Pandemic Unemployment How to File CA Self Employed Unemployment Step By Step | EDD PUA Application
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- เผยแพร่เมื่อ 21 ก.ย. 2024
- Pandemic Unemployment Application Full Walk through - California self employed and gig workers can file for unemployment successfully. In this video I talk about the benefits, answer common questions and show you each step of the online application process. Please note that I am a self employed individual - please note that I am sharing my own research and experience and you should consult a professional at the EDD, your attorney, or accountant regarding your particular issues.
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****Additional Videos in This Series****
HOW TO CERTIFY: • CA PUA How to Certify ...
HOW TO CHECK YOUR STATUS: • I'm Approved for CA Se...
FAQ: • CA PUA EDD Help | FAQ ...
EVERYTHING ABOUT YOUR EDD CARD: • California PUA Self Em...
****IMPORTANT INFO If you are a small business owner, independent contractor, self-employed worker, freelancer, or gig worker, here’s how to answer key questions in the application form*****
on the Employment History screen when you supply your last employer information, select No.
on the Availability Information page, answer question 7 with No.
on the Disaster Information page, answer question 1a.3 with “You are an independent contractor.” If you got paid in cash, select “None of these options apply to me.”
EDD RESOURCES/LINKS:
PUA FAQ www.edd.ca.gov...
PUA INFO edd.ca.gov/abo...
EDD STATES YOU DO NOT HAVE TO LOOK FOR WORK: www.edd.ca.gov...
UNEMPLOYMENT GUIDE unemployment.e...
AFTER YOU SUBMIT: unemployment.e...
RECEIVING YOUR BENEFITS: unemployment.e...
EDD Self Service Phone Line: www.edd.ca.gov...
Bank of America EDD Card Services Phone Number: 1-866-692-9374
TIPS FROM EDD FOR FILING YOUR APPLICATION:
Everyone (UI and PUA applicants) uses the same form. Register or log in with Benefit Programs Online and click “File New Claim.”
File a new claim if you have already applied for UI but are eligible for PUA because you are a business owner, independent contractor, self-employed worker, freelancer, or gig worker affected by COVID-19, and you have not already appealed a $0 award notice, been asked to verify your identity, or requested a wage investigation.
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#pandemicunemployment
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Disclaimer:
I am not a CPA, attorney, insurance agent, lender, EDD or other government employee, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a video for entertainment purposes only.
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Hi I want to apply for the EDD and the last question they ask about the Wages for 2019 . I started work on 2021 how to answer this question.
Being an independent contractor and filing for UI for the first time I appreciate you so much. You articulate and explain everything so clearly. I was literally freaking out that I had not filed my PUA claim correctly. I realized after watching your video there were a few mistakes I made and today after calling EDD to make those corrections I was approved. Can’t thank you enough! 🙏🏽💜
That's wonderful - I am so happy this helped you and so happy to hear you were approved! Would love for you to share the video link in your social media, like, and subscribe. Best wishes to you!!
M3
Thank you for guiding me through the entire process. I'm self-employed as a realtor and had applied 3 times but every time was either denied or I would get no response back from E.D.D. but after taking your video step by step, I was approved to certify for benefits the very next morning. You are "AWESOME" continue to do what you are doing, you are helping many in need!!
So good to hear this, same thing happened to me. Help 😫
That's so great, I am so happy to hear this was helpful for you! I truly appreciate the kind words and thoughtful comment. Best wishes to you!
Hi!I would need to know a specific question or more information about your situation in order to advise
Please tell me what you did differently than the times you got no response. Ive been waiting almost 4 weeks and have not heard anything.
Thank You. I was frustrated as I knew the portal opened at 5:30am on Tuesday. I tried to get on the system considerably later in the day and received the "We are sorry too many people trying to get on error" I literally just got in today. I pulled up your video and applied page by page along with you - then pushed Submit. Thanks. I have been walking family through so many stimulus options. It's overwhelming to say the least! All we can do is be knowledgeable and try.
I am so glad you were able to apply and this was helpful! It has been so frustrating for everyone - I hope you get approved and receive benefits with no further issues! Would love for you to post/share the link to this video, like, and subscribe! Thanks and best wishes!
Thank you so much for taking the time to do these incredibly informative videos. I tried a couple of times to apply for PUA and was getting errors or not quite understanding one question in particular. Watching your video enabled me to breeze through the application and ultimately receiving money.
I will be forever indebted to you, for saving my life! You are the best youtuber I have come across in a long time. Thank you again.
You are so welcome! So glad these are helpful!! Thank you so much for letting me know and for such kind words, I truly appreciate that!
What if i have a claim but the person wjo tried to help me did it wrong how can i fix it
Great job Ginny - very helpful. I have not applied yet, but am planning to. Always feel a little better about these forms somewhat knowing what lies ahead. Thanks!
Thank you Marlies - so great to hear from you and thanks for sharing.
Thank you so much for your videos! I was rejected twice for my application in March and April and filed using this video. They still didn't give me an amount so I called to have them look at my application and they approved me for PUA. Thank you for all your help!
You are so welcome - So glad you finally got approved!
Can I ask how they didnt give you an amount? I filed like a week ago and I dont see any changes when logging in and I try to file again and it says error and that theres already an application being processed.
@@vanessasok3004 my award was for $0 since most of my wages are from self employment so they didn't show up. I'd recommend calling them to have a rep help you with your claim. I spoke to two people and they were both very helpful
I got approved too thank you so much!! I would never have thought to check until I saw your channel!
Congrats!! I'm so glad to hear that and so happy this helped. Please like/subscribe and share the video link!
@@ginnysilver Yup shared!^^
@@digitalnomadsage3377 Thank you!
@@ginnysilver You're welcome!
That's great! Did you answer yes or no on 7?
