Can He Become Financially Independent With ₹3 Lakhs Expenses?

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  • เผยแพร่เมื่อ 20 พ.ย. 2024

ความคิดเห็น • 482

  • @ratnagirimanikandan3720
    @ratnagirimanikandan3720 6 หลายเดือนก่อน +594

    The 5 lakh per month guy is the one who asks on quora if "earning 60-70lpa is less in Bangalore???" 😏😏😏🤣🤣

    • @beyondsaqi9134
      @beyondsaqi9134 6 หลายเดือนก่อน +16

      Bro 😅i remember 🤣

    • @ratnagirimanikandan3720
      @ratnagirimanikandan3720 6 หลายเดือนก่อน

      @@beyondsaqi9134 😂😂🤣🤣

    • @Joe-zj7ux
      @Joe-zj7ux 6 หลายเดือนก่อน +20

      Yess initially when they heard he wanted to retire soon without having kids they were laughing.. later they were like mf why you even here😂

    • @ratnagirimanikandan3720
      @ratnagirimanikandan3720 6 หลายเดือนก่อน

      @@Joe-zj7ux Frrrrr!!!💯😂

    • @noorjahaanbegum6411
      @noorjahaanbegum6411 6 หลายเดือนก่อน

      😂😂😂

  • @dorothyweller7736
    @dorothyweller7736 หลายเดือนก่อน +736

    Nice video with trading, technical analysis skills alone are not enough; discipline and emotional maturity are also crucial for success. The saying "time in the market vs. timing the market" is a good mindset to have during market fluctuations. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Keep it up!

    • @dorothyweller7736
      @dorothyweller7736 หลายเดือนก่อน

      Shea Ardolf program is widely available online..

    • @lucaspaciello866
      @lucaspaciello866 หลายเดือนก่อน

      Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

    • @chesteradams9764
      @chesteradams9764 หลายเดือนก่อน

      Thanks for putting this out, just found the official site of Shea Ardolf after inputting her full name on my browser, she is valid

    • @normandholland8374
      @normandholland8374 หลายเดือนก่อน

      After a series of trading setbacks, I was on the brink of giving up until I encountered Shea 's program. With her guidance, I've not only recouped past losses but am now charting a trajectory of consistent growth.

    • @alfredjones3984
      @alfredjones3984 หลายเดือนก่อน

      Trading systems allow you to limit the factor of emotional influence on decision-making, as well as to give the trade a certain degree of systemic character.

  • @manishkumar-0311
    @manishkumar-0311 7 หลายเดือนก่อน +29

    Awesome Sharan. I am seeing you as a top financial mentors of India. We need people like you to make India a Developed country.

    • @Ilayarajfan
      @Ilayarajfan 6 หลายเดือนก่อน +6

      God save you. Hope you become rich atleast in your next life 😂😂😂

    • @krisvin7761
      @krisvin7761 5 หลายเดือนก่อน +1

      lol if you need him to make financial decisions good luck

  • @MiquelMorterero
    @MiquelMorterero 6 หลายเดือนก่อน +322

    I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.

    • @JuanCarlos_J
      @JuanCarlos_J 6 หลายเดือนก่อน +1

      It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.

    • @JuanCarlos_J
      @JuanCarlos_J 6 หลายเดือนก่อน +1

      @_LauraRowley
      Rebecca Charlotte Craig is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @sagekaleke
      @sagekaleke 6 หลายเดือนก่อน

      Rebecca is a fraud and this thread is a manufactured conversation with malicious intent.

    • @AMZ119
      @AMZ119 5 หลายเดือนก่อน +4

      Fake

    • @msdaw
      @msdaw หลายเดือนก่อน

      Bot comments alert 🚨

  • @aditiseshadri6560
    @aditiseshadri6560 7 หลายเดือนก่อน +25

    Useful information Sharan. Please make this a weekly occurrence 🎉

  • @CameronFussner
    @CameronFussner 7 หลายเดือนก่อน +396

    These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $189k now to put in the market.

