Americaவில் H1B L1 Visaவில் உள்ளவர்கள் மேலும் 5 வழிகளில் சம்பாரிக்கலாம் தெரியுமா ? Passive income

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  • เผยแพร่เมื่อ 19 ต.ค. 2024

ความคิดเห็น • 145

  • @ArthiPrem
    @ArthiPrem  4 ปีที่แล้ว +1

    Interesting details about 401k plan
    Please watch the below video 👇👇👇👇👇👇
    th-cam.com/video/VQRyx1LtX18/w-d-xo.html

    • @subhadinakar9585
      @subhadinakar9585 4 ปีที่แล้ว +1

      Hi nga...I would like to invite you to a show in MTS online Radio.Let me know if you are interested.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Subha Dinakar Hi sister, yes sure
      Please send the mail to aarthibalaguru1994@gmail.com

    • @subhadinakar9585
      @subhadinakar9585 4 ปีที่แล้ว +1

      @@ArthiPrem Nandri nga!! Will send a email.

  • @TamizhanInAmerica
    @TamizhanInAmerica 4 ปีที่แล้ว +2

    Awesome bro!!! Thanks for your explanation. I was looking for this Uber/Lyft thing for a while and unable to find it but now I got different solutions.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro🙏

  • @shrishrekitchen2321
    @shrishrekitchen2321 4 ปีที่แล้ว +1

    Superb explanation friends ... Very clear ...U both r very courageous people .... We also faced this kind of same accident few years back but we took so much time to come out from that trauma .... god bless u

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks for ur kind comments🙏🙏

  • @asdfASDF449
    @asdfASDF449 4 ปีที่แล้ว +1

    Thank you Aarthi & Prem bro. Valid information. Really helpful.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thank u sister 🙏🙏

  • @PrakashPaul
    @PrakashPaul 4 ปีที่แล้ว +2

    Options discussed are 401k / IRA, Carpooling /Scoop, High yield saving accounts considering dollar appreciation against rupee, Airbnb or Turo when you go to India and finally stocks including Real Estate Investment Trading (REIT)

  • @JbtheBoss1892
    @JbtheBoss1892 4 ปีที่แล้ว +2

    Your videos are all great. But sometimes I feel like it's too lengthy and wanna skip some part. I know you guys are trying to make it more interatice but if you come to point quick, that would save us a lot of time. This is just a feedback after watching 10+ videos in your channel. 10 mins or less than that would be great! Keep up the good work, most of your videos are very helpful for H1Bs. Especially I learnt a lot about 401k from your video. It was crisp and clear

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Sure bro... thanks for the honest feedback
      Definitely i will take care in the future videos

  • @bhanuprathap7474
    @bhanuprathap7474 4 ปีที่แล้ว +1

    Really a good video. I was looking for these kind of info for years. Great work

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro🙏

  • @jakinjdr
    @jakinjdr 4 ปีที่แล้ว +1

    All your videos are very informative and useful! Thank you so much for your efforts to provide these will researched information to others.
    I have one question: Can we apply for Medical residency program ( ie MS degree after MBBS degree) in the US when we have L2 visa ? Or do we can only study in J1 visa ?

  • @sivamuthukumaran
    @sivamuthukumaran 4 ปีที่แล้ว +3

    Very useful info except US savings account.. we cannot say USD value is always growing... I have seen ups and downs there...

  • @NaveenKumar-ix4sz
    @NaveenKumar-ix4sz 4 ปีที่แล้ว +1

    Useful information 👍 . I was not aware of t mobile money 😊. 1qq, can we do swing trading in stock market? ( buying and selling after few days/weeks/months)

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Yes you can do bro 👍👍
      We should not do regularly day trading it may considered as a active income else trading is fine 👍

    • @NaveenKumar-ix4sz
      @NaveenKumar-ix4sz 4 ปีที่แล้ว +1

      Arthi Prem thanks for the clarification bro 😊 I’m confused and I don’t see proper information online as short term trading might also be active income if we do it regularly 🤔

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Naveen Kumar definitely buying and selling after few days will not be considered as an active income bro

    • @NaveenKumar-ix4sz
      @NaveenKumar-ix4sz 4 ปีที่แล้ว

      Arthi Prem ok Bro 👍

  • @sivasaras12
    @sivasaras12 4 ปีที่แล้ว +3

    The options suggested are risky though a detailed study has been undertaken. Now as per media reports sustaing H1B status itself is uncertain leave alone earning other incomes.