I am applying this evening 10-7-2021 9:21 PM. Been hard filling out all these applications and hustling for work. Also been waiting before i reapplying for things to change you have helped me so much other wise would have lost my mind. Thank you! You and amazing person and inspiration showing how by diversifying you are marketing it through these strange time, all my blessings & love, keegan
I just want to thank you so much for taking the time to make this video and share your knowledge. It was extremely helpful. You do a great job of explaining everything is great detail. I'm so greatful :-)
Hi Christine! I am so glad to hear it was helpful, thanks so much for viewing. Would love for you to share the video link, like and subscribe! Best wishes in your application!
@@ginnysilver hello how about me owning a barbershop and being a active barber, I also have a job when I enter my job information will that disqualify me?
Ginny Silver - Business Coach for Creatives jenny hi! I need help! I am a Uber driver, this money makes up most of my income, however, I also have another job which I get a W-2 . EDD says I can’t get any unemployment because of this! This makes me so upset! Do you have any information to help me?
Hi Ginny, thank you for making this video. I'll share what happened with my claim in California. I work(ed) 3 part-time jobs out of necessity--can't find full-time work. One self-employed as personal office assistant. Two on payroll.
#1 on payroll -- food & beverage demonstrator/brand ambassador - last day worked 2/28 due to COVID. No return date in sight.
#2 - Self-employed no longer working due to COVID. No return date in sight.
#3 - contractor on military base on payroll, offices closed but being paid for 24/hours a week.
Not thinking the pandemic would last so long and not thinking I could qualify due to having #3 job still, I didn't file right away. As things with UI changed, I was able to finally get through to file on April 19 for UI hoping to get enough to make up for the #1 job back to the last day worked of 2/28. Didn't really care about the federal $600/week. I supplied all my employers, my self-employed and all wages earned. They did not figure my self-employment wages into my Weekly Benefit Amount, as it wasn't showing in the Award Letter. Only my payroll jobs were listed in the Award Letter. I was approved for $209/week and thankful for that. But not back pay to 2/28. Benefits started day I applied, 4/19. I received $418 + $1,200. Although I can't access it yet, as my transfer to my credit union didn't go through. My BofA EDD account won't let me add a new bank account until I "delete" the recurring account, but it won't let me delete it. That's besides the point of my comment. First day to certify was May 17 for the past two weeks. I gave my gross earnings and 24 hours a week for #3 job, $408.48 each week. And, of course, I fell into that loophole as so many others (in other states too, besides CA). Denied due to "Excessive Earnings."
But I cannot do anything else, because my claim year is still open. Can't file under PUA, self-employed, nothing. My account just keeps going to the status page showing my certified weeks have zero payment due to "Excessive Earnings." Do you have any knowledge as to how I can apply under another category? I haven't received a letter yet with the denial and the Appeal Form, which is supposed to indicate to what address to send your appeal. But appealing won't work in this case. Thank you.
Hi! Sorry to hear that - there's no category where excessive earnings would not apply. If you earn income during a week, that income causes your UI/PUA benefit to decrease and if you reach a certain amount you are not eligible. I have a video which explains how this is calculated, but there seems to be no way to get their income cap waived.
@@ginnysilver Hi, thanks for the quick response! Well, it's strange and doesn't make sense that they approved me at first with those same earnings from the employer I'm still being paid by. In fact, I worked more hours and made more in March, shown on my application. And then now, it's too much when I certify. It wasn't even worth all the hours I put into applying and getting excited to be approved, to then be cut off. EDD should have this information on the website, so that thousands of us didn't bother with it. I'm lucky they paid me for 2 weeks, some people certified and got denied before they even got their first approved payment.
@@kimberlystaley1337 I agree - the system is very flawed, I'm so sorry
Thank you so much,Ginny! Your presentation has been most helpful!
Hi Valdene! You are so welcome, so glad it was helpful! I'd love for you to subscribe, like, and SHARE the video link! Best wishes in your application
Thank you so much, Ginny, for this fantastic tutorial. I kept waiting for the promised self-employed portal from the EDD, and now I know I need to file under UI. Your explanations and demonstrations going through the application are so helpful. I am now ready to apply and know I can watch your follow-up video regarding questions if I need more help. One thing I would suggest is to remind applicants to SAVE after completing each page of the application before moving to the next page so they can go in later and not have to re-enter info. I am so impressed with you and imagine you are a phenomenal photographer and businesswoman!
Thanks so much for such kind words, I am so glad this was helpful and really appreciate your thoughtful comment.
Thanks for the feedback! Great point. Mine saved automatically - I had to re-open the browser several times, but that would be a great tip.
Thank you so much! I was able to get through and I was able to certify right away! You’re awesome!
Omg! Thank you so much! I finally filed after watching you. I'm technology inept.
You are so welcome!! So glad to hear that
I'm so so with technology but bureaucracy gives me Tourette's.
You've been so helpful my dear you made it so much easier. I filed yesterday your help made such a difference
So glad to hear that!! Good luck on your claim!!
ALSO, under "additional information" #7 when it says "Are you currently self-employed....or plan to be self-employed?", I read online that if you are impacted by the COVID19 pandemic, you're supposed to CLICK NO. They said, "this is a tricky question, if you are impacted (which is why you're applying) put NO!" EDD Reps are reporting receiving many calls on that issue!!
Hi!! Thanks so much for this-YES that question states IN the question that if you are unemployed from your self employment due to covid to answer NO.... however with government forms I can't bring myself to answer untruthfully knowing the possible repercussions, and as a wedding photographer I receive a 2021 deposit last week - this is my only booking I have/will received payment for in MarIch/April/May/June so I need the PUA however, since I earned income from my business and DID do an owner's draw to my personal account, I felt checking YES and then explaining my loss of income in the box which pops up when you select yes after was the best option for ME. Should I be denied, I will reapply or contest with documentation knowing things will be backpaid to my effected date.