    • @LucasBenjamin-hv7sk
      @LucasBenjamin-hv7sk 7 หลายเดือนก่อน +5

      Although stocks are now rather volatile, you should be okay if you perform the proper calculations. There have been stories of people making over $70,000 in a matter of weeks or months, according to Bloomberg and other finance media, so if you know where to look, I believe there are many wealth transfers during this recession.

    • @hasede-lg9hj
      @hasede-lg9hj 7 หลายเดือนก่อน +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that’s the most effective way to enter the business at the moment.

    • @hasede-lg9hj
      @hasede-lg9hj 7 หลายเดือนก่อน +1

      I won't pretend to know everything, though. Her name is Sharon Ann Meny but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

    • @fadhshf
      @fadhshf 7 หลายเดือนก่อน +1

      Thanks for clearing that up, I curiously searched for Amber Angelyn O'malley on the internet and thankfully, I came across her my goal is to retire in 5years time.

    • @khushbuAgrawal22
      @khushbuAgrawal22 6 หลายเดือนก่อน

      Please make some series for people where normal people can save some money and plan their future.This series is like playing with emotions of people who are watching this in order to learn some financial management.

  • @NatiaMaisuradze-ey5iq
    @NatiaMaisuradze-ey5iq 7 หลายเดือนก่อน +41

    I've noticed how patterns in financial markets tend to repeat themselves over time. Artur Grandi's book offers valuable insights into keeping investments steady and explores potential investment opportunities, including the crypto market.

  • @cherylhills3227
    @cherylhills3227 7 หลายเดือนก่อน +16

    As we witness the current economic landscape, it's becoming increasingly clear that we're entering a recession. These times can pose significant financial challenges.

    • @RobertDamanii
      @RobertDamanii 7 หลายเดือนก่อน +4

      Indeed, Recessions have a way of affecting people's financial stability and investment portfolios in profound ways.

    • @RoseBalerus
      @RoseBalerus 7 หลายเดือนก่อน

      Speaking of financial stability, l've had the privilege of working closely with Eric Paul Elmer, a highly experienced financial advisor. His expertise has been pivotal in helping me navigate the complexities of economic downturns.

    • @JasonAmir-qo4uo
      @JasonAmir-qo4uo 7 หลายเดือนก่อน

      That's intriguing, l've been on the lookout for a financial advisor who can provide sound guidance during these uncertain times. Could you elaborate on how Eric Paul Elmer has assisted you?

    • @RoseBalerus
      @RoseBalerus 7 หลายเดือนก่อน

      Certainly, Eric Paul Elmer provided me with tailored financial strategies that not only protected my investments but also helped optimize them during periods of economic turbulence. His insights were truly invaluable.

    • @RoseBalerus
      @RoseBalerus 7 หลายเดือนก่อน

      Do a Google search and you will get his details and more information on the protocols

  • @kartiknighania8588
    @kartiknighania8588 7 หลายเดือนก่อน +21

    Please make it as authentic and helpful as Dave Ramsey. We were listening to him even though we didnt care about his roth IRA, 401k, student debt kind of explainations which weren't related to us..
    may this also be seen outside India pretty soon. All the best ❤

  • @mydreams8092
    @mydreams8092 7 หลายเดือนก่อน +118

    Shallow analysis. Financial analysis is much complez. Kids education, House cost, Kids marriage, This will affect your savings at a certain age. Unless one saves 2 to 3 times of monthly expenses, it is difficult to achieve early retirement

    • @anujthapa2346
      @anujthapa2346 6 หลายเดือนก่อน +4

      Right cus you def know more than a proper financial analyst right. Who also happens to have a MBA degree

  • @shreyajaini2439
    @shreyajaini2439 7 หลายเดือนก่อน +7

    Very informative Sharan! Thank you so much for this video. Continue doing your great work. Kudos to you and your team 🎉🙌🏻

  • @yashdhand
    @yashdhand 6 หลายเดือนก่อน +76

    Poor want to retire and rich want to work till 80 !

