The six month mandatory period, before you foreclose has another detail in it. The EMI for the six months could have a large interest component and a small Principal component. This way they(the banks) will get a lot of interest and take the principal amount too when you foreclose. Clever!
Thanks for advising. Recently i have applied for car Loan from SBI with same term n condition as u advised in this video. Now i can say that i m right in my decision.
Raviji thanx again, accha information tha.Per ek point aap miss kar gaye.Bank kitna bhi pressure daale Blank Cheque k liye,kabhi bhi dena nehi hai hume. Yeh koi bhi loan pe applicable hai.Bank wale bolenge k blank signed check k bina process nehi hogi, ghabrana nehi hai, straight muh pe bol do ki fir mujhe gari hi nehi kharidni, line pe aa jayega.according to RBI blank cheque lena illegal hai.Mei ne SBI ko nehi diya,gari bhi mil gaya.... thanx....
मेरे हिसाब से सरकारी बैंक से लोन लेना चाहिए क्योंकि उसके बेनिफिट बहुत ज्यादा है सबसे बड़ा बेनिफिट तो यह है अगर आप बीच में किस्त खत्म करना चाहते हैं और पूरा लोन पेड़ करना चाहते हैं तो आपको कोई एक्स्ट्रा चार्ज नहीं देना पड़ेगा प्राइवेट बैंक में 5 परसेंट है
mai govt services karta hu Maine sbi se car lone li hai abhi kuchh problem ke karn salary kuchh dino se ruki hai jis karn se mai car lone ka emi pay nhi kar paa raha hu to kya aise me bank wale meri car agent se uthwa sakte hai jabki mai gov't services me hu..
Kya my pura payment ya half payment deposite karwa sakta hu loan ka bank of baroda wala bolta h atleast 1 saal k bad possible h... Aisa karna ..... Mera 565000 ka loan h 7 year k liye emi 9300 ati h... Muje 150000 jama karwane ki icha h kya aisa possible ... Jis se muje interest kam dena pade... Suggest me
This is very good video sir. Car lena is a lifetime thing, aur ye hamesha hi dar rehta hai ki dealers koi dhokha na kare. Bank finance se leke har ek cheez pe bahut dhyan dena padata hai, till the delivery of vehicle. Very informative video, thank you.
Ravi Sir I have heard that SBI doesn't provide car loan unless your annual income is 2.5 lakh. I am a state govt. employee but my current annual salary is slightly less than that, how can I apply for car loan via SBI?
SBI best hai... Nil processing fee.. Nil prepayment charges... Even less fee or charges... On EMI Bounce... Even ek benefit.. mere sbi loan me auto deduction me problem aa gya tha first 2 emi bounce ho ge mai phone krke paresan ho gya but bank walo ko koe fikar nh.. ye problem hai SBI me
Bro ..Actually u r educating d people f my country....Aesa hmara education policy h k bohoto ko simple interest v nhi aata...hum us Desh k wasi h jaha aaye din logo ko thga jata he....Aaj kL prhe-likhe log hi apne Desh wasi o ko lut rahe he....kuch Nationalised bank ko chor do to har jgah a k sa manjr he...Country lakho croro spent krti he a k Doctor , engeener Mangement gurus ko bnane me...pass out hoke koi foreign chala jata he koi yaha DHNDA set karlete he..kisi ko parwah hi nhi k inko bnane k liye jo desh ka paisa lga WO paisa a k a k Sam insan ka tax ka paisa h ...chahe wo kisan ya Jwan ya ho bussines person ....JAI HIND..JAI BHARAT..
Sir, I like your videos too much. I want to know a small thing from you. If I go to buy a new car then can I buy a base model and then install music system and ac later or should I buy a model which model has these items pre installed. Thank You
Bhaiya m meri 1st car hyundai verna sx(o) peteol lene ki soch raha hu manual ...To vo sahi rahegi ky...M honda city lene k liye b dekh raha tha pr onroad budget tight h 13 lac😊 or itne m verna k sare features aa jayenge to ap batao sabi h ky ye decision 🤔🤔
Sir Mera SBI Bank Ka 7 year Ka Car Lone Hee 3 Year Hoo gye Lone koo Muje Lon Chukana Hee Leken Bank Wale Bol Rhee Hee 7 year Interest Dena Pdega Kyaa Yahe Rule Hee Kya Plz help Me Sir
Omkar Gaikwad Nooo Sir aap ko koibhi interest dena nahi padega. Aap kabhi b loan close kar sackteho.... Without interest & without foreclosure amount deke.