This one got me confused . It says if you are self employed put yes . But if you got impacted by Corona virus put no. So mind-boggling i thought i put the wrong answer because i seen a lady put yes to #7 so I thought I did it wrong
I got approved 2 months ago. Because this Amazing woman Ginny . You are the best . I wish you the best of the best for your business .
@@ginnysilver Hi Ginny! Thank you so much for this! The way I've learned to treat deposits on future jobs to be done, shooting a wedding for example, is not yet income earned. Once you've shot the wedding, or provided the service, then you've earned the income. Hope this helps.
@@ginnysilver fantastic help thank you so much
Thank you so much for a great tutorial!!! Very clear and to the point. You truly helped me NOT to mess the application up.
You are very welcome!!
Thank you for walking me through the process. Let’s hope I get approved! If I get approved and all of this is over... I owe you lunch 🥗🌮
You are so welcome and best wishes on your claim!!
@Joe Law Thank you!
Thank u so much i been out of work since 2/10/2020. Thank u just waiting for edd now.
You are very welcome!! Good luck with your claim!
Hi, I was just Surfing through Few channels regarding the the Same Topic. But you, absolutely Covered Inside&out. I thank you for your great Spirit and being engaged. Professionally. Only one question Remains, and makes my research compleat. My last income Was on November of 2019, I
I am filing PUA RELIFE ON sep, 27 2020 Do I get the back pay from March, and tfor otal of 37 weeks, and facing this pandemic
Because of the Virus. I am filing an application for PUA relief today on the 27th of Sep. Can I get back paid from March and fkeep alls the 37 weeks payment even to us kate?
Thank you for good work
You seem genuinely kind person. Hope you really get huge photography business increase after this crap. Good luck to you
Thanks so much :) I feel so badly for my 2020 wedding clients - 2021 is now jam packed due to so many reschedules!
Helo. I applied March 23rd and have not received anything. Thank you so much for this video. Now I know exacty what I need to do.
Hi! If you are self employed and you filed 3/23 you applied too early, before the EDD was accepting applications from self employed. You'll need to reapply now.
Forgot to add to my previous comment that I think you are awesome in doing this, especially finding out that you are a mother and the owner of a successful business that you accomplished in such a short time, you go girl! P.S. I really love your hair! P.S.S. Hope you please see my first comment I just submitted and can help me out, I need it! Thanks.
Hahhaa you are just the best, thank you so much
Also - please repost your question/follow up answers on my most recent video if I don't reply as I am drowning in comments right now and can't seem to keep up!
hey first off , thanks for the how - to video. although I'm not self employed but was denied because edd says I didn't make enough money from Feb to March of which time I wasn't working. so my question is when you go through your how to in the beginning when you ask us to file a new claim. mine doesn't say that it only says file a claim. is that the same
Dominic BillyMark what is that a Facebook or TH-cam video
I'm confused 😕
That was a spam commenter.
Try creating a new loving with a new email address then file a new claim
Hi I just wanted tell you thank you for all easy tips and I was able to finished my application with a confirmation number thank you now I sit and wait for the news 🙏
You are very welcome, good luck!
Number 7 asking if you are currently self-employed is a trick question. It clearly states, if you are impacted by covid-19 pandemic, click NO. For people who are self-employed seeking PUA should mark no on that one.
Thank JayCarl! I selected YES for this because I am still receiving an occasional booking for 2021 wedding clients and am technically receiving MINIMAL and sporadic self employment income, so I am still technically self employed. If you click YES then another box pops up and asks if you are available/willing to LEAVE your self employed work for full time work, and if you select yes to this then it shows that you are available to accept fulltime work should the opportunity arise. This is just what I selected for myself, but if you are receiving NO self employment income at all, then this should be checked NO according to my interpretation, though I could be mistaken!
That question had me spinning!! I ended up choosing no. 🤷🏼♀️
@@glassslippergourmet I have added some additional notes in the comment regarding this one - both on why I felt I had to say yes and what the EDD now states they recommend - they just added a "unemployment guide" on their page which contains new PUA info not present in their previous FAQ's
Please see the additional notes I have added in my description for information on this both explaining my own answer and more importantly, the info the EDD released today
Ginny Silver - The Business of Wedding Photography requirements to “actively seek new/similar work” is lifted during COVID. You can deny the opportunity to seen new even if available work “due to COVID-19 concerns- unless you are in the ESSENTIAL WORKFORCE business (for specific list: google) - however, if you are not REQUIRED, but only ALLOWED to word during the Pandemic -- then it is your RIGHT to chose “stay at home” or shelter-in-place, if issues. If you aren’t within direct zone of any two above “keep low profile” zones - you out of lack (maybe other options will be/ARE available- Google,, call small biz adm or your city hall ..)
I suggest to verify each “no, you/we can’t” through several sources, before moving on to other options.... When there is a will, there is a way.
I think you are doing a great job!!!
So, is there a 'second wave' or is it just the first wave still??
U r the best in the whole wide world..your contribution to society is very productive...So glad to watch ur video
Bahhaha..... Thank you!! So glad it was helpful!
Hi! Thank you so much for your helpful video. I applied last Tuesday opening day.
I had W2 Employment up until June 2019. The entire year I also did freelance event photography. I'm afraid I answered questions wrong regarding Employment History. I listed my W2 Employer as well as 4 freelance event photography clients that I worked for sporadically throughout the year.- Should I have done that? When asked which employer I worked for the longest in the 18 month period, I listed one of my freelance event photography clients - Did I misread the question? When asked If I'd be returning to an employer.. I put yes thinking it meant I'd be returning to my recurring clients. I feel like such a dummy and I have a feeling I have mistakenly entered the wrong information and will not be approved. Do you think I can file a new claim? If so, How soon can I do that?
