big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again
In my opinion I do feel sometimes protecting your capital feels more important than making money, I'd say this due to the fact that if you lose your capital making money is much more harder. Missing the train vs loosing your money. There're a lot of trains if you ask me, however if you do lose your money its gone.
A lot of persons tend to forget that banks are return driven businesses. I don't trust keeping a large sum in a bank. Rather investing with guidance, enjoy the benefits and save for retirement.
If you ask me no one truly know anything, you on the other hand need to set up your own process, stick to the plan while of course learning from mistakes and continually improving.
Well the earlier you understand its no gamble or game of luck, I go about my trades with a remarkable adviser, this approach has gotten my $110k startup eight times the initial, nothing compares as far I'm concerned.
Alright then, you'd want to do a little due diligence and web search Amelia Sophie Woledge, I've worked with a couple so I can say for certain, truly exceptional and phenomenal.
Hey Rose! You are the reason I made my first investment outside of my 401k at age 54, 4 yrs ago. Everyone says you SHOULD invest. They never tell you HOW. You told me how and what to invest in. THANK YOU!
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
This video has been brilliant. I've just gone from zero understanding of investing and high anxiety to feeling calm and comfortable to dive deeper. Thank you 🌹
Thank you for showing the HOW, I’ve been researching for so long and you’re the first creator I’ve seen to actually hold our hand through it and show us what to do!
Accept people laughing at your $0.50 dividends, Stick to the process and accumulate more shares,Laugh at them for not understanding how compounding works.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
beginning at 50yrs ,I got faith , we can do it . Thank you for educating me especially on Roth IRA & bond funds . Wish I knew these when I was young and wasted all my money on very useless things .I guess life is a school .Keep up the teaching .
Dear Rose, your channel was the first to introduce me to personal finance and investment. I subscribed about 4 years ago. My knowledge is so good now that I get paid to teach people. Thank you for all you do and keep doing. With much love, Erica Ogbebor from 🇳🇬
Keep in mind, you cannot contribute to a Roth IRA if your income is >139k or combined married income is >206k. In these instances you can create a backdoor IRA which means you fund a Traditional IRA and convert it to a Roth IRA.
Watching this has really blown me away. I’m west African so clearly….this is new to me…furthermore they did not teach this in high school or grad school smh. Thank you so much for this thorough explanation
tbh I am trying to become financially literate because my dad is always saying we are poor. But I never see him do anything different. For me if something is not working out I am going to switch it up. So, as a 17 yr old who is going to be working soon. I wanted to learn about investing and other smart financial decisions. Im so excited to watch this!
im also 17 and I’m jut tryna make it out, last night i had a realization that i don’t want to pursue dental hygiene anymore and be stuck in the matrix like she said the “trading time for money” cycle
@@gr4vedg0reAs Alex Hormozi says, you WILL need to eat the shit sandwiches (eg. Trade time for money) for a time. As someone who's young, you should 100% be spending your time now GAINING HIGH LEVERAGE SKILLS and racking them up. When the time is ripe, you will be able to use those skills and make a much higher salary than most people. Good luck on the journey
@gr4vedg0re heard from a friend that lots of times it's casual work hours so you can still have flexibility if you don't want to be stuck with dental hygiene. It's a safe job but also surrounded by radiation everyday, which ruins health. That's her take, from someone that regrets getting into it. Even though she earns well
@@gr4vedg0re uhmmm, I agree regarding 'the matrix ', BUT, you gotta "Have money", in order to make money 🤑. Or in order to have it "WORK", for you! So at least do your dental hygiene 🪥, for the moment. But STARTING THIS EARLY IS PERFECT !!!
I don’t know what to say. I am so touched that you would take your time to share this information step by step. I have NEVER understood this, never been taught it, and now I finally have a little more understanding of how investing works and I feel very blessed for it. Thank you so much! God bless you! ❤
The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. Now the election is over, I expect to make a return on the about $100K that I plan to invest in equities.
Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
How can I contact this adviser of yours? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘Diana Casteel Lynch’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
this is the best beginner video i have ever seen. thank you SO much for taking the time to put this together so perfectly and for putting effort into that cheat sheet.
Thank you so much for this Rose! I just invested my first $1000 after watching this video, and and you made the process so easy and understandable. Can't thank you enough for walking me through it!
When we trusted Rose Han, we lost it all: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
This is what I mean when I say explain it to me like I’m a 5 year old lol the shopping carts and pictures really helped. Sending this to my family we opened a family savings together that I’m in charge of and it’s going really well. A lot of black families aren’t familiar with this so I’m happy to be able to share this with mine
I just wanna say thank you so much for walking us through the investment process on Fidelity! My money has been sitting in my Roth IRA without movement for the last 2 1/2 years, and I finally invested it today alongside your video tutorial. Thank you thank you thank you!
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content 🌹
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 50k weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
She even gave us a good starting point to guide ourselves on how much to invest in stocks vs. bonds based on our age...AND I UNDERSTOOD IT 👏🏿👏🏿👏🏿 subscribed, thank you🙏🏿
I've been sooo intimidated to start investing in the last few years. After watching this, I feel SO much more comfortable to continue learning and seeing what would be best for me. Thank you so much!!
Thank you so much for this! I’ve never understood all this investing business. Now I feel more confident to get started! I’m starting late but I’m determined to be debt free, budget and invest for retirement!
I have learned so much from you simply talking to us and explaining certain terminology that I never understood. We look forward to investing after we clear some debt. Thank you so much! Very informative
What I don't love is how she disregards the scams being inflicted on the people that trust her! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
BRAVO ROSE! BRAVO!!! FINALLY! Someone who knows how to explain what investing is and what all those terminologies mean. You broke it down like a fraction. I almost didn't click this video for fear that it would contain investment-level jargon where you're watching the video in one browser, with an investor's dictionary in the next attempting to understand what an index fund really is. I have the nerve to copy the link to this video and post it in all the other "How to invest.." videos I've wasted my time on with the message "This is how you "Explain it to me like I'm a 5-year-old".
But she doesn't protect her followers: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thanks as always Rose. You're always clear and informative. I enjoy all of your content but it's really nice to see you back to your investing roots. Love it.
Thank you for this video. Great job at explaining everything without making the video tirelessly long and boring. Very informative. And Fidelity is my go to as well.
Thank you. You’ve actually bridged the gap for me to start investing my money. After being a single parent I’ve had a late start in life as far as working goes but now I drive truck, have few bills, and want to invest most of the net amount of my paychecks for the future.
This video was sooooo helpful and actually made me feel excited to learn more about investing. After reading and watching other videos I felt really overwhelmed and "behind." This video made everything so easy to understand, thank you!
Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed
Thank youuuuuuu I am not a US citizen but I wanted to know more and this video answered all my questions. Thanks again for your generosity. Greetings from Chile!! 🇨🇱🇨🇱🇨🇱
I’m learning so much from this video. Looking into start a custodial account for my 3 and 6 year old and was wondering if you have videos on how to invest after I open the accounts. Thanks so much and keep up the fantastic work and friendly educational videos
Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
I agree. From my own experience working with a licensed fiduciary, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
Recently, I've been considering the possibility of speaking with consultants. I need guidance, but I'm not sure if their services would be all that helpful.
I find this informative, curiously explored Lauren on the web, spotted her consulting page, and was able to reach out to her, she shows quite a great deal of expertise from her resume.. very much appreciated.
What she forgot to share is the fact people are impersonating her and scamming her own followers, while she does nothing about it! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thank you so much Rose! I have watched other investing videos before and I was still intimidated at the idea, but I absolutely love how you broke it down. It doesn’t seem as intimidating now and I think I’ll follow your tips on investing in their few months. Thank you for sharing your knowledge!
What she still has not broken down is how her followers are getting scammed out of their entire life savings by people pretending to be her! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.
I recommended her to my own wife and mother. And she let us down: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
So helpful! This video is approachable, no extra material, and easy to follow. Thank you for creating this video, I gained a lot of financial information and literacy from watching.
Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid....especially if the employer is investing in good index funds. Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.
Hi Rose, I really appreciate your video on starting to invest, especially for beginners. Your explanations are clear and relatable, making the intimidating world of investing much more approachable. Keep up the fantastic work! 💰📈👏
Her delivered an incredibly detailed and beginner-friendly guide to kickstart the investing journey! Her explanations about stocks, bonds, and asset allocation are spot-on, and Her passion for helping others make informed financial decisions shines through. 🚀📈
I want to express my gratitude for your video on beginner investing. Your clear and relatable explanations make the world of investing much less intimidating. Keep up the excellent Job!
I’ve learned more in this 20 min video than I ever have from my parents/husband at 30 y/o, especially in HOW to actually invest the money with stocks/bonds. More than just saying “put your money in a Roth IRA!” Thank you very much!
Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks
Thank you Rose, very informative content and easy to understand! How often should we rebalance our portfolio? Are there any brokerages that include this function? Please make a step by step, video covering this topic.
My biggest irk with ETFs is the lack of optimization;changes in any given stock in the ETF can drag your portfolio down. While dividends can provide immediate income, the true power lies in the compounding effect over many years. But in general, I think the stock market isn't showing any sign of slowdown and I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing. I sccheduled a caII
Thank you SO much for this video. I have clicked though tons of beginner investing videos that skipped the basic knowledge or just used lots of jargon without defining it so I was overwhelmed. This video helped me so much.
Thanks a million Rosa, I truly appreciate your your simplified explaination on investment. I truly love your videos. Keep up the good work. Bye for now.
What a magnanimous and beautiful human being you are! To share this valuable information for free after taking the time to create such a thought-out and informative video, it's just such a kind thing to do. Not to mention the cheat sheets and other useful tools that you also share free of charge! Thank you so much. Never doubt that you're making the world a much better place by just being who you are.❤
Thank youuuuu! I swear, I pick up on other things quickly, but understanding investing has been a HUGE struggle. This level of granularity and very simply approach helped me a ton.
I really appreciate this video! You’ve helped give me the tools to make a more precise investment plan and inspired more research of my own so thanks 😁
Thank you, I’ve been going back and forth on my investment strategy for a while now and you just made it easy!You’re awesome!!! You just gained another subscriber! Thank you
Incredibly helpful, Rose…thank you for making things so clear and accessible to all. Your genuine desire to help shines through on your channel..the best vid I have seen on the basics of investing! Keep up the great work!
SHOUT OUT TO THIS WOMAN WHO ACTUALLY ACTUALLY SHOOOOOOOWED HOOOOW TO DO IT .... LITERALLY!!!!! Thank you!!!! Sheeesh sooooo many of these dam people on here want to talk but never SHOW US! I've been hesitant to invest and get my portfolio started because i didn't know how through visual aid! New subscriber just bcse of your ability to SHOW ME HOW! ❤❤❤❤❤❤❤❤❤
Thanks, this was very nice and easy to follow. I've got 2 question though, can we invest in the USA or even Canada without living there? Are there taxes attached? I am new to this and everything still confuses me.
I'll tell you this from personal experience, it's always better to use an actual prof adviser in situations like this so you don't end up losing your money. They know their way around the taxes and the market better. Just like you, I don't stay in the US, I stay in Canada but made my first 6 digits last year only after more than a year of losing a lot of my hard-earned money by trial and error investing through the US market. Best wishes
You should start by looking out for those from reputable brokerages and good track records. Personally, I use Marie, Kelly Matwick. You could also look into her. Also make sure the person is registered.
This is the breakthrough for me, Awesome information. The Credit card part is tough though. I can't wait to pay off credit cards before investing at my age. I have to work on both at the same time. I was trying to decide b/w Fidelity and Vanguard, great to know that both are good.
thank you thank you thank you. as a woman getting into investing for the first time i can say this is the exact thing i needed. in other words, i saw multiple videos before this from men and didnt understand a word of it. you are spectacular!!!
