i was very scared from these terms ...after seeing videos i got very easy.very good videos .kindly share videos for COST OF GOOD SOLD , INVENTORY TURNOVER
Sir please tell me the Difference between 1.working capital and net working capital 2. Syndication loan and Consortium loan 3. Buyers credit and letter of credit 4. Priority Lending Certificate 5. LC assessment specifically what is EOQ??? Please guide sir for these concepts
sir , Now a days financial literacy is become necessity for day to day life and you can able to explain all in a very simple way . I am a fresher Civil Engineer in construction sector ,can you make some videos regarding CONSTRUCTION FINANCE ,if you do so it will be very helpful .(your video abut Bank Grantee was grate )
Hello sir, very good content. I would like to know that, if suppose during Covid scenario , business sales/turnover got affected & got reduced , then what will be its impact on drawing power/ Limit ?
i am working in public sector bank and while computing the same in system enabled for loans processing.... it shows some NWCL which gets deducted from 20% of turnover to compute eligible working capital.
Sir ydi hamare pas money save h to in rupees ko investments product (mutual fund ,stock, real-estate etc) me dalana shi rhega ya business start karana shi rahega Kiya beneficial rahega....plz explain sir
Sir You mentioned in first part that business cannot withdraw more than sanctioned limit even if drawing power is more than that and then in later part of video You mentioned drawals are based on monthly drawing power. Please clear this doubt.
I think formula is 25% of sales less higher of 5% of sales or 1/5th of Net working capital (Current assets - current liabilities)...Kindly clarify on the same
Dear Sir, Well Explained and equally good at content part. Highly Appreciated. But I Have a Question in my mind what if a customer or a SSI Unit is having 8 or 10 Operating Cycles then also we need to go for 20 Percent as stated that MIN WC Limit should be 20 Percent.
In case business started in mid of year. In that case also the limit will be 20% of turnover or it will be proportionate based on operating cycle...? Like 2 cycles complete so limit will be based on oc or turnover...?
Turnover method calculation me NWC bhi to consider hota hai na... 1. Menthod : 25% of turnover(Working capital requirement) - 5% of sale(margin) 2. Method : 25% of turnover(Working capital requirement)-NWC Which ever is lower Iss case me NWC bhi to consider hota hai na
I would like to know if it is minimum or maximum limit of Working capital for bank. Because it did not consider the cost of goods sold, as a company usually generates 20% gross profit from sales.
Credit sum=total turnover; if it is assumed that all transaction routed through bank a/c... in practical a portion of sales is done in cash. to calculate actual turnover you have to consider total Revenue of the concern.
Dear Sir, recently the Banks are dividing the projected Turnover in 2 parts i.e. Digital Sales & Non-Digital sales where margin considered were 7.50% & 6.25% for 30 % of projected turnover & 25% of projected turnover. Why that 7.50 and 6.25, please explain-Thanks
Suppose a hardware store who has higher holding period and a fish seller has lower holding period. The sales suppose to be Rs. 1.00 crore. Then it will be over financing for a fish seller but under finance for a hardware store. How to calculate then
Sir, a person has cc limit of rs.2 lac & now he wants to increase his cc limit by rs.5 lac.How it will be calculated on what basis & what transactions is required for that.
Sir, I have read somewhere that the margin money ( 5% ) is further reduced by actual net working capital ( CA - CL ).but don't get the logic..? Please through some light
Ya that is ANWC or actual margin by company I. E CA-CL OR LTU - LTS... NOW THE FIRM SHOULD HAVE A MARGIN OF 5% AND IF ANWC IS LESS THAN 5% THEN COMPANY HAS TO MEET OUT THE DIFFERENCE OR OTHERWISE LIMIT WILL BE 4* ANWC
Sir i need your urgent attention ! we have an cc limit of 6 lakh from canara bank on our firm but we want to take one more another cc limit on same firm can we take ??
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I am a Ex Bank manager. This is a Exact and perfectly explained Video. Keep doing.👍💐
Good going👍, may I suggest to include links for various videos mentioned in a video.
R
You are a Very Versatile Personality. As Per my Knowledge you are the Most Trusted and Reliable TH-camr.
Good One.
Thanks a ton
Being a Banker I really appreciate your work , I have recommended your videos to my friends 👍
That's great. Appreciate it Rajat.