Hi!! There's a few questions here which I'll answer with separate comments so standby... You are so welcome - so glad the video was helpful
FIRST - W2 employment and Self employment must both be claimed and full net income for both must be accurate. The EDD will put you into UI (which is totally fine) if you have $1300 or more W2 earnings in one of your 2019 quarters. They determine PUA or UI automatically.
Next - you did make an error in listing a freelance client as an employer. As a freelancer/self employed individual, you are your own employer. If you aren't issued a W2, you are not their employee. Instead, you should have listed yourself, your business name or your own name if you dont have a different DBA and your business address or your personal address if you dont have a business address. With an honest mistake, you shouldn't be penalized but it may cause a hiccup in your approval so don't be surprised if you have to refile and try again. HOWEVER, hopefully you don't have to - I believe you may be approved based on your W2 employment rather than your self employment, but thats just a guess.
You will be receiving a paper statement in the mail - one stating the awarded amount, and another which lists all of your information they have on file - both which they have pulled themselves also that which you have filed. On this statement they will have instructions for how to correct anything which is inaccurate - so follow those instructions to correct things.
The EDD wants you to state that you are ready, willing, and actively seeking work. If you answered those in that manner, I think you will be ok. Check your status as it should be available to see online now, by following these steps here: th-cam.com/video/7nPsSNE7Yjs/w-d-xo.html
Omg thank you! Every other video is just them explaining how it works with the title “how to file for unemployment” without showing how to fill it out. Thank you!
So glad this would helpful!! Please share the link and subscribe my channel is a hairs length away from getting ads ;)
I have one question, what if I was employed for 3 months in 2019, then the rest of the year I was a gig worker and now I’m just an eBay reseller. I’m stuck because it won’t let me add that I was self employed it just goes straight to my last employer
Yes if you had any w2 income you must declare it. If you received $1300 or higher in yourhighest earnig 2019 quarter on a W2 you will be eligible for traditional UI
Ginny Silver - Business Coach for Creatives yeah but I stopped working there after March of 2019.
@@Mondolation Yes but if you had $1300 or more income in one quarter in 2019, you will qualify for UI (as long as you left the job through no fault of your own) - last date is irreverent as long as it is in 2019
I haven’t filled my taxes for 2019, dose it effect my application for PUA ?
NO - taxes aren't due until 7/15 so you are ok! You DO need to know your NET INCOME, however it is not required that you have your taxes filed
Thank you for going step-by-step it was really helpful I am a self employed individual .
Hi Bernardo! You are very welcome!! Would love for you to like/subscribe/share the video link if you don't mind! Best wishes!!
Ginny, I am on a regular ui claim. I requested my backpay and was notified to certify all the weeks. However, I submitted the request within the ten days indicated after receiving my initial award letter. Edd did not respond. I made numerous online questions, and requests. I also requested numerous times on ask edd backdate my claim. The first attempt was on June 3rd, and it wasn't the end of July that they finally processed my request. I certified for all the unpaid weeks and on the last 4 weeks it exhausted my claim balance to zero. I went into peuc , however they skipped over the four weeks that were pending, continued the payments at the current date of that time. Again no response to my request. Finally, I was able to speak to someone only the phone, which I had numerous times before. This time I was told I would not get the additional 600 that I was intially suppose to get because I didn't have a weekly payment to accompany it. However had the edd responded to my requests at a reasonable amount of time. I would have not max out my benefits. It just would have max out at a earlier date. I would have been given 2400 more if they didn't it the right way. She also told me that whoever processed my backdate, forgot to change the date I became employed, which I also reported within ten days to correct my award letter. I was told , no appeal, nothing I can do? Any suggestions Unemployment, she only backdated the date for payment. I was then told that because of the processors mistake
Yes Thanks to your video claim submitted-successfully & confirmation # received
TNANK YOU
So happy to hear that! I was just approved today so try checking your UI ONLINE account tomorrow or the following day
Would LOVE for you to SHARE this video link, subscribe, and like xoxo
thank you so much for this video as it will help me explain to my brother how to file step by step!!
Very welcome!
Great video! I also got approved on 4/29. However. In the notes section (right side of where the award is noted on EDD) they indicate that I must be available for work AND I must look for full time work. I’m classified as self-employed. When you go through the certification process they indicate same as above. Furthermore, it is a requirement that you keep a record of your search for work and provide an option of entering your details regarding your work search efforts on-line, per EDD. Not sure if I’m correct , but I intend on providing in person contacts with potential business, which is difficult in my circumstances, but doable. I understand for some that may not be possible. If not in person you can call, email, fax or mail for new business, pet EDD. Again, not sure if I’m right, but unless I learn something otherwise that’s what I will do. Deadline to certify is 5/23/20. So I’m going to wait and think about this more before I “pull the trigger”. Good luck to everyone!!!
Hi, I have the app filled out, but it keeps rejecting me telling me my net income is red flagged and not accepted. Do you mind me asking what format you used? I.E. it wont accept as an example 30,000 for annual net income (?)
Hi! EDD states that at this time due to COVID they are NOT requiring you to apply for and look for work or upload your resume, unemployment.edd.ca.gov/guide#after-you-submit see the very bottom of the page
@@andreabaird8949 Hi! I used xxx,xxx format. Perhaps the system is too busy and you should attempt again in a few hours? So sorry youre having trouble!
Andrea Baird I imputed my income in this format: 30000 instead of 30,000. Not sure that’s the reason it didn’t work. Just sharing what I did. Good luck.
