The BEST INVESTING GUIDE for AGE and SALARY! | Investing For Beginners 2023 | Ankur Warikoo Hindi
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- เผยแพร่เมื่อ 15 ต.ค. 2024
- Find the excel sheet, here: bit.ly/3OVDuH0
Confused with how you should invest your money according to your salary and age? This comprehensive video covers income brackets Below 6Lpa, between 6-12 Lpa, or even more for each significant working decade of your life - the 20s, 30s and 40s!
This video is tailor-made for you! Dive into actionable investment strategies that suit your salary bracket. Discover how much of your salary you should invest, the right duration for your emergency fund, and the ins and outs of insurance based on your income. No more generic advice! Get age-specific, salary-tailored recommendations to ensure your financial growth. Hit play and embark on your journey to financial freedom!
Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
#investing #warikoo #getrich
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My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
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Do podcasts like 'the pakistan experience'. This is what is needed.
Sir please smallcase taxation per full detail video banaye plz ...mera corpus bahut bada hai please help me and taxation per video bnaaye aur kese save kr skte hai vo bho btaye....plz
Sir, please ye sab karne ke baad kitna save krenge hum different age-time me wo bhi clear kr dijiye...
Hey there , please make a video on self employed people / business owners because we see 2 options in front of our left out money either to invest on stocks or on creating another business .. what’s your say on this ?
Sir affiliate marketing pe detailed video banao
We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some *VRI TOKEN* Thanks for keeping us informed during this times of doubt?
Great video! For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
between the two, I think I would still support *VRI TOKEN* : technically speaking, years ahead of the competitors,Brand power, easy development, flexible with source languages, quick tx...
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss *VRI TOKEN*
All of them are really nice picks. But the potential of project that elegantly combine blockchain and *VRI TOKEN* and should not be overlooked, I guess. Among them, this truly tackle real-world problems and have vibrant ecosystems, like Aiwork.
What a statement, damn. So it's said that *VRI TOKEN* is just about to launch and I think that will really change a lot of what was happening in the previous years, 2023 will shine yay
I really appreciated this video, as a medium-term *VRI TOKEN* holder. I know you commented on not many people paying attention to this, but it was very relevant for holders such as myself. After watching your thoughts, I willbuy more. I also remember your earlier assessment. This will crush the market.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
That’s crazy, I’m just doing everything wrong with my portfolio.
The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.
Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.
Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.
Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)
Anyone else feeling messed up with all the bad happening? Glad that *VRI TOKEN* is giving power to the people which is not what I personally expected but it's there and everyone can get a good share of that. Don't just take my words on this, best is if you have a grasp yourself what they wanna do and what the vision is like. Probably something which will change the next generations and decide if it makes sense to run digital currencies or not
I wanna let you know that *VRI TOKEN* made it this year. What better way to start a global change? Don't get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the ecomonmy and so much more. We need players like them and we can always jump in the train at good spots such as this one
Well I'm in my 20s and fall in the range 6-12, but my responsibilities are of 30/40s as I'm a single earner. So it also depends on your responsibilities and not only your age
Divide your income with the number of people in your family. And then you will know your real income 😊 now make a new portfolio
Even with the right technique and assets some investors would still make more than others, as an investor, you should've known that by now, nothing beats experience and that's final, personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I'm buying again. All thank’s to Donna Mikalonis
@She's DONNAMIKALONIS VlA t e I e g r am.
She's frequently engaged on the platform known as Telegram, utilizing the aforementioned username
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *VRI TOKEN* , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same markt raking in over $200k gains with months, I'm really just confused at this point.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
Aae vedya
Bas kar bhai, ab bache bhi samaj jate hai ye bakchodi
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *VRI TOKEN* to my friends and people I know regarding any credit situations
Hi Anukur, thanks for making this video. I am 42 yrs , the only earning member in my family.This video really helped me to understand my investments and expenses.
