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Keep The Change
New Zealand
เข้าร่วมเมื่อ 18 ส.ค. 2020
🇳🇿 Improving Financial Literacy In New Zealand via education and taking action. Weekly podcast and email lessons helping you build your financial literacy. Lessons from decades of learning about money via mistakes, clients, wins and losses.
Founder of nextadvisory.nz (accounting) & Keep The Change
Instagram: @keepthechange_nz
🎙 PODCAST: Keep The Change
🆓FREE Weekly Email [Money Mail] - Sent Friday 9am
📧 Register ⬇️
www.keepthechange.co.nz
Founder of nextadvisory.nz (accounting) & Keep The Change
Instagram: @keepthechange_nz
🎙 PODCAST: Keep The Change
🆓FREE Weekly Email [Money Mail] - Sent Friday 9am
📧 Register ⬇️
www.keepthechange.co.nz
Can New Zealand Afford The Pension? Retirement Commissioner Jane Wrightson
Retirement is a hot topic and today we are diving deep into it! Jane Wrightson is The Retirement Commissioner and part of her role is reviewing and reporting to the Minister of Commerce every 3 years on the retirement income policies implemented by the government so we explore her thoughts on some of the current retirement and pension settings.
We explore KiwiSaver and what could be done better. Jane also oversees the National Strategy for Financial Capability to improve the financial capability of New Zealanders of all ages so that sees her overseeing the likes of Sorted.govt.nz Jane is focused on principled retirement policies that take a long-term view, so that the wellbeing of older New Zealanders is enhanced.
We ask some of your questions and some of the answers will surprise you. Jane is a straight shooter and a lot of fun to chat with so you will love what you learn in here and no doubt you’ll be left thinking about what YOU can do to get ready for retirement.
Get access to our weekly Money Mail newsletter: www.keepthechange.co.nz/moneymail
Are you a business owner? Check out Luke’s market leading accounting firm nextAdvisory.nz
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
00:00 Introduction and Role of the Retirement Commissioner
03:13 The Importance of Financial Education and Planning
05:55 The Impact of Life Crises on Retirement Savings
12:50 Addressing Housing Affordability in Retirement Planning
19:47 The Controversy of Means Testing for the Pension
40:49 Improving Retirement Outcomes through Increased Employer Contributions
42:12 Improving Retirement Savings in New Zealand
44:58 Advocating for the Continuation of NZ Super
49:14 Taking Control of Personal Finances for a Comfortable Retirement
53:18 The Importance of Financial Literacy in Retirement Planning
We explore KiwiSaver and what could be done better. Jane also oversees the National Strategy for Financial Capability to improve the financial capability of New Zealanders of all ages so that sees her overseeing the likes of Sorted.govt.nz Jane is focused on principled retirement policies that take a long-term view, so that the wellbeing of older New Zealanders is enhanced.
We ask some of your questions and some of the answers will surprise you. Jane is a straight shooter and a lot of fun to chat with so you will love what you learn in here and no doubt you’ll be left thinking about what YOU can do to get ready for retirement.
Get access to our weekly Money Mail newsletter: www.keepthechange.co.nz/moneymail
Are you a business owner? Check out Luke’s market leading accounting firm nextAdvisory.nz
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
00:00 Introduction and Role of the Retirement Commissioner
03:13 The Importance of Financial Education and Planning
05:55 The Impact of Life Crises on Retirement Savings
12:50 Addressing Housing Affordability in Retirement Planning
19:47 The Controversy of Means Testing for the Pension
40:49 Improving Retirement Outcomes through Increased Employer Contributions
42:12 Improving Retirement Savings in New Zealand
44:58 Advocating for the Continuation of NZ Super
49:14 Taking Control of Personal Finances for a Comfortable Retirement
53:18 The Importance of Financial Literacy in Retirement Planning
มุมมอง: 196
วีดีโอ
Quitting Corporate New Zealand To Help Community: Kauri Wealth Founder John Bell
มุมมอง 1.1K16 ชั่วโมงที่ผ่านมา
Today I sit down with a good man who has gone from corporate to financial advice. John has a Master's degree in Finance, so understood the power of compounding wealth over the long-term, and his KiwiSaver was sorted nice and early. But John wanted to do more to help out his community with this knowledge. He spent weekends driving north (4.5 hours) and talking with friends and family about KiwiS...
