For sure.. then local Govt Councils would have to drop the rate values from their sky high greedy tax grabs. They`re all in on it. Have you ever considered it`s a total conflict of interest that the same bunch who make the call on house valuations / rates are the same bunch who then tax us = rates..?
I agree 100% it's the same here in Australia but it'll never happen sadly thanks to all the greedy flogs who invest heavily in the housing market and don't care about young families.
I am the younger generation, I never got that opportunity, I just brought a house at the absolute peak. Sometimes you just need to put your head down and work for it, not many people in the younger generations want to do that anymore, they just want this handed to them for free rather than working for it
anyone complicit now there is causing problems for the future ... no excuses they were told.. and farmers need to quit while they are barely ahead before they destroy the herd genetics
We have the same thing in Australia mate. People complain rather than give it a go. Not sure if NZ has the small poppy syndrome mindset. But it’s rife here. People need to get out and see the world. NZ and Australia are great places
Nik, as someone who has lived in both Countries (and other Countries overseas) both Australia and New Zealand are great Countries. Huge opportunities for people prepared to get off their arses, set goals and then go for them. Sadly, there are many people in every Country who just want everything handed to them on a plate without having to work hard for things. Plus, they make really stupid decisions without thinking of the consequences. eg. Having 4 kids when their income can really only support 1. No, you do not have the right to make our Governments raise your brats, house you etc while you spend all your time complaining and holding out your hands for more tax payer money. You do not have the right to spend more than you earn and expect to be bailed out. Nor have more kids than you can afford to raise. Nor work few hours per week and expect to live like a multi-millionaire.
Some people in New Zealand are whinging a lot because they are professional victims. They have spat the dummy since the current government got in because they do not pander to criminals and racists.
Thank you for the content so many need right now. I operate a small business in a small tourism town. Covid hit NZ and our future looked potentialy devastating. So what did we do. We doubled down. My philosophy was that if we loose it all, it's the same as loosing twice as much. If we didn't loose it all, we would be better-off on the other end. We purchased the neighboring business and merged it with ours, built an Airbnb in our house and had 2 kids. For 2 years I worked twice as much for the same amount. But now we are on the better end and have surpassed where we were. It was one step backwards for 1.5 steps forward but all worth it
I was born here 75 years ago, so I've lived through a lot of cycles. I think we're doing OK when I see what's happening in some other countries. We've got a lot to be thankful for. No, things aren't perfect, our housing market is a problem and I seriously dislike our current government, but there'll be another election in a year or two and we can get rid of them. We'll be right, mate! As Fred Dagg said, we don't know how lucky we are.
My late father came here to NZ from England in 1975 . 9 years ago he said this country is becoming a third world country. He wasn't wrong there. It's a dog eat dog world here.
Ive lived in plenty of third world countries and this is so far from that. NZ life is amazing on a global scale, life here is amazing, what a wonderful country and people.
that is because most immigration is from third world. Drive down great sth road from Sylvia park to Papakura and it literally looks like the developing world!! Untidy properties, scruffy looking business districts etc
@@maxmiguel500 fifty years later and there are now nearly one million Indians in NZ and to be honest Sth Auckland today is starting to resemble a typical third world environment
Well said fella !! It’s all here for us … just gotta get out there and get it, hard mahi , save,invest….. don’t spend too much on dumb shit … and don’t moan
@jlepp i am doing ok. Have two houses already but I know it's tough out there. Was lucky to have a good paying and was oversemployed during covid. Which was only possible if you work remotely.
Hail mary my kiwi bruda. My maori need to here this man. We are warriors not only for our country, and our people and families. We are free not oppressed. Get up off our asses and D-up. Let's go
The problem isn't the cycle, it's the government making it near impossible to get a decent business started and removing the few subsidies that allowed it. If they stay in, it's not going to matter no matter how "tidy" your mindset is. Most of us will have to wait until the next cycle
@@keepthechangenz Have started. And had the subsidies for our employees removed at the start of the year, cutting our team in half, doubling our workload and making 4 people jobless. As well as likely putting us in a position where it will be far easier to fail in our first couple of years. Also, you were the one who said "cycle", I was repeating your reference. For media, ours is tightly tied to governments. It's near impossible to get something made when your government is putting up road barriers at every turn, then pulling the rug out from under you while muttering "isn't it great?"
Well said, funnily enough there is always someone out there winning while most people are just whinging! If you want it you can have it but nobodies going to give it to you
Goals are over-rated. I've lived day by day, largely without plans or goals my whole life. I worked for about 2 years then retired at 22 simply because I needed to be free.. I've been a chef, cave guide, comedian, hipie, punk, have owned two homes, raised kis and grandchildren. I've never paid any attention to economics or saved money, but I've laways had everything I've needed, and more., through creative visualisation.
exactly, how many kids in south auckland have access to prime farming land in Taranaki (best land in the country) and what is likely to be an endless supply of trees on that farm for firewood. I'm guessing there's chainsaw's, 4WD, trailers etc all included in that.
Weird assumption. Perhaps he leases the land? Too many people want to look for reasons why others can and they can't. That won't help you or your family. Time to tidy up the mind.
@@keepthechangenz that's easy it's because he described it as a family farm.... this means it's been in his family more then one generation. He has free wood to harvest and free land to graze. Not everyone starts in the same place and your positive attitude won't change that reality. That make us realistic people. Don't get me wrong every body can better there position but where you are definitely determines how far you are likely to progress. In saying that there are always outliers and everyone loves the underdog story.
@@keepthechangenz Control over my emotions is my strength. They are very strong but this is ok because I choose to take Control of them a long time ago. What did I have though? No I can neither identify it or replicate it. I want to say drive but it's not enough. I am not religious but I think maybe it's faith. Not so much in a higher power but your own.
Tell me in historical times, when did we last have a government indicate to foreign investors that NZ is not a stable country to invest in as labour did? Don’t underestimate the destructive power of a green economy.
way too many developing world migrants. Vast majority in New Zealand are low skilled /low wage workers. This is visually obvious. The productivity commission confirmed this in a report released in 2021 where they found that the main reason for stagnant wage growth and very low productivity was there was too much immigration from India, China and the Philippines
@@jemma_19988 sorry that's bullshit How can a people's be blamed for nzs economic issues ,,every land on earth has migration with low skill rates and low pay ,,,all is needed to get homes built is available funding and land release ,..at the moment there is not much if either .
lol. 80,000 Kiwis moved to Aussie since National came to power and even Indians stopped coming here, because they know there isn't a future here for them.
Your mind is simply reflecting the current state on NZ Society, by steping out the front door and viewing what is going on outside and guess what your right... as a returning citizen from Oz, it's expensive, crime has doubled and now your current adminstration doesn't even provide comments or answer's to reporters while they far fill their own personal govt agenda's... left out in the Cold yet again and Boy it get's Cold in Aotearoa.
