💰Use Moomoo App (chess sponsored) to buy ETFs & get these free bonuses 🎁: 1. 10 FREE Stocks (worth up to $3,626). 2. Earn 6.8% Interest for up to 100K Uninvested Cash. 3. $2,000 Brokerage free cards (free brokerage fees for 30 days. Click this link to sign up: j.moomoo.com/00A1xQ
An ETF can be purchased on a stock xchange via a broker like commsec, whereas managed fund requires you to setup an account with a platform (BT, Maquarie, Hub24, Vanguard) that has that particular asset @Carlos_COL
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time..
I have lost a lot when I acted alone and without a guide. It was a bumpy ride for me. Who is your mentor please? How can I get in contact with you? I really need help in this market now?
Wow. I am a little stunned that she is mentioned here too. I didn't know that she was good to so many people too. That is wonderful. I am in my fifth trade with her and it has been awesome.
Loved this one Bryan. The way you do you're vids is amazing. Keep it up and I love how you cut through the bs and hype and don't just do it for clickbait and watch time (ie labelling the sections of the video rather than #1, #2, #3 ect...like others out there) Surely do another vid like this but for Blackrock iShares ETF's in Aus?? We'd love that! ❤❤
Thanks Ethan. I don't like to waste people's time. The way I see it, if you choose to watch my entire video then great (good for my channel growth) but if not, just watch the part that interests you and move on 😊 Ps. Yes, I plan to do a similar video for Blackrock ETFs on the ASX (and many more ETF series).
Hi Bryan. I took inspiration from your videos and started investing in ETF few months ago. This year is my first tax return which includes dividend income. If possible can you please make video on how to include dividend income in tax return. Also, explain but more about ETF tax statement. Thank you. As always love your work.
I have the VGS/VAS combo. Do you think DRP is worth It? The distribution gets paid back into your cash account and you can just invest it from there....gives you a bit more flexibility to buy whatever you like. Im pretty sure the $500 minimum would still apply as well...Thanks for your videos Brian I just recently bought my first etfs and your content really helped me ask the right questions. Moon baby!!!
Hey Owen, thanks for the support! I'm very happy you bought your first ETFs 😃 As for DRP, I think it's worth it if you're earning enough each quarter to buy a few shares. $500 minimum only applies for your first initial purchase of a stock. So any additional purchases after that can be any amount. You also get a small discount on the share price for DRP and it will save you brokerage fees from buying them yourself. Having said that, if your dividends won't be enough to auto buy any shares then maybe it's better to get paid out in cash until it's a bit bigger.
Moon ! 😂 Very good video, thank you 👍 I have 40% VAS + 50% VGS + 10% IIND (Betashares) because India is seeing double-digit growth, but most ETFs like VGS have minimal exposure to India. I will look at VGE after watching this video
Cheers mate. That is a good looking portfolio! A few people have mentioned India to me recently so I have been doing some research into Indian ETFs on the ASX. I may do a video about it if there's enough interest 😄
Bryan, you'll lol at this, but I finally bit the bullet with Bitcoin, through a ProShares ETF on the NYSE. (So now I feel like a hipster!) Yes, I've been dragged into the 21st century, but it's only a very, very small percentage of my dealings.
Haha, I am very proud of you Scott for venturing outside your comfort zone! Welcome to the club. I'll send your hipster uniform in the mail. We meet up every third Wednesday night of the month 😂
You are absolutely fantastic, I sat down and took notes! Thank you so much for making this video and looking forward to more ETF videos including black rock and more! Cheers
Hey Ethan, yes Moomoo just recently announced Chess Sponsorship. If you're a new customer, it will automatically be applied in your account. If you're an existing Moomoo customer then you can contact their online customer support on the app and they will send you a link to apply for a new chess account. It's very easy and only takes a few minutes. Also, chess sponsorship is a unique Aussie thing so it won't apply to US shares (all US shares are held under custodial accounts).
I hold 5 different ETF including those you have mentioned, but now I am thinking of moving out of vanguard and move to comsec, purely cause today I fondo out that I don't own it, because of something called CHESS. so might sale and buy somewhere else.
Moon 🌝 What are the tax implications for DRP vs Cash dividends? It would be interesting to see a video explaining the pros and cons of this? BTW thanks for your excellent videos - my financial literacy has greatly improved because of your channel. 🤑
Glad to hear it mate! The tax implication is exactly the same. You must pay tax on the income (dividend) even if you DRP. The ATO will still count it as income.
