Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein Aur Isse apko video dekhne mein thoda bahut help mil jaayega 00:00 Introduction 01:11 All Plans Name 02:59 LIC Jeevan Akshay 07:04 LIC New Jeevan Shanti 09:20 LIC Saral Pension 10:24 LIC Jeevan Umang 14:48 LIC Jeevan Utsav 19:44 Which Plan is Best?
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
Sir मेरी उम्र 58 वर्ष में चल रही है और मुझे 65 वर्ष की उम्र से पेंशन मंथली इनकम में कम से कम 10000/=दस हजार रूपए चाहिए तो बतायें कौन सी किस प्रकार से योजना बनाएं
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return. But before better check liquidity issues if you required your capital as these are like locked FD types. You can also chk Jeevan Dhara2 which provides better liquidity
I am 53 YRS. Resigned. No pension but want to invest 30 lacs in pension plan. Which plan should be opted J Akshay, New Jeevan Shani or any other plan. I can defer for 5 yrs. Please advise and how much monthly or qtly amount would be avaable.
Have 2 questions: 1) Am 58Y and retired 1 month back from a private company (no pension). Do you strongly recommend Pension plan (like Jeevan Akshay) as part of investment portfolio or without pension plan also is it ok ? 2) Annuity investment in TATA AIA is as safe as LIC ? Any chance of loosing my money ?
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he. Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7 Children money back plan-
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
@@JajooAtinKumar Sir ji thanks 🙏 Sir meri shadi nahi huyi hai ky mein Bina nominee ke hi Lic policy Jeevan Umang le sakta hu or pir Shadi ke baad nominee as a wife add kar sakta hu.. please guide me 🙏
Sir, I have opted "LIC Jeevan Anand - 149" Policy with premium Rs: 32500 per year for 30 years. I have started from 2013 at age of 28. Can you pls review this policy? Should I continue or surrender this policy.
One time imvestment plan with return of premium for 10 yr deffered plan & premium amt 10 Lakh in jeevan dhara 2 effective dtd on 22.2.24.plz give details benifit etc
My son is 25yrs old now. He is unmarried. I want to open Jeevan ustav plan of 10lakhs in 6yrs in my son, s name. Can he change nomine in future. He will get pension after how many yrs.
Sir i have one doubt about term rider,kya app meri madad karenge,kya hame term Rider policy ke sath dena chahiye ya nahi,kuch kahte hai dena chahiye aur kuch ki nahi dena chahiye,agar policy lapse ho gayi to revival me problem hota hai,is per ek vedio banaiye.
Dekhyie waise toh ye depend karta hai aapki present financial situation pe but phir bhi main aapko ye kahunga ki agar aap ek baar mein ek lumpsum payment kar sakte hain toh aap ek pension plan purchase kar sakte hain jaise ki new jeevan shanti.
Waise aapke hisab se Lifetime Fixed Income ke liye LIC ka kaun sa Plan Best hai niche comment karke jarrur batayein
Aur Isse apko video dekhne mein thoda bahut help mil jaayega
00:00 Introduction
01:11 All Plans Name
02:59 LIC Jeevan Akshay
07:04 LIC New Jeevan Shanti
09:20 LIC Saral Pension
10:24 LIC Jeevan Umang
14:48 LIC Jeevan Utsav
19:44 Which Plan is Best?
Age26
Jeevan Umang vs jivan utsav
Kaun sa LIC achcha hoga please reply sir.....🎉
Tum aur wo credit card wali bhai bahan ho kya? Card academy wali?
Jeevan Shanti
148 wali plan Atal pension yojna hai Govt of india ki . Bank me ja kar 40 saal tak ki umar wale join kar sakde ne
Jivan utsav is best
बहुत बहुत बढिया विस्तृत जाणकारी के लिये धन्यवाद
He is very mature person, and explained very good information. his opinion matches my opinion too
Super analysis , bariki se btaya , rajnish ji, thank u, I like yr vdos,I m teacher
Sir
Very nice explanation
My age is 59 I like utsav plan can I take for 5 years ? I can take benefits like jeevan shanti plan😊
Yes but premium high 146000 approx yearly
Very well explained about the uniqueness, pros and cons of each policy. This will definitely help to choose one among them as per age and pension requirements
thanks for valuable knowledge & your efforts
Please suggest any good policy for ladies, lic and some other company
what are the tax implications of the pension received after the deferment period ; for example when a person purchases 1 Cr policy what will me the tax on the pension received after the deferment period of 10 to 12 years of LIC jeevan Shanti plan
Bahut sahi tarike se aapne samjhaya thankyou sir
Can you please give a credible calculator or Excel to input and determine the right premiums for Jeevan Utsav. Thanks
What are the entry ages in these policies?
