In this episode, Codie has packed all the information you need to get started and succeed in the business world. About 69% of you that watch the show regularly haven’t yet hit the subscribe button! If you like our show please could you do us a favour and hit the subscribe button. Appreciate you all 🙏
I feel like she speaks volumes to natural born entrepreneurs and hustlers and the bosses of the world... it does cost to be the boss lol so not everyones willing to even want to begin to understand this stuff.. and without the workers there wouldn't be the bosses to run them... it makes the world go around... it's hard to learn something that certain people just aren't built for... but for the people that are born leaders.. she's very motivating
I am a retired high school school teacher. I had a student in class that was extremely motivated to start his own business. He started selling bicycles in his basement and then proceeded to own a ski shop. The business went bankrupt, but that didn’t stop his enthusiasm. He was determined to succeed. He never graduated from college. Mike Rubin was my student who became a billionaire. It can be done.
I used to work in an accounting firm that started, dissolved and liquidated hundreds of businesses. I met more people who got financially, emotionally and physically destroyed by failed businesses than I can remember. But you don't hear from those people very often, I guess that video wouldn't sell very well now, would it?
@@SP-nx8qxtbh most businesses fail because they don't adhere to the cornerstone rules and are driven on impulse. Proof of this is the people who have many successful businesses - if it was all based on chance this would be impossible. It is a sorry situation though :/
@@awh4272 This is food for thought. I have been asking people who have had failed businesses before and their responses haven’t really made sense till this write up . Thank you
You mean Mike Rubin, the CEO of Fanatics, the bane of every true sports fan who likes quality merchandise? Hockey fans are now outraged that the NHL is switching their jersey production from Adidas to Fanatics because the quality always goes down significantly. These billionaires become billionaires because all they care about is themselves and money, and it shows. There are more important aims than making a ton of money. I suspect very few if any people that wealthy are truly content in life. They’re parasites.
This lady Codie is a Gem. She is the realest. I always say why wealthy people always talk about their deals but never talk about the process leading up to the deals. Even to say how many times you they have to attend meetings before securing the deals. It's always a fluff. I like the fact she spoke about the business terms. The terms and meaning are important. She is a real hustler. I love this podcast session. I hope she comes back to talk about business challenges and how she overcame and how she process her losses to win in the end.
*Today I reached $220k. I am really grateful for all the knowledge and information you have given me over the past few months. I started with $15k in January.*
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , invest_ing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invest_ed early ahead this time .
Since you have such problem why not look for an FA you guys downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
Cant reveal much info ,Kate Elizabeth Amdall is the shrewd advisor responsible for my portfolio success, it's only right you look her up and confirm yourself.
Most times it amazes me greatly the way I move from an average lifestyle to earning over $25k per week, utter shock is the word, I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus
Codie is giving the type of value that a lot of these “financial influencers” who are actually charlatans pretend to. Straight to the point. A gem in our time. Just found her and am blown away.
True. She is being transparent but with the others they dont guve u the full picture like she said. Whitlock is a shame but I do wonder what their reasons are 🤔. Its not like a new entrepreneur is going to take away their success. There is room for many to succeed in the same space clearly
She probably went from 0 to 2 million secretly doing onlyfans in 2 years.Now you can go from 0 to 500k in 10 years by investing in the stockmarket.Thats more realistic for a man to pursue.But not knocking what she preaching to the ladies.lol
Her perspective is SO refreshing!! Really shows how much hype has been deliberately built around richness to keep from everyone getting to it! Thanks to you both for this
Naw, she is still hyping it up. She refused to mention anything about her lawyers, bankers, accountants, and realtors. If you got 70million in assets you are not doing anything by yourself. 😊
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
Something that resonated with me is what Codie said about outgrowing people and becoming somebody who the people that loved her (and whom she loved) didn't recognize. And Steven, the thought of people saying "come back down here with us" is potent! I think when people who are interested in self improvement, emotional intelligence and deep dives into various facets of life have people in their lives who, in fundamental ways, remain stagnant, even if those relationships were or are significant, we often have to face that the relationships will inevitably change. The weight we give those relationships can mean the difference between acting out of fear and acting out of respect for our authentic selves. I see that a lot of depression and other mental and emotional issues stem from "loved ones" giving advice to others when, really, as Codie says, that advice is only in line with what they see possible for themselves, not for others. Far too many people are pushed down paths that are not meant for them. Some of us, myself included, spend years or even decades trying to reassemble ourselves feeling we've wasted so much time and energy in the wrong areas (careers, cities, relationships, etc.). I don't remember where I first heard it, but I think of this quote a lot: "If you don't design your life, someone else will do it for you." That should be a pretty scary thought for most people, because nobody knows you better than yourself - not your teachers, not your guidance counselors, not your friends, not your family. If you struggle to know yourself enough to make some hard decisions, one book I found really helpful was How to Find Fulfilling Word by Roman Krznaric (via The School of Life). Do the exercises. :) You could also take a Birkman Assessment which can be pretty revealing. Hope everyone out there is doing ok today.
Love what you've said. Looking back, I do agree that since I've put a lot of weight in certain relationships, it ultimately influenced the decisions I've made in the past. But sometimes you have to do what's right for you, and not because someone else thinks it's right. The quote is very much true. Cheers for the recommendations, will be looking into it
Choosing a path cuz someone, who loves and cares about you, thinks it's good for you is a way to live a life full of regrets. A lot of people end up in jobs they hate or are not interested in, because they didn't have the courage to follow their inner guidance and were too people pleasing.
First time I’ve ever commented, this was so insightful, as a 45yr old female I have stepped out of a long term role as a paramedic and started my own business. All tips greatly received, lots to learn and more to listen too.
Productivity is never by luck. It is always the result of a commitment to excellence, intelligent planning, and focused effort. To be able to make a change one will have to do more than the obvious, financial freedom is not always about being rich and having a lot of money. Instead, it is more about having control over your financial present and your financial future
Your approach is correct and shows you have lots of experience, but since everybody wants to become rich overnight most coming to the markets newly don’t seek professional advice
Since I lost money in the tech bubble years ago, I've only invested in real estate. But, with the recent surge in home prices I've liquidated a few assets and am sitting on cash. I'd love to hear your recommendations because I'm looking for something profitable in these crazy markets
It is difficult to Time the market. history shows that the market will in the long haul have a vertical pattern, so the most obviously awful thing isn't putting resources into any way. I have followed along lisa michelle pacillas markets picks and I have amassed 7btc with her aides
I believe that robust, well-implemented ESG policies and practices directly contribute to the long-term success and sustainability of a successful portfolio management under Lisa Michelle Pacillas
I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
One thing I especially like is Steven's excellent balance of speaking and listening. Appropriately, he listens more than he speaks, which makes sense when you have invited someone to speak. Wish I could say the same for all of the well-known podcast hosts.
i couldn't like your comment more! especially frustrating when you're listening to a podcast, the host asks a question and before the guest even finishes answering, the host interrupts with another question or with their own opinion!
Codie is the real MVP of how to succeed in business. It's not hyperbolic stories of self inflated grandeur. I love her realness and relatability and all the motivation I need to just take the first sfep. I love her TH-cam channel as well.
@@janegarnham Exactly, if I got $100 for every time I was peddled some get-rich-quick scheme by some rando on TH-cam, I'd probably have enough saved up by now to attend some of their actual seminars. 🤣
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.
You're correct. The greatest strategy, in my opinion, is to diversify your investments. By distributing your money throughout a variety of asset classes, such as bonds, real estate, and foreign equities, you can lessen the effects of a market collapse.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Watched this at 3:30 in the morning while the stress of my financial hardship keeps me up. I truly believe all things happen for a reason and I’m eternally grateful for the incredible conversation between Codie and Steven. Incredible value. This video may have flipped the switch in my mindset that i DESPERATELY needed. Thank you both 🙏🏽
I was severely ill for a couple days and didn't even call into work or talk to my family or anyting. I went in a few days ago and the boss was all pissy and told me there will never be a raise in my future that I think I'm above everyone else but then said he really needs me. So I quit I'm freaking done. And already I have another job making twice as much money and I'm pretty much booked for handyman work at $45 an hour in my extra time. Basically if you're in a job when they're only going to give you tiny raises and s*** just go do something that you know how to do and charge people for it. One major problem right now is that nobody can find any people to do handyman type work. In fact in my other side business people are extremely grateful that I even called him back. Everybody wants to be a damn landscaper but if you are reasonably intelligent you can teach yourself a skill. For instant I just woke up one day and decided I wanted to learn woodworking so I spent about four grand on bice tools and now I am pretty much professional woodworker. Another skill that pays $$$. Not to mention I'm actively involved with trying to close real estate deals with seller finance so one of these methods or all of them combined is going to make me multiple times more money than I could ever do it a day job! Hang in there. Sometimes it takes getting out of your comfort zone and being forced to really hustle to improve yourself to ever take a step forward.
@@jacobladder6165 Your boss should have had the police do a wellness check. People who all of a sudden don't go to work and don't call work to tell them they will be out are technically "missing". My niece didn't call into work and so on day 2 her workplace called the police to do a wellness check. She was found shot and killed. Of course your boss was pissy. Nobody does that.
Sir, you might as well get yourself a good night's sleep! Because I guarantee you that your financial troubles will still be there when you wake up 🤡 💤
1:18:28 so important. Leaving a 34 year marriage is the hardest thing that I’ve done. Especially when you care for that person. Getting back on your feet (for men and women) can be very difficult. I’m forever grateful that my business that I created allowed me financially to make that decision. It was a pivotal moment for me. The year of cocooning on my own was also healing. I didn’t have the means to buy my own place, but pet sitting, staying in Airbnb’s and visiting friends and family strategically allowed me my own spaces (always trying to give as much as I received). Good for you - that’s such wisdom learned so early in your life.
Watching this video made me realise I don't want to be millionnaire. I want to keep earning few thousands per month, having good time with my kid and husband, having time to cook during week-ends, taking care of myself. I don't think that I can be happier then that. ❤ Thank you for this content. Confirmed m on my right path.
@@gina2641 yea she just wants money because...? I want to be filthy rich but i have a real reason: i want to build great companies that solve serious issues and make lives better. For my own I only want the things I could get with a normal college career path
Surrounding yourself with people who are smarter and more talented than you can help you grow and achieve your goals. It's also important to find people who are supportive and encouraging, and who will challenge you to be your best.
