Mastercard World & World Elite Benefits - A Must For Every Credit Card?

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  • เผยแพร่เมื่อ 12 ก.ย. 2021
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ความคิดเห็น • 115

  • @RJFinancial
    @RJFinancial  2 ปีที่แล้ว +7

    Thanks for tuning in! Hitting the road soon? Checkout the best cards for world travel next - th-cam.com/video/DBFUJyfwjBg/w-d-xo.html

    • @S5King7
      @S5King7 2 ปีที่แล้ว +1

      This video is helpful but I don't think skipping so many of the world elite benefits was a good idea.

  • @_Pookiesaurus_
    @_Pookiesaurus_ 2 ปีที่แล้ว +68

    Just got my Email......but they could've at least increased my limit.

    • @Nawlins70125
      @Nawlins70125 2 ปีที่แล้ว +6

      Lol ikr!

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      lol, capital one is stingy with CL increases. Did they say which MC benefits they'll be bringing over to the cards?

    • @kurwinramsaran2743
      @kurwinramsaran2743 2 ปีที่แล้ว +1

      Same here

    • @killer92173
      @killer92173 ปีที่แล้ว +3

      ​@RJ Financial they didn't even give me a notice. Out of the blue they gave me a CL with no email or anything. I'm glad they increased it, but SOME kind of email would be nice.

    • @skytrooper8888
      @skytrooper8888 ปีที่แล้ว +2

      Facts bruh 😂😂😂 I’m like damn

  • @jrwheeler81
    @jrwheeler81 2 ปีที่แล้ว +13

    I have the Capital One Quicksilver World Elite Mastercard with the silver logo. Very happy with the card.

  • @lunaticg2003
    @lunaticg2003 2 ปีที่แล้ว +5

    Yeah Bro, it sounds like it's a flex for us master card holders, it's just fancy words and not anything new or different. I also like using credit karma, nerd wallet is cool too

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +2

      The cell phone insurance is the most useful benefit. Besides that, I agree most of this stuff is either nice to have or kinda over blown

  • @marypac4882
    @marypac4882 ปีที่แล้ว +1

    Thank you. This is a good one, with good examples. :)

  • @jeremymoore450
    @jeremymoore450 2 ปีที่แล้ว +3

    RJ,
    Great video you see these on debit cards also. The HSBC premier debit card has world elite Mastercard benefits. So funny how other issuers either take it all away or make it better. SMH. Awesome stuff and first comment it looks like.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Debit cards are getting better. I just got my Redstone and Venmo debit cards today. I'm gonna have to do something cool with the collection eventually. I think Citi is the worst offender, they're too big of a bank to do the nickel and dimming thing

    • @fallback8314
      @fallback8314 2 ปีที่แล้ว

      that world elite status doesn't mean anything. i have the citi double cash world elite mastercard and it doesn't have cell protection.

  • @BankAccountBonusCentral
    @BankAccountBonusCentral 2 ปีที่แล้ว +2

    World elite video RJ!

  • @safidjameldinenaceur1355
    @safidjameldinenaceur1355 ปีที่แล้ว +1

    Thanks for your help and ideas 💡 👍

  • @derekwallace4144
    @derekwallace4144 2 ปีที่แล้ว +4

    Thanks for this video, I’ve always wondered the difference

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Always at your service. World Elite is pretty good, if the card issuer picks up the benefits. Funny thing is, most issuers sell them as perks of their specific card, not because its an MC

    • @isao_the_2nd
      @isao_the_2nd 2 ปีที่แล้ว

      @@RJFinancial have you looked up World Debit MasterCard? I'm interested to know

  • @edgardorodriguez
    @edgardorodriguez 2 ปีที่แล้ว +9

    Great video we needed one like this. Depending on the region there are more benefits. For example here in Puerto Rico you get valet parking free on the biggest mall on the island. next one with visa please

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +2

      That is interesting. I hadn't thought to look at it from the regional angle. Thanks for sharing that fun fact. I have one with Visa but it's old from when I just started. I may refresh it so it looks better. In the mean time here ya go th-cam.com/video/WlKeRhyKvtQ/w-d-xo.html

  • @big.o5139
    @big.o5139 2 ปีที่แล้ว +3

    Great video been waiting for this one

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Thank you sir, hope was worth the wait. I like what World Elite has to offer. The cell phone thing was a game changer honestly.

