SO I can spend money on a bus pass, electricity, rent, cell phone, cable, and utilities. That's it. I have soap, shampoo, conditioner, toothpaste, toothbrush, food in the cupboard (dried beans, rice, frozen frozen cooked beans, meat, barley, frozen vegetables, fruit, eggs, milk, cream, flour, baking soda, soup stalk, onions, garlic, spices, olives, canned tomatoes, etc) I should be Ok for a few weeks. :)
Just subbed, I'm going to do this for a year and minimalise as I have no money and loads of stuff, I'm not buying expensive products for a year (panic as I like salon shampoo so I'll probably look like a scarecrow!) no new make up, anything I already have I'm not allowed to buy a duplicate, no clothes from jan 1st, I'm a single mum so I don't have to buy gifts! I've already bought my child's birthday gift, I'm downsizing by 50%, but hoping I can let go of 80%,I just find I can't ever find anything and my stuff stresses me out, I'm hoping to make a few like minded friends who want to sell their stuff on weekends...I'm even giving away two horses I have because I just can't keep spending like I am, it's taken me a month to decide this, thanks for posting this video as everyone I find doing it helps me to know I'm not alone xxx
+gypsy whispers No problem, sounds like your finances will really appreciate this if you keep it up for a whole year. I'd love to hear about your progress :)
This is a great idea! I am so broke and I have been shopping in my own closet. It is amazing how you can come up with new ways to wear the clothes you already have when you can't buy new clothes. I have some many tights and scarves that I can wear the same five base outfits every week and just accessorize them differently.
+Talk Raw I have been doing what u have been talking about for about 12 years.I must also say your a very beautiful young lady and your teeth are perfect.Your husband is a very lucky man.
I accepted your challenge, the very day I saw the video, and I never never thought I would be able to make it the whole month, but I DID IT!!!! Thinking of it as a game helped a lot, and knowing there was an end date helped. Thank you for the suggestion!
You should try reversing that... Try this: figure out what you want to save and then use the rest of the money to pay your bills. If there's not enough for bills then hustle to make more... It's not easy, but it can be a lot of fun. :) pro tip: it helps if your goal for saving is something that will motivate you (like save for an awesome vacation or something you want really really bad)
I just found your channel love it! I’m definitely going to try this challenge I know you did a few years ago but it’s still a great challenge. New subscriber for sure 👍
thank you so much for adding the rules to the challenge. have been looking all over for them and no one included them in their no spend challenge videos, yet I saw them doing grocery halls, etc. I was all, Whaaat? now I get it. thanks Raw Talk. much appreciated. :)
My view on this is that there are 2 things to do. one is to not spend money that you don't need to be spending money on and 2) the secret to doing this is to do as many things that don't cost any money to do. Walk, walk every street in your town or neighborhood, go to the library. also try to not watch TV so you aren't watching commercials.
+Ronald Lindeman I agree on all of it! Sometimes not spending money is more fun because you have to be creative, and you learn new things (like walking around your community can help you find cool spots other people don't know about). I LOVE THE LIBRARY! It's so easy to forget that it's there as a resource. I have a Kindle too and the library lets you check out Kindle books for free online so you don't even have to go to the library! I agree on the TV part too! I mostly watch things online, and I do have Netflix. I'd love to cancel our cable, but my husband loves football so we keep it for that- hoping to get him off of it after football season this year. You're so right on not watching commercials- the less ads you see the less you want to spend money- the same goes for magazine subscriptions- if I don't know what the hot new "thing" is, there's no way for me to want it. :)
if you guys really want to save money on toilet paper and water make sure that you always take a shit at a local gas station/store and steal their paper if u can. Also take a shower at ur friends house when they're not home if u have a spare key
Here is a challenge for you. If you buy hand soap, use the empty refill hand soap for dish soap, shampoo and conditioner. I will empty what's left of these items into the bottle and use it when I need it, especially when you are tight with money. It has helped my husband and I save money (around $40-$60 a year). Give it a try and see what you will end up saving.
Congratulations on getting married - my children and i are in the 1st week of the 30 day no spend and it is very very hard, i brought an essential school jumper for my son however i picked up a pair of shoes and a onesie ect. AVOID shops, or have self restraint, i had to return everything which wasted my petrol!!!
