ไม่สามารถเล่นวิดีโอนี้
ขออภัยในความไม่สะดวก

Financial Realities You Learn As An Adult

แชร์
ฝัง
  • เผยแพร่เมื่อ 10 ก.ค. 2024
  • 💵 Start your free budget today. Download the EveryDollar app! ter.li/iom78b
    In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!
    Next Steps
    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
    🎥 Go to our video on Did You Get “The (Money) Talk” as a Kid? • Did You Get “The (Mone...
    🗞️ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons,” here: www.ramseysolutions.com/taxes...
    💛 Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am, here: ter.li/fs5wf7
    🛳️ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise: ter.li/o6rb22
    👩🏽‍💻 Are you protected with the right insurance? Find out with our online Coverage Checkup: Ramseysolutions.com/checkup
    🚑 Get covered! Find a RamseyTrusted insurance pro at Zander Insurance: ter.li/yo0tnh
    🖋️ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms: ter.li/l6ndsh
    Offers From Today’s Sponsors
    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.
    Today’s Happy Hour Special
    🍋‍🟩 Reddish Rita
    Recipe courtesy of our Smart Money Happy Hour mixologist
    1 ounce of reposado tequila
    1 ounce of blanco tequila
    3-4 ounces of orange liqueur
    1 ounce of lime juice
    1/2 ounce of agave nectar
    Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!
    Listen to More From Ramsey Network
    💡 The Rachel Cruze Show ⮕ ter.li/zn5yjl
    💰 George Kamel ⮕ ter.li/jxpkwe
    🎙️ The Ramsey Show ⮕ ter.li/dhaofd
    💸 The Ramsey Show Highlights ⮕ ter.li/ls738t
    🧠 The Dr. John Delony Show ⮕ ter.li/jy41yb
    💼 The Ken Coleman Show - Highlights ⮕ ter.li/yhoefe
    📈 EntreLeadership ⮕ ter.li/nmira1
    Ramsey Solutions Privacy Policy
    www.ramseysolutions.com/compa...

ความคิดเห็น • 214

  • @Reece634
    @Reece634 21 วันที่ผ่านมา +129

    Smart money half an hour

    • @ashleymjenkins
      @ashleymjenkins 21 วันที่ผ่านมา +6

      😂

    • @TheLucky17
      @TheLucky17 21 วันที่ผ่านมา +3

      😂😂😂

    • @katyedwards3935
      @katyedwards3935 21 วันที่ผ่านมา +2

      I know, I wonder why they call it "Happy Hour"?

    • @jordanbowler5047
      @jordanbowler5047 20 วันที่ผ่านมา +11

      ​@katyedwards3935 Happy Hour is associated with cheap drinks which they feature

    • @katyedwards3935
      @katyedwards3935 20 วันที่ผ่านมา +1

      @@jordanbowler5047 I know, it was a joke.

  • @user-rn6cz5nt7w
    @user-rn6cz5nt7w 19 วันที่ผ่านมา +18

    Rachel, Your new hair cut looks GREAT! Very healthy, shinny, and becoming !!

  • @Hellodaralyn
    @Hellodaralyn 21 วันที่ผ่านมา +20

    Hair looking great Rachel. I love the change! It looks so fresh!

  • @campoida
    @campoida 5 วันที่ผ่านมา +2

    I bought my own car, paid for my own gas,insurance,repairs. Everything. That's how I will do it with my son.

  • @jahmeshacoffie1606
    @jahmeshacoffie1606 20 วันที่ผ่านมา +7

    Oh no. My kids walked in when you said Santa clause is not real 😭

  • @bryan_witha_whyy
    @bryan_witha_whyy 20 วันที่ผ่านมา +5

    This is why I have hope for these two. She mentioned the arbitrage of a high yield against the tax refund. Now if we can just get them to recognize how important the 401k match is we will be on the right track.