  • @Chris-pq2jb
    @Chris-pq2jb 2 ปีที่แล้ว +4

    I have a world elite Mastercard. It a nice card it looks more fancy with the world elite silver logo.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Elite logo is nicer. It's on my Custom Cash and does look cleaner than the color logo... now if only Citi had the accompanying benefits

  • @Jason_The_Man
    @Jason_The_Man 7 หลายเดือนก่อน +1

    Great topic. My daughter is considering a new card so I wanted to research this topic for her. RJ always coming through for us.

    • @RJFinancial
      @RJFinancial  7 หลายเดือนก่อน

      Always at your service

  • @ecidragon
    @ecidragon 2 ปีที่แล้ว +5

    The Citi Reweards= card is just world but has the silver world elite circles. I was told that the main benefit of world elite was they always have no charge for international purchases.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Yep, that's Citi. Somehow they put the MC World Elite logo on their cards but pulled the benefits in 2019 I think. It's really up to what the issuer decided to use/add to the card.

  • @charkesadams6777
    @charkesadams6777 2 ปีที่แล้ว +1

    I love your content. What brand of watch you’re wearing?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Appreciate it my guy. I have two that you'll see in vids. One is the Rolex Sky Dweller, black dial (steel version) Two is the Rolex Sea Dweller Anniversary.

  • @AnthonyGriggs
    @AnthonyGriggs 2 ปีที่แล้ว +3

    Thanks for the video. i became really interested in the cell phone protection... However it should be noted that it is no longer on the website anymore for World Elite... and thus I am sure no longer available!

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +2

      Interesting. It still depends on the card issuer. Chase is still showing cell phone coverage on the CFF. Yet Citi brands all cards as world elite, but no coverage. While the Wells Fargo Active Cash is a Visa but also has coverage. So if you're looking for the perk on a no annual fee card, either of those would be a good option

    • @08HR350z
      @08HR350z ปีที่แล้ว

      I still show cell phone protection on my chase freedom flex.

  • @jermaineflowers1538
    @jermaineflowers1538 11 หลายเดือนก่อน +2

    I just got my upgrade email! Wasn't really looking for an upgrade but ill take it.

    • @RJFinancial
      @RJFinancial  11 หลายเดือนก่อน +2

      Ah well that explains why this video has been getting resurfaced as of late. Enjoy the perks

    • @jermaineflowers1538
      @jermaineflowers1538 11 หลายเดือนก่อน +1

      @@RJFinancial do they tend to do upgrades in batches or something? I did get a significant boost in my score tho so could be that, I didn't apply for an upgrade or limit increase tho.

    • @RJFinancial
      @RJFinancial  11 หลายเดือนก่อน +1

      @@jermaineflowers1538What card do you have? It's probably something to do with the card issuer and updating their contract with MC I'd guess

    • @jermaineflowers1538
      @jermaineflowers1538 11 หลายเดือนก่อน +1

      @@RJFinancial It was the Quicksilver card. Normally Capital One is tight on increases and upgrades and I was surprised They did it on their own accord. One of my FICO scores just hit over 800 so that maybe why, still surprise "Capital One" did that tho.

  • @SC_XOLOs
    @SC_XOLOs 2 ปีที่แล้ว +4

    I just got “upgraded” to world elite and came here.. nothing special about it. CSR does all that plus more.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Is cap one listing the MC benefits they'll be adding? Love the marking. I'd classify it more as a nice to have then an upgrade as the core card benefits remain the same

  • @WaysToWealth
    @WaysToWealth 2 ปีที่แล้ว +6

    mmmmm burger!!

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Lol always a classic!

  • @TruckinGal-by1so
    @TruckinGal-by1so 2 ปีที่แล้ว +2

    I prefer the quicksilver because Mastercard isn’t accepted at Costco.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      That's a fair point. Aside from the Costco card there really isn't a better option than the 1.5x as Costco is classified as a wholesale club. Checkout the Chase Freedom Unlimited, Visa card, 1.5x, plus some other multipliers

  • @08HR350z
    @08HR350z ปีที่แล้ว +5

    I didn’t realize there was a difference in mastercard logo color and that my chase FF had world elite. I have made it to the higher society 😅 jk but I was wondering about the World Elite Concierge.

    • @RJFinancial
      @RJFinancial  ปีที่แล้ว +2

      Lol, MC Elite offers good perks. Have to be careful of issuers like Citi who use the logo but don't offer the benefits.