  • @niteshraj3292
    @niteshraj3292 2 ปีที่แล้ว

    H1B holder oda demat account ah! H4 visa holder daily trade pannalama?? Or H4 visa holder daily trading panrathuku Enna option !?

  • @tnrao1975
    @tnrao1975 4 ปีที่แล้ว +1

    Informative, neat and detailed presentation. Keep up your good work. Did you post any video related to social security benefits? Stay safe.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      We didn’t post anything related social security benefits yet
      We will post it in future

  • @senkum3705
    @senkum3705 4 ปีที่แล้ว +1

    Nice information, thanks a lot for all ur efforts and your homework.

  • @vijaymurugesan6219
    @vijaymurugesan6219 4 ปีที่แล้ว +1

    I have been watching ur videos lately and I kinda like your contents... good job both of u... ❤

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thank u bro 👍👍

  • @pbn1961
    @pbn1961 4 ปีที่แล้ว

    Premji... One doubt my relative in H1B visa changed the job now, for stamping of new company when will the embassy open?? Any idea

  • @ushiabayam
    @ushiabayam 3 ปีที่แล้ว

    Hi you discussed about H1B visa people have to declare the income in motherland can you put the video again

  • @gardening-ft6ku
    @gardening-ft6ku 4 ปีที่แล้ว +2

    Prem, neenga robinhood pathi pesunga. its a very good app for investing. no brokerage fee laam

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Yes bro.. its my favorite definitely i will do one video 👍👍👍

    • @fircedar3757
      @fircedar3757 4 ปีที่แล้ว

      Arthi Prem Now even Fidelity, TD, Scwab.....all don’t charge commission. I prefer these to Robinhood as they are more secure,

  • @cyberguy3694
    @cyberguy3694 4 ปีที่แล้ว

    One major passive income opportunity is
    Rental property investments. You cannot actively manage any property but you can hire a property manager to do your work. They charge a very nominal fee. This is truly passive and I have been doing it for quite few years. You can buy a property just to do Airbnb and manage using property management. That's still passive.
    Peer2peer lending is another passive income opportunity but has its own risks just like any other investments. High risk high rewards possible.

  • @rajarajaraman8586
    @rajarajaraman8586 4 ปีที่แล้ว +1

    Your videos r very useful people like me bro and sis. Keep rocking !!! Have two clarifications ArthiPrem,
    1. Im on H1B and did pattern day trading unknowingly one time and acc has been locked - will it impact me?
    2. I arrived US by nov 2019 and filed TAX in IRS. Still i didnt get my return. Checked the status in IRA official website but its says still its processing. (i started to do trading after march)

  • @kalaivanimahendran685
    @kalaivanimahendran685 4 ปีที่แล้ว +1

    Hi Arthi , your videos are very informative for People having visa for US.Happy to see you both . Please tell us the impact of it sector due to covid based on your experience . uscis current situation . Thanks in advance

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Sure sister will do one video 👍👍

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Thanks sis,sure👍

  • @muthulakshmidhamodurairaj8979
    @muthulakshmidhamodurairaj8979 4 ปีที่แล้ว +1

    God grace you are safe 🙏.
    Very useful video to me.Thanks

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thank you sister 🙏🙏

  • @harishkarunakaran2370
    @harishkarunakaran2370 4 ปีที่แล้ว +1

    Overall great video and useful information. A few things to point out, for the savings account analysis, you didn't take into account several things. First, HYSA usually have variable rates meaning they change with the fed interest rate (most HYSA's have almost only 1% interest now) unless you lock in a fixed rate CD. Second, the usd to inr changes everyday, so I don't think it's a fair comparison to just take the value of the dollar exactly one year ago (maybe a rolling average of a month might be better suited). Third, you might want to subtract fees for transferring amount to India, wouldn't be an apples to apples comparison without that. I think even in India, if you do a little bit of research, I think you can get rates of upto 7% similar to a HYSA here

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Thanks for your valuable inputs bro
      Yes i agreed its not the apples to apples comparison... even i mentioned due to federal bank reduce the interest rate HYDA rates are very low now...I remember i got an offer for HYSA for 1.8 in citi bank few years ago... also inr to usd rate will be fluctuation we cant compare with the last year i agreed for reference i have taken the example...
      Your points are really great thanks for your comments so that viewers can get more information

  • @reachatsaran
    @reachatsaran 4 ปีที่แล้ว +1

    Nice presentation and thanks for this useful information. Really appreciate your efforts. One question is, can a H1B worker do a freelancing work or do online work like a part time job for 3 hours/week for some testing and get the payments to a Paypal account?