  • @malu1034
    @malu1034 16 วันที่ผ่านมา +4

    Loved Rachel's honesty about reconsidering their annual investing. That's REAL! (And girl, that tan is poppin'! 😎)

  • @ErnestinaObeng-zo2di
    @ErnestinaObeng-zo2di 20 วันที่ผ่านมา +4

    George and Rachel, thanks for keeping it real❤. Love you guys.

  • @CoachFranklinBoland
    @CoachFranklinBoland 20 วันที่ผ่านมา +5

    George! My wife and I are going on the cruise next year, never considered international fees. You guys might be saving us some unwanted surprises

    • @LittleMopeHead
      @LittleMopeHead 20 วันที่ผ่านมา

      They talked about phone bills, just be careful and make sure your phone carrier allows services on the cruise. I went on an Ensenada, Mexico cruise and while my carrier allowed free calling, texting, and data in Mexico, I was charged $40 for two minutes of calling because we were "at sea".

  • @emilysade5451
    @emilysade5451 21 วันที่ผ่านมา +31

    Mia’s da da was the best part of the episode ❤

  • @StephenIC
    @StephenIC 21 วันที่ผ่านมา +44

    "You know where money comes from? Work. Not the freaking Easter bunny. This is socialism"
    That impression 🤣🤣 George fired in 3...2...

    • @alleykeosheyan4779
      @alleykeosheyan4779 21 วันที่ผ่านมา +3

      OMG that was hilarious!~

    • @jwarnstarsmile
      @jwarnstarsmile 21 วันที่ผ่านมา +1

      Luckily Dave loves his snark!

    • @janae09
      @janae09 21 วันที่ผ่านมา +3

      No chance Dave watches this show. Lol

    • @TCAPRecipes
      @TCAPRecipes 21 วันที่ผ่านมา +1

      It's funny because its true

  • @aliciafalendysz6231
    @aliciafalendysz6231 20 วันที่ผ่านมา +3

    Rachel! I love your hair! You look great this episode! George the open jacket is nice too ☺️

  • @Christdeliverme
    @Christdeliverme 20 วันที่ผ่านมา +2

    Way to go George, that's wonderful. She's a doll.

  • @JulieGaffney-mz1sg
    @JulieGaffney-mz1sg 17 วันที่ผ่านมา +1

    I love your show, keep it up! ❤😊

  • @kgfig
    @kgfig 21 วันที่ผ่านมา +14

    Agave nectar comes from the agave plants. The sap gets pressed out from the core. Tequila is also made from agaves.

  • @katiebaker254
    @katiebaker254 20 วันที่ผ่านมา +3

    Rachel's hair! So cute, Rachel!

  • @mattTHEEgreat
    @mattTHEEgreat 21 วันที่ผ่านมา +14

    My wife and I decided to not do Santa with our kids going forward, our oldest knows, and we have a 3 year old and one due in September. Not everyone agrees but we just feel like it will be better to not focus on Santa and focus on the religious aspect.

  • @cati121791
    @cati121791 10 วันที่ผ่านมา +2

    Your baby is so sweet George ❤

  • @Yo_soy_Annna
    @Yo_soy_Annna 21 วันที่ผ่านมา +1

    Really enjoying the conversation and personal stories and tid bits ☺️
    Rachel, your hair looks so good on you! 🔥
    I loved the longer episode. Will you make it a full hour for us?? 🤌♥️

  • @dt7353
    @dt7353 20 วันที่ผ่านมา +1

    13:09 the look on their faces talking about George's child is 😍🥰

  • @retnuh1262
    @retnuh1262 15 วันที่ผ่านมา +1

    15:10 I also never heard of a tax refund until I was an adult and all my friends were excited about tax season. My mom is very particular about fine print and always made sure she never owed any taxes or received a big refund and I have always been the same. Once I was 20 I started noticing my friends excited for their tax checks that I wasn't getting which made me sad until the Ramsey show taught me that my friends are just loaning their money to the gov interest free.

