CPF at 55: Correcting Some Misconceptions

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  • เผยแพร่เมื่อ 29 ม.ค. 2025

ความคิดเห็น • 11

  • @PNGChoonBing
    @PNGChoonBing 21 วันที่ผ่านมา +2

    V comprehensive and honest, pl have more of such

  • @GuanMinMax
    @GuanMinMax 19 วันที่ผ่านมา +1

    Yes a more balanced approach should be used when discussing CPF topics. There are always pros and cons to everything

  • @whis5448
    @whis5448 21 วันที่ผ่านมา +6

    Everything can change, scully the garmen change hands and then CPF also change here change there. I only intend to leave BRS inside, cause I don't want others to manage my money. Last time 50 plus can take out all liao, who wanna put so much inside and let garmen mess with your own hard earned money where you are at mercy of the garmen?

    • @DonPedroII-uc9pd
      @DonPedroII-uc9pd 19 วันที่ผ่านมา

      That's why BRS,FRS,ERS is a choice that one can make. If one is not investment savvy, taking the 4%(or whatever that is offered) might be the best option. More liquidity sounds fantastic but might not be 'good' for a person that lacks financial discipline. Good to 'lock up' some funds for the future, be it in CPF, mid-long term Treasury bills. Gold. UT, ETF, Blue chip equity etc.

  • @damienlim7282
    @damienlim7282 19 วันที่ผ่านมา +2

    Video warned us that CPF interest rates can fluctuate and so would the monthly retirement payouts, so beware! Have the CPF rates been fluctuating much over the years? Video warned about the risks in relying solely on CPF retirement schemes and that we should diversify. Do alternative plans offered by private companies match yields as consistent and safe as what CPF provides? If that ST article is biased, well, this video is not much better imo. Video seems to be shot with scripted responses meant to insinuate and put down the ST article. No need lah. If you genuinely wish to share your concerns, just do so by having a normal conversation. The authors may mean well but this just makes me doubt their intent in putting out such contents.

  • @kcchiew4247
    @kcchiew4247 21 วันที่ผ่านมา +1

    Already top up my RA till 4xBRS already.

  • @R6ex
    @R6ex 21 วันที่ผ่านมา

    Noted. Will aim for Retirement Lifestyle A ... LOL