बहुत ही अच्छी तरह से एनालाइज किया है आपने 🖕🖕👌👌💯💯🙏🤷
Thank u
Age 51 he per lumpsum amt nahi to konsa plan accha he umang ya utsav
Video labi ho to chale ga sr.pan sab kucha samaj me ata he..sr..bahut sacha video he sr..bhu bhu t Ash he sr.. thank you so much sir...🙏🙏🙏
Sir maine jeevan surbhi 108 le rakha hai 2013 se iski kisat jama kar raha hu ye policy future ke liye sahi hai ya nahi
I think baseline if we take is life time pension with inflation cover. eg for NRI age 50, if someone just need fix pension for life time to start from age 60 onwards. He dont need anything to secure post his exit. Then which plan is giving more return and which is easy to go with online? Why do you think new whole life plans getting more attention than J Akshay or Shanti plans? Any advantage? Is it 8% assured returns? Then why its not called pension plans too? Why not to consider ULIPs then with SIP and SWP??
Sir lumsum kam se kam kitana dena hoga pension ke liye .. sir plz tell me
Jivan. Utsav me 100 sal tak koi zinda raheta hai.
to maturity milegi ?
Kush Nahi milta
Mera age 43 he mujhhe konsa pension plan kharida chahia jeevan utsav or jeevan umanga
How about policy surrender at a mid stage? What will be the approx corpus in LIC jeevan umang
Paid payment se kam hai milta hai.
Bahot hi achhi tarah se explain kiya sir.
Umang aur Utsav combination de to kaise rahega?Pl rply
Sir flaxe benefits nahi btaya
Lifi time fix k lia kaun sa palan thik hi sir
Sir in 5 so plan me Nominee change kiya jata hai yea nahi.
बहुत सुन्दर...जानकारी...सरदिया अपने
Bahut Sundar Tarika hai aapka Samjhane ka thank u❤❤
बहुतेही सुंदर,सर जीवन उत्सव मे पेंशन मंथली मिलती है क्या
Any maturity amount is available in option 2 for Jeevan Utsav.
Very good bro in minimum time you explained a lot.
Bhut best jankari di
Sir मेरी उम्र 58 वर्ष में चल रही है और मुझे 65 वर्ष की उम्र से पेंशन मंथली इनकम में कम से कम 10000/=दस हजार रूपए चाहिए तो बतायें कौन सी किस प्रकार से योजना बनाएं
Aap lic ki Jevan shanti plan le sakte ho
LIC की जगह टाटा AIA की annuity लीजिए, फायदे में रहेंगे। या फिर म्यूचुअल फंड में पैसे लगाए, काम से कम 15% रिटर्न तो मिलेगे।
I LIKED YOUR GOOD DESCRIPTION
Good information we like you and your advice sir God bless you my child this information very helpful
Well explained.. Sir, thanks
Sir apka video itna affordable tha ki ye video bhi mujhe chota laga very deep information sir thanku very much for good guidance 🙏🙏
Whether the amount in Rupees can be repatriated to USA account
I am 60 and want to invest alumpsum smont and want income from next month. How much gst I have to pay and what amount I will get on monthly basis
Yes you can sir. Gst will levy 1.8% on premium. Return will get 8.4 to 6.29% depends on option choose by you like return of principal required on death to nominee or not.
Very good information ❤
I will be competing 58 years this 24/4/24. Suppose I ask you to advise me the best pension plan for using the maturity proceeds of my PPF amount of Rs. 6.00 kacs what would you suggest
You can opt Jeevan Akshay if required immediate pension or if you cam wait few years can see Jeevan Shanti to increase return.
But before better check liquidity issues if you required your capital as these are like locked FD types.
