Real Cost Of Living In The Philippines, From Locals Perspective
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- เผยแพร่เมื่อ 16 ก.ย. 2024
- Welcome to "That Philippines Life" - Real Cost Of Living In The Philippines, From Locals Perspective. So many videos focus on what the cost of living is for foreigners here in the Philippines but its so subjective, the less subjective answer would be from the Filipino perspective on what they think the cost of rent, food and utilities cost for them here in the Philippines. So before you plan your budget and try to decide what is the right amount to retire int he Philippines watch this.
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Thank you for an interesting video! Please Slow down with your questions 😂 Let the doctor answer your first question and continue talking and he will give you more info. Please don’t say “ so range is 60,000 to 150,000” just Ask him what he thinks the range is with an open ended question and let him answer. Thanks again for a great video 😊
He is asking for the range not for the specific amount because he doesn't want to be rude to figure out how much in taxes they pay...."just Ask him what he thinks the range is with an open ended question and let him answer. " you just reiterated what he exactly has done.
Great video. I don't think many people in the US under 30 could answer this question. The young people in your video are quite financially literate. Impressive!
You’re so RIGHT. The cost of living here is very low. If someone wants to live an affordable lifestyle, it’s very easy to do so here.
I’m an American but live a hybrid of a Filipino lifestyle here south of Manila. I live a very comfortable single lifestyle, very nice, but not extravagant or anything.
My average monthly cost of living is PHP 14,000 ($250 US a month). I’ve been living here for over 7 years at this same cost of living.
I did a video on my channel with my cost of living breakdown and also a video showing my very nice PHP 4000/month 1 bedroom townhouse apartment.
Life is MUCH BETTER in the Philippines.
❤
$250 a month? Wow, you are one savvy budgeter. $250 is what I pay for my tv/internet/cell phone alone (per moth) in the west.
good luck to you,hope to be doing same one day when i move to phils.
@@okamsug It’s easy to imagine things are cheaper here. More difficult is to imagine that you may be living in a country where everything is outrageously expensive. They talk a lot in the U.S. about overpriced medicine and medical care, but I believe everything there is outrageously overpriced. Here, it cost me 2 pesos (.04 cents) for a 24-hour antihistamine tablet… 4000 pesos ($71) for a nice, modern one bedroom townhouse apartment… 1000 pesos ($18) for utilities. It is not that I am frugal or anything, it’s simply much much cheaper to live here. That being said, it is not a guarantee, it’s a process. Anyone can spend a lot if they choose to or end up in a relationship with a gold digger.
@@cloonz25 It’s a process, not a guarantee. I chat about this in my video Rich Filipino Poor Americano.. based on my own experience.
@@okamsug we paying $350 for just electricity in CA
This is very valuable information especially to any foreigners who are thinking of moving to the 🇵🇭. Thank you for sharing ✌🏾
You need to do a video about this fine young man's family's eatery at the SM Mall.
For 2 of us with a little travel and eating well,better than i did back in Canada we are just under 40K a month and that includes A/C and listening to the waves each night and still 20 minutes from a newer private hospital. I retired early and living well thanks to a good filipina
It's good to see Laura opening up more now with you on camera.
I think cost of living in the Visayas and Mindanao regions are way cheaper than Luzon. For me, who is from La Trinidad, Benguet, our family's monthly expenses add up to 25,000 to 26,000. This amount includes internet, electricity and water bills and food only. If you need a doctor and meds, it is another expense.
How many people?
Now that was a very informative and insightful video. Thank you.
Great info thank you bro it sounds like i will be good with $500 - $1000 a month
If u can eat banana. Ketchup spaghettti.
I would say $1000 a month is very doable, BUT you need a decent buffer for emergencies $50-100K+
I really enjoyed this show, without fast-forwarding. I listened to every word. And I will rewatch this for sure. Even right now, I AM going to re-run this episode.
😂
There's a TH-camr out there making videos saying that you shouldn't move to the Philippines if you earn less than 3K USD/mo. He talks a lot about inflation and health insurance and you should use a good portion of that money to get the best one. Why the hell would you move to the Philippines worrying about inflation and health insurance? As someone who grew up in the Phils living on less than 200 bucks a month, his videos are just laughable. I've been "westernized" now after living in the US for over 20 years but I'm 100% sure that I can still live comfortably in the Phils for less than a thousand.
