The Cost of Living in the Philippines | Foreigner and Filipina Monthly Budget and Expenses
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- เผยแพร่เมื่อ 6 มี.ค. 2022
- 🍍 We have been living in the Philippines for 9 months now as a British-Filipino family. This question always raises mixed opinions but how much does it REALLY COST to live in the PHILIPPINES?
We will SHARE ALL with you using REAL figures collected over our time here🍍
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Thank you for all of your comments and advice. We appreciate as always and want to share our journey with you.
We are moving to the Philippines for a new start and a new, simple way of living, We are going to share our journey from the UK to the Philippines and how we managed to do it. Living a simple life isn't about the size of your house, how much money or possessions you have but rather the way in which you choose to live. We chose a simple, minimalistic way.
We are Adam, Jane and Isabella. We are a family friendly vlog about simple life, family and travel.
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- Adam and Jane
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#Philippines #LifeinthePhilippines #British-FilipinoFamily
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Adam he's very soft spoken,polite, gentle. 💚❤💙
Thank you my friend 😊
My friends and workmates think I am crazy for maintaining a detailed financial spreadsheet. However, it is something that I really enjoy and as a result I have absolutely no debt. And possess no credit cards of any kind. And my savings are on point. Owning your home and vehicle outright was a great decision. Fantastic budget video!!!
It's nice to retire in the Philippines, especially in the province because the cost of living is cheaper as compared to say, North America. Medical services are on par with Western Countries. Doctors and Nurses are competent, compassionate, and caring. Your foreign currency would go a long way. If you build a house, you can produce your organic fruits and vegetables, and even livestock.
1. Watch this video. Shocking news talaga.
NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI!
th-cam.com/video/4Y_zCe50hcI/w-d-xo.html
I don't think that the medical standards are the best. I have had experience with our fist son. He was in private hospital in irmoc for about a week in critical condition and it cost me 4000 canadian to get him out of that hospital and to the training hospital in tacloban. He lived seven days there and I got to be with him in the end hard to watch so many baby's die. But I do agree the nurses and the doctors in the training hospital did all they could for him. They butcherd him in ormoc. I know I have a angel.
@@jamessexton4758 sorry about that.
Danny Nicart no worries friend
God has blessed me with another son and he is 3 and healthy ty lord 🙏
@@jamessexton4758 👍
Likely leyte and samar are at the typhoon belt. It's nice if your house can withstand with successive typhoons that we get yearly. I'm glad you're able to budget your expenses.
Adam looks kind and understanding guy. Humble polite as well. It's good to see you are enjoying the life here in the philippines.
Thank you so much. God bless you 😊
From Ottawa, Canada. Happy to hear that you love to stay in the Philippines. Looking forward to go home in the near future and enjoy to do some gardening in Negros Occidental.
It feels like being in Cumbria, with that lovely scenery behind. Thank you for sharing.
Thank you my friend. God bless you 😊
Wow! You guys are so frugal. But please don’t forget to enjoy life too, not just saving money because the philippines is full of beautiful provinces to visit, especially Cebu and Bohol.
We will be visiting some awesome places around the Philippines in the coming months my friend 😊
1. Watch this video. Shocking news talaga.
NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI!
th-cam.com/video/4Y_zCe50hcI/w-d-xo.html
its not frugality. People in the province survived on their surroundings what with fruit bearing trees, vegetables and ponds sorounding your residence.
@@kimsadaya3452 this is not a political channel get lost from this channel and stop spreading fake news GET LOST
Thanks for sharing your budget.
Great video!
You’re fortunate about your electricity bill. I have a 3 bedroom with 3 airconditions + 3 fans, omg my bill over in PI is between $230-250 a month.
VERY DELIGHTING TO LISTEN TO YOUR NARRATIVE BASED ON YOUR LIFE STYLE
Yes, it's practical to use solar,you can save really.I experienced that using it and it's incredible.Whwn there's brownout you can still on light😄
Thanks for sharing, and thats a nice way of letting ur pesos last a long way. we are just in the process of starting to build a house too, so this really helps our calculations for the future.
You are welcome my friends. It's difficult budgeting but we can honestly say sticking to it is easy as living in the Philippines was our dream which came true. Good luck to you 😊
Nice blog but i find budgets so varied , depending on how you live. Example my budget for travel is 50,000 pesos a month for travel , i always end up spending that part of my budget . I want to really enjoy the last years of my life, so blow a lot on travel. I love the sheets app from google its free and helps setting up a tight budget.
You are living a simple happy life. you are right some things are higher like everywhere. You made a good budget and overall you are on the + side. Love where you built your home, plenty of fresh air and the views are beautiful. Thank you for sharing and telling us how you made each month work. Gid Bless
God bless you my friend 😊
I wish to be there to see your home and learn more about the life and joys of being in such a peaceful place....
Congratulations for your desicion to live there. Ours will be also soon. ❤
Wow , you guys can budget! Great job
Nice life you have , early retirement , your blessed
Wow! Beautiful view of your house. Hope you stay in the Philippines until you grow old together. Stay healthy and safe always.
Thanks for the video Adam & Jane. I've been waiting for this one for a while and it was very informative. Adam cracked me up when you started talking about the phones. I had to go back a few times to watch that again for more chuckles.
Thank you my friend 😊
My husband and I thinking to move to Philippines one day but we have to try first, the cost of living here in the UK is way too high specially now. Good luck guys I hope you’ll adopt our culture and our Filipino food..
I like living in the province it's more practical, you can grow your own vegetables, raise animals and also relaxing away from noise, planning to stay back home for good someday.
That sounds great my friend. Good luck to you. God bless you 😊
your house location is very impressive. You have a view of sea and mountain at different direction.
nice Simple Happy life in the philippines,,,,, Its good you move to philippines😊
Thanks for sharing.
Tell your parents Adam to live in Philippines specially to your place ormoc, place are so nice, clean and out of crowd. They will live longer and stronger.
And they can hire local folks to take care of their parents when get old for cheap.
I thought that I/we would eat more local foods when we settled here. We still eat a lot of local fish, and do eat lots of fruit and vegetables. Because cooking and baking is a hobby of mine, I tend to spend more on imported ingredients for my dishes. It makes for more variety in our diet, but as you say food costs have surely gone up in the past couple of years. Owning your own house does help to cut down on monthly rental costs, but that is not for everyone's lifestyle.
1. Watch this video. Shocking news talaga.
NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI!
th-cam.com/video/4Y_zCe50hcI/w-d-xo.html
@@kimsadaya3452 talaga dapat isama cy ky dilim a para msaya cla doon mgksm
When I go back I’m planning on planting organic veggies and rice so my only expense are the necessities. I’m a very good cook , I love to dream of a nice veggie garden and a small orchard. Since my house is by the beach I can go fishing everyday. I will also raise some chicken for my organic garden and my protein source. My lifestyle will change but to a better and healthier one. I love reading all the comments here because it gives me ideas on how to start a life in the province. I’m happy for this couple, they were able to turn their dreams to reality. I wish you the best!👏🥰
Great video guys. Very informative as I will be living there in a couple of years time. A bit shocking compared to what we pay here in RIP off UK. We should live comfortably over there.👍
Indeed, A real eye opener compared to the UK where the cost of living is rising at an even faster pace. In fairness to the UK we poor taxpayers have to fund the NHS and that costs £136 billion a year. And then there's social care costs, education, higher standards in all walks of life, subsidising public transport etc. Look at UK rail. Since the start of the pandemic our govt has paid £17 billion, according to rail author Christian Wolmar, to keep the network in operation.
I am new here just coming across your channel you have adjusted well and looking forward to seeing more videos . I am currently in the USA and hopefully in next few months .
Good luck and God bless you my friend 😊
Hi family, thank you for sharing a part of your Philippine journey. My Dutch husband and I really want to settle back. Still doing research on costs which we will encounter. We cant wait to be back to my homeland. We are looking for a small house and lot, cant wait for your new blog. Thanks again
Thank you so much my friend. Good luck and God bless you 😊
Maybe it's better to build a house than to buy one.
@@AdamandJanesLifestyle thank you for your advise
Hi good video sharing ur budget and cost of living in Phil.
Great info. Thanks.
That’s so green in the back of your house with Mountain View
I will be in ormoc on the 24th coming to pick up my wife and son to bring them back to Canada. I'm still 11 years from moving there but working on it. God bless
Planning and budgeting is really important..
Well, for most Filipinos, if they (know) have a little bit more, they tend to relax, overlook small things until it accumulated and become big..
Stick with your set plan and budget.. separate the ones for investments/business purposes (you should somehow do it, having passive and active income will help you maintain your lifestyle and maybe level it up for quite some time, just be patient)
Overspending can be managed as long as you know or you can track where it went, through it you'll know what to avoid next, and it might be good to punish yourself a little, like since you overspend, think of it as your debt and you're paying it until everything is balanced again for the next coming months..
Being generous is good, but not everytime.. always be wise..👍
🙏 YES...!!! Just can't Love this comment more enough...!!! ❤️
Never mind the cost just enjoy life,i think living in the province is less expensive specially if you have plants for consumption unlike in the city almost everything cost you a lot.but of curse you have to pay your property tax annually,electric and water supply,foods and Isabella's tuition.you can build tank for rain water so it can be use for watering the garden,for cleaning your kubo.
1. Watch this video. Shocking news talaga.
NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI!
th-cam.com/video/4Y_zCe50hcI/w-d-xo.html
Beautiful view of your place.
that background is awesome
We buy drinking water at my parent's house in the Philippines because we don't want the chlorine taste of water, I think it's wise to buy purified water.
Very informative guys
Nature is so calming specially that intro
Thank you so much my friend. God bless you 😊
Interesting topic, guys! Thanks!
Thank you my friend. The rain has finally stopped so we will be back to our more usual vlogs 😊
Very nice very interesting this is a really great video salamat for sharing with us your subscribers I Love this one
You are welcome my friend. Thank you so much 😊
Hello Jane ..mganda manirahan sa ATIN dba lalo na Lugar natin mag kalapit lang ang brgy natin taga Ormoc din ako..god bless sa inyo both.💖
Nice video and great content! Have you been up to Rizal and Helectogan? Great people up there! Do you get the power rebates from the geothermal plant where you live? You live near one of the world's largest geothermal power plants. A tour of that would make a great video. I love driving in the mountains above you....such beauty. Keep up the good work. I hope to see your family this January when we plan to go back for a month and start the ball rolling on the land we bought. Take care!
Thank you my friend. We have been there many times. Jane's family live there. We will look to visit more and more of this beautiful place now the weather has improved again 😊
I love watching you guys, especially Adams.
Salamat my friend 😊
Put a solar panel to save electricity for your budget or
Very nice to see someone telling about costs of living outside the big cities and tourist areas. Also refreshing to have it in english, not always american :)
A little curious about one thing. Is Ormoc a place where typhoons often hit hard?
Thank you so much my friend. Ormoc has been hit before as has so many places in the Philippines now 😊
great video...thank you for sharing.
You're welcome my friend. God bless you 😊
You can filter water that is best, you far from neighbor and deepwell water is save without flooding in area, that deepwell is save ang sweet in taste that use filter.
Install in kitchen only in purpose in drinking with bypass tapping for washing ang cooking use so that easy to maintenance.
Hi dear Jane and Adam!
Can you please make a video about how you did get to know each other? Where did you meet? Was it love at first sight? Were you married before you got to know each other? You surely know such videos from other channels. I watched all your videos but couldn't find one like such. 😉
Enjoy the life back there. Greetings from Belgium!
Thank you my friend. This we will do soon 😊
The water situation can be an issue for us foreigners that are unfamiliar with the bacteria and microorganisms that the water contains, so a good filter system is a very sound investment indeed. We tend to boil our drinking water and just let it cool in the fridge, so it seems we are always boiling water. ;-) But it saves us a lot of trips to the shop to get water, so we have decided to continue with boiling it.
That’s a good plan my friend. We have several water distilleries close by who sell 5 gallon bottles for 25peso. They are absolutely fantastic and safe to drink. God bless you 😊
Putting that total number of 33,403 PHP into USA dollars assuming a 52 pesos exchange rate comes up to $642.36 per mo. Very reasonable in the province, but in the City like Manila or Cebu that would definitely be higher. We will live in Cebu and we currently have a budget of $1200 per month on rent alone till our house is done. Not sure if that will cut it or not but will see. We do have provision in case it goes over. LOL Thx for sharing.
lol in fact the minimum wage for Filiipinos cant reach 25k a month but still able to live a comfortable life out of it .
Great video guys great content ..you have a beautiful woman ...good for you and enjoy paradise ...and easy way of living
God bless you my friend 😊
It seems like he already adapted everything about Philippines.good for him.
I'm trying my friend. I enjoy learning and trying new things. I love the Philippines and there is no better way to enjoy it by becoming like the great people who live here 😊
@@AdamandJanesLifestyle I mentioned it because of my husband.he likes it here but not everything.
Why don't u buy a solar panel to save in electricity expenses, and u can have lights when there is brownouts.
Yes and solar panel cost is turning affordable nowadays. Im trying to invest one once I am home.
Yes,,like Hungary Syrian, he installed solar in his home.
@@DannyArangale They would also then need batteries.
You mention money transfers , maybe you could do a vlog on that sometime
U can buy motor taxi,motor wd sides,ur wife can drive it for ur transport,it saves for ur daily transport. U save in a long time.
That’s really nice when your property tax is practically nothing . I live here in Southern Cali and my property tax is $$$ 1.2 % of of assessed value. I could live comfortably in the Phil with what I pay for property tax. I’ll be renting first in the Phil till I find the place that I feel comfortable with but My base will always be here.
U can install a solar electric if u want.
Do you folks happen to have a budget for your outdoor garden? We spend money every month procuring orchids, trees and plants seeds etc. etc. for our garden. Some we purchase from local gardeners, and some we buy from Lazada. If gardening is a hobby, that is an expense to consider. Hobbies in general can add to a budget, depending on your interests.:)
Hi, we don't as such but usually dip into savings slightly or use a bit of eating out money to buy the seeds and plants. They are a long term investment which will reduce our costs over the next however many years. It's a hobby but can also save some money too. God bless you 😊
Good morning to you I was watching your video while having my coffee here in province you have simple life and you in the beautiful place right now
I share to you here
We just buy water here to drink it's cost 20 a day
For cooking we use water from rain
And for shower laundry and other water use we have water well and electric is really big one like 800 when sometimes 500 pesos
Good morning my friend. Thank you so much. Great advice and ideas. God bless you 😊
Hi love your work, could you please show the towns and place's to live around ormac and baybay.
Thank you my friend. We certainly will do this 😊
I love u guys be safe always
Try to dig a water in your backyard to save water bill. I think there is...
NICE
GREAT VIDEO ADAM, RESPECT FROM GLASGOW SCO,
Thank you my friend. God bless you 😊
Congratulations
Hi Adam and Jane and Isabella, great video thanks very much. I am waiting to return to the visayas. But being unvacinated I have no idea when? But hopefully 2022. But I always look forward to your vlogs so all the best to you all. 🇬🇧
Hi Jeff. We hope you can travel soon. The requirement for vaccination certificates are slowly being dropped by most shops etc. It might not be too long now my friend. God bless you 😊
@@AdamandJanesLifestyle 🤞🤗
im a new to subscribes ur channel. wow its nice too leave in the province no much to thinkmonthly fee. soon too we wanna go back where i belong too lol. God bless you guys.
God bless you guys too 😊
Great video we are looking for land not shore how big maybe the size you guys have or bigger. Waiting till the end of the year the money to buy is in stocks will sell half to buy take care 👍and happy Easter
That sounds great my friend. We now will start to see more land for sale here to give people an idea. God bless you 😊
Wow that is really cheap, I am terrible with budget. Food is the biggest cost for us and outdoor activities. We will visit as soon as quarantine gets lifted and looking for a place to rent first in Palawan.
Love your channel simple life happy life 👍👍
Thank you. Have a great day 😊
(Smart) is making it simpler and easier for Filipinos to shift their daily activities online powered by the country's fastest mobile data network as it launches the Smart Magic SIM, a limited-edition prepaid SIM that comes with 24 GB no-expiry open access data for only Php399.
Hey Adam. This is what i use for DATA 399 peso for 24G that never expires. Save you a little money on your phone cost. Me and my wife are in Baybay.
Solar is the best thing expensive but it's worth it...no more monthly bill
Hi Adam, I do not know how you can survive the weather in the Philippines without air-conditioning. I tried using an electric fan only to save on our electricity bills but with the heat and humidity especially during summer I could not bear it. We live in the province too.
It’s very easy my friend where we are. Being elevated we are safe from floods and have a great air flow. It’s actually cool in the evenings. Sometimes we don’t even open windows or turn on fans 😊
Everything is very cheap but Electricity is very expensive, we also have a big vacation house in the Philippines and 11 of us came to visit our Electric bill was $1300.00 dollars in the states I have washer dryer refrigerator dishwasher hot water and my Electric bill is $300.00 but I do love it there because I can have servants.my husband and I are both retired but we might visit now and then but he does not want to live there because our grandchildren are here. our house in the states is free and clear with our retirement I know we can retire in the Philippines very comfortably
thank you for sharing you detailed living expenses in PH. may I ask; how did you 'lock-in' the exchange rate from gbp-peso ?
looking forward to your next up and coming videos. I am planning to buy land and build in the Baybay area.
Thank you my friend. We transferred a year's amount of money at the rate into a bank account with easy access 😊
What is gbp?
@@patriciamammarelli3911 it's Great British Pound my friend. The currency in the UK 😊
I think realistically expenses are going to rise world wide in the years to come. Plan accordingly.
Wow! But how can I find one like you to help me develop my small land.... Hehehe! Nice to meet you guys and keep blogging more videos. Take care
God bless you my friend 😊
In the future you should go solar.
Just saw your vid for the first time. Looks nice and cool there, where is it please?
I've decided to come later in the year to have a good look around with a view to retire somewhere warm and cheapish.
We are in Ormoc City in Leyte my friend 😊
@@AdamandJanesLifestyle Thank you, that's very helpful.
For most people in the west any budget requires an income source that is separate from savings..if they give up their jobs,then no early retirement budget for them!
Everyone is different my friend in their attitudes to spending and saving 😊
Yes, Philippines is the best place to retire or live.
Adam,try food in Ph as ur adventure now and then.
having a water tank is a great
Adam and Jane if youant some vegies and fruit in yourgarden you can savemore good luckhere in London the prices went rocket high for every thing including fares and dont know when to stop and i have enough im coming home......
Thank you for the advice my friend. God bless you 😊
Electricity in our country very expensive. Compare in thailand.more cheaper.
Use solar energy...
First
Hi. Thanks for the video. Just saw this one. Where in the Philippines are y'all? I'm selling my house in Texas and moving as soon as it sells. I really like the background of your shot there. No AC is a bonus. Thanks again
We are in Ormoc City, Leyte my friend 😊
I love the area you live in.😍 It's 24 hours from the hospital I'm planning on using. 😥 Hopefully I'll find something like that in the Pampanga or subic area. You are living my dream 😎
Lovely view from your house. How far is closest supermarcet? Rickard from Sweden 🇸🇪
Thank you my friend. The closest is about a 10 minute drive away. Not too far 😊
Mortgage alone here will eat alive $2K plus insurance $200, car loan $500 plus insurance $100, utilities $500. It’s not practical living here in west. They call the people who migrated here the modern day slavery, why because you don’t save any money not even a penny. That’s why most Filipinos around the world had a triple jobs but the problem here is the government will tax you more if you have more income per annual because they limit your income with a certain bracket to be tax and if go overboard on your income they will tax you higher.
Great decision for your family that you moved to a beautiful country like Philippines with £500 budget per month.
Nice budget thanks. How do you fund your life if you are not working?
We will cover this soon my friend 😊
Second
How long where you both living in the UK before you decide to leave and did you leave because your wife was homesick. Did you meet in the UK and then leave the UK for Philippines
Hi Adam I have a house and farm just the other side of kananger village called visares
That's awesome my friend 😊
I think bet😂ter invest on solar and your own water source bury. some pipes on the ground separated from general supply that will help you with the water lastly you have to have source of income the likely candidate is rental properties at least you just collect the the rent living in the Phil its not easy but manageable invest in Phil health and apply for sss anything that can give income in the future. do not terminate your vlog it gives income if your expecting pensions from UK that's good like what I said you have to have pension in Phil apply for. sss voluntary contribution and Phil health
Cheerio mate
Did you transfer your money all in one go, or in smaller amounts?
💖💖
yes po napaka baba lang po cost of living in the Philippines Mabuhay po kayo
Napakababa nga ng cost of living,pero maraming naghihirap😅