How much different etfs would u invest in? Is 4 ok? I’m thinking of vgs, vas, vesg and also if voo Australian or American? Thankyou for your videos I’ve been subscribed for a little bit now and been binging your videos and they’re so good and easy to understand.
There's no limit to the number of ETFs you can invest in. However, I like to keep it simple. 4 is okay but some of the ones you have listed have overlapping companies with each other so may be overkill and waste of brokerage fees. VOO is the S&P 500 listed on the US stock exchange. You won't be able to invest in it from the ASX. However, VGS is made up of a lot of the same companies. And thanks for watching my videos. I'm glad they're helping you! 😊
Good afternoon Brian thanks for the video, I have subscribed and I’m looking forward to your future videos, I have a question though, I want exposure to the S&P 500 and the ASX so I was looking at IVV to make taxes easier and to set up DRP and also VAS. Do you see any reason for that being a bad decision over a 30 year holding period, it’s mainly going to be a set and forget approach with weekly payments but struggling to find which ETF’s I should choose, cheers.
Hi, managed funds are what people in the US call mutual funds. I personally prefer ETFs but here is an article that explains the difference: www.vanguard.com.au/personal/learn/smart-investing/etfs/Managed-Fund-or-ETFs
Thank you for all that research & putting this together!! I will be buying my first shares this weekend. Without your videos (specific to Australia) I would have made mistakes. So massive thanks! 🙏 moon
Hi, Bev here from Port Macquarie. I really liked your video. I really want to start investing, but just don’t know where to start. I wished you lived next door to help me. lol
If I am investing for a child, what's the most tax effective way to select ETFs/stocks? Is it better to only select options that allow DRP? It would be great to have some sort of a guide/criteria so that I know what to pick.
Good question. You can’t really get away from tax. Even if you DRP, you are still taxed on the dividend paid. However, if you’re investing under your child’s name then they pay a much higher tax rate than us. There is a $416 tax free cap so perhaps it’s a smart idea to invest in ETFs that don’t pay such a high dividend but focus more on growth. www.ato.gov.au/tax-rates-and-codes/tax-rates-if-you-re-under-18-years-old
Hey what do you think about spaceship voyager as someone in Australia, is it worth using or is Vanguard the better option? Spaceship seems to have a higher brokerage fee and commission compared to Vanguard
That's mainly true. Companies that can afford to give high dividends are already established so high growth is unlikely. Apple and Microsoft's dividends are considered small.
@@BryanInvest my focus is growth for the next 20 years before I focus on pure dividends. But also don’t want to lose some of the gains to CGT. I don’t know what the solution is. In America I know you can withdraw $60k as tax free annual income but not sure on Australia, and there’s downsides as you have to sell shares
This guy is like a double edged sword, vids like this can get boring to watch wen they explain things slow but i find myself having to pause and rewatch
Bryan I need a favor from can you recommend which broker let you buy usa over the counter (otc) or pink shares. For example I am not able to buy Nestlé S.A. (NSRGY) & Mercedes-Benz Group AG (MBGAF). Can you please recommend a broker in Australia who let me do it
Hey mate, it looks like Stake offers over 100 OTC companies. I had a look and found NSRGY and another ticker symbol for Mercedes Benz. hellostake.com/au/blog/stake-academy/stake-academy-otc-stocks
Thank you for the video; this is my first-ever comment, lol. Great to see Aussie-related videos. Just wondering, is Vanguard safe for superannuation :) I saw on their website that there is a 14.7-annual return, not sure if I am reading it right though :P
I’m honoured to be your first comment, mate 🫡 If by safe, you mean they are a reliable company that are likely to be around for ages then yes. However, much like the stock market, their performance is not guaranteed. We just have to hope that they will follow historical trends and keep going up over the long terms
Moon, thank you for sharing this. I used your link to apply moo moo. Looking forward if you have video for “Sharesight”. And do you mind let me know what’s the difference of VOO and VTS?
Awesome! Hope you enjoy. I’ll put it on the idea list! VOO is the S&P 500 (top 500 US companies) whereas VTS is the entire US market. Please note, VOO is only available in the US stock market. The ASX equivalent is IVV (however, there is also a US version with the same ticker symbols so make sure you double check which one you’re after).
@BrianInvest Hey Brian another terrific educational clip. Question - what do you think of the idea to invest ($100k) in an ETF such as the ones mentioned in this video as a way to make a quick buck in a short period (3-6 months)? What are the possible implications?