Do those people even exist? Basically all people I've met, where rather the opposite. Trying to get you down. Slander, false accusations, trying to make you lose everything in life, where you had been good and kind to them. Anyone knows anyone still, who's not either dumb or an a(hole or both?
I've seen several of Codie's interviews on her channel & Ted talk. She's well versed, self educated, humble well spoken & greatful, able to holds your attention with interesting stories of business & life. One of your Best Guests! Steven thank you!
It's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to get my capital back.
I understand how you feel. It's a little bit difficult to navigate things these days. You don't wanna lose whatever is left. I may suggest that you find a financial advisor who could give you thorough advice on how to go if you want to go the investment route. Also, the fact your business failed doesn't mean you should give up.
That's right. I have tried many failed businesses and it's just a step further. Don't despair. But to add, if you do decide to use a financial advisor, it's best you use someone who understands your special needs and can work with you. I learnt this from experience before finally finding one I can stick with. Now I make six figures from my investments alone, and even more from my businesses.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I feel so fortunate to have found this pod cast. Such interesting people with unique insights and perspectives on this strange and wonderful life. Codie and Steven are fascinating.
I clicked on this video and didnt think i would watch it till the end, but this was gripping. Codie is brilliant! I remember signing up for her newsletter and being confused why she shares so much free info and what does she really want. The truth is she wants to help everyone grow and in the process she grows too. Really enjoyed this podcast.
0:06: 📚 Cody shares her insights on why most people don't reach financial freedom and the importance of understanding the language of money. 8:35: 📈 The speaker shares her experience of buying small businesses and highlights the importance of taking the first step and learning how to do deals. 16:54: 💼 Cody believes that anyone can buy a business with the right knowledge and skills. 25:41: 💰 The main reasons people don't reach financial freedom are their emotional relationship with money, the belief that they can get rich quick, and the influence of society's messaging. 33:47: 💡 The importance of surrounding oneself with positive influences and the value of sharing successful deals and investments. 42:11: 🔍 Seeing behind the curtain of success and wealth can be a game-changer and provide valuable information. 50:04: 👥 Billionaires have a mission that dwarfs the pain of building wealth and are often willing to help others who show hunger and take action. 58:52: 📝 Stephen Bartlett shares his insights on what he looks for in people who reach out to him and the importance of making content. 1:07:23: 😌 Content creation is a powerful way to have unfair access and find like-minded individuals in a world driven by networking and hustling. 1:15:12: 💔 The speaker reflects on her decision to end her relationship and pursue her own dreams, emphasizing the importance of personal freedom. 1:24:17: 🏔 The speaker shares a personal experience of being afraid while hiking a mountain. 1:32:31: 🏔 Cody tells a story about her experience climbing Mount Baker and realizing the importance of choosing your own path. Recap by Tammy AI
Thank you so much. I watched the whole video and loved it and because it is 4:30 AM here I didn’t think of taking notes and was thinking to watch it again then I saw your comment and it made me so happy. Thank you.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I’ve never been as enthralled with a person who speaks wisdom as Codie! She shares her insights and life lessons with a very straightforward attitude yet exuding an energy of empathy and warmth. May you continue to shine your light on others, especially women. God bless.🙏🏼
"Make stuff that makes us money as much fun as stuff that costs us money." I love this mission and I'm glad she decided to share her knowledge with us.
I dont hear much knowledge, in the first 13min they say rondabout 50xtimes "Business" but cant clearly address that shes making today, money from selling Courses, or social media. I dont like that kind of people, "they selling dreams to the folk with theire talks". The easy way, with no effort, a nobrainer is simply to buy an ETF from SP500 or Nasdaq, pay monthly in and sleep for 15 Years. You are wellcome. Influencer Question to Codie; How can you work in finance build a Billion dollar company, and tell in the same Episode you dont know nothing about finance? -So you basiclly got a Paycheck for going to work and sitting infront of a Desk? Well it like that job too. Im Mad, the Downvote on this Video is a matter of lack investigation about the People that sits in this Podcast.
No disrespect but that or a version of it has been said a million times. "Find work that you love, and you'll never work a day in your life." "Find a career that you'd do for free." etc., etc, etc.
@@sasasale - Not every speaker is for every person. She may not be someone whose message you need to hear. Maybe find speakers with whom you resonate instead of wasting your time on speakers you don't find valuable.
@@thecuriousprofessor Hi, thanks for Answering, my Main message was meant like this; A Bodybuilder who build a Steroid Body is selling overweight people the Idea to look Jacked and Pumped like he, without using Steroids. She makes money from Influencing, from social media, from podcasts and courses, shes not making money from Businesses (as she trys to sell it to the Mass ). Thats what i want to underline.
This is my favorite guest I've watched as a newer viewer, simply because of their no bullshit desire to share info. She is a real key holder unlocking so many doors. Very cool conversation.
The greatest strength of this podcast is making wisdom accessible to all! The 'mountain' analogy hit home for me. So often our goals are about 'what looks good on me' rather than being about 'what feels good to me'. Thank you for another amazing episode!
YES, NIce Information, however she started off with money to invest which most people don't have...so this Podcast only addresses those already immersed within the Top 2% of the World's wealthiest folks.
I loved every second of this video. I went to college and got a degree as an engineer because everyone kept telling me that's what you do when you're good at math and science. I worked as an engineer for about 4-5years and hated every second of it. Now I have been blessed with the opportunity to figure out what it is I want to do which can be pretty scary and intimidated when you're not sure what your next move or thing is. Even though you definitely will have family members left and right telling you to go back to do the thing you didn't like just for money or to tell others that you have a fancy job. I would advise you to push through and figure out what it is you love especially if you are in a good financial place or get an opportunity to do so b/c happiness is a long term goal and I feel that you should be able to love or enjoy whatever you decide to do for the rest of your life!🤩
Totally agree! No point in working 30+ years in an industry/job you hate , sacrificing your happiness & freedom only to retire & realize you aren’t young anymore & have other problems that prevent you from doing what you wanted to do for decades.
@shani9726 when I am in survival mode, it is difficult to do these things. I have a full time job and part time job, I dont have the bandwidth to sit and think of solutions. I am just trying to keep my head above water. Thank you for the wonderful message though, appreciate it
@@Grombrindal91 I was an engineer too. I didn’t hate it, but I was forced to reinvent myself during the Great Recession. I started a successful property management business, and, surprisingly, I found that my skill set lent itself well to property management. If you’re an engineer, you can do just about anything; I’d bet you’re smart, hard working, dependable, an early riser, and can troubleshoot your way through problems. All of these things are tremendously important for entrepreneurs.
Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.
One of the greatest, most inspiring podcasts I’ve heard in a long time. Both the host and guest laid down decades of financial wisdom and the psychology behind money. I started a business when I was unemployed but now that I’m working at a good job, I’m distracted everyday and not working on it anymore. Not any longer. Thank you.
My business went bankrupt. I was feeling a bit lost. Listening to your podcast is what I needed to awaken the entrepreneur inside. I feel alive again. Many thanks.
So thankful to have listened to this podcast (as if I don’t listen to them all). Codie Sanchez (never heard of her before this) resonated with me so much. She gave great advice and motivation for a divorced, starting over, women. When it’s so easy to feel like your doing it wrong, and feel unable to succeed. This video, like many others, reminds me to not give up, to pivot, and connect with people that I might not have.
Getting shares may appear simple, but selecting the proper stock without a tested method can be challenging. I've been trying for a long to increase the size of my $210,000 portfolio, but the biggest obstacle is that I don't have a clear entrance and exit plan. Any input on this would be welcomed.
Investing across asset classes will help you lower risk compared to placing all of your eggs in one basket. See a financial specialist if you don't have a lot of knowledge.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Upon finding her full name through an internet search, I discovered her page and promptly sent an email to arrange a meeting for a conversation; I am currently waiting to hear back from her.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too 🙏🙏🙏
yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an ex pert can lead to a great loss too
She's such a breath of fresh air. Someone who actually cares about helping others reach their goals and it doesn't seem like a gimmick. Thank you for having her on your show
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k
Wow! That was the best podcast I have heard this year. Codie is amazing, direct, transparent, understanding, honest, inspirational, business person I have come across in ages. Thank you for your great questions Steven, they answered so many of my own questions. The end interview question " a time when you were most scared" the answer was brilliant and a lesson to us all. I have sent this to a friend trying to start a business in Portugal and I will definitely give this another listen. Im going to follow her (more films etc) truly amazing. Thank you both. Clive
On 1:15 she had me, I'm at the beginning of my divorce , sitting actually in an airport , flying away from my husband... for some reason chose this video to watch while waiting to board. She said exactly what I needed to hear. I do believe I'm brave and making a right decision. Thank you guys, great content, made lots of notes.
It sounds like you're going to be somewhere where you're safe. (Sorry if I'm reading this incorrectly.) It can be scary to start a new life, however, sometimes it's necessary to shed the skin of our old lives so we're able to create a brand new and much better life for ourselves. If you are in an abusive relationship, get out and stay out. You deserve to be amazing and happy. Good luck.
I wish you well on your divorce and your new life. I'm 53. I'm broke. I'm single. I live with my aging parents both 82. They are not wealthy. If they invested well they could have been but I have looked after other people all my life for no financial gain and now I'm too old to get a job easily. I'm ok though. I have love. Just wish I had money too.
100% relate to wanting to work for yourself - I'm 29 and on job number 29 but loving my side hustle which is making about 50% of my full-time salary, with the goal to own several businesses - great interview!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer
Hello. I was laid off, so I had to discover other ways to make money. Since having my second child, I hardly have time to keep up with my investments and tradng. Is it a constant process, or should I take a short break from the markket to concentrate on other things and come back whenever I have free time? Regards
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
Building wealth entails forming wise routines, such as setting aside money on a regular basis for reliable investments. A better approach is to simply have a portfolio that is ready for any eventuality, which is how some people have been averaging 150K every week these last few months, rather than attempting to forecast and predict the market's stability and the exact moment when the change will occur.
Building wealth entails forming wise routines, such as setting aside money on a regular basis for reliable investmnts. A better approach is to simply have a portfolio that is ready for any eventuality, which is how some people have been averaging 150K every week these last few months, rather than attempting to forecast and predict the markket's stability and the exact moment when the change will occur.