Bohot ache sir
Sare video dekraha hu apke
Keep learning Vikram
i was very scared from these terms ...after seeing videos i got very easy.very good videos .kindly share videos for COST OF GOOD SOLD , INVENTORY TURNOVER
Sir, please release video on CMA data analysis
Very nicely explained sir... Thanks alot
ek aur behatarin video sir kafi accha information h
Sir please tell me the Difference between 1.working capital and net working capital
2. Syndication loan and Consortium loan
3. Buyers credit and letter of credit
4. Priority Lending Certificate
5. LC assessment specifically what is EOQ???
Please guide sir for these concepts
Great Video. Simple language.Deconstructed nicely.
Thank you!
Thanks for learning
My pleasure
Superb explanation
Thank you 🙂
Great information sir thanks a lot
Most welcome
Very nice
Great information Sir
Keep learning.
Awesome 👍
Keep learning :)
NWC substraction from 25% of sales is NWC for last audited year or NWC for the year of projected sales.
Mukul ji, can you please make a video of estimated and projected balance sheet which is required by bank for loan purposes??
Sir, this is for manufacturing units.which method is used for trading units
thanks for this useful video and informations, which is easily understood. thanks........again
Very good Nice one
Very informative video sir
Please make a video on balance sheet analysis
Watch this series: th-cam.com/play/PLSiDKpku4U_Wvz5h6sGLRVnXjx42zqqGb.html
Powerful content
sir , Now a days financial literacy is become necessity for day to day life and you can able to explain all in a very simple way . I am a fresher Civil Engineer in construction sector ,can you make some videos regarding CONSTRUCTION FINANCE ,if you do so it will be very helpful .(your video abut Bank Grantee was grate )
sir, cc means cash credit p bank kaise interest calculate krta h...plz ak vedo banaye
Thank you Sir!
Very Helpful... Thankx
Glad to hear that:)
please provide video related to questions practise related to different working capital method
hello sir.............its my humble request to make a vdo on traditional MM approach on capital strucure .
Sir Balance sheet kaise check karte hai cc dene ke liye Kya check krna hota hai balance sheet me
As a basic, 20% of sales which given in P/L account.
Very informative
Keep supporting Shobhit :)
Hello sir, very good content. I would like to know that, if suppose during Covid scenario , business sales/turnover got affected & got reduced , then what will be its impact on drawing power/ Limit ?
thanks a lot for the video
Hope it helps you Prasad
very very helpful sir.. thank u...
Dose the banks uses these 5 working capital assesment methods for working capital financing?
Sir,gst par vedio banaye please.
Thanks
Hope it's helpful Mohan :)
Aap softly sikha te ho☺
Thanks Tejendar :)
Sir Its really very good video
interesting video love it
Good
Sir u r awesome
Thanks Ujjawal
i am working in public sector bank and while computing the same in system enabled for loans processing.... it shows some NWCL which gets deducted from 20% of turnover to compute eligible working capital.
Same question from my side
Same qus.
Dear mukul sir
By which type of statement will know about projected annual sales
Sir need to know how bank is calculating the turnover value from customer bank statement?
Please request you to explain in video...
Sir ydi hamare pas money save h to in rupees ko investments product (mutual fund ,stock, real-estate etc) me dalana shi rhega ya business start karana shi rahega Kiya beneficial rahega....plz explain sir
Sir kay isme net working capital less karenge
Sir You mentioned in first part that business cannot withdraw more than sanctioned limit even if drawing power is more than that and then in later part of video You mentioned drawals are based on monthly drawing power. Please clear this doubt.
Sir aap CMA data bnana sikhao
This is nice one.. Sir Pls guide me which method we have to use for assessment of a project which deals in purchasing and selling of rubber sheet
Pls solve numerical based on turnover method
In what basis how we enhance Working capital limit as firm enjoying limit more than 3 year
Can you please share HDFC Bank Working capital loan segment knowledge
Thank you sir
I hope this will be useful :)
Thank you So much Sir 🙏
Hope it helps 🙏
Nice video mukul ji
Thank you, hope it helps. 😊
Also please explain, how working capital requirement for fresh unit can be calculated?
sir, explain this by giving company example like TATA Motors.
Sir Give us some tips about SIP investment... How to start and what should we check of Companies before invest in their companies?