SBI offers lowest interest rate on car loan also they don't have any hidden charges on it. So go with SBI. Procedure of Loan Sanction at SBI is time consuming but once you get approval everything is fine. Never go with ICICI, HDFC, AXIS BANK they have hidden charges which they always hide.
No bro.... SBI ka 8.75 se bhi jyada he.... Aur abhi sabse kam interest he HDFC BANK ka he..... HDFC Bank ko interest me koi takkar bhi nahi deparaha....... Plz Brother go HDFC BANK....
Dear, I really liked your all videos and I really appreciate your hard work to get us knowledgeable on time basis. I’m planning to buy a car next month, Maruti Dezire-Vxi, Baleno-Delta in dono m Se konsi purchase karu...Jisse 6 month baad bad feel n ho
Hi... Car loan lene ke liye hame Kya kya documents dena hoga bank ko our kis tarah Mai loan pa skate hai... Apka vedio bahut achha laga kafi jankari di apne es vedio ke jariye
Sir pl ek video bnao jisme btao ki hmen usd cng car leni chahiye ki nahi... aur fir hm usmese cng kit htva ke petrol me chla skte hain ki nahin... plz sir jldi guide krna ...
Fayda aapka hona chahiyay......what a powerful statement..... Thanks bro for the genuine concern for innocent people like myself
Ravi bhai aapki jitni tareef karu utni kum hai....... sharing knowledge is the biggest help in today's world.
Thanks Bhai
Watch it in 1.25X speed guys.. Araam se time bachega aur video 📹 normal lagega
😜😜
Thank you
Thanks
Very good
Me watch in 2x speed alredy🤣🤣🤣
धन्यवाद भय्याजी!आपणे बहोत खूब बात बताई!मुझे ट्रॅक्टर लोन पे ये महसुस हुआ..
i am also a banker
AM in Axis Bank
i love the way you solve this confuction about car loan.
Pardeep sharma hi
@@bijayhela9989 hello
Axis bank auto loan sanctioned hone par...kya kya charges dene padhte he???
The six month mandatory period, before you foreclose has another detail in it. The EMI for the six months could have a large interest component and a small Principal component. This way they(the banks) will get a lot of interest and take the principal amount too when you foreclose. Clever!
Exactly
Good Luck Bro. Your voice similar to shushant Singh .......
Superb sir...1 1 point utha k sabko clear kiya hai...very nice ar isse acha nahi ban sakta tha...Thank you
So nice of you brother to talk about the most confusing questions in my mind🙏🙏🙏🙏🙏
Suppeb
आपका समझाने का तरीका बहुत अच्छा है
रवी जी thanks a lot..
You did a great job ...
Respect to you sir...
आपकी आवाज बहुत अच्छी है और समझाने का तरीका भी अच्छा है.
I have compared all Loans from all banks among all only SBI is the best.
PNB ka chq karo 8.75 ROI with 0 processing fee
SUBHASH SONWANE sbi bob pnb .....ye 3 best hai...aap sahi hai...
National banks best hain
sbi dega tbi to
Contact me 7982354070
for :-
CAR LOAN
CAR SALE
CAR PURCHASE
CAR INSURANCE
PAN CARD(new/correction)
बहुत ज्ञानप्रद ।
HDFC se used car loan liya hai
Thanks for advising. Recently i have applied for car Loan from SBI with same term n condition as u advised in this video. Now i can say that i m right in my decision.
Amit Kumar nooo brother HDFC provide sabse lowest rate of interest
Sabse lowest kitna.? PNB me 8.75 h and zero file charges
SBI is best....