Thank you :) What spurred you to start the no spend challenge? Yes, shops, magazines, sales ads can all make you want things, but it's about having self control. It might help to have a big goal that you're saving for- then every time you're tempted, you can ask yourself things like "are these shoes more important that my dream vacation, my children's education, etc"... Hope this helps. Thanks for stopping by and leaving a comment :)
Thanks you I shared your video on my show tonight and also on my FaceBook page. I would like to speak to you and if possible get an update on how the challenge went. Very grateful, Blase
what you can do also if you have a car is start a car pool. you get 3-4 ppl that have cars and you all take turns driving everyone into work each week so you all save on gas
I'm finding our video late, but I'm in. I have a great way to save money related to hair. I'm a full time wig wearer so I don't spend money on hair cuts, color or hair products.
+Roxie Risk Yeah, I love food and travel too- I'm all about conscious spending, and planning your budget based on your goals and dreams rather than mindlessly spending on crap you don't want or need :)
Nice challenge to help install that 'pause' button that makes you reflect a bit before buying that coffee, spending that gas money, etc. Very good idea to be mindful of the choices we make! Auto-pilot decisions can make us take stuff for granted or get somewhere (in debt) fast. Very nice intro to this 'game'! :)
For my Birthday my wife will normally cook my favourite meal. for Christmas i like to get something for the house something you guys have wanted or wanted to replace but just didn't want to put out the money
LOVE THIS!! We just did a 7 day no spend challenge. It would be SO fun to start some youtuber competitions of who saved more money lol! Love your channel thank you!
I am broke most of the time so I haven't spent money on myself for 5 years now...the only thing I spend it on now is food...which is important for the body anyways, and of course keeping up with bills and a basic phone. I know boring right? But hey! The struggle is real.
It was HARD, but got easier after the first week, now I have a new appreciation for just staying home and enjoying what I already own. Thanks again for the tips!
this is a great video full of great tips. If i can make any suggestions though, the music is a bit loud and is a bit distracting from the great message your talking about. Doing a bit of a spending cleanse myself so this video is a great inspiration :)
Think it should become a habit, you know? Just learn not to buy anything if it's not needed. I'm gonna try this, think it's gonna be interesting. Thanks for sharing this wonderful idea!
Hi. I think the "No Spend" would interest me more if it was followed just like the name says "No Spend". Being allow to pick up a food item to complete a recipe seem to be breaking the rule. However I like the empty the frig and cupboards by eating what is in them to complete the challenge.
Left my debit card at home & made lunch everyday before i go to work.I don't use credit cards & just paid my bills & filled up my car with gas. So far so good after my 1st 3 weeks.
hello im an 18 year old just graduated high school thanks so much for this video im gonna start today..hopefully this helps me save up for a new mac book pro for college! :)
Jimmy Walker Awesome! Way to start early! What kind of job did you get? If you can build good habits and save money now I promise it will pay off in the long run! :)
Hey, 1) congratulations on getting married 2) yes, get creatice and make him hand made gifts, go through the Internet and you will find absolutely amazing ideas. You can include your honeymoon pictures and all that good stuff and make are beautiful hand made collage ^-^ hey, be creative and what not ^-^ Cheers, keep up the good work ( really like your videos ^-^ )
You are beautiful and congratulations on your marriage! As far as toiletries go how about looking for a less expensive way to buy them. Obviously if you still have some, use them, but why not shop for the things you need at the dollar store or online? I can't tell you how many products that I have found that are one third the price at the dollar store. We are talking about the same products but at a fraction of the price of retail stores! People will shop and pay for what is convenient without considering that they can find the same products elsewhere for less!
sckmagic7 Thank you :) Yes, definitely when you do buy them buy them below the regular retail price whether that be via couponing (I have 2 videos that teach all about this), using stores like Costco, buying them when they're on clearance, or like you said, at the 99 Cents store or stores like the Dollar Tree. I just found I would often get to the bottom 25% of my shampoo or something and I would buy/open a new one instead of using the rest of the old one. Many times I would buy something thinking I needed it, only to find a new one in the back of my cabinet... It just helped me go through the stuff I already had :)
Odd, but once I stopped stock piling, I was able to save $500+ a month and put it toward debt. $10,000 in debt ÍI could easily pay off in a good year. Now it's at a snail's pace because I'm laid off. I'm suffering not to put a major dent on my loan. $500 in interest alone will be paid from now until December.