I think formula is 25% of sales less higher of 5% of sales or 1/5th of Net working capital (Current assets - current liabilities)...Kindly clarify on the same
Dear Sir, Well Explained and equally good at content part. Highly Appreciated. But I Have a Question in my mind what if a customer or a SSI Unit is having 8 or 10 Operating Cycles then also we need to go for 20 Percent as stated that MIN WC Limit should be 20 Percent.
Yes
For Non-MSME borrowers applicability of Turnover Method is upto Rs 1 cr or Rs 2 crores ?
In case business started in mid of year. In that case also the limit will be 20% of turnover or it will be proportionate based on operating cycle...?
Like 2 cycles complete so limit will be based on oc or turnover...?
Nice video sir
Nice video
Turnover method calculation me NWC bhi to consider hota hai na...
1. Menthod : 25% of turnover(Working capital requirement) - 5% of sale(margin)
2. Method : 25% of turnover(Working capital requirement)-NWC
Which ever is lower
Iss case me NWC bhi to consider hota hai na
Plz explain traditional method of wc assessment
Topic noted for future videos.
Sir, please explain about new business,how to we open cc Account for newly start business.
I've noted the topic suggestion for future videos.
Asset Yogi sir i too want to know on which basis we give cc??
Tondon method ke bare mai pls
Behtrin🙏🙏👌🏻
Dhanywaad :)
Some bank take 5%margin or NWC of last year which is over low, why NWC is less
Thank you so much sir
Hope it helps.
well structured video
Thank you 😊
Sir
Please give idea on balance sheets analysis
Sir balance sheet me margin kaise dekhate hain
I would like to know if it is minimum or maximum limit of Working capital for bank. Because it did not consider the cost of goods sold, as a company usually generates 20% gross profit from sales.
Please make video on MMRDA
Please make a video on UCP 600
Already noted the topic for future videos.
explain me how to find turn over sometime audited balance sheet shows as difficult different format so that time. how we can check turnover
sir kindly clarify me , how to calculate yearly turnover from bank accounts statement
Credit sum=total turnover; if it is assumed that all transaction routed through bank a/c...
in practical a portion of sales is done in cash. to calculate actual turnover you have to consider total Revenue of the concern.
Thanks sir
😊
Dear Sir, recently the Banks are dividing the projected Turnover in 2 parts i.e. Digital Sales & Non-Digital sales where margin considered were 7.50% & 6.25% for 30 % of projected turnover & 25% of projected turnover. Why that 7.50 and 6.25, please explain-Thanks
SIR. .please incometax & gst audit method video release
thank you
sir SIP k bare me kuch bataiye
Sir please release video on CMA data analysis for Term loan
Suppose a hardware store who has higher holding period and a fish seller has lower holding period. The sales suppose to be Rs. 1.00 crore. Then it will be over financing for a fish seller but under finance for a hardware store. How to calculate then
Sir, in case a firm has more than required minimum 5% margin available, in this case how can we decide minimum bank limit and vice versa?
upload on cma data analysis
Sir, a person has cc limit of rs.2 lac & now he wants to increase his cc limit by rs.5 lac.How it will be calculated on what basis & what transactions is required for that.
we request video on CMA data analysis
Sure, I've noted down your topic suggestion.
BANK COMPARE 25% MARGIN MONEY WITH NET WORKING CAPITAL .IS IT CORRECT IN TURNOVER MENTHODS
Sir, I have read somewhere that the margin money ( 5% ) is further reduced by actual net working capital ( CA - CL ).but don't get the logic..? Please through some light
Ya that is ANWC or actual margin by company I. E CA-CL OR LTU - LTS... NOW THE FIRM SHOULD HAVE A MARGIN OF 5% AND IF ANWC IS LESS THAN 5% THEN COMPANY HAS TO MEET OUT THE DIFFERENCE OR OTHERWISE LIMIT WILL BE 4* ANWC
How to view your other video s
Numerical solved example also add.
What is available net working capital
ITR deep mein kaise dekhe sir start to end pls sir
Sir i need your urgent attention ! we have an cc limit of 6 lakh from canara bank on our firm but we want to take one more another cc limit on same firm can we take ??
my mean to say sir can we take two cc limit on same firm ??
Sir isme apne mse and degital operational borrowers ki working limits nhi btayi
Jese Mse k liye wCR 31%
Digital brwr 37.5%