  • @marvellarenee2155
    @marvellarenee2155 20 วันที่ผ่านมา +6

    Love the outfit Rachel! 🤩

    • @curban616
      @curban616 15 วันที่ผ่านมา

      Reminds me of the 70’s!! I loved those clothes!

  • @BigBank007
    @BigBank007 18 วันที่ผ่านมา +3

    In George’s defense, I think I was part of that CD club or I might’ve gotten a CD from the back of a cereal box 😊

    • @SC-ti4yg
      @SC-ti4yg 14 วันที่ผ่านมา

      I think I was too. Oh wasn’t it BMG music club!!

  • @lindadorman2869
    @lindadorman2869 21 วันที่ผ่านมา +11

    I went to the dentist regularly when I was younger. When I was in my 30's, the dentist tried to talk me into doing more dental work even after microplaning, a dental implant, root canals, veneers, etc...he said it was necessary if I wanted to "keep my teeth from falling out by the time I was 50". I never went back and have only been to a dentist a few times for a cleaning. I'm 63 and still have ALL my teeth.

    • @thedopplereffect00
      @thedopplereffect00 20 วันที่ผ่านมา +2

      Never go to a dentist with a ton of student loan debt

    • @nerida3347
      @nerida3347 19 วันที่ผ่านมา +2

      If you don't have any major dental deformities, then all you really need is to floss and brush twice a day. Boom! One dentist visit a year

  • @alanyoung159
    @alanyoung159 20 วันที่ผ่านมา

    On that topic on home maintenance cost, here in the greater Seattle area, pest control cost about $80-$100 a month, lawn mowing also about the same. I could definitely see avg cost over $6k now a year.

  • @jeanniebishop6775
    @jeanniebishop6775 23 ชั่วโมงที่ผ่านมา

    Yes, agave is from the agave plant and is jealthier than table sugar. It also has a lower glycemic index that would be helpful for diabetics.

  • @maryannl5846
    @maryannl5846 20 วันที่ผ่านมา +2

    Thanks for the travel debit card hack! & this year when I hear Jingle Bells, I will think of the Kamel family singing Santa Claus, Santa Claus, Santa Santa Claus 🎅

  • @lyndahammel9502
    @lyndahammel9502 19 วันที่ผ่านมา +3

    I gave my daughter a beeper. Then she found a phone and called me back. That was before cell phones.

  • @chemquests
    @chemquests 19 วันที่ผ่านมา +3

    Agave is the plant fermented to make tequila, which is why it pairs well

  • @julesfran7887
    @julesfran7887 11 วันที่ผ่านมา +1

    Always entertaining show! I hate life admin, especially dealing with large companies 😬

  • @calvinwebb8949
    @calvinwebb8949 21 วันที่ผ่านมา +5

    George Mia is adorable and the video of her calling you DaDA is too cute for words. It warms my heart. Rachel I agree that learning Santa Claus wasn't real too away my Christmas magic. Being an Adult isn't as fun as I thought it was going to be.

  • @averynmitchell
    @averynmitchell 21 วันที่ผ่านมา +9

    19:23 I remember as a young childm there used to be a payphone at a gas station and I cried when they took it out/away. It felt so sad.

  • @sfappetrupavelandrei
    @sfappetrupavelandrei 20 วันที่ผ่านมา +1

    As a 40 years old man I will say that being an adult is great. Also I have a job well paid and love my job. So I enjoy a lot more going to work than going to school.
    I also told my sister when she was a child (she is 17 years younger) that being an adult is great and now she can confirm that she agrees with me.

  • @davidr3408
    @davidr3408 21 วันที่ผ่านมา +4

    Ok I’m in love with this show. Keep it up 👍. It’s fun to watch.

  • @EllenRuthSoap
    @EllenRuthSoap 21 วันที่ผ่านมา +3

    Booked on the cruise, can’t wait 🎉❣️

    • @jwarnstarsmile
      @jwarnstarsmile 21 วันที่ผ่านมา

      Jealous! Have fun 🎉

  • @luvlygods1
    @luvlygods1 16 วันที่ผ่านมา

    I love the isn’t it a shame perspective!