+mommas2monkeys Awesome! Good luck to you! Yeah, a picnic is a great idea. We ended up going to the mountains and having a pot luck surprise party with a bunch of our friends- it was pretty awesome. Let me know how your challenge goes in March :)
Kate Ly I write down what I want, in a pretty notebook that I carry with me. That way, I can separate the things that I genuinely NEED from the things that I just want. And if I still want it after a set time (30 days for this challenge, for example), then I ask myself if it will make me happy. If it will, then I can have it. It's difficult to not get tempted, but you just need to manage it :)
If you think about it, It's not really a No spend since your still paying your bills ect. The challenge should be more realistic. Call it Don't Spend Over $300.
Congrats, hope your marriage is going strong and thanks for the video. Saving money for your Hubbie's b-day present, that's an easy one, hummer, and I'm not talking about the car that gets 10 miles to the gallon! ;)
+Andres Santana nice! I have a Honda Civic! Great car! You may want to consider buying an older version- you lose a lot of the value when you drive it off the lot. Also don't forget that the newer the car the more expensive your insurance will be. Just some things to think about 😊
this is not a no spend challenge , this is making a budget, oh ill only buy food it the recipe call for it? wtf? if you have a freezer you should wait till you literally have no food in there to buy more, and also you can get food for free.
Well, people can take it as far as they want. I personally wouldn't want to eat pasta with nothing on it because I didn't have 1-2 inexpensive ingredients. If you make something too hard people will give up right away, you know?
This isn't even a challenge for me I just do this everyday lol yeah i might buy a doughnut or an arizona sometimes but thats like 10 bucks a month, I only spend on bills, groceries, and gas. But I have a goal in mind so thats probably why I do it
sooooo.....this is not the no spending money challenge. You explained how to spend your money on essentials and nothing else....aka how 80% of the world live ie: check to check
+Brett Foster I disagree. People spend money on non-essentials all the time. What do you spend money on in a month? Also, if you want to be EXTRA creative you don't have to buy food, or gas for your car, but I don't recommend stealing, and your friends may get tired of paying for everything for you all month. AND if you end up being late to work you'll wipe out your income source which would be a bad idea too. If you have better rules for the no spending challenge, let's hear them.
Well you still need to pay your bills. Have you tried to negotiate your bills though? Cable, cell phone, insurance, etc. try calling these companies up and see if you can get your bills reduced. Also if you have debt, try to consolidate and determine a pay back plan to lower your interest and monthly bill.
+Writing in Style online (GH) well try not to buy extra stuff like toiletries, clothes, don't eat out, etc. If you have a lot of food in you're refrigerator, freezer, cabinets etc. you should try to eat that instead of buying more
+Writing in Style online (GH) The next step would be to take a money making challenge then. You can only save so much, but if you can make more while you're saving it can really improve your finances.
Glad you think my video is "happy". If you know all of this I would encourage you to make your own videos. Maybe you have insight you can share with other people.
![[Sub Thai] APT. - ROSÉ & Bruno Mars](http://i.ytimg.com/vi/bYjhzP8x_uc/mqdefault.jpg)
SO I can spend money on a bus pass, electricity, rent, cell phone, cable, and utilities. That's it. I have soap, shampoo, conditioner, toothpaste, toothbrush, food in the cupboard (dried beans, rice, frozen frozen cooked beans, meat, barley, frozen vegetables, fruit, eggs, milk, cream, flour, baking soda, soup stalk, onions, garlic, spices, olives, canned tomatoes, etc) I should be Ok for a few weeks. :)
I have been doing this challenge perfectly for years..... This is a not a challenge it's a budget for people who don't make a lot.