Inexpensive:- solimo stainless steel water bottle
expensive:- APC back- UPS power backup
According to the New York Times, the average savings of a couple reaching retirement is $110k I’m closing in on my retirement and I’m under pressure to grow my reserve of $330k, despite the fact the capital gains you can make on growth stocks far outweigh dividend yields, and even in downtrends folks still pull off 6-7figures gains in months. surely the risk is much greater, but I’d love to know how.
So long all risks are calculated and systems are put in the place, you'd surely rake it in
Thank you for your videos mate, you know most people think that investing in crypto is all about holding till it rises, come on, it takes time and is a gamble on the long run, this recent dip and slight pump should be a lesson to people who hold blindly. Working with *VRI TOKEN* , made me believe that when you hold, you stand the chance of losing it all too unexpected dips. So rather than simply holding, I trade crypto under his expertise.. We need more experts like her, who educate people on the evolution of the market so people avoid common mistakes. so they don’t walk out of the market feeling frustrated! I able to accumulated over 11.8 BTC when I started at 1.3 BTC in just few weeks implementing *VRI TOKEN* daily trading signals and tips..
Thank you sir for introducing me to Smallcase, it has changed my life !!!
❤❤❤❤❤🎉🎉🎉🎉🎉❤❤❤❤❤
Aapki videos bhut kuchh sikhati hai..
Waise toh main 31 ka hu aur central gov. Job meApni seva de raha hu aur 6lakh+ wali category me meri salary belong karti hai,,
Par ye video dekhne ke bad mera next month se investment plan badlne wala hai kyuki mera investment mere GPF me jyda tha aur bcha huwa sab personal desire aur Ghar kharch pe hota tha,,
But thank u so muchh for guiding me..Thank u Ankur sir❤️
Highly appreciate for providing this much needed information for Indian peoples ❤
Ankur wakiroo in every video
Ankur bhai + excel sheet + 30 percent your salary = crorepati
I am from middle class(May be below middle class) family and earning exactly what mentioned in one of the sheet but I am only earning member in my family and dependents are papa mummy 2 sisters. Now this can be situation for many of us:
1) Gaon me ek chhota sa ghar banwana hai - ~20L
2) sisters wedding- ~12L * 2
All these events are going to happen in coming 5 years
Aur maine abhi apne bare me kuch socha bhi nahi hai aur Iss sheet me in dono condition ko cover he nahi kiya gaya hai. Family ke naam pe bas life term health insurance ki baat ki gaye h Iss sheet me aur ho gaya future planning 😊
Life insurance depends on whether you are a bread earner for family irrespective of salary
Thanks sir , kyuki mai itne time se confuse tha ki salary 6Lpa se kam hai Life insurance nahi liya or uska bina investinh bhi nahi kar raha tha ,Now I know the path ,Thanks alot sir ❤🙏
All these years I never had any savings.. I got onsite project in UK and within last 2yrs I could save 20 Lakh rupees with monthly 3 lac salary though cost of living is very high in UK.. I want to know whether am rich or poor now?
2 questions @Ankur
1)What about taxes?
2)And how do we deal with situation where parent(s) are above 60 and not eligible for health insurance mostly?
star health red carpet will allow. I took it when my dad was 69 , around two years back
Wow!! Whole life planned on one excel .this is good !!
That was insightful.
I'm in late 20s and below 6lpa would consider this approach.
How does financial planning works if you're a military personnel? Could you please make a video on that?
Highly appreciate the relevance of the content in this channel sir...❤
Sir koi aisa stock bata do agar kise ke 15000 - 20000 salary hai tho bo agra 5000 rs monthly invest karana chaiya 5 - 7 years ke liya tho kon se stock ho ge best return ke liya aur dividend pless sir i am waiting for video 🙏🙏🙏🙏🙏
I really appreciate this detailed video but I m in my 50 if you can share something like this for people who are self employed can take care of themselves in retirement
Sir it's a small confusion for biggner like us
How to buy mutual funds or coins from any app or website plz make a video on this
Sir mujhe ek chijh puchhni hai aapse jaise ki main Govt. Job karta hu toh emergency fund rakhu ya usko bhi kahi invest kar du??