Yes, you could still easily live in the Philippines with less than 55,000 pesos a month.
@@Livinginthephils65 Agree. Maybe 1200/mo for pure westerners. As mentioned, I grew up in the Phils and I can still eat/shop like a local with no problem.
True❤
Keep in mind its also situational, $1200 US a month might be a problem if you have very little buffer for emergencies and unexpected bills. If you have like a $100K+ kind of buffer then a tighter monthly income like $1200 is less of a problem.
Nice to have the Filipino perspective on living expenses! 👍
I agree that westerners moving here could live more economically (notice I didn't say CHEAP?) if they scaled back and lived more like the locals.
If I didn't need to travel from Pampanga (San Fernando) to Metro Manila each week, I probably wouldn't have bought a car. A scooter would have worked.
But we're living in an upper middle class gated neighborhood, because my Wife and Step-Daughter are accustomed to easier living conditions (her family is upper middle class), and I was living an upper middle class lifestyle when I retired.
So we're comfortable, definitely not rich, in our lives.
Thanks again, Michael 👍
Love your videos. Keep them up. You continue to show us where help is needed. You already know from my previous comments that my wife is from the Philippines and we were married in Cebu City. Maybe not; because you have to keep track of so many subscribers. We try to keep up with your adventures. We so much want to help the people of the Philippines and your efforts to help whom ever you can. We live close to Toronto and visit the Philippines as much as possible. Soon to be there permanately. Looking forward to meeting you.
First time I've seen Filipinos interviewed about expenses. Province prices are very nice. I think they tend to have around 3 children per family in the countryside. I'd say in Manila it's usually 2, sometimes 1.
Water and electricity bills are the main fixed costs here. Back in Vancouver, it was house insurance, mortgage, property taxes, ICBC car insurance, income taxes, CPP/EI deductions, carbon taxes on the most expensive fuel in all of Canada, PST+GST on top of everything we bought. Natural gas to heat our home, even during the summer since at night it gets down to 10c.
Its so refreshing to live here in the Philippines. Warm weather year round, no housing costs beyond what we paid to renovate our house, miniscule amount of property tax. Fuel half the price of Vancouver.
Its just a different world out here, where we can actually live, instead of barely survive financially.
Strict immigration laws on Indians, Chinese, and Africans over here.
I wouldn't want to be in Vancouver. I live in a small town of about 16, 000 people about 1 1/2 hours southwest of Toronto to purchase a new house is around $800,000 to $1, 100, 000 plus taxes, plus electricity, plus water & sewage and a lot of hidden taxes.
Living in the Philippines 6 months each year, we pay around 35,000 property taxes each year. Car insurance, around 24K per year. Electricity, 6 to 7 k per month. Groceries, around 5 K per week. Plus the travels and eating out…
Owning houses and cars for both countries, we barely can afford it. We are thinking to sell our house in the Philippines, and just buy a condo. That way we wont have a big yard to look after any more, and can save 8K for the caretakers salary…
I'm guessing you mean in Pesos?
When you are talking about western expats, especially retirees over 71, health insurance can be 600+ usd per month, IF they will agree to insure you at all. Also, one might not be fit enough to ride a scooter and will a car or transportation, So, age makes a big difference.
Yes. The health costs are not mentioned at all, and for 'retirees' this is fundamental. Medical, dental, ongoing prescriptions.. this could be half of any budget. It needs to be addressed.
Doc you don't make enough; but I respect your honesty on income. Maybe you actually earn more; but you deserve it.
Yea he was explaining what average doctors earn, he has many businesses and is the specialist doctor for many hospitals so his income is different
Michael, that was a refreshing take on budgets from the other side of the fence. Thank you.
Huge help...........Philippines here i come!!!!!
