I worked in the vet industry for 16 years. Portland, Atlanta, and Los Angeles. Emergency visits can be WAY MORE than $2K! I have personally seen bills get up to $14K. I very much disagree with the no pet insurance.
Of course they can be more. But usually they are not. 2k is actually generous as the average emergency vet bill is between $800-$1500. As with anything having a pet is a risk! It’s up to every owner what level of risk they are comfortable with. However, if you run the numbers and minimize risk at home, pet insurance does not help the average owner come out ahead.
Such good information, Jess! We have a Doberman & man, he's the sweetest, but boy he has been so expensive lol We got him at 13 weeks old, years ago before we started a family. Even though we've had some solid hard times with him he's a part of our family. I couldn't think of anything else to add to your video at the moment. Great job!
Good video! There is one thing though that everybody keeps forgetting to mention when it comes to budgeting for dogs. Training cost!!! That can be a big expense. If your dog has severe behavior problems you won't be able to solve that just by watching TH-cam videos and taking them to PetSmart classes. You will need a private trainer experienced with behavior modification and that can easily cost $100/lesson or more. I'm a trainer and see that all the time, family adopts a dog and budget for everything, except training. And then their new dog starts having separation anxiety, reactivity, aggression, or other problems and the family doesn't have the money to help the dog, who goes back to the shelter.
@@FinancialCoachJess I'm a trainer and usually charge $100/lesson. More if i have to travel, a bit less if it's a virtual lesson or some easy stuff. But so many people are just not prepared for this cost!
I had to put my family dog down a month ago grew up with him when I lived with my parents. Now I’m just so upset that I can’t afford a dog myself. I swear my parents didn’t have to pay this much for annual expenses for that dog. We got him for 400$ at 4 weeks old.
it makes a lot of sense about not getting a pet insurance. but what about in the case of people with different realities? for me, having $2000 saved is not a small thing, I actually dont have that. I thought about saving each month what I would spend with the pet insurance, and slowly I would get to $2000. but what if something happens to the pet before I reach the $2000? what do you think about this? is it better to have a pet insurance in this case?
I would still hustle for a few months, work all the side jobs and get $2000 saved up asap. Are you currently on a budget or just spending whatever’s left after bills?
@@FinancialCoachJess I just moved to canada so I'm living on savings atm and its all properly budgeted for specific things. i have pet insurance covered in this budget for the next 3 months.. after that i should already be pretty estabilished here and earning enough to pay for the subsequent pet insurance months. but im a student in my 20s, i dont think i can save $2000 easy enough.. i can only work 20 hours a week
Didnt need a budget to have on before all the vet tech went to 100K schools, BIG pharma got involved and now you need YEARLY boosters!!! Dogs lived great back when it was 35 dollars to see the vet once in a while. Now can food it 3 to 5 bucks a can! GREED is why it cost so much. The moochers found a way to profit from you pet!!!
Spaying and neutering is actually a bit of a debated topic and I'll have to disagree with the time frame you provided. It's best for the dog's long term health to be spayed or neutered after full development. There are quite a few studies that show spaying or neutering as early as you stated can lead to a drastic increase in fear aggression and insecurity, particularly in female dogs. Please let your dogs reach full maturity before you cut them off of their hormones, especially larger breeds that generally aren't mature until after 2 years of age. Hormones are necessary for proper physical and mental development. It's a great way to prevent accidental litters, but spay/neuter your dogs responsibly for their best health.
Same here. I had to put my family dog down a month ago grew up with him when I lived with my parents. Now I’m just so upset that I can’t afford a dog myself.
I need help. I want a dog, and i know how to take care of her. I know where i can get her from, and i need a friend. I just lost my cat, and my other cat is depressed and i know he doesnt need another cat. Cause he doesnt get along with other cats. so i want to get a dog to have someone to play with, and a friend, i love my cat but i want 2 pets. How i convince my parents to let me get a dog??? Im a teenager btw
I'm trying to get a puppy i have want one for so many years. My parents says i can save money from my birthdays. Idk but is it other ways to earn money or convicne parents for a puppy??? Btw if it help is the dog gonna be a bichon havanias or a poodle. Pls i rlly need help from a 11 years old child lol 🙂❤️
My adult daughter wants me to help her get a car, I asked he how many dogs do you have, and she replied 3. Since I know what pets cost today, I replied "well there is your car payment".......... no help from this poppa. TheReaper!
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Thanks for watching!!
I worked in the vet industry for 16 years. Portland, Atlanta, and Los Angeles. Emergency visits can be WAY MORE than $2K! I have personally seen bills get up to $14K. I very much disagree with the no pet insurance.
Of course they can be more. But usually they are not. 2k is actually generous as the average emergency vet bill is between $800-$1500. As with anything having a pet is a risk! It’s up to every owner what level of risk they are comfortable with. However, if you run the numbers and minimize risk at home, pet insurance does not help the average owner come out ahead.
Such good information, Jess! We have a Doberman & man, he's the sweetest, but boy he has been so expensive lol We got him at 13 weeks old, years ago before we started a family. Even though we've had some solid hard times with him he's a part of our family. I couldn't think of anything else to add to your video at the moment. Great job!