Ginny Silver - The Business of Wedding Photography I agree. But, as you know when you certify it states something different. Lorre Levy, spokeswoman
for EDD, stated that you don’t have to certify
for applicable periods noted on EDD website. More specifically, if you say that you didn’t look for work by choosing No they will correct on back end of the certification process. I understand they probably didn’t have enough time to fully incorporate all the necessary changes for self employed individuals. I did same thing you did and included clients and potential clients as part of effort to generate income, which may not be necessary, but better to be careful when there is conflicting information. Thank you so much for doing these 2 videos. Knowing that my thought process was same as someone else gives me more comfort I did this correctly. For example, I also said yes to question 7 when I was applying as I still have some income. I know yours was a retainer vs immediate income. But same idea. You also included something in the search for work situation, which I did as well. Thanks again.
Hi Ginny, my 18 year old daughter made about $2000 last summer doing gig work. She was paid in cash. So for 2019 we have no solid proof she worked other than our word. This year, Jan. Feb. and part of March, she was paid by venmo so we do have proof that she made $795. Would she be eligible if we just said she only worked this year. Congratulations! I'm glad you got approved
Hi Karen! Unemployment and PUA benefits are intended for those doing business legally and paying taxes as opposed to under the table work, so I wouldn't think that she would be eligible without a 2019 Schedule C from taxes or 1099's, so sorry about that.
Hi Ginny, we are going to do her taxes. In Ca. we have until July 15. No under the table here. But I think you answered by question. Due taxes first before applying. Thank you for your help.
@@karenkramer3760 Completely understand! If she was issued venmo payments larger than $600 from one individual/business, she should have received a 1099 form which could also be used as income proof without needing to complete taxes
Hi Ginny, she was paid by venmo for Jan. Feb. and March for this year making $795 this year. Should I make sure I get the 1099 from her employer before applying?Want to be prepared. I don't know anything about unemployment. Thank you so much
In other words, the 1099 would be for 2020 work. Last year when she was 17 years old with no bank account, she only accepted cash for different odd jobs. I don't even think we would have to include 2019 for her unemployment because the amount was so small.
Just applied and THANK YOU SO MUCH for making the process much much easier! Really appreciated.
You are so welcome!! So happy to hear that!
Would love for you to subscribe if you haven't done so yet :)
I got through to the EDD today. I was also able to leave my # and have them call me back when it was my turn in the que. The min wait was said to be 23 min. It was longer, but finally a rep called me back. I asked why after waiting 3 months for any payments, I was still pending. Then he says I'm under review. This is the 3rd time I have talked to an EDD rep in a month & a half and told everything was okay, I just needed to wait 7-10 business days, etc. I was asked all kinds of questions by this guy & finally asked to speak to a supervisor. Then, the icing on the cake, he hung up on me! Can you believe it? Of course you can! So ridiculous!
Excellent Explanation! good job!
Thank you
If you already filed a claim they won’t even let you file a new claim with the same email how does that work ?
Thank you, Thank you That worked. Don't put a comma in the net income. My programmer husband says it should have been programmed better.
I'm so glad that worked!! HA wait until he sees more of the EDD's tech...
Thank you very much you explained everything so carefully and so well
You're very welcome!
Thank you for walking us through the process .
You're very welcome!
Jesus, this took forever to finally do this! Thank you for helping me confronting this. Crossing fingers that I get my benefits
Good luck!!
same
@@bethestandardallday good luck!
Thank you, your video help me a lot. I was confused with UI & PUA application. ):
Glad it helped!
Thank you very very much! Extremely helpful!!! 🙏❤️🤗
You are so welcome!!
YOU ARE A LIFE SAVER! Thank you so much!
Thanks for viewing!
and you are so welcome! Would love for you to share!
ANYONE: How do you calculate "earnings" as a self employed person for a week you are certifying if
A) you receive payment(s) on a certifying week for work performed on an earlier week(arrears payment), before the claim period.
And/Or:
B) You as a gig worker have high overhead and therefore a lot of business deductions. Am I to deduct expenses from my pay received for that week, for the qualifying week if I had some limited work. Example: I received $500 in payments on a week I have to certify for BUT my expenses were $375. Do I report $125? Remember, this is self employment we are talking about.
Thx
Hi Ginny, Thank you for putting up this helpful information. I am so glad you are from California, as I am. I was very interested to see that you had no trouble entering Photographer as your work type. I am an independent contractor musician who has been entertaining senior citizens in nursing homes, senior centers, and hospitals for the last 5 years. My work came to a screeching halt on March 15th when I saw the sign posted to the site where I had gone to play advising me in so few words that I was not allowed to enter. So, I entered Musician on my application and that nasty little blue reject sign appeared. I hit the Help button. It said Work Type Examples: Salesperson, Electrician, Truck Driver. That's it. It did not list Photographer or anything like that. I got so frustrated. I could not go further with my application. So, in desperation, I entered Salesperson, even though that is not what I do for work. Salesperson rejected as well. I did not see where you did anything different from what I did on the previous page. You listed yourself as your employer, I believe. You are self-employed, so you are your own supervisor etc. I just wish I knew why you had no trouble entering Photographer as Work Type.
Hi Robert! So sorry you are having this trouble. Are you able to get to the screen where you can type in a work type, type it in, and hit SEARCH? Upon hitting search, does it come back with zero results or are you receiving some other sort of error? I would suggest typing in terms such as performer, band, artist and then be sure to click the SEARCH button and the options will populate
Additionally, what was your date you tried to apply?
I would never lie just as they would never lie to me. They have my word.
Thank you so much for your presentation.❤️❤️❤️
You are so welcome!
Ginny, I love your videos! They are so helpful and informative, and have really helped ease my anxiety so thank you! I have a question. I have been on the PEUC extension, but I am confused when September rolls around if I will be put on the FEDED or won't receive aid after that. I'm also a reseller part time, so I'm wondering if you think it would be best to apply for the self employed option that you discuss in this video. I've also been trying to get through using your phone tricks bc one of my weeks ending 7/10 has been stuck in pending as well. I'm going to try to call the switchboard tomorrow to see if I can have an adjuster call me back to help me. Please help advise on what I should do! Thanks so much again.