@@Casandra1bartlett However, leaving your work to concentrate on tradng might not be the best course of action if you do not have access to a professionaI like Colleen Elizabeth. Before making any significant decisions, it is crucial to weigh all of your options and get advice from trustworthy people. Using automated tradng tools or speaking with a CFA can also be beneficial for managing investments while juggling other obligations.
You are one of the most sophisticated and brilliant TH-camr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago
Wow! The energy and the flow of this podcast is so real, that it’s already unreal! Steven and Codie you felt so comfortable and understood with each other that the whole podcast felt like a reunion of friends, who never knew they were actually besties! ❤I hope you will stay connected and collaborate in future again. Your knowledge and experience is worth more than gold and really opens people’s eyes that „they can be and do more“ than they think. I had definitely an eye opener today. Finally two people talked as „normal person“ to other normal people to show us that we don‘t need to be super smart or super rich, to achieve financial freedom and success. Thank you so much for this podcast session and sharing the insides of your own growth pathway🫶🏼🙏🏻
The part towards the end where Codie talks about not always doing what you’re supposed to do was great to hear. There’s been times where I too go on social media first thing when I wake up and sleep in. It’s refreshing to hear someone who’s achieved a lot also be human.
Wow Steve and Codie, you two have beautiful seamless chemistry and this episode is so pleasing and enjoyable to watch... Truly top tier quality. I'll share this with friends for sure. 🏆💰😎💃
this woman has the gift of charisma. the way she speaks, her facial expressions, captures the listener's attention. everything she says sounds convincing. I have met such people before. it is a great gift, about on par with beauty or strength. and just like beauty or strength, that gift gives a person an advantage that they are usually not aware of, but as in the case of beauty or strength, they think that they have achieved everything by their own efforts without privilege.
Very well said. its that charisma trait that separates those that will surely succeed from those that surely wont. The good thing is, one can learn to become more charismatic. Once they become authentic enough to believe in themself.
She said she had the privilege of working for 10 years prior at financial institutions like Goldman Sachs. She also said she made $37k at her first job out of college. It sounds like she saved…
I can't express how thankful I am for your podcast, Steve. I couldn't find a job for a long time so I started as a freelancer a year and a half ago. I am currently creating my own company. It can be a really nerve-wracking, confusing, and shaky process. Podcasts like these ones are so inspiring and reassuring. I love how unapologetic and straightforward Codie is, it really is so much about the mindset. Thank you both for the value you provide!
@@paulaespinoza4340 I am currently taking one but it is done by US-based entrepreneurs but it is fully in Russian. I would suggest doing an extensive research and reading reviews. I myself started to invest into myself a year ago. I bought UPW from Tony Robbins, and did 4 days online just to change my mindset and I did. Since then, I bought like 2-3 different courses for different areas of life. Most were in Russian language, each one shifted something in me that I am now ready to do a start-up with a very strong belief system. Also, reading self-improvement books are a huge plus! Basically, everyone has to go through their own process of self-discovery and see what suits them :)
Instead of trying to predict and prognosticate whether or not we’re going into a recession, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 15% every 7week according to Bloomberg
Predicting short-term market movements is extremely difficult in reality. It requires the investor to be right twice: Essentially why individuals engage service of experts who provide proper strategies to navigate the markets
The US-Stock Market had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled markets, but there are avenues lurking around if you know where to look I’ve netted over 75% in the past 10months.
I'm as new to the market as it gets, believe it or not; all I have to do is follow my advisor's lead. My instructor is *Monica Shawn Marti* who is well-known in her industry and who you may have already encountered. Look her up.
With every episode, I keep loving this channel even more. Codie is no doubt a very wise lady. I find myself taking notes here and there. Thank you Steven.
he got advertisement buddies..nothing more..everyone is profiting from it..wait..except the viewers. Do you really think these "highly successful" people would need to use a youtube channel for marketing if they are so vastly successful even before that? It doesnt make any sense at all. They are selling people what they want to hear : Hope, that you can have a better life...ITS ALL BS
@@silent_simulator9590💯💯👏🏻👏🏻👏🏻 I am shocked at how many people in the comments are “inspired” by all these con artist scammy ass grifters. It’s unbelievable almost
“I was unemployable because I wanted to work for myself.” Gosh, this hit me where it hurts. I crave freedom and malleability to the point it hinders my job performance. Although I’m doing well in my career now, maybe I should take a leap. Also nice seeing another woman take that leap, I feel like we’re conditioned by society to be meek and NOT take risks-heck, I’m still told that you should never take risks, play it safe, etc. I’ve been told that making the first move on my fiancé was “disordered” by authority figures: “women don’t do that, there is something wrong with you”. With it or without that in mind, she is so inspirational. Also, damn he finds good people to interview!
Yes, but first invest. PLEASE invest first. Mutual funds or ETFs or any sager investment to start with, PLEASE invest first. If you do, you won't have to worry SO MUCH about being SO SUCCESSFUL. You can fail a couple times and then take whematever profits you make and invest them into the assets. That way, the "leap" can be more smooth.
I wasn’t going to comment but I want to help you track your stats. I started listening to both of you last summer and you’ve helped me make huge financial shifts. I left my job as a bagel baker and bought a produce stand for $315K with 20% down. Seven months later, I have more than half the loan paid back and already thinking about the next thing. I also left a long-term relationship that I knew for a long time wasn’t satisfying to me, and have attracted a partner who is more on my wave length. I’m excited to see what we build from here! Thank you all for such amazing content 😊
I'm thrilled to hear that you enjoyed the podcast and found it inspiring to see a successful woman in business who is blazing her own trail while prioritizing the well-being of her employees.
@@117MasterSpartanthey didn't say rare they said great, it is a great thing always regardless of how many there can always be more. Still less women than men for now
Her confidence alone is inspiring! Imagine what we could all accomplish if we stopped diminishing our abilities and worth and instead worked at becoming more self aware of our weaknesses ❤️
The only need to become more aware of our weaknesses. Would be to find people who have those strengths to balance what we are trying to achieve. You should not waste time improving your weaknesses. You should spend time improving your strengths.
Parents teach their children Success or Failure in Life. Having a dad calling you a "stupid good for nothing idiot" every day of your life is guaranteed to make you FAIL in everything. After all, you wouldn't want to disappoint your dad, right?
I've committed to my financial independence summer 2023. Since then, I've been learning about money seriously. And this podcast bring so much to where I'm headed. Thank you.
For me the biggest mindset change came after reading the book 25 Money Secrets From Donald Trump, since reading it the only thing I think about is money
Brilliant as always Steven, Codie is also telling my story I was working as a freelancer for a production studio and with the first 3 months I tool the content to next level, the owner asked me come there full time as the head of production. I declined and after 6 months I got the business on the loan because the owner knew me, loved my work and was ready to retire.
Guys, im so proud that there are people like you representing our generation! All my respect for all your hard work and your goals to transmit your knowledge and experience to the rest ❤
Man. I work as a night receptionist at a tiny hotel in a small town in Norway. I don't have a drivers licence and I live in a caravan that I've taken up a loan to pay for. I don't have debt apart from that but as a 34 year old woman without an education and only 900 dollars in savings, I have felt very hopeless. I've been in a non relationship for 6 years that's taken all my energy, left me drained and confused. I keep watching videoes like this when I do my night rounds. Today I applied for a second job and if I get it and save every penny left over, I will have about 11000 dollars in savings this time next year. I have been looking at teaching myself daytrading and was thinking of using the money I save for that. Glad I watched this cause I won't be doing that now. I am so grateful for your content. I am on the older side I guess but I am hungry and now that I've "shed" my situationship, I will get to where I want to go. I just know it. Bless you both
‹Spot on ! our main focus right now should be on strategies to maneuver our current situation, lots of folks are making millions off this downmarket but such info doesn't make it to the news..
well the top players and pros have exclusive information and data trajectory that isn't disclosed to the public, knowing the strategies to apply in this time is one thing and having the right info to successfully pull it off is just another.
I agree, that's the more reason I prefer my day to day invt decisions being guided by a invt-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a invt-coach for over 2years+ and I've netted over 1.5million
@@darceydoberstein I guess that's why the demand for investment-advisers sky-rocketed by over 41.8% since the pandemic according to investopedia , Nevertheless do recommend the advisor that aided you
I'm a regular listener - but never comment and never listen twice! I subscribed off the back of this. I loved the mix of visionary directional advice with tangible, actionable tactics. Some useful suggestion about where to take your business now, soon and later. I also really appreciated she shared enough insights to under Codie as a human, her approach, but without feeling the need to fill the time with her life story / back story, which a LOT of successful entrepreneurs tend to do. Thank you.
As an owner of a few businesses, I feel the need to temper her message a bit before people run out and buy inexpensive businesses. Sure, it is possible to qualify for a loan to invest in a small business, but success is SO much more than "buying" businesses. You actually have to run the business. In a perfect world, you have that ideal hard worker that is willing to run it for you. That perfect employee who is willing to work themselves to death so you can capitalize on owning the company that they run. But the world isn't perfect. Businesses fail as the economy shifts. People can lose big. And, for most of us, we don't have that perfect employee who wants to put in all that work for zero equity. So, then the business is your responsibility. Compound that with more businesses owned... My point is that it's not as simple as a loan, a needy seller, and some hustle. It's mostly about having great people to run it all for you.
Then how do you find the good people to run it? I'm not a business owner at all, in fact i dont think I have it in me to be any type of entrepreneur, however i dont want to be an underpaid wage slave my entire life either 😂 so what skillsets should I be working on? Ps; I'm not American
It seems like there are so many things to think about. What was the biggest problem you faced during this first year of taking over your business? I've heard about brain drain, and just the load of learning everything about the new business you bought. But what is the hardest thing?
"Sales is a fallacy" ->>> Boom! I always felt there was no such thing as convincing someone to buy something they didn't want in the first place, I guess I needed confirmation. Thanks, Codie.
She is so unique and so special in how energised she is as rarely have I seen someone who speaks so much and says so much and isn't waffling 😄..she's the truth
I just love her. She is actually giving value, she is a no nonsense charismatic businesswoman who tells it like it is, no fluff. Loving every second of this interview.
