Lic New Jeevan Shanti Pension Plan | Best Pension Plan 2023 | Guaranteed Pension Plan | जीवन शांति
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- Lic New Jeevan Shanti Pension Plan | Best Pension Plan 2023 | Guaranteed Pension Plan | जीवन शांति
Dosto Aj Hum Lic New Jeevan Shanti Table No 858 Ke Guaranteed Pension Plan Ke Baare Me Baat Karnege Kyu Yeh Plan Lic Ka Best Pension Plan Scheme Bana 2023
New Increased Rate of Interest Pension 14.50% जीवन शांति
Jeevan shanti new rate of interest
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat -
Video Attached.
Lic Jeevan Umang / Guaranteed Pension / No Need to Pay One Time Payment
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Highest Return Plan / Lic Jeevan Labh
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Ok
@@peterwilliams6361 420 alert
I m pension provider
Should have given the example of joint life also. But I am willing to take this policy provided the agent pays the entire gst amount.
Presentation is nice but information is misleading as it is mentioning around 14% interest rate on the value which is paid today. Better consider the value of paid amount after 12 years and then calculate interest. I bet the actual IRR will be nearby only 6-7% only. Not more than that.
True
Right
In that time what will be fd rate
This won't beat beyond traditional return anywhere between 4% to 6%, and maximum is 7%, Pls don't fall in to it. Increase your amount somewhere else and by good annuity plan.
He is a proper LIC agent 😂 .always misguiding people and sale policy’s
Kya misguid kiya
@@rickyghoshassam9063 Everything he is talking will be beneficial for agent commission 😂
No LIC policy is beneficial
@@rickyghoshassam9063 sab commission ka khel hai bhai 35 percent
actual interest 6% which even not beat inflation.
Trying to glorify the returns.. Can't even calculate the basic xirr of the policies
Hi sir...I'm 30 years old and want to start Pension schemes now. I want to take the moderate risk for investment. Please suggest me the best pension as per present scenario is concern.
Can you include actual return % , without that it is difficult to decide
Age 21year 1500000 deposit dakar agla mounth may sa pension milaga (larki handicraft ha ) table no konsa ha lic may
LIC ka policy Online without Agent le sakte hain kya ? kiuki Agent lok bahut disturb karte hain..kaam ke time bar bar phone karke (nahin to ghar me aake) parisan karte hain.
Sir ap online toh kar sakte hai per agent code chahiye hoga,
Insurance clinic apko online policy arrnage karwa sakta hai. With getting in touch of agent
Aap Delhi ncr se h kya ??
@@kajalrajput1095 yes contact us on
ins1clinic@gmail.com
Yes
It is better to inevst in bank FD where rates have increased to 7% and you can any time break online
Sir here you can get 7.7 % in 1 year gap.
Whole life. Bank rate may reduce in future but here it is fixed.
Reliance Nippon LIC pension milta hai monthly... Toh wo taxable hai kya?
Every pention plan is taxable
Sir vo vala plan batae jisme 10 lakh investment pe 10 sal k bad 10 lakh vapas Or pension bhi milega 🙏🏻🙏🏻
Now we have to pay tax investing more than 5 lacs per annum in jivon shanti? Or will the pension amount be reduced by tds?
Can I increase deferment period after buying policy? And can I also change mode of pension from quarterly to yearly in future ?
Sir joint plan ka bhi chart batana tha..🙏🙏
No
@@Ary_a175 this is not good then LIC agent don't tell the proper plan and after that we need to suffer
But the plan is guaranteed and all details are receiving you in writing.
But it's quite a loss when your return is just 5.9 percent because the agent didn't tell you that if you increase the deferment period your return percent will increase
RATE OF INTEREST ALREADY IN GIRA HUA HAI KI ISSE NICHE KYA AYEGA
Very nice video nice presentation.
Sir please give example of joint life pension plan also..
Ok sir
What about survival benefit
Lic policies are always beneficial for agents and company ,not for subscribers,
Dear in this plan withdrawal me paise kyo kaam milte hai and better investment in SWP in mutual fund choose Hybrid fund
Yes sir, those who want to invest they can choose mutual fund and for those who want guaranteed return they invest in jeevan shanti.
It is better to put money in givt sect 7.3 bond and buy term insurance which come to be cheap
How much pension ( per month) can we get in Rs. 1 crore investment. In FD ,we get Rs.50,000 /- per month in that amount.
If Deferment period of 1 year - Monthly 56,600
If After 2 year - 62,000/-
If after 3 year - 67,000/-
If after 4 year - 72,700/-
Don't go for it. I am suffering.