I don't blame him not answering questions from idiot reporters, like Jenna Lynch. I know she is a far left idealogue, but for gawd sake think of some coherent questions, and when he gives you an answer move on, don't just repeat the same question 10 times.
Tax needs to be sorted! and the rates going up annually is crazy it needs to stop. Not to mention most wages are not liveable within New zealand. Yet things like petrol food all the basic needs are sky high. Literally have to work 70+ hours a week until your 65 just to have a average life in New zealand. The old SAYING HARD WORK PAYS OFF is dead!
Spot on! We reap what we sow, too many people don't think ahead and understand the basic concept of compounding gains and diversification. Then like to externalise the blame.
Totally agree, Im 70 and Ive heard all the negativity before, build your knowledge and assets that will help you in the future, not only house but tools of the trade etc and then you can stand on your own 2 feet without always feeling total dependency. Yep some things dont work out but some do. Should you base your life today around the premise you might die tomorrow, you might but you probably wont
Easy for you to say as a 70 year old Boomer who had the chance to go to university when it was paid for by the taxpayer, could buy a house for $20,000, wages were actually rising in real terms, you still got overtime, could get a mortgage fixed for 30 years, and house prices appreciated astronomically over the next 50 years.
@@hemiedwards217 Unfortunately there is much truth in what you say and I would agree things are tough in areas that they really shouldn't be. You shouldn't need two people earning to have a livable income, social systems should be better than they are. However it is what it is and you cant spend time feeling hard done by you have to be positive and do what you can to make your good luck work for you. Every generation has winners and losers, there are many baby boomers who have no house etc etc.
@@campbellmorrison8540every "winner" I know is guaranteed work overseas once their apprenticeship finishes. And they are smiling about leaving. So what does that leave us with? The losers
yes youre right people should stop being victims and be proactive about investing into their futures, but lets also be honest about the 19yr old with 60k invested, his parents are a big part of that, YOU need to be honest about that too
Yah, get your point. It's just so much easier elsewhere. So, while things go up and down, and there were some relatively "good times" in NZ, why unnecessarily be inhibited by high tax, high cost of living, and aloof politics? Leaving NZ definitely has its benefits...Lifestyle in NZ is unparalleled, but there's something to be said for going where you are treated a bit better, too.
This is exactly why 100% borrowing is a bad idea. If housing goes down by say 20%, if you borrowed only 50%, you'd be ok. Then eventually, it will go back to where it was. Recessions and expansions are a norm. Eventually when the recession ends, things will go back up.
Awesome bro, I’m out of touch with what’s happening in our country tbh but in terms of money I’ve chosen a different approach - understanding that money and wealth is infinite. Mindset is on brother!! Let’s Goo
the current coalition has screwed us .... probably paying this joker to make you overlook the damage they are doing ... no, of course we shouldn't give up .... but we need real political leadership and world events do affect us
I love our beautiful country and will never live anywhere else...people there are countries that have a good reason to complain and NZ is in a much better place than those who are in the middle of conflict, and death so horrific think about that for a minute...I don't believe in our government systems at all, but there is always a way to get by. We just have to figure out a plan to live freely. I do understand it's very difficult for families and those with health and disability issues at this point in time, and yes, it will get better if the government puts some action into cutting taxes again. Retirement aged people who are not working should be tax-free. There are issues that need to be addressed for sure. Prices must come down on all essentials and healthy foods and housing, but we are kiwis, and we will always bounce back with our creative minds. Much gratitude
I'm looking at land (cheap as ) buy most of them are either flood damaged ( flood areas) and almost uninsurable . But we still have something going for us . Mostly I think government getting capital tax of house sales when do ups are profit . Keeps the prices high . As long as gov has a steak in it, it will always be for them and not the people .
I wholeheartedly feel that Luke/KeepTheChange is among the very few NZ creators out there who shares factual but positive standpoints on the NZ economical situation. The more I see it, the more I realize there is market gap for content like this. Thank you Luke. Keep it going.
Much appreciated. I hope it helps some people as there is plenty of other noise out there and people telling you how bad it is without providing any solutions
Too many road cones. Too much stifling bureaucracy. Too many fat government paid gravy train riders. Too many overpaid consultants. Too many green goody goodies . Too many wokey dokeys . Too much talking not enough doing.
The amount of debt in the global system is more than it's ever been.The US especially reaching 123% debt to GDP, and Europe just as bad. Those debts are coming due in the next few years & need to be paid, and it's highly unlikely that they will, they'll be rolled over to the next maturity date, and switch on the money printer to over drive to cover that debt, kicking the can down the road. But its getting to the point where the can is too heavy. 2026 looks like the year when this crisis will hit.NZ govt is way behind the 8 ball, but as individuals we can do something, buy Bitcoin,it will preserve your purchasing power because currency debasement is going to be bad, real bad. Buy Bitcoin, save yourself, good luck.
NZ is declining in it's relative global positioning. Our economy moves very slowly and we don't take action, or we can't, because we get caught up in silly political discourse about Maori treaty and crown whatever. We all need the same thing and that is a strong fast responding economy. We need to invest in nuclear, we need to start mining, and we need to embrace new asset classes such as bitcoin as a reserve asset. If we did these things our dollar would strengthen. If we don't, we will continue to see CPI climb because 40% or our inflation is controlled by the cost of oil (our main energy source). The solutions are so straight forward but we would never do any of this and we can't because our governments are stuck in popularity contests so we will slowly erode our dollar and our groceries will continue to climb. Even with the decline in house prices we are still in a debt bubble as we are twice as high as the US. We need to also attract more people into this country but our infrastructure can't support any real growth so we take on more debt. Our debt is around 200 billion (120 billion USD), which is the highest it's been. Things do not look good. The biggest problem is that people that don't understand economics will say it's because of race or some BS like that.
Good stuff. Business is like a 10-year cycle making hay, one really good crop one really bad crop and the rest jogging in-between. Farming, don't splurge your good years and when you buy a new tractor remember your wife will want a new kitchen!
You can talk about cycles all you want but it’s pretty clear something pretty structural in NZ is broken, and foreign investment sees that. Our brand as a resilient economy is tarnished and we are no longer seen a free and fair society. How can we, given recent political events? Full your boots with hopium but sometimes a decline is a decline.