SBI me Kya interest rate h
@@abhishekmeghwal1214 bro in sbi depends on cibil score may be
बहुत दिनों बाद कोई कायदे का वीडियो देखने को मिला है , स्टैण्डर्ड फॉर्मेट , गुड प्रेजेंटेशन
ग्रेट भाई जी ।।
God bless you too gud so clear ur in every thing
Thank you car loan ke bare me batane ke liye mukhe bahut si jankari mil saki car loan ke bare me
धन्यवाद भाई,मैंने पहले लोन लिया है पर इतना कुछ नहीं पूछा कभी। वैसे मैं कार लोन ले रहा हूं अब तो ये बातें ध्यान रखूंगा।धन्यवाद आपका
Best explanation for getting loan....
Thank you sir for making this video
Sir aap ne अच्छा गाइडेंस किया क्योंकि
मुझे भी car loan लेना है ।।
Wah sir ,ekdum pte ki baat ki hai .... thank you sir ......☺☺☺
Sahi h
भौया जानकारी के लिए बहुत बहुत धन्यवाद,,,आपका वीडियो हमेशा देखता हूं मैं झारखंड से हूं
Raviji thanx again, accha information tha.Per ek point aap miss kar gaye.Bank kitna bhi pressure daale Blank Cheque k liye,kabhi bhi dena nehi hai hume. Yeh koi bhi loan pe applicable hai.Bank wale bolenge k blank signed check k bina process nehi hogi, ghabrana nehi hai, straight muh pe bol do ki fir mujhe gari hi nehi kharidni, line pe aa jayega.according to RBI blank cheque lena illegal hai.Mei ne SBI ko nehi diya,gari bhi mil gaya.... thanx....
thanks this is good, even i was not aware of.
SBI say liya mainay car loan abee 8.75% par
Sohan Paul oi rate ei amio o niyechi....... ki gari nilen.....
suvashish19 mainay honda jazz SMT liya
Rajiv sir its really very usefull for the person who is from middle class famliy and wana buy his first car.🤝Thanks Rajiv sir
bahut achchhi jankari hume car loan lena hai aapki jankari kafi helpful h thank
Wow you have given me essential knowledge on car loan
Bahut nhi bhaiya bahut jyda help mili h.
Thank you so much apke liye bhi.
Jo aapne itni mehnat se video bnayi h.
SBI Bank is best with all this points
I also agree with you 👍
Sbi वाले पहले काउंटर काउंटर खेलाएगे
Bed is s.b.i
Agreee
Bank of Maharashtra vehicle loan bht fast process h
जनकारी देने के लिए बहुत बहुत धन्यवाद सर
मेरे हिसाब से सरकारी बैंक से लोन लेना चाहिए क्योंकि उसके बेनिफिट बहुत ज्यादा है सबसे बड़ा बेनिफिट तो यह है अगर आप बीच में किस्त खत्म करना चाहते हैं और पूरा लोन पेड़ करना चाहते हैं तो आपको कोई एक्स्ट्रा चार्ज नहीं देना पड़ेगा प्राइवेट बैंक में 5 परसेंट है
rajat tiwari you are right
mai govt services karta hu Maine sbi se car lone li hai abhi kuchh problem ke karn salary kuchh dino se ruki hai jis karn se mai car lone ka emi pay nhi kar paa raha hu to kya aise me bank wale meri car agent se uthwa sakte hai jabki mai gov't services me hu..
Kya my pura payment ya half payment deposite karwa sakta hu loan ka bank of baroda wala bolta h atleast 1 saal k bad possible h... Aisa karna ..... Mera 565000 ka loan h 7 year k liye emi 9300 ati h... Muje 150000 jama karwane ki icha h kya aisa possible ... Jis se muje interest kam dena pade...
Suggest me
Any Vehcle and any comercial vehcle requirment??? Then call now loan regarding Mo. 8140545323( watsapp)
Ahmedabad
Mile to lange na
ati uttam..aap car ke alawa finance ki bhi knowledge rakhte hai...hreat
If I want to purchase 2nd hand car, can I get bank loan especially from nationalised bank? If I get, then ROI is high than new car?