Thank you, Ginny. You are the BEST!! I really appreciate you showing us Step by Step with great detail explanations. I like all your Videos. It helped a LOT!!
You are so welcome!
SUPER LEGIT. MAY THE LORD BLESS YOU. THANK YOU 😃
You are very welcome, thanks!
Thank you so much for helping me i wasn't even sure I would be able to file a claim! Crossing my fingers 💯👌👍
You are so welcome! Hope you are approved!
@@ginnysilver Thank you so much you saved me from being homeless and eviction because i was approved of the claim. It came in all at once. You saved me!
You are truly awesome.bravo
Thank you very much!
Thank you.. God bless 😌
Thank you!
Dear Ginny.
Thank you so much, I hope you and your family so healthy and happiness. During our Country very serious on this time . I believe God always protect our Country and your family too.I Learn a lot of you to file CA unemployment. PUA.
Thanks .
Sincerely your,
Thanks so much and best wishes to you!
Just saw ur video. 1 ? Can I still apply for employment I'm self employed I apply on 2 6 2020. And was denied $0 but I did not said I was self employed
Yes you applied too early before self employed were permitted to apply.
Reapply list yourself as your most recent employed and be sure to list your original effected date in the app as 2/2 or later to receive retro payments.
How about if I go to the lady that did my taxis 2019 can they help me out to fill kn the self employed unemployedmet form
Thanks for your help Ginny but I don't want to mess up I'm going to ask the tx lady were I do my taxes if she can do the form for me
Very helpful, thanks!
Glad to hear that you are very welcome!
Thanks for the walk through
You are very welcome!! Would love for you to like/subscribe/share the video link if you don't mind! Best wishes!!
Thank you for making this - so very helpful.
Glad it was helpful!
I'm 1099 and I filed in the state of Alabama. The letter said how much I had in unemployment from temp jobs. It also said I need to give them information regarding a IVR . It also said how much I would receive . My question is what is IVR . Thanks for all you do ... excellent content
So sorry this video and info is just for the state of CA
Hey Ginny, I thought I would update my process; maybe it will help someone. I previously filed (improperly, as I'm self-employed) prior to 4/28, then refiled as self-employed on 4/28 when the new forms were live. I didn't hear A THING, kept checking all the time - and yes, I had received a confirmation number on 4/28. I read the confirmation paperwork this morning, and it said I would receive info in the mail within 10 days. I didn't. I tried calling, and couldn't get through. So...this morning, I refiled and I was SHOCKED TO SAY THE LEAST when I went back in and checked and was instantly approved for benefits. No idea what happened with my first claim. I filed at exactly 5:30 a.m on 4/28 when the site was live -- had tried a few minutes prior to that and it didn't go through - and maybe my claim did not go through at all, even though I received confirmation?
Thanks so much for sharing!
CAN we refile if we previously filed improperly before 4/28? I have same case as you. Thank you!
@@krystalyang7009 YES! Reapply! be sure to click YES on the question which asks you "have you filed a previous application with the EDD" to claim your prior application, but go ahead and apply - I would recommend creating a NEW ui online login with a different email address to avoid technical difficulties that many are experiencing
Thankyou. Godbless great job good information
God bless you for helping us!
You are very welcome!
Great info video!
Thank you!
Nevermind, it finally went through!
So glad to hear that!
Thank youu so much yes I was able to go in UI MEAN my previous was never apply correctly
Very welcome!
I apply on 9 11 2020 for pua I sumited and got my confirmation # and on 9 13 2020 I got a mail said that ther processing my claim. How long do I wait
I thought I looked thru past questions and didn’t see this one and now I do see it🤦🏼♀️thank you so much.
So glad you found it!
Thank you for this
Very welcome!!
I'm really confused i lost my job bk n April and im confused as to how to file for unemployment for the very 1st time, i would really appreciate ur help with this matter. Thank you!
Anyone that get approved for the self employed unemployment benefits, how much did you get? I just applied
Hi! This is initially approved at $167 per week and if you earned more than $17.5k in your 2019 net income you are evaluated for an increase (up to $450 depending on your previous income) which will come through several weeks after approval.
This was so helpful!! Thank you!! I applied for UI benefits on 05/07 and wanted to make sure I did it correctly. According to your video, I did it right! So, yay! Still have not received my ten digit login number though but the latest recording on the EDD help line says it could take up to 3 weeks to hear back from them, so, hopefully I’m still on track! I’ll have to check out your other videos to see when to go from that point to get my PUA benefits started. 👍🏼
So glad this was helpful!! Best wishes on your claim!
Thank you for your presentation,Ginny. I may have missed it but I did not hear you mention the 'alterate" method of computation of claims. This can be used if the claimant could not qualify under the standard method. Using the alternate method income from this year 2020 may be considered. EDD states that the alternate method will 'automatically" be considered if the claimant does not qualify on the standard method.. That is not necessarily true. They did not check my claim using the alternate method (which would have. qualified me for benefits
I had to resort to USPS to send an appeal to which I never received an actual response. However about 3 weeks after I mailed EDD I received a paper certification form which I immediately completed & returned. 10 working days have passed , I have heard nothing. I have not been able to utilize UIO because my account has been locked since it's inception.
I will stop there. My take on this is Ca EDD is totally overrun while attempting operate with an outdated system and a large number of new hires & transferred employees who do not know what they are doing. Completely understandable given the circumstances.
Thanks for listening.
Bob Kennedy
Yes it has been very frustrating for many - I have taken it upon myself to answer THOUSANDS of questions here in hopes of lending a helping hand. So sorry to hear of your trouble
Thank you so much this was so helpful from a-z. You get an A+. 😋
Awww hooray! So glad this was helpful!