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      H1Bs should not do

  • @youramkr123
    @youramkr123 4 ปีที่แล้ว +1

    Recently started watching your channel. Good info and keep up the good work. After watching this video just a question for me Bro, any idea about getting personal loan here and use that amount close the loan in India will be benefit?

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro... it depends bro say if you are getting the very less % interest on personal loan here than india you can do.. but the personal loan interest rate is huge in usa please do the calculation properly before jump into this process...

  • @pavithrasrinivasan4272
    @pavithrasrinivasan4272 4 ปีที่แล้ว +2

    Hi both.... Recently I heard US will allow H4 stamping before December? Is it true

  • @MM-pg2gm
    @MM-pg2gm 4 ปีที่แล้ว +1

    Hi Arthi and Prem, you mentioned about CitiBank giving 2.3% interest; when I talked to a CitiBank representative, she said anywhere between 0.04-0.06% which is extremely different. Are you referring to a different bank or am I missing something? Please help. Thanks!

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Hi sister... thank you
      We have mentioned they were given
      Not now, federal bank reduced the interest rate drastically so all the HYSA rate has decreased, this is not the great time.. we have to wait
      But tmobile money offering 4% for their customers its the good deal upto 3K

    • @MM-pg2gm
      @MM-pg2gm 4 ปีที่แล้ว +1

      @@ArthiPrem Thank you for your clarification and quick response! Stay safe.

  • @yuvarajrangharajan9183
    @yuvarajrangharajan9183 4 ปีที่แล้ว +1

    Nice informative video guys !! kudos... One other Option is some companies offers it s employees an opportunity to own it s shares at a discounted rate or they put certain percentage of money when we invest, I felt this as one of very effective way to earn an additional money. mostly services company on a overall market is always growing high on a year to year basis. so this could be one of the best option if your employer offers.

  • @bharathsing9804
    @bharathsing9804 4 ปีที่แล้ว +1

    Bro U.S la Non residency la irukaravagalu kuu New car vagara thu kana details and Bank la iruthu evla amount car loan kudupaa ga athai pattri kojam

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Sure bro👍

  • @mlpprakash9762
    @mlpprakash9762 4 ปีที่แล้ว +1

    09:28 nallayiram rubah ( i really like the way you mentioned)

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro 😊😊

  • @mattapodu
    @mattapodu 4 ปีที่แล้ว

    Bro will you please put video about Amazon prime drivers..working from other countries..in USA...and what type of Visa they would get

  • @gayathrivinod786
    @gayathrivinod786 4 ปีที่แล้ว +1

    Hi Arthi and Prem, can u guys make a video on travel insurance, for parents visiting USA on b2 visa..

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Sure sister 👍👍

  • @quicktips9049
    @quicktips9049 4 ปีที่แล้ว

    Hi.. I’m under L1 visa currently and I’m going for green card by EB3.. what is the probability that I get GC in 2 years. Any guess?

  • @santhosh3110
    @santhosh3110 4 ปีที่แล้ว +1

    nice video. can you post video about health insurance plans ppo,hsa.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro,sure👍

  • @elangovanr5920
    @elangovanr5920 3 ปีที่แล้ว

    we like to apply for U.S citizenship.After applying can we go to India before we receive the card . how many months will it take to get citizenship card?

  • @balaFC255
    @balaFC255 4 ปีที่แล้ว +1

    Prem aarthi.. be safe buddies. Though i am from singapore i like ur explanation about US

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks,sure👍

  • @Lakshu078
    @Lakshu078 4 ปีที่แล้ว +1

    Useful information folks , thank you . Bless you

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Thanks for ur blessings sis😊

  • @ramyamanikumar9168
    @ramyamanikumar9168 4 ปีที่แล้ว +1

    Saw your accident video now ka,Take Care Akka anna.Our blessings are always with you😊

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks sis,sure👍

  • @Rakesh642001
    @Rakesh642001 4 ปีที่แล้ว +3

    Hi Bro, please give ideas to search job for H4 EADs.

  • @meenaviewers4913
    @meenaviewers4913 4 ปีที่แล้ว +2

    HI ANNA IAM MEENA. UNGA VIDEO SUPER. IAM LIVING IN CHENNAI. I HAVE TWO SONS .ELDER SON 8TH YOUNGER SON 4TH IN VELLAMMAL SCHOOL. IPP USA LA STUDYING CONTINUE PANNA MUDIYUMA. ANY IDEA SOLLUNGA PLEASE.