Don't believe this nonsense at all! There, it's a big difference in visiting there for a while and living there until you die. Go look at what health insurance cost, which most foreigners pay out of their own pockets because there is a cut off age when you can't get it. Also if you read the fine print you will find it really doesn't cover you for much. You will see that the cost is going to be around $500 to $600 U.S.D. per month. So this will give you a true idea of what to save per month to put away to be to able pay out of your own pocket. So that kind of kills living on the $600 U.S.D. per month nonsense. Then there is the skin tax that you will pay and yes it is real. Electricity bill is cheap for them because they work 6 days a week, by the time they get home the hot part of the day is over and they turn on the fans to get the hot air out. They have small refrigerators because they shop every day for food. Many homes have no hot water to heat up, so all this cuts down on their electricity bill. What most people leave out that the beach is not free. Then there is the cost of paying for a visa. The list goes on and on. So if you think you are going to live a normal life on just your S.S. it's not going to happen.
Filipinos Medical doctors who did internship in US hospitals and have further specializations, PF average ( professional fees) can go beyond few million a month not including the medical office private consultations. Philippine trained specialists makes about half that.
Yes, govt hospital MDs have standard rate of around 100 to 250k a month but they also have medical office for private consultations which can add another 200k+ a month plus private PFs.
I live in the Philippines and most westerners including myself could not live on less than $1,000 a month. Maybe a single guy could do it. You have to be honest about it. Hardly any westerners could live on 40,000P a month. I'm not wealthy by western standards. My wife and I live on $1,800 a month very comfortably in Davao City. Just my opinion. Thanks
What a great conversation with locals… The cost of my mortgage and electricity is enough to live comfortably for a month there… Looking to get out of the rat race here in the USA… Taxes , crime, and food prices are just about to break the average American… Thank you for your perspective…
Thanks for this video. Wow. It really puts it into perspective. Can’t wait to pull the trigger and move full-time. Hope to come by for another Beaver Burger.
BRAVO BRAVO. some of your best work Sir.
the editing was spot on btw.
Trying to figure out why I enjoyed that video so much. 👍
I do like that video, It will help a lot of people to make up their mind
You dnt have correct Micheal he doing a awesome job asking questions and so Micheal Philippines is a gold mine to forginers the average forginer can survive good over there for a budget of two thousand or 15hundred USD a month great vedioe by the way
wonderful vlog. cost of living is in a place is reality for locals or foreigners. very educational, infotainment!.
Great video with true prices , some people do videos saying $2,000 American dollars per month min , Crazy ..
It depends on what they want to do while living there. If you want to travel within the country and eat out a lot then you'll need more. It also depends where you live in the country. If you live in Manila, Cebu and other big cities, everything will be more expensive.
Because those people are living in BGC, Makati or Cebu IT park. To live a good life there you need 1k+ a month. If you are traveling a lot then 2k a month is easily required. Also remember that foreigners have to pay immigration fees and other extra costs that Filipinos don't have to pay. Also they live in way poorer conditions than most foreigners living there.
We are living off of 55k a month in Baguio (family of 3), except no rent (paid off), no car payment (paid off)
My wife and I will be visiting your restaurant in November from Cambridge Ontario Canada.
I live in a bungalow close to the beach in Bacong and I live comfortably on 65k a month.
Good video, it makes sense to me to look at the budgets from a different perspective.
One of your best videos yet. Thank you!!!!
Great video …. Thank you
MAn they are so polite always using Sir, I see that a lot.
Was one of the best vids ive watched to get a perspective on a monthly cost there.Thanks Mike.Hope to be seeing u at beaver in September from UK.
Good upload and great info BUT I think westerners also need to count for medical bills, visa costs and of course, skin tax. It can certainly be less than some videos would have us believe but it’s also going to be more than the average entirely Filipino family.
Recently the Philippines administration voted for a whopping php30 (50¢) per day minimum wage increase. My opinion is that was insulting especially after the vote the politicians get into their $60,000+ vehicle and drive to Tony Roma's for $100+ lunch
After the minumim wage increase inflation also high as the same time
great info, so useful in understanding the life there.
P250k is not $10k, it’s $4,464 at $1-P56 exchange rate.
Hmm I don't think we had any examples in this video of P250k except my one friend who spends 250k USD a year. Which part are you referencing?
@@ThatPhilippinesLife13:41 You talked about purchasing a used car for P250k.
@@J-Tyson558 oooh now I remember you are right I it's $5k uad approx. Even better
If I am hearing them correctly, 6K Peso for rent per month. What kind of house and size is that? I can't find anything remotely close to that on Facebook or realtor websites. All I am seeing are 15K to 35K for simple apartments. I just want a 2 bedroom house when I move in Dec
It's proportional to what an average Filipino makes in a month. Many Filipino families live on properties for free that rich Filipinos own and do work for the rich in the Philippines.
