Really a very good and complete budget video. I watch a lot of these just as a comparison. Our place is in the city of San Fernando a few minutes walk from the malls and real close to S&R. I love my western style food and don't think (for me anyhow) that I could have chosen a better city to retire to. We're temporarily back in Vancouver to get rid of our stuff so we can get back to San Fernando permanently this autumn.
Thank you for the Great information! I'm a 37 year old army veteran living on $1,500 per month from VAdisability and now i am convinced that I could have a great life in the Philippines. I believe there is a VA clinic in Manila. I'm going to get a passport ASAP
With this high of an exchange rate a smart expat would be taking money out of his USD bank account and putting it in his PHP bank account. I saw a video on ANC about the drop of the peso value. They expect the value to be high 50s low 60s against the US dollar through the end of 2023.
@@mikejones5364 who would be that much of a moron to go beyond the bank insured value considering the family history of the current administration? Won't be me.
Hi Walter, In Digos we have about the same expenses for bills as yours. Although we do pay 10,000 pesos for our place which is a bit bigger as we need the space for the boys. Just to comment, try 123 movies as a download as it's free and I would put it up against Netflix. We don't use food panda as I am tired of them always getting the orders wrong so I have learned to cook here which saves us lots of money. Amazing as our electric is about the same as well as the water bill etc. We have a dog but he eats the leftovers. Thanks for the video Walter, Well done as usual!
@@piratecovephilippines4711 what is the name of her blood pressure medicine? I take lanisopril hctz20--12.5.. I was hoping my medicine would be inexpensive also.. 👍 thanks 👍
@@richardhowe5583 Hi Richard, I’m Filipino. I used to take lisinopril 5mg. There used to be only one brand “ZESTRIL”. “ZESTRIL 20mg is PHP 75.00 or US$1.35. But now there is already a generic equivalent lisinopril dihydrate (PRISKA brand) which is PHP 23.25 or 40 cents for their 20mg tablet.
the wife and I want to retire in the PI.. how hard is that to really do? our combined monthly retirement income is not high (about $2500USD) with some savings.
Well for myself, it wasn't really that hard. No to say it isn't a lot of work and has it's challenging moments. One thing would be a long term visa. I would need to ask a few questions to know what options you have.
Hi. Looking at retering there in a couple of years.. I am looking at around $3000 Canadian dollars a month pension. I guess aprox $2500 US I am assuming I will be ok. I have been to the Phils twice. I loved it there. I felt it was my second country, Rich from Canada
You will be fine Richard, we have a nice place 2 bed, 2 bath, 2 kitchens, garage, close to malls, grocery stores, restaraunts etc & our monthly comes in at a range of $1150 to $1700 Canadian a month for everything. The only time we need more is when we are travelling around the country staying at hotels, resorts & eating every meal out & even then $3000 month would probably cover it. Enjoy.
Must be nice. I sure can't do it. We live in Cebu province, south of Cebu City, family of 3, we have a 14-year-old, and at P53/P54 we spent close to $2,500 last month. There was no P56 in June. Our target was $2,200, but we had a couple of additional expenses. This month looks like it's going to be about the same, school expenses for next month.
Hello Sir. Just discovered your vlog and watched a few of your videos tonight. Very good information. I saw from your expense list that you contribute to Philhealth. I've heard pluses and minuses on Philhealth. I guess you are finding it to be good for you and your wife? Take care.
Can you advise where is good to look for rentable properties. My wife and I are looking to retire Jan 24 to Philippines and my wife has family in Mandaluyong City but we are unsure on an area to settle. Any info is helpful.
It would be really hard to say, so many things to consider. The best way I can recommend is get a short term rental like air B&B and spend some time looking around for what feels right for you.
Your rent is atypical. Most should add a minimum USD $200 for rent. Even $1200 a month is rock bottom imo. I've been a permanent resident in the RP for 7 years. Married to a Filipina and we have a 14 year old child. We own our home and our daughter is in private school. We live in Visayas in the mountains with no AC. We seldom go out but do hire a handyman for home projects. Our monthly budget is USD $2800. I would suggest that anyone contemplating retirement here should have at least 2000 USD a month in income.
Outside of Manila (?) can be many places ? Cheap rent for a house ! An apartment or studio under $100 is a great price & I hear they are available an hour or so from Manila ?
I’m thinking about moving to the Philippines. But I don’t think I’m old enough for a retirement visa. But I could just buy Phil bonds and make 360k~pesos. Per month. I think they have an investment visa. I have to talk to someone. Great video
Thanks for a nicely presented, detailed budget video. How are basic medical expenses or dental expenses that are not covered by Phil Health in your area? I'm sure a short video on that topic would be very helpful to many.
Hi Walter! I saw your comment on the Ace hospital in Bulacan on the Philippine Info Channel. I'm ew to the PI and new to Malolos. Think I might have seen you one day at Robinsons? Anyway, would love to meet up with you for a coffee or beer. Best way to contact you?