Chacha baaki sab to thk hai ....lekin zindgi sirf excel excel khelne se nhi chalti h ....still i consider ur information valuable.
Life is so unpredictable ankur. Saving money in Excel is easy through which you gain views as well as money...
Very nicely ellaborated❤❤❤
You should have added contributing money to family monthly expense. Some of us our sole earners in the house and have a hard time to figure out investing style
UR Explain is Too Good.... For Upper Class Not For Poor Middle Class
In My Views There is 2 ..Class The Poor & Upper (Middle class is omitted..)
I watch your videos regularly.. and hands down this is one of your best videos on investing!!
Sir please bring some videos related to happiness
The content 99.99% is insane, triggering and basically negative.
How to plan. A space so that it leads to long term happiness.
I hope you look into this topic and give some hacks tips
8:05 20s me shadi nahi honi chahiye? Genuinely asking why? Also since most of us are personal finance nerds, what's the best age to get married and how to manage finance after that?
Bhai shadi jab hi Rahi hay tab karlo 💀 20 me bhi karlo aysa kuch nahi life kicub settle nahi hone wali and financial planning for marrage is mostly don't by parents only India me to baki thume Jo dalna hay wo dalo khudka 💀 and ye uske bad ka planning is ur kinda ka vagere vagere meri mano to thoda thoda Jo invest kar rahe ho equity me wo karte raho vahi thumari fam plan ke kam aaiga 💀
Great video! 👏👏👏 Very very useful and helpful. Thank you very much 👍
once again another life changing video with superb use of excel sheet .thank you Sir
Thanks sir for sharing .. it will definitely help
Very very very useful video Ankur Bhai ❤😊😊😊🙏🙏🙏🙏
With these I can guide my baby who is just 15 n take advice for myself too.... 😊😊
Feel empowered 💪💪💪💪😅😅
A great starting plan. I had made one earlier and now referring this file, it gives me even better clarity.
Thank you ❤
My salary is 15k. Still I follow you.❤❤❤❤❤
sir problem yeh hai kii we are living on rent and my parents badly wanna see their own home chahe kaisa bhi ho so should I consider a little home not levish but jo bhi ho apna ho.
This is really useful, thank you for making this kind of video. It is a good guide.
Sir ek video middle family walo ke liye bhi banao jinki Annual income hi 2,3lakh hi hain. Please sir 🥺
we have savings of 3 month if salary is 6lpa , but how much spend on that? do you want to say some percentage should in emergency fund? if yes then monthly how much?
Very supportive &informative for individuals
Sir no loans in 20s what if it needed like house loans yaa i know I think😅 cars and bikes loans should be done after asset or side income building
Btw i am below 20 I don't have no experience so i will be going with ankur sir with some changes 🙂🙂
Ye sab cheeje Excel mein hi acchi lagti hai. App jaise crorepati ke lie ahot asaan hai ye sab.
Baaki medical emergency, relative family spend, other loans other responsibilities every middle class person has.
Hello,
I partly agree with home loan concept. If we wait till 40s, will we still be able to buy a house. It is hard to believe, The home prices are too high at the moment in the urban cities and they might be doubled in a decade. Will not that be an issue for those who are in 20s?
I understand it is a risk because we are not financially stable in 20s but isn't it worth the risk?
Well guess what we just had FTX crashing and now we have the new giant. Just few hours ago *VRI TOKEN* asset hit the roads. I think they have a better chance to run these things since their funds are pretty much unlimited?
Nicely done Ankur, finally something for the people in their 40s
Hlo sir app ke money invested idea bhot simple and effective hoteh
Hi warikoo sir, could you please make a video on how to withdraw money from smallcase and do clarity if we can withdraw money at any time from smallcase?
I have 12 lakh in saving account??? Where should i have to invest??????