Few months ago when I discovered Codie, I read comments on her videos. Majority were raising doubts about her claims to be a millionaire and a TH-camr. But I was thinking that this is exactly I was looking for !! Someone who has already accomplished and then sharing knowledge on TH-cam ! Not vice-versa
This girl is amazing! I'm a small business owner in San Diego, CA She just gave me more ideas in the last hour then I've had in the last 10 years... I heard this pod cast this morning while I was working! I had to listen again at night without distractions... Also just down loaded the book she suggested "who not how" So existing!!! Yay
So much wisdom right here! Thank you Steven for your brilliant questions and podcast and Codie you are fantastic and your story about the summit is exactly what so many people need to hear! Pick what is important to you.
Interest rate is currently at 4.75%(8th rate hike since March last year) Inflation at 7% and mortgage rates is at over 7.5% but yet minimum wage remains the same and my retirement portfolio has suffered tremendously these past years, so my question is how do senior citizens retire and live off such unstable economy. The long term game is obviously not for me at this point.
@@AndrianWiener Thats true, I've been getting assisted by an FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
@@AstaKristjan My advisor is ‘’Jennifer Puckett Hunter’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial markt
Love her transparency. I’m halfway through the interview and I’m pleasantly surprised with how direct and accountable she is. I will admit this click bait title drew me in. I’ve never seen her other interviews and would scroll pass when they would be suggested but I’m glad I watched this one.
The title is actually not click bait. She didn't do any "hard work" (i.e. physical labor). She made business deals and leveraged the work of others to make money. And she explains this too: working smarter rather than harder.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you. This was brilliant. I so needed to hear this. I am 50 years old, and laid off in the tech purge of '22. I have always wanted more, and never felt at place in the corporate world. I have so many ideas, and just have been too scared to do it and take the leap. I love this. Needed this. EDIT: I hadn't yet got to your divorce bit before I posted this..... Girl.... yes! every -single - bit of ALL that you said!!!!! ALL OF IT!!!!! So just on point!
Wow. Codies Sanchez is very smart, she really knows her game. I had to replay a couple of clips to deeply understand the message and let those learnings sink in. Amazing interview. Great job and thank you for all the value bombs you're dropping!
I'm a 49 year old woman that was told in school I could only be a nurse, secretary or teacher. (I even learned shorthand, ugh.) I rebelled and was (until the pandemic) a self-employed photographer for 20 years. I now work a corporate imaging job from home that I really like, pays well, great perks, etc but I'm definitely looking for a *new path in life.* This was a talk that I really needed to hear. She's un-apologetic about her success and she's generously willing to share information to help others find their own success. It's a rare quality as most people feel like giving information to others will somehow take something away from themselves. I'm going to be mulling over all this information for quite some time. 🤔
Where were you raised? I'm genuinely curious because that sounds so odd to me. I'm also 49 AND I went to an all-girl catholic high school (worst decision ever lol), and not once did anyone ever tell me I could only do those few things. I could see it if you were 69 or 79, but in the 1980s and 90s I don't recall that message being sent to women in our generation at all.
@@Beth-pf6oo I grew up with my grandma in a very conservative small farming town in West Texas. The teachers were all older too. Almost all of my friends mothers were stay at home wives and were still delegated to managing the home/family, have dinner on the table, etc. I think it also had a lot to do with how limited jobs were in our area and even more limited for women (it's an oil community). I don't recall ever seeing a male cashier in our town. haha When I moved to Phoenix at 16...it was a totally different ball game. We weren't being told that and many of my friends mothers worked.
@@Voodoorai Wow that's wild! Makes sense now. I was born and raised and still live in NY. We may as well have grown up in different countries 🤪 thanks for answering 👍🙏
I liked this ... The openness and honesty... I had to ask myself about my feelings about money and did what Codie said and hugged myself... I am working on this ...This is the best thing I have found so far on the internet ... Love it😃
💡 Great story at the end there! "Everything you want is on the other side of Fear." And yet, that doesn't mean there's always something worthwhile, or even desirable, sitting behind every fear out there! "Choose your Mountain wisely!" 💯% Thank You, Codie!
I've been watching Codie for a couple of years now and stopped but glad to see her in a calm, relaxed environment in this interview and this was profound for me!
After I graduated, I realized school taught me nothing about money. So I began trying to educate myself. When I found the book ‘the Richest Man in Babylon’, I learned everything about money that I was not taught. Also started watching videos like this. Thank you for making this. Lots to learn!
School teaches you a lot for sure. Text books are great, however the main thing school teaches you is to be a cog in the machine and work a job for 45 years. Society needs worker bees man.
This video exactly describes my frustration with learning to start my own business. Every single video just talks about how they went from eating snickers bars, to a very superficial understanding of their business now and how much money they have. Every single person conveniently glosses over HOW they made that actually happen. They get the clicks and the views, without ever explaining the inner workings of anything. Great interview!
I think you literally just saved my life Leo, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met *VRI TOKEN* the real issue i have about debt was solve in some weeks am sure before Feb of my birthday i will be home owner.
10:17 How to buy your first business 17:25 You can buy a business regardless of your budget 23:04 Business advice for young people 28:15 Why don’t we reach financial freedom? These are amazing
I love Codie's comment about positioning in the background of photos of her the basic businesses that she worked to buy rather than material acquisitions SO AS TO BE A GOOD ROLE MODEL AND STEWARD. Right on! Never underestimate the ability of one person to affect society's values, whether positively or negatively.
Your podcast with successful business leaders taught me that success often begins with giving before receiving. This understanding has made it clear that true success, which equals finding happiness in my career, is about contributing rather than just taking. Thank you for sharing and I hope one day I will be able to share how I get to happiness.
This was such a great conversation. Love the advice Codie's dad gave her- Two words: Exit Tax. There's always a price we must pay for change (also see: opportunity cost) but what lies on the other side is priceless: Freedom. 🕊
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my 180k portfolio, So I'm curious about the best strategies to invest this year.
It's a little more complicated than a simple answer. You probably should reassess your investment strategies based on current market conditions. You should also consider a market expert to guide you.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding six figure returns for me over the years.
In this episode, Codie has packed all the information you need to get started and succeed in the business world. About 69% of you that watch the show regularly haven’t yet hit the subscribe button! If you like our show please could you do us a favour and hit the subscribe button. Appreciate you all 🙏
Pls get rid of that horrible Audio Profile of manipulative frequency response.
More people need to see this stuff! Keep that sub count high!
I feel like she speaks volumes to natural born entrepreneurs and hustlers and the bosses of the world... it does cost to be the boss lol so not everyones willing to even want to begin to understand this stuff.. and without the workers there wouldn't be the bosses to run them... it makes the world go around... it's hard to learn something that certain people just aren't built for... but for the people that are born leaders.. she's very motivating
Curious what the book she asked them to read was. Any idea? [59:53]
This country promotes socialist ideas, and nobody wants to do the leg work, sure way to self-destruction.
I am a retired high school school teacher. I had a student in class that was extremely motivated to start his own business. He started selling bicycles in his basement and then proceeded to own a ski shop. The business went bankrupt, but that didn’t stop his enthusiasm. He was determined to succeed. He never graduated from college. Mike Rubin was my student who became a billionaire. It can be done.
I used to work in an accounting firm that started, dissolved and liquidated hundreds of businesses. I met more people who got financially, emotionally and physically destroyed by failed businesses than I can remember. But you don't hear from those people very often, I guess that video wouldn't sell very well now, would it?
Wow nice!
@@SP-nx8qxtbh most businesses fail because they don't adhere to the cornerstone rules and are driven on impulse. Proof of this is the people who have many successful businesses - if it was all based on chance this would be impossible. It is a sorry situation though :/
@@awh4272 This is food for thought. I have been asking people who have had failed businesses before and their responses haven’t really made sense till this write up .
Thank you
You mean Mike Rubin, the CEO of Fanatics, the bane of every true sports fan who likes quality merchandise? Hockey fans are now outraged that the NHL is switching their jersey production from Adidas to Fanatics because the quality always goes down significantly. These billionaires become billionaires because all they care about is themselves and money, and it shows. There are more important aims than making a ton of money. I suspect very few if any people that wealthy are truly content in life. They’re parasites.
This lady Codie is a Gem. She is the realest. I always say why wealthy people always talk about their deals but never talk about the process leading up to the deals. Even to say how many times you they have to attend meetings before securing the deals. It's always a fluff. I like the fact she spoke about the business terms. The terms and meaning are important. She is a real hustler. I love this podcast session. I hope she comes back to talk about business challenges and how she overcame and how she process her losses to win in the end.
*Today I reached $220k. I am really grateful for all the knowledge and information you have given me over the past few months. I started with $15k in January.*
Please how ?
Am a born Christian and sometimes I feel so down 😭 of myself because of low finance but I still believe God 😔
It's Julie Gilberts doings, she's changed my life. A BROKER- like her is what you need.
$356K monthly is something you should feel differently about....
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , invest_ing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invest_ed early ahead this time .
Currently, my primary worry is how to increase revenue during periods of quantitative easing. I cannot afford to witness my savings dwindle away.
Since you have such problem why not look for an FA you guys downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
Cant reveal much info ,Kate Elizabeth Amdall is the shrewd advisor responsible for my portfolio success, it's only right you look her up and confirm yourself.
Most times it amazes me greatly the way I move from an average lifestyle to earning over $25k per week, utter shock is the word, I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus
25k a week? Amazing! how did you get started?
Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.
I suggest consulting with Amalia Bunker for guidance, This way you can get strategies designed to address your unique long/short-term goals
Hmm!! Who is Amalia, if you dont mind me asking?
Mind if ask you to recommend this particular coach you using their service?
Codie is giving the type of value that a lot of these “financial influencers” who are actually charlatans pretend to. Straight to the point. A gem in our time. Just found her and am blown away.
Me too!
True. She is being transparent but with the others they dont guve u the full picture like she said. Whitlock is a shame but I do wonder what their reasons are 🤔. Its not like a new entrepreneur is going to take away their success. There is room for many to succeed in the same space clearly
Right, a lot of fluff.
She’s going into it 💯
She probably went from 0 to 2 million secretly doing onlyfans in 2 years.Now you can go from 0 to 500k in 10 years by investing in the stockmarket.Thats more realistic for a man to pursue.But not knocking what she preaching to the ladies.lol
@@razorsharplifestyle101hard9 Diminishing her success because you’re not able. Typical man.