10 Business Ideas Any Kiwi Can Start: Henry & Jack Double Yolk
มุมมอง 39914 วันที่ผ่านมา
10 Business Ideas Any Kiwi Can Start: Henry & Jack Double Yolk
Selling Baby Sleep Secrets To The World w Luke Snedden (LittleOnes.co)
มุมมอง 32821 วันที่ผ่านมา
Selling Baby Sleep Secrets To The World w Luke Snedden (LittleOnes.co)
Start, Scale & Sell - a Kiwi SME Success Story w Henry & Jack Double Yolk
มุมมอง 55428 วันที่ผ่านมา
Start, Scale & Sell - a Kiwi SME Success Story w Henry & Jack Double Yolk
HOW TO: Get Closer To The Money In New Zealand With Mikey Smith
มุมมอง 1.4Kหลายเดือนก่อน
HOW TO: Get Closer To The Money In New Zealand With Mikey Smith
How To Quit Your 9 To 5 In New Zealand: Mikey Smith
มุมมอง 785หลายเดือนก่อน
How To Quit Your 9 To 5 In New Zealand: Mikey Smith
Solo Kiwi Mum To 36 Staff House Cleaning: Natasha Harding (HireAHousewife)
มุมมอง 162หลายเดือนก่อน
Solo Kiwi Mum To 36 Staff House Cleaning: Natasha Harding (HireAHousewife)
Major Money Milestones To Accomplish In Your 30s! w James Blair (Lighthouse Financial)
มุมมอง 711หลายเดือนก่อน
Major Money Milestones To Accomplish In Your 30s! w James Blair (Lighthouse Financial)
When To Quit Your 9 To 5 In New Zealand: Mikey Smith
มุมมอง 1.3Kหลายเดือนก่อน
When To Quit Your 9 To 5 In New Zealand: Mikey Smith
How To Invest Your First $10,000 w James Blair (Lighthouse Financial)
มุมมอง 1.1K2 หลายเดือนก่อน
How To Invest Your First $10,000 w James Blair (Lighthouse Financial)
NZ Govt & Council's NEED To Be Careful With Tax: Mikey Smith
มุมมอง 10K2 หลายเดือนก่อน
NZ Govt & Council's NEED To Be Careful With Tax: Mikey Smith
Listening Instead Of Hearing What You Want To Hear: With Mikey Smith
มุมมอง 5622 หลายเดือนก่อน
Listening Instead Of Hearing What You Want To Hear: With Mikey Smith
How To Buy A Slice Of NZ Property: Amy Stevens from Slice
มุมมอง 1.4K2 หลายเดือนก่อน
How To Buy A Slice Of NZ Property: Amy Stevens from Slice
How To Be Proud Of Yourself: With Mikey Smith
มุมมอง 4812 หลายเดือนก่อน
How To Be Proud Of Yourself: With Mikey Smith
The Man That Beat The Market For Over A Decade
มุมมอง 5533 หลายเดือนก่อน
The Man That Beat The Market For Over A Decade
Teaching Students Money - w Claire Bailey (Sorted In Schools)
มุมมอง 2853 หลายเดือนก่อน
Teaching Students Money - w Claire Bailey (Sorted In Schools)
Being Early Is Still Wrong? w Mikey Smith
มุมมอง 5823 หลายเดือนก่อน
Being Early Is Still Wrong? w Mikey Smith
Your Questions Re Buying A Business w Phil Smith (nextAdvisory.nz)
มุมมอง 2343 หลายเดือนก่อน
Your Questions Re Buying A Business w Phil Smith (nextAdvisory.nz)
Build Wealth Through Increasing Your Businesses Value
มุมมอง 1054 หลายเดือนก่อน
Build Wealth Through Increasing Your Businesses Value
How To Value Your Business In New Zealand
มุมมอง 1034 หลายเดือนก่อน
How To Value Your Business In New Zealand
The Basics Of Buying A Business In New Zealand With Phil Smith (nextAdvisory.nz)
มุมมอง 4254 หลายเดือนก่อน
The Basics Of Buying A Business In New Zealand With Phil Smith (nextAdvisory.nz)
Why Its Worth Considering Kiwisaver For Your Kids Now
มุมมอง 1304 หลายเดือนก่อน
Why Its Worth Considering Kiwisaver For Your Kids Now
How KiwiSaver Advice Can Pay Off Big Time At Retirement: Generate Advisor Linus Field
มุมมอง 5924 หลายเดือนก่อน
How KiwiSaver Advice Can Pay Off Big Time At Retirement: Generate Advisor Linus Field
Data Is The New Oil w Emily Shaw (Luma Analytics)
มุมมอง 5184 หลายเดือนก่อน
Data Is The New Oil w Emily Shaw (Luma Analytics)
Revealed: Where Will NZ End Up? Sociologist Paul Spoonley
มุมมอง 1.3K4 หลายเดือนก่อน
Revealed: Where Will NZ End Up? Sociologist Paul Spoonley
Problems Of An Aging NZ Population With Increased Life Expectancy
มุมมอง 2904 หลายเดือนก่อน
Problems Of An Aging NZ Population With Increased Life Expectancy
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She needs to be orange-pilled. An allocation to Bitcoin will solve a lot of problems in the long run.
how so?