Ravi bhai Ap Bahot achha guide krte he . Thanks 🙏🙏
Good job buddy !! We need to have such awareness before going to avail any loan facility. Learned new things from u thanks
Awesome bhai kaash ye video mene car loan lene se pehle dekhe hote..
very helpful brother...thanks alot
Too much helpful im planning to buy car in couple of months now ill ask to them this questions
Thanks Sir...you are good
This is very good video sir. Car lena is a lifetime thing, aur ye hamesha hi dar rehta hai ki dealers koi dhokha na kare. Bank finance se leke har ek cheez pe bahut dhyan dena padata hai, till the delivery of vehicle. Very informative video, thank you.
NICE VIDEO "SIR".....
sir mujhe apki video bahot pasand aai, mai jitne baar apki video dekhta hu utni baar like karta hu
Ravi Sir I have heard that SBI doesn't provide car loan unless your annual income is 2.5 lakh. I am a state govt. employee but my current annual salary is slightly less than that, how can I apply for car loan via SBI?
Income ka pata nai par cibil score 750 hona chiye minimum
Bahut badhiya information di hai bhai...kaafi saare doubts clear ho gaye...job well done...💐💐. Many thanks to you...
Good job, you give lots of knowledge for beginner.
sir dil me utat gaye bahut achha bat kari good information
SBI best hai... Nil processing fee.. Nil prepayment charges... Even less fee or charges... On EMI Bounce...
Even ek benefit.. mere sbi loan me auto deduction me problem aa gya tha first 2 emi bounce ho ge mai phone krke paresan ho gya but bank walo ko koe fikar nh.. ye problem hai SBI me
SBI se loan lene ke lie itr file hona jaruri Hai kya
Bro ..Actually u r educating d people f my country....Aesa hmara education policy h k bohoto ko simple interest v nhi aata...hum us Desh k wasi h jaha aaye din logo ko thga jata he....Aaj kL prhe-likhe log hi apne Desh wasi o ko lut rahe he....kuch Nationalised bank ko chor do to har jgah a k sa manjr he...Country lakho croro spent krti he a k Doctor , engeener Mangement gurus ko bnane me...pass out hoke koi foreign chala jata he koi yaha DHNDA set karlete he..kisi ko parwah hi nhi k inko bnane k liye jo desh ka paisa lga WO paisa a k a k Sam insan ka tax ka paisa h ...chahe wo kisan ya Jwan ya ho bussines person ....JAI HIND..JAI BHARAT..
Sir,
I like your videos too much. I want to know a small thing from you.
If I go to buy a new car then can I buy a base model and then install music system and ac later or should I buy a model which model has these items pre installed.
Thank You
Yes. Base is best
Bhai u save so much our Money your explain very well tq sir......
Hi Sir,
Kindly suggest which car should I buy, confused between tata tiago and figo titanium.. my budget is max 6L. Kindly suggest
Tiago no doubt..4 star rating car he bro
@@KP-pb9pj Reply after one year.. ab to meri tiago hi 1 yrs ki ho gyi h.
Bhai bahut accha Bolte ho... Or bahut Sahi Bolte ho... Thanks for information
Most helpful video for everyone.
Ravi ji, Apne bahot acha samajaya....thx for information about car loan.
SBI is Best with lowest ROI
Shandaar video banaya h very helpful thank you bhai
बहोत बढीया भाई
Bhut hi ache se queries btai...superb.
sbi meh processing fee leta ha kya sir
+Mimz Lego nahi
Contact me 7982354070
for :-
CAR LOAN
CAR SALE
CAR PURCHASE
CAR INSURANCE
PAN CARD(new/correction)
For me he didn't charge anything.
बहुत अच्छी जानकारी दिये ,धन्यवाद
Bahut important video..
Bohot Gazab Video.. Thanks for valuable knowledge
Bhaiya m meri 1st car hyundai verna sx(o) peteol lene ki soch raha hu manual ...To vo sahi rahegi ky...M honda city lene k liye b dekh raha tha pr onroad budget tight h 13 lac😊 or itne m verna k sare features aa jayenge to ap batao sabi h ky ye decision 🤔🤔
Shubham Menaria go for VW vento
Go for VW vento..Baki sab toys hai
If u want to buy petrol car go for honda city. In diesel hyundai verna... Honda petrol engine is gem. No other car can beat it
Sirji Verna bahut behtar car hai. Suspension bahut badhiya hain, baaki features bhi aur caron ke comparison behtar hain. Rajivji aur behter bata payenge.
