UK වලින් ගෙයක් ගන්න හොදම වෙලාව | Buy your UK First Property for UK Sri Lankans | Sinhala Q&A

A guide to buying a first home for UK Sri Lankan community WIS Mortgages is an end-to-end digital mortgage broker making online mortgages simple.
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For first time buyers the prospect of getting on the property ladder feels overwhelming and out of reach. Here we simplify the steps you need to take to get started and demystify the process of buying a first home.
WIS Mortgages search the whole market to find you the best mortgage deal.In addition, they can also help you arrange property surveys, solicitors, and legal work if required.
You’re in the right place if you are purchasing a residential property or re-mortgaging. They can also help with Buy to Let Mortgages, Limited Liability Companies, Special Purpose Vehicles (SPV) or even Help to Buy.
At WIS, they believe that customers need a helping hand and therefore offer a monitoring service which will track your application. This service will provide you with status updates throughout the process, so you always know exactly where you are.
If you’re a first-time buyer, you may be able to buy a home for 30% to 50% less than its market value. The home must be your only or main residence.
This offer is called the First Homes scheme.
The home can be:
- a new home built by a developer
- a home you buy through an estate agent, which someone else bought before through the scheme
The First Homes scheme is only available in England.

[@Ahambu]

ගොඩක් වටිනා video එකක්.
ලංකාවෙ අය වෙනුවෙන් මෙහෙම ආයතනයක් තියෙන එක වටිනවා.සුබ පැතුම්❤

[@LondonApiChannel]

Thank you Ahambu ❤

[@kasunandawatta9025]

Nice interview! It's awesome to see a Sri Lankan company doing so well in UK mortgages 🙌

[@prasannamuthukumarana4011]

Very useful and informative. As always you both doing a great job to the society. Thank you guys💗Keep it up.

[@LondonApiChannel]

Thank you Prasanna.

[@dunyawimalarathna7570]

Very informative. Thank you.

[@LondonApiChannel]

Thank you Dunya.

[@pasanfernando4219]

Oh wow 🤩 this is fantastic news
Really excited

[@anuniro1988]

If you could do a video about cash ISA before this April, it would be great.

[@kasunipramodya4008]

Thank you for the information. Very informative 👌🏼

[@anojfernando2337]

Thank you London Api TH-cam Channel❤

[@LondonApiChannel]

Thank you Anoj !

[@kavishkalhara1458]

Thank you so much ❤

[@amefarees8765]

Very informative

[@LondonApiChannel]

Thank You.

[@dragonslayer7766]

It’s very difficult to get a mortgage from a lender for 5 % deposit. In this economic climate, you need at least 10 - 15 % deposit. Many lenders won’t consider people who are on tier 2 work visas .

[@ifthikarmohamed4100]

You are right most lenders will want a bigger deposit. But not all lenders do :). One of the things the video is trying to highlight is alternatives if you dont have 10-15%. Shared ownership, mortgage guarantee scheme and regional help to buy schemes are alternatives where you dont need 10%

[@anojfernando2337]

Many lenders have relaxed their criteria for foreign nationals on VISA in 2024. If you look in the right place, you can find a solution

[@dammikapa1267]

THANKS ALL.VERY INFORMATIVE VEDIO

[@yashmindyarajapaksha8801]

Thank you so much 👍

[@LondonApiChannel]

Thank you Yashmindya.

[@hasanthalakshan958]

Very useful vedio thanks.

[@LondonApiChannel]

Thanks a lot !

[@umalanuraga]

Thanks ❤️

[@LondonApiChannel]

Thank you Umal.

[@Win36317]

Thank you ❤

[@LondonApiChannel]

Thank you.

[@malansri-lb3fz]

Awasanawakata London wala ho England wala lakshekta ganna gewal naha thibboth tiyenne hadda wanniyaka tama

[@ifthikarmohamed4100]

You are right that you are unlikely to find a house in London for £100K but £100K was only an example. The video is trying to explain the concept that uses shared ownership and where you can use the lisa scheme to get 2K to lower your deposit contribution. The same principal applies to a £400K property. £100K has worked for people up north. Best wishes.

[@nandam9079]

Bohoma sthutihi me video ekata.

[@LondonApiChannel]

බොහොම ස්තූතියි

[@awanthijayaweera2701]

❤❤thanks.

[@LondonApiChannel]

Thank you.

[@warnakulasuriyafernando3914]

Thanks .I would like to take your service .when school holiday i will come and meet you .

[@namalwimalasiri3638]

Did you had the servics?

[@renuwijayasiri2422]

Good news

[@sheharafernando4823]

❤️❤️

[@LondonApiChannel]

Thank You.

[@itsmystyless]

Thanks. Would like to get your service to find a suitable house?

[@LondonApiChannel]

call 02030111986 Website: wismortgages.co.uk/

[@user-rb9lw6vb7j]

Illanam mis udauwak karanna awilla inne .oyalage nambar ekak denna apita oyala dbanda karaganna

[@palithaamarasinghe5254]

❤❤❤❤❤❤

[@LondonApiChannel]

Thank You Palitha❤

[@shortsimple1144]

When are you come to Milton keynes?

[@lll7183]

Looking for a islamic morgagr. Any links.

[@barneycasting8331]

UK visit විසා වලින් ඇවිත් asylum දාල ගෙයක් ගන්න පුළුවන් නේද ? එහෙම බාධාවක් නැහැ නේද ?

[@LondonApiChannel]

ඒ ගැන දන්නේ නෑ

[@ajithrathnayaka5847]

පුලුවන් සල්ලි ඕනෙත් නෑ.

[@Last89604]

Boruwen jiwath wanna purudu wenna epa, lankawe unta mokkada hetuwa refugee visa ekak llanna? Lankakawa kala awith meheth kanne nathuwa inna 😅

[@chamindaedirisingha9977]

Nice programme,need to meet i call u soon

[@LondonApiChannel]

Thank You.