Just subbed, I'm going to do this for a year and minimalise as I have no money and loads of stuff, I'm not buying expensive products for a year (panic as I like salon shampoo so I'll probably look like a scarecrow!) no new make up, anything I already have I'm not allowed to buy a duplicate, no clothes from jan 1st, I'm a single mum so I don't have to buy gifts! I've already bought my child's birthday gift, I'm downsizing by 50%, but hoping I can let go of 80%,I just find I can't ever find anything and my stuff stresses me out, I'm hoping to make a few like minded friends who want to sell their stuff on weekends...I'm even giving away two horses I have because I just can't keep spending like I am, it's taken me a month to decide this, thanks for posting this video as everyone I find doing it helps me to know I'm not alone xxx
+gypsy whispers No problem, sounds like your finances will really appreciate this if you keep it up for a whole year. I'd love to hear about your progress :)
This is a great idea! I am so broke and I have been shopping in my own closet. It is amazing how you can come up with new ways to wear the clothes you already have when you can't buy new clothes. I have some many tights and scarves that I can wear the same five base outfits every week and just accessorize them differently.
You sure can! It pushes your creativity and sometimes you can discover new awesome ways to wear things you already had :)
Could I suggest you to zoom out a bit next time?
You can :)
Dont do it. Youre face is worthy of the close-up.
+dontbeknowing People can suggest anything, it doesn't mean I'll do it ;)
+Talk Raw I have been doing what u have been talking about for about 12 years.I must also say your a very beautiful young lady and your teeth are perfect.Your husband is a very lucky man.
I'm a fan- zoom n!!!!
Great tips on spending freezes! They are so good at controlling spending!
Thanks so much Kelly :)
I accepted your challenge, the very day I saw the video, and I never never thought I would be able to make it the whole month, but I DID IT!!!! Thinking of it as a game helped a lot, and knowing there was an end date helped. Thank you for the suggestion!
+S Kowalski Glad to hear it worked out for you! :)
Great video! Saving money is very hard for me as I seem to collect it all for bills then save what I have left.. Thanks for the tips
You should try reversing that... Try this: figure out what you want to save and then use the rest of the money to pay your bills. If there's not enough for bills then hustle to make more... It's not easy, but it can be a lot of fun. :) pro tip: it helps if your goal for saving is something that will motivate you (like save for an awesome vacation or something you want really really bad)
I just found your channel love it! I’m definitely going to try this challenge I know you did a few years ago but it’s still a great challenge. New subscriber for sure 👍
thank you so much for adding the rules to the challenge. have been looking all over for them and no one included them in their no spend challenge videos, yet I saw them doing grocery halls, etc. I was all, Whaaat? now I get it. thanks Raw Talk. much appreciated. :)
My pleasure :) how'd your challenge go?
My view on this is that there are 2 things to do. one is to not spend money that you don't need to be spending money on and 2) the secret to doing this is to do as many things that don't cost any money to do. Walk, walk every street in your town or neighborhood, go to the library. also try to not watch TV so you aren't watching commercials.
+Ronald Lindeman I agree on all of it! Sometimes not spending money is more fun because you have to be creative, and you learn new things (like walking around your community can help you find cool spots other people don't know about). I LOVE THE LIBRARY! It's so easy to forget that it's there as a resource. I have a Kindle too and the library lets you check out Kindle books for free online so you don't even have to go to the library! I agree on the TV part too! I mostly watch things online, and I do have Netflix. I'd love to cancel our cable, but my husband loves football so we keep it for that- hoping to get him off of it after football season this year. You're so right on not watching commercials- the less ads you see the less you want to spend money- the same goes for magazine subscriptions- if I don't know what the hot new "thing" is, there's no way for me to want it. :)
if you guys really want to save money on toilet paper and water make sure that you always take a shit at a local gas station/store and steal their paper if u can. Also take a shower at ur friends house when they're not home if u have a spare key
Hahaha lol
myfreetime123 That's gas money
Lol
Here is a challenge for you. If you buy hand soap, use the empty refill hand soap for dish soap, shampoo and conditioner. I will empty what's left of these items into the bottle and use it when I need it, especially when you are tight with money. It has helped my husband and I save money (around $40-$60 a year). Give it a try and see what you will end up saving.
Congratulations on getting married - my children and i are in the 1st week of the 30 day no spend and it is very very hard, i brought an essential school jumper for my son however i picked up a pair of shoes and a onesie ect. AVOID shops, or have self restraint, i had to return everything which wasted my petrol!!!