This man knows the questions to ask. Not just empty talk or random questions. Subscribed
Yeah, you won't be disappointed. I'm addicted to his podcasts now. He asks great questions and Really Listens to people's answers
You can learn a lot by asking the right questions.
Her perspective is SO refreshing!! Really shows how much hype has been deliberately built around richness to keep from everyone getting to it! Thanks to you both for this
ABSOLUTELY 💯
Naw, she is still hyping it up. She refused to mention anything about her lawyers, bankers, accountants, and realtors. If you got 70million in assets you are not doing anything by yourself. 😊
You are not, but to be able to get to the 70 mil you have to start and that’s what the video is about.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
I'm interested in investing, but I'm not sure where to start. Do you have any advice or contacts who can help me out?
Investing can be complex, so it's smart to get professional guidance when building your financial portfolio.
It's a great idea to have a conversation with financial advisors like Amanda Martin to reshape your portfolio.
I spread out my $25k portfolio across various markets to diversify my investments.
That's awesome! I ended up making a net profit of about $115k by investing in high dividend yield stocks, ETFs, and equity.
Something that resonated with me is what Codie said about outgrowing people and becoming somebody who the people that loved her (and whom she loved) didn't recognize. And Steven, the thought of people saying "come back down here with us" is potent! I think when people who are interested in self improvement, emotional intelligence and deep dives into various facets of life have people in their lives who, in fundamental ways, remain stagnant, even if those relationships were or are significant, we often have to face that the relationships will inevitably change. The weight we give those relationships can mean the difference between acting out of fear and acting out of respect for our authentic selves. I see that a lot of depression and other mental and emotional issues stem from "loved ones" giving advice to others when, really, as Codie says, that advice is only in line with what they see possible for themselves, not for others. Far too many people are pushed down paths that are not meant for them. Some of us, myself included, spend years or even decades trying to reassemble ourselves feeling we've wasted so much time and energy in the wrong areas (careers, cities, relationships, etc.). I don't remember where I first heard it, but I think of this quote a lot: "If you don't design your life, someone else will do it for you." That should be a pretty scary thought for most people, because nobody knows you better than yourself - not your teachers, not your guidance counselors, not your friends, not your family. If you struggle to know yourself enough to make some hard decisions, one book I found really helpful was How to Find Fulfilling Word by Roman Krznaric (via The School of Life). Do the exercises. :) You could also take a Birkman Assessment which can be pretty revealing. Hope everyone out there is doing ok today.
Nicely said, I can relate to this a lot ❤
Love what you've said. Looking back, I do agree that since I've put a lot of weight in certain relationships, it ultimately influenced the decisions I've made in the past. But sometimes you have to do what's right for you, and not because someone else thinks it's right. The quote is very much true. Cheers for the recommendations, will be looking into it
Very well said. Very much my experience over the past decade and more. I will definitely read the references you have given. Thanks a lot.
Choosing a path cuz someone, who loves and cares about you, thinks it's good for you is a way to live a life full of regrets. A lot of people end up in jobs they hate or are not interested in, because they didn't have the courage to follow their inner guidance and were too people pleasing.
Very useful advice. Thanks so much
First time I’ve ever commented, this was so insightful, as a 45yr old female I have stepped out of a long term role as a paramedic and started my own business. All tips greatly received, lots to learn and more to listen too.
Productivity is never by luck. It is always the result of a commitment to excellence, intelligent planning, and focused effort. To be able to make a change one will have to do more than the obvious, financial freedom is not always about being rich and having a lot of money. Instead, it is more about having control over your financial present and your financial future
Your approach is correct and shows you have lots of experience, but since everybody wants to become rich overnight most coming to the markets newly don’t seek professional advice
Since I lost money in the tech bubble years ago, I've only invested in real estate. But, with the recent surge in home prices I've liquidated a few assets and am sitting on cash. I'd love to hear your recommendations because I'm looking for something profitable in these crazy markets
It is difficult to Time the market. history shows that the market will in the long haul have a vertical pattern, so the most obviously awful thing isn't putting resources into any way. I have followed along lisa michelle pacillas markets picks and I have amassed 7btc with her aides
do you have more info on her services ?
I believe that robust, well-implemented ESG policies and practices directly contribute to the long-term success and sustainability of a successful portfolio management under Lisa Michelle Pacillas
I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind
I can't divulge much but Sonya Lee Mitchell is the FA I work with you, you can do your due diligence as she's very much accessible to the public
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
One thing I especially like is Steven's excellent balance of speaking and listening. Appropriately, he listens more than he speaks, which makes sense when you have invited someone to speak. Wish I could say the same for all of the well-known podcast hosts.
Agreed
i couldn't like your comment more! especially frustrating when you're listening to a podcast, the host asks a question and before the guest even finishes answering, the host interrupts with another question or with their own opinion!
He is SUCH an active, deep listener. But then so is his guest! This was a fantastic interview.
Agreed 👍
Bill Maher
Codie is the real MVP of how to succeed in business. It's not hyperbolic stories of self inflated grandeur. I love her realness and relatability and all the motivation I need to just take the first sfep. I love her TH-cam channel as well.
hmmm not sure it wasn't some of those things. you say it wasn't. Like hyperbolic.
@@janegarnham Exactly, if I got $100 for every time I was peddled some get-rich-quick scheme by some rando on TH-cam, I'd probably have enough saved up by now to attend some of their actual seminars. 🤣
@@EvenTheDogAgrees Yep
i would even be happy with 1£|¥€＄
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.
You're correct. The greatest strategy, in my opinion, is to diversify your investments. By distributing your money throughout a variety of asset classes, such as bonds, real estate, and foreign equities, you can lessen the effects of a market collapse.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Sharon Ann Meny is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
You're on a roll with these bombshell interviews with powerful women who give the most critical advice. Please, please, please keep it up!
Watched this at 3:30 in the morning while the stress of my financial hardship keeps me up. I truly believe all things happen for a reason and I’m eternally grateful for the incredible conversation between Codie and Steven. Incredible value. This video may have flipped the switch in my mindset that i DESPERATELY needed. Thank you both 🙏🏽
I was severely ill for a couple days and didn't even call into work or talk to my family or anyting. I went in a few days ago and the boss was all pissy and told me there will never be a raise in my future that I think I'm above everyone else but then said he really needs me. So I quit I'm freaking done. And already I have another job making twice as much money and I'm pretty much booked for handyman work at $45 an hour in my extra time. Basically if you're in a job when they're only going to give you tiny raises and s*** just go do something that you know how to do and charge people for it. One major problem right now is that nobody can find any people to do handyman type work. In fact in my other side business people are extremely grateful that I even called him back. Everybody wants to be a damn landscaper but if you are reasonably intelligent you can teach yourself a skill. For instant I just woke up one day and decided I wanted to learn woodworking so I spent about four grand on bice tools and now I am pretty much professional woodworker. Another skill that pays $$$. Not to mention I'm actively involved with trying to close real estate deals with seller finance so one of these methods or all of them combined is going to make me multiple times more money than I could ever do it a day job!
Hang in there. Sometimes it takes getting out of your comfort zone and being forced to really hustle to improve yourself to ever take a step forward.
@@jacobladder6165 Your boss should have had the police do a wellness check. People who all of a sudden don't go to work and don't call work to tell them they will be out are technically "missing". My niece didn't call into work and so on day 2 her workplace called the police to do a wellness check. She was found shot and killed. Of course your boss was pissy. Nobody does that.
Sir, you might as well get yourself a good night's sleep! Because I guarantee you that your financial troubles will still be there when you wake up 🤡 💤
@@jacobladder6165 l
Hopefully you're on the up!
1:18:28 so important. Leaving a 34 year marriage is the hardest thing that I’ve done. Especially when you care for that person. Getting back on your feet (for men and women) can be very difficult. I’m forever grateful that my business that I created allowed me financially to make that decision. It was a pivotal moment for me. The year of cocooning on my own was also healing. I didn’t have the means to buy my own place, but pet sitting, staying in Airbnb’s and visiting friends and family strategically allowed me my own spaces (always trying to give as much as I received). Good for you - that’s such wisdom learned so early in your life.
Watching this video made me realise I don't want to be millionnaire. I want to keep earning few thousands per month, having good time with my kid and husband, having time to cook during week-ends, taking care of myself. I don't think that I can be happier then that. ❤ Thank you for this content. Confirmed m on my right path.
This. Nothing about this video made me think what she has is a goal. I’m inspired to look away from money and focus on personal and family happiness ❤
That’s the very definition of success. If you are unhappy, then you are unsuccessful. End of story.
Don't forget financial advisors cream off 1% of your portfolio as soon as you sign up, blue chip stocks are always the best.
A lot of people think like you and that's alright. Risking it all can be stupid when your other goals like family matter more to you
@@gina2641 yea she just wants money because...?
I want to be filthy rich but i have a real reason: i want to build great companies that solve serious issues and make lives better. For my own I only want the things I could get with a normal college career path
Surrounding yourself with people who are smarter and more talented than you can help you grow and achieve your goals. It's also important to find people who are supportive and encouraging, and who will challenge you to be your best.
🎉
Facts
I totally agree
Agree, I have experienced that one time when Im surrounded by ignorant coworkers and it was just wasting my time basically
Do those people even exist? Basically all people I've met, where rather the opposite. Trying to get you down. Slander, false accusations, trying to make you lose everything in life, where you had been good and kind to them. Anyone knows anyone still, who's not either dumb or an a(hole or both?
"There is always an exit tax to freedom" I loved the discussions in this powerful episode. So many gems! Thank you x
I've seen several of Codie's interviews on her channel & Ted talk. She's well versed, self educated, humble well spoken & greatful, able to holds your attention with interesting stories of business & life. One of your Best Guests! Steven thank you!
She's SO genuine.
It's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to get my capital back.
I understand how you feel. It's a little bit difficult to navigate things these days. You don't wanna lose whatever is left. I may suggest that you find a financial advisor who could give you thorough advice on how to go if you want to go the investment route. Also, the fact your business failed doesn't mean you should give up.
That's right. I have tried many failed businesses and it's just a step further. Don't despair. But to add, if you do decide to use a financial advisor, it's best you use someone who understands your special needs and can work with you. I learnt this from experience before finally finding one I can stick with. Now I make six figures from my investments alone, and even more from my businesses.