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal
Download my free Index Fund Cheatsheet here! rosehan.com/indexfundcheatsheet
What is the name of the background music in your video. It sounds so good.
I have a question. Are you able to add more money to the stock and bonds you bought?
Hi Rose, a very interesting video I'm learning a lot with your videos, quastion is that OK to use fidelity here UK 🇬🇧
big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
Could you possibly recommend a CFA you've consulted with?
Her name is Lauren Camille Brown can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
I wish they taught investing at school level, there is so much advantage to doing this! My biggest regret is that I started so late.
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again
Could you possibly recommend a CFA you've consulted with?
Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
In my opinion I do feel sometimes protecting your capital feels more important than making money, I'd say this due to the fact that if you lose your capital making money is much more harder. Missing the train vs loosing your money. There're a lot of trains if you ask me, however if you do lose your money its gone.
A lot of persons tend to forget that banks are return driven businesses. I don't trust keeping a large sum in a bank. Rather investing with guidance, enjoy the benefits and save for retirement.
If you ask me no one truly know anything, you on the other hand need to set up your own process, stick to the plan while of course learning from mistakes and continually improving.
Well the earlier you understand its no gamble or game of luck, I go about my trades with a remarkable adviser, this approach has gotten my $110k startup eight times the initial, nothing compares as far I'm concerned.
Th's some fascinating figures ma'am , I'd appreciate a little more info on your adviser if you don't mind.
Alright then, you'd want to do a little due diligence and web search Amelia Sophie Woledge, I've worked with a couple so I can say for certain, truly exceptional and phenomenal.
Hey Rose! You are the reason I made my first investment outside of my 401k at age 54, 4 yrs ago. Everyone says you SHOULD invest. They never tell you HOW. You told me how and what to invest in. THANK YOU!
🌟
@@skittles2055how did you do that ? I’m 54 as well. Any tips are welcomed 😊
You have done great for yourself. I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success!
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message
I love this story! Thank you for sharing it! I’m 46 and was wondering if it’s too late.
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
Do you mind sharing info on the adviser who
assisted you? I'm 39 now and would love to
grow my portfolio and plan my retirement
I'm definitely gonna check her out. Do you have any idea if she manages family fund?
She's definitely going to help you. All you have to do is look up her full name and reach out to her on her webbsite...
Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made
This video has been brilliant. I've just gone from zero understanding of investing and high anxiety to feeling calm and comfortable to dive deeper. Thank you 🌹
Thank you for showing the HOW, I’ve been researching for so long and you’re the first creator I’ve seen to actually hold our hand through it and show us what to do!
Accept people laughing at your $0.50 dividends, Stick to the process and accumulate more shares,Laugh at them for not understanding how compounding works.
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
Could you possibly recommend a CFA you've consulted with?
Her name is Amy Desiree Irish can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
beginning at 50yrs ,I got faith , we can do it . Thank you for educating me especially on Roth IRA & bond funds . Wish I knew these when I was young and wasted all my money on very useless things .I guess life is a school .Keep up the teaching .
Dear Rose, your channel was the first to introduce me to personal finance and investment.
I subscribed about 4 years ago.
My knowledge is so good now that I get paid to teach people.
Thank you for all you do and keep doing.
With much love, Erica Ogbebor from 🇳🇬
I’m only 10 minutes in and you’ve taught more to me than I learned in high school. Thank you for sharing this valuable info!
Keep in mind, you cannot contribute to a Roth IRA if your income is >139k or combined married income is >206k. In these instances you can create a backdoor IRA which means you fund a Traditional IRA and convert it to a Roth IRA.
Can you do a backdoor ira if you make less than 139?
This has to be the best beginner friendly investing video that I’ve ever come across.. thank you so much!
