newbie. It would give you a better understanding. So far, I've raised a profit of $580K within 7 months of active sessions. She takes a performance fee after you have made profits, her style of trading suits me perfectly and I recommend her to you.
@aureliobjm HEATHER LEE LARIONI guides me. She works with Empower FinanciaI services. But there are a lot of independent advisors you might look into. For me, her strategy works hence my result. She provides entry and exit point for the securities I focus on
I have learned so much from you simply talking to us and explaining certain terminology that I never understood. We look forward to investing after we clear some debt. Thank you so much! Very informative
What she forgot to share is the fact people are impersonating her and scamming her own followers, while she does nothing about it! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.
I can share some that helped me, Plan towards it Be minimal in spending Save money wisely towards retirement Save to invest, it’s proven way to get richer
Currently i can attest to the fact that I make $18,300 weekly through trading which is more better then my monthly salary job. Trading becomes my passive income.
For me I am still in the fear zone, I've always been scared of loosing my money but love to see people share such words of encouragement through their earnings. congratulations.
This video was sooooo helpful and actually made me feel excited to learn more about investing. After reading and watching other videos I felt really overwhelmed and "behind." This video made everything so easy to understand, thank you!
Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed
In light of the diminished inflation signals and the Federal reserve decision to suspend rate hikes, what are the best investment to make with a startup of $270k to improve portfolio performance in the new year?
You’d want to research for stocks that have maintained consistent Grover the passed years, a good time to observe is recession periods, an alternative would consulting a licensed market analyst to provide guidance on what stocks to buy.
I believe as individuals we all have different means of operation, the unique thing is we all want profit, after I surpassed a $ million in profit, I was convinced.
I employed the services of a CFP, twenty two months on and I’ve continue to experience consistent positive returns. It’s like putting a notification to earning.
Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks
Thank you for this video. Great job at explaining everything without making the video tirelessly long and boring. Very informative. And Fidelity is my go to as well.
I appreciate you and your content < Technical Analysis is good but I find It truly baffling that major crypto youtubers just look mostly at pure T.A and completely ignore the bigger narrative of why BTC is pumps/pumped and why the future outlook will be even rosier than it seems. It's kinda irresponsible to ignore the fact that each ETF launch so far has caused a major dump at the peaks of BTC. We were already on shaky footing with historically low volume and almost pure whale pumps, narrowly avoiding a long-term bear market. More emphasis should be put into day trading as it is less affected by the unpredictable nature of the market. I have made over 27 btc from Blcktken300 insights and charts, its been one step ahead of other analysis….
Thank youuuuuuu I am not a US citizen but I wanted to know more and this video answered all my questions. Thanks again for your generosity. Greetings from Chile!! 🇨🇱🇨🇱🇨🇱
Wow, I don’t think my future self will thank me. She should thank Ms. Rose Han. Thank you for the most educational video on how to start investing. Thank youuuuu! ❤❤
BRAVO ROSE! BRAVO!!! FINALLY! Someone who knows how to explain what investing is and what all those terminologies mean. You broke it down like a fraction. I almost didn't click this video for fear that it would contain investment-level jargon where you're watching the video in one browser, with an investor's dictionary in the next attempting to understand what an index fund really is. I have the nerve to copy the link to this video and post it in all the other "How to invest.." videos I've wasted my time on with the message "This is how you "Explain it to me like I'm a 5-year-old".
So helpful! This video is approachable, no extra material, and easy to follow. Thank you for creating this video, I gained a lot of financial information and literacy from watching.
Hi Rose! Thanks so much for this video. The max you can put into a Roth IRA each year is about $6.5K. In your example, you invested $1K. Should I buy index funds and bonds up to $6.5K annually (if I have the money)? If so, do I buy different index funds and bonds each time, or do I just keep buying the same? How often should I invest?
Great video. Last week I increased the amount going into my 401K to the max amount 50+ provision most of this is a ROTH 401K except for the amount I needed for the company match which is the pre-tax 401K. I'm investing in a managed fund that has a fairly low expense ratio and is heavy in bonds and the bulk of my money goes into a S&P500 index fund. This week I opened up a taxable brokerage account to start investing in an international stock index fund ETF that will give me international exposure in my portfolio. Good times.