Awesome podcast lads! Really insightful and informative 🤝
Appreciated, thanks a lot!
Just had a talk with John about my kiwisaver, and learned so much!!! what a legend and humble guy.
He is a beauty!
John is a great guy, Iv worked with him professionally and known him for a quite a few years. He's now a direct competitor but I'd openly recommend him to my clients. Awesome Mahi John. Wish you all the continued success mate.
That's a great wrap!
Great podcast. Top bloke, inspirational story and mission
Love it. Thanks!
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Thankyou guys. Watching the replay of this.
No worries at all!
And boom! Just like that I'm now a generate customer after a meeting with one of their advisors on Monday. Thank you Luke! 🎉
Oh nice one I am sure they were super helpful!
Great episode! Got me thinking for sure
Brilliant!
That wath an awethome epithode boys lol
Glad you enjoyed it!
One of these boys is a closet Patrick Swayze fan ;p
I had to Google him!
Big thumbs up from across the ditch for this interview. Great podcast.
the Next Advisory hoodie looks cool need to rep it more
I better get a few more haha!
The doctor vs plumber thing made me laugh. My best friend is an engineer, I'm a slaughterman. We're both 34 and I'm kicking his ass financially. He is going to overtake me eventually but it'll be interesting to see how long it'll take him.
Haha game on he says!
Thank you well done. You guys are getting there
Out here trying!
I need to listen to this daily so I keep on the path to building!
Awesome! Do that haha
Awesome content again luke
Brilliant, thanks a lot
Great energy. Good framework discussion. Should get this content into secondary schools!
Saw some young kid making money in school recently and it got shut down...
Sounds good 👍 th-cam.com/users/shortsm22jrgLHYbQ?si=ZX90zv9Ti5PpInmF
Tax the rich😂 Capitol gains tax. Then everyone will look at there kiwisaver and go, were did my retirement go.
Mate, every time, great podcast!
What are they talking about doing?
Something you're interested in
@@keepthechangenz so your mom?
@@M5RBsH_ Mum^ bro this is NZ.
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Loved this
A goodie. Thanks!
Hi Luke, I can't find the link to download the spreadsheet template? It's not showing up above.
drive.google.com/drive/u/1/folders/1djmETm-76k4gEwb9EupQ_Hx0x4BtGT0Y?fbclid=IwY2xjawEqUncBHeK_ZZgeLeeN9aV1jjPO8-yO35oj_DXHsU5UdLZ_2I7xfpCHvtOWC_nsdw
Had me until the Aura ring!
Oura* ;)
Imagine having 2 million at 30 or 40 and thinking of stopping there.
Oooo that was a chunky one! ❤ thanks guys!
only a weak man would need to hang out with rich people to become rich themselves
you fuck those poors
By that logic….a rich person wouldn’t want to hang with me. I’m broke…..
Do rich people hang with you?
@@sassall4284 the logic here is if I continue to hang with poor people I’ll be poor bc of the poor man mentality. Effectively poor people will maintain me in a state of economic failure. The argument they are making is for me to have in my circle rich people which their rich man mentality will effectively thrust me into an economic success. But then if this argument is for all, then why would the rich want to have me in their circle…me being a poor person…who will affect their income and bring it down. Thus creating a paradox that I will maintain poor bc I want to be rich but can’t enter into the rich man circle bc they wouldn’t want me to hurt their finance. The argument they present is absurd.
How do you invest in ai ?
Love the part where you spoke about who you spend time with...with the way my 6 cats eat, they're definitely not keeping me close to the money! 😂 I won't turf them out yet. They add value....(or service? Purpose Philanthropy?) to my life ❤ as I budget a donation to the SPCA every fornight and volunteer a few hours at the shelter on a Sunday. I was excited to see this new pod pop up. I can see times in my life where I was close to the transactions. Once i reached a goal I let off the gas and I'm now faaaaar away from the transactions. Time for some action. Thanks guys! 🎉
Love your content bro just earned a subscriber knowledge and action is power 💯
Stoked you enjoyed the episode. Go well!
The cantillon effect! At least, in the banks case.
Love yr work boys
Cheers!
Loved the part about non genuine people. Important to remember, relationship is the goal, not a means to an end!
A good takeaway!
Nothing better than seeing a new video pop up on TH-cam of you two. Like it before I even watch because I know it’s going to be dam entertaining and even more informative 🤝🏾
Haha thanks a lot! This one is a goodie
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Mikey how much can you get me off my bnz refix?
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Very relevant! 👌🏻
Glad you enjoyed this one!
Heccck yeahh... the part that I was waiting for ❤🎉
Hope it's useful for you!
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Keen as for a beer with Mikey! Share his cynicism about the system but also a proud kiwi