Everybody loves budget vids! Btw do you take out USD from your dollar acct? Do you take money out once a mpnth, budget for the month? I miss your kitties today.😸😻😸
I don't always go to the bank each month. I go every 2 to 3 months most of the time. Especially now with the exchange rate going up, I may let it collect longer. We can live on what I have in our peso account. Thanks again for watching
As you said, you could double your rent in your area to be realistic and probably up to 5X your rent in reasonable city central areas----with all of the unknowns and what ifs you would probably want 50% on top of that as a safety net. But thanks, it was a comprehensive look
Anyone looking to retire in the Philippines, I suggest that you check out Angeles City, Pampanga (BALIBAGO). Lots of foreign retirees, and the city has everything you could possibly need.
It would've been more helpful if you did a comparison in price in the Philippines currency vs United States currency. Looking at your video the prices are high nearly every thing is thousands of dollars unless you are talking about PHP.
@@piratecovephilippines4711 I get what you saying however a price would still be helpful even if not totally 100% accurate it would still be approximately estimated within range.
The exchange rate can also be a reflection of the skin tax for the people that follow it in some places if you don't have a wife/girlfriend from the Philippines. Interesting overview good details.
I know people that pay less than 80, and some that pay as much as 500. It all depends on what and where you are looking. Inflation as not effected rentals, at least so far.
Good information to ball-park a decent budget. Although I'll still plan on a higher amount, and use a lower exchange rate, I think it's still a good ideal to look at a $2k/mo budget, to let you set aside some for emergencies or other unexpected expenses. I don't think having below $1.5k/mo would be a good idea, particularly if living in a major city area (Manila, Cebu, Subic, etc.). Nice to know some real numbers to look at for consideration. Thanks much, and hope everything stays well for you.
Accomodation eats up alot of the budget.your rent of 4.5 is a good deal. If you gonna live in cities but stay minimalist on your lifestyle without worrying too much about budget, actually 1k a month is good enough. But if you want to have weeknd getaway and dine in restos once a while I suggest 1.5-2.5k a month. Set aside 200$ a month for emergency.
@@catherinecariazo8963 , the video is about basic monthly budget. Don't be confused with budget and income. Travel and entertainment comes with income that's over monthly budget.
Hi! I’m thinking of being a expat near Iloilo, Philippines 🇵🇭 Is that a nice place to live? I would like to live higher up in elevation, where the air is cool. Anybody know of any nearby cities for that?.
@@piratecovephilippines4711 What are your thoughts on Baguio City? Have you been to Baguio in the Mountains, that is another place I’m considering. 😊👍🏻 🇵🇭
@@piratecovephilippines4711 Have you been there? I’m curious if I could find a cheap studio or 1 bedroom for $80.00 USD maybe slightly outside the city proper?.
No where near that high. Just today I got a kg of boneless, skinless chicken breast at the supermarket for P308. That's $2.50 a pound. Most items are up no more that 30% from earlier this year.
@@piratecovephilippines4711 We used to live in Malolos, sold our house maybe 2+ years ago & moved to Pampanga. Traffic was hell in Malolos & main roads always seemed to be under construction.
@@richardhowe5583 We live in Mexico Pampanga right on the San Fernando city border. There are certain spots within San Fernando that get busy but once you know your way around they can be avoided. We have 2 entrances onto the NLEX within 5 kms of our home for a quicker commute North or South. Angeles City is only a half hour to 45 minute drive north on the nlex & they have clark international airport. We have access to large malls within a 10 minute drive from our home, supermarkets, markets, restaraunts, banks, government offices... yes I would say Pampanga is a better choice for living than the city of Malolos in my opinion, having lived in both places.
I have been tracking my expenses meticulously fkr 3 years while living in the Philippines province. I think your estimates are realistic. Mine are more on the food side. And mostly transportation. I owe a pickup truck and scooter or motor as they call it here. That adds a lot on registration insurance and fuel costs. The key I always want to mention as comment in these budget videos is that many boast how low they can go but that's ok for short term but long term you need to add expenses for a pleasabt life. You want to buy a thing or two once and awhile. Or in my case maintain my house. Etc. Or make a trip and vacation. Without having rent expenses I still struggle to get by a 90-100k pesos budget every month. And yes drinking my beer. Eating pretty much what I want. I have an asawa only. Sometimes little expenses for family matters but that is it. So going cheap is nice but you want to live like that for the next 20 years is a different matters. You need some extra. With transportation freedom you need 1500-2000$
Thank you for the videos. Regarding your medical insurance, do you find Phil Health adequate, or do you also keep an emergency medical fund set aside for uncovered expenses?
I'm using Pacific Cross as you can also add where you are still covered in USA. I think it is expensive but gives me some reasonable assurances and lower stress levels.