  • @lisab5191
    @lisab5191 20 วันที่ผ่านมา +1

    Mia ! We want to hear more from precious Mia !

  • @jonweber5330
    @jonweber5330 18 วันที่ผ่านมา

    Nice hair cut, Rachel

  • @The_Canadian_Dollar_Holler
    @The_Canadian_Dollar_Holler 21 วันที่ผ่านมา +5

    Finally I have been waiting to see the new episode with Rachel's summer hair :)

    • @tduck828
      @tduck828 21 วันที่ผ่านมา

      Right. I love her hair

  • @SouthernFrugalMama
    @SouthernFrugalMama 7 วันที่ผ่านมา +1

    Young healthy people still get cancer. I work in a cancer center and we see young healthy people all the time. Get your physical Rachel!

  • @beth6287
    @beth6287 21 วันที่ผ่านมา +35

    My parents never did Santa with us and we don't do Santa with our kids. We firmly believe that it's lying. When other kids talk to my kids about it we become the jerks if we don't lie. So we say "I don't believe in Santa". It's the perfect none lying answer.

    • @Joesixfour
      @Joesixfour 21 วันที่ผ่านมา +4

      Mannnn I've been feeling like this for the last 5 xmasses I should do the same.

    • @zachjones2346
      @zachjones2346 20 วันที่ผ่านมา +6

      It's not that deep.

    • @NathanCrouse611
      @NathanCrouse611 20 วันที่ผ่านมา +2

      I agree. My parents did santa, but if I ever have kids I don't want to do santa or any of the others because it legitimately is lying to your kids. There's this stupid social pressure to keep up this long term lie to all kids under at least 10 and then you have to turn around and confess to them that santa isn't actually real and it's disappointing to those that want to believe. Thankfully I wasn't that caught up in it and I think I knew before my parents told me so it wasn't devastating to me, but I could see that being an issue for some kids and I don't want to do that to my future kids.

    • @zachjones2346
      @zachjones2346 19 วันที่ผ่านมา +3

      @@NathanCrouse611 Lmao wow. You must be fun at parties.

    • @lyndahammel9502
      @lyndahammel9502 19 วันที่ผ่านมา +1

      I believed in Santa. It was fun.

  • @dagnabit27851
    @dagnabit27851 20 วันที่ผ่านมา +1

    When my dental appointments were in the morning, I had all sorts of expensive problems that needed to be fixed. When I switched to the last appointment of the day, all of a sudden my teeth are great! 😅😅😅

    • @katieryb2919
      @katieryb2919 19 วันที่ผ่านมา

      Wait, how’s that related ?

    • @dagnabit27851
      @dagnabit27851 19 วันที่ผ่านมา

      @@katieryb2919 they were so ready to leave for the day that they stopped looking for random things to fix to get a few extra bucks

  • @ktjomeyers
    @ktjomeyers 20 วันที่ผ่านมา

    Rachel, you need to have your well woman exam every year. 😮

  • @aliciaambrose1013
    @aliciaambrose1013 20 วันที่ผ่านมา

    George can you go more detail about the vacation account?

  • @lorenamelendez7450
    @lorenamelendez7450 20 วันที่ผ่านมา

    Best part of the video when they explain what is a agave😂😂😂😂 I watched it 5 times

  • @lindawilson4625
    @lindawilson4625 21 วันที่ผ่านมา +15

    Adulthood IS the best thing ever! More freedom to choose, then pay or benefit from your choices.

  • @bencarlisle8171
    @bencarlisle8171 16 วันที่ผ่านมา

    “I believe in a thing called love! I believe in a lot of things!” -George Kamel

  • @asmamb1248
    @asmamb1248 19 วันที่ผ่านมา +1

    A Muslim fan here 😊 keep up the great work, Rachel and George! - I hope you can recommend non-alcoholic cocktails too! 🍹 😊

    • @LindseyHarvell-vc4ez
      @LindseyHarvell-vc4ez 10 วันที่ผ่านมา +1

      They do! As a pregnant lady I also appreciate it :)

  • @leilacavender4066
    @leilacavender4066 19 วันที่ผ่านมา +3

    My high school had a pay phone in it so after a school dance when I was ready to go home I’d have to have a quarter to call home lol. I do have to say that it is awfully fun to be an adult and pick all the furniture and pretty things for our home and to pick the foods and meals we get to eat. But ya, the house cleaning and laundry side of it got old real fast 😂

    • @lyndahammel9502
      @lyndahammel9502 19 วันที่ผ่านมา

      Even as a kid I helped with laundry and cleaning.

    • @leilacavender4066
      @leilacavender4066 19 วันที่ผ่านมา

      I did too but it’s definitely a different feeling when you just help with a few aspects of it as opposed to being in charge of it all. And I have three small kids who aren’t of age to really help yet 😅

    • @joycefields3166
      @joycefields3166 17 วันที่ผ่านมา

      You didn’t call collect to let your parents know that you were done. They always denied the call and came for us.

    • @leilacavender4066
      @leilacavender4066 17 วันที่ผ่านมา

      Nope I wasn’t that smart apparently 😂😂

    • @lyndahammel9502
      @lyndahammel9502 17 วันที่ผ่านมา

      @@leilacavender4066 depends on the age. Five and up can help.

  • @AviSpira
    @AviSpira 21 วันที่ผ่านมา

    Great episode

  • @deidrajohnson2441
    @deidrajohnson2441 16 วันที่ผ่านมา

    Sweet Baby Mia saying Dada was the best 🩷

  • @dwr1611
    @dwr1611 19 วันที่ผ่านมา

    that was funny!

  • @laundrygoddess4
    @laundrygoddess4 21 วันที่ผ่านมา +1

    Just because you don't go to the dentist, does not make it a scam. Life insurance isn't a scam just because you haven't made a claim.

  • @johnnyappleman7159
    @johnnyappleman7159 17 วันที่ผ่านมา

    Bruh that cruise is 4K

  • @bobneidhardt2885
    @bobneidhardt2885 21 วันที่ผ่านมา +4

    Much better show. The last few months haven’t been so enjoyable. TY

  • @kmalinda
    @kmalinda 20 วันที่ผ่านมา

    Property tax is the biggest and most widely excepted scame I can think of. some of the houses we looked at had a higher monthly property tax than our rent! just regular old 3-4 bed 2 bath houses in NJ, and we lived in a comparable rent stabilized appartment.

  • @sierraolsen3177
    @sierraolsen3177 21 วันที่ผ่านมา +2

    Loved this episode your a kid one day and adult another. Would love to go on a cruise, but working to pay off the few loans I have to hopefully graduate debt free in December first can’t wait to do that debt free scream

  • @miscellaneousme
    @miscellaneousme 21 วันที่ผ่านมา +2

    “I’m the modern day Job” 😂 Ooookayyyy, George, back it up a bit.

  • @calvinwebb8949
    @calvinwebb8949 21 วันที่ผ่านมา +3

    I remember using a dial up phone to call all my friends and family. I also used a pay phone.

  • @TheColleendoll
    @TheColleendoll 21 วันที่ผ่านมา +5

    I FOUND the place, actual building, that sent out that 99cent Record Club! Its in Pennsylvania.

  • @dougandpennynichols5031
    @dougandpennynichols5031 16 วันที่ผ่านมา +1

    took your advice and called Zander for life insurance, they were $83/month more than the one I have now??????

    • @di842
      @di842 15 วันที่ผ่านมา

      I filled out the quick form and as soon as I pressed send I had 2 reps calls me within 15 min. I blocked the number 😂

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 17 วันที่ผ่านมา

    15:24 Excited about getting money that already belonged to them? And thinking it’s a gift?

  • @ngauyoujin1163
    @ngauyoujin1163 20 วันที่ผ่านมา

    Staying up late just to punish yourself 😂

  • @ronnievengua9535
    @ronnievengua9535 8 วันที่ผ่านมา

    Nice Killshot Nikes GK!

  • @jonbarnet9053
    @jonbarnet9053 19 วันที่ผ่านมา +1

    Columbia House 😂

  • @siouxsinner
    @siouxsinner 20 วันที่ผ่านมา +1

    George, your video is out today on TH-cam with the STATS you said about how extra money slips outta your hands and that tax refund is used for debt and savings. Pick a side.

  • @GlobalStevie
    @GlobalStevie 21 วันที่ผ่านมา +1

    Everyone is thinking it. What the heck happened to Rachel’s hair!?! 😮😱

  • @andyjeffries
    @andyjeffries 20 วันที่ผ่านมา

    George worrying about using a debit card abroad when most of the rest of the world uses chip-and-pin, but happy to use a normal one at home in USA where staff in restaurants often wander off with your card 🤦‍♂🤣

  • @USMCHelloKitty
    @USMCHelloKitty 21 วันที่ผ่านมา +2

    Santa, the Easter Bunny, and the tooth fairy may not be real but Jesus is.

  • @DSLightning21
    @DSLightning21 17 วันที่ผ่านมา

    25:52 - Same here; no physical in years because the doctor doesn't do anything. 🤷🏻‍♂️

  • @campoida
    @campoida 5 วันที่ผ่านมา

    Those check ups are unnecessary if you are well.

  • @Stroller.Engine
    @Stroller.Engine 5 ชั่วโมงที่ผ่านมา

    Paid off houses should not have to pay property tax

  • @retnuh1262
    @retnuh1262 15 วันที่ผ่านมา

    31:31 Rachel doesn't know the title of her own book 😬. "I'm Glad For Where I Am" yikes. They even put that in the description. The book is titled "I'm Glad For What I Have"

  • @b.c.2836
    @b.c.2836 19 วันที่ผ่านมา +2

    I'm with Rachel on the dentist, I think you can space out dentist visits to once every 5-10 years

  • @cariefrost2930
    @cariefrost2930 20 วันที่ผ่านมา

    Didn't have a favorite. On a no spend month

  • @campbellhouse6569
    @campbellhouse6569 15 วันที่ผ่านมา +1

    I hate driving/buying gas 😂 Being an adult is all about trying to find cheap hacks and not spending your money while trying not to become the old grumpy and bitter neighbor from living off your crappy retirement fund

  • @sofiahampton3030
    @sofiahampton3030 11 วันที่ผ่านมา

    The tax refund section I'm confused on. We make about $60,000 how does one not loan out money to the gov.?

    • @tiarewilliams9186
      @tiarewilliams9186 7 วันที่ผ่านมา

      Work with your tax professional to adjust your withholding.

  • @zachjones2346
    @zachjones2346 20 วันที่ผ่านมา +1

    If you put $50k in a HYSA, you will make enough interest to pay property tax. At least for many states/homes. Do that after you pay off your home then you now can technically live for free ignoring food.

    • @electrodynamicorb6548
      @electrodynamicorb6548 19 วันที่ผ่านมา

      Invest why let your money just sit there doing minimal work?

    • @zachjones2346
      @zachjones2346 18 วันที่ผ่านมา

      @@electrodynamicorb6548 Because the HYSA deposits in my account monthly and I can move money in an out easily. I have retirement accounts I never touch and they do most of the heavy lifting.

    • @zachjones2346
      @zachjones2346 18 วันที่ผ่านมา

      @@electrodynamicorb6548 and it is 4.25% so it is pretty solid. My retirement portfolios exceed 10% annually.

  • @sallyprzybil2404
    @sallyprzybil2404 20 วันที่ผ่านมา

    George, I can’t believe that a couple of old ladies would be technically smart enough to steal someone’s identity.

  • @donnahampton3632
    @donnahampton3632 21 วันที่ผ่านมา +2

    I see my primary care physician every July. Everything was fine last year, and yesterday my cholesterol was 300. Now I am dieting and exercising and my recheck is in 3 months. Ugh. Get your lab work done every year, people!

    • @thedopplereffect00
      @thedopplereffect00 20 วันที่ผ่านมา

      The doctors just want to immediately put people on medicine because they make money. They won't recommend diet changes or exercise

  • @lovenature7823
    @lovenature7823 21 วันที่ผ่านมา +3

    George, so glad your beautiful hair is growing back. You're already cool George, a hood haircut does not make anyone "cool". I love your hair, love you being you, handsome in your elegant hairstyle. Thank you for your style George.

    • @geovanrich4916
      @geovanrich4916 21 วันที่ผ่านมา +2

      What is wrong with you

  • @MicahMesser
    @MicahMesser 21 วันที่ผ่านมา +1

    What is magical is the birth of Christ. Santa has become a distraction. No to Santa.

  • @CarmenHyde
    @CarmenHyde 20 วันที่ผ่านมา +1

    Here’s my 2 cents and I’ll be ducking from the tomatoes….
    We have nine kids and never did the Easter Bunny, Tooth Fairy, or Santa Claus. Most of our children are adults with wonderfully creative minds and are very artistic in things they do. They never once have told us they wish we would have done those things. Three of them have children and they don’t plan to do those things with their children. Our take is that they can’t see those things and they can’t see Jesus so what happens in their minds when you swore all those years that those things were all very real and at some point they are all fake except Jesus? We have still made the holidays magical and special and have no regrets.

    • @megan2478
      @megan2478 53 นาทีที่ผ่านมา

      So they don't believe in anything bigger than themselves? They have no belief in anything they can't see/touch/taste? They have no faith?
      Your children also wouldn't ask for something they had no experience with...so if they didn't experience Santa, or the fun of it, then they wouldn't know to ask it.
      I have found people who do the whole "can't see it...not real" thing tend to be cynical when it comes to many things in life (if not life overall).

  • @SteezyVon
    @SteezyVon วันที่ผ่านมา

    Britney Spears 😂😂

  • @stevehenkel354
    @stevehenkel354 17 วันที่ผ่านมา

    I understand you have to generalize when you make certain statements but maybe once in a blue moon you could throw in the caveat for those people that don't nicely fall into the average. "Do a will. It only takes 10 minutes" or my favorite, "Get term life. It's really affordable." I would like to think there are more than a few people who are following the Ramsey principles but are now at retirement age and their previous term-life policy has reached the end of its term. Getting another policy at that age is NOT affordable. Just wanted to throw that out there... (And yes, it's through Zander.)

  • @ollii5771
    @ollii5771 21 วันที่ผ่านมา

    finding out santa isn't real actually hurt me😭😭I'm 19 and still in disbelief

    • @stacyb6278
      @stacyb6278 18 วันที่ผ่านมา +1

      St. Nicholas was a real person. When I told my children about Santa, I told them that I was continuing the love and giving that St. Nicholas spread and now they are invited to be a part of the Santa Society to love others in secret during the holiday season. Join the society-it’s so much fun. ☺️

    • @ollii5771
      @ollii5771 16 วันที่ผ่านมา

      @@stacyb6278 that is so smart I love it😭🤞🏽I'm joining once I have children of my own

  • @kristinawolff-singh1030
    @kristinawolff-singh1030 15 วันที่ผ่านมา

    Get your teeth cleaned Rachel. I Just went after 4 years and now I'm looking at 3 cavities and probably getting 2 wisdom teeth out.

  • @bethanyg153
    @bethanyg153 วันที่ผ่านมา

    I wasn’t able to do Santa with my kids because they were convinced he was real because they saw him in a parking lot, but they were sure Jesus wasn’t real because they hadn’t seen him. I was primed to do the Santa thing, but Holy Spirit said not to do it with these kids.