Watching this has really blown me away. I’m west African so clearly….this is new to me…furthermore they did not teach this in high school or grad school smh. Thank you so much for this thorough explanation
tbh I am trying to become financially literate because my dad is always saying we are poor. But I never see him do anything different. For me if something is not working out I am going to switch it up. So, as a 17 yr old who is going to be working soon. I wanted to learn about investing and other smart financial decisions. Im so excited to watch this!
im also 17 and I’m jut tryna make it out, last night i had a realization that i don’t want to pursue dental hygiene anymore and be stuck in the matrix like she said the “trading time for money” cycle
@@gr4vedg0reAs Alex Hormozi says, you WILL need to eat the shit sandwiches (eg. Trade time for money) for a time. As someone who's young, you should 100% be spending your time now GAINING HIGH LEVERAGE SKILLS and racking them up. When the time is ripe, you will be able to use those skills and make a much higher salary than most people. Good luck on the journey
@gr4vedg0re heard from a friend that lots of times it's casual work hours so you can still have flexibility if you don't want to be stuck with dental hygiene. It's a safe job but also surrounded by radiation everyday, which ruins health. That's her take, from someone that regrets getting into it. Even though she earns well
Smart girl 🎉
@@gr4vedg0re uhmmm, I agree regarding 'the matrix ', BUT, you gotta "Have money", in order to make money 🤑. Or in order to have it "WORK", for you! So at least do your dental hygiene 🪥, for the moment. But STARTING THIS EARLY IS PERFECT !!!
I don’t know what to say. I am so touched that you would take your time to share this information step by step. I have NEVER understood this, never been taught it, and now I finally have a little more understanding of how investing works and I feel very blessed for it. Thank you so much! God bless you! ❤
I have been reading countless books trying to understand these subjects but the way she explains it makes it easy and simplified.
The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. Now the election is over, I expect to make a return on the about $100K that I plan to invest in equities.
Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.
That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.
How can I contact this adviser of yours? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘Diana Casteel Lynch’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
Blcktken300 gang in the house! Thanks for the analysis!
Girl! You are amazing in explaining all of this!! Thank you so much for the help! You deserve a thousand of thumbs up!!
this is the best beginner video i have ever seen. thank you SO much for taking the time to put this together so perfectly and for putting effort into that cheat sheet.
Thank you so much for this Rose! I just invested my first $1000 after watching this video, and and you made the process so easy and understandable. Can't thank you enough for walking me through it!
Inquiry Please : where/what was that first $1000 invested in & how has that been going thus far?
Can a retired individual invest for her 6-8-10 yrs old grandchild?
When we trusted Rose Han, we lost it all:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
This is what I mean when I say explain it to me like I’m a 5 year old lol the shopping carts and pictures really helped. Sending this to my family we opened a family savings together that I’m in charge of and it’s going really well. A lot of black families aren’t familiar with this so I’m happy to be able to share this with mine
After years of trying to understand all the terms used in investing your video i understood everything. thank you 😊
I just wanna say thank you so much for walking us through the investment process on Fidelity! My money has been sitting in my Roth IRA without movement for the last 2 1/2 years, and I finally invested it today alongside your video tutorial. Thank you thank you thank you!
Oh my. Hope it grew a bit?
When dealing with a hardship credit debts, student loans and I decided to start saving $5 per day. That’s like saving from a cup of tea or coffee. It’s best to make your own to saved. Also, it’s a lifestyle what I’m used to but it’s all about mindset at the end of day. Good content 🌹
A very good method
You make understanding this stuff so much easier! Thank you!
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 50k weekly and this has improved my financial life. Great piece!
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
Do you mind sharing info on the adviser who
assisted you? I'm 39 now and would love to
grow my portfolio and plan my retirement
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The "Final Tips" section alone is worth giving this video a watch! Thanks, Rose. Stay you!
She even gave us a good starting point to guide ourselves on how much to invest in stocks vs. bonds based on our age...AND I UNDERSTOOD IT 👏🏿👏🏿👏🏿
subscribed, thank you🙏🏿
I've been sooo intimidated to start investing in the last few years. After watching this, I feel SO much more comfortable to continue learning and seeing what would be best for me. Thank you so much!!
Thank you so much for this! I’ve never understood all this investing business. Now I feel more confident to get started! I’m starting late but I’m determined to be debt free, budget and invest for retirement!