@@stayyoungwithpaulandabby4230 Thanks Paul for the comment. I'm still here in U.S. and have medicare and an Advantage plan. The Advantage plan does provide international 'emergency and urgent' coverage but I'm not sure it's enough for a longer term stay. I'll be arriving in the Philippines in just over a month so I'll have to figure this part out.
@@chuckallen9012 I understand, as I do not have Medicare yet. I will also re-look at this once I can receive. by the way are you from Oklahoma, as I knew a Chuck Allen from there?
@@piratecovephilippines4711 Are you nuts I said it’s 1000 a month not a year I don’t know what package you’re looking at but I said a premium healthcare package
No, but if your not vaccinated for COVID you will need test 24 hours before your flight. Fill out the Etraval app online and get the QR code. Safe travels
OK , Canadian dollars, Australia dollars, US dollars ? People watch from many countries. Exchange Rates change. So one will need to calculate , or use a exchange rate app.
Yes. But you will need to budget well. And it would be best if you start with a good emergency fund for whatever comes up. As you can see by my video we are able to live on that amount.
Your life is better than to live in the U.S.A. today and be homeless in there... All the places in the U.S.A. and anywhere in this country these days have too many homeless. Most of them robbed and killed brutally by the drug addicts in the streets while they are sleeping at night... I just got that bad news that my Black American best friend (my savior and my body when were @ Tora Bora Afghanistan) became a Veteran homeless in the U.S.A... According to his younger sister he was robbed and brutally killed stabed his neck and both eyes by some of the homeless drug addicts. During or while he was sleeping at night on the street. We got out from the Military after 12 years of service and no Benefits but, only Monthly SSA Pension. I did not know that he became beggar and homeless in the U.S.A.. If I knew he was homeless for sure I invited to live in the Philippines, instead.
@@greedymon3247 , I would suggest you come spend some time here before making a permanent move. Some people find they don't want to live here after a while. It's not for everyone. Many others like myself love it here.
A US government office advertised a job for a posting in the Philippines for 2 years. More than a thousand applied for that job. My friend from San Diego was lucky to have been chosen. He is so happy. He is here now. Arrived a month ago.
well for me you live in ph keep the currency in pesos that make sense at least to me, also am not from us, like you said you have viewers from all over the world, good video
Good morning from America! Retiree single guy looking for cheap, clean, safe place to rent. Love your video! I’m arriving in the Philippines September 14th. I have a small Schnauzer I’m bringing. Use to live and work in China. Coming from America. Thanks for the great video! Any places you know for rent? I have no special requests. But, it’s me and my little dog! As a military veteran I believe I can go to the American Veteran’s hospital there. Thanks for the information.
Good morning, always places for rent, just a matter of finding them. Best way is boots on the ground as so many are not advertised. As for the veteran hospital, it's only a clinic and for 100% service connected. They are very limited on the services. Located in Manila. Take care and keep in touch.
@@charlesnow6714 I think you can start with Filipino Cupid or Christian Filipino dating apps. Of course you are going to have to kiss a few frogs before you find your princess but to me the hunt was as much fun as the catch..
Here in the US, I throw away more food in one hour than one makes in the Philippines does in 10 years... Of course that's an exaggeration of my life which is bothersome because everything I desire to do to supplement my income will virtually be valued by the penny...
Here in sabang Puerto galera oriental Mindoro Rent up and down apartment..15.200 Electric bill..2500 Gas............100 Internet.....2500 Satellite tv....1000 Water..included in rent Food ......25.000 Entertainment drinks night outs ....20.000 Transport ....100 Medical insurance..10.000 Visa extension....1000 Girlfriend and myself live in apartment 2 mins walk to sabang its in a complex with swimming pool and british style restaurant includes security and CCTV and 24 hours generator Total monthly cost about 80.000 pesos My monthly income..200.000 pesos So can live comfortably with savings
Let me get this straight every Vloggers tries to do cheaper than the other Vloggers in order to get subscribers because they only want to hear what they want to hear
I could care less what others are doing. I'm just showed what my budget is. BTW. You never see me ask people to subscribe. If they do , that's great. Also only about 20% of views come from subscribers. Obviously you don't know much about TH-cam.
Wow! You're a happily married man living in the Philippines for all those years and you're still spending over P5000 a month on pussy (rescue cats)? 😉 And another thing. Are you sure you're really in the Philippines? I didn't hear a single rooster crow, tricycle, or karaoke! Sorry, I will never be able to resist a cheap joke. Is having cheap rent like that common in your area? If so, you've made a great argument for renting vs. owning. Great budget video! I have old links to the Philippines from my Navy days, and an asawa of almost 40 years. We're both retired now but I'm still sitting on the fence about whether or not to retire in the Philippines. Your videos are helping me get up to date.