Thank you Rose, very informative content and easy to understand! How often should we rebalance our portfolio? Are there any brokerages that include this function? Please make a step by step, video covering this topic.
I’m learning so much from this video. Looking into start a custodial account for my 3 and 6 year old and was wondering if you have videos on how to invest after I open the accounts. Thanks so much and keep up the fantastic work and friendly educational videos
First time in my entire life that I’m able to understand the concept of investing in stocks, thank you so much for taking the time to do such a good video and explain it the best way possible❤
I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free
You're really doing well for yourself, my retirement plans are going down the drain, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
thanks for sharing, hope to speak with her soon. I've known I've wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. but its hard to bite the bullet and do it.
thank you thank you thank you. as a woman getting into investing for the first time i can say this is the exact thing i needed. in other words, i saw multiple videos before this from men and didnt understand a word of it. you are spectacular!!!
This is an enlightening perspective. Newcomers should always bear in mind that short-term movements in financial markets can be highly unpredictable and often irrational. Being prepared for unexpected fluctuations is essential because randomness plays a significant role in the market. Due to these inherent risks, I tend to lean towards long-term investment strategies, which provide a more stable and measured approach to wealth accumulation.
I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-adviser whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we just don't know
Finding financial advisors like Margaret Johnson Arndt who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Yes, the key is : Patience. It easy to sell fear and get everybody panic mode. Next is long term educating yourself finanically and reading good books not just book on finance, there are also plenty of good youtube videos. Another factor is lifestyle, most ppl who are able to achieve FIRE, FINANCIALINDEPENDENCE RETIRE EARLY, have very simple lifestyle, it does not mean they stinge on many things, it just that they see through all the marketing tactics and tricks to entice ppl to part with their money, many ppl inflate their image by spending money and following idols and buying a house way beyond their means. I spend money on reading especially good books, it that one particular book can teach me to be wiser and a better person or made better choice, I will buy that book. There is a confucious saying, if one has 1 year, plant rice, if 10 years plant trees that bear good fruits and if one has the potential to live 100 years then educate yourself. Be humble and learn from everyone or everybody including idiots so we don't end up like one. Patience, due diligience and be giving to your society in the right way and in the right doses earn one more merits and have a greater postive impact overall . Never copycat wholesale.
Thank you so much Rose! I have watched other investing videos before and I was still intimidated at the idea, but I absolutely love how you broke it down. It doesn’t seem as intimidating now and I think I’ll follow your tips on investing in their few months. Thank you for sharing your knowledge!
Thanks a million Rosa, I truly appreciate your your simplified explaination on investment. I truly love your videos. Keep up the good work. Bye for now.
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content
Hi Rose, I have some assets in digital currencies, silver, and gold, but not as much as I would like to. Would also like to add bonds and stocks, but I'm not sure how to do so. My objective is to endure inflation by diversifying my $470k portfolio across various markets. Are you able to assist me?
Just Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
That's why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advsor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.
@josephbush That's incredible! What did you invest in? I'm really interested in this, because I'm in a similar position at the moment. more info needed please
'Heather Lee Larioni' deserves credit as one of the finest portfolio managers in the industry. Her reputation precedes her, and I highly recommend looking her up to locate her online if you are internet-savvy.
Thank you for sharing, I must say, Heather appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call
Thank you SO much for this! I want to increase my income streams in 2024 and investing has always intimidated me but your explanation made it so clear and easy!!
Hi Rose An! Thank you so so so so much!!! I used to think that I was simply unteachable on stocks and bonds. It's like I was blind my whole life and you just gave me my sight back!!! Thank you so much for that!!! You're simply AWESOME!!! I found everything I needed to invest my first $1,000!!!🙏🙏🙏😊😊😊
Download my free Index Fund Cheatsheet here! rosehan.com/indexfundcheatsheet
What is the name of the background music in your video. It sounds so good.
The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. Now the election is over, I expect to make a return on the about $100K that I plan to invest in equities.
Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
How can I contact this adviser of yours? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
“Sonya Lee Mitchell” has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
Hey Rose! You are the reason I made my first investment outside of my 401k at age 54, 4 yrs ago. Everyone says you SHOULD invest. They never tell you HOW. You told me how and what to invest in. THANK YOU!