Aw 13 weeks!! I bet he was so little! Thank you, Gloria! I hope everything is going well! Glad we can keep in touch!!❤️
Good video! There is one thing though that everybody keeps forgetting to mention when it comes to budgeting for dogs. Training cost!!! That can be a big expense. If your dog has severe behavior problems you won't be able to solve that just by watching TH-cam videos and taking them to PetSmart classes. You will need a private trainer experienced with behavior modification and that can easily cost $100/lesson or more.
I'm a trainer and see that all the time, family adopts a dog and budget for everything, except training. And then their new dog starts having separation anxiety, reactivity, aggression, or other problems and the family doesn't have the money to help the dog, who goes back to the shelter.
SO TRUE!! Thanks for bringing that up. Probably costs more than $100/lesson but so worth every penny!
@@FinancialCoachJess I'm a trainer and usually charge $100/lesson. More if i have to travel, a bit less if it's a virtual lesson or some easy stuff. But so many people are just not prepared for this cost!
Agreed! Thanks for bringing that up!
I had to put my family dog down a month ago grew up with him when I lived with my parents. Now I’m just so upset that I can’t afford a dog myself. I swear my parents didn’t have to pay this much for annual expenses for that dog. We got him for 400$ at 4 weeks old.
it makes a lot of sense about not getting a pet insurance. but what about in the case of people with different realities? for me, having $2000 saved is not a small thing, I actually dont have that. I thought about saving each month what I would spend with the pet insurance, and slowly I would get to $2000. but what if something happens to the pet before I reach the $2000? what do you think about this? is it better to have a pet insurance in this case?
I would still hustle for a few months, work all the side jobs and get $2000 saved up asap. Are you currently on a budget or just spending whatever’s left after bills?
@@FinancialCoachJess I just moved to canada so I'm living on savings atm and its all properly budgeted for specific things. i have pet insurance covered in this budget for the next 3 months.. after that i should already be pretty estabilished here and earning enough to pay for the subsequent pet insurance months. but im a student in my 20s, i dont think i can save $2000 easy enough.. i can only work 20 hours a week
thank you so much for putting dog videos and photos while you talk
Of course! He’s too cute! ❤️
Didnt need a budget to have on before all the vet tech went to 100K schools, BIG pharma got involved and now you need YEARLY boosters!!! Dogs lived great back when it was 35 dollars to see the vet once in a while. Now can food it 3 to 5 bucks a can! GREED is why it cost so much. The moochers found a way to profit from you pet!!!
Thank you for such an informative video! I was wondering what breeder you got your dog from? He is so beautiful!
You’re so welcome! He is a mini golden doodle🐾❤️ thank you!
Spaying and neutering is actually a bit of a debated topic and I'll have to disagree with the time frame you provided. It's best for the dog's long term health to be spayed or neutered after full development. There are quite a few studies that show spaying or neutering as early as you stated can lead to a drastic increase in fear aggression and insecurity, particularly in female dogs. Please let your dogs reach full maturity before you cut them off of their hormones, especially larger breeds that generally aren't mature until after 2 years of age. Hormones are necessary for proper physical and mental development. It's a great way to prevent accidental litters, but spay/neuter your dogs responsibly for their best health.
I wish I had pet insurance when my 4 month old Akita broke his leg. It cost me over $5000 :(
Oh no! 4 months old! I’m so sorry that happened!
O my yes, I have an older dog and we are talking thousands. It's very difficult when they start getting illnesses. Tough choices have to be made.
Aww it is so difficult!
In Sweden shelter dog cost 1600-2000$
Wow! That’s crazy to me. Why so expensive?
Damn this just made me really depressed!! I'll never have enough money for this!
Same here. I had to put my family dog down a month ago grew up with him when I lived with my parents. Now I’m just so upset that I can’t afford a dog myself.
How can i get one ?
I need help. I want a dog, and i know how to take care of her. I know where i can get her from, and i need a friend. I just lost my cat, and my other cat is depressed and i know he doesnt need another cat. Cause he doesnt get along with other cats. so i want to get a dog to have someone to play with, and a friend, i love my cat but i want 2 pets. How i convince my parents to let me get a dog??? Im a teenager btw
Did you get ?
I'm trying to get a puppy i have want one for so many years. My parents says i can save money from my birthdays. Idk but is it other ways to earn money or convicne parents for a puppy??? Btw if it help is the dog gonna be a bichon havanias or a poodle. Pls i rlly need help from a 11 years old child lol 🙂❤️
Keep saving that money and find ways to earn more around the house! Dog sitting/walking is a great way to show that you can take care of them too :)
Tysm for answer :D
You’re welcome! 🐾🐶 let me know how it goes
Btw I'm choosing beetween toy poodle, miniature poodle and bichon havanias??? Any tips when i choose??
I’ve never had a havanias but I’ve had poodle mixes and they are amazing snd no shedding! 😉
Some are $350. at shelters!
So expensive! 😱
I love dog but I don’t have much money to buy it
Have you thought about dog sitting so you can spend time with them but also make money?
MILO! 😍🖤🐾
😁😁😁
My adult daughter wants me to help her get a car, I asked he how many dogs do you have, and she replied 3. Since I know what pets cost today, I replied "well there is your car payment".......... no help from this poppa. TheReaper!
🙈3??!! She’s living in the dogs house! 😉