So many beautiful girls all around the Philippines and you found one a real maliit one like maybe 4,9 - 4,11, but mostly more average is about 5.- 5.4 feet anyway 5.6 is above amd 5.9 is tall real tall I found one and pretty too hehe, cost me over 10 years enjoy live !
Excellent totally in line with what i've been hearing from Ex Pensive Expat!
The average GP is paid about $400000 aud per year!
our water bill in CA is $145 and electricity $350 can you imagine how expensive to live in US. My wife is an American. I'm a Filipino . We are looking forward to retire in 10 yrs in PH. for foreigner I think $1000 a month is enough to live comfortably. When I was still living in PH It cost me $200 a month that was 2010 but due to inflation maybe $400 is enough.
Thanks for the info first time here. I have been looking how much it costs for 2 people to live there for a month for my wife and myself although its not about to foreigners cost of living there it was a wide enough range.
Great perspective 😊
I have $1,306 a month - and I spend it all. My buddy has $2,450 a month - and he spends it all. I have another buddy with $6,500 a month income - he spends $3,500 a month. All of us live in the same luxury condo towers - swim in the same pool and run aircon and eat food to our hearts delight. All of us have steady live in companions that make it all worth while.
The Australian old age pension is about $1400usd a month and many TH-camrs say you need $1500 to $2000, to live comfortably in the philippines?
That’s what I was told by all the TH-camrs USD
$1500 minimum
$2500 is what you want
$4000 you live like a king
While Filipino say all you need is $500 a month
But we as foreigners would never live like them. Plus their costs are less/.. My inlaws home is NOT ok for me. Id have it redone just on principal. My sister inlaws apartment is small but nice I mean small. Only my sis uses ac the main house they do not. And she takes care of Dad so ac for him is a must. Only monies they spend is on the metal roof just the most needed the rest is well used up. But they are happy raised a family and own the home. In a busy caloocan side street I love the activity. But the noise on viber calls is wow. ear plug time. they definetly live differently. Sis who lives in family home is a doctor, with 3 growing kids.
Lol…for me it’s the California public school system. $10k dollars is over $500k pesos. I like $5k for a good used car. 🤘🏼
I caught that one also😮😊
Wow 👋
Watching this video reminded me of a documentary i watched many years ago, It was about the nurses had to pay some of their salary to the doctors just to keep their job,
Good and nice informative video, question: I got friend in the Philippines (mindano) she’s living with her child in a house. She says she has a bill of 5k peso is that even right then?
Great video. Go somewhat local to the degree that you are comfortable with. And learn from the locals. When in Rome, do as the Romans do.
Great video by the way.. I think also you'll find that foreigner's pay a little more because they are foreigners. If you were a Filipino, you would tend to get a Filipino rate on various things.
This is the kind of stuff i need to know
I live on a 60k budget but that's in Metro Manila
Wow the place becoming nice now there ,i just seen the video when you entered there ,nice to see this video ,ye on alot vlogers the say need ad least 1000$ amonth ,and i think itcan be cheaper ,if i can already live in Belgiumwith 1100 euro/month one of the biggest taxes countries in europe then i sure can live there alot cheaper then 1000$ a month and safe the rest to build a nice home after i would be maried then you just have to pay the goverment taxes for the house and the lot and have no more the monthly cost for renting and if put sunpannels on the roof ,you even safe alot more money ,take now sunpannels full set 450 wath is in philippines only 550 a 600$ (watch marketplace philippines) with enough baterys you even no more need electricety from compannys and if a blackout happen you stil have electricity even in rain season when there is no sun ,for water even can use IBC containers conected to eachother put in the ground to have your own watersupply ,for toilet and washmachine ,dishes ,it all depend how carfull you are with your money ,if you trow with it ye ,you can spend alot
Hi can you tell me where this video was filmed the province please 🙏 also is that your own home you have built? I enjoyed your video
Roxas City Capiz :)
Out of curiosity, you said he's one of cooks. Do you own a restaurant or just your personal cook?
