Opening is excellent but Finishing details are missing.. Please suggest which SWP plan to choose for 45 or 50 or 55 age ? Mutual fund SWP or any other specific scheme is there and is there any assured return ???
sorry sir when you withdraw your units also reduced as long markets grow e,g if i am having 10 cents of land evey month i sell 10 squ feet one stage i dont have any capital
@@radhakrishnansubharamaniya7444 no sir your understanding is not correct ,you see when you sell the trees fruits your whole tree is not going to washout , it’s giving every period for you fruits, as it same your periodically withdrawals and keeping same for particular periods your capital is appreciated by compounding so no need to panic or worry , for better understanding u May contact good advisor to correct it your thoughts , thanks 🙏
பொதுவாக Annuity plan பற்றி தெளிவான விளக்கம் முகவர்களிடம் இல்லை. காரணம் இதற்கு கமிஷன் குறைவு. Annuity திட்டத்தின் ஆண்டு வருவாய்க்கு எத்தனை சதவிகிதம் வரி? Tds / income tax slab எது விதிக்கப்படும் மற்றும் வரகூடிய வருமானம் 2.5 Lakh மேல் வரகூடிய வருமானத்திற்கு slab அடிப்படையில் வரி விதிக்கப்படுமா? மாதந்தோறும் பெற கூடிய வருமானத்திற்கு எந்த அளவு வரி பிடிக்கப்படும்?
All the Mutual Fund has SWP options, you have to choose right plan based on your age , capital and monthly take out. if age is above 50 - go for 60% Debt and 40% equity or index fund long term with SWP option.
hi mam , as you said if invest 60 lakhs , we may get 30000 every month the biggest question is that how many people can get the retirement benefit of 60 lakhs
நான் இந்த பண முடையை 25 வயசுல அனுபவித்து விட்டேன். மீண்டு வந்துட்டேன். இனி இது போல் பண முடை வரமால் இருக்க என்ன வழி எல்லாம் இருக்கோ அதை தேடி முதலீடு செய்கிறேன்.
You did not talk about accumulation phase.. that is SIP.. this video is misleading.. a person should have limited investment in mutual funds..post retirement.. because he is old and does not have the energy to work again and in his golden years will not be able to digest the market risks.. if he has already has lumpsun investment in MF before retirement then your idea of SWP good.. but otherwise not.. in any case after retirement..that is after a person become old with no job.. Mutual fund investments should be limited..these are my thoughts.
மக்களே இந்த மண்ணாங்கட்டி பைனான்சியல் கொள்கையை நீங்க கடை புடிக்காதீங்க நீங்க வங்கி மூலம் ஏமாத்த படுவீர்கள் வாங்கியை வளத்து விடாதீங்க. அதுக்கு பதில் உங்கள் பிள்ளைகளை நல்ல விதமா விவசாய கண்ணோட்டதோடு வளருங்கள் அவர்கள் உங்களை காப்பாத்துவார்கள்
mutual fund ல முதலீடு பண்ணா swp மூலமாக மாத மாதம் பணம் வரும் என்று சொல்கிறீர்களே guarantee தர முடியுமா? ,,,,பங்குச்சந்தை சரிவில் இருந்தால்...!? Mutual fund market risk என்று சின்னதாக போடுகிறார்களே அதில் retirement பணத்தை போட்டுவிட்டு நிம்மதியாக இருக்க முடியுமா?!!!!
@@Selva_Investments you should think from the old pensioner mind. mutual fund should be considered while one person is jn job.. but that is not a pension product.. this video is misleading.. in accumulation phase that is one person in job..then he can take all kinds of risk..but not after retirement for old people.. because he does not have the energy to work or have the capability to digest and monitor the MF performance.
@@Selva_Investments you should think from the old pensioner mind. mutual fund should be considered while one person is jn job.. but that is not a pension product.. this video is misleading.. in accumulation phase that is one person in job..then he can take all kinds of risk..but not after retirement for old people.. because he does not have the energy to work or have the capability to digest and monitor the MF performance.
![Key Benefits of Systematic Withdrawal plan [ SWP vs Rental Income ]](http://i.ytimg.com/vi/nrWdYpz6ugk/mqdefault.jpg)
![Key Benefits of Systematic Withdrawal plan [ SWP vs Rental Income ]](/img/tr.png)
![[LIVE] : ONE ลุมพินี 89 | คู่เอก "ยอดไอคิว vs คิริลล์"](http://i.ytimg.com/vi/Z3vYkHJ_5Ig/mqdefault.jpg)
Market Risk is there in eroding the captial.. If the Market down fall is continuous for 2 years.. Adhayum solli irukalam..