You can also chk Jeevan Dhara2 which provides better liquidity
Samjaneka tarika bahot acha hee
Well explained thanks
Very good information
TH-cam per video upload karne ke bad TH-cam studio me category kiya chunte ho ,mujhe video banane hai ,bataoge.
youtube.com/@Ganeshthory?si=HnTG4mRbZDq6ia2w?sub_confirmation=1
Wonderful video, thanks❤
Sir aap ka vi bahut achha laga❤
Thank u sir
Sir, can you pls compare pension plans with LIC Jeevan Dhara 2 plan
EXCELLENT. THANKS 😊
Jeevan shanti policy me 49 year age par 5lakhki policy ka half yearly premium kitna jama Karna hai?
Sar aapka amount hy257158
Very good information, thanks
Thank you very much
Loved your way of explanation. 👍🏻
Very good explanation,i appreciate
Sir kya Jeevan Utsav ye chote bachho ke nam se lene me jyada benefit hai .. please answer
Chote bacho ke liye best he.....parents ke jane ke baad premium dena nahi padega...aur uske liye birthday gift chhodnke jaa rahe hein life time
Kya 78 years ke logo ke liye bhi koi plan Hai,details btaye
I am 53 YRS. Resigned. No pension but want to invest 30 lacs in pension plan. Which plan should be opted J Akshay, New Jeevan Shani or any other plan. I can defer for 5 yrs. Please advise and how much monthly or qtly amount would be avaable.
Jeevan shanti will be better
My age is 46 which plan I should take
Choose jeevan umang or jeevan utsav .
Have 2 questions:
1) Am 58Y and retired 1 month back from a private company (no pension). Do you strongly recommend Pension plan (like Jeevan Akshay) as part of investment portfolio or without pension plan also is it ok ?
2) Annuity investment in TATA AIA is as safe as LIC ? Any chance of loosing my money ?
You should take jeevan shanti plan
....
Bhai ya sister nu joint ma lai sakay.jeevan shanti me aur Bhai ya sister ko nominee bana sakte hai?
Could you please make a video on best investment for new born child apart from sukanya samridhi yojna.
Better to check Jeevan Lakshya plan to get assured fund for child future also covers risk during premium paying term
Jeevan lakshya-after ur death a lumpsum amount nominee will get.....Premium will be free......har saal 10% SA Milega maturity tak...thrn maturity benefits
Jeevan utsav-bete ke birthday ya ladki ke sabitri ke liye gift rakhke jao 100 saal tak....woh usko chahe to apne hisab se utha sakti he with 5.5 compound interest ke saath..aapke jane baad premium free ho jata he.
Amritbaal-lumpsum milta he maturity pe.....deaty hone pe aapki premium free ho jate he....premium paying term5,6,7
Children money back plan-
Thanks for the video. U have explained very very beautifully. My age is 53 and l would like to take jeevan Shanti after your video. Is my decision correct
Yes sir you can invest your money in this plan
Yes very good plan at ur age
Nice explanation brother😊
New jeevan shanti 858 m kitna monthly hoga 3lakh ka policy 7 years k leay chaiye too monthly kitna hoga Age 48 hai
Patna bihat
Sar monthly p 2333
Sir ji 45 Age Wale ko Konsha Plan Lena Chahiye
Thank you 🙏
Jeevan utsav policy mai 5 se 15 saal ke tenure mai jada benifit hai, tenure kitna select kerne accha rahega. Please suggest
Tenure depends on your objective. Fixed Income Kab se chahiye tab tak ka tenure rakhiye. Jitna jyada tenure hoga utna fixed income increase hoga
best analysis...thanks a lot
Bhut Ash samajaya sr. Thank you...
सर
में अब 49बर्ष पर
कौन सी पलिसि LIC का लेना बेहतर होगा
जो कि मुझे lifetime benefit मिल जाए?
सर कृपया मुझे मार्गदर्शन कीजिये
Jeevan umang 945 sar
Sabse zyada pension amount ka kis policy me a hai..pls guide me 🙏
Aap jitna jyada deferment period rakhege utna return jyada milega.
All depends on your objective
@@JajooAtinKumar Sir ji thanks 🙏
Sir meri shadi nahi huyi hai ky mein Bina nominee ke hi Lic policy Jeevan Umang le sakta hu or pir Shadi ke baad nominee as a wife add kar sakta hu.. please guide me 🙏
@@ishansharma5001 yes you can change nominee name later on
@@JajooAtinKumar Nominee change nahi puch rha..Mein Nominee shadi hone ke baad add kar Sakta Hu kya..wife ko..yeh puch raha apse
@@ishansharma5001 any nominee name is necessary to give for issuance.
Choti bachhi ke liye Uske padhai aur shadi ke liye koi badhiya plan bataiye.
Aapke video me clarification about hi achha HOTA hai. 🎉
Amritbal policy ke sakte h choti bacche ke liye
Jeevan utsav
Sir, I have opted "LIC Jeevan Anand - 149" Policy with premium Rs: 32500 per year for 30 years. I have started from 2013 at age of 28. Can you pls review this policy? Should I continue or surrender this policy.
Continue
Surrender & put money in sip and you can earn more than lic in crores in 30 years
Continue
U will get approx 35 lakh at age 58 and 10 lakh for ur nominee
Continue
Wonderful
the best explanation resp sir
One time imvestment plan with return of premium for 10 yr deffered plan & premium amt 10 Lakh in jeevan dhara 2 effective dtd on 22.2.24.plz give details benifit etc
My son is 25yrs old now. He is unmarried. I want to open Jeevan ustav plan of 10lakhs in 6yrs in my son, s name. Can he change nomine in future. He will get pension after how many yrs.
Yes he can change nominee after. If you pay for 6 years than he will get pension from age 35 to lifelong
❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ बहुत धन्यवाद
Nice Analysis Sir
Policy nikalneke liye age maximum kitni chahiye?
Immediate single premium pension plan available till age 100
MY AGE IS 64 ...WHI H PENSION PLAN WILL BE BETTER ...JEEVAN AKHAY YA NEW JEEVAN SHANTI
Definitely Akshay is better if you need immediate Pension to start.
Sir i have one doubt about term rider,kya app meri madad karenge,kya hame term Rider policy ke sath dena chahiye ya nahi,kuch kahte hai dena chahiye aur kuch ki nahi dena chahiye,agar policy lapse ho gayi to revival me problem hota hai,is per ek vedio banaiye.
Very nice video 👍
35 yrs se upaer jivan utsav best chhe
Gud info lekin agr हम stock market ka knowledge रखते है तो उसमे invest kre to kesa rhega. Lic b market m ही पैसा लगायेगी ।
Knowledge Rakhte ho toh laga sakte ho par risk humesha Bana rahega usme plus wahan life cover bhi nhi hota lic me hota hai
148 wala plan bataen AVN yadi 66 varsh ki aayu Mein 10 lakh Jama Karte Hain To pension masik aur varshik Kitna Milegi clear Karen
It will be nice if you explain with an example on a white board
Waaah bahut hi achha samjhaya aapne
Hi, thanks for this video. Its very useful and very nice and informative.
Which pension plan is better for 14 years boy, jeevan umang or jeevan utsav
JEEVAN UTSAV. I am a Development Officer at LIC.
Best child plan in lic Jevan lakshya vs Jevan tarun ?@@kriti5154
Sir, what about the plan where one has to pay Rs 148/- ?
VERY VERY NICE GUIDE FOR LIC ADVISOR
Bhai LIC ka plan lock in period, returns CAGR aur inflation ke context me batao ek bar
नही बताएंगे! Batayenge to pata chal jayega ki koi khas return nahi he....!!😢
Very good video sir
Thanks for the detailed analysis. In case age is 45 years what would be your suggestion.
Jeevan Shanti
Dekhyie waise toh ye depend karta hai aapki present financial situation pe but phir bhi main aapko ye kahunga ki agar aap ek baar mein ek lumpsum payment kar sakte hain toh aap ek pension plan purchase kar sakte hain jaise ki new jeevan shanti.
@@MoneyUpay Thanks a lot for your reply. It helped a lot for confirming which plan to buy at this age.
@@subhransumohanty4323 Thank you.
Very nicely explained Sir For age between 25 to 30 which plan you suggest
Very nice🎉
Sir mere chacha ka ladka diwang h ydi unke nam se LIC krwaye pention plan k liye to nominy m main apna nam de skti hu plz replay
Yes
Sir Har mahiney penson milega kya plz bataiye
Yes
Good 👍
Monthly kitna percentage milega wo bhi bta dete
Very nice sir ji