Only about a hundred exchange rate apps out there. Or you could use a calculator like the old days. 😂 Exchange Rates change, and each country has different exchange rates. It's up to each person to calculate.
Good solid information. Keeping everything in perspective. Keep up the good work!
Thanks for watching
@@piratecovephilippines4711 You're welcome
Glad to find your channel. Surprised it’s never popped up when searching for Philippine vloggers.
Keep up the good work :)
Reviewing older material
Thanks for watching
Thanks you. You got it figured out it seems. Great content friend from Texas
Thanks for watching
Really a very good and complete budget video. I watch a lot of these just as a comparison. Our place is in the city of San Fernando a few minutes walk from the malls and real close to S&R. I love my western style food and don't think (for me anyhow) that I could have chosen a better city to retire to.
We're temporarily back in Vancouver to get rid of our stuff so we can get back to San Fernando permanently this autumn.
My wife is from there, I like that area.
Thanks for watching
Thank you for the Great information!
I'm a 37 year old army veteran living on $1,500 per month from VAdisability and now i am convinced that I could have a great life in the Philippines. I believe there is a VA clinic in Manila.
I'm going to get a passport ASAP
Yes they do have a VA clinic in Manila.
Thanks for watching
I am in the same boat with a little higher rating. Thinking about pulling the trigger myself lol.
Thank you for a very detailed and realistic budget/cost of living expenses!
Thanks so much for watching
With this high of an exchange rate a smart expat would be taking money out of his USD bank account and putting it in his PHP bank account. I saw a video on ANC about the drop of the peso value. They expect the value to be high 50s low 60s against the US dollar through the end of 2023.
Definitely.
I'm letting my dollar account just built up and see how high this will go.
Bad Plan, PDIC only insures up to $10K USD, and banks do go out business in PI.
That's why you only use major banks.
@@mikejones5364 who would be that much of a moron to go beyond the bank insured value considering the family history of the current administration? Won't be me.
Note the USD has been banging on a 25yr high. As a former trader (major pairs)… caution is needed.
Hi Walter, In Digos we have about the same expenses for bills as yours. Although we do pay 10,000 pesos for our place which is a bit bigger as we need the space for the boys. Just to comment, try 123 movies as a download as it's free and I would put it up against Netflix. We don't use food panda as I am tired of them always getting the orders wrong so I have learned to cook here which saves us lots of money. Amazing as our electric is about the same as well as the water bill etc. We have a dog but he eats the leftovers. Thanks for the video Walter, Well done as usual!
Thanks for the input
Hoping we can do something similar in the southern mountains of Mexico. Thx !
Hopefully that works out for you.
Thanks for watching
Thank you for the informative video! I may check Philippines out in person. Early retirement inspiration!
It's definitely worth checking out.
I notice 2020 doctor visits are very affordable but the medication was quite high.
Guess it's what you need, my wife's BP meds are about 900 a month. That's really not too bad. I'm sure others could add up to a lot.
@@piratecovephilippines4711 what is the name of her blood pressure medicine? I take lanisopril hctz20--12.5.. I was hoping my medicine would be inexpensive also.. 👍 thanks 👍
@@richardhowe5583 Hi Richard, I’m Filipino. I used to take lisinopril 5mg. There used to be only one brand “ZESTRIL”. “ZESTRIL 20mg is PHP 75.00 or US$1.35. But now there is already a generic equivalent lisinopril dihydrate (PRISKA brand) which is PHP 23.25 or 40 cents for their 20mg tablet.
@@tonyp2601 thanks.. what town do you live and what drugstore do you use? Thanks
@@richardhowe5583 A city in Metro Manila. The price I quoted is from South Star Drug, which a national chain. They have uniform pricing.
Excellent explanation...................
Thanks for watching
Nice video thank you for the information
Thanks for watching
Thank you is Always good to know the cost of living of few places 😎👍🏼🇺🇸🍺🍻🍺
Thanks for watching
I’m starting to date a woman from the Philippines. Hope you start posting more again. I appreciate the information!!
Thanks for your support, I'm planing to get started again.
If you're still checking recent comments, how often do you come to the US on a regular basis?
I have never been back to the US in 10 years and no plans to do so.
Thanks for watching.
Spot on
We all have to think in pesos to properly save and manage exchange rates within a set budget.
Thanks for watching
Thanks for sharing. Really valuable info these days
Thanks for watching
the wife and I want to retire in the PI.. how hard is that to really do? our combined monthly retirement income is not high (about $2500USD) with some savings.
Well for myself, it wasn't really that hard. No to say it isn't a lot of work and has it's challenging moments.
One thing would be a long term visa. I would need to ask a few questions to know what options you have.
Hi. Looking at retering there in a couple of years.. I am looking at around $3000 Canadian dollars a month pension.
