In last 10 years, i invested 75 lac in 3 properties, i earned rentals of 50 lac and the properties now worth 120 lac ... meaning i made 170 lac from 75 lac ... but if i had invested in USD ... i might have 260 lac today ... and if i had invested in Gold ... i might have 390 lac today ... so property is a waste of money in Pakistan ...
That’s why military leased the country to their known trusted criminal partners in politics. As long as criminals remain in power Pakistan has no chance, don’t listen to real estate experts they always gonna be positive because they have stakes in the business.
If you’d invested in equities, you’d have made dividends of over 100 lacs + the value of the equities today would be roughly 300 lacs - if invested in good blue chip stocks.
Clearly this man is mainly experienced in "files" wala kaam only rather than actual off-plan projects. Failure and decline of real-estate in pakistan or any other place is directly linked to foreign exchange variations and alternative markets (in our case Dubai and Saudi).
Bhai mein ne Islamabad CDA ki jo cheez dekhi hai 2021 mein jo jo ghar 6 to 7cr ka tha woh last year 2023 mein 18cr k kareeb demand kr rahe bain aur ab wohi same ghar 16cr pr aa gaya hai aese hi bhut si examples hain 16 marla E-11/2 mein ek ghar 5.5cr ka tha 2021 mein 2023 mein wohi ghar gradually apni demand increase krte krte 10.5cr tak gaya hai aur aaj bi wohi ghar sale nhi howa aur demand uski 9.25cr hai Actually mere hisaab se property ki itni worth honi nhi chaiye yeh ek hawaa barhi hui hai bubble yeh phatna to tha to yeh phatega inshallah
Property prices are not declining. They are stabilizing to their actual value. Still most people of Pakistan cannot afford real state. So property prices must further fall so that more people can afford.
This property business has destroyed fertile agricultural land of Pakistan. This business should be highly taxed so that this file business is finished.
Digital Property Ownership Platforms like DAO prop tech should also have been discussed. Fractional ownership answers your 70k per month salaried persons property ownership dreams.
Right now, end buyers are in benefit. Since investors are completely out and people who are in desperate need of liquidate their assets want to sell at any cost. So in this condition, end buyers can benefit and bargain. End buyers nowadays don't fall for asking price, they have realized that this seller is desperate and will flip their property even at a very lower price compared to what they're asking. So i think now it's the time to buy constructed property.
Pakistan real estate market is not worth the investment. No electricity, gas or clean water. So you are constantly investing in tankers, gas cylinders and generators. It’s like the costs are never ending. Unless you plan on living in a particular location for the rest of your life (most ppl are not since they are looking to move abroad) it is simply not worth it.
I am also one of the victim of housing society Faisal Hills. I have paid all the installments against my file, but the society has not yet acquired the land. I can never think to jump back into real estate.
Lease ho ya na ho transfer pe tax lazmi dena hta hai seller aur buyer ko Dc value ka 3% filer ko aur 6% late filer ko, non filer ki category ab govt khatam kr rhi hai
Always hire legal adviser specialize in real estate to verify legality of all papers produce by builder.small fees paid to expert will save you from future fraud or illegality.
UAE is known for its well planned infrastructure, they have invested as per their plan, unfortunately we don't have even urban planning in city of lights even, so please stop! selling this that we could have a real estate based economy, Yes! that is true we have a lot of potential in this sector, this sector can be contribute well in economy of Pakistan. Pakistan zindabad!. By the way this man Loves his job that why he has good knowledge about his profession👌👍
Mr. Faisal, please include a talk show on Legal ways to transfer Pak Rupees in UAE Dirham or Turkish Lira and invest in Dubai etc. for businesses and reinvest profits in Pakistan.