I'm on a month long vacation in Europe and put 30k into my savings in the last 6 months how did I do it you ask.....buy moving to Australia at the beginning of the year it took me a couple of months to get on my feet but I ain't looking back I love NZL but it isn't worth the effort sorry bud im out
You can't have a viable economy by competing for housing and accumulating 360 billion or 90% of GDP in private debt to pay for it. Or by having regulations that massively restrict the supply of land for housing and business. The reason that we are in recession is perhaps because we are so restricted by what we can do and the cost that we are wilting under this load. NZ has become used to a continuous supply of money being created by banks to fund mortgages via low interest rates and steady immigration to prop up the economy that we have forgotten that real wealth comes from productive enterprise. Not from a housing Ponzi scheme which has all of the wealth flowing to property owners and banking profits now at 7 billion annually. Unfortunately we have squandered our productive sector, abused it, regulated it and taxed it as if can withstand anything and will always be there but unfortunately it is no longer sufficient for the government to run a surplus and pay of debt. We must deregulate, free up the supply of land, breaking the councils control and start the economy again from the ground up with numerous small businesses operating freely without harassment by regulation and high rents.
I want to jump on the 19 year old kids band wagon, hell yeah good on him, No excuses, excuses are opportunities dismissed or ignored, I waaaaasted my 20’s and it wasn’t until I hit my 30’s before I had that kids attitude, now I’m building my financial freedom one day at a time.
Points well made. Life is cyclical and subject to change. Comments section of any program should never be taken as "The word of God". Realize that we are surrounded by megatonnes of bullshit that needs to be stepped over to reveal the truth. Search widely and avoid narrow views from self interest.
What about CEOs who used to earn 20 times normal employees salaries in the 60s but now it's 200 times. What about 30 years ago the housing price was 3 times the medium income household and that was usually a single income. Now it's 8 to 10 times and everyone needs to partner up to get a house. A home with a garden was normal and now it's being normalized to just live smaller and smaller with the house prices. What about the disproportionate wealth gain and ownership to the top 10 percent. Have you seen the trend of everything be bought up by a few? How do you expect all of this to just keep going in that direction. Most people's kids will need bank of mum and dad or they will be saving for 20 years for a house on the average salary. I like the optimism tho
I just landed the second interview in 9 months of trying to find a job , 590 applied for the same job . Wish me luck , yes nz is fckt . Keeps letting people come here by the 100 of thousands on work visas and the government says there's heaps of jobs blah blah blah . And they keep building homes to house them . 20 years ago , I would of found a job in a few days .
It's not much better in Australia unless you are in a sector in high demand, they get over 800 applicants for just general administration jobs, it is very competitive. NZ job market is tiny by comparison. Wishing you all the best with your interview. It's hard yakka looking for work.
So the resourceful 19 year old just happens to have convenient access to abundant land to fatten cattle? Not quite the up by the bootlaces story it could be. Implies some level of existing family wealth. But good on him!
He might lease the land like many people can. Problem is we never see the solutions when we are focussed on other people having what we think we don't. Good on him for sure!
Well that makes it more impressive to me, how many 19 year olds today would be head down bum up working hard and saving and investing money if they knew in the back of their mind that they'll inherit a farm anyway? He's not taking it for granted and having a gratitude mindset breeds success. Sure the system is rigged completely, the cbdcs and digital id and other control measures will enslave us further but may as well get prepping now and get out of the cities
As a retiree is there any reason to express opening comments with profanities or is it indicative of such shallow content? Learn your history, from horse and cart to EV Cars, something has happened with NZ's development. As Albert Einstein once quoted, you cannot solve a problem with the same thinking that created it. Not rocket science. What I find interesting, younger generations leaving NZ, heads up, that is actually part of our British DNA, bigger, better, etc. What is most disappointing as we experienced with covid they wanted to come back to their "safe home" in NZ. Do your homework, we live in a cyclical world if we do not learn from past mistakes we will keep making them. You see knowledge is only "Data," "Wisdom" can only be through experience. Cheez
Some people wouldn't notice a good money making opportunity that could change their life even if it crawled past them and I'd say 9/10 it's because they're not focused on doing that. I get it though, it's easy to be distracted when times are tough and the last thing you're thinking about is taking risks and seizing opportunities that pass you by but on the other hand will you ever even if times are better or will they focus on the next thing that seems fooked?
That is a good point. Many people can't see opportunity because they aren't looking for them no matter if it's a good time or a hard time. I used to say to write 'opportunity' down and have it in your vision to remind you and your brain to start seeing them!
Don't be a victim, Inflation doesn't hurt and rent prices are completely affordable. This is such garbage you'd need at least 5 booster shots to be able to agree with this
but thats OK, if you're 19 years old you will magically get given your parents farm and 60K in investments thats just so easy for every new zealander even when you cant afford to pay for your kids school lunches
People who swear like this chap just demonstrate a lack of ability to express himself properly, poor education perhaps and he wants to lecture on economics etc. Nah. Just a severe case of attention seeking behavior really..
@@eeeaten Yeah, fair enough. But he's promoting a Money Mail Newsletter and doesn't look or sound like he's got 2 bob to rub together. I only watched halfway but he doesn't inspire my confidence. I wonder if you would you pay him for this advice, much of it just sound bites strung together that doesn't give a true picture of the way things are. There's a lot of this on TH-cam and they are really just looking for thumbs up and people, just like you and I leaving comments, so they might eventually get paid a few dollars..
@@tonyp1340 doesn't sound like advice people would pay for, i have no idea what his motivation or plan is. he probably reads the comments, so might respond. i dunno.
I will give you a scenario: you have the internet. Try Google or ChatGPT. There are so many free resources in this country. In a scenario where there’s no food, no fuel, no money, and no power in New Zealand, this sounds like a catastrophic event, such as a natural disaster or extreme economic collapse. Here’s a strategic plan to navigate such a situation, focusing on survival and community collaboration: --- ### **Immediate Priorities (First 24-48 hours)** 1. **Ensure Personal Safety:** - Find or secure a safe shelter. - Avoid areas prone to looting, flooding, or danger. 2. **Assess Supplies:** - Take stock of what you currently have: water, non-perishable food, medical supplies, tools, and clothing. - Prioritize items for survival: water, food, and warmth. 3. **Water Supply:** - Collect and store as much clean water as possible. - Identify natural sources like streams or rainwater. Use purification tablets or boil water if possible. 4. **Community Connection:** - Connect with trusted neighbors or community members to share resources and coordinate efforts. - Establish communication systems using radios or word-of-mouth networks. --- ### **Short-Term Plan (First Week)** 1. **Food Procurement:** - Focus on gathering edible plants, fishing, or hunting small game if legal and feasible. - Use community gardens or locate unused food supplies in local stores (coordinate ethically to avoid unnecessary conflicts). 2. **Alternative Power:** - Use solar-powered chargers or hand-crank devices if available. - Light sources: candles, solar lights, or improvised oil lamps. 3. **Security:** - Set up basic security measures around your living area to prevent theft or violence. - Coordinate watches with others in your group or community. 4. **Barter System:** - Begin trading items or skills within the community as money loses its value. --- ### **Mid-Term Plan (1-4 Weeks)** 1. **Establish Sustainable Resources:** - Create small-scale gardens for quick-growing crops like spinach, lettuce, or radishes. - Identify sustainable water collection and filtration methods. 2. **Community Roles:** - Form groups to share responsibilities like food gathering, child care, and security. - Identify leaders or mediators to resolve disputes and keep order. 3. **Medical Needs:** - Set up a basic medical station with first aid and shared knowledge about treatment. - Avoid unnecessary risks to minimize injuries. --- ### **Long-Term Survival Plan** 1. **Rebuilding Systems:** - Work with community members to create systems for power generation (solar panels, wind turbines). - Establish larger farming areas or cooperative hunting practices. 2. **Knowledge Sharing:** - Share skills such as first aid, farming, fishing, or crafting tools. 3. **Advocate for Order:** - Connect with local authorities or emerging leadership to contribute to rebuilding society. --- The key in such a scenario is resilience, adaptability, and collaboration with your community. Sharing resources and skills will increase your chances of survival while fostering trust and cooperation.