Thanks mate. To be honest, investing into an ETF for that short period is a bit like gambling. I don't know what will happen in 3-6 months. What if we have another black swan event that causes the stock market to go down 50% right when you need the money back? My channel is more about long term sustainable investing. Over the long term, I have faith that the stock market will go up. However, there are way too many variables that are out of our control for the short terrm. I'd rather put that 100K into a high interest savings account while the interest rate is still high especially for the time frame you've given.
I'm not sure you can invest in these exact ETFs but it should be similar. Check out their options here: www.vanguard.com.au/super/choose-your-super/investment-options
Hey mate, it depends more on what stock you bought, not where you bought it from. Each stock that pays a dividend will have a share registry and that is where you can set up DRP. Check out this video where I go over it in greater detail: th-cam.com/video/ds_1alAJgTI/w-d-xo.html
MOON!!!! Guys if you only want to invest into 1 ETF to avoid overlaping of shares ie owing the same shares in more than 1 ETF ,What would be your 1 ETF choice ?
Hi Bryan. Im going to buy some ETFS. i just cant chose what broker to use. I have Moomoo and Stake but considering getting CMC as i believe they charge no brokerage fees. Is that correct?
The Moomoo app is chess sponsored, very cheap brokerage fees, and has a ton of really good research tools. Vanguard Personal Investor is not chess sponsored, it’s only cheap for Vanguard products, and more expensive than some chess sponsored brokers for non-vanguard stocks.
No worries! Glad you find it helpful. As for your overlapping ETFs, it's no big deal other than tracking an additional ETF. Maybe if you think there's too much overlap, just choose one and discontinue investing into the other.
Hello, thanks for letting me know. I wasn't aware of this since I've never tried Vanguard's Personal Investors. However, those two you mentioned are the only few that are domiciled in the US whereas the rest are in AU. So that's probably the reason they don't list it. You may need to need to use another broker if you want those 2.
@@landandlanguages I currently like Moomoo but all the other classics like Commsec, Stake, and Pearler are also good. Check out this video: th-cam.com/video/w3PRA2czQJY/w-d-xo.html
I read some annual reports of VGS, and I wondered why the net income decreased dramatically compared to the previous year? Can you help me explain that? Thank you
Very very new investor here, love the content by the way really clear information, I see a lot of information about pairing ETF's like the example you used VAS + VGS apposing things like VDHG is there anything wrong or taboo(may not be the correct terminology) against having all 3? or even getting some of all of the ETF's listed here?
Hey mate, welcome to the community! The reason most people go either VAS + VGS combo vs VDHG is that they both essentially invest in the same thing. Some investors are opposed to VDHG because it contains 10% bonds/cash which some feel doesn't align with their high growth investing strategy especially if you're younger and have decades ahead of you. So it doesn't really make sense to get all 3 since there would be a lot of overlapping. It's usually one or the other.
@@BryanInvest Appreciate the information this may be a broad question I’m struggling to understand where to place my investments first or exactly what sort of information to be looking at when wanting to invest in a ETF or individual stock any information on that even if it’s another video you have I just haven’t come across yet
New to investing and unsure whether to choose VAS or VTS; VTS just looks so much more promising and even less volatile. Is there any communities that I could meet to discuss things with?
Really depends which one you fancy to do better in the future out of Australia and United States. The US has historically performed slightly better in the past but that's not guaranteed to repeat itself in the future.
Awesome video as always, i love the straightforward, no nonsense explanation for beginners like myself. Do you need to yo use Vanguard as your online broker account or can you use one of the other online brokerage accounts to invest in Vanguard ETF's, thanks again and cheers.
Thanks Adam. I appreciate that. You can use any online broker to invest in Vanguard ETFs. In fact, I don’t think Vanguard Personal Investor is even the best choice for Vanguard ETFs.
@@adamthompson1347 Moomoo, Stake, Webull are my favourites right now. Pearler and CMC are also good. Check out this recent video: th-cam.com/video/w3PRA2czQJY/w-d-xo.html
Yep! And that's just Vanguard ETFs. There are so many more options out there which I think makes it intimidating for beginners. Hopefully my videos can help quash that fear somewhat 😊
Hey mate, this one is like a more conservative version of VDHG. It looks decent but I'm not a fan of the 21% bond and 9% cash allocation. However, this could be a good option for someone more conservative or nearer to retirement age that wants to minimise risk.
Vanguard is one of the largest ETF providers in the world founded by John Bogle who popularised the term 'index funds'. So it's seen as a gold standard in the ETF world. Betashares is an Aussie company with over 37 billion asset under management so it's no slouch. However, Vanguard has a bigger reputation since it's been around longer and people trust them.