Thank you so much!
You are so welcome1
If im self employed in 2019 but stopped due to covid feb 2020. Then i began a new job april 2020 to june 2020
Was again unemployed due to covid and began another job from june to aug2020. Again unemployed due to covid. Now in arantine due to having covid. How due i appply for benifits. Which one due they go by.will it be pua or ui claim
Can you file self employed unemployment if you employed by a company?
Hi! Were you employed by an employer in 2019 and receive wages over $1300 in your highest earning quarter? If YES, you will be placed into UI. If you have only self employment income in 2019, you will be placed in PUA. If you are CURRENTLY employed by a company, you may be eligibleif your wages have been impacted and you are below a certain income threshold, earning less than the benefit amount
@@ginnysilver no I was self-employed the whole 2019 year and then I got real job 2 months ago during the pandemic because I wasn't making enough money I was making during the pandemic
@@coreysalone9267 If you are currently employed and have not had those hours reduced, you likely won't qualify for unemployment, because you would be employed without a qualifying reason- I can't estimate your outcome since I don't have your numbers, it is best to apply and enter in all information and have the EDD give you their decision based on your numbers and current situation.
Ginny
If claim status invalid and claim balance in the minus, what is going on?
All weeks from week ending 03/21/2020 to 08/15/2020 have been certified. Only 2 weeks have been issued for payment. Claim is a self employed pandemic. Answered questions 1-6a “no”, questions 7&8, didn’t mark box. Can’t understand why issued payment for 2weeks, when answered all questions “no” for all weeks. If invalid status doesn’t change soon, what can be done to get payment issued for all remaining weeks?
Ah - if you answered all Q's no, you may be disqualified - watch me certify here: th-cam.com/video/E8Tr1oKo_Uo/w-d-xo.html . The first two weeks are often issues asap before collecting a certification to push claims through. If you show a balance as a negative, this could mean they are going to ask you to pay back those two weeks. I would attempt to correct your certifications - you will need to call in and let them know you made an error on your certification.
Hey so if I get to the point where I can see how much I am getting every week & I can back date thru the benefits online in the top right corner does that mean I am basically approved? Also ( I didn't get anything in the mail yet its only been a couple days so far)
I filed August 22, 2020 I got a confirmation number only....Up to now Inhaven't recieved any paper work in the mail or email Why ?
This question is for my son. Right before the pandemic started, he missed his phone interview, . The reason why he missed the interview was because he never received the date, in the mail. Now he's been trying to reapply, but it keeps saying he's not eligible
Have him create a new login with a different email address - then he will be able to file a new claim and click YES to ' have you filed previously"
Thank you for this Ginny. Very thorough and well explained. here's my question- My recent application I filed on May 13. I know it went through because I have a confirmation number. The website said 5-7 days, but three weeks later I have not gotten any reply. Also, the UI online doe not allow me to file a new claim due to this existing one. Do you how long does it take for them to get an answer, or to file a new one? Thanks again. You're awesome!- Manu
Hi! So sorry to hear that. I would first make every possible attempt to contact, you can try this method: BEST METHOD TO REACH A PERSON AT EDD: 1-833-978-2511
Thank you to Felise Garcia for sharing your method
"First, I finally got through to the 833-978-2511 #. This line is the newly established helpline open from 8 am to 8 pm...so I waited until 6:30 pm to call assuming most people have given up after business hours. It took about 10 trys, but if you press #1 for English and then #0 immediately after, you can just try over and over until you reach the hold line. I was on hold for about 30 minutes before getting through."
After that, I would craete a new login under a new email address to avoid a technical glitch and send in another application. Be sure to check YES to "Have you filed for unemployment previously"
@@ginnysilver thank you Ginny and Felisa for your replies. I tried at least 30 times but couldn't get through. After dialing 1 then 0, the line says to check back later, then the line drops.
@@ginnysilver I will try this one Ginny, and hopefully it works. Thanks!
@@ginnysilver I tried this and successfully submitted a new claim. Praying for quick and positive result. Thank you, Ginny. Will update soon.
Hi Ginny,
Do you know how self-employed income is calculated for PUA Unemployment benefits when using a 1040 tax return to prove income?
Is Schedule C used? If so, is gross "income" or "gross profit" on Schedule C used?
If Schedule C is not used, is "total income" or "AGI" used from page 1 of the 1040 form used?
Thank you very much.
Schedule C net income
Soo helpful!! I have one question Ginny. I am a self-employed model. On the last page of the "additional information" section, where it says :"select the option that best describes how you were impacted by the COVID-19 public health emergency". - you chose the option "Your place of employment is closed as a direct result of the COVID-19 public health emergency". However, I felt that I should instead choose the option "You are an independent contractor with reportable income (ex. IRS Form 1099) and you are forced to stop working because COVID-19 has severely limited your ability to continue performing your customary work activities". Would this be the wrong choice? Should I choose the one you selected? Please advise if possible, thanks!
I'm assuming you are paid as a contractor, correct? Or are you registered as a business? If you receive 1099's and book your work on an independent contractor basis, YES select the option you mentioned
@@ginnysilver I'm not registered as a business. I do receive 1099s for everything. Perfect thank you!
Do you have Tax returns ? And did you have to list a business address in the last box at the bottom of that page
@@CoolKid-yr7tj Me? I do file taxes - I listed my home address as a business address.
EDD just remove the re-open claim.. now it’s just blank I guess we have to wait 😂😂
Thank you very much for your helpful videos. I just applied for my unemployment benefits this past week. Watching your videos I have been able to certify all the way back to 4/12/20. Will I be able to still collect the extra 600 even though I just filed. Also how long will I have to wait for my certify to say pending. My mailing address is in another state but I work in California. I would very much like your with my situation. Thank you for any answers you can give me.