Thank you :) What spurred you to start the no spend challenge? Yes, shops, magazines, sales ads can all make you want things, but it's about having self control. It might help to have a big goal that you're saving for- then every time you're tempted, you can ask yourself things like "are these shoes more important that my dream vacation, my children's education, etc"... Hope this helps. Thanks for stopping by and leaving a comment :)
Thanks you I shared your video on my show tonight and also on my FaceBook page. I would like to speak to you and if possible get an update on how the challenge went. Very grateful, Blase
Hi Blase! Thanks for doing that! If you'd like to chat offline please feel free to email me at talkrawtv at gmail.com :)
what you can do also if you have a car is start a car pool. you get 3-4 ppl that have cars and you all take turns driving everyone into work each week so you all save on gas
I'm finding our video late, but I'm in. I have a great way to save money related to hair. I'm a full time wig wearer so I don't spend money on hair cuts, color or hair products.
+Viola T Nice! Wigs do seem like they would save a lot of time in the morning too!
So emotional! Awesome :) And I like the idea!
I thought I'd made this challenge up, didn't realise there was an actual movement! Food flowers and travel is my rule :)
+Roxie Risk Yeah, I love food and travel too- I'm all about conscious spending, and planning your budget based on your goals and dreams rather than mindlessly spending on crap you don't want or need :)
Lol, I love how you reply to everyone's comments! And I found my funny but inappropriate comment from 4 years ago ;) Cheers from Seattle :)
Nice challenge to help install that 'pause' button that makes you reflect a bit before buying that coffee, spending that gas money, etc. Very good idea to be mindful of the choices we make! Auto-pilot decisions can make us take stuff for granted or get somewhere (in debt) fast. Very nice intro to this 'game'! :)
Hope you enjoy it! It's a challenge but totally worth it!
For my Birthday my wife will normally cook my favourite meal. for Christmas i like to get something for the house something you guys have wanted or wanted to replace but just didn't want to put out the money
LOVE THIS!! We just did a 7 day no spend challenge. It would be SO fun to start some youtuber competitions of who saved more money lol!
Love your channel thank you!
I am broke most of the time so I haven't spent money on myself for 5 years now...the only thing I spend it on now is food...which is important for the body anyways, and of course keeping up with bills and a basic phone.
I know boring right? But hey! The struggle is real.
I Love My Beard if you’re feeding yourself you’re spending money on yourself right? Your health and nutrition is a great investment though!
Your teeth are perfect! Also this is a great video 😄
Yea
+Copper Gypsy thanks :)
Love this. I'm in. Starting tomorrow! Thanks for the video!! (Has anyone ever told you, you look like Emma Stone?) :)
Thank you :) How'd it end up going? No, I've never got that I look like Emma Stone but I'll take it as a compliment :)
It was HARD, but got easier after the first week, now I have a new appreciation for just staying home and enjoying what I already own. Thanks again for the tips!
Shell L. No problem :)
this is a great video full of great tips. If i can make any suggestions though, the music is a bit loud and is a bit distracting from the great message your talking about. Doing a bit of a spending cleanse myself so this video is a great inspiration :)
Thanks for the tip. I'll try to turn it down on the next one :)
this sounds awesome! my biggest challenge will be convincing my teenage daughter...
+Melanie Carson Maybe have there be some kind of reward at the end of it to entice her to do it with you ;)
Think it should become a habit, you know? Just learn not to buy anything if it's not needed. I'm gonna try this, think it's gonna be interesting. Thanks for sharing this wonderful idea!
+Amanda S. Lima No problem, let me know how it goes for you :)
Hi. I think the "No Spend" would interest me more if it was followed just like the name says "No Spend". Being allow to pick up a food item to complete a recipe seem to be breaking the rule. However I like the empty the frig and cupboards by eating what is in them to complete the challenge.
+Mama Fylees Well maybe borrow the items you need from your neighbors. :)
Left my debit card at home & made lunch everyday before i go to work.I don't use credit cards & just paid my bills & filled up my car with gas. So far so good after my 1st 3 weeks.
hello im an 18 year old just graduated high school thanks so much for this video im gonna start today..hopefully this helps me save up for a new mac book pro for college! :)
How did it go?
+Emma Freddie he failed
i got what i wanted :)
+Jeffrey Smith Did you get your mac book pro!?
yes girl!!
She was one of my first salsa teachers =) Hi Rach!