@@sunayanachougule4691 what you are suffering, say clearly?
Kya gurnty ki lic bachegi ya nahi
Lic have Sovereign Guarantee
The central government guarantees payment of LIC policies' sums assured and declared bonuses, a powerful USP that no private life insurance company can offer. For risk-averse policyholders, the central government's assurance to pay is a great source of comfort.
Lic main kuch nahi milta max 6%. Nps better ho sakta hai.
Do a Review Video on "Policy Math" Premium Calculator for all LIC Plans
if i invest 10 lakh in Mutual fund for 12 years it will be min 32 lakh at the rate of 10% which is min. can deposit anywhere for monthly income at the rate of 7%.which will give us monthly Rs.18000
Sir Risk Taker* Nivesh plus me 15 % return me apko 45,00,00p mil jayega aur guaranteed addition bhi milega aur sabse maje ki baat 13 Lakh ka life insurance bhi milega
@@insuranceclinic Need more detail
I think it's best for Retirement person
My lic agent provided wrong mail id ,I didn't receive bond on my mail,someone others might have received it, so what is the risk if the other person received that bond can he withdraw my sum assured after policy duration.please help
No, only you will get maturity amount. Sumbit a letter of non received bond. To your branch
Can we do partial withdraw
Partial withdraw of?
Lic privet ho gai h . aage kya hoga bo ab adani hi bta skte h . .... Acha ye h ki ab lic ke kinara kr liya jaye .....💯💯💯
Esa kuch nahi hai sir. You should check daily updates regarding this. Tab apko details ache se samajna asan ho jayega
Sir meri age 25 saal hai muje 10 lakh ki Leni hai to monthly kya milega 12 saal baad
Mini mum age 30
At one palce you told that pension will give to policy holder and after death of policy holder the pension will give to his son and after death of son the pension will give to his grand son and at one place you told that pension will stop after death of policy holder or surrender of policy…
Which one is true???
Sir, if you take this plan as single life, you get the pension then after the death of policy holder the invested money will be given to nominee. And if you have taken this plan with joint Life then after death of policy holder, the pension will be given to joint Life either wife or son age above 30. After death of joint Life , the invested money will be given to their nominee.
@@insuranceclinic ok ok
Got it👍
LIC kaa withdrawal service kaisa hai..please sir review the withdrawal process service .
Becoz Maine suna hai bahut froad hot hai lic Bima pae..time pe rupya nhi milta hai .
Sir direct lic office jake kar es service ko easily and asani se use kar sakte hai.
Kuchh bhi likhne se nahi hota sir aap apni vo policy bataiye jise LIC ne surrender nahi kiya ya aapko dikkat aayi ho.
10 lakh rupe sip mi one time laga de to 12 saal bad ager 8% bhi mila to velu 25 lakh banegi 10% tax katke apke pass 23 lakh bachega 23 kakh uta ke 6% pe SWP kar dengye. To haar mahine 11500 milega life time
12 saal baad 6% dega Swp.
@@insuranceclinic 12 saal bad 25 lakh banega 6% nikalenge swp to 12000 rupe haar mahina milega aur 20 saal chhodo dengye 8% bhi mila to 50 lakh ho jayega
After 10 years, the fd rate will be 0.5% or 1%, so you will get very minimal amt for house holding.
Sir 200000 lakh ka pension kitna milega,age 30,, time 12 year
Your investment in 2023 Rs 2 Lakh
Term 12 Years
From 2025 to life long Pension Yearly 24,200/-
Sir ye bhi bta do, withdraw krne pr paise kt kr milte h
Already shown in calculation
Ram Ram ji
Do u have any idea related to IRR.... If no, then first update yourself then share with others....
14% IRR..... Ridiculous
Please the video once again we have mentioned life insurance as well and for IRR please watch LIC SIIP 🙏
Sir is plan me pese deposit krne ke baad kya har mahine pension milengi kya ya fir 12 saal pure hone ke baad please reply
Suresh Ji Es plan me ap Pension Ka Time 1 Year to 12 Years k bich kahi bhi kar sakte hai. aur yearly ya monthly mode apko khud choose karna hoga. jo bhi time period apne choose kiya hoga suppose 3 year k baad pension chahiye toh 3 year baad milega aur 12 saal ka time period choose kiya hoga toh 12 saal bad milegi.