Thank you for the advice. When you say financial advisor, are you talking about hedge funds? And how do I get in touch with one?
'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
STEVENNNNNN, this is the BEST podcast you’ve done. This is just goldmine after goldmine. Thank you for introducing me to Codie.
I feel so fortunate to have found this pod cast. Such interesting people with unique insights and perspectives on this strange and wonderful life. Codie and Steven are fascinating.
Codie is a scam artist con woman
Me too.....rich in content and in wisdom
💯 same reaction as you 👌😎
I clicked on this video and didnt think i would watch it till the end, but this was gripping. Codie is brilliant! I remember signing up for her newsletter and being confused why she shares so much free info and what does she really want. The truth is she wants to help everyone grow and in the process she grows too. Really enjoyed this podcast.
how do i get her news letter?
0:06: 📚 Cody shares her insights on why most people don't reach financial freedom and the importance of understanding the language of money.
8:35: 📈 The speaker shares her experience of buying small businesses and highlights the importance of taking the first step and learning how to do deals.
16:54: 💼 Cody believes that anyone can buy a business with the right knowledge and skills.
25:41: 💰 The main reasons people don't reach financial freedom are their emotional relationship with money, the belief that they can get rich quick, and the influence of society's messaging.
33:47: 💡 The importance of surrounding oneself with positive influences and the value of sharing successful deals and investments.
42:11: 🔍 Seeing behind the curtain of success and wealth can be a game-changer and provide valuable information.
50:04: 👥 Billionaires have a mission that dwarfs the pain of building wealth and are often willing to help others who show hunger and take action.
58:52: 📝 Stephen Bartlett shares his insights on what he looks for in people who reach out to him and the importance of making content.
1:07:23: 😌 Content creation is a powerful way to have unfair access and find like-minded individuals in a world driven by networking and hustling.
1:15:12: 💔 The speaker reflects on her decision to end her relationship and pursue her own dreams, emphasizing the importance of personal freedom.
1:24:17: 🏔 The speaker shares a personal experience of being afraid while hiking a mountain.
1:32:31: 🏔 Cody tells a story about her experience climbing Mount Baker and realizing the importance of choosing your own path.
Recap by Tammy AI
Thank you ❤️
Thank you so much. I watched the whole video and loved it and because it is 4:30 AM here I didn’t think of taking notes and was thinking to watch it again then I saw your comment and it made me so happy. Thank you.
Thank you 🙏🏾
I could kiss you x
Wow now you can buy podcasts studios and make millions out of it. I like ya
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I’ve never been as enthralled with a person who speaks wisdom as Codie! She shares her insights and life lessons with a very straightforward attitude yet exuding an energy of empathy and warmth. May you continue to shine your light on others, especially women. God bless.🙏🏼
"Make stuff that makes us money as much fun as stuff that costs us money." I love this mission and I'm glad she decided to share her knowledge with us.
I dont hear much knowledge, in the first 13min they say rondabout 50xtimes "Business" but cant clearly address that shes making today, money from selling Courses, or social media. I dont like that kind of people, "they selling dreams to the folk with theire talks".
The easy way, with no effort, a nobrainer is simply to buy an ETF from SP500 or Nasdaq, pay monthly in and sleep for 15 Years. You are wellcome.
Influencer
Question to Codie; How can you work in finance build a Billion dollar company, and tell in the same Episode you dont know nothing about finance? -So you basiclly got a Paycheck for going to work and sitting infront of a Desk? Well it like that job too.
Im Mad, the Downvote on this Video is a matter of lack investigation about the People that sits in this Podcast.
No disrespect but that or a version of it has been said a million times. "Find work that you love, and you'll never work a day in your life." "Find a career that you'd do for free." etc., etc, etc.
@@honestcomment862 - I don't think that's what she meant by this quote. Did you watch the video and the context in which this statement was made?
@@sasasale - Not every speaker is for every person. She may not be someone whose message you need to hear. Maybe find speakers with whom you resonate instead of wasting your time on speakers you don't find valuable.
@@thecuriousprofessor Hi, thanks for Answering, my Main message was meant like this; A Bodybuilder who build a Steroid Body is selling overweight people the Idea to look Jacked and Pumped like he, without using Steroids. She makes money from Influencing, from social media, from podcasts and courses, shes not making money from Businesses (as she trys to sell it to the Mass ). Thats what i want to underline.
This is my favorite guest I've watched as a newer viewer, simply because of their no bullshit desire to share info. She is a real key holder unlocking so many doors. Very cool conversation.
THIS!!!!! OMG! 😱 The articulation is crazy. The alignment is even crazier. She is a real one.
The greatest strength of this podcast is making wisdom accessible to all! The 'mountain' analogy hit home for me. So often our goals are about 'what looks good on me' rather than being about 'what feels good to me'. Thank you for another amazing episode!
YES, NIce Information, however she started off with money to invest which most people don't have...so this Podcast only addresses those already immersed within the Top 2% of the World's wealthiest folks.
Best interview ever because this woman is so articulate and sharing.
I loved every second of this video.
I went to college and got a degree as an engineer because everyone kept telling me that's what you do when you're good at math and science. I worked as an engineer for about 4-5years and hated every second of it. Now I have been blessed with the opportunity to figure out what it is I want to do which can be pretty scary and intimidated when you're not sure what your next move or thing is. Even though you definitely will have family members left and right telling you to go back to do the thing you didn't like just for money or to tell others that you have a fancy job. I would advise you to push through and figure out what it is you love especially if you are in a good financial place or get an opportunity to do so b/c happiness is a long term goal and I feel that you should be able to love or enjoy whatever you decide to do for the rest of your life!🤩
Totally agree! No point in working 30+ years in an industry/job you hate , sacrificing your happiness & freedom only to retire & realize you aren’t young anymore & have other problems that prevent you from doing what you wanted to do for decades.
@user44c i just cant afford to think like that with a wife, 3 kids, and aging parents. Consider yourself blessed.
Did you find any businesses to get into where existing strengths as an engineer come into play? I am an engineer myself.
@shani9726 when I am in survival mode, it is difficult to do these things. I have a full time job and part time job, I dont have the bandwidth to sit and think of solutions. I am just trying to keep my head above water. Thank you for the wonderful message though, appreciate it
@@Grombrindal91 I was an engineer too. I didn’t hate it, but I was forced to reinvent myself during the Great Recession. I started a successful property management business, and, surprisingly, I found that my skill set lent itself well to property management. If you’re an engineer, you can do just about anything; I’d bet you’re smart, hard working, dependable, an early riser, and can troubleshoot your way through problems. All of these things are tremendously important for entrepreneurs.
Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.
One of the greatest, most inspiring podcasts I’ve heard in a long time. Both the host and guest laid down decades of financial wisdom and the psychology behind money. I started a business when I was unemployed but now that I’m working at a good job, I’m distracted everyday and not working on it anymore. Not any longer. Thank you.
My business went bankrupt. I was feeling a bit lost. Listening to your podcast is what I needed to awaken the entrepreneur inside. I feel alive again. Many thanks.
Go for it mate
Don't give up!
Go gurl❤🙏🏽🔥🔥🔥
your comment itself just gave me a boost, thanks for sharing. Rooting for you!
You'll look back at this in a few years after you've made your first million....(how did I know...I just DO)
So thankful to have listened to this podcast (as if I don’t listen to them all). Codie Sanchez (never heard of her before this) resonated with me so much. She gave great advice and motivation for a divorced, starting over, women. When it’s so easy to feel like your doing it wrong, and feel unable to succeed. This video, like many others, reminds me to not give up, to pivot, and connect with people that I might not have.
Getting shares may appear simple, but selecting the proper stock without a tested method can be challenging. I've been trying for a long to increase the size of my $210,000 portfolio, but the biggest obstacle is that I don't have a clear entrance and exit plan. Any input on this would be welcomed.
Investing across asset classes will help you lower risk compared to placing all of your eggs in one basket. See a financial specialist if you don't have a lot of knowledge.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That make a lot of sense; unlike us, you seem to have the market sorted out. Who's guiding you?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Upon finding her full name through an internet search, I discovered her page and promptly sent an email to arrange a meeting for a conversation; I am currently waiting to hear back from her.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too 🙏🙏🙏
yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an ex pert can lead to a great loss too
Hello nice comments here please what exactly kind of investment are you talking about here, I'm really interested too
Profitable Investment one can do convenantly at this moment are
: Estate
: Share
: Stock
: Fo rex tra ding
Obviously these investment requires much cash and concentration to start?
I like how Transparent she is & how REAL she comes back to her humility on every aspects of her Life,,,Great Interview!!!
She's such a breath of fresh air. Someone who actually cares about helping others reach their goals and it doesn't seem like a gimmick. Thank you for having her on your show
@@todd.westrawow, shameless plug of your podcast. That exactly what the other person posted about.
breath of hot air.
exactly - no upsells! just pure value and service
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k
Mind if I ask you to recommend this particular coach you using their service?
Her name is Patricia Strain. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Wow! That was the best podcast I have heard this year. Codie is amazing, direct, transparent, understanding, honest, inspirational, business person I have come across in ages. Thank you for your great questions Steven, they answered so many of my own questions. The end interview question " a time when you were most scared" the answer was brilliant and a lesson to us all. I have sent this to a friend trying to start a business in Portugal and I will definitely give this another listen. Im going to follow her (more films etc) truly amazing. Thank you both. Clive
On 1:15 she had me, I'm at the beginning of my divorce , sitting actually in an airport , flying away from my husband...
for some reason chose this video to watch while waiting to board.
She said exactly what I needed to hear. I do believe I'm brave and making a right decision. Thank you guys, great content, made lots of notes.
why were you going threw a divorce?
It sounds like you're going to be somewhere where you're safe. (Sorry if I'm reading this incorrectly.) It can be scary to start a new life, however, sometimes it's necessary to shed the skin of our old lives so we're able to create a brand new and much better life for ourselves. If you are in an abusive relationship, get out and stay out. You deserve to be amazing and happy. Good luck.
I wish you well on your divorce and your new life. I'm 53. I'm broke. I'm single. I live with my aging parents both 82. They are not wealthy. If they invested well they could have been but I have looked after other people all my life for no financial gain and now I'm too old to get a job easily. I'm ok though. I have love. Just wish I had money too.