I have learned so much from you simply talking to us and explaining certain terminology that I never understood. We look forward to investing after we clear some debt. Thank you so much! Very informative
Thanks for the cheat sheet! 🙏 Saves beginers like me a ton of time!
Rose, good job teaching about ROTH IRA's. So many people think it's an actual investment. LOVE the grocery cart visual.
What I don't love is how she disregards the scams being inflicted on the people that trust her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Hi Rose! I have forwarded your videos to my kids. I'm starting late in investing and I want them to get a head start. Thank you for your videos! ❤
BRAVO ROSE! BRAVO!!! FINALLY! Someone who knows how to explain what investing is and what all those terminologies mean. You broke it down like a fraction. I almost didn't click this video for fear that it would contain investment-level jargon where you're watching the video in one browser, with an investor's dictionary in the next attempting to understand what an index fund really is. I have the nerve to copy the link to this video and post it in all the other "How to invest.." videos I've wasted my time on with the message "This is how you "Explain it to me like I'm a 5-year-old".
Rose, you have no idea how much I appreciate your content. Your videos provide so much valuable information in a very digestible manner.
But she doesn't protect her followers:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I absolutely love how you broke that down…. Thank you ❤❤❤❤
Thanks as always Rose. You're always clear and informative. I enjoy all of your content but it's really nice to see you back to your investing roots. Love it.
i love making a variety of content for you guys and showing different aspects of me, so thank you for being here for all of it, appreciate you! ♥️
Hi Rose,
Can you make a video on helping teenagers get knowledgeable on investing?
@@itsrosehan Are you still believe in crypto long term?
Easy on the ears and the eyes… Very clear and concise.
Thank you for breaking this down. You really helped me understand the basic concepts and gave me the confidence to get started.
Thank you for this video. Great job at explaining everything without making the video tirelessly long and boring. Very informative. And Fidelity is my go to as well.
This is great information, I love how she demonstrated how to purchase the index funds and bonds thank you so much!!! 🙏🏾🙌🏾💯
Thank you. You’ve actually bridged the gap for me to start investing my money. After being a single parent I’ve had a late start in life as far as working goes but now I drive truck, have few bills, and want to invest most of the net amount of my paychecks for the future.
This video was sooooo helpful and actually made me feel excited to learn more about investing. After reading and watching other videos I felt really overwhelmed and "behind." This video made everything so easy to understand, thank you!
Well I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed
So I suggest you try less
Thanks for your lesson! I am 54 and just started 😢, but it makes me feel stronger!
Thank youuuuuuu I am not a US citizen but I wanted to know more and this video answered all my questions. Thanks again for your generosity. Greetings from Chile!! 🇨🇱🇨🇱🇨🇱
This is one of the best explanations of investing I have seen on TH-cam. Kudos to you Rose for making it so easy for us newbies! ❤
Please tell me some of the lessons you learned
Thank you Rose. I am so ready to invest due to the simplicity of your break down.
I’m learning so much from this video. Looking into start a custodial account for my 3 and 6 year old and was wondering if you have videos on how to invest after I open the accounts.
Thanks so much and keep up the fantastic work and friendly educational videos
Rose 🌹
This is an EXCELLENT video. Your purposefully selected words will help those listening.
Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
The strategies are tough for average people. They're usually done well by experts with lots of skills and knowledge.
I agree. From my own experience working with a licensed fiduciary, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
Recently, I've been considering the possibility of speaking with consultants. I need guidance, but I'm not sure if their services would be all that helpful.
Lauren Marissa Steiner is the fiduciary I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I find this informative, curiously explored Lauren on the web, spotted her consulting page, and was able to reach out to her, she shows quite a great deal of expertise from her resume.. very much appreciated.
Thank you so much Rose!! As someone who did not grow up with this kind of resource, I appreciate your sharing!!!
What she forgot to share is the fact people are impersonating her and scamming her own followers, while she does nothing about it!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thank you so much Rose! I have watched other investing videos before and I was still intimidated at the idea, but I absolutely love how you broke it down. It doesn’t seem as intimidating now and I think I’ll follow your tips on investing in their few months. Thank you for sharing your knowledge!
Your teaching is like learning the birds and the bees of investing! Thank you so much for your clear breakdown😮.
What she still has not broken down is how her followers are getting scammed out of their entire life savings by people pretending to be her!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Thank you so so so much Rose. I feel like giving you a hug. You've answered lots of questions on my mind in one video. Thank you.
Love this! I binged your early videos years ago on how to start investing. I have recommended your videos to so many people!!Your videos encouraged me to get into wealth management myself so I can ultimately break it down for our community as well.
I recommended her to my own wife and mother. And she let us down:
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
Great video! It's worth listening to it. Thank you
So helpful! This video is approachable, no extra material, and easy to follow. Thank you for creating this video, I gained a lot of financial information and literacy from watching.
I cannot say enough how much I appreciate this video! I have been looking for this exact information for a while. I appreciate this so much!
Hey Rose, I love how most of the video is dedicated on the practical steps to start investing. The employer matching 401k is solid....especially if the employer is investing in good index funds.
Your content is is raising financial literacy in a world where people desperately need to learn how to manage their money with a long time horizon in mind.
Hi Rose, I really appreciate your video on starting to invest, especially for beginners. Your explanations are clear and relatable, making the intimidating world of investing much more approachable. Keep up the fantastic work! 💰📈👏
Her delivered an incredibly detailed and beginner-friendly guide to kickstart the investing journey! Her explanations about stocks, bonds, and asset allocation are spot-on, and Her passion for helping others make informed financial decisions shines through. 🚀📈
I want to express my gratitude for your video on beginner investing. Your clear and relatable explanations make the world of investing much less intimidating. Keep up the excellent Job!
Financial literacy is indeed a critical skill.
Gold ideas! thanks for sharing!
Finally someone that explains this well!! Thank you!
You explained this so well, that even a 5 year old could understand. Thank you so much for the detailed explanation!! 😊
I’ve learned more in this 20 min video than I ever have from my parents/husband at 30 y/o, especially in HOW to actually invest the money with stocks/bonds. More than just saying “put your money in a Roth IRA!” Thank you very much!
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉
Hi rose, I appreciate you doing this step by step video. I was wondering if you can do another one similar but with how to contribute more money to the index funds itself ! Thanks
Even just 3 minutes into the video and this video was already more helpful than any other video about investing that I've watched. Thank you!
@_Rose68 👍👍
Thank you for putting on the training wheels for those us who needed this. 😊😊
You are an excellent teacher! So few people know how to teach. Thank you for your help.
Thank you Rose, very informative content and easy to understand! How often should we rebalance our portfolio? Are there any brokerages that include this function? Please make a step by step, video covering this topic.
Best beginner video I’ve ever seen! And I’ve been researching investing for a while now! Thank you for your content and information 💙🥰
My biggest irk with ETFs is the lack of optimization;changes in any given stock in the ETF can drag your portfolio down. While dividends can provide immediate income, the true power lies in the compounding effect over many years. But in general, I think the stock market isn't showing any sign of slowdown and I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing. I sccheduled a caII
You explain very well! Thank you so much!
Thank you so much,this info is literal gold! Also for the cheat sheet! ❤🎉
Thank you SO much for this video. I have clicked though tons of beginner investing videos that skipped the basic knowledge or just used lots of jargon without defining it so I was overwhelmed. This video helped me so much.
I'm looking to start investing and I'm so glad I ran across this video.❤
Yes me too I finally found a stock that is way profitable to get into
Rose, you are so easy and detailed to listen to! I have no clue on How to invest, now I have some ideas thanks to you!
Thanks a million Rosa,
I truly appreciate your your simplified explaination on investment. I truly love your videos. Keep up the good work. Bye for now.
