It’s tiring but you will see the finish line and you be glad you stayed the course! “Rome wasn’t built in a day” Keep going the numbers are decreasing so you are doing all correct 😊🙏🏾👍🏾🙌🏾🇬🇧
I LOVE your handwriting!!! Your planner setup is adorable!!! I’m currently finishing up my 2020 Annual Expenses and Overview!! We have a fun family vacation planned out to go to the Philippines🇵🇭 in 2020 to visit famil and hopefully starting a small business😬🙏🏼 Love this video!! Thanks for sharing❤️
2:34 The interest rate on credit cards is sooooo high that the cost of carrying revolving debt *completely crushes* any savings (which is not the same as the _deferred spending_ of sinking funds). Stomping out that cost should *absolutely* no doubt about it be your top priority. (No, I'm not a Ramseyite...) This means that you'll probably have to put some (most?) transition costs on a CC, but it is *manifestly cheaper* to pay revolving debt which starts at $0 than to barely chip away at $2400 growing at 17% or more.
I understand the need to save for future plans, but if you want to be debt free, check out the Snowball Debt Payoff method. Living frugal won't seem so bad when you see those numbers going down as quickly as they do!
U should try to see if u could pay the chase card.... And like is worse case u can put the student loans on hardship and u save everything and when ur settledown than u would start again in the student. Loans
Please do a video on how much you’ll save for when your husband gets out the army we just started saving money for that also🙏🏽🙏🏽 .. I’m scared because I still don’t have a job and he has to look for a job when he gets out
Thanks for this video!! LOVING my budget stickers & my custom Isagenix sticker :) Are you going to work outside of the home once your husband gets out of the military?
Is your savings amount your emergency fund plus all of your sinking funds savings together? I'm making my overview now and I'm not sure what amount to put there. Thanks!
i cloud is what? music? get rid of it X box? get rid of it car in the city- no need for a car if you have reliable transportation. Your hubby is not 12 to be playing games especially if he dont have a job.
Wow we are starting in a really similar situation! A few thousand on a chase card and about 24k in student loans 😊 let’s crush it!!!
It’s tiring but you will see the finish line and you be glad you stayed the course! “Rome wasn’t built in a day” Keep going the numbers are decreasing so you are doing all correct 😊🙏🏾👍🏾🙌🏾🇬🇧
I LOVE your handwriting!!! Your planner setup is adorable!!! I’m currently finishing up my 2020 Annual Expenses and Overview!! We have a fun family vacation planned out to go to the Philippines🇵🇭 in 2020 to visit famil and hopefully starting a small business😬🙏🏼 Love this video!! Thanks for sharing❤️
This is such a great layout! I’m going to try this. Thank you!
This was extremely helpful! I'll be setting up my 2020 budget this way as well. It makes it easy to do a lookback to see how far you've come.
2:34 The interest rate on credit cards is sooooo high that the cost of carrying revolving debt *completely crushes* any savings (which is not the same as the _deferred spending_ of sinking funds). Stomping out that cost should *absolutely* no doubt about it be your top priority. (No, I'm not a Ramseyite...)
This means that you'll probably have to put some (most?) transition costs on a CC, but it is *manifestly cheaper* to pay revolving debt which starts at $0 than to barely chip away at $2400 growing at 17% or more.
I'm starting my 2020 too ☺️☺️😍
We will be debt free one day 💪🏻
I love this. Keep up the good work!
I understand the need to save for future plans, but if you want to be debt free, check out the Snowball Debt Payoff method. Living frugal won't seem so bad when you see those numbers going down as quickly as they do!
U should try to see if u could pay the chase card.... And like is worse case u can put the student loans on hardship and u save everything and when ur settledown than u would start again in the student. Loans
wow! love this! great content
Great breakdown plan!
Hello cindy nice to see U.. Good planner finance
I’m paying off my laptop 1630 in July and paying off my creditcards then gonna pay my vehicle which is 12599
Please do a video on how much you’ll save for when your husband gets out the army we just started saving money for that also🙏🏽🙏🏽 .. I’m scared because I still don’t have a job and he has to look for a job when he gets out
Amazing video
Thanks for this video!! LOVING my budget stickers & my custom Isagenix sticker :) Are you going to work outside of the home once your husband gets out of the military?
Is your savings amount your emergency fund plus all of your sinking funds savings together? I'm making my overview now and I'm not sure what amount to put there. Thanks!
Awesome video.
Myself learning good math million dollars .. 😗😗😘
After u paid your credit cards did u cut them off? Or do u keep them?
What kind of pen is that?
Muji gel pen 0.38 :)
what kind of pen is that? size?
Muji gel pen 0.38 :)
Cindy LaTruce thanks!
1st 💐🖤
i cloud is what? music? get rid of it
X box? get rid of it
car in the city- no need for a car if you have reliable transportation. Your hubby is not 12 to be playing games especially if he dont have a job.
That's some crazy debt esp.the chase card lol
That sticker pad and fancy notebook is why you’re in debt...
No, I actually get them for free :)