Yeah confirmation bias is a wonderful feeling
You are indeed brave 💪 🙏 blessings on your journey 🙏
100% relate to wanting to work for yourself - I'm 29 and on job number 29 but loving my side hustle which is making about 50% of my full-time salary, with the goal to own several businesses - great interview!
Consider paying every last one of your workers a good decent wage n benefits
Way to go! A great start!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer
Hello. I was laid off, so I had to discover other ways to make money. Since having my second child, I hardly have time to keep up with my investments and tradng. Is it a constant process, or should I take a short break from the markket to concentrate on other things and come back whenever I have free time? Regards
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
Building wealth entails forming wise routines, such as setting aside money on a regular basis for reliable investments. A better approach is to simply have a portfolio that is ready for any eventuality, which is how some people have been averaging 150K every week these last few months, rather than attempting to forecast and predict the market's stability and the exact moment when the change will occur.
Building wealth entails forming wise routines, such as setting aside money on a regular basis for reliable investmnts. A better approach is to simply have a portfolio that is ready for any eventuality, which is how some people have been averaging 150K every week these last few months, rather than attempting to forecast and predict the markket's stability and the exact moment when the change will occur.
@@Casandra1bartlett However, leaving your work to concentrate on tradng might not be the best course of action if you do not have access to a professionaI like Colleen Elizabeth. Before making any significant decisions, it is crucial to weigh all of your options and get advice from trustworthy people. Using automated tradng tools or speaking with a CFA can also be beneficial for managing investments while juggling other obligations.
You are one of the most sophisticated and brilliant TH-camr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago
Wow! The energy and the flow of this podcast is so real, that it’s already unreal! Steven and Codie you felt so comfortable and understood with each other that the whole podcast felt like a reunion of friends, who never knew they were actually besties! ❤I hope you will stay connected and collaborate in future again. Your knowledge and experience is worth more than gold and really opens people’s eyes that „they can be and do more“ than they think. I had definitely an eye opener today. Finally two people talked as „normal person“ to other normal people to show us that we don‘t need to be super smart or super rich, to achieve financial freedom and success. Thank you so much for this podcast session and sharing the insides of your own growth pathway🫶🏼🙏🏻
The part towards the end where Codie talks about not always doing what you’re supposed to do was great to hear. There’s been times where I too go on social media first thing when I wake up and sleep in. It’s refreshing to hear someone who’s achieved a lot also be human.
Wow Steve and Codie, you two have beautiful seamless chemistry and this episode is so pleasing and enjoyable to watch... Truly top tier quality. I'll share this with friends for sure. 🏆💰😎💃
this woman has the gift of charisma. the way she speaks, her facial expressions, captures the listener's attention. everything she says sounds convincing. I have met such people before. it is a great gift, about on par with beauty or strength. and just like beauty or strength, that gift gives a person an advantage that they are usually not aware of, but as in the case of beauty or strength, they think that they have achieved everything by their own efforts without privilege.
Agreed x
Very well said. its that charisma trait that separates those that will surely succeed from those that surely wont. The good thing is, one can learn to become more charismatic. Once they become authentic enough to believe in themself.
Exactly. That is something most people & a lot of introverts do not have 😂😂
@@snowflakemelter7171worddd
She said she had the privilege of working for 10 years prior at financial institutions like Goldman Sachs. She also said she made $37k at her first job out of college. It sounds like she saved…
I can't express how thankful I am for your podcast, Steve. I couldn't find a job for a long time so I started as a freelancer a year and a half ago. I am currently creating my own company. It can be a really nerve-wracking, confusing, and shaky process. Podcasts like these ones are so inspiring and reassuring.
I love how unapologetic and straightforward Codie is, it really is so much about the mindset.
Thank you both for the value you provide!
I would suggest joining a masterclass for entrepreneurs if it is scary to start, I am currently in one :)
@@beaumondematchmaking thank you for the recommendation, do you have any suggestions? And good luck on your journey 🥰
@@paulaespinoza4340 I am currently taking one but it is done by US-based entrepreneurs but it is fully in Russian. I would suggest doing an extensive research and reading reviews. I myself started to invest into myself a year ago. I bought UPW from Tony Robbins, and did 4 days online just to change my mindset and I did. Since then, I bought like 2-3 different courses for different areas of life. Most were in Russian language, each one shifted something in me that I am now ready to do a start-up with a very strong belief system. Also, reading self-improvement books are a huge plus! Basically, everyone has to go through their own process of self-discovery and see what suits them :)
Instead of trying to predict and prognosticate whether or not we’re going into a recession, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 15% every 7week according to Bloomberg
Predicting short-term market movements is extremely difficult in reality. It requires the investor to be right twice: Essentially why individuals engage service of experts who provide proper strategies to navigate the markets
The US-Stock Market had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled markets, but there are avenues lurking around if you know where to look I’ve netted over 75% in the past 10months.
That does make a lot of sense, good for you though, unlike us, you seem to have the Market figured out.
I'm as new to the market as it gets, believe it or not; all I have to do is follow my advisor's lead. My instructor is *Monica Shawn Marti* who is well-known in her industry and who you may have already encountered. Look her up.
*Monica Shawn Marti* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
With every episode, I keep loving this channel even more. Codie is no doubt a very wise lady. I find myself taking notes here and there. Thank you Steven.
Stephen for me is like that smart friend that has other smart friends... great casual conversations that just unlocks the mind. Thank you bestie
he got advertisement buddies..nothing more..everyone is profiting from it..wait..except the viewers. Do you really think these "highly successful" people would need to use a youtube channel for marketing if they are so vastly successful even before that? It doesnt make any sense at all. They are selling people what they want to hear : Hope, that you can have a better life...ITS ALL BS
@@silent_simulator9590💯💯👏🏻👏🏻👏🏻 I am shocked at how many people in the comments are “inspired” by all these con artist scammy ass grifters. It’s unbelievable almost
“I was unemployable because I wanted to work for myself.”
Gosh, this hit me where it hurts. I crave freedom and malleability to the point it hinders my job performance. Although I’m doing well in my career now, maybe I should take a leap.
Also nice seeing another woman take that leap, I feel like we’re conditioned by society to be meek and NOT take risks-heck, I’m still told that you should never take risks, play it safe, etc. I’ve been told that making the first move on my fiancé was “disordered” by authority figures: “women don’t do that, there is something wrong with you”. With it or without that in mind, she is so inspirational. Also, damn he finds good people to interview!
100%
Yes, but first invest. PLEASE invest first. Mutual funds or ETFs or any sager investment to start with, PLEASE invest first. If you do, you won't have to worry SO MUCH about being SO SUCCESSFUL. You can fail a couple times and then take whematever profits you make and invest them into the assets. That way, the "leap" can be more smooth.
Women are genetically programmed to avoid risk. Take the risk. Be your own boss.
It's risky if you don't have a stable house and kids. You really can't take risks
Is it a good idea to buy a business when you lost a job
I wasn’t going to comment but I want to help you track your stats. I started listening to both of you last summer and you’ve helped me make huge financial shifts. I left my job as a bagel baker and bought a produce stand for $315K with 20% down. Seven months later, I have more than half the loan paid back and already thinking about the next thing. I also left a long-term relationship that I knew for a long time wasn’t satisfying to me, and have attracted a partner who is more on my wave length. I’m excited to see what we build from here! Thank you all for such amazing content 😊
Great podcast. It's great to see a successful woman in business, doing it her own way and at the same time taking great care of her employees.
He literally has tons of business women on his podcast. It’s not a rare thing
I'm thrilled to hear that you enjoyed the podcast and found it inspiring to see a successful woman in business who is blazing her own trail while prioritizing the well-being of her employees.
@@117MasterSpartanthey didn't say rare they said great, it is a great thing always regardless of how many there can always be more. Still less women than men for now
Her confidence alone is inspiring! Imagine what we could all accomplish if we stopped diminishing our abilities and worth and instead worked at becoming more self aware of our weaknesses ❤️
this i agree with
She is definitely totally full of herself. It's quite annoying. Same for the interviewer.
The only need to become more aware of our weaknesses. Would be to find people who have those strengths to balance what we are trying to achieve. You should not waste time improving your weaknesses. You should spend time improving your strengths.
Parents teach their children Success or Failure in Life. Having a dad calling you a "stupid good for nothing idiot" every day of your life is guaranteed to make you FAIL in everything. After all, you wouldn't want to disappoint your dad, right?
Awesome comment! Very true.
I've committed to my financial independence summer 2023. Since then, I've been learning about money seriously. And this podcast bring so much to where I'm headed. Thank you.
So, how is your financial independence journey going in 2024 so far?
Me too!
For me the biggest mindset change came after reading the book 25 Money Secrets From Donald Trump, since reading it the only thing I think about is money
Only botts like this comment
@@jackrollins2847like you??? I'm confused
bruh
@@jackrollins2847😂😂😂😂
@@jackrollins2847only people are stuck in such a sad broke mindset would think that .
This podcast was really helpful.
LITERALLY A PERSPECTIVE CHANGER.
HUGE THANKS TO BOTH OF THESE PERSONALITIES ❤❤❤
Brilliant as always Steven, Codie is also telling my story I was working as a freelancer for a production studio and with the first 3 months I tool the content to next level, the owner asked me come there full time as the head of production. I declined and after 6 months I got the business on the loan because the owner knew me, loved my work and was ready to retire.
Guys, im so proud that there are people like you representing our generation! All my respect for all your hard work and your goals to transmit your knowledge and experience to the rest ❤
Man. I work as a night receptionist at a tiny hotel in a small town in Norway. I don't have a drivers licence and I live in a caravan that I've taken up a loan to pay for. I don't have debt apart from that but as a 34 year old woman without an education and only 900 dollars in savings, I have felt very hopeless. I've been in a non relationship for 6 years that's taken all my energy, left me drained and confused. I keep watching videoes like this when I do my night rounds. Today I applied for a second job and if I get it and save every penny left over, I will have about 11000 dollars in savings this time next year. I have been looking at teaching myself daytrading and was thinking of using the money I save for that. Glad I watched this cause I won't be doing that now. I am so grateful for your content. I am on the older side I guess but I am hungry and now that I've "shed" my situationship, I will get to where I want to go. I just know it. Bless you both
I've
‹Spot on ! our main focus right now should be on strategies to maneuver our current situation, lots of folks are making millions off this downmarket but such info doesn't make it to the news..
well the top players and pros have exclusive information and data trajectory that isn't disclosed to the public, knowing the strategies to apply in this time is one thing and having the right info to successfully pull it off is just another.