While I like your positive attitude, I know that this Government like the last National Government has not the slightest idea what to do in a recession. Sir Jolly Key promised lower taxes, and raised the GST to 15%. Mr Luxury says we get lower taxes, then goes and borrows the money... Truthfully you need spend your way out of a resession. Luxury, while sitting ass deep in butter, just fires heaps of the Government workers, causing 80 000 Kiwis to immigrate, and brings in foreigners.
cycle back mate to the time before the internet, before property became a flipper's paradise and people could afford to live here. Now they can't. The world's second most expensive housing related to income. NNuff said. It's not the NZ you're talking about. Deluded commentary from a man with money.
@@keepthechangenz NZ is in the boomers trap for the next 10 years at least. Unless some revolution happens or another pandemy wipes out everyone over 60yo...
Covid was here and may be still around for those with vulnerable immune systems. However I chose not to vaccinate but changed my lifestyle dramatically so I can look after myself better. I am carnivore and fast 16hrs or more 2days a week. Walk/run 7kms/day. Lost 7kgs. A different person, physically and mentally at age 70. I did get covid and recovered without any problems. My thoughts are I’m not going to let the government control my health by shots or mandates or what I eat and drink.
Brother this 6 minute rant is mid-witting. Try to understand the people. Yes some people just complain but the majority of people are actually trying to express what they cannot quite grasp - inflation and a K-shaped economy. yes business cycles and oh yes assets went up a lot. Ok what happens if you don’t own assets? You got left behind, V. Hard to catch up. Annnd where does this come from? Why are people shouting at the void? It’s all govt. driven. As long as they keep printing the difference, this road of extreme divergence to the holy grail of populism will increase. We shouldn’t have to moonlight as stock brokers at our second after work job just to get by. NZ monetisation of property is insane, propped up by the haves and preventing viable family and community formation. So yeah, we all boiled frogs. P.s. I own assets so it’s not biased salt.
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All we want in NZ is tax cuts for all, house prices to go back to normal and mortgage rates to go back to normal
NZ not Foooked, our housing market is. I'd be happy with a 50% drop in my house value. We need to give the younger generations the same chance we had.
For sure.. then local Govt Councils would have to drop the rate values from their sky high greedy tax grabs. They`re all in on it. Have you ever considered it`s a total conflict of interest that the same bunch who make the call on house valuations / rates are the same bunch who then tax us = rates..?
I agree 100% it's the same here in Australia but it'll never happen sadly thanks to all the greedy flogs who invest heavily in the housing market and don't care about young families.
I am the younger generation, I never got that opportunity, I just brought a house at the absolute peak. Sometimes you just need to put your head down and work for it, not many people in the younger generations want to do that anymore, they just want this handed to them for free rather than working for it
@@therelinquished4751yeah but why should you have to spend so much of your life paying for a house? Then getting taxed on the value
Its about to collapse 80% and stay down.
Its not the houses that went up its because the currency has gone down.
Reset not far away
Wages low cost of living high. Everyone's fleeing to Aussie
Just got back frm Perth & sydney. Its becoming like nz sorry! Stil has higher wages tho.
3 billion on boosters Lets push them on the Maori ??? Why all the adds ? The vaxscam has crashed worldwide .
anyone complicit now there is causing problems for the future ... no excuses they were told.. and farmers need to quit while they are barely ahead before they destroy the herd genetics
All up nz is indebt $120 billion because of coviind! All those supposed 'free' vaxs, masks, rats tests, etc.. neva again Aotearoa!
Spend less than you earn and avoid life style creep
Trying to haha!
We have the same thing in Australia mate. People complain rather than give it a go. Not sure if NZ has the small poppy syndrome mindset. But it’s rife here. People need to get out and see the world. NZ and Australia are great places
Gotta agree, those who gerneraly complain the most have never been outside their home city let alone country.
Nik, as someone who has lived in both Countries (and other Countries overseas) both Australia and New Zealand are great Countries. Huge opportunities for people prepared to get off their arses, set goals and then go for them. Sadly, there are many people in every Country who just want everything handed to them on a plate without having to work hard for things.
Plus, they make really stupid decisions without thinking of the consequences. eg. Having 4 kids when their income can really only support 1. No, you do not have the right to make our Governments raise your brats, house you etc while you spend all your time complaining and holding out your hands for more tax payer money.
You do not have the right to spend more than you earn and expect to be bailed out. Nor have more kids than you can afford to raise. Nor work few hours per week and expect to live like a multi-millionaire.
@@michaelferguson651or worked hard, envy is such a disability
Some people in New Zealand are whinging a lot because they are professional victims. They have spat the dummy since the current government got in because they do not pander to criminals and racists.
Yep we have small poppy syndrome here too
Keep it up mate people need to hear this shit! your inner world creates your outer world. Never waste a recession
Thank you for the content so many need right now.
I operate a small business in a small tourism town. Covid hit NZ and our future looked potentialy devastating.
So what did we do. We doubled down.
My philosophy was that if we loose it all, it's the same as loosing twice as much. If we didn't loose it all, we would be better-off on the other end. We purchased the neighboring business and merged it with ours, built an Airbnb in our house and had 2 kids.
For 2 years I worked twice as much for the same amount. But now we are on the better end and have surpassed where we were. It was one step backwards for 1.5 steps forward but all worth it
Great resilience. Hang in there. Rowing into the wind can suck but we end up a lot further ahead than those who stop rowing!
I was born here 75 years ago, so I've lived through a lot of cycles. I think we're doing OK when I see what's happening in some other countries. We've got a lot to be thankful for. No, things aren't perfect, our housing market is a problem and I seriously dislike our current government, but there'll be another election in a year or two and we can get rid of them. We'll be right, mate! As Fred Dagg said, we don't know how lucky we are.