If Investors were pumping the markets then how will the end user ever save money to ever buy cuz the investors want the prices to keep on climbing. The market moves around the earning to purchase parity of the end user the real estate has a lot more room to fall further before it reaches the purchase parity of the end user don’t get fooled this guy is looking out for the investors and not the actual future inhabitants of the property across the board the current user of the houses are getting old and in the next 5 years lots of old people will die there is a wave of constructed houses coming into the market. Get ready for a further 50% drop inshallah
Questions are poorly asked. They do not seem in sync. Though the guest have tried his best. Wish some good questions were asked on this very important topic from Shabar Zaidi Sab
The problem in kachristan is that the deeds are not clear As an investor, I cannot buy with confidence We need to clear these issues and then the market will be better off
Nee society development me fruad hota he.idaray involve hote hen jb mall bik jata he tab announcement aati he k is society me deal na karen ye illegal he
The guest speaker is mixing too many factors together when discussing real estate investment in Karachi. There are several reasons for the downfall of the real estate market in Karachi and across Pakistan, including: political instability and the associated economic decline, pessimism about Pakistan's future, financial and physical insecurities, higher ROI in other investment sectors compared to real estate, the influence of builders and developers' mafia and their broken commitments, the increase in taxes on property buyers, and especially Karachi’s diverse and complex nature.
Bhai end user marr gya hai ap punjab me chotti societies utha ky dekh len jin me atta hi end users tha. Woh band parri hain. Koi customer nahi. End user ki capacity hi nahi rhi inflation ne kamar torr di hai. Unse rotti nahi porri hoti plot ya ghar kahan se le fa
Alhamdulillah I hope and pray that the real estate sector should go down more so that the real inhabitants or end users should buy those homes as currently the prices are so much high that if a person starts to save 50,000 per month to pay off the down payment of 2,500,000/- it will take 50 MONTHS WORTH OF SAVING FOR THAT PERSON and after 04 years the price increases more and more so it’s a cat and mouse game for an ordinary person, the Govt should restrict this sector and should encourage big investors to invest in industries and production sector which will not only create jobs but will decrease inflation and will help Pakistan to export more as well because empty plots are worth nothing warna qabristan bhi mehengay hotay further, the guest is only interested in making his investors more rich and giving false info he is just a marketing guy who only cares about his DALALI commission in addition the trade in real sector is also against teachings of ISLAM as our deen teaches us to not horde money but keep it in circulation.
Kiun bhai wahan kiun nhi down, poray mulk mn property down hai...sab kehnay ke batain hain when you try to sell something then you will know. Mangnay ka kia hai, log 2 cr ke cheez ka 5cr bhi mang laitay hain
sorry to say but this person is not logical bhai 30 hazarr tho bill hajatha hai logo ka bijli ka jp 70 hazar kamatha hai wo 2024 meh kuch bhi nahi hai bhai kuch bhi nahi
I find the view to be skewed and flawed and not at all reflective of ground realities. The mindset on display showcases how different definitions and views are from the rest of the world. Speculation is confused with investment, dollar indexed returns for overseas Pakistanis conveniently forgotten and the black money factor missed along with comparison of global tax regimes. The views are simply not consistent nor compatible with the realities of many overseas Pakistanis...the crowd that actually is the main engine/source of injection of wealth and funds into various markets
Oh yar ya 70+ industry ko list down karo. What is the source, reference, research etc.? Plots and File buy and sell may konsi industry ka faida hota hay.
@@RaftarNow then this should have been the first video albeit 2 min.. magar explainer why there are 2 raftars.. My first thought was.. team mai larare hogaye.. coz channel.hit hogaya so ab 2 raftars hain. Good luck guys. Doing amazing and brave job
this industry sucked in all local investment, Government should force these people to build houses and then give on mortgage so that middle class can benefit who get exploited by cunning dealers and greedy landlords
I understand the concern about black money in real estate, but it also plays a major role in economic growth-creating jobs, boosting industries like construction, and driving investment. With new regulations, there’s more transparency now, reducing such issues while still supporting economic development.
Incredibly uninformed guest that has nothing of substance to add to this conversation. He is only concerned with speculative investment where 'investors' use this market as a means of gambling their money for quick returns . Projects in Pakistan are quick get rich schemes that prop up empty buildings that are ultimately not used by anyone since there is only a limited number of super rich people who already have multiple homes. The real questions are why there is zero housing development for poor and middle class Pakistanis? Why is there no mortgage market in Pakistan? Why are our cities growing horizontally and not vertically? Why are there private housing societies in Pakistan? Why is there no taxation or penalties for holding files or constructing empty buildings? Why are there so many people that live on the street in Pakistan? This person does not know and is not interested in these questions either.
Builder real estate majority fraud kar rahe hai isliye log property me investment na hone k barabar hai baki podcast me sirf topiya hai koi haqeeqat nahi
In last 10 years, i invested 75 lac in 3 properties, i earned rentals of 50 lac and the properties now worth 120 lac ... meaning i made 170 lac from 75 lac ... but if i had invested in USD ... i might have 260 lac today ... and if i had invested in Gold ... i might have 390 lac today ... so property is a waste of money in Pakistan ...
That’s why military leased the country to their known trusted criminal partners in politics. As long as criminals remain in power Pakistan has no chance, don’t listen to real estate experts they always gonna be positive because they have stakes in the business.
If you’d invested in equities, you’d have made dividends of over 100 lacs + the value of the equities today would be roughly 300 lacs - if invested in good blue chip stocks.
Do you have flats as rentals.
Speculation is not a good thing.
How about Islamabad property value? Near airport
Real state investment in pakistan is so sinful that you are making land expensive for the middle class and not allowing them to have their homes
very valid point.
Clearly this man is mainly experienced in "files" wala kaam only rather than actual off-plan projects. Failure and decline of real-estate in pakistan or any other place is directly linked to foreign exchange variations and alternative markets (in our case Dubai and Saudi).
The best thing about DHA is that record is well maintained and you cannot fraud on plots
very instructive; it's been a while since I've seen someone discuss gently and accurate facts.
Bhai mein ne Islamabad CDA ki jo cheez dekhi hai 2021 mein jo jo ghar 6 to 7cr ka tha woh last year 2023 mein 18cr k kareeb demand kr rahe bain aur ab wohi same ghar 16cr pr aa gaya hai aese hi bhut si examples hain 16 marla E-11/2 mein ek ghar 5.5cr ka tha 2021 mein 2023 mein wohi ghar gradually apni demand increase krte krte 10.5cr tak gaya hai aur aaj bi wohi ghar sale nhi howa aur demand uski 9.25cr hai
Actually mere hisaab se property ki itni worth honi nhi chaiye yeh ek hawaa barhi hui hai bubble yeh phatna to tha to yeh phatega inshallah
This market is very favourable for end user.I think invester spoil the market for end user
کس کس نے 1.5 کی سپیڈ کے ساتھ اس ویڈیو کو دیکھا؟
Itni light video bhi nhi,
1.75 speed😀
Sameer very well explained!
Well-explained and straight to the point
Wahh rey sameer 😍
Well said❤❤❤
Too good, bohat realistic baat ki haii.
May nay ak famous economist ka podcast suna tha inho nay kaha tha kay property ki condition abhi theak nahi ho gi
Property prices are not declining. They are stabilizing to their actual value. Still most people of Pakistan cannot afford real state. So property prices must further fall so that more people can afford.
When someone has to say "Sach bata raha hoon" before saying the sentence, makes you wonder what times he was "Jhoot bata raha hoon"?
Hahaha that was very intense.
Karachi ki language he.. And nothing else 😄
Hahaha…I came here to comment exactly the same thing and found your comment already! 😁
Yea when he wanted to pump a society to the investors hahahah
Very informative and well-presented
Good coverage of topic
Very well explained and excellent podcast ❤!!
This property business has destroyed fertile agricultural land of Pakistan. This business should be highly taxed so that this file business is finished.
Informative ❤
Rental income is best business.
