Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein Aur Isse apko video dekhne mein thoda bahut help mil jaayega 00:00 Introduction 01:11 All Plans Name 02:59 LIC Jeevan Akshay 07:04 LIC New Jeevan Shanti 09:20 LIC Saral Pension 10:24 LIC Jeevan Umang 14:48 LIC Jeevan Utsav 19:44 Which Plan is Best?
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return. But before better check liquidity issues if you required your capital as these are like locked FD types. You can also chk Jeevan Dhara2 which provides better liquidity
In jeevan umang plan if preposar got death before policy term or after two or three years from the start then what benefits will get to nominee or policy on minor child name what benefit will get. Please inform.
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
Dekhyie waise toh ye depend karta hai aapki present financial situation pe but phir bhi main aapko ye kahunga ki agar aap ek baar mein ek lumpsum payment kar sakte hain toh aap ek pension plan purchase kar sakte hain jaise ki new jeevan shanti.
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he. Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7 Children money back plan-
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein
Aur Isse apko video dekhne mein thoda bahut help mil jaayega
00:00 Introduction
01:11 All Plans Name
02:59 LIC Jeevan Akshay
07:04 LIC New Jeevan Shanti
09:20 LIC Saral Pension
10:24 LIC Jeevan Umang
14:48 LIC Jeevan Utsav
19:44 Which Plan is Best?
Age26
Jeevan Umang vs jivan utsav
Kaun sa LIC achcha hoga please reply sir.....🎉
Tum aur wo credit card wali bhai bahan ho kya? Card academy wali?
Jeevan Shanti
148 wali plan Atal pension yojna hai Govt of india ki . Bank me ja kar 40 saal tak ki umar wale join kar sakde ne
Jivan utsav is best
बहुत बहुत बढिया विस्तृत जाणकारी के लिये धन्यवाद
Samjhane ka tarika Bahut bahut accha or aaj tak sabse best
He is very mature person, and explained very good information. his opinion matches my opinion too
Bahut sahi tarike se aapne samjhaya thankyou sir
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
Video labi ho to chale ga sr.pan sab kucha samaj me ata he..sr..bahut sacha video he sr..bhu bhu t Ash he sr.. thank you so much sir...🙏🙏🙏
Super analysis , bariki se btaya , rajnish ji, thank u, I like yr vdos,I m teacher
thanks for valuable knowledge & your efforts
Sir
Very nice explanation
My age is 59 I like utsav plan can I take for 5 years ? I can take benefits like jeevan shanti plan😊
Yes but premium high 146000 approx yearly
Samjaneka tarika bahot acha hee
Can you please give a credible calculator or Excel to input and determine the right premiums for Jeevan Utsav. Thanks
I LIKED YOUR GOOD DESCRIPTION
Bahot hi achhi tarah se explain kiya sir.
Umang aur Utsav combination de to kaise rahega?Pl rply
EXCELLENT. THANKS 😊
Sir apka video itna affordable tha ki ye video bhi mujhe chota laga very deep information sir thanku very much for good guidance 🙏🙏
बहुत सुन्दर...जानकारी...सरदिया अपने
बहुत ही अच्छी तरह से एनालाइज किया है आपने 🖕🖕👌👌💯💯🙏🤷
Thank u
Please suggest any good policy for ladies, lic and some other company
What are the entry ages in these policies?
Sir maine jeevan surbhi 108 le rakha hai 2013 se iski kisat jama kar raha hu ye policy future ke liye sahi hai ya nahi
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
Wonderful video, thanks❤
Well explained.. Sir, thanks
Well explained thanks
Bhut best jankari di
Very good information ❤
Bahut Sundar Tarika hai aapka Samjhane ka thank u❤❤
Thank you very much
Good information we like you and your advice sir God bless you my child this information very helpful
Very good information, thanks
Age 51 he per lumpsum amt nahi to konsa plan accha he umang ya utsav
EXCELLENT sir 🙏🙏🙏
Very good explanation,i appreciate
Sir lumsum kam se kam kitana dena hoga pension ke liye .. sir plz tell me
Very good bro in minimum time you explained a lot.
Sir aap ka vi bahut achha laga❤
Thank u sir
Sir in 5 so plan me Nominee change kiya jata hai yea nahi.
best analysis...thanks a lot
Loved your way of explanation. 👍🏻
Choti bachhi ke liye Uske padhai aur shadi ke liye koi badhiya plan bataiye.