My late father came here to NZ from England in 1975 . 9 years ago he said this country is becoming a third world country. He wasn't wrong there. It's a dog eat dog world here.
have you been to a third world country?
Has he been to third world countries ? I was in India in 1974 ...now that was third world ..
Ive lived in plenty of third world countries and this is so far from that. NZ life is amazing on a global scale, life here is amazing, what a wonderful country and people.
that is because most immigration is from third world. Drive down great sth road from Sylvia park to Papakura and it literally looks like the developing world!! Untidy properties, scruffy looking business districts etc
@@maxmiguel500 fifty years later and there are now nearly one million Indians in NZ and to be honest Sth Auckland today is starting to resemble a typical third world environment
You sir, are my spirit animal. Love the no nonsense message you're delivering!
Dont talk that way about our country.....we are far from f**ked....
so you didn't watch the video then
NZ is a shit hole
Well said fella !! It’s all here for us … just gotta get out there and get it, hard mahi , save,invest….. don’t spend too much on dumb shit … and don’t moan
@@jlepp a great formula! Hard to practice of course
Boomer template answer to everything...😂
@@BigBrother04 yeh If was a boomer ..
you can do it big brother , i believe in u
@jlepp i am doing ok. Have two houses already but I know it's tough out there. Was lucky to have a good paying and was oversemployed during covid. Which was only possible if you work remotely.
BigBrother04
SHUDDUP NO ONE CARES DIPSHIIT
Such good words. People live in negativity too long. New Zealand is awesome.
Hail mary my kiwi bruda. My maori need to here this man. We are warriors not only for our country, and our people and families. We are free not oppressed. Get up off our asses and D-up. Let's go
The problem isn't the cycle, it's the government making it near impossible to get a decent business started and removing the few subsidies that allowed it. If they stay in, it's not going to matter no matter how "tidy" your mindset is. Most of us will have to wait until the next cycle
What was the business you were wanting to start? How will you know when the 'next cycle' is?
@@keepthechangenz Have started. And had the subsidies for our employees removed at the start of the year, cutting our team in half, doubling our workload and making 4 people jobless. As well as likely putting us in a position where it will be far easier to fail in our first couple of years. Also, you were the one who said "cycle", I was repeating your reference. For media, ours is tightly tied to governments. It's near impossible to get something made when your government is putting up road barriers at every turn, then pulling the rug out from under you while muttering "isn't it great?"
Well said, funnily enough there is always someone out there winning while most people are just whinging! If you want it you can have it but nobodies going to give it to you
Goals are over-rated. I've lived day by day, largely without plans or goals my whole life. I worked for about 2 years then retired at 22 simply because I needed to be free.. I've been a chef, cave guide, comedian, hipie, punk, have owned two homes, raised kis and grandchildren. I've never paid any attention to economics or saved money, but I've laways had everything I've needed, and more., through creative visualisation.
Your example started his business and farm with inherited wealth.
exactly, how many kids in south auckland have access to prime farming land in Taranaki (best land in the country) and what is likely to be an endless supply of trees on that farm for firewood. I'm guessing there's chainsaw's, 4WD, trailers etc all included in that.
Weird assumption. Perhaps he leases the land? Too many people want to look for reasons why others can and they can't. That won't help you or your family. Time to tidy up the mind.
@@keepthechangenz that's easy it's because he described it as a family farm.... this means it's been in his family more then one generation. He has free wood to harvest and free land to graze. Not everyone starts in the same place and your positive attitude won't change that reality. That make us realistic people. Don't get me wrong every body can better there position but where you are definitely determines how far you are likely to progress. In saying that there are always outliers and everyone loves the underdog story.
@@pipandroy nice one. Can you identify your opportunities and what you have that others don't?
@@keepthechangenz Control over my emotions is my strength. They are very strong but this is ok because I choose to take Control of them a long time ago. What did I have though? No I can neither identify it or replicate it. I want to say drive but it's not enough. I am not religious but I think maybe it's faith. Not so much in a higher power but your own.
Labour, Greens and Maori party screwed us with cv19 lies and insults
Time to take responsibility for your own actions. Nice video thanks as always!
Tell me in historical times, when did we last have a government indicate to foreign investors that NZ is not a stable country to invest in as labour did? Don’t underestimate the destructive power of a green economy.
Crap
When precious metals threaten the Kiwi dollar government will pass a law banned trade in gold or silver. FDR did it.
Well said Luke. Preach!
way too many developing world migrants. Vast majority in New Zealand are low skilled /low wage workers. This is visually obvious. The productivity commission confirmed this in a report released in 2021 where they found that the main reason for stagnant wage growth and very low productivity was there was too much immigration from India, China and the Philippines
@@jemma_19988 sorry that's bullshit
How can a people's be blamed for nzs economic issues ,,every land on earth has migration with low skill rates and low pay ,,,all is needed to get homes built is available funding and land release ,..at the moment there is not much if either .
Thst is very true
Indeed, how good is the world!
My industry is quiet atm, yet we had one of our biggest days ever recently.
Keep grinding team!
@@allanandrowey5219 nice work 🫡🫡🫡
Too many government workers
Thank you. Everyone needs hear this
Sir you should consider running for the PM of this country, Luxon is not as 10 percent as assuring and morale boosting as you are.
Who says he is NOT going to.😉
@@hannahsmith6095 has my vote already.
Fuck yea this is what I needed to hear. Time to get to work
Just as well Labour made it so much easier and more inviting to move to Australia. Well done, Chippie.
JohnSmith-ux3tt
Good for you fkn stay there lol 👋🥹
lol. 80,000 Kiwis moved to Aussie since National came to power and even Indians stopped coming here, because they know there isn't a future here for them.
Well from what I hear Australia ain't that flash & every one that leaves nz leaves more space & less stress on infrastructure
Using the CHCH earthquake as an example is classic.
Some parts of that place are still fooked 😂
How many years after?
Things take time to build and rebuild. Have you built anything to learn this?
@keepthechangenz more than you could imagine mate. Nice try though.
@@roddas26 Good on you. You will know all too well then!
@keepthechangenz I know that New Zealand has slipped so far from what we once were that it's laughable. 🤣
@@roddas26 That is sad. Where to from here do you think? How does it play out?
Your fantastic ❤........so needed to hear this....thank you
Glad it was helpful!
Your mind is simply reflecting the current state on NZ Society, by steping out the front door and viewing what is going on outside and guess what your right... as a returning citizen from Oz, it's expensive, crime has doubled and now your current adminstration doesn't even provide comments or answer's to reporters while they far fill their own personal govt agenda's... left out in the Cold yet again and Boy it get's Cold in Aotearoa.