Digital Property Ownership Platforms like DAO prop tech should also have been discussed. Fractional ownership answers your 70k per month salaried persons property ownership dreams.
Right now, end buyers are in benefit. Since investors are completely out and people who are in desperate need of liquidate their assets want to sell at any cost. So in this condition, end buyers can benefit and bargain. End buyers nowadays don't fall for asking price, they have realized that this seller is desperate and will flip their property even at a very lower price compared to what they're asking. So i think now it's the time to buy constructed property.
Well done bro
Pakistan real estate market is not worth the investment. No electricity, gas or clean water. So you are constantly investing in tankers, gas cylinders and generators. It’s like the costs are never ending. Unless you plan on living in a particular location for the rest of your life (most ppl are not since they are looking to move abroad) it is simply not worth it.
Good housing socities have no issues above like you mentioned. Thats why its also expensive
@@muhammadnafay3127 good housing societies can also be built on illegally purchased land. So there is always that risk.
@@SyedAhmed-ng1wy If the housing society is owned by untouchables then that risk goes away. Truth but sad
Good analysis
I am also one of the victim of housing society Faisal Hills. I have paid all the installments against my file, but the society has not yet acquired the land. I can never think to jump back into real estate.
@RaftarNow most of the time you didn't mention the guest's name in title, I think it's not fair please consider my suggestion
It's big opportunity to investment now bcose houses 🏘 apartments flate plots shops prices are low and down.
Now the DC's office digitalized.
All the lease and deeds are system/ computer based.
❤❤
Great
Plot selling should not be allowed, builders should build houses and sell them
But y..?? Not everyone can afford a house ek dm se.. plots are much cheaper..
Today u buy 10 lac after 10 years pproperty sale 20 lac
Lease ho ya na ho transfer pe tax lazmi dena hta hai seller aur buyer ko
Dc value ka 3% filer ko aur 6% late filer ko, non filer ki category ab govt khatam kr rhi hai
Put property on block chain and rest will be history.
Always hire legal adviser specialize in real estate to verify legality of all papers produce by builder.small fees paid to expert will save you from future fraud or illegality.
Very valid point.
What if the legal expert or notary himself is a fraudster? ❤❤
From where
my man is like
sach btaoon to, Haaaann!!! ziada bura hai lkein kuch acha acha bhi hai
UAE is known for its well planned infrastructure, they have invested as per their plan, unfortunately we don't have even urban planning in city of lights even, so please stop! selling this that we could have a real estate based economy, Yes! that is true we have a lot of potential in this sector, this sector can be contribute well in economy of Pakistan. Pakistan zindabad!.
By the way this man Loves his job that why he has good knowledge about his profession👌👍
Mr. Faisal, please include a talk show on Legal ways to transfer Pak Rupees in UAE Dirham or Turkish Lira and invest in Dubai etc. for businesses and reinvest profits in Pakistan.
❤
true facts about ABAD shukar sac tu bola
ہر بات پر سچ بتاؤں
😅
Please always add chapters
If Investors were pumping the markets then how will the end user ever save money to ever buy cuz the investors want the prices to keep on climbing. The market moves around the earning to purchase parity of the end user the real estate has a lot more room to fall further before it reaches the purchase parity of the end user don’t get fooled this guy is looking out for the investors and not the actual future inhabitants of the property across the board the current user of the houses are getting old and in the next 5 years lots of old people will die there is a wave of constructed houses coming into the market. Get ready for a further 50% drop inshallah
Tabhi toh gareebo ko ghr banana mehnga pargia 😅
You have discussed all the sea front projects except Creek Marina which is lingering on since last almost 20 years with no sign of hope.
Property market became casino market
Poor people are exploited because of this casino business
Its good that it's collapsing
Files ka fraud bhi societies ne he start kiya tha. On ground land thee nhi aur files sell kerna start ker de.
Two days ago BTK leased has been restored😂
Questions are poorly asked. They do not seem in sync. Though the guest have tried his best. Wish some good questions were asked on this very important topic from Shabar Zaidi Sab
Can the real estate advisor discloses whom are his clients. Picture sari clear hojayegi source of income kahan se ahrahe hay
Location. Location. Location.. and nothing else. Location is always created by the govt whereas the developers traps with silver tongue
Yeh pakistan nhi.. india. Me bhi real estate ka bura haal hai.., bank intrest se bhi kamm return hai...
12:15 District Commissioner nahi District Collector.
No problem easy to understand
All overseas pakistanis stop buying any property plot or land save your children future .
I want to know where price drops 🤔
Everywhere, do not trust the asking price. Jab buyer he nhi hai market mn tou ap negotiate ker saktay hain
Bhai jahan jahan questions kartay hain wahan timeline mae mark bhi karen ta k directly desired answer sunlen hum.
Yess!!
The problem in kachristan is that the deeds are not clear
As an investor, I cannot buy with confidence
We need to clear these issues and then the market will be better off
Yes and that you can easily check the credibility of the deeds via different people of the market.
You are a hater from India, I hate people who hate without knowing the country and ground-base realities. ❤❤
@@volkergiesbrecht5829 I am not from India
I am from kachristan unfortunately
Ye 1st question please shabbar zaidi se bhi kerna
Nee society development me fruad hota he.idaray involve hote hen jb mall bik jata he tab announcement aati he k is society me deal na karen ye illegal he
The guest speaker is mixing too many factors together when discussing real estate investment in Karachi. There are several reasons for the downfall of the real estate market in Karachi and across Pakistan, including: political instability and the associated economic decline, pessimism about Pakistan's future, financial and physical insecurities, higher ROI in other investment sectors compared to real estate, the influence of builders and developers' mafia and their broken commitments, the increase in taxes on property buyers, and especially Karachi’s diverse and complex nature.
This is a DHA and Meinhardt project
DHA Karachi ki values neeche giri hain lekin baqi se kum
oo bhai pakistan me to real estate ke bhi juari aur traders hain 😭 hamare yanha to sirf stocks ke traders hote hian.
What are your comments about saadi Garden ?
Stock exchange main hi pasa lagna chaye gold main karo
Bhai end user marr gya hai ap punjab me chotti societies utha ky dekh len jin me atta hi end users tha. Woh band parri hain. Koi customer nahi. End user ki capacity hi nahi rhi inflation ne kamar torr di hai. Unse rotti nahi porri hoti plot ya ghar kahan se le fa
Alhamdulillah I hope and pray that the real estate sector should go down more so that the real inhabitants or end users should buy those homes as currently the prices are so much high that if a person starts to save 50,000 per month to pay off the down payment of 2,500,000/- it will take 50 MONTHS WORTH OF SAVING FOR THAT PERSON and after 04 years the price increases more and more so it’s a cat and mouse game for an ordinary person, the Govt should restrict this sector and should encourage big investors to invest in industries and production sector which will not only create jobs but will decrease inflation and will help Pakistan to export more as well because empty plots are worth nothing warna qabristan bhi mehengay hotay further, the guest is only interested in making his investors more rich and giving false info he is just a marketing guy who only cares about his DALALI commission in addition the trade in real sector is also against teachings of ISLAM as our deen teaches us to not horde money but keep it in circulation.
Acha hai investor out hai 😂
please update syed sameer hasmi TH-cam Channel link Thanks
youtube.com/@lifeofarealtor
Punjab main 25% tax hay... 1crore per 25lakh tax plus rishwat 1lakh.
Fraud abhi bhi ho raha he new society development k nam pe
Bhai apka qabza nhn hua na is lie 15 saal purana masla lag raha hy abhi bhi ho raha hy zoro shor sy.