🌟
@@skittles2055how did you do that ? I’m 54 as well. Any tips are welcomed 😊
You have done great for yourself. I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success!
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message
I love this story! Thank you for sharing it! I’m 46 and was wondering if it’s too late.
This video has been brilliant. I've just gone from zero understanding of investing and high anxiety to feeling calm and comfortable to dive deeper. Thank you 🌹
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 50k weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
Do you mind sharing info on the adviser who
assisted you? I'm 39 now and would love to
grow my portfolio and plan my retirement
+133
2278
4705
Keep in mind, you cannot contribute to a Roth IRA if your income is >139k or combined married income is >206k. In these instances you can create a backdoor IRA which means you fund a Traditional IRA and convert it to a Roth IRA.
Can you do a backdoor ira if you make less than 139?
tbh I am trying to become financially literate because my dad is always saying we are poor. But I never see him do anything different. For me if something is not working out I am going to switch it up. So, as a 17 yr old who is going to be working soon. I wanted to learn about investing and other smart financial decisions. Im so excited to watch this!
im also 17 and I’m jut tryna make it out, last night i had a realization that i don’t want to pursue dental hygiene anymore and be stuck in the matrix like she said the “trading time for money” cycle
@@gr4vedg0reAs Alex Hormozi says, you WILL need to eat the shit sandwiches (eg. Trade time for money) for a time. As someone who's young, you should 100% be spending your time now GAINING HIGH LEVERAGE SKILLS and racking them up. When the time is ripe, you will be able to use those skills and make a much higher salary than most people. Good luck on the journey
@gr4vedg0re heard from a friend that lots of times it's casual work hours so you can still have flexibility if you don't want to be stuck with dental hygiene. It's a safe job but also surrounded by radiation everyday, which ruins health. That's her take, from someone that regrets getting into it. Even though she earns well
Smart girl 🎉
@@gr4vedg0re uhmmm, I agree regarding 'the matrix ', BUT, you gotta "Have money", in order to make money 🤑. Or in order to have it "WORK", for you! So at least do your dental hygiene 🪥, for the moment. But STARTING THIS EARLY IS PERFECT !!!
Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
The strategies are tough for average people. They're usually done well by experts with lots of skills and knowledge.
I agree. From my own experience working with a licensed fiduciary, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
Recently, I've been considering the possibility of speaking with consultants. I need guidance, but I'm not sure if their services would be all that helpful.
Lauren Marissa Steiner is the fiduciary I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I find this informative, curiously explored Lauren on the web, spotted her consulting page, and was able to reach out to her, she shows quite a great deal of expertise from her resume.. very much appreciated.
I’m only 10 minutes in and you’ve taught more to me than I learned in high school. Thank you for sharing this valuable info!
Thank you for showing the HOW, I’ve been researching for so long and you’re the first creator I’ve seen to actually hold our hand through it and show us what to do!
My biggest irk with ETFs is the lack of optimization;changes in any given stock in the ETF can drag your portfolio down. While dividends can provide immediate income, the true power lies in the compounding effect over many years. But in general, I think the stock market isn't showing any sign of slowdown and I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing. I sccheduled a caII
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
wow ,that’s stirring! Do you mind connecting me to your ad-visor please. I desperately need one to diversified my port-folio
Pamela Kay Regel
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal
How can I make good profit as a beginner starting with $4,000 ~ij7
As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare
Don't rush in rather seek expertise like Amanda Katherine. Growing a portfolio is complex
I racked up so much losses trying it on my own. Amanda really saved me from myself
Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda
Same here. Amanda managing my portfolio was my best decision. I have withdrawn half a mil since
I disagree slightly with the last tip about paying off debt before starting to invest. It can be beneficial to invest even the thinnest amount to build the habit sooner. Paying off debt is not always a linear process and can take several years, I think investing even 20$ a month can make a huge difference in motivating people and building momentum to actually take control of their finances
Also Agree
The point is to eliminate debt and have an emergency fund so you never need to withdraw your invest to cover debt, small amounts are better used towards paying off consumer debt vs investments as the returns are so minimal
Always aim to pay off debt first since the interest on debt will always be higher than your return on your investment. No point on investing if you're loosing money paying off your debt and investing at the same time. Dave Ramsey breaks it down in baby steps. Stick to the baby steps and get rid of your debt!