Pl tel about risks also because in old age there won't be any way to overcome shortfall.
Excellent class Madam, appreciated your good efforts
Mam, what is the difference between SWP and NPS?
Opening is excellent but Finishing details are missing.. Please suggest which SWP plan to choose for 45 or 50 or 55 age ? Mutual fund SWP or any other specific scheme is there and is there any assured return ???
What about the market risk madam and is it possible to open this account with public sector banks.
Kindly reply
With regards 🙏🙏
Super information Ma'dam Thanks
Thank you for sharing good plan to us ....
Useful video madam .. post more investment planning videos mam ...
Paper calculation, no use.
Pur Gold, Silver copper as cpins and sheets and place it..
Wothin 5 to 6 year amount will be doubled
Thank you for the information
Mam, please explain about NPS and its withdrawal on maturity.
60% lumpsum withdrawal..remaining 40% will be used in annuity.. this is the NPS rule once one reaches the retirement age..that is 60 yrs.
Very good information ,
SWP பற்றிய தெளிவான விளக்கம் நன்றி மேடம் 👍🤝🙏
sorry sir when you withdraw your units also reduced as long markets grow e,g if i am having 10 cents of land evey month i sell 10 squ feet one stage i dont have any capital
@@radhakrishnansubharamaniya7444 no sir your understanding is not correct ,you see when you sell the trees fruits your whole tree is not going to washout , it’s giving every period for you fruits, as it same your periodically withdrawals and keeping same for particular periods your capital is appreciated by compounding so no need to panic or worry , for better understanding u May contact good advisor to correct it your thoughts , thanks 🙏
What will happen if we are in bear market for long time
If you fix SWP then there is a hidden charges like exit charges is there beware
Thanks for your valuable information but still how can u say it keep on growing in mutual fund la.
Is it secure?
Yes.
ஓ இப்படியும் ஒரு வழி இருக்கா நன்றி மேடம்
Good information
Madam, Since last one year i could not find there is no positive growth in any mutual funds then how can be managed the pension plan with SWP..!!!!
Wait for 3 to 4 yrs
பொதுவாக Annuity plan பற்றி தெளிவான விளக்கம் முகவர்களிடம் இல்லை. காரணம் இதற்கு கமிஷன் குறைவு. Annuity திட்டத்தின் ஆண்டு வருவாய்க்கு எத்தனை சதவிகிதம் வரி?
Tds / income tax slab எது விதிக்கப்படும் மற்றும் வரகூடிய வருமானம் 2.5 Lakh மேல் வரகூடிய வருமானத்திற்கு slab அடிப்படையில் வரி விதிக்கப்படுமா? மாதந்தோறும் பெற கூடிய வருமானத்திற்கு எந்த அளவு வரி பிடிக்கப்படும்?
Super madam
Really super mam
Hello mam, Can I opt SWP instead of bank Annuity schemes at my retirement with NPS corpus(after taking out 40% non taxable)
Only 40% is required to be used to buy annuity from specified annuity service providers. SWP is possible only from your investment portfolio!
Any choice on existing or upcoming swp scheme
SWP is the exact opposite of SIP. It is a way to withdraw money systematically from your mutual funds. It is not a separate scheme / product.
All the Mutual Fund has SWP options, you have to choose right plan based on your age , capital and monthly take out. if age is above 50 - go for 60% Debt and 40% equity or index fund long term with SWP option.
I want discuss with you please give your phone no
hi mam , as you said if invest 60 lakhs , we may get 30000 every month
the biggest question is that how many people can get the retirement benefit of 60 lakhs
You need to earn and no one will give free of cost.
Wont swp be impacted by market risks? 🤦🤦
Subject to market risk only
Rental home is also subjective to market risks. Riskier than equity.
@@naturalbliss2776 yes one stage entire capital may exhaust
@@radhakrishnansubharamaniya7444 it depends upon our strategy and analysis...!
@@gopinath_ravi Risk will be everywhere.. How we think and react matters..
நான் இந்த பண முடையை 25 வயசுல அனுபவித்து விட்டேன். மீண்டு வந்துட்டேன். இனி இது போல் பண முடை வரமால் இருக்க என்ன வழி எல்லாம் இருக்கோ அதை தேடி முதலீடு செய்கிறேன்.