I am thinking nifty 50 index ☝️
Arey 30% fixed return asset me invest karenge and 70% variable return pe invest karenge toh haath me bachega kya? 30 year old and below 6lpa ke liye puch raha hu
Loved your video sir..Reality revealed for different age groups..❤❤
I know your excel was super conservative and focused on not taking credit cards and loans and everything. Even after this i feel as a guy in 20s with 6-12 bracket….i am not taking enough risk😂
Great video Ankur; very detailed; thanks for posting
Sir my age is 28 and annually my salary is around 24lacks how much should I invest n where should I invest, iam the only bread earner of my family.
We can consider the total annual income of both spouses, right? And then consider this map? Because while taking any loan, we usually consider family income.
Sir What About Previous Giveaway😊❤
I feel there are a lot of mistakes in this video, over all yes you can consider a few points mentioned in this video but for most of it I would suggest no.
Very informative video thanku so much 😊
Thanks Sir, You're the Best :)
what should i do early 20s not earning just savings good amt for making money , dont wanna waste the money want to invest
Sandeep sir kon se bank ki baat kr rhe h for investment..
(30/08/2023 wala video)
Sir mere portpholio kaisa hai Hdfc index 5000
Hdfc multi cap 5000
Hdfc defance 1100 sip
Hdfc hybrid ex fund 1000 sip Balance 3lakh
HDFC top 100 500000/- balance sip close kr rakha hai
Axia small cap 2000
Icici bluechip 2000
Age 39 15y mein kya 3cr ho raha hai
Thank you sooo much sir, really helps a lot by seeing ur such excel wale videos 😊
I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement.
Vintage Ankur Warikoo video after a long long time! Want more content like this ❤
in 20s means don't look after your parents , second assuming that you are earning and all money of education is financed by parents.
Govt Employee Ka Financial Planning Ke V Video Banayo Sir Ji.🎉
Thank you @warikoo for educating us.
hi sahil this side and I'm 23 years old , sir i need your help for investing , my salary 40k , how much money should be invested,
I like your plan sir ...but I don't understand why we don't think about home in our 20 s in 6 to 12 lakh salery....and think it's important ....
Wow thanks for considering.
Hi sir,
I purchased communication course at cost 749
They whatsapp me section held on 18 and 21 August
Before conduct section they were inform ,they said
I register also
They didn,t conduct any section
Sir my salary only 10000/-
Please help me what type of investment suitable for me 🙏🙏🙏🙏
Hazaaron khwahishen aisi ke har khwahish pe dam nikle. Bahut niklay mere armaan, lekin phir bhi kam nikle.
Hi Sir , please guide me.
I owned an agricultural land at my Village, i am earning from my asset little lesser than my expectations. I am staying in a city and earning from stock market, and freelancing, should I sell my land and purchase a new property in my city ( which can generate revenue) or invest 60%( 100-40my age) money into stock market.( Which can generate passive income as well grow my money)
(I hope my one time capital gain from an agricultural land is not taxable)
(Need a better strategy to invest my lump sum amount)
Need valuable suggestions
Thank you so much Sir. Tc
Sir you are my financial guru
Sir isme apne 90% mutual funds me liya hai upto 6 lac wala wo samajh ni aya qki 50% jo remaining hai after basic needs then upar 20 & 10% to already use kar chuke fir 90% kese bacha
Sir, I have 2acre land of farming cost 1cr, 2 plots in city cost 1 cr, and cash in hand 70 lk , where should I invest please suggest
Nice clip to create one plan for ourselves
Even after working in a gov sector for 5 yrs salary not close to 5 lpa.....12 lpa to soch entire lifetime mei nhi hoga
Thank you Ankur Wariko For increasing our knowledge.
It's important to conduct thorough research and exercise caution when engaging in trading or investing. Always verify the credibility and track record of individuals before making any financial decision.
Extremely helpful!
Very well explained
Thanks ,,, very useful video,,,, but you not share the shifting desire from job to business