Aapke video me clarification about hi achha HOTA hai. 🎉
Jeevan utsav
Very good information
Mera age 43 he mujhhe konsa pension plan kharida chahia jeevan utsav or jeevan umanga
Waaah bahut hi achha samjhaya aapne
Lifi time fix k lia kaun sa palan thik hi sir
Nice explanation brother😊
Sir flaxe benefits nahi btaya
Thank you 🙏
Excellent
the best explanation resp sir
बहुतेही सुंदर,सर जीवन उत्सव मे पेंशन मंथली मिलती है क्या
I want video on Jeevan umang Jeevan utsav in hindi
Nice Analysis Sir
Bhut Ash samajaya sr. Thank you...
How about policy surrender at a mid stage? What will be the approx corpus in LIC jeevan umang
Paid payment se kam hai milta hai.
Very nice video 👍
VERY VERY NICE GUIDE FOR LIC ADVISOR
Any maturity amount is available in option 2 for Jeevan Utsav.
Thanks Sirji
Sir, can you pls compare pension plans with LIC Jeevan Dhara 2 plan
Wonderful
Good 👍
Sir ji 60varsh tak ki umar pe kaun sa plan le sakte hai aur amount chhota ho
Very nice🎉
Compare utsav with dhara 2
Very good video sir
Very nice sir ji
It will be nice if you explain with an example on a white board
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
Yes sir you can invest your money in this plan
Yes very good plan at ur age
Superb 👌
❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ बहुत धन्यवाद
Nice explanation
LIC ki SIP policy ke bare me bhi batayen plz.
THANKS SIRJI
Sabse se best.
Whether the amount in Rupees can be repatriated to USA account
Surrender amount kitti milte sir
TH-cam per video upload karne ke bad TH-cam studio me category kiya chunte ho ,mujhe video banane hai ,bataoge.
youtube.com/@Ganeshthory?si=HnTG4mRbZDq6ia2w?sub_confirmation=1
Jivan. Utsav me 100 sal tak koi zinda raheta hai.
to maturity milegi ?
Kush Nahi milta
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return.
But before better check liquidity issues if you required your capital as these are like locked FD types.
You can also chk Jeevan Dhara2 which provides better liquidity
बोड पर समझाये सर ज्यदा अच्छा रहेगा ।
In jeevan umang plan if preposar got death before policy term or after two or three years from the start then what benefits will get to nominee or policy on minor child name what benefit will get. Please inform.
Bhai ya sister nu joint ma lai sakay.jeevan shanti me aur Bhai ya sister ko nominee bana sakte hai?
Jeevan utsav ke flexi income option ko bataye please
Good
Good motivation
You are great sir
Explain with example
I am 60 and want to invest alumpsum smont and want income from next month. How much gst I have to pay and what amount I will get on monthly basis
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
Thanks for the detailed analysis. In case age is 45 years what would be your suggestion.
Jeevan Shanti
Dekhyie waise toh ye depend karta hai aapki present financial situation pe but phir bhi main aapko ye kahunga ki agar aap ek baar mein ek lumpsum payment kar sakte hain toh aap ek pension plan purchase kar sakte hain jaise ki new jeevan shanti.
@@MoneyUpay Thanks a lot for your reply. It helped a lot for confirming which plan to buy at this age.
@@subhransumohanty4323 Thank you.
Very nicely explained Sir For age between 25 to 30 which plan you suggest
Kya JU me maturity milta hai.
35 yrs se upaer jivan utsav best chhe
Sir Har mahiney penson milega kya plz bataiye
Yes
Could you please make a video on best investment for new born child apart from sukanya samridhi yojna.
Better to check Jeevan Lakshya plan to get assured fund for child future also covers risk during premium paying term
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits
Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he.
Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7
Children money back plan-
Kya 78 years ke logo ke liye bhi koi plan Hai,details btaye
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
Bhai LIC ka plan lock in period, returns CAGR aur inflation ke context me batao ek bar
नही बताएंगे! Batayenge to pata chal jayega ki koi khas return nahi he....!!😢
My age is 46 which plan I should take
Choose jeevan umang or jeevan utsav .
Sir ji 45 Age Wale ko Konsha Plan Lena Chahiye
Jeevan shanti policy me 49 year age par 5lakhki policy ka half yearly premium kitna jama Karna hai?
Sar aapka amount hy257158