Omg.. thank you so much. I have everything at work but wanted to do something on my own and this really helped. I am going for it today 🎉
What a magnanimous and beautiful human being you are! To share this valuable information for free after taking the time to create such a thought-out and informative video, it's just such a kind thing to do. Not to mention the cheat sheets and other useful tools that you also share free of charge! Thank you so much. Never doubt that you're making the world a much better place by just being who you are.❤
Thank you! I've been searching for a video that helps break the ice on this finance stuff and this video was a perfect start.
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉
Thank you Rose. Greatly appreciate your approach and look forward to learning as much as I can from you. Thanks again!
I have struggled to understand some of the simple basics but you put it in terms that I completely understand and am taking action on. Thanks!
Thank youuuuu! I swear, I pick up on other things quickly, but understanding investing has been a HUGE struggle. This level of granularity and very simply approach helped me a ton.
If you’re looking for help with where to start with investing- Run don’t walk to watch this video!!! Amazingly helpful information for beginners.
I really appreciate this video! You’ve helped give me the tools to make a more precise investment plan and inspired more research of my own so thanks 😁
Thank you, I’ve been going back and forth on my investment strategy for a while now and you just made it easy!You’re awesome!!! You just gained another subscriber! Thank you
Hey Rose, please add “mind reader” to your resume. I was just looking up this info today. Thank you 🙌🏾😂
🤣 haha awesome, great timing!
Yeah. I've been looking up this topic the last few days and gathering any books related.
Me too lol
Thank you. You explain it so easily and clearly. I appreciated immensely. Blessings
Thank you for teaching us to protect ourselves. I am grateful how you nmade it look very easy to do. 🙏🏼
This is by far the best step by step investing video
Incredibly helpful, Rose…thank you for making things so clear and accessible to all. Your genuine desire to help shines through on your channel..the best vid I have seen on the basics of investing! Keep up the great work!
Thank you! I keep hearing invest, invest, invest! But I had no idea how to do so. Thank you again!
SHOUT OUT TO THIS WOMAN WHO ACTUALLY ACTUALLY SHOOOOOOOWED HOOOOW TO DO IT .... LITERALLY!!!!! Thank you!!!! Sheeesh sooooo many of these dam people on here want to talk but never SHOW US! I've been hesitant to invest and get my portfolio started because i didn't know how through visual aid! New subscriber just bcse of your ability to SHOW ME HOW! ❤❤❤❤❤❤❤❤❤
I REALLY ENJOY HOW YOU EXPLAIN EVERYTHING!!!!
MANY THANKS!!!!
Thanks, this was very nice and easy to follow. I've got 2 question though, can we invest in the USA or even Canada without living there? Are there taxes attached? I am new to this and everything still confuses me.
I'll tell you this from personal experience, it's always better to use an actual prof adviser in situations like this so you don't end up losing your money. They know their way around the taxes and the market better. Just like you, I don't stay in the US, I stay in Canada but made my first 6 digits last year only after more than a year of losing a lot of my hard-earned money by trial and error investing through the US market. Best wishes
@hildredscali1754 true that. been putting some thought into this for sometime now. what are the steps for getting one.. like a really good one?
You should start by looking out for those from reputable brokerages and good track records. Personally, I use Marie, Kelly Matwick. You could also look into her. Also make sure the person is registered.
@hildredscali1754 wow!! I know this pretty lady. Used to share an office block with her years back
Such a great and informative video!!! Love your transparency at the end! Also thank you for the free cheat sheet. You are a gem.
This is the breakthrough for me, Awesome information. The Credit card part is tough though. I can't wait to pay off credit cards before investing at my age. I have to work on both at the same time. I was trying to decide b/w Fidelity and Vanguard, great to know that both are good.
Please, is robinhood the good one too?
thank you thank you thank you. as a woman getting into investing for the first time i can say this is the exact thing i needed. in other words, i saw multiple videos before this from men and didnt understand a word of it. you are spectacular!!!
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
I agree. I have pulled in more than $435k since 2020 through my financial-advsor. It pays off more in the long run to just pick quality stocks and ride with those stocks.
wow ,that’s stirring! Do you mind connecting me to your ad-visor please. I desperately need one to diversified my port-folio
Pamela Kay Regel
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal