Pros And Cons Of Living in Finland

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

ความคิดเห็น • 84

  • @Gittas-tube
    @Gittas-tube 5 หลายเดือนก่อน +46

    High taxes? I pay 21%, but for that amount I get benefits that are worth many times more than that sum! And I contribute towards everybody else getting them, too. That's part of how you build and maintain a fair, stable and well-run society where the citizens can enjoy a typical Nordic welfare state of trust and without fear.

    • @BlindNinja404
      @BlindNinja404 หลายเดือนก่อน +1

      I just came from a comment where another Finn clarified this issue. He (I presume) said you need to adjust your estimated annual earnings or else you will pay up to 40.2% and a lot of people really forget to make that adjustment whenever their annual earnings change.

    • @ldnjal
      @ldnjal 25 วันที่ผ่านมา +1

      It really depends on your tax bracket, but from a US perspective, Finnish tax rates are high at every level.
      (In both cases, brackets are for the value in excess of the previous bracket)
      The US tax bracket are 10% up to $11k, 12% up to $45k, 22% up to $95k, ...
      Finnish tax brackets are 12% up to 20k, 19% up to 30k, 30% up to 50k, 34% up to 88k, ...
      For the higher rate, you get substantial services, more than you would in the US, and they're probably worth the extra tax if you're not making too much money.
      I'm pretty successful, and my tax rate in Finland would be over 40%. The extra services provided aren't even close to worth the extra tax. A lot of people are happy to support the social system and society that they live in, but you're also liable to see some brain drain of top performers.

    • @Gittas-tube
      @Gittas-tube 23 วันที่ผ่านมา

      ​​​@@ldnjal 👩🏻‍🌾🇫🇮💶💶💶
      Hello, there!
      Thank you for your comment. It was a good try, considering the space we have at our disposal here. A taxation system is always complicated with lots of detailed circumstances affecting the amount of the taxes actually payable by each taxpayer.
      You estimate that your annual earnings are high enough so that you would pay more than 40% in taxes here in Finland. It's not that simple.
      To begin with, the tax authorities automatically reduce the initial sum of your annual earnings by a hefty percentage and your taxes are calculated on this reduced amount - and on any other deductions like loans (home purchasing loans are very common) that you may have. A reduced capacity to pay taxes is also considered. As a matter of fact, I think that nobody ends up paying the initial amount.
      You say that your tax rate in Finland would be over 40% (please see what I wrote regarding that above.) And you continue saying that "the extra services provided aren't even close to worth the extra tax. A lot of people are happy to support the social system and society that they live in..."
      I have a couple of comments to that. You're absolutely right in that we are happy to pay our taxes, as are the other Nordic welfare states to a high degree. The benefits of living in such a state are obvious. Please see my previous comment. This feeling of responsibility for the health of the society as a whole exemplifies the saying that you can measure the maturity and wellbeing of a society by how it treats its weakest members.
      On the subject of "the extra services provided aren't even close to worth the extra tax", well, that would depend on what services you would need.
      If you're wealthy enough to be able to afford private health care for an extended time, or for extremely costly surgery, drugs etc., then you don't need public health care.
      However, I doubt that, for instance, your health insurance premiums would be higher than the actual costs of an extended stay at a hospital, several operations, lots of testing, scans and expensive medicines, special diets, special treatments, rehabilitation, followups and so on.
      All actual costs that you will not be paying for. Your share would consist of a small sum for each day that you occupy a bed. That's all. It's perhaps worth calculating how much all this and more would cost you in private care, not to mention in the U.S.
      Two real-life examples:
      A good friend of mine, 81, has a by now receding cancer for which for years she received a special tablet against cancer. The pill costs some 3,000 euros a pop. She paid zero.
      Myself, I fairly recently was taken to the ER of our main hospital in the middle of the night, was emergency operated on, survived, stayed at the hospital for around a week, monitored, treated etc. Total cost some 400 to 500 euros + 25 euros, deductible for ambulance. That's it.
      My annual health insurance premium included in my taxes is 488.88 euros.
      The automatic reduction of my annual salary😮 (pension) of 35,632.92 euros is 2,606.25, leaving 33,026,67 on which my tax is calculated.
      There are some other points in the paper I received informing me of upcoming changes, but they are irrelevant here.

    • @Cnsalmoni
      @Cnsalmoni 22 วันที่ผ่านมา

      I guess Finland is great for the lower and middle class, and for a great education in general ( public schools suck in the US), or for students wanting to get an advanced degree and not have a six figure debt, or if you get a life threatening illness and your private insurance decides to not pay… the US certainly is not as easy to climb up to the upper class the way it used to be. Overall, the standard of living and security of food and shelter regardless of your health and ability to work …no comparison. It’s a lot riskier these days to live in the US.

    • @mikkokeskinen8891
      @mikkokeskinen8891 4 วันที่ผ่านมา

      I believe when the people mention the high taxes. They dont only mean income tax. They also include the consumption tax (+25%alv) that is included in almost every product. They are not wrong because it is after all coming off of our pocket after income-tax.

  • @DNA350ppm
    @DNA350ppm 3 หลายเดือนก่อน +27

    The pros in the video are generally correct, but the cons are described with a bias, and in general a bit misleading. If you learn Finnish to even a mediocre level, no more, every impression of Finland changes. Similar is true of every other country. It is a very imperial attitude to arrive in a country and expect to thrive in languages that are foregn to the locals. Finland in itself is historically and traditionally a multifasetted, multicultural, multilingual country, with a large group of Swedish-speakers (speaking many dialects among them), a large enough group of Sámi people, a substantial group of Karelians, and also not so few immigrants from Russia, Germany, all of Europe, and among them the Baltic countries. You can notice these influences in not only place and family names rooted in genuine Finnish, but so many others; you might notice: Brahe, Rosenlew, Serlachius, Sinebrychoff, Fazer, Rotkirch, Svinhufvud, Finlayson, Sibelius, Sonck, Jansson, Långbacka, and hundreds of others. In more recent years there has come immigrants, students, and refugees from all over the world.
    In general Finns are not prejudiced about looks, but rather relaxed and open, fun-loving, generous, and very industrious. And Finns are rather content with the taxes, feminism, masses of rules and all, so though free to move practically anywhere on the globe, Finns are generally not keen to emigrate.
    But as no surprise to thinking foreigners: in Finland, understanding and speaking Finnish is the key, so don't expect Finns to open up in English on the spot. OnIy if you know the Finnish language you can rapidly learn to know the Finns as they are. If you are a foreigner, do try to speak Finnish in the very first contact. Finns immediately hear that you struggle, and as being a very helpful lot, then they may volunteer to help you out, sharing the struggle, by their struggling with English themselves. It creates a level playing field. Finnish is namely easy for you to pronounce, but all foreign languages are difficult for Finns to pronounce. Why? - Because *almost* all Finnish sounds are represented in the world's main languages, but not the other way around. When you come to Finland for more than a weeks vacation, at least learn the Finnish alphabet, so that you can pronounce any written word.
    The formerly high suicide rates were a heritage from the five devastating years of war (Finland's war of defence against Soviet Union, during Word War 2) and the harsh years (about 10-20) after the war, when Finland paid back every penny the country had in debts to those who had lended money for Finland's defence, like Great Britain (thank you!). Then the rebuilding of Finland was expensive, too. The accomodation of the refugees from the East of Finland, the part that the Soviet Union occupied/took, was a difficult task. The Soviet army had bombed Finland to trash, but not to submission. Housing was therefore a huge problem, families of six were happy to find even one room without conveniences to survive in. Families lived years in saunas and the simplest shelters.
    The financing of mental health initiative really wasn't prioritized, and that was one of the mistakes made, i.e. not taking care of the veterans and the wounded, if from battle or from bombs dropped over civilian targets. The war-time efforts and the subsequent rebuilding also strained Finns to exhaustion. I think it is hard for people from abroad to understand how tough it was. But I'm very worried about Ukrainians and Palestinians and others in today's world. Finns in their 80's and 90's still have unhealed trauma and their families have suffered as the next generations. But, improvement is on its way, now as a first adult generation of Finns, has at last grown up with parents and grand-parents who have never experienced on-going war themselves, which improves the mental conditions a lot. And remarkably Finland's mental status is average in Europe nowadays, despite the winters.

    • @n4psters986
      @n4psters986 3 หลายเดือนก่อน +1

      Wow thanks for the explanation.
      Can i ask you, im planning to move there from Indonesia, my english is pretty average. How hard is it to learn Finnish langguage??? Also do you need a certification for it? Like Japanese, and chinese.

    • @cinderellaandstepsisters
      @cinderellaandstepsisters 3 หลายเดือนก่อน +1

      Norway has the biggest number of the Sami ppl. Sweden is the second. Finland is the third and Russia has the least number of the Sami ppl.

    • @Luontohaahuilija
      @Luontohaahuilija 2 หลายเดือนก่อน +2

      Your explination of finnish mental health and suiside rates are the first of a kind, that I buy totally!
      It is very logical explination, how the harsh war years in 1939-1944 moulded our nation for generations.
      Altogether I truly enjoyed reading your profound explination.
      And I must say, that I have shared for quite some time the same fear and sadness for Ukrainians and all other nations, who have to go through that inferno, once again, that affects the nation for many generations to come! 😰

    • @juliading1759
      @juliading1759 หลายเดือนก่อน +2

      Hello from America. Thank you for your explanation to clarify the misunderstanding. Finland is a beautiful country. I watched many videos about Finland. Also, Finland is ranked as the happiest country. It must be earned for a reason. I hope I can visit your beautiful country someday.

    • @Luontohaahuilija
      @Luontohaahuilija หลายเดือนก่อน

      You will learn it, when you are motivated. Just use it and ask for right word. With gestures, open mind and smile you get far in the beginning, when learning the basic words and sentences.
      Maybe Duolingo or other free app will help you in the beginning.
      Welcome to Finland, we welcome especially people, who come to work here. 🇫🇮🤗🫶

  • @roba.9698
    @roba.9698 12 วันที่ผ่านมา +3

    My wife and I been to Finland twice 14 days each time. My daughter lives there and it is a wonderful country. High taxes? Really? Look at what u get. We didn't find food there expensive. Food was fresher and delicious.
    I found people friendly and respectful. Everyone will have a different experience but we loved it. When we returned to the US the noise of an over commercialized country was shocking.

    • @Luontohaahuilija
      @Luontohaahuilija 11 วันที่ผ่านมา +1

      @@roba.9698 Love to hear, that you enjoyed your visits here! ❤️🇫🇮
      I have loved my visits in US, but especially in the small pittoresk towns and nature areas! So wonderful and diverse nature! 😍❤️
      But true..we have much more free space and traquility, even in the cities.
      And I do appriciate it more and more, the wiser I get.. 😉☺️❤️🇫🇮
      But true

  • @jennifertiitinen9006
    @jennifertiitinen9006 3 หลายเดือนก่อน +20

    Finns get a bad wrap for being impersonal but it isn’t true. If you make an effort they are super welcoming and very friendly to everyone

    • @richardteua3429
      @richardteua3429 3 หลายเดือนก่อน +3

      Agree

    • @virtuousglean7216
      @virtuousglean7216 3 หลายเดือนก่อน +1

      It sounds perfect for me. New friendships tend to try and move too fast for me and the discomfort builds and it fizzles out. At least I know the other person is comfortable enough to race the friendship though.

  • @cinderellaandstepsisters
    @cinderellaandstepsisters 3 หลายเดือนก่อน +9

    Finland's suicide rates have gone drastically down in 30 years. We don't live in the 1950's anymore.
    Watch the statistics in the video "Comparison Suicide rates by countries/ country suicide rate comparison."
    62 highest suicide countries and Finland is not even mentioned. Ot of the other Nordic countries Iceland and Denmark are mentioned before Finland.
    The highest suicide countries are: The 1st RUSSIA. The 2nd South Korea. The 3rd Kazakstan it the 4th Ukraine and the 5 th Japan.
    By the way the other Nordic countries have the same climate like in Finland.

    • @BeccaDomasig
      @BeccaDomasig 8 วันที่ผ่านมา

      I worked in Cyprus for 5 yrs.I'd felt depressed every winter.Thats why I don't like winter at all.All work in a country with extreme Winter.

  • @sytytyspala
    @sytytyspala 4 หลายเดือนก่อน +35

    As a Finn I pay 0.5% tax this year, I think that´s quite low, What do you think? About 80% of this video was B-roll not from Finland. And living here is not expensive I pay rent 600/month and my food cost is about 250€ per month when I prepare healthy meals my self, it takes about 3 to 4 hour a week. And if you live in a city is public transport fairly cheap and accessible. Last time a police officer was killed in duty, if I recall right was 2016 and year 2022 there was 279 violent or suspicious death cases, this number includes shootings, stabbings, DUI traffic accidents where people lost their lives and drug related deaths etc. Safe country, I´ll pay any tax the government determines.

    • @ms.g44
      @ms.g44 หลายเดือนก่อน

      Hey i want to come in finland for my mba and also hoping working there after my mba is it worth it? And can i get any help if i was in need?

    • @signekroner4588
      @signekroner4588 หลายเดือนก่อน +2

      0,5% tax? You mean 50% maybe?

    • @miriam8026
      @miriam8026 16 วันที่ผ่านมา +1

      @@signekroner4588 low income, low taxes

    • @jenniferlozanes6883
      @jenniferlozanes6883 11 วันที่ผ่านมา

      wow how nice

  • @aarnoarnold1973
    @aarnoarnold1973 2 หลายเดือนก่อน +8

    The lack of corruption is an astounding statistic. This is a truly rare trait around the world.

  • @tracybodinaar
    @tracybodinaar หลายเดือนก่อน +57

    I really appreciate the dedication in each video you post. Despite the dip in crypto, l still thank you for the level headed financial advice. I started crypto investment with $6,400 and since following you for few weeks now, 1 ve got $20,655 in my portfolio. Thank you so much Charlotte Walsh.

    • @ravenlyrics7745
      @ravenlyrics7745 หลายเดือนก่อน +2

      How!! I know it's possible I would appreciate if you show me how to go about it.

    • @ravenlyrics7745
      @ravenlyrics7745 หลายเดือนก่อน

      What is the best way to make money from crypto trading?

    • @Silver-p3y
      @Silver-p3y หลายเดือนก่อน +4

      As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto professional.

    • @Silver-p3y
      @Silver-p3y หลายเดือนก่อน

      The professional is Charlotte Junko Walsh

    • @mercelesandaniel
      @mercelesandaniel หลายเดือนก่อน

      Sounds familiar, I have heard her names on several occasions.. And both her success stories on wall street journey!

  • @tacfoley4443
    @tacfoley4443 21 วันที่ผ่านมา +1

    Where is the beautiful island we can see at 4:41? And what is the huge concrete structure at the bottom of the frame at 4:54?

    • @miriam8026
      @miriam8026 16 วันที่ผ่านมา

      Not sure but I think it's one of the islands in Helsinki area, (looking at the Finnish Gulf in the distance) and my guess for the concrete is one of the ports Helsinki has?

  • @jennifertiitinen9006
    @jennifertiitinen9006 3 หลายเดือนก่อน +5

    Love the summer and winter landscape there

  • @jiggilowjow
    @jiggilowjow 27 วันที่ผ่านมา +3

    i hate the clips of actors... this makes the video have a plastic feel to it. a synthetic vibe that couldnt let me get past 2 minuts. im all about the real like fins

  • @okay5271
    @okay5271 หลายเดือนก่อน

    Wow

  • @danubebleu.9430
    @danubebleu.9430 5 หลายเดือนก่อน +7

    I love Finland and love its
    Nice people. ♥️

  • @teamajaniemi6506
    @teamajaniemi6506 5 หลายเดือนก่อน +6

    High number of suicides? That's only slightly above the EU average.

    • @cinderellaandstepsisters
      @cinderellaandstepsisters 3 หลายเดือนก่อน +2

      Wrong. Finland's suicide rates have gone drastically down in 30 years.
      Watch the statistics in the video: " Comparison suicide rates by countries/Country suicide rate comparison."
      62 highest suicide countries and Finland is not even mentioned.

  • @eternity-x4m
    @eternity-x4m 2 หลายเดือนก่อน +1

    Pensioners on minimum pension pay only 15 % of their rent and government pays 85 % . Even people working get huge amount of rent assistance , so compared to other countries finland's rents are very low .

  • @vamfonseka421
    @vamfonseka421 5 หลายเดือนก่อน +4

    😊

  • @stevecroos1179
    @stevecroos1179 หลายเดือนก่อน +1

    Then why can't they reduce these high taxes???😢

  • @marinoserafini8036
    @marinoserafini8036 12 วันที่ผ่านมา

    Good finnland

  • @autofashi0n
    @autofashi0n หลายเดือนก่อน

    The beautiful girls is the only thing I like about Finland!

    • @Luontohaahuilija
      @Luontohaahuilija หลายเดือนก่อน

      @@autofashi0n Maybe then better you head to other countries with beautiful girls.
      We in Finland look for happy and flexible people, content with their everyday life in a free and safe country with beautiful nature always nearby.
      Then you will fit in nicely here! 🇫🇮😉🫶

    • @jenniferlozanes6883
      @jenniferlozanes6883 11 วันที่ผ่านมา

      hehehehe

    • @Luontohaahuilija
      @Luontohaahuilija 11 วันที่ผ่านมา

      @@autofashi0n I like about Finland
      1. The honesty of the people
      2. Less hot-headed people, than in many countries, I guess because majority of people are well educated
      3. Great quality of life, not too much rich or poor people, but we are more equal in this aspect, than people in most countries = less striction in the society
      4. Beautiful nature with four seasons!
      Right now enjoying the sparkling white cover, that gives a TRUE, DREAMY LIKE Christmas feeling! ❄️✨️🥰
      Hopefully it stays for Christmas!
      5. High quality in finnish products + technology
      6. Innovative society with lots of high technical competence
      7. Warm and cozy homes and windows with 2 or 3 glasses, No matter is it +10 or -10 outside, always nice and enjoyable to be home.
      8. So beautiful nature and in cities so many interesting cafes, bars, market halls, culture houses, museums, wonderful swimming halls (some ofthem almost like spas!), libaries, skating rings, ready made ski tracks also in city parks and forests, in summertime wonderful fittness paths for all in nature areas, always within max 10-15 min walk from your home - - millions of things to do outside and inside!
      9. Very thoughtful people, not wanting lots of presents from Santa or fortune for themselves, but more wanting for all peace and happiness in their lives!
      10. The beautiful girls - and boys, too!
      😍❤️🇫🇮

  • @dhananjaysinghpol4713
    @dhananjaysinghpol4713 3 หลายเดือนก่อน +1

    nice

  • @Italsat4861
    @Italsat4861 3 หลายเดือนก่อน +2

    Coming to Finland as a legal immigrant (likewise me) is a waste of time. Finland is the best place for illegal immigrants, refugees, asylum seekers etc.

    • @Italsat4861
      @Italsat4861 3 หลายเดือนก่อน

      Finland has created a fake image of having best educational system, happiness, etc. However, in reality (from perspective of foreigner), that image is unreal. The problem with Finland is marginalization of foreigners. Here, they want you to work in a low rank jobs and nothing else.

  • @RezaMarz
    @RezaMarz 3 หลายเดือนก่อน +1

    Thanks.

  • @jukkasarilo7573
    @jukkasarilo7573 2 หลายเดือนก่อน +1

    Do not come to Finland to find community. You are alone a along time. But you can live well alone.

  • @Jimbojoebob
    @Jimbojoebob หลายเดือนก่อน +1

    Lots of antidepressant drugs.

  • @terry4137
    @terry4137 4 หลายเดือนก่อน +1

    No immigration

  • @aw7178
    @aw7178 4 หลายเดือนก่อน +3

    WeNeedThisInWholeEUROPE ! NO MigrantsOfDIFFERENT Culture !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    • @reaperskeepers
      @reaperskeepers 4 หลายเดือนก่อน +4

      migrants of different cultures are not the problem, people are never the problem. instead, the rest of europe should imitate finland's government, not just stop people from immigrating.

    • @DNA350ppm
      @DNA350ppm 3 หลายเดือนก่อน +2

      @@reaperskeepers Indeed, the bad conditions that people try to escape, these are the circumstances to improve, so that emigration woud not be an option. Every immigrant has emigrated, not being happy in their country of origin in the first place. That's the root of the problems.

  • @maureenalbersworth3142
    @maureenalbersworth3142 21 วันที่ผ่านมา

    whats up with the masks on the staues ewwww

  • @ibostinger
    @ibostinger 4 หลายเดือนก่อน +2

    Finland is shit. That is the truth. So much daily pressure

    • @cinderellaandstepsisters
      @cinderellaandstepsisters 3 หลายเดือนก่อน +1

      Not true.

    • @Luontohaahuilija
      @Luontohaahuilija 2 หลายเดือนก่อน +6

      Depends on your family background as in many countries.
      Did your parents give love, secure enviroment to grow up and do things with you? Or the opposite?
      And it depends on your own mental health issues and how you have learned to deal with them. As well as your parents mental health.
      And then differing from many other countries, it depends on your own choices.
      In Finland all healthy people have a vast variety of choices, what you want to learn or do.
      In the end it is you, who makes the decision, hard way = taking care of your school work, studying (to make it, you don't need to study really hard, as in many other countries!).
      Or do you choose the easy and lazy way of life! Even THAT is an option in Finland for us, but it truly is not the most enjoyable life or happiest way to spend your one and only journey here on planet earth.
      Finland is a wonderful country for hard working, honest and good-hearted people! ❤🇫🇮🤗

  • @terry4137
    @terry4137 4 หลายเดือนก่อน +1

    Suicidal

    • @cinderellaandstepsisters
      @cinderellaandstepsisters 3 หลายเดือนก่อน +1

      Wrong. Finland's suicide rates have gone drastically down in 30 years.
      Watch the statistics in the video " Comparison suicide rates by countries/Country suicide rate comparison."
      62 highest suicide countries and Finland is not even mentioned.
      The highest suicide countries are: The 1st RUSSIA. The 2nd South Korea. The 3rd Kazakstan. The 4th Ukraine and the 5 th Japan.