आपको प्लान में पहले से यह फिक्स करना होगा कि कब से पेंशन चाहिए और किस मोड में चाहिए,पेंशन का अमाउंट भी कम ज्यादा उसी से होगा।
20000pix kar ne se 5yer me ketna hota he please reply
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
Depent करेगा कि आप कहाँ फिक्स करते है ,बैंक/पोस्टऑफिस/एल आई सी।
Sir I'm lic agent, mujhe yeh bataye ki agency code ko termination se bachane ke liye jeevan shanti ki ek policy eligible hai? Kya jeevan shanti policy lic agent ki minimum business pura karne ke liye count hota hai? Kya sab pension plan count hote hai?
Which state u r from
Gst for 10lack is just 18000.how?
Gst is 1.8% only
Pension is taxable , finally net amount will be less depending on the tax slab
thanks for info
Jeevan saral plan ATM mai bhi logo ko dokha diya hai LIC ne
Sir, Kab tak update hoga all in one calculator mein...
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
@@Gaonlog-vlog I'm not interested in your plan
14% is after 12 years of deferment period...after 12 years you will get easily 14% anywhere....
How?
How sir?
Mutual fund
चार्ट क्लिअर नही है।
Can LIC give in written ,on Stamp paper.
Yes sir, it's a guaranteed plan every thing will be in bond paper
I m 54 yrs old i would like to take jeevanshanti 10 lacs
Please contact us on
ins1clinic@gmail.com
Gst @1.8%?
Yes
It is 7.02 ,pc not 14pc,,,, misleading information
Meri age 40 hai mujhe 20000 monthly chahiye kitna investment karna hoga
20 Lakh for a deferment period of 12 Years.
22.5 Lakh for def period of 10 Years
29.5 Lakh for def. 7 years
Mey lic agent deedi.thum kya chahiye pls contact me
Mam agar apko investment krna ho toh mere investment plan pe invest kr skte ho aapko weekly profit milta rhega
@@Gaonlog-vlog क्या plan है आपका?
@@suniltaneja6135 th-cam.com/users/shortsyWvcyUma2_I?feature=share is vedio pe mera number hai aap mujhe whatsapp pe msg kr do aapko contact kr luga bta duga plan
Please don't ignore power of compounding in your calculations. You will see huge difference.
If you put this 10.18 lac into any fixed return instrument @ 7.5 % interest, in 12 years amount will be 24.24 lac. After 12 years LIC pension of 136600 is just 5.63%.
Put this fund into Govt G-sec fund for 10 years, you will get 8-9 % sure return by safest investment available in india.
Sir if you take this plan for your father or mother and join ur self as 2nd joint life.
If you invest this money for 5 years then your father will get returns 10% and after him you will get same Interest pension whole life and after you Rs 12 Lakh will be given to your nominee.
Question is ? After 10 year what will be the rate of interest of govt plans? As we can check online. As per stats in Last 10 years int. Rate which fall every 10 years.
Better to take term insurance in such nominal price
LIC always makes people to feel they are getting well returns, but when you start calculating the yeild is very very less...!!
Why phaste hai log ....!?
It's not only better it's even awesome, if you have at least itr of 5 Lakh and your must know the real clauses why term insurance reject.
Now interest rates are at peak to get best Gsec for 30 years.
As far as ITR is concerned, invest in MF to get indexation benifit after 3 years.
Only term insurance is worth buying as and LIC here is best, although premium is more but less chances to reject.
Aap kaun sa aap use karte hai ye sab batane ke liye
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
10 lakh ka18% 1.80 lakh hua nale
Simply make an fd in any bank for 12 years current rate is around 7% after 12 years u will get 22.5 laks then u can make fd of that and u will get more interest than this
Bhai agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
What will be the rate of interest after 12 year.
Banks are giving 7% to 7.2% for 550 to 666 days only..after that the FD interest will be revised again.. Even now if you want to invest in FD for 2 to 5 years or more bank will give maximum 6.25% to 6.4%..
But for long term ,this is very feasible
If the deposited amount is not returned to depositor during his life time,it is not good policy.If Deposit money is given to nominee only,then no use of this policy.
Yes, that why this plan have this option You can withdraw your full money and then pension will stop .
Misleading information or he doesn't know compound interest concept....
Sir, This Plan Is A guaranteed Pension Plan. Compounding Interest you will get in LIC SIIP Plan And Nivesh Plus Plan. Please watch That Video
Is the pension amount taxable ?
yes
Yes pension is always taxable.
Yes, but in umang income is tax free
You need good video editor
Nyc information sir
Please calculate
Age 52
8 years
Investment 15 lacks
Quartly kitni pension lagegi
1,58,055/- yearly
@@insuranceclinic quarterly? And which is best option sir please suggest
Yearly option
Quarterly 38,328/-
I am lic advisor if you have any dout pls contact me
If I take loan during deferment period? What impact will it have?