Challenge accepted i just got a job at 15 and burned through my first paycheck i gotta try not to spend money
Jimmy Walker Awesome! Way to start early! What kind of job did you get? If you can build good habits and save money now I promise it will pay off in the long run! :)
Hey,
1) congratulations on getting married
2) yes, get creatice and make him hand made gifts, go through the Internet and you will find absolutely amazing ideas.
You can include your honeymoon pictures and all that good stuff and make are beautiful hand made collage ^-^ hey, be creative and what not ^-^
Cheers, keep up the good work ( really like your videos ^-^ )
You are beautiful and congratulations on your marriage! As far as toiletries go how about looking for a less expensive way to buy them. Obviously if you still have some, use them, but why not shop for the things you need at the dollar store or online? I can't tell you how many products that I have found that are one third the price at the dollar store. We are talking about the same products but at a fraction of the price of retail stores! People will shop and pay for what is convenient without considering that they can find the same products elsewhere for less!
sckmagic7 Thank you :) Yes, definitely when you do buy them buy them below the regular retail price whether that be via couponing (I have 2 videos that teach all about this), using stores like Costco, buying them when they're on clearance, or like you said, at the 99 Cents store or stores like the Dollar Tree. I just found I would often get to the bottom 25% of my shampoo or something and I would buy/open a new one instead of using the rest of the old one. Many times I would buy something thinking I needed it, only to find a new one in the back of my cabinet... It just helped me go through the stuff I already had :)
Odd, but once I stopped stock piling, I was able to save $500+ a month and put it toward debt. $10,000 in debt ÍI could easily pay off in a good year. Now it's at a snail's pace because I'm laid off. I'm suffering not to put a major dent on my loan. $500 in interest alone will be paid from now until December.
i wanna do the no spend challenge but does that count towards spening cause I pay on them weekly
+Samantha Stevens Pay on what weekly?
I'm doing a spending fast in March no bdays or events what about a picnic in the park? Men are simple.
+mommas2monkeys Awesome! Good luck to you! Yeah, a picnic is a great idea. We ended up going to the mountains and having a pot luck surprise party with a bunch of our friends- it was pretty awesome. Let me know how your challenge goes in March :)
omigosh turn off the music!
Congrats on getting married!
+Overwhelmed Band Thank you :)
We could probably use lemon juice on a spray as a homemade deodorant! :)
Broken Nose love the idea😀
but how do you not get tempted to buy things right on the spot im like 14 yrs old how d i not get tempted
Kate Ly Don't go to the store- try to keep yourself busy with hobbies you enjoy
cool
Kate Ly I write down what I want, in a pretty notebook that I carry with me. That way, I can separate the things that I genuinely NEED from the things that I just want.
And if I still want it after a set time (30 days for this challenge, for example), then I ask myself if it will make me happy. If it will, then I can have it.
It's difficult to not get tempted, but you just need to manage it :)
If you think about it, It's not really a No spend since your still paying your bills ect. The challenge should be more realistic. Call it Don't Spend Over $300.
i take a wee in my backyard.. saves a flush and the tree gets some fertilizer
😂
thank you alot iam going to start today
+Mohamed Ellabban How'd it end up going?
GREAT IDEAS
Thank you!
Congrats, hope your marriage is going strong and thanks for the video. Saving money for your Hubbie's b-day present, that's an easy one, hummer, and I'm not talking about the car that gets 10 miles to the gallon! ;)
#nsfw ;) lol
Talk Raw Thank you for this video I'm 14 years old and I'm saving up for a car when I get my licence and so far have $840.00 Thanks :)
Awesome! Way to go starting early! When it comes to saving money the more time you have the better!
+Talk Raw Exactly that's what I said.Since the day input that comment I earned $200 more so now I have $1000
+Andres Santana that's awesome! Keep it up! What's your $ goal? What kind of car do you want?
+Talk Raw my goal is at least $5000 as a down payment so when I'm working my payments will be low. Also I want a 2016 honda civic
+Andres Santana nice! I have a Honda Civic! Great car! You may want to consider buying an older version- you lose a lot of the value when you drive it off the lot. Also don't forget that the newer the car the more expensive your insurance will be. Just some things to think about 😊
Good ideas!! We really could use a challenge like this. Question... how do you keep your teeth so perfect? What's your secret? :)
MrsA2801 lol braces and wearing your retainer every night
I'm going to do it should be awesome xx
+Kayla Hayden How's it going?
really tank you so much....