I agree with you 100%
I guess it would depend on the interest rates. Higher rates yes pay the debt or lower rates OK investments may make sense...
Dear Rose, your channel was the first to introduce me to personal finance and investment.
I subscribed about 4 years ago.
My knowledge is so good now that I get paid to teach people.
Thank you for all you do and keep doing.
With much love, Erica Ogbebor from 🇳🇬
beginning at 50yrs ,I got faith , we can do it . Thank you for educating me especially on Roth IRA & bond funds . Wish I knew these when I was young and wasted all my money on very useless things .I guess life is a school .Keep up the teaching .
I didn't become financially independent until I was in my mid 40s, in addition to owning a second house making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future! By participating in the financial market, I took a significant decision.
Please teach me what to invest on
U can search him up on net
This is motivating to me, I hope to be financially set in my 40s, I'm 36 right now. Alot of intelligent decisions need to be made. These last couple of years are crucial to my success. Thank you for sharing.
Thank you. I’m 39 and am scrambling to make better moves.
Blcktken300 gang in the house! Thanks for the analysis!
I don’t know what to say. I am so touched that you would take your time to share this information step by step. I have NEVER understood this, never been taught it, and now I finally have a little more understanding of how investing works and I feel very blessed for it. Thank you so much! God bless you! ❤
Watching this has really blown me away. I’m west African so clearly….this is new to me…furthermore they did not teach this in high school or grad school smh. Thank you so much for this thorough explanation
I have been reading countless books trying to understand these subjects but the way she explains it makes it easy and simplified.
I just wanna say thank you so much for walking us through the investment process on Fidelity! My money has been sitting in my Roth IRA without movement for the last 2 1/2 years, and I finally invested it today alongside your video tutorial. Thank you thank you thank you!
Oh my. Hope it grew a bit?
Thank you so much for this Rose! I just invested my first $1000 after watching this video, and and you made the process so easy and understandable. Can't thank you enough for walking me through it!
Inquiry Please : where/what was that first $1000 invested in & how has that been going thus far?
Can a retired individual invest for her 6-8-10 yrs old grandchild?
When we trusted Rose Han, we lost it all:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
This has to be the best beginner friendly investing video that I’ve ever come across.. thank you so much!
She even gave us a good starting point to guide ourselves on how much to invest in stocks vs. bonds based on our age...AND I UNDERSTOOD IT 👏🏿👏🏿👏🏿
subscribed, thank you🙏🏿
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content 🌹
A very good method
This is what I mean when I say explain it to me like I’m a 5 year old lol the shopping carts and pictures really helped. Sending this to my family we opened a family savings together that I’m in charge of and it’s going really well. A lot of black families aren’t familiar with this so I’m happy to be able to share this with mine
Hey Rose, please add “mind reader” to your resume. I was just looking up this info today. Thank you 🙌🏾😂
🤣 haha awesome, great timing!
Yeah. I've been looking up this topic the last few days and gathering any books related.
Me too lol
Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid....especially if the employer is investing in good index funds.
Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.
Hi Rose, I really appreciate your video on starting to invest, especially for beginners. Your explanations are clear and relatable, making the intimidating world of investing much more approachable. Keep up the fantastic work! 💰📈👏
Her delivered an incredibly detailed and beginner-friendly guide to kickstart the investing journey! Her explanations about stocks, bonds, and asset allocation are spot-on, and Her passion for helping others make informed financial decisions shines through. 🚀📈
I want to express my gratitude for your video on beginner investing. Your clear and relatable explanations make the world of investing much less intimidating. Keep up the excellent Job!
Financial literacy is indeed a critical skill.
Gold ideas! thanks for sharing!
Rose, you have no idea how much I appreciate your content. Your videos provide so much valuable information in a very digestible manner.
But she doesn't protect her followers:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
You work for 40yrs to have $1M in your
retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.,..,.,
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
Wow, really. I was able to make my $25k on investment
@@geralyncainglet2626I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings
Assets that can make you rich
*FX
*Btcoin
*Stocks
*Gold
*Real estate
You’re right but a lot of people remain poor due to ignorance
Rose, good job teaching about ROTH IRA's. So many people think it's an actual investment. LOVE the grocery cart visual.
What I don't love is how she disregards the scams being inflicted on the people that trust her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Hello Rose! How would you suggest a novice with a start-up portfolio wishing to invest less than $50,000 in the fin market? I'm looking for as much trustworthy guidance as possible.
Rather than the speculations, you should work with a CFP to help you diversify your assets to firms with reliable cash flows.
I was earlier advised to find and work with a licensed advsor because I needed a substantial push to keep my portfolio afloat. She was really helpful in helping me develop my reserve from $125k to almost $510k, despite the continuous growth of inflation. You should consider that option.
@fredm Please, do you mind sharing info on the adviser who assisted you?
She goes by 'Heather Lee Larioni', and deserves credit as one of the finest financial planners. She decides what assets i acquire whilst skillfully diversifying my portfolio. Her reputation precedes her, and I highly recommend her on a public post, you can look her up to locate her online if you are internet-savvy
@fredm Thanks a lot for this. Could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a call for Monday at Midday.
I've been sooo intimidated to start investing in the last few years. After watching this, I feel SO much more comfortable to continue learning and seeing what would be best for me. Thank you so much!!
I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year... Investment should always be on any creative man's heart for success in life.
That's awesome!!! I know nothing about investment and I'm keen on getting started. What are some strategies to get started?
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by Fergus waylen a widely known crypto consultant
look him up on
facebook
facebook
Thank you. You’ve actually bridged the gap for me to start investing my money. After being a single parent I’ve had a late start in life as far as working goes but now I drive truck, have few bills, and want to invest most of the net amount of my paychecks for the future.
Hi Rose, is it possible to share how to invest for income. I tried to research for Dividend stocks or Dividend ETFs, but with so much information, I am not sure how to sieve out the good ones, any thoughts?
My portfolio is made up of Dividend ETF's, dividend stocks, and growth stocks. I like a mixture as it allows a bit more freedom in specific areas
@@Edgardo477 As a beginner who just started investing last month, I love the idea of passive income. Would it be more wise to have multiple dividend etfs or one or two. I feel I may not be making good decisions.
@@jaidenSalinas Diversifying your portfolio is the best sensible strategy. you can speak with ''Martha Cornell Kerns'
Just invest a bit each month. but it’s up to you. i have netted over $350K, speaking with Martha before picking my stocks, only copy her picks
This is one of the best explanations of investing I have seen on TH-cam. Kudos to you Rose for making it so easy for us newbies! ❤
Please tell me some of the lessons you learned
Getting a 401k has been the best financial decision that I ever made! It's great to see money grow. Plus is helps lowers my taxable income so that I won't have to owe so much back in taxes.
I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?
Girl! You are amazing in explaining all of this!! Thank you so much for the help! You deserve a thousand of thumbs up!!
Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.
I recommended her to my own wife and mother. And she let us down:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
After years of trying to understand all the terms used in investing your video i understood everything. thank you 😊
Thanks as always Rose. You're always clear and informative. I enjoy all of your content but it's really nice to see you back to your investing roots. Love it.
i love making a variety of content for you guys and showing different aspects of me, so thank you for being here for all of it, appreciate you! ♥️
Hi Rose,
Can you make a video on helping teenagers get knowledgeable on investing?
@@itsrosehan Are you still believe in crypto long term?
Easy on the ears and the eyes… Very clear and concise.
Thanks, this was very nice and easy to follow. I've got 2 question though, can we invest in the USA or even Canada without living there? Are there taxes attached? I am new to this and everything still confuses me.
I'll tell you this from personal experience, it's always better to use an actual prof adviser in situations like this so you don't end up losing your money. They know their way around the taxes and the market better. Just like you, I don't stay in the US, I stay in Canada but made my first 6 digits last year only after more than a year of losing a lot of my hard-earned money by trial and error investing through the US market. Best wishes
@hildredscali1754 true that. been putting some thought into this for sometime now. what are the steps for getting one.. like a really good one?
You should start by looking out for those from reputable brokerages and good track records. Personally, I use Marie, Kelly Matwick. You could also look into her. Also make sure the person is registered.
@hildredscali1754 wow!! I know this pretty lady. Used to share an office block with her years back
The best investment one can do right now is investing, though stocks are good but ever since I swapped to stock I've seen so much difference....
There's a favourable investment rise in profit, This will be the best time to invest in stock based on current status
every investors must have strategies to invest......
I’ve been looking into similar opportunities in this present market, could this coach that guides you help?
ok thanks so much i find her....
Thank you so much for this! I’ve never understood all this investing business. Now I feel more confident to get started! I’m starting late but I’m determined to be debt free, budget and invest for retirement!
Is it safe to invest in stocks right now? I'm currently sitting on an inheritance of 500k and just wondering what better assets than stocks to invest in.
You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@marvishaN How do I find this financial counselor ?
Her name is 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this. I almost didnt know what next to do.
The "Final Tips" section alone is worth giving this video a watch! Thanks, Rose. Stay you!
Your teaching is like learning the birds and the bees of investing! Thank you so much for your clear breakdown😮.
What she still has not broken down is how her followers are getting scammed out of their entire life savings by people pretending to be her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Hi Rose! I have forwarded your videos to my kids. I'm starting late in investing and I want them to get a head start. Thank you for your videos! ❤
this is the best beginner video i have ever seen. thank you SO much for taking the time to put this together so perfectly and for putting effort into that cheat sheet.
Thank youuuuu! I swear, I pick up on other things quickly, but understanding investing has been a HUGE struggle. This level of granularity and very simply approach helped me a ton.
I am very new to the investing scene, watched an almost 2 hour tutorial on how to use the Tradingview but I still don't really get it. I really want to learn how to properly do it and you seem so good at it. I dont understand these charts. Do you ever manage portfolios? I'm interested. I have about $110k set aside to test the financiaI market waters.
It's really not as difficult as many people presume it to be. It just requires a certain level of diligence, which is something ordinary lnvestors lack, and so a financiaI advsor often comes in very handy.
I’ve copied trades from a licensed wealth manager over the past few years and its better than trading blindly on your own if you're an absolute newbie. It would give you a better understanding. So far, I've raised a profit of $580K within 7 months of active sessions. She takes a performance fee after you have made profits, her style of trading suits me perfectly and I recommend her to you.
@josephbush That's fascinating. Who's signal do you copy? Or please how can I contact your Asset-coach? My portfolio is dwindling
@aureliobjm HEATHER LEE LARIONI guides me. She works with Empower FinanciaI services. But there are a lot of independent advisors you might look into. For me, her strategy works hence my result. She provides entry and exit point for the securities I focus on
@jospehbush Thanks for this. I literally didn't know what to do at this point.
You make understanding this stuff so much easier! Thank you!
I have learned so much from you simply talking to us and explaining certain terminology that I never understood. We look forward to investing after we clear some debt. Thank you so much! Very informative
Thank you so much Rose!! As someone who did not grow up with this kind of resource, I appreciate your sharing!!!
What she forgot to share is the fact people are impersonating her and scamming her own followers, while she does nothing about it!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thanks for your lesson! I am 54 and just started 😢, but it makes me feel stronger!
EXCELLENT POINT: The whole reason for investing is to stay ahead of inflation
Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.
I can share some that helped me,
Plan towards it
Be minimal in spending
Save money wisely towards retirement
Save to invest, it’s proven way to get richer
Hey how good are your earnings I will like to get some insights into trading thank you.
Currently i can attest to the fact that I
make $18,300 weekly through trading
which is more better then my monthly salary job. Trading becomes my passive
income.
I can relate to all you said becaus am facing similar thing right now.
Congratulations I wish you more success.
For me I am still in the fear zone, I've always been scared of loosing my money but love to see people share such words of encouragement through their earnings.
congratulations.
This video was sooooo helpful and actually made me feel excited to learn more about investing. After reading and watching other videos I felt really overwhelmed and "behind." This video made everything so easy to understand, thank you!
Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed
So I suggest you try less
In light of the diminished inflation signals and the Federal reserve decision to suspend rate hikes, what are the best investment to make with a startup of $270k to improve portfolio performance in the new year?
You’d want to research for stocks that have maintained consistent Grover the passed years, a good time to observe is recession periods, an alternative would consulting a licensed market analyst to provide guidance on what stocks to buy.
I believe as individuals we all have different means of operation, the unique thing is we all want profit, after I surpassed a $ million in profit, I was convinced.
I employed the services of a CFP, twenty two months on and I’ve continue to experience consistent positive returns. It’s like putting a notification to earning.
if you don’t mind me asking, would you say more on the adviser responsible?
Very well, get with, do due diligence on Kevin Mikan, he’s exceptional.
Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks
You explained this so well, that even a 5 year old could understand. Thank you so much for the detailed explanation!! 😊
Thanks for the cheat sheet! 🙏 Saves beginers like me a ton of time!
Thank you for this video. Great job at explaining everything without making the video tirelessly long and boring. Very informative. And Fidelity is my go to as well.
My friend sent this video to me and girl THANK YOU!!!!!!!!!!!! Because of you and her I am now part of this world
I appreciate you and your content < Technical Analysis is good but I find It truly baffling that major crypto youtubers just look mostly at pure T.A and completely ignore the bigger narrative of why BTC is pumps/pumped and why the future outlook will be even rosier than it seems. It's kinda irresponsible to ignore the fact that each ETF launch so far has caused a major dump at the peaks of BTC. We were already on shaky footing with historically low volume and almost pure whale pumps, narrowly avoiding a long-term bear market. More emphasis should be put into day trading as it is less affected by the unpredictable nature of the market. I have made over 27 btc from Blcktken300 insights and charts, its been one step ahead of other analysis….
Thank youuuuuuu I am not a US citizen but I wanted to know more and this video answered all my questions. Thanks again for your generosity. Greetings from Chile!! 🇨🇱🇨🇱🇨🇱
Rose 🌹
This is an EXCELLENT video. Your purposefully selected words will help those listening.
If you’re looking for help with where to start with investing- Run don’t walk to watch this video!!! Amazingly helpful information for beginners.
Thank you for breaking this down. You really helped me understand the basic concepts and gave me the confidence to get started.
Wow, I don’t think my future self will thank me. She should thank Ms. Rose Han. Thank you for the most educational video on how to start investing. Thank youuuuu! ❤❤
This is great information, I love how she demonstrated how to purchase the index funds and bonds thank you so much!!! 🙏🏾🙌🏾💯
Thank you Rose. I am so ready to invest due to the simplicity of your break down.
That is the clearest investment video I've ever seen. Why does everyone else make it so complicated?
I'm looking to start investing and I'm so glad I ran across this video.❤
Yes me too I finally found a stock that is way profitable to get into
BRAVO ROSE! BRAVO!!! FINALLY! Someone who knows how to explain what investing is and what all those terminologies mean. You broke it down like a fraction. I almost didn't click this video for fear that it would contain investment-level jargon where you're watching the video in one browser, with an investor's dictionary in the next attempting to understand what an index fund really is. I have the nerve to copy the link to this video and post it in all the other "How to invest.." videos I've wasted my time on with the message "This is how you "Explain it to me like I'm a 5-year-old".
I absolutely love how you broke that down…. Thank you ❤❤❤❤
Investing early is like watering your future; each drop today turns into streams of wealth tomorrow.,.
So helpful! This video is approachable, no extra material, and easy to follow. Thank you for creating this video, I gained a lot of financial information and literacy from watching.
Hi Rose! Thanks so much for this video. The max you can put into a Roth IRA each year is about $6.5K. In your example, you invested $1K. Should I buy index funds and bonds up to $6.5K annually (if I have the money)? If so, do I buy different index funds and bonds each time, or do I just keep buying the same? How often should I invest?
Great video.
Last week I increased the amount going into my 401K to the max amount 50+ provision most of this is a ROTH 401K except for the amount I needed for the company match which is the pre-tax 401K. I'm investing in a managed fund that has a fairly low expense ratio and is heavy in bonds and the bulk of my money goes into a S&P500 index fund.
This week I opened up a taxable brokerage account to start investing in an international stock index fund ETF that will give me international exposure in my portfolio. Good times.
Even just 3 minutes into the video and this video was already more helpful than any other video about investing that I've watched. Thank you!
@_Rose68 👍👍
Thank you Rose, very informative content and easy to understand! How often should we rebalance our portfolio? Are there any brokerages that include this function? Please make a step by step, video covering this topic.
I’m learning so much from this video. Looking into start a custodial account for my 3 and 6 year old and was wondering if you have videos on how to invest after I open the accounts.
Thanks so much and keep up the fantastic work and friendly educational videos
Thank you for putting on the training wheels for those us who needed this. 😊😊
First time in my entire life that I’m able to understand the concept of investing in stocks, thank you so much for taking the time to do such a good video and explain it the best way possible❤
I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free
You're really doing well for yourself, my retirement plans are going down the drain, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
Will recommend you speak with *Jenny Pamogas Canaya,* she will assist you
thanks for sharing, hope to speak with her soon. I've known I've wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. but its hard to bite the bullet and do it.
thank you thank you thank you. as a woman getting into investing for the first time i can say this is the exact thing i needed. in other words, i saw multiple videos before this from men and didnt understand a word of it. you are spectacular!!!
This is an enlightening perspective. Newcomers should always bear in mind that short-term movements in financial markets can be highly unpredictable and often irrational. Being prepared for unexpected fluctuations is essential because randomness plays a significant role in the market. Due to these inherent risks, I tend to lean towards long-term investment strategies, which provide a more stable and measured approach to wealth accumulation.
I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-adviser whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we just don't know
Finding financial advisors like Margaret Johnson Arndt who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Yes, the key is : Patience. It easy to sell fear and get everybody panic mode. Next is long term educating yourself finanically and reading good books not just book on finance, there are also plenty of good youtube videos. Another factor is lifestyle, most ppl who are able to achieve FIRE, FINANCIALINDEPENDENCE RETIRE EARLY, have very simple lifestyle, it does not mean they stinge on many things, it just that they see through all the marketing tactics and tricks to entice ppl to part with their money, many ppl inflate their image by spending money and following idols and buying a house way beyond their means. I spend money on reading especially good books, it that one particular book can teach me to be wiser and a better person or made better choice, I will buy that book. There is a confucious saying, if one has 1 year, plant rice, if 10 years plant trees that bear good fruits and if one has the potential to live 100 years then educate yourself. Be humble and learn from everyone or everybody including idiots so we don't end up like one. Patience, due diligience and be giving to your society in the right way and in the right doses earn one more merits and have a greater postive impact overall . Never copycat wholesale.
Thank you so much Rose! I have watched other investing videos before and I was still intimidated at the idea, but I absolutely love how you broke it down. It doesn’t seem as intimidating now and I think I’ll follow your tips on investing in their few months. Thank you for sharing your knowledge!
Thanks a million Rosa,
I truly appreciate your your simplified explaination on investment. I truly love your videos. Keep up the good work. Bye for now.
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content
Hi Rose, I have some assets in digital currencies, silver, and gold, but not as much as I would like to. Would also like to add bonds and stocks, but I'm not sure how to do so. My objective is to endure inflation by diversifying my $470k portfolio across various markets. Are you able to assist me?
Just Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
That's why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advsor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.
@josephbush That's incredible! What did you invest in? I'm really interested in this, because I'm in a similar position at the moment. more info needed please
'Heather Lee Larioni' deserves credit as one of the finest portfolio managers in the industry. Her reputation precedes her, and I highly recommend looking her up to locate her online if you are internet-savvy.
Thank you for sharing, I must say, Heather appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call
Thank you SO much for this! I want to increase my income streams in 2024 and investing has always intimidated me but your explanation made it so clear and easy!!
Thank you Rose. Greatly appreciate your approach and look forward to learning as much as I can from you. Thanks again!
Hi Rose An! Thank you so so so so much!!! I used to think that I was simply unteachable on stocks and bonds. It's like I was blind my whole life and you just gave me my sight back!!! Thank you so much for that!!! You're simply AWESOME!!! I found everything I needed to invest my first $1,000!!!🙏🙏🙏😊😊😊
Thank you so much,this info is literal gold! Also for the cheat sheet! ❤🎉
Thank you so so so much Rose. I feel like giving you a hug. You've answered lots of questions on my mind in one video. Thank you.