Suppose I opted for 12 yrs deferment and after 1 yr I opted for loan.. will my deferment period pause and restart after I clear the loan??
It will not pause sir, things will go same as it is. Only You will pay interest on your loan
Sir 1.50000 ka pension kitna hoga
Age? And deferment period?
It's depending upon your age and deferment time that you choose.
Thanks sir.👍
Bohot concussion hai video main ek plan ke Bari banana chahiye
th-cam.com/video/5W-f-tVw0I0/w-d-xo.html watch this
अब L.I.C में कुछ फायदा नहीं है पांच साल कोई बेढ नहीं सकता पांच साल का बेक में ज्यादा फायदा है अब भविष्य में बेक रेट बढ़ेगा और जीएसटी का नुक़सान
jeewan image ko ghumanfira ke de raha h 5% only
It's jeevan shanti pension plan
Please explain the 2% loss on half yearly pension
Yearly pension - 146200
Half yearly - 71,638 + 71,638 = 1,43,276
# 146200 - minus 143276 = 2924
# 146200 x 2% = 2924
Kyu jhuta information de rahe ho? NOMINEE KO PENSION NAHI MILTA.
Please watch video again , Nominee ko milta hai Lumpsum amount and joint life ko milta hai pension as per joint life plan.
Table देख कर लगा pension सिर्फ 76 years तक मिलेगी..
Is it true..?
Life long 100 years. Till person alive
श्रीमान जी यह पेंशन जीवन भर के लिए है,अगर 76 में डेथ होती है तो 76 तक है,ओर मूल राशि नॉमिनी को मिल ही जाएगी जब भी डेथ होगी।
10 generations ko paise doge magar jisne liya hai ussey ghanta milega.
इंवेस्मेंट के 1 saal baad se bhi pension start ho jati hai।
Even after paying huge amount you have to wait for so many deferment years without any income 😍😍😍
Totally useless 😂
Dude gst of 10 lakh is 1.18 lakhs not 18k
For 1.Crore Gst will be 1.18.000/-
For 10 Lakh it's 18000 gst
Ritesh bhi kaha se padhai Kiya hai
55age h aur 60 se pension chahiye
Sir agar apko investment krna ho toh mere investment plan pe invest kr skte ho jisay aapko weekly profit milta rhega
14 % 10 sal bad
Galat bol raha hai
LIC to bik jayega to kon dega pension
The central government guarantees payment of LIC policies' sums assured and declared bonuses, a powerful USP that no private life insurance company can offer. For risk-averse policyholders, the central government's assurance to pay is a great source of comfort.
Kisko mamu bana rahe ho😅
Aur ni Mila to cbi bula lunga
Not a good option
Lic agent😂😂😂😂😂
This video full of confusions
Kuch pada nahi ja raha
Stupid plan
घाटे का सौदा।
Bakbas plan hai
Nhi milta hai sb jhuth
Nhi milta hai
Pagal ho kya yh gauranted plan hote h
आप एल आई सी की वेबसाइट पर चेक करें।
Totally misleading dont waste time yea 7% u will get and not 14.5% as per this stupid maths
Sir, Please watch full video once again, it's a guaranteed plan and then return are correct as mention in video Calculation.
@@insuranceclinic if i invest today 10 lakh sir then it will obvious get double in 12 years in fd also so in lic its 10 lakh after 12 year it 1.45 lakh yearly but that is not 14.5% its effective 7.5% only
If we get 1.45 lakh from second year then its 14.5%
Sir if you take this plan for your father or mother and join ur self as 2nd joint life.
If you invest this 10 Lakh money for 5 years then your father will get returns 10% and if you invest money for 12 years then your father will get return of 14.74 % and after him you will get same Interest pension whole life and after you Rs 10 Lakh will be given to your nominee.
Question is ? After 10 year what will be the rate of interest of govt plans? As we can check online. As per stats in Last 10 years int. Rate which fall every 10 years.
Lies lies and lies
Sb glt
Baate zyada Gyan kam
Bogus
Ullu bonane ka kam 🤣🤣
Bakwash scheme
Always telling lies.
Please check everything. It's a Guaranteed plan
😂😂😂😂
l.ic.dub gai hai ab
Wrong Information And Don't Believe in Negativity.
My wife kay name par laga tu chalaga
Yes
Thanks
Totally misleading
It's a Guaranteed Plan, You Will Get Everything in Written.
@@insuranceclinic but how it becomes 14.5% once the money is double it is actually 7.5%
Waae watch full video for 14.5%.
Explained everything