    • @manditbanthia7057
      @manditbanthia7057 6 หลายเดือนก่อน

      Facxxx❤❤

    • @aceaem08
      @aceaem08 5 หลายเดือนก่อน +7

      It is known as “enjoy the work, not the money”

    • @LimitlessGamers
      @LimitlessGamers 5 หลายเดือนก่อน

      ​@be-notifiedtop3143 that's an excuse try doing a business a business person works 24 hours stay with someone closer to you in business you will know 😂😂

    • @anjalidaddikar9226
      @anjalidaddikar9226 4 หลายเดือนก่อน

      😂😂😂

    • @AjayPatil-j7t
      @AjayPatil-j7t หลายเดือนก่อน

      Rich work as per their choice.. the poor are forced to work. So most of the poor hate their work.

  • @ayushpradhan8839
    @ayushpradhan8839 7 หลายเดือนก่อน +117

    Getting the Dave Ramsey Vibes

    • @hanil-johndesouza8549
      @hanil-johndesouza8549 7 หลายเดือนก่อน +11

      I literally came to the comments to find this! Dave Ramsey with hair

    • @financewithsharan
      @financewithsharan  7 หลายเดือนก่อน +12

      I’m honoured

    • @tayalmanan28
      @tayalmanan28 7 หลายเดือนก่อน

      So True😂

    • @hardmorabia9654
      @hardmorabia9654 7 หลายเดือนก่อน

      Pay off your debt now!

    • @ayushpradhan8839
      @ayushpradhan8839 7 หลายเดือนก่อน

      @@hardmorabia9654 😂😂😂😂

  • @AnuBlossom
    @AnuBlossom 7 หลายเดือนก่อน +8

    Just found your channel. It's great! 👌🏽

  • @siddhantsawarkar7590
    @siddhantsawarkar7590 7 หลายเดือนก่อน +8

    Hey sharan great work, Appreciated. ☺️
    If possible make up a video on explaining how to calculate all this numbers including coast fire. That would be really helpful.
    Keep posting.😇

  • @DeepakGhule
    @DeepakGhule 7 หลายเดือนก่อน +5

    Dave Ramsey from Mesho 😅 (PS. love this content, please make more of these videos as these are more relevant to India and our culture)

  • @vishwanath-ts
    @vishwanath-ts 7 หลายเดือนก่อน +44

    03:01 Even Sharan got surprised when he said 3 lakhs is the expenses excluding loans🤣🤣🤣🤣🤣🤣

    • @financewithsharan
      @financewithsharan  7 หลายเดือนก่อน +7

      😅

    • @gamezy4674
      @gamezy4674 7 หลายเดือนก่อน +5

      They must be throwing home party in the weekend inviting friends which easily contributes to atleast additional 25k expense and also must have enrolled into expensive clubs in which you need to keep paying maintenance fees.. Also must be buying expensive gadgets and branded bags and stuff.. But surprising is they don't even have kids yet . Once they have the kid I don't know how much the expenses is going to shoot up

    • @vishwanath-ts
      @vishwanath-ts 7 หลายเดือนก่อน

      @@gamezy4674 Truly reckless spendings.

    • @baburajan9363
      @baburajan9363 4 หลายเดือนก่อน

      ​@@financewithsharanWhich investment gives 12% return without losing actual amount 1cr?

    • @Dracarys_123
      @Dracarys_123 2 หลายเดือนก่อน

      ​@baburajan9363 ....

  • @NeevAgrawal
    @NeevAgrawal 7 หลายเดือนก่อน +3

    Fantastic, that's what we needed,

  • @nikhilkhandagale819
    @nikhilkhandagale819 7 หลายเดือนก่อน +4

    Super Session Abhishek sir 🔥👏💯

  • @vishaldubey1228
    @vishaldubey1228 7 หลายเดือนก่อน +16

    Please tell something for the people who have savings of around 3-4 lakhs till today and earns around 2 lakhs per month combined 😂😂 1 cr itself is a high number.😅

    • @kinggenji4249
      @kinggenji4249 6 หลายเดือนก่อน +1

      No hack just keep working till you die

    • @anirbanchattoraj6870
      @anirbanchattoraj6870 6 หลายเดือนก่อน +1

      Looks like the story of many households with both the couple working in their 30s. Responsibilities and loans are the reasons they can’t get ahead.

    • @vishaldubey1228
      @vishaldubey1228 6 หลายเดือนก่อน

      @@anirbanchattoraj6870 true but for me the case is bit different… I don’t pay emi till now but still not able to plan for a house in bangalore or pune looking at the cost.

    • @RIZWANShaikh-hn1eu
      @RIZWANShaikh-hn1eu 6 หลายเดือนก่อน

      Kon investment kar k profit mila batau

  • @vishnuteja9823
    @vishnuteja9823 7 หลายเดือนก่อน +9

    Trust me sharan this unfiltered conversation series is an “Extraordinary Initiative” ❤

    • @abhishekfarande9672
      @abhishekfarande9672 7 หลายเดือนก่อน

      It's not an initiative , it's copied , initiative must be unique

    • @vishnuteja9823
      @vishnuteja9823 7 หลายเดือนก่อน

      @@abhishekfarande9672 from where

  • @justbe3708
    @justbe3708 6 หลายเดือนก่อน +2

    Wow your English is good. Even i am working in Singapore, talking English in office since there is no my native speakers. But i cant talk like you.
    You are very professional in English and calculations. Thanks for your great service

  • @samarthsrivastava2416
    @samarthsrivastava2416 7 หลายเดือนก่อน +14

    this is what we needed!

  • @Lynnadamspearson
    @Lynnadamspearson 7 หลายเดือนก่อน +197

    *Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Chloe Linda Henderson🇺🇸🇺🇸🇺🇸..*

    • @Karaventer-r3n
      @Karaventer-r3n 7 หลายเดือนก่อน

      Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.

    • @Lynnadamspearson
      @Lynnadamspearson 7 หลายเดือนก่อน

      Thanks to my co-worker (Alex) who suggested Ms Chloe Linda Henderson.

    • @LukeRyann
      @LukeRyann 7 หลายเดือนก่อน +1

      She's a licensed broker in the states 🇺🇸

    • @LukeRyann
      @LukeRyann 7 หลายเดือนก่อน

      After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.

    • @davisethan561
      @davisethan561 7 หลายเดือนก่อน

      Wow that's nice She makes you that much!! please is there a way to reach her services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me.

  • @lakshnaramesh9733
    @lakshnaramesh9733 7 หลายเดือนก่อน +4

    "The Ramsay Show Highlights"
    Exactly the similar talks

  • @ANTICARB
    @ANTICARB 7 หลายเดือนก่อน +13

    Even this guy with out any financial math earns upto 3l per month and here I am stuck at 40k per month.

    • @AnshAgrawalag09
      @AnshAgrawalag09 6 หลายเดือนก่อน +1

      Bro if you’re 40k right now, don’t do financial planning lol. You need to invest in yourself right now, learn more, travel more, explore more so that you’re able to become capable enough to actually start planning your finances. Ye 5-10k bachake koi bhala nahi hoga

    • @masterdebiprasad4927
      @masterdebiprasad4927 3 หลายเดือนก่อน

      Relatable. Quick answer - that guy is not wasting time on TH-cam like you and me. Lesson of the day.😂

  • @reen1802
    @reen1802 7 หลายเดือนก่อน +1

    Eagerly looking forward to more episodes. Also, how do we post our queries to the show?

  • @vigneshraj3360
    @vigneshraj3360 7 หลายเดือนก่อน +3

    10:10 he has rightly mentioned, maximum possible cover. No matter how many policies I take for how much coverage i subscribe to in each policy, at the time of settlement, i will only receive the maximum possible coverage proportionately from all the policies consolidated right?

  • @ashwinchakravarthy4384
    @ashwinchakravarthy4384 7 หลายเดือนก่อน +2

    Love this! This was fun! 🔥❤️

  • @pulkitnarula2205
    @pulkitnarula2205 7 หลายเดือนก่อน +5

    Age 22
    Monthly investment 55,000 in mutual funds
    Stocks per month 10,000
    Expenses 10,000
    Have multiple lics policies
    Term insurance 2 cr
    Please tell me I'm on right track or not

    • @HeliY-w9k
      @HeliY-w9k 7 หลายเดือนก่อน

      What do you do iitian?