50% saving or investment + 50% your needs or luxury... from your monthly income
You did not talk about accumulation phase.. that is SIP.. this video is misleading.. a person should have limited investment in mutual funds..post retirement.. because he is old and does not have the energy to work again and in his golden years will not be able to digest the market risks.. if he has already has lumpsun investment in MF before retirement then your idea of SWP good.. but otherwise not.. in any case after retirement..that is after a person become old with no job.. Mutual fund investments should be limited..these are my thoughts.
Intha video pidichavanga like podunga
What is swp?
Sir, It is Systematic Withdrawal Plan.
Thank you
NPS full detail kudunga
Rent ku kudutha neriya peru sariya rent kodukkaradu ella.
Will check the feasibility of it mam.thank you
மக்களே இந்த மண்ணாங்கட்டி பைனான்சியல் கொள்கையை நீங்க கடை புடிக்காதீங்க நீங்க வங்கி மூலம் ஏமாத்த படுவீர்கள் வாங்கியை வளத்து விடாதீங்க. அதுக்கு பதில் உங்கள் பிள்ளைகளை நல்ல விதமா விவசாய கண்ணோட்டதோடு வளருங்கள் அவர்கள் உங்களை காப்பாத்துவார்கள்
Pillaigalai nambithan retirement irukanuma.. ennathan valarthalum intha kalathil pillaigal parthukolvargal enbathurku enna guarantee
@@benedictjoseph3832Anne appa ethukku kalyanam pannikanum
உன் அறிவுரை உனக்கு மட்டும்
பொருந்தும்..
போய் நன்றாக படி
😂😂😂 ada ponga neengale vachukonga unga karutha
Please Ian waiting your advice
Thanks for informing...
Swp scheme ethu sollave illai.
எப்படி 30 லட்சம் எதில்
போடுவது சொன்னால்
நன்றாக இருக்கும்
It is not a scheme bro..SWP is a method just like SIP..
Hello madam I need good mf office or distributor in Pondicherry areas please tell me
I'm a MF distributor. May I help you?
insurance waste. Anand srinivasan sir tell only term and health
Bro , Insurance means only Term or Health.. dont go for any other insurance those are not pure - its mixed.
mutual fund ல முதலீடு பண்ணா swp மூலமாக மாத மாதம் பணம் வரும் என்று சொல்கிறீர்களே guarantee தர முடியுமா? ,,,,பங்குச்சந்தை சரிவில் இருந்தால்...!? Mutual fund market risk என்று சின்னதாக போடுகிறார்களே அதில் retirement பணத்தை போட்டுவிட்டு நிம்மதியாக இருக்க முடியுமா?!!!!
Risk vendam na returnum varudhu..Intha mindset irntha neenga fd or corporate bonds porathu best
@@Selva_Investments you should think from the old pensioner mind. mutual fund should be considered while one person is jn job.. but that is not a pension product.. this video is misleading.. in accumulation phase that is one person in job..then he can take all kinds of risk..but not after retirement for old people.. because he does not have the energy to work or have the capability to digest and monitor the MF performance.
@@Selva_Investments you should think from the old pensioner mind. mutual fund should be considered while one person is jn job.. but that is not a pension product.. this video is misleading.. in accumulation phase that is one person in job..then he can take all kinds of risk..but not after retirement for old people.. because he does not have the energy to work or have the capability to digest and monitor the MF performance.
Bank la podura FD kke guarantee kidaiyathu sir, intha world la ethukkume Guarantee kidaiyathu sir......
Yes
I am 48 age If u have monthly 6000
Thousand ready please any idea mdam please give advice
Have you started your investment?
Athukuvetaivekasulteriya
Some what confused
Puriyavae illai
🤣🤣🤣 for me too.....
Very clear Explanation.Thelva puriyum,but ungaluku share market basic knowledge irukanum Boss.
நல்லா பேசுறீங்கம்மா...
More than 4 lakhs swp per year... how much tax ?
Only capital gains corresponding to Rs. 4Lac withdrawal is subjected to tax. Assuming Rs.40k capital gains, you pay tax on Rs.40k
@@lalithajayabalan2137 ok thank you
Puriyala...
👍
Innum puriyala
where shall I go for 60 lakhs? at first. making us foolish.
Age of risk detail
Waste
நல்ல பதிவு , Thank u mam
Sema information. Thanks
Thanks for your swp information