MONTHLY DEBT PAYOFF | DEBT FREE JOURNEY | Ep.2
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- เผยแพร่เมื่อ 30 ก.ย. 2023
- MONTHLY DEBT PAYOFF | DEBT FREE JOURNEY | Ep.2
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Besties 🎉 Exciting things are happening....I have paid off some debt! Don't forget to let me know the amount of debt that you are paying off...If you are interested in the Debt Free Journey workbook...Get it here ▶ GET THE DEBT FREE JOURNEY WORKBOOK ⤵
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Hey Bestie, a word of caution, each number has a tone. I wanted to message u privately but not sure as to how. You can delete this after reading if you like. Just looking out for you & your ministry
Hello, I found you on instagram and I am very interested in starting this journey. I am purchasing the workbook but I would like to have it in book form like you have. Do you mind informing me where I can purchase the book so I can make a book myself?
@@Roniidior Amazing!! I am so happy for you that you are starting! Sure, I purchased my cover and rings from Michaels...It is the Big Happy Planner...
So far I've paid off almost $3,000, and with my next check in 2 weeks I will be CREDIT CARD DEBT FREE 🌞🌞🌞 next is my personal loan and my car in my snowball! I love this community we really are in this together! 💜💜💜
Ps- Bank shows you vantage score which is more of an estimated guess, Experian is more accurate 😊 great job and keep up the good work! Don't stress about the credit score it will go back up as you continue to lower your utilization rate 💜
Goals 🎉🎉🎉🎉
Amazing!!! I am so proud of you Bestie!!! I know that it feels sooo good! You are rocking it! I love that you are not waiting until the new year the get it done! Jazz Hands for you!!👐🏾
@@laurenrobbins5369 Thank you for explaining that...This makes me feel better! My credit score is not as bad as I thought it was 🙌🏾
That's awesome
In September I paid $1500 towards my $103k student loan balance. So excited to be on this journey with you ❤
Girl, I am so happy for you and proud of you!🤗 I have a credit card that had a $4700 balance. In September I paid a total of $1725. In October I'm paying $600. My original goal was to have it paid off my May. Now I'm determined to have it done by New Year's Eve! It's my last credit card. Once I'm done, I'll begin working on paying off my SUV early.
Ahhh THank you! I am proud of you as well! You are making movessss! I declare with you...By New Year's Eve, you will have that credit card PAID!
I paid off my student loan in September. $5800. Broke as shit this month. lol. Really enjoy the motivational content though. ☺️
Oh you went HARD HARD! I am proud of you...Great job on getting that chunk paid and outta your life!
💵 I paid off $250 in September toward my debt free credit card.
Yesss!! Congrats Bestie!
Congratulations on paying off $4,500 worth of debt! Very inspiring! I currently have about $11,000 left of auto loan debt to pay off, but watching these kinds of videos inspires me to keep making more than the minimum payment each month. Thank you so much for taking us along your debt payoff journey ❤
Absolutely!! You do not have much to go! You will be auto loan debt free soon!!❤
I AM DEBT FREE 🆓
Paid off my last credit card 💳 last night of 4,500
Total debt 28,569.15 🎉🎉
Congrats Bestie!! This is MAJOR and I am proud of you!!
💵So inspiring! 🙌🏾 I paid off $3900 in consumer debt in the month of September 🤗💵
Total Debt $48000, started my journey and 2nd job in April to be DEBT FREE April 2025… I just paid off my car so CAR LOAN DEBT FREE and now I’m working on my cc which is the remaining balance - paying off 2 cards in October total $1244 and I’m paying over $1500 towards the 3rd card
Let's GO Bestie!!! Great work!
I paid off $1,358 this month🎉🎉
You go ahead BESTIE!!! That is HUGE!!! I LOVE IT!!
I am debt free. I am single and have a low paying job but I live in Denmark where debt is usually only something we get if we buy a house or a car. We do have credit cards but we do not get any benefits from using them which is why we mostly use debit cards. I had a master card for 15 years but never used it. It was just a safety thing I brought along when I travelled to foreign countries. I am however saving up as much as I can which is why I have been watching you channel for a while. I try to get inspiration where ever I can to keep my expenses down to save up more money.
Fantastic! I am glad to hear that you are on your savings journey! Wow, I have actually never spoken to anyone who lives in Denmark...It is great that you do not have any debt. I believe that you will save lots of money!! Good luck to you!!