DHA or askari may koi noksan nahi hova
Kiun bhai wahan kiun nhi down, poray mulk mn property down hai...sab kehnay ke batain hain when you try to sell something then you will know. Mangnay ka kia hai, log 2 cr ke cheez ka 5cr bhi mang laitay hain
sorry to say but this person is not logical bhai 30 hazarr tho bill hajatha hai logo ka bijli ka jp 70 hazar kamatha hai wo 2024 meh kuch bhi nahi hai bhai kuch bhi nahi
Developers max are fraud
I find the view to be skewed and flawed and not at all reflective of ground realities. The mindset on display showcases how different definitions and views are from the rest of the world. Speculation is confused with investment, dollar indexed returns for overseas Pakistanis conveniently forgotten and the black money factor missed along with comparison of global tax regimes. The views are simply not consistent nor compatible with the realities of many overseas Pakistanis...the crowd that actually is the main engine/source of injection of wealth and funds into various markets
Oh yar ya 70+ industry ko list down karo. What is the source, reference, research etc.? Plots and File buy and sell may konsi industry ka faida hota hay.
Raftar now and raftar mai kya difference hai?
It’s more focused on current issues / economy and business
@@RaftarNow then this should have been the first video albeit 2 min.. magar explainer why there are 2 raftars.. My first thought was.. team mai larare hogaye.. coz channel.hit hogaya so ab 2 raftars hain.
Good luck guys. Doing amazing and brave job
ek jaga bol raha hai kay market investor ki waja say chal ta hai aur contridictory baat kay mujhay parchiyo ko system pasand nahi
نسلا ٹاور میں کیوں ٹوٹا؟
this industry sucked in all local investment, Government should force these people to build houses and then give on mortgage so that middle class can benefit who get exploited by cunning dealers and greedy landlords
Real estate does not help the economy in a big way it is only existing for black money investments
Not really sir
Sindh mebkahan se ho
I understand the concern about black money in real estate, but it also plays a major role in economic growth-creating jobs, boosting industries like construction, and driving investment. With new regulations, there’s more transparency now, reducing such issues while still supporting economic development.
What is his channel address
in ka page hai shyed life of a realtor k name sy
Raftar i am your follower. Please don"t bring such promoters here. Please bring real Real estate information providers here
Kia
Developers means Dakoo, simply
Wrong info sb sy bara masla false marketing scams builder mafia or 2 number realestate or realtor bhe bara issue h
Guest isn’t sharing his point of view effectively and also shared few things which can be easily proven incorrect.
Mera landhi mein qabzay ka plot hai...rakhon ya bech don?
Baech den ya qabza churwa len.
Poray Karachi ki BAAT ki
Scheme 42
Itna bara raigistan (hawkesbay )ka koi zikar nahi
Obviously u can’t take hr elaqy ka name separately in a video.. 🙂
@@ainasameer6639 hoshiyar nahi bano Khali Zameen aur scheme ki BAAT horahi hai ,ilaqay ki nahi
Puri information nahi dey raha yeh
Incredibly uninformed guest that has nothing of substance to add to this conversation. He is only concerned with speculative investment where 'investors' use this market as a means of gambling their money for quick returns .
Projects in Pakistan are quick get rich schemes that prop up empty buildings that are ultimately not used by anyone since there is only a limited number of super rich people who already have multiple homes.
The real questions are why there is zero housing development for poor and middle class Pakistanis? Why is there no mortgage market in Pakistan? Why are our cities growing horizontally and not vertically? Why are there private housing societies in Pakistan? Why is there no taxation or penalties for holding files or constructing empty buildings? Why are there so many people that live on the street in Pakistan? This person does not know and is not interested in these questions either.
Files per her pher hoti hai yeh isterhan bol raha hai jaisey janat may rehta hai
Ja b real-estate chal ni raha roo raha ha
selection of guest for this episod is not good. very generic info no numbers ....
Builder real estate majority fraud kar rahe hai isliye log property me investment na hone k barabar hai baki podcast me sirf topiya hai koi haqeeqat nahi
Buyer mojood hai, per investor ki mout ai hui hai.
To isi liye to buyer k liye benift hogaya hai.