Lelo Bhai
Bohot hi acha knowledge Dia Apne sirji....thank u very much....
Sir Mera SBI Bank Ka 7 year Ka Car Lone Hee 3 Year Hoo gye Lone koo Muje Lon Chukana Hee Leken Bank Wale Bol Rhee Hee 7 year Interest Dena Pdega Kyaa Yahe Rule Hee Kya Plz help Me Sir
No
Omkar Gaikwad Nooo Sir aap ko koibhi interest dena nahi padega.
Aap kabhi b loan close kar sackteho.... Without interest & without foreclosure amount deke.
worst bank sbi
Bohot he jyaada helpful thi yeh video.. Excellent
good job
Driver bhai ke liye bahut badiya Suchna Diye Ha sar
Great
wow sir tanx u apne kafi achese explain kiya..
8.5% lagbag sari private banks ka hai
Year ka ki month ka
I m going to buy a car
This is very helpful for me
Thank you sir
HDFC sbse ghtia bank h aur SBi sbse bdia
Gatya bank and agent
Many hidden t&c
Agents nahi bata
Hdfc chutiya bank hai chor bank
Sabse ghatia bank h
sahi m yar bot bada chor h
very informative video.. hats off to you guys.... 👍👍
sbi se lena shi h kya
Sahi hai bhai
SBI offers lowest interest rate on car loan also they don't have any hidden charges on it. So go with SBI. Procedure of Loan Sanction at SBI is time consuming but once you get approval everything is fine.
Never go with ICICI, HDFC, AXIS BANK they have hidden charges which they always hide.
Sbi se heee Lena vaai
SBI best broo
No bro.... SBI ka 8.75 se bhi jyada he....
Aur abhi sabse kam interest he HDFC BANK ka he..... HDFC Bank ko interest me koi takkar bhi nahi deparaha.......
Plz Brother go HDFC BANK....
Very informative video, worth watching for every new car buyers.
कसूती जानकारी दे दी भाई नै
I like too much ur videos.ur way of discribing is so nice👍👍⚘⚘
Thank you bro.... I'm planning to buy car from finance.... Your video really helps me....
बहुत ही अच्छा हे आप ने हमारी हेल्प की
Nice information ,tysm😇
What a information it is very helpful video thanks a lot sir
really appreciative efforts...!! helped a lot.
Amazing information 😊thank you so much sir
It's very helpful thank you so much sir
I searched for it..thanks you
Very informative ... Thankyou so much
Bhai acha mesg dhiya , very nice.
God bless u....aap dono ki jodi hit he..aap masiha.. Ho
Dear, I really liked your all videos and I really appreciate your hard work to get us knowledgeable on time basis.
I’m planning to buy a car next month, Maruti Dezire-Vxi, Baleno-Delta in dono m Se konsi purchase karu...Jisse 6 month baad bad feel n ho
Thanks for d information ...u gives important information bhai..
Thank you bhai itni sari informantion dene ke liye...
You hold strong knowledge on all car topics. Very big thumbs up. 👍
Nice video...and good job sir giving very good message to people... about now a days market in automobiles
Thank you really helpful for beginner .. information
Thanks very good jankari di aapne sir jj
Hi...
Car loan lene ke liye hame Kya kya documents dena hoga bank ko our kis tarah Mai loan pa skate hai...
Apka vedio bahut achha laga kafi jankari di apne es vedio ke jariye
Dhanyavad sir aapko bahut bahut Dhanyavad aapka Din Hamesha achha Rahe
Sir Great simplicity you have
Thanks Sir for sharing this video. I never took any loan, firstly going to take it for tata tiago,,this info will help a lot.
Sir pl ek video bnao jisme btao ki hmen usd cng car leni chahiye ki nahi... aur fir hm usmese cng kit htva ke petrol me chla skte hain ki nahin... plz sir jldi guide krna ...
Thanks very much
Nice information