I guess aprox $2500 US I am assuming I will be ok. I have been to the Phils twice. I loved it there. I felt it was my second country,
Rich from Canada
Sounds like you have a good plan. No better place to be.
You will be fine Richard, we have a nice place 2 bed, 2 bath, 2 kitchens, garage, close to malls, grocery stores, restaraunts etc & our monthly comes in at a range of $1150 to $1700 Canadian a month for everything. The only time we need more is when we are travelling around the country staying at hotels, resorts & eating every meal out & even then $3000 month would probably cover it. Enjoy.
Must be nice. I sure can't do it. We live in Cebu province, south of Cebu City, family of 3, we have a 14-year-old, and at P53/P54 we spent close to $2,500 last month. There was no P56 in June. Our target was $2,200, but we had a couple of additional expenses. This month looks like it's going to be about the same, school expenses for next month.
Everyone's lifestyles and situations are different.
Thanks for watching
Hello Sir. Just discovered your vlog and watched a few of your videos tonight. Very good information. I saw from your expense list that you contribute to Philhealth. I've heard pluses and minuses on Philhealth. I guess you are finding it to be good for you and your wife? Take care.
Philhealth is OK , but it only helps about 30%. So you definitely must have other plans to cover all.
Ok. Thanks for info...nice presentation style.
@@eriksundstrom6826 , thanks so much for the support.
@2:52
LOL
For a second you reminded me of president Biden.
Great video.
Hahahaha 😂, I couldn't help but to do that.
Thanks for watching
Can you advise where is good to look for rentable properties. My wife and I are looking to retire Jan 24 to Philippines and my wife has family in Mandaluyong City but we are unsure on an area to settle. Any info is helpful.
It would be really hard to say, so many things to consider.
The best way I can recommend is get a short term rental like air B&B and spend some time looking around for what feels right for you.
Angeles City has lots of apt/home rentals. City has everything and is very foreigners friendly.
Your rent is atypical. Most should add a minimum USD $200 for rent. Even $1200 a month is rock bottom imo. I've been a permanent resident in the RP for 7 years. Married to a Filipina and we have a 14 year old child. We own our home and our daughter is in private school. We live in Visayas in the mountains with no AC. We seldom go out but do hire a handyman for home projects. Our monthly budget is USD $2800. I would suggest that anyone contemplating retirement here should have at least 2000 USD a month in income.
It all depends on ones lifestyle.
Thanks for watching
@@piratecovephilippines4711 Agreed. But I would be wary of coming here on a budget without some positive cash flow.
Just because someone shows a lower budget than yours doesn't mean they don't have a cash flow.
Outside of Manila (?) can be many places ? Cheap rent for a house ! An apartment or studio under $100 is a great price & I hear they are available an hour or so from Manila ?
Less than one hour from Manila going to Angeles city .
I’m thinking about moving to the Philippines. But I don’t think I’m old enough for a retirement visa.
But I could just buy Phil bonds and make 360k~pesos. Per month. I think they have an investment visa. I have to talk to someone.
Great video
SRRV retirement visa is 50 and above.
They do have a investor visa.
Thanks for a nicely presented, detailed budget video. How are basic medical expenses or dental expenses that are not covered by Phil Health in your area? I'm sure a short video on that topic would be very helpful to many.
For now I keep funds put away, but will be looking at a insurance plan soon.
Good info
Thanks for watching
Hi Walter! I saw your comment on the Ace hospital in Bulacan on the Philippine Info Channel. I'm ew to the PI and new to Malolos. Think I might have seen you one day at Robinsons? Anyway, would love to meet up with you for a coffee or beer. Best way to contact you?
Good day, yes we must get together.
Look for me on Facebook,
Walter Lavinder
Everybody loves budget vids!
Btw do you take out USD from your dollar acct? Do you take money out once a mpnth, budget for the month? I miss your kitties today.😸😻😸
I don't always go to the bank each month.
I go every 2 to 3 months most of the time.
Especially now with the exchange rate going up, I may let it collect longer.
We can live on what I have in our peso account.
Thanks again for watching
As you said, you could double your rent in your area to be realistic and probably up to 5X your rent in reasonable city central areas----with all of the unknowns and what ifs you would probably want 50% on top of that as a safety net. But thanks, it was a comprehensive look
Thanks for watching
Anyone looking to retire in the Philippines, I suggest that you check out Angeles City, Pampanga (BALIBAGO). Lots of foreign retirees, and the city has everything you could possibly need.
AC is OK for some people, but the Philippines has many places that people will find they like as well.
Just curious… What town do you live in? This is my first time to see your videos I look forward to checking out some more. I will subscribe now
Malolos Bulacan on Luzon.
Thanks so much for your support.
It would've been more helpful if you did a comparison in price in the Philippines currency vs United States currency. Looking at your video the prices are high nearly every thing is thousands of dollars unless you are talking about PHP.
Prices are in Philippines pesos.
The exchange rate change every day, so one should just do the conversion themselves
@@piratecovephilippines4711 I get what you saying however a price would still be helpful even if not totally 100% accurate it would still be approximately estimated within range.
You must understand also that people watch from many countries where exchange rate are very different.
@@piratecovephilippines4711 I understand 👍🏾
Thanks again for the information!
Thanks for watching
Thanks for the full breakdown!
Thanks for watching
The exchange rate can also be a reflection of the skin tax for the people that follow it in some places if you don't have a wife/girlfriend from the Philippines. Interesting overview good details.
I hardly ever have the wife with me shopping and don't have a problem with that.
Do you feel that if exchange rate keeps going up, that it could be bad for foreigners, as far as crime against them? (Robbery,pick pocket)
No, not at all.
It didn't happen during the COVID lockdowns, in fact crime when down.
Much safer here than the US.
I am a new subscriber.. is Pirate cove a place? Where are you originally from? Thanks 👍
No , it's just the name of the channel.
I'm from the US.
Thanks for watching
$80 for rent? what is a more realistic value for rent?? Inflation here in the US is massive... rents going up 15-30%
I know people that pay less than 80, and some that pay as much as 500.
It all depends on what and where you are looking.
Inflation as not effected rentals, at least so far.
Good information to ball-park a decent budget. Although I'll still plan on a higher amount, and use a lower exchange rate, I think it's still a good ideal to look at a $2k/mo budget, to let you set aside some for emergencies or other unexpected expenses. I don't think having below $1.5k/mo would be a good idea, particularly if living in a major city area (Manila, Cebu, Subic, etc.). Nice to know some real numbers to look at for consideration. Thanks much, and hope everything stays well for you.
Thanks for watching
Accomodation eats up alot of the budget.your rent of 4.5 is a good deal. If you gonna live in cities but stay minimalist on your lifestyle without worrying too much about budget, actually 1k a month is good enough. But if you want to have weeknd getaway and dine in restos once a while I suggest 1.5-2.5k a month. Set aside 200$ a month for emergency.
@@catherinecariazo8963 , the video is about basic monthly budget.
Don't be confused with budget and income.
Travel and entertainment comes with income that's over monthly budget.
Hi! I’m thinking of being a expat near Iloilo, Philippines 🇵🇭 Is that a nice place to live? I would like to live higher up in elevation, where the air is cool. Anybody know of any nearby cities for that?.
I hear a lot of people like that area, but won't find much higher elevation around there.
Thanks for watching
@@piratecovephilippines4711 What are your thoughts on Baguio City? Have you been to Baguio in the Mountains, that is another place I’m considering. 😊👍🏻 🇵🇭
It's nice there, much cooler.
@@piratecovephilippines4711 Have you been there? I’m curious if I could find a cheap studio or 1 bedroom for $80.00 USD maybe slightly outside the city proper?.
Been there a few times.
I never looked at cost but I think it's a little more expensive there.
Electricity is insane high, crazy. Gasoline is silly high. Last I check most food like meat or veggies are about 5 to 10x higher vs USA
No where near that high.
Just today I got a kg of boneless, skinless chicken breast at the supermarket for P308. That's $2.50 a pound.
Most items are up no more that 30% from earlier this year.
Hi Fella, are you on a retirement visa there?
No, I have a permanent resident visa 13A
I'm Fil-Am in Phoenix. My family lives in Bulacan and San Jose del Monte. Are you near those areas?
About one hour away in Malolos.
Thanks for watching
@@piratecovephilippines4711 We used to live in Malolos, sold our house maybe 2+ years ago & moved to Pampanga. Traffic was hell in Malolos & main roads always seemed to be under construction.
@@bobarnold5992 are you saying that traffic in Pampanga is a lot better than where you were? Would you say that is a good place to live? Thanks
@@richardhowe5583 We live in Mexico Pampanga right on the San Fernando city border. There are certain spots within San Fernando that get busy but once you know your way around they can be avoided. We have 2 entrances onto the NLEX within 5 kms of our home for a quicker commute North or South. Angeles City is only a half hour to 45 minute drive north on the nlex & they have clark international airport. We have access to large malls within a 10 minute drive from our home, supermarkets, markets, restaraunts, banks, government offices... yes I would say Pampanga is a better choice for living than the city of Malolos in my opinion, having lived in both places.
@@bobarnold5992 thanks 👍 thanks 👍
Thanks for the info!
Thanks for your support
I have been tracking my expenses meticulously fkr 3 years while living in the Philippines province. I think your estimates are realistic. Mine are more on the food side. And mostly transportation. I owe a pickup truck and scooter or motor as they call it here. That adds a lot on registration insurance and fuel costs. The key I always want to mention as comment in these budget videos is that many boast how low they can go but that's ok for short term but long term you need to add expenses for a pleasabt life. You want to buy a thing or two once and awhile. Or in my case maintain my house. Etc. Or make a trip and vacation. Without having rent expenses I still struggle to get by a 90-100k pesos budget every month. And yes drinking my beer. Eating pretty much what I want. I have an asawa only. Sometimes little expenses for family matters but that is it. So going cheap is nice but you want to live like that for the next 20 years is a different matters. You need some extra. With transportation freedom you need 1500-2000$
So true
Thank you for the videos. Regarding your medical insurance, do you find Phil Health adequate, or do you also keep an emergency medical fund set aside for uncovered expenses?
Philhealth only covers about 25% , so I also keep a fund set aside.
Looking at getting maybe pacific cross or something like that soon.
I'm using Pacific Cross as you can also add where you are still covered in USA. I think it is expensive but gives me some reasonable assurances and lower stress levels.
@@stayyoungwithpaulandabby4230 Thanks Paul for the comment. I'm still here in U.S. and have medicare and an Advantage plan. The Advantage plan does provide international 'emergency and urgent' coverage but I'm not sure it's enough for a longer term stay. I'll be arriving in the Philippines in just over a month so I'll have to figure this part out.
@@chuckallen9012 I understand, as I do not have Medicare yet. I will also re-look at this once I can receive. by the way are you from Oklahoma, as I knew a Chuck Allen from there?
A premium healthcare package with Pacific Cross at my age it’s about 1000 USA a month and you look about my age
I've been looking at Pacific Cross also, but it's less than $1000 a year.
Friend just got his for $650 a year.
@@piratecovephilippines4711 Are you nuts I said it’s 1000 a month not a year I don’t know what package you’re looking at but I said a premium healthcare package
You said $1,000 a month.
I think you're very confused
@@piratecovephilippines4711 how old is your friend?.. 650 is high but it is doable..
Hi again sir, as a American traveling to the Philippines next month as tourist, is it mandatory to have vaccinations ?
No, but if your not vaccinated for COVID you will need test 24 hours before your flight.
Fill out the Etraval app online and get the QR code.
Safe travels
@@piratecovephilippines4711 oh thank you sir, as a foreigner can I make money by a food stand, or possible find work without permit ?? 😃
There is a Japanese gasoline scooter that gives you 105 miles per gallon
And others Stronger that might give you 32 mpg 😎👍🏼🇺🇸
Thanks for watching
What's in dollars?
OK , Canadian dollars, Australia dollars, US dollars ?
People watch from many countries.
Exchange Rates change.
So one will need to calculate , or use a exchange rate app.
Hello pirate cove is it possible to live in the Philippines on 1,300.00 usd per month
Yes. But you will need to budget well. And it would be best if you start with a good emergency fund for whatever comes up.
As you can see by my video we are able to live on that amount.
how come the cooking gas is only 125?
My bottle last about 6 months, so that cost is average
Thx a Ton for the Post
Thanks for watching
Where do you live in the Philippines?
Malolos Bulacan on Luzon
Your life is better than to live in the U.S.A. today and be homeless in there... All the places in the U.S.A. and anywhere in this country these days have too many homeless. Most of them robbed and killed brutally by the drug addicts in the streets while they are sleeping at night... I just got that bad news that my Black American best friend (my savior and my body when were @ Tora Bora Afghanistan) became a Veteran homeless in the U.S.A... According to his younger sister he was robbed and brutally killed stabed his neck and both eyes by some of the homeless drug addicts. During or while he was sleeping at night on the street. We got out from the Military after 12 years of service and no Benefits but, only Monthly SSA Pension. I did not know that he became beggar and homeless in the U.S.A.. If I knew he was homeless for sure I invited to live in the Philippines, instead.
I wouldn't be homeless.
@Evral Tatum-Mcfield Only small amount of money "separation pay and medical benefits only" .
Im a 100% service connected veteran looking to move to PI. Any tips before i buy that one way ticket. Im 42 in good health.
Have you ever been here before.
no
@@greedymon3247 , I would suggest you come spend some time here before making a permanent move.
Some people find they don't want to live here after a while.
It's not for everyone.
Many others like myself love it here.
A US government office advertised a job for a posting in the Philippines for 2 years. More than a thousand applied for that job. My friend from San Diego was lucky to have been chosen. He is so happy. He is here now. Arrived a month ago.
How can I contact you sir, bec I want to know more about updating the SSA of my Aunt
Sent message.
well for me you live in ph keep the currency in pesos that make sense at least to me, also am not from us, like you said you have viewers from all over the world, good video
Thanks for watching
Name of town please?
Malolos Bulacan
Walter, what is the location of your city?
Malolos Bulacan, Luzon
What area do you live in?
Malolos Bulacan.
Good morning from America! Retiree single guy looking for cheap, clean, safe place to rent. Love your video! I’m arriving in the Philippines September 14th. I have a small Schnauzer I’m bringing. Use to live and work in China. Coming from America. Thanks for the great video! Any places you know for rent? I have no special requests. But, it’s me and my little dog! As a military veteran I believe I can go to the American Veteran’s hospital there. Thanks for the information.
Good morning, always places for rent, just a matter of finding them.
Best way is boots on the ground as so many are not advertised.
As for the veteran hospital, it's only a clinic and for 100% service connected.
They are very limited on the services. Located in Manila.
Take care and keep in touch.
@@piratecovephilippines4711 Thabk you 谢谢🙏
What is a good average US dollar amount needed monthly for a decent life at Philippines
Everyone has different lifestyle and needs.
But nothing less than $1,500 is the best starting point.
Great. Thanks for that I’ll be well above that Just need to find a good beautiful filipina
@@charlesnow6714 I think you can start with Filipino Cupid or Christian Filipino dating apps. Of course you are going to have to kiss a few frogs before you find your princess but to me the hunt was as much fun as the catch..
Here in the US, I throw away more food in one hour than one makes in the Philippines does in 10 years...
Of course that's an exaggeration of my life which is bothersome because everything I desire to do to supplement my income will virtually be valued by the penny...
Best to have a solid income before moving abroad.
Here in sabang Puerto galera oriental Mindoro
Rent up and down apartment..15.200
Electric bill..2500
Gas............100
Internet.....2500
Satellite tv....1000
Water..included in rent
Food ......25.000
Entertainment drinks night outs ....20.000
Transport ....100
Medical insurance..10.000
Visa extension....1000
Girlfriend and myself live in apartment 2 mins walk to sabang its in a complex with swimming pool and british style restaurant includes security and CCTV and 24 hours generator
Total monthly cost about 80.000 pesos
My monthly income..200.000 pesos
So can live comfortably with savings
I am new here. Where do u live city
Malolos Bulacan, on Luzon
Can you say the name of the town where you live?
Malolos Bulacan
Why tell us what you're paying in their currency, we don't understand what the exchange is, no sence to listen to you... Bye...
Are you just stupid?
All I would is WiFi
Not sure what you mean by that ?
Let me get this straight every Vloggers tries to do cheaper than the other Vloggers in order to get subscribers because they only want to hear what they want to hear
I could care less what others are doing.
I'm just showed what my budget is.
BTW. You never see me ask people to subscribe. If they do , that's great.
Also only about 20% of views come from subscribers.
Obviously you don't know much about TH-cam.
no one can live on a budget, just like no one can obey100% of the the law .if you have to live on a budget you need to stay home.
Everyone lives on a budget, unless you live in mommies basement. 😂
my budget is whatever it takes I just don't waste money and everything is paid except taxes and insurance even my home in the Philippines
So you do live on a budget, make up your mind
Wow! You're a happily married man living in the Philippines for all those years and you're still spending over P5000 a month on pussy (rescue cats)? 😉 And another thing. Are you sure you're really in the Philippines? I didn't hear a single rooster crow, tricycle, or karaoke! Sorry, I will never be able to resist a cheap joke. Is having cheap rent like that common in your area? If so, you've made a great argument for renting vs. owning. Great budget video! I have old links to the Philippines from my Navy days, and an asawa of almost 40 years. We're both retired now but I'm still sitting on the fence about whether or not to retire in the Philippines. Your videos are helping me get up to date.
It's not for everyone, but I'm happy with it.
Simple stress free life.
I could live on $237.22 cents easy no problem… just eat bananas and dried fish… live in a nipa hut…
Keep dreaming
@@piratecovephilippines4711 yea I can make it on probably 150. USD easy… no problem!!
Don't fool yourself, that's how people get into big problems
Your rent is shockingly low…
Yes, it's a great deal.
You can find good price depending on location.
Words of advice. Ur talking to ppl looking to move there!! Might want to talk us dollor amounts. No one know how to count pesos ur talking bout
Only about a hundred exchange rate apps out there.
Or you could use a calculator like the old days. 😂
Exchange Rates change, and each country has different exchange rates.
It's up to each person to calculate.
Anyone serious about living in the PH must learn to think in Pesos
Simple but it really helps. Thanks 👍
@@Gurkha9 , Exactly !
Nothing worst then a Old Fat White Slob paying for marriage in the Philippines.. 😂😂😂
5000 for cat food?smh
Cat food, kitty litter, vitamins for 7 cats. Not cheap for sure.
@@piratecovephilippines4711 7 cats? u need a head shrinker....lol
Tanga ka ba?
Do you still do videos and is there a way I could talk to you on messenger about social security being deposited in Philippines bank account?
Yes you can contact me on messenger.
facebook.com/walter.lavinder?mibextid=ZbWKwL
can I get my VA disability direct deposited at BPI too?
Sorry, I'm not really sure about that and wouldn't want to even guess.