    • @reeyadali8516
      @reeyadali8516 10 หลายเดือนก่อน +1

      Needs lounge access lol

  • @Jacob-Sent.
    @Jacob-Sent. 7 หลายเดือนก่อน +2

    Does the worldelite Mastercard count as"grocery" when we pay at Costco?

    • @RJFinancial
      @RJFinancial  7 หลายเดือนก่อน +2

      Costco only takes Visa cards in store

  • @sadiasyed9918
    @sadiasyed9918 2 ปีที่แล้ว +2

    Wow super sharing bro

  • @SkiiMedia
    @SkiiMedia 2 ปีที่แล้ว +5

    Lmao I just got the email for this upgrade.

    • @beautifulizratu
      @beautifulizratu 2 ปีที่แล้ว

      Same

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +2

      They must have done a mass send as we have a lot of folks checking in with this. Trying to find something official from Cap one covering the changes but doesn't look they're talking much

  • @SF____________
    @SF____________ 2 ปีที่แล้ว

    Excellent

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      much appreciated sir, thanks for stopping by

  • @RioBTE
    @RioBTE 2 ปีที่แล้ว +2

    Had the quicksilver and got world elite so?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Lotta people here today with the same situation. It honestly doesn't change much. Likely cap one wanted to switch vendors and called it an upgrade... cell phone coverage is the best MC benefit. After that it's kinda meh

  • @a3sully
    @a3sully 2 ปีที่แล้ว

    What about minimum credit limits world vs world elite?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      From what I can tell MC leaves it up to the issuers
      wallethub.com/answers/cc/what-are-mastercard-credit-limits-based-on-2140660079/

  • @maoworkshen2564
    @maoworkshen2564 2 ปีที่แล้ว

    By any chance do you know if the BAC MC-WE cards have cell phone protection or not?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Help me out, what's the BAC card? I can look into it

    • @maoworkshen2564
      @maoworkshen2564 2 ปีที่แล้ว

      @@RJFinancial I’m talking about the previous BAC MLBaseball MasterCard now changed to a regular Cash Rewarding Card . I think BAC Is sane as Citibank’s MC cards without the cell phone protection.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      @@maoworkshen2564 Gotcha. BofA uses regular MC I believe. They are the same as Citi except Citi is worse... Citi uses the World Elite logo but doesn't offer the benefits.

    • @maoworkshen2564
      @maoworkshen2564 2 ปีที่แล้ว

      @@RJFinancial I APPRECIATE your follow up!🙏

  • @thejokerspeaks
    @thejokerspeaks 2 ปีที่แล้ว

    No Resy? Sad!

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Lol, the classy stuff is reserved for Amex

  • @jacobkaplan2798
    @jacobkaplan2798 2 ปีที่แล้ว +3

    I just got upgraded from the regular MasterCard to MasterCard world. Not sure what exactly that means but yay

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      Lol congrats! It really depends on what the card issuer is offering with the specific card. It could me something or nothing. Which card is it?

    • @blueflamingo2267
      @blueflamingo2267 2 ปีที่แล้ว +1

      Same, Capital One World Elite.

    • @jesusb9562
      @jesusb9562 2 ปีที่แล้ว +5

      @Shawn S I've had my capital one card for almost 2 years and got upgraded to world elite lol

    • @mollitheholytrinity6241
      @mollitheholytrinity6241 2 ปีที่แล้ว +7

      @@jesusb9562 we all got upgraded at the same time 👍🏻

    • @AutumnApril92
      @AutumnApril92 2 ปีที่แล้ว +4

      @@mollitheholytrinity6241 yes I think they did it at the same time. I just got an email today that’s why I’m here lol

  • @carmellac2000
    @carmellac2000 2 ปีที่แล้ว +5

    Capital one has upgraded me ….none of the benefits are of use to me

    • @Bishop355
      @Bishop355 2 ปีที่แล้ว

      Interesting. They upgraded me today

    • @MichaelPithium89
      @MichaelPithium89 2 ปีที่แล้ว

      @@Bishop355 me three

    • @adnamuhumed6198
      @adnamuhumed6198 2 ปีที่แล้ว

      Same

    • @MichaelPithium89
      @MichaelPithium89 2 ปีที่แล้ว +1

      Hmmm I’m seeing a trend, they may just be switching everyone over just in increments

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Which benefits did cap one say they were including? The main benefit is the cell phone coverage. Aside from that the world elite thing is kinda over hyped.