  • @DiscipleSteven
    @DiscipleSteven 21 วันที่ผ่านมา

    I think its important to go to the dentist regularly, it could go both ways. I recently went and needed one cavity to fill. That was after almost 8 years of not going for a cleaning or check up. I had some significant build up bit the hygienist was actually quite impressed with my teeth knowing I hadnt been to a dentist in that long. lol

  • @alexeatsLV
    @alexeatsLV 21 วันที่ผ่านมา

    Capital One cards, debit and credit, don't charge international fees as well

  • @RevT.
    @RevT. 21 วันที่ผ่านมา

    Yes there’s an agave plant I just planted one❤

  • @businessacc179
    @businessacc179 21 วันที่ผ่านมา

    “You seem like a big talker, but not on the phone?” 🤣🤣🤣

  • @katrinatabilin4449
    @katrinatabilin4449 21 วันที่ผ่านมา

    Love Rachel. Truly. But dear, you are orange today. What is going on?

  • @evijade1
    @evijade1 21 วันที่ผ่านมา

    Santa is real! 🧑‍🎄 🎄 ❤

  • @cocoabeachcbbc1458
    @cocoabeachcbbc1458 21 วันที่ผ่านมา +1

    That is one of my husband’s rants: property tax is wrong! Sales tax, income tax, car tag taxes are all related to things you can control, property tax drives people out of their homes, their land, and if an area gets gentrified, people who have lived there for generations can easily get pushed out, even if they are working… look at beach towns. So many people are having to leave our town because the property taxes (and insurance) have gone through the roof because all of the investors have come in and spent a ton of money to purchase what were until a decade ago middle class homes. We’ve lost wonderful neighbors who owned their homes but simply couldn’t afford to live here anymore. The neighbor, over a period of 5-10 years, has gone from being a family neighborhood to being 33% AirBnB. It’s truly awful

    • @millmill67
      @millmill67 21 วันที่ผ่านมา +1

      My rant is there are too many taxes! We pay income tax from our paycheck. Then everything you buy with that money has tax again! Sales tax, cars, property tax, etc. But we already paid tax on all our money in the first place. It’s too much!

  • @petrabornman7326
    @petrabornman7326 21 วันที่ผ่านมา

    As far as I know Tequila are also made of the agave plant, that is why the agave syrup goes so well with it.

  • @clbcl5
    @clbcl5 21 วันที่ผ่านมา +2

    Turn the A/C or heat on with a door open. Yes, I am heating the neighborhood.

    • @jackiem9460
      @jackiem9460 21 วันที่ผ่านมา

      LOL. Being raised in SWFL, I frequently heard "close the door, you're letting the cool air out" or "let's not cool the outside".

  • @tabsinnervoice3839
    @tabsinnervoice3839 21 วันที่ผ่านมา +1

    I’ve been trying to get my husband life insurance for like 2 months. There’s a lot of steps, it takes a lot of time to set up. So just a heads up for people who don’t have it done yet. Hopefully we can afford that extra $100/mo lol

  • @Imbatmn57
    @Imbatmn57 21 วันที่ผ่านมา +1

    I have prepaid for 25 a month with unlimited data. I never had the contract phone after my mom had to pay so much money to get social service to answer the phone so we could get financial help.

  • @leejohnson3270
    @leejohnson3270 21 วันที่ผ่านมา

    I had a speech impediment when I was younger and it was extremely bad, took me until I was about 15-18 before I could speak at a below normal but understandable level, social skills practically none, anxiety for everything and probably quite a few mental health issues, I'm now making more money then I ever thought and planning on an early retirement following the ramsey plan (with one modifications of aiming for 30% into retirement instead of 15%) which I plan to do until I'm 30 if everything goes well, my childhood was completely messed up so I'm at least going to live the life I want and that involves no debt (: