Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $250k.
The decision on when to pick an Adviser is a very personal one. I take guidance from Rebecca Lynne Buie to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
My rent increased by 18% to 40k. I thought of then buying a flat in Blr for 90lacs in 2023 As of now the rate is 1.5 cr if you want to handover without possession. Whatever this guy is saying may be true for Tier2 or 3 cities. Also, I had 50+ Lacs in savings to buy 90 lacs worth of house. Planning to take 40 lacs of loan now with all my mutual funds intact. Take the information by these finfluencers with a pinch of salt and tequila. Staying in your own home gives you a peace of mind and lets you sleep well
It was an incredibly informative and entertaining session, made even better by the dynamic and charismatic host, Aman Kapoor. His energy, wit, and engaging style truly set the tone for an amazing experience. What an exceptional host!
He said. I am doing budgeting since 11th std. Next minute he says 2k ki SIP cut rahi thi mujhe pata hi nahi chala…. Contradicting his own statement, if you are so smart in budgeting then how you didn’t understood about this 2k each month. He is just another guy giving gyan and creating personal branding.
Everyone will make a nice narrative story when they achieve success. Even.big bulls who did lot of insider trading later in their life came up with value investing blah blah. Sab log wahi hai bhai.
Logo ko udhar dene se mei ab bachna pasand karunga meri income hai 45k magar meine market mei apne jode hue paiso mei se 10 lack rs udhar diye hain 3 jagah aur abhi mere pas bilkul paise nhi bache par haan mei jo kama raha hu vahi hai bas ab mere paise jaise jaise khulte jayenge mei apni sip chalu kar dunga ye cheez to samagh agayi sanjay sir se meri age 38 hai to 55 tak bhi mei kar jata hu to bhi acha return nikal paunga...
Stop calling top 1 percent people. You wont get real life experiences. Even if he had not done sip he would have still be quite alright with his salary. Call common man who really made it because of sip.
Great content, as always! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Sir i have a question , that if market constantly give returns in negative for 5 years continuously then how swp will help while sip keeps decreasing ? How much percentage tax will be given if we monthly draw as per SWP.
Jo profit hua hoga uspe ltcg lagega chahe market negative kyun na ho....if you want to maintain your mutual fund fund then jis month market negative ho tab redeem mat karo ya kam redeem karo then marekt positive ho tab thoda jyada redeem kar len😊a
This guy is faking everywhere... If I once confirm my portfolio then why do I need all of this sessions.. either he is not giving clarity or else making money with subscription
If u will invest big amount in SIP or in mutual fund .Pay taxes. Whereas Purchasing of land not includes taxes.Like Capital gains.He always focus on Sip & mutual fund .Even his father does not listen to him .He keeps buying land and do any other investments.It is not sure when u need money u will get capital appericiation.
Why does INDmoney invite dubious people to their show and interview them? The founder is a former country head - Google India. I had better expectations.
Sir, have Groww and angel one increased their charges? Will INDmoney also increase its charges? I do a daily SIP of ₹120, and Groww has started charging a minimum fee of ₹2.
arre bhai bss band kro.... Ye banda har podcast pa same hi baatein bole ja raha hai and ye sare podcast wale ye saari chizein same record kare ja rahe hain... IND money khud ek scam jaisi company lagti hai.. Isne jo btaya wo humein pta hai... maaf kro ab please
Aisa koi baat nahi hai...loan la ka bhi..apne aset bara sakte hai...loan la ke ghar lane ka keya problem...ghar lake rent pa da dijiya...jo rent aayega ussa EMI dijiye...or har saal kuch kuch kar ka...loan close kijiye...apka bad me ya aset ban jayega
This was more of entertainment rather than any meaningful advice. You can listen endlessly but ultimately it should add some value & knowledge about investment. Hollow talks has no meaning putting bis misleading captions
His insights are right but we all know he is selling himself as a content creator and influencer. He is making avenues for income for himself. Saw some of his videos. Nothing new. Everything is already there in some form or other. Also in every podcast and discussion he repeats same thing which is not wrong but not creative either.
यह नहीं बताया कि active income कितनी है ।इसलिए इनका discussion किसी के उपयोगी नहीं लगता है। Compounding की power को inflation के reference में explain करते तो कुछ बात clear होती।
Or ek baat yaad rakhna dosto sab log paisa nhi kama sakte hai mutual fund se history dikh lena bade log share ko fluctuating karte hai apna paisa nikal k market ko gira dete hai . or ambani aya adani ka paisa duba hai to iska matlb ye nhi wo road ler aa jaygi likin ager tumhar 2 0se 30 % bhi gira na to pata chal jayga kya hota hai mutual fund bolne me achaa lagta hai kisi ka 50lac ka corpus ager 10 se 15 lac kam ho gaya to uska kya haal hota hai wahi bata sakta hai 😂😂😂
Absolutely nonsense these are completely waste of time …live life bro…what did you enjoy??? Ganta???no need to be accountant in life you got to live too
Jaroori nahin hai but agar tum continue 3 month payment nahin kiye to SIP pause ho jayega , so don’t time the market just invest regularly what you can afford
Mutual fund is a market derivative and you are putting money in MF when Market is down trend , kya phoonk ke aaya hai.Logon ko chutia bana raha hai.Dont believe him
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $250k.
@@LucasBenjamin-hv7sk I’ve been worried sick about the current state of my portfolio, who is your advisor?
The decision on when to pick an Adviser is a very personal one. I take guidance from Rebecca Lynne Buie to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.
My rent increased by 18% to 40k.
I thought of then buying a flat in Blr for 90lacs in 2023
As of now the rate is 1.5 cr if you want to handover without possession. Whatever this guy is saying may be true for Tier2 or 3 cities. Also, I had 50+ Lacs in savings to buy 90 lacs worth of house. Planning to take 40 lacs of loan now with all my mutual funds intact. Take the information by these finfluencers with a pinch of salt and tequila. Staying in your own home gives you a peace of mind and lets you sleep well
It was an incredibly informative and entertaining session, made even better by the dynamic and charismatic host, Aman Kapoor. His energy, wit, and engaging style truly set the tone for an amazing experience. What an exceptional host!
Thanks for your kind words 😊 Don't forget to check out our other videos!
He said. I am doing budgeting since 11th std. Next minute he says 2k ki SIP cut rahi thi mujhe pata hi nahi chala….
Contradicting his own statement, if you are so smart in budgeting then how you didn’t understood about this 2k each month. He is just another guy giving gyan and creating personal branding.
Agree..80% of this are framed to weave a story
Yes, you are 💯 percent correct.
Dono baat sach hai... Lekin uski budgeting bahot kharab thi... Bass 😊😂
@dharmeshsonagara5532 😃😃😃
Everyone will make a nice narrative story when they achieve success. Even.big bulls who did lot of insider trading later in their life came up with value investing blah blah. Sab log wahi hai bhai.
Thanks 🙏 IND money and Sanjay sir, Hoping continious cooperation in this investment journey.
I m already in love with Sip .its never too late to build ..I jst think 10 times in a day of sip jst make more n more ❤
Excellent perspective and insight for the youngsters, must watch interview for all.
Excellent Sanjay have a great financial journey have to certainly clone you for making more exponential growth.
Logo ko udhar dene se mei ab bachna pasand karunga meri income hai 45k magar meine market mei apne jode hue paiso mei se 10 lack rs udhar diye hain 3 jagah aur abhi mere pas bilkul paise nhi bache par haan mei jo kama raha hu vahi hai bas ab mere paise jaise jaise khulte jayenge mei apni sip chalu kar dunga ye cheez to samagh agayi sanjay sir se meri age 38 hai to 55 tak bhi mei kar jata hu to bhi acha return nikal paunga...
IndMoney don't loose the your reputation by calling any serial podcaster guy who's try to sell his webinar . This guy appears in every podcast.
Y tu tu f6 a r
Right
Ììoʻ
He is busy branding himself.
I do same as sir said 80% I put in mutual fund and with 20% I do trading and every month I lost that 20%..
Entertainment over lifestyle, lifestyle over entertainment 😮
90% corporate ppl leaving on paycheck to paycheck
Need vs want, nicely described
Deepinder Goyal sir ji❤❤
Sanjay bhai ❤
Dear sir 🙏. Sir plz provide written chapters if necessary (possible)
We have added the chapters 😊
@INDmoney ,pahele 5_20 minute tak nahi deekh rahaa Tha.ok thank you sir 🙏
Very informative session.
Is there any better strategy of Mutual Fund investing other than SIP.... If yes... Then please make a video on that strategy...
As an broken guy i feel inspired😊
i am sure this NOT sponsored , usfull vedio. Thanks.
Experience and confidence reflects in his personality.
Apne baccho ke liye Ghar jarur le Lena bhaiyon. Chahe chota hi ho. Chahe city se door hi ho. Shanti se rah to payenge
Hmm
Absolutely 💯 Correct.
😅😅😅
Stop calling top 1 percent people. You wont get real life experiences. Even if he had not done sip he would have still be quite alright with his salary. Call common man who really made it because of sip.
Disagree. All have the right to dream.. Not all crore-parties were.born rich
@@kumarpradeep6668agreed
Just read about him, every one starts from that 1 rupee
❤ 4:06
Aaj Ap kisi ko apna paisa do na to wo apke emotions ke sath khelta hai 👏😌👏
Great content, as always! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Lot of substance,very practical and fun as well.
Compounding is fact but patience is not easy😅
@sanjay bhai speaks at 1.5X Speed. Damn!
I like it❤❤
He is giving little Ashneer Grover Vibes. Thoda Nawabi Attitude. 🤠
Sir kya index fund me swp kar sakte hai
Swp agar accha h to ek question ka answer do ki agar market 1 saal tak ek hi jagah par Rahi to ulta hum minus me aajayenge 😅😅😅
Jab mil baithenge tin yaar...aap , mai aur compounding topic......
SWP is powerful, but SWP ke liye utna bada portfolio bhi to hona chahiye :(
Sir i have a question , that if market constantly give returns in negative for 5 years continuously then how swp will help while sip keeps decreasing ? How much percentage tax will be given if we monthly draw as per SWP.
Jo profit hua hoga uspe ltcg lagega chahe market negative kyun na ho....if you want to maintain your mutual fund fund then jis month market negative ho tab redeem mat karo ya kam redeem karo then marekt positive ho tab thoda jyada redeem kar len😊a
The person is Zomato founder deepender goel
SWP agar galat funds pe laga diya toh kya hoga?
Swp k liye best fund bhi bata do bhaisahab
What is SWP?
Systematic withdrawal plan
SWP is systematic cheating 😒
Most of what he said is true but he seems to have been thinking that ‘अपुन ही च भगवान है ‘
home loans when judiciously used can be taken very well.
Abhi adhiktar log sip kar rahe hay to kya abhi bhi sip karana thik rahega ya aur koi investment plan thik rahega
This guy is faking everywhere... If I once confirm my portfolio then why do I need all of this sessions.. either he is not giving clarity or else making money with subscription
He showed his groww portfolio
Atleast telling things of use
And where i invest
Sir best Mutual fund kon sa hai 2025 ke lie
How can I do SWP with ELSS Fund? Please suggest
If u will invest big amount in SIP or in mutual fund .Pay taxes. Whereas Purchasing of land not includes taxes.Like Capital gains.He always focus on Sip & mutual fund .Even his father does not listen to him .He keeps buying land and do any other investments.It is not sure when u need money u will get capital appericiation.
No point in calling such people. No big deal making that money if he is able to put SIP of 4 lakhs a month.
This talk is unrelatable to most.
What about tax on gains does the math remains same ?
🔥
.... How low u can live your life...
Very true
Love your conversations
26:00
Why does INDmoney invite dubious people to their show and interview them? The founder is a former country head - Google India. I had better expectations.
They are calling chapri youtubers
Don't bluff that you did n't 😂 know rs 2000 you might know even rs 2 debited from your account
If you don't do SWP,without experience then why do you suggest others
SWP is systematic cheating 😒
Sir, have Groww and angel one increased their charges? Will INDmoney also increase its charges? I do a daily SIP of ₹120, and Groww has started charging a minimum fee of ₹2.
Month me 1 baar transaction Karo......Rs 20+ GST or lesser is charges.......
arre bhai bss band kro.... Ye banda har podcast pa same hi baatein bole ja raha hai and ye sare podcast wale ye saari chizein same record kare ja rahe hain...
IND money khud ek scam jaisi company lagti hai..
Isne jo btaya wo humein pta hai... maaf kro ab please
He has started selling courses
Yahi to strategy hai😂😂😂😂😂
Aisa koi baat nahi hai...loan la ka bhi..apne aset bara sakte hai...loan la ke ghar lane ka keya problem...ghar lake rent pa da dijiya...jo rent aayega ussa EMI dijiye...or har saal kuch kuch kar ka...loan close kijiye...apka bad me ya aset ban jayega
Why not take a car loan instead of outright buying it. It is the cheapest loan out there
He was earning 1Lakh per month in 2008 and ignoring 2k per month, thats's kinda sus
This was more of entertainment rather than any meaningful advice. You can listen endlessly but ultimately it should add some value & knowledge about investment. Hollow talks has no meaning putting bis misleading captions
First invest in yourself, then invest in funds 🎉🎉🎉🎉
Kabhi portfolio bhi dikha diya kro...