Nice to hear that you are debt Free! Denmark is the place to be!! Good luck to you saving money!! I am rooting for you!!
I’ve paid off $1172.97 in the month of September. 👐🏽😊
Congrats Bestie!!!
Debt free here! Paid off the last of $25,147.43 in July 2020!
My husband and myself became debt free at 27 and 28 just 4 months before welcoming our first child.
I paid off $4,000 in medical bills, $2,000 in credit cards, and built up a good emergency fund in the last year. All I have left are my student loan and car.
This was EXTREMELY ENCOURAGING!!! I just started today! Thank you!!!!
I paid off 700.00 this month. I will be snowballing one next month. I finally have decided on the snowball method. I was doing the Avalanche. I just bought your book and filled the sheets out this weekend. I have started listing sewing books and made 75.00 last week and have sold 106.00 this week. Your sheets have motivated me to actually put on paper my bills. Now I can confront my debt. I cut up cards a long time ago.
Oh YES!!!!! THIS IS EVERYTHING! I love that you are making extra money on the side to tackle your debt. It is one of the best ways to do it! Thank you so much for using my debt free workbook to pay off your debt. It means the world! Blessings to you Bestie!!
Your chase is less than what you wrote
@@nadinewalker9375 Someone else told me that. I guess I made a mistake
Started with $16,856 starting 2023. I am down to $3,850.
This month I’ve paid off $87.50 total.
I am waiting for one medical debt to get back to me with my total, after billing insurance…
My IRS bill isn’t going down because they put on interest 😒 I didn’t know they could do that …
Thinking of doing the avalanche method because IRS is my only debt with interest. The other ones are medical, and interest free.
The avalanche method sounds like a good idea for you. I agree...
10:13 If I understand correctly, you took the old total of the Visa Card to pay off, not taking into account that you already paid off 99 bucks! Keep up the awesome progress! xx
Thank you!!
Hi Jazmine, I paid off my PayPal MC $296.92 in September. I’ll be able to pay off my next CC in November. Love your transparency. Have a blessed day
Awesome!!!! Yesss! Congratulations!!! I love to hear it!!!
What bureau did the bank use? TU, Experian or Equifax? Also did the two entities pull the same FICO score? There’s definitely differences if they’re using different risk models. 🎉
@@dbacon6148 I am not sure...I would need to ask them
I find that after I pay a debt in full, I always check on it the following month to make sure it is still a 0 balance. Sometimes they,ve added a fee or a few days of interest or something else ridiculous! Also in my mind you paid more than $4500 because you paid on all your debt, even if it was just the minimum for the month. You go girl! Proud of you……
You are right! Apple has already added my interest...I am sure that the others will as. well.....I agree with you! I did pay more than $4500! I am going to update my totals...Thank you Bestie!
Thank you for making these kind of videos, I'm feeling really down and stressed out because I made good money but my mental health&my dignity is more valuable than the job so I couldn't make the payments like I used to.I'm trying to figure out how to make payments when all my money is straight to Rent, electricity bill, insurance and food and thats it. Your videos motivate me and I feel a lil better when I know I'm not alone. I've been feeling down, I kinda regret of not working at the good job but I cannot let someone treat me like crap and torment. Hope everyone have a great day
💵 PD OFF $3600 SINCE AUGUST $17300 TO GO! 👐 Thanks for all the inspiration Jazmine! We got this ❤❤❤
What’s disheartening about that is I was debt free for 9 years and I got lazy and it creeps back in. Lifestyle creep with pay raises and wanting things rather than saving for it. Hard lesson I’ve learned a second time.
Yesssss!!! You are rocking it! Congrats Bestie!
💲paid off 5500 total!!!! You ladies got this! I AM DEBT FREE since July❤
So exciting! Cause I’m on my debt free journey aswell I’m 87K amount of debt and have not paid off yet… just starting!!
I love that you shared paying off your debt .I didn’t pay off any debt this month however I paid about $7000 since the beginning of the year and I 🙏🏾have one more card to go 🙏🏾🙏🏾🙏🏾
7K is amazing!!! You have already killed it and you are GOALS!! I cannot wait until you are done!! Being connected with a winner rubs off and I love it!
@@BudgetTreasures me too ,it’s hard work 😓
Just started my debt journey. Only paid off $1800 of $32k so far
I paid off $1485 this month! I paid off an oven ($846) and I am so excited!!!!!
Amazing!!! Congrats Bestie!! I can't wait to get another oven
I AM CREDIT CARD DEBT FREE! $5122 just paid off a $5168 personal loan $10,290 in total and now paying off student loan!!❤❤ thank you so much for this boo! I can be very hard on myself but putting my progress in words is eye opening! Best of luck 😘
I am trying to pay off my debt. I had set back but I am keeping a positive mindset.
Yes! Positivity is the way to go!!
Thank you for the motivation! I’m doing it too- just paid $2,400 for October! Congratulations!
Congratulations to you
That is awesome!!! Keep it up Bestie! That was a hefty payment and I am proud of you for doing the hard thing!
Congratulations on paying off your credit cards. My husband and I are down to our mortgage. $3600 (Aus Dollars) a month. Very encouraging seeing how much we have all paid off.
Since August I’ve paid off $2814! Didn’t realize it was so much before totaling it up 💵. Almost $1000 was on my Apple CC, which is now paid off!! 🎉. Rest to student loans to try to minimize the balance before interest started back up. I have $10,123 in debt to go. #1 financial priority over the next 12 months. Can’t wait to be debt free.
Congratulations Bestie! My cash is built different so it will take me a few years to get consumer debt free😂Setting up my debt snowball now. Playing catch up in October by making minimum payments on all of them, but I will be working some OT in the upcoming weeks so that will go towards debt at the end of the month.
Congratulations on staying current with the minimum payments at least, bestie!!
Thank you Bestie!! Yes I love it! OT will be a HUGE help and you know that I am rooting for you! ❤❤
💵 Paid off THREE of my credit cards this month, totaling about $471! When I tell you I thought my lil ole paychecks wouldn't cover it + my minimum payments of my other credit cards! Think I'll be hitting a total of paying off about $1000 this month between everything, but it won't be getting eaten up by interest, and that's actually huge for me! Have to tackle the bigger balances now, and the debt free workbook really help me put it inter perspective! LET'S GO!
I paid off $664 this month. I use my FICO score. My bank and the credit bureaus scoring is too inconsistent at times for me
I agree with you! Congrats on. paying off debt for September
Paid off $500 this month
Yesss!!! I love to see it!! Congratulations!! 🎊 🎊 🎉
I've paid off $2950 which $2250 wiped out my highest interest rate student loan!! And I'm so happy for you that you were able to pay of 3 debts plus a little on the 4th one 🎉🥳 definitely celebrate your wins!!
Yesss!!! I love it! That is what is UP! Getting the student debt outta here! Proud of you!!
@BudgetTreasures thank you so much. My next target is another student loan and then my big personal loan.
💵 Car is fully paid off in just under 2 years! Now it's just student debt left (dropped that amount by 13k thus far).
It's slow but it's moving 😂
wonderful!!!
$1182 in September alone! I’m getting so close! 💚✨🎉💰
Yes you are!! Great job
🙌🏾 I paid off $$40K. I’m consumer debt free
Congratulations!!! Way to go!
Paid $2180 this month. Will pay another $2900 this month which will pay off 1 card and will be down to one cc left. 🎉 . After that I will tackle my car and bike. Finally my mortgage. It will take me 6 years to pay off my $400k mortgage I just closed on 🎉🎉🎉🎉
U wrote 1690.25 but it should be 1632.81 for bill #2
I've paid off 3950 for far - I still have 23,257.63 to go - I've picked up more jobs and stuff to allocate the money in places, I also am also starting HIGHEST interest to lowest and this will put a dent in it depending when the balances goes down I'll save more on the interest that is reoccuring. I just found your channel and feel really proud of you! thank you for being so vulnerable on your journey and doing it with us, feels fun to have accomplishments with a community, you also feel less alone!
Yess!! That is great!!
I love watching all your videos I’m currently not paying my debt as of right now because im new to cash stuffing and I’m working on building my emergency fund first. Once I get that to $1,000 I’m going to be starting to pay off my debt. I’m a little over half way to my goal for my emergency fund. I can’t Waite to start paying off my debt
Thank you so much! This is fantastic and I am excited for you that you are starting! I started with saving 1st and then off to the debt payments...Good Luck to you on your journey!
I'm trying to understand saving up $4500 for a number of months, when you have debt. You you let your debt continue to build up, while you save up to pay it? Aren't you putting yourself into more debt?!??
@@NLee-ym9wcCould be…in interest but until I had a plan and was organized I wasn’t going to start paying off. I hope that helped your understanding ☺️
Congratulations 🎉
I’m still on my journey!
This was so joyful to watch!!🙏❤️ Im so proud of you Jaz and all you ladies for taking charge of your finances!! God is great all the time!! 💞💞💞
Yes He is!!! Thank you so much!
I am paying off $5500 in credit card debt. I am using the snowball method.
Congrats Bestie!!
Yeeesss! $4500 is amazing! You got this! 👐
Thank you Bestie!!
@@BudgetTreasures you’re so welcome! Looking forward to the next update 🙃
Yay! I paid off $2400 in debt during September
Yeahhhhh. Do ya thang Bestie!!
Hi, I paid $25,349.41 toward my mortgage principal in mid-September and now I'm mortgage free!!!
Wow! Congratulations 🎉🎊 This is significant!!
Awesome 🥂
Congrats on your hard work and getting a large chunk of debt paid off! I have about 25k of debt to pay off 😖 have only been able to make minimum payments for the longest time. Have been trying so hard to save every penny and this month I was able to make an extra payment of $400! Not a ton, but a every victory counts. Love the videos, keeps me motivated ❤
What do you mean $400 is not a ton??? Yes it is!!! It is very significant! Trust me! This is a step in the right direction..Say it with me! I paid an extra $400 and I DID GOOD! Victory is yours!!! Let's go Bestie!!! ❤❤
👐👐.I had$63000,00 in December 2020. I AM DEBT FREE IN SEPTEMBER 2023. Most of this was credit card debt. The process was hard but, I mustered up the courage and discipline to get it done. Go girlie, make it happen..❤❤
In September, I paid off $140 of debt. Which is minimums for cards, and a $60 student loan payment
Amazing Job!!! Keep up the great work!!
We are doing this together! I haven’t got the journal but I’m sure my little hand written spread sheets are good lol but I am working with a mixture of debt totaling about 73000. I have student loans, car, credit cards and personal bills. I am currently working on my small debts first.
Your hand written spreadsheets would for sure work wonders! I am proud of you for giving it a go! Keep up the good work
Girl same here I have no idea what’s right and what’s not so I feel you on that
I paid off three debts totaling $8000!! For September
WOW!!! Okay goals!! Congrats Bestie!!
YAY!!!!!!
I’m loving watching this journey. You’re doing great 💜
Thank you!!
Thank you for always being so transparent. This video is such a motivator to encourage me to keep going. Congrats on the debt pay offs.
I found your page and it’s really encouraging. Thank you 😊
Congratulations🎉Watching this is so gratifying! So happy for your progress, Bestie! I'm re-starting my debt-free journey. So I'm grateful for this motivation 💛
Thank you!! You got this!
My debt total paid odd this month was $400. Right now I can only pay a bit over minimum payments, but I will get there.
Yes you will!!! I am proud of you!!
Congratulations on your accomplishment of saving and paying off debt!! I just found you a few days ago and I love your honesty and emotion related to the journey. The video where your emotions over took you just broke my heart but it is reality and what happens to most of us. Thank you for sharing your progress - it takes courage to share this with the world. I keep reminding myself it is a marathon not a sprint. 🙂
Thank you so much for being here for my journey! You are right! It is a marathon and not a sprint and that it for sure. I am learning to fall in love with the journey as the journey makes us stronger in my belief.
I’m so excited for you. It was so good to actually be watching you pay these debt because I know that feeling off when you are making progress.🎉
Thank you sooo much! I was wondering if that would bore the besties...😂 Thank you so much❤
No Brasil temos a opção de ligar e negociar para pagar apenas o que foi gasto, quando as empresas aceitam o valor de juros do tempo em que a parcela não foi paga acaba sendo retirado da conta. Adorei o vídeo! Obrigada pelo conteúdo
Working on becoming debt as well. One CC left and a couple other loans total about 20,000.
What a great feeling ! You are doing so well look forward to seeing you colour more in every month 🎉
Thank you 🙏
Thank you so much, you beautiful queen, for sharing a little of your life with me.! New subscriber here. I bought both of your products to show my support. I will use the journals to pay off my last credit card and stay out of debt. I look forward to starting my channel soon; this is a motivator.
THANK YOU SO MUCH FOR YOUR SUPPORT!!! I am just now seeing this message,...my apologies for my late response! Thank you for becoming a Bestie!!
Purchased your Debt Free Workgroup and started my debt free journey 10/30/23. I was also shocked at how much I owe and how much we’re paying in interest. It’s been a real eye opener.
You are an inspiration! Thanks for the transparency!!!
Thank you!!
Thank you for your transparency. ❤
Any time!
I love you!!! I’m so glad I found your videos!!!
Aweee. You are so sweet!! Thank you!!
💵 $300 so far out of 13,650. We're just getting started. 😢😅
That’s amazing! Great job on paying off two lenders!
Hey bestie, congrats on paying off all those credit cards. Am starting my journey as well and this is so useful and encouraging me to achieve my debt progress.
way to go!!!!!!!
Thank you Bestie!!
Good job 👏 Yayyyy so happy for you 👐🏽
Thank you so much 😀
So far paid $1326 in September in debt and saved $1818.60 🎉 💴💴💴
I love that you did both!! Congrats and way to go!!
For the month of October so far I have paid off 175 towards my car loan principal. I have 7,400 on cc. 22k on car and 23k on rv I live in.
Well done! Also remember your credit debt is still accruing interest each month till you pay it off so remember that in your calculations. P.s. once debt is paid off, u only need one credit card for everything. Unbelievable but yes. Do research on closing credit cards. There is a methods to follow. Keep up the good work!
Thank you! and you are right because I looked at my Apple Credit card and they put the interest on which is about $50...Im like...dannnnngggg...Ya'll couldn't even wait..😜 So yeah...You are telling the truth...I did cancel the Mastercard...I just couldn't wrap my head around it anymore....Thank you for watching ❤
Amazing debt payoff!!!! Love it!! You knocked out 3 easy!
Thank you 🙏 ❤
Congratulations!
Thank you 🙏
I absolutely loveeeee this! Congrats and I’m so excited to watch your journey! It’s been a blessing since starting budgeting in March! I am CREDIT CARD DEBT FREE since June - $3200, I am about to be Auto Loan DEBT FREE next MONTH. 😮💨 and working on my personal loan next - $4900 left
Yessss Bestie! You are on it!!! Like killing it! You are my goals! You are getting it done and I am proud of you! Keep up the good work!! I cant wait for you to be AUTO LOAN DEBT FREE! Having no car note is amazing!
Have not started myself but motivated to do it this month. Thanks a lot! This was fun
Whenever you are ready Bestie! We are here welcoming YOU!!❤
PAID OFF $347.94 2 credit cards for September
i am so happy for you. great job, go for it.
Thank you so much!
👏🏾👏🏾👏🏾 great video
Thank you 🙏
This is so exciting! I'm getting a big check tomorrow, and with it, I will be able to pay off some debts of my own!
Yessss!! Congrats!!! Great decision!
Congratulations. I’m inspired to start this month
Thank you Bestie!! YEs, lets start!
Congratulations I am doing it too I’ll come back with the amount
Hi Jazmine,
Great video!!
Thank you!!
Congratulations on your amazing progress! I’m so grateful that you’re sharing your journey with us. But *please* be careful about what you show on camera. I know it takes more time to blur stuff out, but it’s definitely worth it.
Congratulations bestie! 🙌
Thank you Bestie!!
Jasmine I am so excited for you. I am once again on a debt free journey and I promise the numbers can be overwhelming. Congrats on paying off $4500 of your debt. That’s such an accomplishment. So I guess I have paid off a bill $783 in September. October, I’m using snowball method and handling some small things $300 and under. Prayerfully I’ll have those paid off by end of October or close to for sure.
Yes you are right! The numbers can be overwhelming. You did great! $783! you rocked it!!! Yes, I agree with you to get the small tedious debt paid...I am rooting for you Bestie!! Let's GO
Light at the end of the tunnel! Congrats! 🎉Now time to cut up those CC's 😂
Great video and great job paying off debt.
Thank you 🙏
Proud of you, can’t wait to start my journey ❤
Thank you!!
This is awesome taking notes
💜
New subbie, I need to do this after a separation . I appreciate your workbook being affordable! I will write my debt down soon so i know were I stand❤ Thanks for your help!
Thank you for subscribing!! I am glad that the workbook was helpful. 🤗