Are those other restaurants near to the Beaver? They are nice looking... Good income reveals...
$444 a month to cover everything is just wild and unheard of here in America. This was a interesting video. I would be a billionaire in the PI.
I think you have miss the Medical espenses with the monthly budget in living in the Philippines. Most people there dont get medical check and only goes to doctor when they are already sick. Medical insurance is quite hefty in the Philippines.
There's Phil health insurance in the Philippines.
I think most locals rely on the national health insurance (Philhealth).
Hi can you tell me please where exactly your Canadian beaver locate we want to visit you soon we our from UK and we always watching your videos at the moment we are in Pampanga hope we will see you soon ❤
The minimum wage is around 500 pesos a day.
250,000 pesos is that like $5000 USD not $10,000 USD?
Yup, less than $5000 USD.
How much would private elementary schools cost in Roxas? We're considering moving to the Philippines but private education cost is the big concern. What about children with special needs? I have an 8 year old son with high functioning autism. He's brilliant in things like math, language and sciences, but needs help in the classroom to keep him focused and to finish assignments. Are we allowed to hire a teaching assistant to stay full time with my son in school? If so, what would be the cost for that?
Provincial costs are significantly less than Manila. A lot depends on accreditation, too. British based schools cost a lot more than American based schools. Filipino private schools will be least expensive and just as good, if not better, in quality. But I'm not sure how easily students from PH schools get accepted to international universities. Students from Western based schools can go to university anywhere in the world. I went to an American-based university and the tuition was around $4000 a semester. They had a K-12 program but I don't think the cost was very low. Expect $2000 a semester from a US-based school for elementary, I would guess. These are Manila prices, though.
About the special needs, if your son is high-functioning, like with Asperger's, well, Filipinos don't really consider that a disease unless the person is destructive. It's ok to be weird or different here. I've got Asperger's myself, and I can rightly say living in the Philippines fixed me. People here are friendly and accepting as long you are kind. After enough comraderie we high functioners learn how to socialize just fine. In America the angst exacerbates our difficulties and we clam up.
And the cool thing about the Philippines is that schools can make a lot of allowances for you, like having a hiring an assistant. I don't see why you couldn't negotiate for that at all. The cost of an assistant would definitely be up to your negotiation skills. 5 days a week is a full time job. I imagine you would have to at least spend $300/month. I really don't know, though.
If your son is as reclusive as I was, the Philippines may be your best choice for his future. Ultimately it will be up to him to open up to others. But Filipinos will invite him to. And if he opens up they will encourage him.
East Asia would be a DISASTER for your son.
@@oodo2908
It's interesting to know that high functioning autism is not considered a disease there. Our son is not an introvert, in fact the opposite. In his school here he knows everybody and everybody knows him. He has zero fear of approaching strangers and talking to them. Where he does get into trouble is in how he interprets and responds to some people and situations. For whatever reason he perceives certain interactions as confrontational, even when somebody is just smiling at him, and will respond negatively. Not physically, but verbally. This becomes an issue is when the other party doesn't know or understand his condition. I'm not sure how Filipinos would take him.
They no longer classify autism into different categories here. They just lump everything as Autism Spectrum Disorder (ASD). I can understand that somewhat because every child is different, like my son is very outgoing whereas others are introverts. As the saying goes "when you've seen one autistic child ...you've seen one autistic child".
As for school costs, 2K per semester is manageable. 4K would be a bit tougher, but I guess we would have to deal with that if and when the time comes. We'll confirm costs by contacting some schools there. Good to know about American schools vs British schools, and western based schools vs Filipino schools and acceptance into international universities.
Thanks very much for the detailed answer.
Purisima College in Roxas City: two kids, one in kindergarten and one in Grade Six.
Combined total = PHP 50k approx per year.
About USD 450 per kid per year. Something like that.
@@cgmullan1629 50K is around 850 US bucks. Wow, the province is waaaaay cheaper. That sounds like a local school, not an international school?
@@cgmullan1629 Thank you.
Lot of videos like that Jaspa in the philippines banging on about $3,000 a month all the time its not the case at all. Plenty living on $1k a month ok.
yes, if you're willing to live a Filipino lifestyle. No air con, no western food, no drinking, etc. The best I could do was 1300 usd one month of trying to save, that was with no rent payment and not going out. I still had aircon, jim beam whiskey, chicken, vegetables, salmon, shrimp, foods rotated every other day or so. Paid electric, wifi, cell phone, allowance to my girl of 300 usd, food for me only for the most part.