  • @marks6325
    @marks6325 2 ปีที่แล้ว +4

    The added benefits don't seem so elite.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      I'd call them nice to haves. Cell phone coverage was the best benefit. After that it's meh at best.

    • @Jacob-Sent.
      @Jacob-Sent. 7 หลายเดือนก่อน

      Cash backs are better as well. Extended warranty and insurance from a rental are important things. Plus, lounges in the main airports...

  • @Doggieman1111
    @Doggieman1111 ปีที่แล้ว

    World no longer offers cell phone protection

    • @RJFinancial
      @RJFinancial  ปีที่แล้ว

      That's sad, one of the better benefits. Thanks for the update

  • @earlthomas7464
    @earlthomas7464 2 ปีที่แล้ว +5

    Capital one is removing cell phone protection effective October 1, 2021. It's time for me to FLEX with Chase.

    • @fallback8314
      @fallback8314 2 ปีที่แล้ว

      did they have cell phone protection on ALL their cards? or just the mastercard world elites?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      I have the cell phone insurance video in the queue but spoiler like you said, Flex is the best option.

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      The Flex has it and the Ink Preferred has it as well to my knowledge.

    • @earlthomas7464
      @earlthomas7464 2 ปีที่แล้ว

      @@fallback8314 I can speak for world elite mastercard. I have the venture one.

    • @earlthomas7464
      @earlthomas7464 2 ปีที่แล้ว

      @@RJFinancial Seems like everyone else has to chase Chase to keep up with the best benefits.

  • @1stoptech
    @1stoptech 4 หลายเดือนก่อน +1

    Bottom line just read about YOUR OWN card

    • @RJFinancial
      @RJFinancial  4 หลายเดือนก่อน

      Probably but then I'd be out of a job

    • @1stoptech
      @1stoptech 4 หลายเดือนก่อน

      Nah Your Good. Great Content, There's just something about nice pictures and reassurance us humans love @@RJFinancial

  • @sb3076
    @sb3076 2 ปีที่แล้ว

    Sounds like no benefits.. no cash back or miles?

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว

      I recognize your name from past videos so I feel like I can ask you this....what the hell did Cap One do? This video blew up overnight with so many comments that I thought it was a bunch of spam bots....
      From what I saw on Reddit, cap one changed some of their cards to world elites but never sent an explanation to folks? So we don't know what MC elite benefits, if any the cards will get?

    • @Gottacacheemalll
      @Gottacacheemalll 2 ปีที่แล้ว

      @@RJFinancial I rad the fine poring and called because I thought I was being scammed. So we get all world elite benefits but get to keep out current card unless you request a world elite card.

  • @sharjeelkhan7437
    @sharjeelkhan7437 2 ปีที่แล้ว

    Not in the Uk. 😕

  • @CameronCreekmore
    @CameronCreekmore 2 ปีที่แล้ว +1

    Yeet

    • @RJFinancial
      @RJFinancial  2 ปีที่แล้ว +1

      Appreciate you stopping by my guy!

  • @similienr
    @similienr 2 ปีที่แล้ว +2

    U talk too fast

    • @rindershow212
      @rindershow212 2 ปีที่แล้ว +3

      Then listen a little slow!!

    • @IfYouKnowYouKnow.
      @IfYouKnowYouKnow. 2 ปีที่แล้ว

      @@rindershow212 u beat me 2 it 😂

    • @rindershow212
      @rindershow212 2 ปีที่แล้ว

      @@IfYouKnowYouKnow. 🤷🏽‍♂️😅😅

  • @jingojingo1
    @jingojingo1 ปีที่แล้ว +1

    What if u max it all out and take the cash?

    • @RJFinancial
      @RJFinancial  ปีที่แล้ว

      Max the credit limit out?

    • @jingojingo1
      @jingojingo1 ปีที่แล้ว

      @@RJFinancial yes let’s say you borrow money from the bank you take bunch of credit cards you cash out as much as you can like your borrow from your credit card let’s assume your borrow money also from the bank and you just disappear from the country what happens to you?

    • @krow1503
      @krow1503 ปีที่แล้ว

      @@jingojingo1😂 if u in another country they won't bother to come get you