I don't blame him not answering questions from idiot reporters, like Jenna Lynch. I know she is a far left idealogue, but for gawd sake think of some coherent questions, and when he gives you an answer move on, don't just repeat the same question 10 times.
Things trending down is cue for you to get ready to go out shopping. Stay strong and save up, folks
Tax needs to be sorted! and the rates going up annually is crazy it needs to stop. Not to mention most wages are not liveable within New zealand. Yet things like petrol food all the basic needs are sky high. Literally have to work 70+ hours a week until your 65 just to have a average life in New zealand. The old SAYING HARD WORK PAYS OFF is dead!
Spot on! We reap what we sow, too many people don't think ahead and understand the basic concept of compounding gains and diversification. Then like to externalise the blame.
Totally agree, Im 70 and Ive heard all the negativity before, build your knowledge and assets that will help you in the future, not only house but tools of the trade etc and then you can stand on your own 2 feet without always feeling total dependency. Yep some things dont work out but some do. Should you base your life today around the premise you might die tomorrow, you might but you probably wont
Easy for you to say as a 70 year old Boomer who had the chance to go to university when it was paid for by the taxpayer, could buy a house for $20,000, wages were actually rising in real terms, you still got overtime, could get a mortgage fixed for 30 years, and house prices appreciated astronomically over the next 50 years.
@@hemiedwards217 Unfortunately there is much truth in what you say and I would agree things are tough in areas that they really shouldn't be. You shouldn't need two people earning to have a livable income, social systems should be better than they are. However it is what it is and you cant spend time feeling hard done by you have to be positive and do what you can to make your good luck work for you. Every generation has winners and losers, there are many baby boomers who have no house etc etc.
@@campbellmorrison8540every "winner" I know is guaranteed work overseas once their apprenticeship finishes. And they are smiling about leaving. So what does that leave us with? The losers
yes youre right people should stop being victims and be proactive about investing into their futures, but lets also be honest about the 19yr old with 60k invested, his parents are a big part of that, YOU need to be honest about that too
What he has is opertunities in front of him and he took them
@PaulMcdowell-g8i yes you're right. Generational wealth must be an amazing thing to have.
Good for him. Some of us are flat out investing in car repairs after the rent and food is paid though... @@PaulMcdowell-g8i
the bank of mun
m and dad is the fift biggest bank in aussie and old orr talks about the banks of mum and dad but he don't give out the numbers
Yah, get your point. It's just so much easier elsewhere. So, while things go up and down, and there were some relatively "good times" in NZ, why unnecessarily be inhibited by high tax, high cost of living, and aloof politics? Leaving NZ definitely has its benefits...Lifestyle in NZ is unparalleled, but there's something to be said for going where you are treated a bit better, too.
Fair enough. Where did you head to?
This is exactly why 100% borrowing is a bad idea. If housing goes down by say 20%, if you borrowed only 50%, you'd be ok. Then eventually, it will go back to where it was. Recessions and expansions are a norm. Eventually when the recession ends, things will go back up.
Awesome bro, I’m out of touch with what’s happening in our country tbh but in terms of money I’ve chosen a different approach - understanding that money and wealth is infinite. Mindset is on brother!! Let’s Goo
Love this approach! Good on you
the current coalition has screwed us .... probably paying this joker to make you overlook the damage they are doing ... no, of course we shouldn't give up .... but we need real political leadership and world events do affect us
What damage are they doing?
Employers are doing it tough too!
@@michaelferguson651 for sure. Tricky for a lot of people at the moment!
Yeah man, so many pessimists with loud voices. NZ IS a great country to live in and do well in. Most of us just get on with life.
Great work Luke.
I love our beautiful country and will never live anywhere else...people there are countries that have a good reason to complain and NZ is in a much better place than those who are in the middle of conflict, and death so horrific think about that for a minute...I don't believe in our government systems at all, but there is always a way to get by. We just have to figure out a plan to live freely. I do understand it's very difficult for families and those with health and disability issues at this point in time, and yes, it will get better if the government puts some action into cutting taxes again. Retirement aged people who are not working should be tax-free. There are issues that need to be addressed for sure. Prices must come down on all essentials and healthy foods and housing, but we are kiwis, and we will always bounce back with our creative minds. Much gratitude
I'm looking at land (cheap as ) buy most of them are either flood damaged ( flood areas) and almost uninsurable .
But we still have something going for us . Mostly I think government getting capital tax of house sales when do ups are profit . Keeps the prices high . As long as gov has a steak in it, it will always be for them and not the people .
What
Stop being so positive,,, your ruining my negativity.....
Haha classic! Apologies.
I wholeheartedly feel that Luke/KeepTheChange is among the very few NZ creators out there who shares factual but positive standpoints on the NZ economical situation. The more I see it, the more I realize there is market gap for content like this. Thank you Luke. Keep it going.
Much appreciated. I hope it helps some people as there is plenty of other noise out there and people telling you how bad it is without providing any solutions
Too many road cones. Too much stifling bureaucracy. Too many fat government paid gravy train riders. Too many overpaid consultants. Too many green goody goodies . Too many wokey dokeys . Too much talking not enough doing.
The kiwis fleeing for overseas will be back... Even if they're adamant they won't be ❤
You all forget that time we all stayed home for a few months and nothing got done yet we somehow still kept getting paid.
Common mate the whole would is going thru the same crises .
Pull ya finger out and get going all we do is winge
The amount of debt in the global system is more than it's ever been.The US especially reaching 123% debt to GDP, and Europe just as bad. Those debts are coming due in the next few years & need to be paid, and it's highly unlikely that they will, they'll be rolled over to the next maturity date, and switch on the money printer to over drive to cover that debt, kicking the can down the road. But its getting to the point where the can is too heavy. 2026 looks like the year when this crisis will hit.NZ govt is way behind the 8 ball, but as individuals we can do something, buy Bitcoin,it will preserve your purchasing power because currency debasement is going to be bad, real bad. Buy Bitcoin, save yourself, good luck.
NZ is declining in it's relative global positioning. Our economy moves very slowly and we don't take action, or we can't, because we get caught up in silly political discourse about Maori treaty and crown whatever. We all need the same thing and that is a strong fast responding economy. We need to invest in nuclear, we need to start mining, and we need to embrace new asset classes such as bitcoin as a reserve asset. If we did these things our dollar would strengthen. If we don't, we will continue to see CPI climb because 40% or our inflation is controlled by the cost of oil (our main energy source). The solutions are so straight forward but we would never do any of this and we can't because our governments are stuck in popularity contests so we will slowly erode our dollar and our groceries will continue to climb. Even with the decline in house prices we are still in a debt bubble as we are twice as high as the US. We need to also attract more people into this country but our infrastructure can't support any real growth so we take on more debt. Our debt is around 200 billion (120 billion USD), which is the highest it's been. Things do not look good. The biggest problem is that people that don't understand economics will say it's because of race or some BS like that.
Good stuff. Business is like a 10-year cycle making hay, one really good crop one really bad crop and the rest jogging in-between.
Farming, don't splurge your good years and when you buy a new tractor remember your wife will want a new kitchen!
Lol very True, that's why I always run old tractors.
@@silverdale3207 Cheers ;)
I have 4 jobs. Started investing. Almost mortgage free. 😊
Wow that is massive, well done!
You can talk about cycles all you want but it’s pretty clear something pretty structural in NZ is broken, and foreign investment sees that.
Our brand as a resilient economy is tarnished and we are no longer seen a free and fair society. How can we, given recent political events?
Full your boots with hopium but sometimes a decline is a decline.
what do you mean, about recent political events?
Bro, this guy looks like Christian Cullen?🤔🤣AB Legend!
I'm on a month long vacation in Europe and put 30k into my savings in the last 6 months how did I do it you ask.....buy moving to Australia at the beginning of the year it took me a couple of months to get on my feet but I ain't looking back I love NZL but it isn't worth the effort sorry bud im out
Booo haha. Come home at some stage. Go well out there!
You can't have a viable economy by competing for housing and accumulating 360 billion or 90% of GDP in private debt to pay for it. Or by having regulations that massively restrict the supply of land for housing and business. The reason that we are in recession is perhaps because we are so restricted by what we can do and the cost that we are wilting under this load.
NZ has become used to a continuous supply of money being created by banks to fund mortgages via low interest rates and steady immigration to prop up the economy that we have forgotten that real wealth comes from productive enterprise. Not from a housing Ponzi scheme which has all of the wealth flowing to property owners and banking profits now at 7 billion annually.
Unfortunately we have squandered our productive sector, abused it, regulated it and taxed it as if can withstand anything and will always be there but unfortunately it is no longer sufficient for the government to run a surplus and pay of debt. We must deregulate, free up the supply of land, breaking the councils control and start the economy again from the ground up with numerous small businesses operating freely without harassment by regulation and high rents.
I want to jump on the 19 year old kids band wagon, hell yeah good on him,
No excuses, excuses are opportunities dismissed or ignored, I waaaaasted my 20’s and it wasn’t until I hit my 30’s before I had that kids attitude, now I’m building my financial freedom one day at a time.
@@Clust3rFunk1 love that. I was much the same!
Points well made. Life is cyclical and subject to change. Comments section of any program should never be taken as "The word of God". Realize that we are surrounded by megatonnes of bullshit that needs to be stepped over to reveal the truth. Search widely and avoid narrow views from self interest.
It’s the meth epidemic that’s pissing me off the most. Everyone i know is hooked on that shit and i have to be a recluse
who are these people? as far as i know there are 0 people in my life involved in that stupidity.
new coalition getting most of it right - things on the up ,bar events we can't control.
What about CEOs who used to earn 20 times normal employees salaries in the 60s but now it's 200 times. What about 30 years ago the housing price was 3 times the medium income household and that was usually a single income. Now it's 8 to 10 times and everyone needs to partner up to get a house. A home with a garden was normal and now it's being normalized to just live smaller and smaller with the house prices. What about the disproportionate wealth gain and ownership to the top 10 percent. Have you seen the trend of everything be bought up by a few? How do you expect all of this to just keep going in that direction. Most people's kids will need bank of mum and dad or they will be saving for 20 years for a house on the average salary. I like the optimism tho
I just landed the second interview in 9 months of trying to find a job , 590 applied for the same job . Wish me luck , yes nz is fckt . Keeps letting people come here by the 100 of thousands on work visas and the government says there's heaps of jobs blah blah blah . And they keep building homes to house them . 20 years ago , I would of found a job in a few days .
It's not much better in Australia unless you are in a sector in high demand, they get over 800 applicants for just general administration jobs, it is very competitive. NZ job market is tiny by comparison. Wishing you all the best with your interview. It's hard yakka looking for work.
@@TheYutongCaptain Thanks yeah it's fucked lol .
So the resourceful 19 year old just happens to have convenient access to abundant land to fatten cattle? Not quite the up by the bootlaces story it could be. Implies some level of existing family wealth. But good on him!
He might lease the land like many people can. Problem is we never see the solutions when we are focussed on other people having what we think we don't. Good on him for sure!
@@keepthechangenz sounds like it's mum & dad's farm to be fair.
Well that makes it more impressive to me, how many 19 year olds today would be head down bum up working hard and saving and investing money if they knew in the back of their mind that they'll inherit a farm anyway? He's not taking it for granted and having a gratitude mindset breeds success. Sure the system is rigged completely, the cbdcs and digital id and other control measures will enslave us further but may as well get prepping now and get out of the cities
@@junit7590 it's more impressive because he has land and capital provided free of charge?
Hey life is sweet with this family
I saw the clickbait title and immediately thought Luke had gone off the deep end after reading too much Ray Dalio.
@@darrencole2000 haha still here going hard
Great message mate.
Great report
I've never rated the place. I'm Still at NZ is Fooooked.
Well said!
good on ya bazza! 👊
As a retiree is there any reason to express opening comments with profanities or is it indicative of such shallow content? Learn your history, from horse and cart to EV Cars, something has happened with NZ's development. As Albert Einstein once quoted, you cannot solve a problem with the same thinking that created it. Not rocket science. What I find interesting, younger generations leaving NZ, heads up, that is actually part of our British DNA, bigger, better, etc. What is most disappointing as we experienced with covid they wanted to come back to their "safe home" in NZ. Do your homework, we live in a cyclical world if we do not learn from past mistakes we will keep making them. You see knowledge is only "Data," "Wisdom" can only be through experience. Cheez
I feel like your looking at this from an economic perspective... I think the issue is more a collapse of culture and belief.
Some people wouldn't notice a good money making opportunity that could change their life even if it crawled past them and I'd say 9/10 it's because they're not focused on doing that. I get it though, it's easy to be distracted when times are tough and the last thing you're thinking about is taking risks and seizing opportunities that pass you by but on the other hand will you ever even if times are better or will they focus on the next thing that seems fooked?
That is a good point. Many people can't see opportunity because they aren't looking for them no matter if it's a good time or a hard time. I used to say to write 'opportunity' down and have it in your vision to remind you and your brain to start seeing them!
Win some.. lose some mate 🇳🇿
For who?
Don't be a victim, Inflation doesn't hurt and rent prices are completely affordable. This is such garbage you'd need at least 5 booster shots to be able to agree with this
but thats OK, if you're 19 years old you will magically get given your parents farm and 60K in investments thats just so easy for every new zealander even when you cant afford to pay for your kids school lunches
NZ need cheap lunch and snacks to survive!!
XRP!🚀🚀🚀
19yo does it thanks to mum and dad 😅
XRP!!!! Gold Standard!!! Foreign Currency Exchange!!! Iraqi Dinar!!! RV!!!...it's going to beautiful!!
People who swear like this chap just demonstrate a lack of ability to express himself properly, poor education perhaps and he wants to lecture on economics etc. Nah. Just a severe case of attention seeking behavior really..
he wants views, so speaks in a way that appeals to a big demographic of kiwis.
@@eeeaten Yeah, fair enough. But he's promoting a Money Mail Newsletter and doesn't look or sound like he's got 2 bob to rub together. I only watched halfway but he doesn't inspire my confidence. I wonder if you would you pay him for this advice, much of it just sound bites strung together that doesn't give a true picture of the way things are. There's a lot of this on TH-cam and they are really just looking for thumbs up and people, just like you and I leaving comments, so they might eventually get paid a few dollars..
@@tonyp1340 doesn't sound like advice people would pay for, i have no idea what his motivation or plan is. he probably reads the comments, so might respond. i dunno.
@eeeaten correct.
You have no idea
@eeeaten Its not for your kind
not to get too deep here but physical = phi cycle
Mean Stuff!
1st home $250k dreaming of that $500k, prices rise now your sitting on a $500k house but your dream home is now 1million.
I will give you a scenario you tell me what your plan is no food no fuel no money no power
I will give you a scenario: you have the internet. Try Google or ChatGPT. There are so many free resources in this country.
In a scenario where there’s no food, no fuel, no money, and no power in New Zealand, this sounds like a catastrophic event, such as a natural disaster or extreme economic collapse. Here’s a strategic plan to navigate such a situation, focusing on survival and community collaboration:
---
### **Immediate Priorities (First 24-48 hours)**
1. **Ensure Personal Safety:**
- Find or secure a safe shelter.
- Avoid areas prone to looting, flooding, or danger.
2. **Assess Supplies:**
- Take stock of what you currently have: water, non-perishable food, medical supplies, tools, and clothing.
- Prioritize items for survival: water, food, and warmth.
3. **Water Supply:**
- Collect and store as much clean water as possible.
- Identify natural sources like streams or rainwater. Use purification tablets or boil water if possible.
4. **Community Connection:**
- Connect with trusted neighbors or community members to share resources and coordinate efforts.
- Establish communication systems using radios or word-of-mouth networks.
---
### **Short-Term Plan (First Week)**
1. **Food Procurement:**
- Focus on gathering edible plants, fishing, or hunting small game if legal and feasible.
- Use community gardens or locate unused food supplies in local stores (coordinate ethically to avoid unnecessary conflicts).
2. **Alternative Power:**
- Use solar-powered chargers or hand-crank devices if available.
- Light sources: candles, solar lights, or improvised oil lamps.
3. **Security:**
- Set up basic security measures around your living area to prevent theft or violence.
- Coordinate watches with others in your group or community.
4. **Barter System:**
- Begin trading items or skills within the community as money loses its value.
---
### **Mid-Term Plan (1-4 Weeks)**
1. **Establish Sustainable Resources:**
- Create small-scale gardens for quick-growing crops like spinach, lettuce, or radishes.
- Identify sustainable water collection and filtration methods.
2. **Community Roles:**
- Form groups to share responsibilities like food gathering, child care, and security.
- Identify leaders or mediators to resolve disputes and keep order.
3. **Medical Needs:**
- Set up a basic medical station with first aid and shared knowledge about treatment.
- Avoid unnecessary risks to minimize injuries.
---
### **Long-Term Survival Plan**
1. **Rebuilding Systems:**
- Work with community members to create systems for power generation (solar panels, wind turbines).
- Establish larger farming areas or cooperative hunting practices.
2. **Knowledge Sharing:**
- Share skills such as first aid, farming, fishing, or crafting tools.
3. **Advocate for Order:**
- Connect with local authorities or emerging leadership to contribute to rebuilding society.
---
The key in such a scenario is resilience, adaptability, and collaboration with your community. Sharing resources and skills will increase your chances of survival while fostering trust and cooperation.
@@keepthechangenz i think he means he's broke
While I like your positive attitude, I know that this Government like the last National Government has not the slightest idea what to do in a recession. Sir Jolly Key promised lower taxes, and raised the GST to 15%. Mr Luxury says we get lower taxes, then goes and borrows the money... Truthfully you need spend your way out of a resession. Luxury, while sitting ass deep in butter, just fires heaps of the Government workers, causing 80 000 Kiwis to immigrate, and brings in foreigners.
cycle back mate to the time before the internet, before property became a flipper's paradise and people could afford to live here. Now they can't. The world's second most expensive housing related to income. NNuff said. It's not the NZ you're talking about. Deluded commentary from a man with money.
What are YOUR solutions then Nigel?
@@keepthechangenz Tuck your head between your knees and duck under a desk? Hold my breath till I bust? Leave the country? What do you suggest?
@@keepthechangenz NZ is in the boomers trap for the next 10 years at least. Unless some revolution happens or another pandemy wipes out everyone over 60yo...
I thought this was Tony Robbins
Got 5 Bitcoin 2016 and zoom zoom .
Go winny 👍
Yes, Sir Winnie and Shane & Co. New Zealand First for New Zealand first. All day.
@ 100 %
😂😂😂😂
@@GaryPeters-nv8pj winnie has been in every government that has ever imploded in new zealand
Covid is still around and what blows my mind is that New Zealand is not on the world covid list so we are still 🤬 🤷
Covid was here and may be still around for those with vulnerable immune systems.
However I chose not to vaccinate but changed my lifestyle dramatically so I can look after myself better. I am carnivore and fast 16hrs or more 2days a week.
Walk/run 7kms/day. Lost 7kgs. A
different person, physically and mentally at age 70.
I did get covid and recovered without any problems.
My thoughts are I’m not going to let the government control my health by shots or mandates or what I eat and drink.
@@vanessamay3689 people are 🤬 lazy. You will get it again
Legend!
Brother this 6 minute rant is mid-witting. Try to understand the people.
Yes some people just complain but the majority of people are actually trying to express what they cannot quite grasp - inflation and a K-shaped economy.
yes business cycles and oh yes assets went up a lot. Ok what happens if you don’t own assets? You got left behind, V. Hard to catch up.
Annnd where does this come from? Why are people shouting at the void?
It’s all govt. driven. As long as they keep printing the difference, this road of extreme divergence to the holy grail of populism will increase.
We shouldn’t have to moonlight as stock brokers at our second after work job just to get by. NZ monetisation of property is insane, propped up by the haves and preventing viable family and community formation.
So yeah, we all boiled frogs.
P.s. I own assets so it’s not biased salt.
Love the GTA edit haha