Girlfriend allowance $300 USD a month?😂😂😂
She’s so cute.
Can i suggest to dry the dog with its own towel and hairblow dryer after bath so it will not end up with kennel cough. It is not a washed laundry to be put under the sun to dry. Tku.
So, that doctor is a silent partner of the Beaver? Kool...
I guess I can live there as a doctor once ready to go
Thompson Sarah Lee Helen Lewis Barbara
❤🙏
the filipino who said 80-100k is not an average filipino by ANY stretch
No he was telling everyone what the average doctor earns The Philippines
For me 50k with house with car with wife with 2 kids is enough...maybe its equivalent to 200k in US or Canada which is expensive.
Who else is TEAM MARCO here?
Maybe you can go to America do a video on how much to live there. Say if you don't make a million USD a year you will live like a American.
For me house built.500 to 700 USA a month
This is debatable. I know you said you have to make some sacrifices, most guys can’t. It’s unrealistic to assume Westerners can live local lifestyles.
😮❤😊
Long adds of new Apple is going on 😮😮😮😮🎉🎉🎉🎉
Wow,a union construct worker can make more in a week than a Govt doctor makes in a month????? Hence earn USD but spend pesos,,,looking forward to spending pesos.
Prices of US goods aren't much cheaper than the US. Running an air conditioner all day will still run up a $200+ electric bill. So you still have to pay attention to your spending. Can't go as crazy with money in the PH as you can in Thailand, Vietnam, etc.
The locals can live on about $500 US per month. That's really inexpensive.
I think u like being a dad.
THANKS. AAAA. FOR THE PHILIPPINES 🇵🇭 🎉 LOCAL PROSPECTIVE LIVING EXPENCES ,I LOVE THE ❤️ CUTE WET DOG AND LAURA THEY SHOULD HAVE THEIR OWN TH-cam CHANNEL AMEN, SERGEANT GLENN RAMROOP NYC 😊
If you want to retire in the Philippines $800 and up then you
Iive. like.a.king .
If -- you stay healthy ! -- Just don't '''require''' a lot of medical specialties of any kind and you will be just fine.
@@KB3TLE The elephant in the room in these 'projections' is medical costs. Never mentioned. Retirement aged (and beyond) people at least half of them are likely to need some medical support - ongoing prescriptions etc.. And if they don't when they arrive, are likely to at some point. This expense, and the quality of care (not universally distributed, and likely non-existent in the Provinces) are a fundamental concerns and indeed, pretty costly. But one doesn't hear much about it. Just, 'come and live here cheap'..
If your property is paid off and you live outside Manila, yes!
Politicians like Senators makes 35,000 pesos a month with a monthly bonus of 35,000,000 pesos 🤭. They make more than the President of USA
Er... 10,000 is not 250K Php....
Wow, doctors in the Philippines making less than people working in the fast food flipping burgers here in California. The minimum wage now in California is 20.00 dollars an hour. That's crazy!!! Then, again cost a living here is crazy expensive.
Very true. It's all about the cost of living.
WHAT DOES LARA CALL YOU? DADDY? MIKE? ETC?❤😂🎉
Tito mike
R U from 🇨🇦 😅
Unless you are super wealthy in the Philippines and something catastrophic happens to you heart attack stroke and the like you will die.
Or sent home to die.
I have visited the Philippines many times l have a partner there and built a house but l can never afford to live there only visit with travel insurance.
Not rich forget about it if you live to be 80 you will be paying at least a$1000 a month insurance and not be covered for full care period 🇵🇭❤️🇬🇧
Wow that is very Cheaps cost of Living ❤🎉🎉my Pensions every Month $1,800 take home after Medicare ,if i go back home and lived in Iloilo or Roxas City i can afford to Rent a Condo .for Single Senior
Condos are P30k to 40k per month furnished in Iloilo. So not local prices. Buying a condo on presale when cheapest is best value over renting. Local apartments/ houses are also much cheaper
Mike honestly you wont get local prizes as a foreigner;)
I need 4000, a month