Correct
Sanjay real protfilio deka de bhai
Content is grt but English or subs ll help
His insights are right but we all know he is selling himself as a content creator and influencer. He is making avenues for income for himself. Saw some of his videos. Nothing new. Everything is already there in some form or other. Also in every podcast and discussion he repeats same thing which is not wrong but not creative either.
❤❤❤❤
ye compair karta ha doosre se jinki return stocks hold karne se aai ha or khud mutual fund ki baat karta ha
34:00 deepinder goyal ceo of zomato
बोर हो गए भाई इसकी घिसी पीटी और repeat repeat बातो को सुन सुन कर पर ये बंदा बोर नहीं हो रहा बार बार एक ही बाते बोल बोल कर।
😅😅😅😅😅
Bewareof him. Bada business main tha joh chor company hai. Sab isse iska PnL maango
How r u managing income tax?? I think u r paying 4-5L tax. At time of withdrawl u wil pay 12.5% LTCG.
Yeh btao tau Plat Kharidne mai Kya. hota Hai
he is talking about elon musk that 20lakh deposit job
Ab meri age 40 hai aur agar me aaj 1 lakh rupees mahine ki sip karta hu 12 saal tak to mujhe Kitna milega please tell sir
3.22crs 12% cagr 4.04crs in 15% cagr 👍
@NavaneethaKatike
Sir kaha karu invest sip me
@@mashroorahmad483Tata small cap, franklin multicap
I bought IREDA @ ₹202 today.
@mansoorshiekh5275 Direct debit card ka pin manglo Bhai sahab.
Zomato depender goyal is that person For job opening 34:00
Sir please advise for investment per monty 15000
Monthly 15,000?
यह नहीं बताया कि active income कितनी है ।इसलिए इनका discussion किसी के उपयोगी नहीं लगता है। Compounding की power को inflation के reference में explain करते तो कुछ बात clear होती।
A gaya yeh kadka jo har channel pe alag figures batata hai lekin baat same karta hai. This Sanjay Kathuria is a scam artist.
Exactly!!
45k main bol raha tha pehli SIP ki
Abhi bol raha hai 1lac
Bada business main tha
Scammer toh hoga hi
Easy Trip Planners Ltd @17 Rs.
Or ek baat yaad rakhna dosto sab log paisa nhi kama sakte hai mutual fund se history dikh lena bade log share ko fluctuating karte hai apna paisa nikal k market ko gira dete hai . or ambani aya adani ka paisa duba hai to iska matlb ye nhi wo road ler aa jaygi likin ager tumhar 2 0se 30 % bhi gira na to pata chal jayga kya hota hai mutual fund bolne me achaa lagta hai kisi ka 50lac ka corpus ager 10 se 15 lac kam ho gaya to uska kya haal hota hai wahi bata sakta hai 😂😂😂
You sound good😂😂😂
Bro his per month investment is more then general public annual salary so this will not going anywhere
We live in the USA, and our monthly SIP contribution is 8.5 lakhs. It is doable if you can work outside India for few years.
@@kal8109not valid for most
Cagr + Averaging pillars of MF
👌👌👌👌👌🌹
1 rs 10% growing rate for 1 year with 252 compound day is
63,65,16,59,51,27,188.90
Sir I am RESTART AAJ ABHI SE KAR RAHA HU
wht are u calling this giuys , who just wanted sell course
Sir 100
Option selling course ki advertising karke khud SIP kar rahe😂😂
Power of Compounding... #compounding #MutualFunds #sip4wealth
th-cam.com/users/shortsh5pbVOPN3WI?si=5B_cv5NQp5aYexN_
Jitne bhi podcast krta h unme same bat krta hai ,
ind money walo host badlo , dang ke question hi nahi kar raha hai..
Bus karo kathuria saab thak gaye...6cr sunn sunn ke bhai😂
PnL mangwa lo sab clear ho jayega
Investing rakho side ,itna paisa late kaha se ho
Absolutely nonsense these are completely waste of time …live life bro…what did you enjoy??? Ganta???no need to be accountant in life you got to live too
Please stop make people fool.
Jungle mein sunder ladki chudail hote hai😂gd line
Kya har month SIP, main Paisa daalnaa jaruri h pl reply
nope
Jaroori nahin hai but agar tum continue 3 month payment nahin kiye to SIP pause ho jayega , so don’t time the market just invest regularly what you can afford
usse discipline build hota hai, jab market girta hai, tab jyada paisa dalo
Mutual fund is a market derivative and you are putting money in MF when Market is down trend , kya phoonk ke aaya hai.Logon ko chutia bana raha hai.Dont believe him
Ye Insaan apna course bechne aaya hai 😂.
Mujha lgta hai Ambani vi nhi krta hoga