Hi! Yes you will receive the additional 600 for all weeks 3/29-7/25. Allow 2 weeks for certifications to move form pending to paid and then two weeks after that to receive your B of A debit card.
Thank you very much
Video is great but I wanted to clarify net income for self employed business owner. A friend was told by someone at EDD to report the gross income for calculating awards. So this is the gross receipts less cost of goods sold. There is nothing that says net income, just net profit or loss. That number is much different because it includes all expenses also. So do you think the person at EDD was correct or is it the net profit number? It makes a big difference in the weekly amount awarded and he doesn't want to get overpaid. I also received a letter which has no income for the 2019 year and would like to give them my figures but not sure which to report. I hope this makes sense, we don't want to be overpaid.
This is incorrect - the application stated on that question very specifically - "If self employed list your 2019 net income" you can view this right around 24:30
gross income and net income for a self employed individual can be VERY different - the EDD always asks (as shown in the clear language in their application and now in their certifications) for the net income. Do not use gross, or you may be subject to fines/penalties, and required to pay overpayments.
Beautiful 😍🍿
Thanks a lot for all the detailed instructions. One question and concern ( I apologize in advance , if I haven't understood the main section);
In case the application is approved, how are the payments done?
Are they deposited automatically to a bank account # that is provided?There is no section in this application regarding a bank account number.
In the video, before going through the application , you talked about a Bank of America debit card. If someone doesn't have it ( just holding checking accounts in other banks), wouldn't it go through?
Thanks in advance, for your reply
Hi! You will be issued an Edd B of A Debit card (you do not need a B of A account) and it will arrive in the mail within two weeks after you see PAID on one or more weeks
@@ginnysilver Thank you so much for your reply, and for the clarification. So everything is done by mailing address? And is the amount deposited to this debit card automatically afterwards?
If you are confused wheter you are eligible or not for whatever reason, just file and answer truthfully, then have UI figure out if you qualify..
Yes - when in doubt, apply! Unless your net income was 0 or you experienced an operating loss.... then the system unfortunately won't allow you to apply.
Thank you so much Ginny for this fantastic tutorial. So my son is a
Psychotherapist working as an independent contractor for a doctor. The
office got close by March 12 and he had to work from home to see clients
online. As a result of COVID-19 his clients were reduced a lot with a very minimum income.
When I was looking at the options on the EDD website, it talked about its Unemployment, not reduced hours. What do you suggest. Can he still apply? Thank you for your guidance?
Hi! I have a video here on how his weekly earnings will impact reduced benefits: th-cam.com/video/yWN35Mg1EfY/w-d-xo.html - any earnings will decrease his weekly benefit and can reduce it down to $0 if he earns beyond a certain amount, however he should still apply and get any benefits he can qualify for!
Hi Ginny, thank you so much for all your help! I have a question before I continue. Section 4 #7
When I click the blue ? Mark it says If due to Covid -19 say no.
There’s a glitch in between I thought you said click no also then afterwards you say click yes.
Saying yes makes sense to me but I’m so confused why the help says say no 🤷🏼♀️
Hi - Sorry can you let me know the full and complete question on the application? Otherwise, select the option that makes the most sense for you and your self employment.
i just asked her same question... in my understanding it should be NO... since it is due to Covid 19... i am guessing she made amistake? I see you have applied a week ago... how did that go? have you been approved?
@@ginnysilver on your video AROUND min 21:49, #7, ARE YOU SURE YOU SUPOSED TO CHOSE "yes" ? BECAUSE IT SAYS THERE, IF YOU WERE AFFECTED BY cOVID-19 YOU CLICK "NO" ..i see you chose "yes"..wonder if u made a mistake? - thanks
I have a question. I mentioned earlier this week last week?? Why the Edd is not applying the claim date of 02/02/2020 from the claim instead edd applies the date 9/2020 thru 12/2020, for someone who is a contractor and serverly affected financially by this pandemic as everyone else. J. Larry did file a backdate request thru ASK EDD link you provided and their response was not a good one and certainly not one the claiment understands.
"unfortunately we are unable to process your request to backdate your claim to the effective date.the new claim effective date would lead to a new base period. Wages in the new base period are clearly insufficient to establish an SBP OR ABP claim."
CAN YOU PLEASE HELP TO UNDERSTAND. This is self employed individual who owns his own company!?!!!! THANK YOU
Hi- Information on base period can be found here: www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwiG69n4gIbsAhWUFzQIHR6CB50QFjADegQIBBAB&url=https%3A%2F%2Fedd.ca.gov%2Fpdf_pub_ctr%2Fde8714ab.pdf&usg=AOvVaw3Ykt3D6iJ1q1RCw2ZIIrGI and I am not familiar with those additional terms. I would suggest calling in for some help to understand their decision further
@@ginnysilver thank you for the link to the explanation of the SBP and the ABP. I'll be sure to tell j. Larry what the outcome was regarding this statment from edd.
@@ginnysilver one more thing. Why are benefits only given to j larry from Sept. 2020 thru 12/2020?
Loved all the information on the set up for benefits, thanks.
So glad it was helpful, thanks!
I have questions. 1. How do I file? I am a gig worker. I had some income from W-2 jobs in 2019. I currently am taking paid family leaves from a W-2 employer. I am impacted by COVID-19. 2. How do I answer the question #7 Under Availability Information. At the end it says "If you are impacted by the COVID-19 pandemic. Click No" but you answered "Yes". The 1st attempt in March was $0 benefit. I have not heard back from EDD for the 2nd attempt in early April but seem like I am able to reapply it online. Thanks
I do not believe you would be able to receive BOTH paid family leave and unemployment benefits. You'll need to call in on that one: th-cam.com/video/m5yef1Mby4c/w-d-xo.html