Your husband is one lucky man.
Thanks :)
why does it look like your gonna cry
Lol I don't know- I guess that's just how I look 😂
this is not a no spend challenge , this is making a budget, oh ill only buy food it the recipe call for it? wtf? if you have a freezer you should wait till you literally have no food in there to buy more, and also you can get food for free.
Well, people can take it as far as they want. I personally wouldn't want to eat pasta with nothing on it because I didn't have 1-2 inexpensive ingredients. If you make something too hard people will give up right away, you know?
good luck with the marriage!
What if you're a smoker and can't quit that easily for one month ?
It's a great month to quit! :)
that's a challenge for you :D that's my life
+Bounter10 You should take the money making challenge then ;)
This isn't even a challenge for me I just do this everyday lol yeah i might buy a doughnut or an arizona sometimes but thats like 10 bucks a month, I only spend on bills, groceries, and gas. But I have a goal in mind so thats probably why I do it
+treshawn wilson Glad to hear this comes easy for you- what goal are you working towards?
done im doing the money challenge and i didnt even start the video
Kate Ly How'd it go for you?
lets just say i have just 25 cents before i had 50 bucks what do u think?
there's always next month...
sooooo.....this is not the no spending money challenge.
You explained how to spend your money on essentials and nothing else....aka how 80% of the world live ie: check to check
+Brett Foster I disagree. People spend money on non-essentials all the time. What do you spend money on in a month? Also, if you want to be EXTRA creative you don't have to buy food, or gas for your car, but I don't recommend stealing, and your friends may get tired of paying for everything for you all month. AND if you end up being late to work you'll wipe out your income source which would be a bad idea too. If you have better rules for the no spending challenge, let's hear them.
New years resolution 2019.
feels like I almost live this challenge as I'm a single mom with a low income. Good idea though.
+I Dream Of England Then you're a pro at the game! :) Good for you
+Talk Raw thank you =)
+I Dream Of England Your next step is to take the money making challenge! ;)
+Talk Raw I will have to look up that one. Never heard of it. =)
+I Dream Of England it's something that I'm working on- more coming soon :)
There is a lot of spending involved in this no spending challenge.
+iloveyouamberappel I just didn't want people blaming me for not brushing their teeth for a month ;)
beautiful eyes
Diy hair spray?!
+mommas2monkeys Do you know how to make it?
There's a diy video where you boil sugar and water...haven't tried it but it sounds like it would work.
hmm interesting. Let me know if you try it. Do you just use a spray bottle (like the ones you put cleaning products in)?
You can use any really. Empty hairspray or even travel size bottles.
HOW do you NOT spend money for a MONTH when you have BILLS to PAY EVERY MONTH ! ! that takes EVERY PENNY you get tell me how do I DO THAT ??
Well you still need to pay your bills. Have you tried to negotiate your bills though? Cable, cell phone, insurance, etc. try calling these companies up and see if you can get your bills reduced. Also if you have debt, try to consolidate and determine a pay back plan to lower your interest and monthly bill.
our bills won't do that we done tried that
we just pay the full amount every month
& deal with it. so how do we NOT spend
money for a month again??
+Writing in Style online (GH) well try not to buy extra stuff like toiletries, clothes, don't eat out, etc. If you have a lot of food in you're refrigerator, freezer, cabinets etc. you should try to eat that instead of buying more
oh we don't buy what we don't eat or use
+Writing in Style online (GH) The next step would be to take a money making challenge then. You can only save so much, but if you can make more while you're saving it can really improve your finances.
Toilet paper!!
She's peeping out from my phone screen
saloni prajapati who, me?
did you do this challenge just to get out of buying your husband a present? :D jk
+Lucija P lol- MAYBE..... No, we seriously spent a PRETTY penny when we were on our honeymoon and I needed a spending detox.
u r so beautiful and have so white teeth
Thanks :)
Gay video. I knew all of this already. Really all we can't do is eat out or any type of thing that requires money.
Glad you think my video is "happy". If you know all of this I would encourage you to make your own videos. Maybe you have insight you can share with other people.
Will do have a great day
your very pretty. kisses
You have really white teeth