  • @asvsenthilkumar4800
    @asvsenthilkumar4800 4 ปีที่แล้ว +1

    Thanks for sharing Really Helpful. Share about ROTH IRA

  • @suchetaranjanxx1586
    @suchetaranjanxx1586 4 ปีที่แล้ว +1

    Hai, Good ideas to earn money for H1B and L1 Visà people’s. All 5 ideas are good. As you said there are advantages and disadvantages in share market. I have also invested some in stock market. Dividends are only making us happy in the present situation. Thanks for explaining well. Take care.

  • @padhukanagaraj8664
    @padhukanagaraj8664 3 ปีที่แล้ว +1

    nice guys..continue ..be safe

  • @gardening-ft6ku
    @gardening-ft6ku 4 ปีที่แล้ว +1

    unga way of explaining is very good.

  • @kayalvizhi4316
    @kayalvizhi4316 4 ปีที่แล้ว +1

    Very Useful info thank you so much...

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks sis🙏

  • @prabakaranshanmugasundaram4612
    @prabakaranshanmugasundaram4612 4 ปีที่แล้ว +1

    Glad that you are safe. God bless both of you?

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro 🙏🙏

  • @arunkumararumugam1378
    @arunkumararumugam1378 ปีที่แล้ว

    Can H1B holder do affiliate marketing for passive income ?

  • @gardening-ft6ku
    @gardening-ft6ku 4 ปีที่แล้ว +1

    actually namba apartment la illa na, then we can talk to owner and leav for airbnb, when i was a student here, some of the houseowners didnt mind people leaving a room for airbnb. but again, apt complx na they wont allow

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Yes correct bro 👍

  • @vars-itlearnings7467
    @vars-itlearnings7467 4 ปีที่แล้ว +1

    U r efforts highly appreciate , god blessing always with u

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro🙏

  • @sharasdiary979
    @sharasdiary979 4 ปีที่แล้ว +1

    US la irukum pothu trading in India stock market ? Many brokerage accepting NRI holders

  • @muraliachutaraman8100
    @muraliachutaraman8100 4 ปีที่แล้ว +1

    Very good subject and a good review

  • @harikrishnan9713
    @harikrishnan9713 4 ปีที่แล้ว +1

    Good episode on useful side hustles .....

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Thanks bro🙏

  • @TheDhivi
    @TheDhivi 4 ปีที่แล้ว +1

    Ur views about ....In future what about onsite opportunities for it employees in india....

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Hi sister.... definitely there will be bright future for indian IT industry for sure ..might be there will be slight lacking due to coronavirus impact.. but everything will come back as v shape recovery.. 🔥🔥🔥

  • @chitrapragasam8525
    @chitrapragasam8525 4 ปีที่แล้ว +3

    Hi arthi mam H4 visa iruntha work pannalama or padikalama. Konjam help pannunga mam please

    • @dhanalakshmi-ed2xs
      @dhanalakshmi-ed2xs 4 ปีที่แล้ว +3

      @chitra h4 EAD iruntha work pannalam or business um pannalam and padikanum na tofel or gre exam elunthi visa type change pannitu nalla university ya select panni padikkalam

    • @chitrapragasam8525
      @chitrapragasam8525 4 ปีที่แล้ว +1

      Thank you mam☺️☺️

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +2

      d l well said thank u🙏🙏

    • @dhanalakshmi-ed2xs
      @dhanalakshmi-ed2xs 4 ปีที่แล้ว +2

      Arthi Prem thank u sisy my name s Dhanalakshmi

    • @Paranikg
      @Paranikg 4 ปีที่แล้ว +1

      H4 visa provided if u have EAD. Not all H4.

  • @03kannan
    @03kannan 4 ปีที่แล้ว +1

    Thank god ...you guys are safe on the recent Accident happened.. please drive safe .. buy a new car which has more safety features..

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Sure bro... thanks for your comments 👍👍

  • @pavithrapalani4815
    @pavithrapalani4815 4 ปีที่แล้ว +2

    Kindly update us on the recent exceptions to the proclamations made. It says if principal applicant (H1B ) is in US , spouse can apply for h4 and get it stamped once consultates are open.

  • @venuquasars
    @venuquasars 4 ปีที่แล้ว +1

    My employer is providing 401k but they are not matching any amount. In this case 401k is benefit or not ?

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Bro its not much benefits if employer didnt match amount since they will give less investments options whereas IRA account is benefits in that case

    • @venuquasars
      @venuquasars 4 ปีที่แล้ว

      Thank you

  • @geetharaman915
    @geetharaman915 4 ปีที่แล้ว +2

    I heard your accident, I was completely upset.
    I am happy both are in safe.

  • @nilanibabu945
    @nilanibabu945 4 ปีที่แล้ว +1

    Nice topic, thanks for sharing

  • @lalithakrushnakumaar9630
    @lalithakrushnakumaar9630 4 ปีที่แล้ว +2

    Lovely couple
    God bless

  • @nisharajendran8420
    @nisharajendran8420 4 ปีที่แล้ว +1

    Very nice usefully video

  • @sridevikarthik9819
    @sridevikarthik9819 4 ปีที่แล้ว +1

    What if the h1b person owns a house in US and he is supposed to relocate to another state, can he rent his house.? This will not be occasionally rite.

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Sister good question... i forgot to mention in the video... we can assign some real estate property manager to
      Maintain our property and we can get the remaining amount.. so we are not working as a full time and actively...
      i read the above details from some of the blogs..
      But still i have concerns around this point better to get clarify with attorney.. if i came across to know the solid answer i will let u know

    • @sridevikarthik9819
      @sridevikarthik9819 4 ปีที่แล้ว +1

      @@ArthiPrem Thank u for the quick response :)

  • @jothiv9645
    @jothiv9645 4 ปีที่แล้ว +1

    Thanks for guides.

  • @Samarnat01
    @Samarnat01 4 ปีที่แล้ว +1

    Good one, and thanks

  • @arunkumararumugam1378
    @arunkumararumugam1378 ปีที่แล้ว

    Can a H1B holder do affiliate marketing and Amazon FBA for passive income?

    • @ArthiPrem
      @ArthiPrem  ปีที่แล้ว

      I believe both will not be considered as the passive income
      But one who is have EAD like H4 EAD they can do it 👍👍

  • @jchandru411
    @jchandru411 4 ปีที่แล้ว +2

    Pl explain about cropto currency from India

  • @lalithakrushnakumaar9630
    @lalithakrushnakumaar9630 4 ปีที่แล้ว +1

    Lovely couple u guys
    God bless

  • @devimaran2114
    @devimaran2114 4 ปีที่แล้ว +2

    வாழ்க வளமுடன்

  • @ramya8184
    @ramya8184 4 ปีที่แล้ว +1

    Can post some videos for job opportunities for housewife from home like online jobs

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว +1

      Sure sis👍

  • @ritapemala3513
    @ritapemala3513 4 ปีที่แล้ว +3

    Nice

  • @THAMIMREALITY
    @THAMIMREALITY ปีที่แล้ว +1

    American Express saving account 3.75 percentage.

    • @ArthiPrem
      @ArthiPrem  ปีที่แล้ว +1

      Thanks for The info

    • @THAMIMREALITY
      @THAMIMREALITY ปีที่แล้ว

      Thanks for the 401(k) actually I today only enroll that one but I don’t know I did the right thing and I just checking your video help

  • @sundararajsuresh8263
    @sundararajsuresh8263 4 ปีที่แล้ว

    Can I work der if I HV B1/B2??

  • @WowitsShreeya
    @WowitsShreeya 4 ปีที่แล้ว +1

    Also post work options for stay at home mom

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Sure sis👍

  • @raymondjayaseelaraj7154
    @raymondjayaseelaraj7154 4 ปีที่แล้ว +2

    DCU provides 6% for 1 year fixed for $1000

    • @sujithamathivanan3980
      @sujithamathivanan3980 4 ปีที่แล้ว

      DCU can you give me explanation? Of DCU

    • @rovin002
      @rovin002 4 ปีที่แล้ว

      @@sujithamathivanan3980 Digital federal credit union www.dcu.org

  • @shanthiniananth1300
    @shanthiniananth1300 4 ปีที่แล้ว +1

    You have pay tax in USA . Bank interest earned

    • @ArthiPrem
      @ArthiPrem  4 ปีที่แล้ว

      Yes sister you throw the very good point 👏👏 in india also now they introduced the tax for the interest... but tax rate in usa is high... we need to consider in the calculation my bad
      I will take care in future