    • @pulkitnarula2205
      @pulkitnarula2205 7 หลายเดือนก่อน

      Business

    • @_Pankaj_kaushik_
      @_Pankaj_kaushik_ 3 หลายเดือนก่อน

      Kya business krte ho bhai ?

    • @pulkitnarula2205
      @pulkitnarula2205 3 หลายเดือนก่อน

      @@_Pankaj_kaushik_ hanji sir

    • @_Pankaj_kaushik_
      @_Pankaj_kaushik_ 2 หลายเดือนก่อน

      @@pulkitnarula2205 business kya karte ho bro ?

  • @DKA-ki1sx
    @DKA-ki1sx หลายเดือนก่อน +1

    You all are thinking making money for ritrement .I am thinking about what is meaning in life 💞. Money needed for living but life need purpose.But my financial freedom is specific 1000cr❤😂😂

  • @moneymitraofficial
    @moneymitraofficial 7 หลายเดือนก่อน +2

    Really eye opener sharan. I love the kind of reality people should know.

  • @nainashrivastava5908
    @nainashrivastava5908 7 หลายเดือนก่อน +1

    Finally someone did it, thanks Sharan. Hoping to watch more of these examples!!

  • @soumyadip1000
    @soumyadip1000 7 หลายเดือนก่อน +2

    Good Initiative

  • @Midhun0906
    @Midhun0906 7 หลายเดือนก่อน +1

    Good info. Only thing is Tiago's analysis should have been a bit deeper.
    His income won't stay the same y-o-y
    His expenses increase with marriage/ kids of he plans to have
    Both key factors were not considered.
    But I love this show for the amazing way I can connect to my personal goals and plan ahead.

  • @RoxanaNegreanu
    @RoxanaNegreanu 6 หลายเดือนก่อน +2

    I don’t live in India, but I found this video really interesting. Even though the advice can’t help me too much, I found this video enjoyable. It was easy to understand the voices even with the accents, which is very good. Even though I am not very familiar with India, the Indian economy, and the Indian currency. I was able to grasp the idea of these things. Overall I really liked the video and am going to try to watch some more soon.
    P.S
    Make sure to continue this series as it is very informative and interesting!😊

  • @tanmaysamal8590
    @tanmaysamal8590 7 หลายเดือนก่อน +9

    Dave Ramsey style show. Nice

  • @Cricketvilla31
    @Cricketvilla31 7 หลายเดือนก่อน +2

    Great content Sharan... Expecting more content like these....

  • @raghavendrasuru6545
    @raghavendrasuru6545 7 หลายเดือนก่อน +5

    need more such videos please 😃

    • @financewithsharan
      @financewithsharan  7 หลายเดือนก่อน +2

      Yesss more to come

    • @raghavendrasuru6545
      @raghavendrasuru6545 7 หลายเดือนก่อน

      @@financewithsharan Gracious ❤

    • @faisalhussain9770
      @faisalhussain9770 7 หลายเดือนก่อน +1

      I loved it I might need your help man

    • @manditbanthia7057
      @manditbanthia7057 6 หลายเดือนก่อน

      Nothing will happen watching these until you get there

  • @reeeyan5926
    @reeeyan5926 7 หลายเดือนก่อน +2

    A=P(1+r/n)^t is the solution for every question

  • @karanranaofficial
    @karanranaofficial 7 หลายเดือนก่อน +2

    Love these live real-life cases. Keep'em coming...

  • @extremeesports9552
    @extremeesports9552 7 หลายเดือนก่อน +2

    He is just using an inflation adjusted step up sip calculator and a fire calculator

  • @kkoolpatz
    @kkoolpatz 7 หลายเดือนก่อน

    Few suggestions for the hosts:
    1. 12% per year for life are not easily achievable. If you think the inflation is 7% it’s hard to make 12% per year in the long term.
    2. If you celebrate the fact that car loan will be over and increase the total amount of money available to be saved, are you assuming he will never buy another car in his life?
    3. It wasn’t clear to me why the coat fire age needs to be reached 10 years before retirement?

  • @dhruvbatra2478
    @dhruvbatra2478 7 หลายเดือนก่อน +3

    Pretty fun to watch. Kudos to both of you.

  • @TechTiNic
    @TechTiNic 7 หลายเดือนก่อน +1

    Retiring early should not be a goal , being financially independent should be the goal

  • @niteshbagla
    @niteshbagla 7 หลายเดือนก่อน +3

    If smoking related issue are not covered under insurance then why we pay more premium for disclosing it

  • @iamAK47
    @iamAK47 7 หลายเดือนก่อน +1

    This is a great series..getting David Ramsey vibes 😂
    It Would be helpfull if you could show the calculations in an excel as people tell you the details..so that others can follow!

  • @lostsoul4317
    @lostsoul4317 5 หลายเดือนก่อน +3

    5 lakhs a year on school fees? The kid better become a rocket scientist 😂

  • @yeetyeet1027
    @yeetyeet1027 7 หลายเดือนก่อน +1

    More of this please

  • @utkarsh9197
    @utkarsh9197 7 หลายเดือนก่อน +2

    Love this of content . May u release some more videos on this topic ❤

  • @jagadeeshdhavala1357
    @jagadeeshdhavala1357 7 หลายเดือนก่อน +2

    Brother made very useful video, and touched point is disclosed or Not, health insurance will not be covered, with this people can save some bugs by hiding it. Loved It, Keep Help Us.. 😊

  • @Mr_mrs_hodophile
    @Mr_mrs_hodophile 7 หลายเดือนก่อน +2

    Shran when you suggested Tiago that he’ll save up around 60k per month
    But you forgot he has a daughter and her education cost will add up, now how do you suggest ??

  • @muhazahmed5836
    @muhazahmed5836 7 หลายเดือนก่อน +5

    Me watching his counting with 2k bank balance 🙂👍

  • @mercurym9137
    @mercurym9137 7 หลายเดือนก่อน +1

    Exactly this kind of session I was looking for. How I can ask join and ask my query ?

    • @zubinsadariwala5302
      @zubinsadariwala5302 6 หลายเดือนก่อน

      I want to know same.. how can I join

  • @-PiyushJi
    @-PiyushJi หลายเดือนก่อน

    In my opinion LLA’s team has done great work in educating people about insurance and related field.

  • @amitpaul7940
    @amitpaul7940 6 หลายเดือนก่อน

    Need more episodes like this. Very interesting.

  • @ThePratapunique
    @ThePratapunique 6 หลายเดือนก่อน +52

    Stop all these inhuman videos making everyone feel small. 😂😂😂

    • @soubpc6735
      @soubpc6735 5 หลายเดือนก่อน

      So now if a person who wasted his childhood and now is poor blames other dude who is rich due to his hardwork? You are a fucking narcissist

  • @bhavya0722
    @bhavya0722 7 หลายเดือนก่อน +1

    I think that retirement Corpus, income , expenses and financial planning can be done through a financial calculator. And there are lots of videos on TH-cam or on other platforms that are helping free of cost with expertise.
    So i think there is no sense of buying the membership of 1% club and it waste of money.
    By the way, nowadays content creators are making money by telling how to make or how to save, invest money of others.
    Like it is the business of content creators.

    • @financewithsharan
      @financewithsharan  7 หลายเดือนก่อน

      You might be an expert. For most people this is like Latin and Greek. Anyway appreciate the feedback

    • @faisalhussain9770
      @faisalhussain9770 7 หลายเดือนก่อน

      You are right bro I need your help can you tell me what. That banglore person do as living​@@financewithsharan

  • @anudeepchowdary1961
    @anudeepchowdary1961 7 หลายเดือนก่อน

    We want more such type of videos

  • @rajatchaudhary481
    @rajatchaudhary481 2 หลายเดือนก่อน +1

    My monthly alone expenditure only 7k
    That's enough just for me 😂

  • @RydiiCollection
    @RydiiCollection 2 หลายเดือนก่อน

    Bro is really impressed by smoker

  • @Prakhart4
    @Prakhart4 7 หลายเดือนก่อน +2

    That was fun

  • @AvinashPatil94
    @AvinashPatil94 7 หลายเดือนก่อน

    You should start a show like Dave Ramsey.

  • @focusreflect8223
    @focusreflect8223 5 หลายเดือนก่อน

    It was really an awesome video, where I got to learn a lot about finance. ❤❤

  • @substationlines6829
    @substationlines6829 6 หลายเดือนก่อน +1

    Ask the first caller to have kids , enjoy the life with parents

  • @abhinavravichandran1292
    @abhinavravichandran1292 7 หลายเดือนก่อน +1

    Sharan sir how to invest carefully in equity and debt fund indexation

  • @lalitabidika7248
    @lalitabidika7248 7 หลายเดือนก่อน

    Liked this new way of making podcasts ! 🙂

  • @thevishalln
    @thevishalln 7 หลายเดือนก่อน +2

    Sarath has never achieved financially independence himself. He was making videos for a living. He runs a company now. He shouldn't preach this.

  • @Poonamkewlani
    @Poonamkewlani 7 หลายเดือนก่อน +1

    Where we should post our questions?

  • @rajagopalkannan
    @rajagopalkannan 4 หลายเดือนก่อน

    Please tell me how much money would be considered financially independent at the age of 47, current expense is 60K, life expectation is 30 years more, no liabilities

  • @MayankSinghania
    @MayankSinghania 5 หลายเดือนก่อน

    You should also assume a increase of 10% in the income yearly and hence a 10% increased savings while calculating.

  • @shabina_wani3778
    @shabina_wani3778 6 หลายเดือนก่อน

    Damn! People are making so much money in India.

  • @Gurimpo
    @Gurimpo 6 หลายเดือนก่อน +2

    What kind of investment will give you 12% return interest in India?

  • @vaniv187
    @vaniv187 7 หลายเดือนก่อน +1

    Hi Sharan.. Thank you for the insightful information always.
    I learned a lot as a homemaker. Though I used to work initially now it is a huge gap... So I take care of my home finance😊
    I wanted to have clarity on a few things:
    1. How are the Short term, Medium and Long term goals bifurcated? ( No. of years)
    2. What are the safe instruments for investment with regard to inflation apart from FDs and PPF ?
    3. How much can I estimate for my kids marriage expenses adjusted to inflation in 7-10 years span.
    4. For retirement fund its not only the household expenses adjusted to inflation there maybe health issues which may go over the coverage u have today ( medical inflation ) how can we anticipate and add that also to the retirement fund. Or should we keep that separately?

  • @aukash
    @aukash 7 หลายเดือนก่อน

    These days many people have started to travel and maybe this person is keeping a budget every month for a possible trip whether domestic or abroad and that ambitious goal may have made him say he needed 3 lakhs per month.

  • @arnavsharma65
    @arnavsharma65 7 หลายเดือนก่อน

    Please more of these type of videos and also make a video on how we can calculate our own fire number like you did for the people in the video . 😃👍

  • @seshkanade2979
    @seshkanade2979 7 หลายเดือนก่อน

    Nice to se dave ramsey show of Indian version!!
    Great initiative sharan🙌

  • @LimitlessGamers
    @LimitlessGamers 5 หลายเดือนก่อน

    People saying 4lakh expenses meanwhile with 20000 salary chilling😢

  • @nikhilraj1390
    @nikhilraj1390 7 หลายเดือนก่อน

    Awesome want more such videos for sure

  • @Bullsandbearbulletin
    @Bullsandbearbulletin 5 หลายเดือนก่อน

    Good info on insuring covered..!

  • @abhishekpolicepatil2829
    @abhishekpolicepatil2829 7 หลายเดือนก่อน

    Very informative and instructional video 👍

  • @manavgoyal6885
    @manavgoyal6885 7 หลายเดือนก่อน +1

    If one has cancer in 2008. And after treatment he is 100% well. Nd so now in 2024, does he need to disclose the cancer disease in term insurance policy or not?

  • @shamsulhoda8195
    @shamsulhoda8195 7 หลายเดือนก่อน

    With first caller,that vested ESOP worth 2cr currently should have been discussed in a bit detail. Like- strike price,gross profit,taxes and then net cash in hand. Would have given a clearer picture then.

  • @nisargmodi00
    @nisargmodi00 6 หลายเดือนก่อน

    we want more such videos!! Full dave Ramsey vibes.

  • @Financedude007
    @Financedude007 7 หลายเดือนก่อน +1

    Thanks

  • @liteshgarg8490
    @liteshgarg8490 7 หลายเดือนก่อน

    Great sir need more episodes ❤

  • @Ilayarajfan
    @Ilayarajfan 6 หลายเดือนก่อน

    Finance with sharan, I didn’t watch this video, but from title what I can say is, a person spending 3 lakhs per month is living his life. Others, save so that others can live their life. 😂😂😂😂

  • @geeta59
    @geeta59 6 หลายเดือนก่อน

    12% I mean I know India is growing but assuming 12% every year at current valuations is the biggest drawback in this calculation.

  • @jainewar9692
    @jainewar9692 5 หลายเดือนก่อน

    Thanks Sharan, super helpful! Can you share the math/excel model used to calculate retirement fund/coast fire fund etc?

  • @Abx_Dkl
    @Abx_Dkl 7 หลายเดือนก่อน

    exactly it shows how messy retirement discussions can be .. so confusing ...

  • @kkingofkings
    @kkingofkings 27 วันที่ผ่านมา

    Best Collab

  • @manueldrum
    @manueldrum หลายเดือนก่อน +1

    We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @Saviourtina-c4i
      @Saviourtina-c4i หลายเดือนก่อน

      Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

    • @Particamuwowo
      @Particamuwowo หลายเดือนก่อน

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

    • @CharlesT.Foster
      @CharlesT.Foster หลายเดือนก่อน

      Could you possibly recommend a CFA you've consulted with?

    • @Particamuwowo
      @Particamuwowo หลายเดือนก่อน

      My CFA Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @heatherj-o5j
      @heatherj-o5j หลายเดือนก่อน

      Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

  • @drameerhussain
    @drameerhussain 7 หลายเดือนก่อน

    Not every lung cancer is caused by smoking… have seen patients who never smoked got lung cancer

  • @shiwaniarora9337
    @shiwaniarora9337 4 หลายเดือนก่อน +1

    These calculators are freely available online. I was expecting something good from this episode. Disappointed 😞

  • @mannurandhawa5011
    @mannurandhawa5011 6 หลายเดือนก่อน

    More content like this please ty

  • @mohitnegi724
    @mohitnegi724 6 หลายเดือนก่อน

    Great show.

  • @mithileshpt
    @mithileshpt 7 หลายเดือนก่อน +1

    it was fun😂

  • @kartheekm6175
    @kartheekm6175 7 หลายเดือนก่อน

    Hi sharan bro. I watched all your 1 percentage podcast..
    My feedback.. you are good at shorts with your content.. but when you are interviewing as a interviewer you have to upgrade the way you speak.. .. you can compare with other youtubers like beerbiceps or shamani.. or other channel who are doing podcast and check..

  • @MutualfundsahiHainbutkaunsa
    @MutualfundsahiHainbutkaunsa 22 วันที่ผ่านมา

    Don't retire. Do sip for some year like 10 year and stop sip for another 20 yrs till you BCM ,60. Leave sucking jobs after 10 yrs of sip and do job which cover ur expenses. You will lead a better stress free life

  • @urchillzone
    @urchillzone 7 หลายเดือนก่อน

    Bro... Dude has 1 CR in his bank as cash and brings in 5 lakhs of income.
    *HE IS FINANCIALLY INDEPENDENT*