I agree, that's the more reason I prefer my day to day invt decisions being guided by a invt-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a invt-coach for over 2years+ and I've netted over 1.5million
@@darceydoberstein I guess that's why the demand for investment-advisers sky-rocketed by over 41.8% since the pandemic according to investopedia , Nevertheless do recommend the advisor that aided you
My advisor, Roger Allen Hill
I'm a regular listener - but never comment and never listen twice! I subscribed off the back of this. I loved the mix of visionary directional advice with tangible, actionable tactics. Some useful suggestion about where to take your business now, soon and later. I also really appreciated she shared enough insights to under Codie as a human, her approach, but without feeling the need to fill the time with her life story / back story, which a LOT of successful entrepreneurs tend to do. Thank you.
As an owner of a few businesses, I feel the need to temper her message a bit before people run out and buy inexpensive businesses. Sure, it is possible to qualify for a loan to invest in a small business, but success is SO much more than "buying" businesses. You actually have to run the business. In a perfect world, you have that ideal hard worker that is willing to run it for you. That perfect employee who is willing to work themselves to death so you can capitalize on owning the company that they run. But the world isn't perfect. Businesses fail as the economy shifts. People can lose big. And, for most of us, we don't have that perfect employee who wants to put in all that work for zero equity. So, then the business is your responsibility. Compound that with more businesses owned...
My point is that it's not as simple as a loan, a needy seller, and some hustle. It's mostly about having great people to run it all for you.
Then how do you find the good people to run it?
I'm not a business owner at all, in fact i dont think I have it in me to be any type of entrepreneur, however i dont want to be an underpaid wage slave my entire life either 😂 so what skillsets should I be working on?
Ps; I'm not American
@@dodopson3211buy land. Rent out parts of it. Grow food. Get out of the slavery.
@@LilyGazou buying land is expensive in my country, i do grow some of our own food already (mainly salads) ^^
It seems like there are so many things to think about. What was the biggest problem you faced during this first year of taking over your business? I've heard about brain drain, and just the load of learning everything about the new business you bought. But what is the hardest thing?
Absolutely correct, small biz needs owner working forget the rest
"Sales is a fallacy" ->>> Boom! I always felt there was no such thing as convincing someone to buy something they didn't want in the first place, I guess I needed confirmation. Thanks, Codie.
She is so unique and so special in how energised she is as rarely have I seen someone who speaks so much and says so much and isn't waffling 😄..she's the truth
Codie is one of the social media figures that just grab you and delivers so much value with no ask....love love love her stuff!
Give her a kid fan boy… go for a tissue i bet you wetted urself typing that comment? Lol
nooooo
"You cannot save your way to wealth, you can earn your way wealth" Beautifully spoken :)
I just love her. She is actually giving value, she is a no nonsense charismatic businesswoman who tells it like it is, no fluff. Loving every second of this interview.
Wow. What an inspiring, smart, grounded and wise person Codie is. "Choose your mountains wisely" - that hit me hard. Thank you so much for this video!
Few months ago when I discovered Codie, I read comments on her videos. Majority were raising doubts about her claims to be a millionaire and a TH-camr. But I was thinking that this is exactly I was looking for !! Someone who has already accomplished and then sharing knowledge on TH-cam ! Not vice-versa
This girl is amazing!
I'm a small business owner in San Diego, CA
She just gave me more ideas in the last hour then I've had in the last 10 years...
I heard this pod cast this morning while I was working! I had to listen again at night without distractions...
Also just down loaded the book she suggested "who not how"
So existing!!! Yay
Hi, please can you share where you downloaded the book from?
@@tessyamarachi9076 Audible
hahaha ok
You just paid for her lifestyle lol fool
Fellow small business owner in San Diego! 👋
So much wisdom right here! Thank you Steven for your brilliant questions and podcast and Codie you are fantastic and your story about the summit is exactly what so many people need to hear! Pick what is important to you.
Interest rate is currently at 4.75%(8th rate hike since March last year) Inflation at 7% and mortgage rates is at over 7.5% but yet minimum wage remains the same and my retirement portfolio has suffered tremendously these past years, so my question is how do senior citizens retire and live off such unstable economy. The long term game is obviously not for me at this point.
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor
@@AndrianWiener Thats true, I've been getting assisted by an FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
@@VitaliiSych That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling
@@AstaKristjan My advisor is ‘’Jennifer Puckett Hunter’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial markt
@@VitaliiSych Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.
Love her transparency. I’m halfway through the interview and I’m pleasantly surprised with how direct and accountable she is. I will admit this click bait title drew me in. I’ve never seen her other interviews and would scroll pass when they would be suggested but I’m glad I watched this one.
The title is actually not click bait. She didn't do any "hard work" (i.e. physical labor). She made business deals and leveraged the work of others to make money. And she explains this too: working smarter rather than harder.
@@komoruI bet you have hours of watched TH-cam content and IG quotes to back up your statement.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Google his name::
Yuval Eric Brokman::
search his full name;
you will find him on the internet:;
I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
Thank you. This was brilliant. I so needed to hear this. I am 50 years old, and laid off in the tech purge of '22. I have always wanted more, and never felt at place in the corporate world. I have so many ideas, and just have been too scared to do it and take the leap. I love this. Needed this. EDIT: I hadn't yet got to your divorce bit before I posted this..... Girl.... yes! every -single - bit of ALL that you said!!!!! ALL OF IT!!!!! So just on point!
Wow. Codies Sanchez is very smart, she really knows her game. I had to replay a couple of clips to deeply understand the message and let those learnings sink in. Amazing interview. Great job and thank you for all the value bombs you're dropping!
I'm a 49 year old woman that was told in school I could only be a nurse, secretary or teacher. (I even learned shorthand, ugh.) I rebelled and was (until the pandemic) a self-employed photographer for 20 years. I now work a corporate imaging job from home that I really like, pays well, great perks, etc but I'm definitely looking for a *new path in life.* This was a talk that I really needed to hear. She's un-apologetic about her success and she's generously willing to share information to help others find their own success. It's a rare quality as most people feel like giving information to others will somehow take something away from themselves. I'm going to be mulling over all this information for quite some time. 🤔
Where were you raised? I'm genuinely curious because that sounds so odd to me. I'm also 49 AND I went to an all-girl catholic high school (worst decision ever lol), and not once did anyone ever tell me I could only do those few things. I could see it if you were 69 or 79, but in the 1980s and 90s I don't recall that message being sent to women in our generation at all.
Keep in mind that she’s 42, times in the 1980s we’re far less diverse and more conservative than they are now
@@Beth-pf6oo I grew up with my grandma in a very conservative small farming town in West Texas. The teachers were all older too. Almost all of my friends mothers were stay at home wives and were still delegated to managing the home/family, have dinner on the table, etc. I think it also had a lot to do with how limited jobs were in our area and even more limited for women (it's an oil community). I don't recall ever seeing a male cashier in our town. haha When I moved to Phoenix at 16...it was a totally different ball game. We weren't being told that and many of my friends mothers worked.
@@Voodoorai Wow that's wild! Makes sense now. I was born and raised and still live in NY. We may as well have grown up in different countries 🤪 thanks for answering 👍🙏
I am the same age and no women were ever told that in school. If anything we were harassed into feminism.
I liked this ... The openness and honesty... I had to ask myself about my feelings about money and did what Codie said and hugged myself... I am working on this ...This is the best thing I have found so far on the internet ... Love it😃
💡 Great story at the end there!
"Everything you want is on the other side of Fear."
And yet, that doesn't mean there's always something worthwhile, or even desirable, sitting behind every fear out there!
"Choose your Mountain wisely!" 💯%
Thank You, Codie!
I've been watching Codie for a couple of years now and stopped but glad to see her in a calm, relaxed environment in this interview and this was profound for me!
>I've been watching Codie for a couple of years now
So you have how many millions by now?
After I graduated, I realized school taught me nothing about money. So I began trying to educate myself. When I found the book ‘the Richest Man in Babylon’, I learned everything about money that I was not taught. Also started watching videos like this. Thank you for making this. Lots to learn!
School teach alot man...
Textbooks are still far better than stupid dumb best sellers.
School teaches you a lot for sure. Text books are great, however the main thing school teaches you is to be a cog in the machine and work a job for 45 years. Society needs worker bees man.
This video exactly describes my frustration with learning to start my own business. Every single video just talks about how they went from eating snickers bars, to a very superficial understanding of their business now and how much money they have. Every single person conveniently glosses over HOW they made that actually happen. They get the clicks and the views, without ever explaining the inner workings of anything.
Great interview!
SO MANY golden nuggets here. Thank you Steven and Codie & teams for this one. 🙏❤👏🏻
I think you literally just saved my life Leo, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met *VRI TOKEN* the real issue i have about debt was solve in some weeks am sure before Feb of my birthday i will be home owner.
10:17 How to buy your first business
17:25 You can buy a business regardless of your budget
23:04 Business advice for young people
28:15 Why don’t we reach financial freedom?
These are amazing
I love Codie's comment about positioning in the background of photos of her the basic businesses that she worked to buy rather than material acquisitions SO AS TO BE A GOOD ROLE MODEL AND STEWARD. Right on! Never underestimate the ability of one person to affect society's values, whether positively or negatively.
I really appreciate her stating her wants as an individual and touching on having your own space even if it’s just a room you rent ❤
Your podcast with successful business leaders taught me that success often begins with giving before receiving. This understanding has made it clear that true success, which equals finding happiness in my career, is about contributing rather than just taking. Thank you for sharing and I hope one day I will be able to share how I get to happiness.
This was such a great conversation. Love the advice Codie's dad gave her-
Two words: Exit Tax.
There's always a price we must pay for change (also see: opportunity cost) but what lies on the other side is priceless:
Freedom. 🕊
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my 180k portfolio, So I'm curious about the best strategies to invest this year.
It's a little more complicated than a simple answer. You probably should reassess your investment strategies based on current market conditions. You should also consider a market expert to guide you.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding six figure returns for me over the years.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Sharon Lynne Hart is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.
Thank you for this. I'll send her an email, and I hope I'm able to reach her. Does she manage account for couples' portfolio?