I'm young (19) and plan to invest 580 per week for the next 10 years. Is it a good idea to start buying vas and vgs? Or should I take on etfs with more risk?
Right now, a mix of Moomoo, Stake, and WeBull. I also have an old Commsec account that I hold some shares in. No longer use it to buy since the fees are too high.
The $500 is the minimum marketable parcel. This is a rule by the ASX where you must buy a minimum of $500 for your first stock with any chess sponsored broker. Any subsequent buys for the same stock after that can be lower than $500.
Hmmm….it should show up on any ASX broker. The only thing I can think of is it’s US domiciled but that shouldn’t affect it? Are you using Vanguard Personal Investor?
@BryanInvest Thanks for the reply mate. And yeah, I am using Vanguard Personal Investor. Maybe it doesn't allow me to purchase US domiciled products. I'm thinking about switching to Stake!
To be honest, that $500 in itself won’t make a big dent but what you will get from it is the confidence to invest and build a regular investing habit. Although I would stick to a minimum of around $500 per parcel if you’re using a broker with a high fee.
I watched the entire video up until the full moon. Question; should we keep all our ETFs with Vanguard or is it okay to mix in other providers? I’m looking at A200 which is cheaper than Vas for example. Thanks Bryan!!
Thanks Riley. Good question. You absolutely do not need to have ALL Vanguard ETFs. Vanguard is popular because it is global ETF provider that's been around for ages. A200 is run by Betashares which is a reliable Aussie company with our 37 billion assets under management. It's a good alternative.
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What's the difference between a managed fund and an ETF?
An ETF can be purchased on a stock xchange via a broker like commsec, whereas managed fund requires you to setup an account with a platform (BT, Maquarie, Hub24, Vanguard) that has that particular asset @Carlos_COL
I heard the vanguard app is terrible with tonnes of problems after reading reviews on the app page. Is this true ?
I just found your page after deciding I would like to start investing - I have watched about 4 of your videos so far and they are PRICELESS.
Thanks so much! I wish you all the best 😊
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time..
I have lost a lot when I acted alone and without a guide. It was a bumpy ride for me. Who is your mentor please? How can I get in contact with you? I really need help in this market now?
As a beginner investor, all you have to do is to have a mentor to keep you accountable.
Sincerely speaking. I will continue to trade and stick to Emmeline Gisela daily signals and guides as long as it works well for me.
Wow. I am a little stunned that she is mentioned here too. I didn't know that she was good to so many people too. That is wonderful. I am in my fifth trade with her and it has been awesome.
SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME
Loved this one Bryan. The way you do you're vids is amazing. Keep it up and I love how you cut through the bs and hype and don't just do it for clickbait and watch time (ie labelling the sections of the video rather than #1, #2, #3 ect...like others out there)
Surely do another vid like this but for Blackrock iShares ETF's in Aus?? We'd love that! ❤❤
Thanks Ethan. I don't like to waste people's time. The way I see it, if you choose to watch my entire video then great (good for my channel growth) but if not, just watch the part that interests you and move on 😊
Ps. Yes, I plan to do a similar video for Blackrock ETFs on the ASX (and many more ETF series).
Hi Bryan. I took inspiration from your videos and started investing in ETF few months ago. This year is my first tax return which includes dividend income. If possible can you please make video on how to include dividend income in tax return. Also, explain but more about ETF tax statement. Thank you. As always love your work.
I have the VGS/VAS combo. Do you think DRP is worth It? The distribution gets paid back into your cash account and you can just invest it from there....gives you a bit more flexibility to buy whatever you like. Im pretty sure the $500 minimum would still apply as well...Thanks for your videos Brian I just recently bought my first etfs and your content really helped me ask the right questions. Moon baby!!!
I don't DRP. Just leave it in offset and buy when I save up $1k for a new parcel.
Hey Owen, thanks for the support! I'm very happy you bought your first ETFs 😃
As for DRP, I think it's worth it if you're earning enough each quarter to buy a few shares. $500 minimum only applies for your first initial purchase of a stock. So any additional purchases after that can be any amount. You also get a small discount on the share price for DRP and it will save you brokerage fees from buying them yourself. Having said that, if your dividends won't be enough to auto buy any shares then maybe it's better to get paid out in cash until it's a bit bigger.
I’m in a similar situation as Owen so you have just answered my question also. Thanks Bryan to the MOON and back for your videos!
can’t find VEU in vangauard website
Moon ! 😂
Very good video, thank you 👍
I have 40% VAS + 50% VGS + 10% IIND (Betashares) because India is seeing double-digit growth, but most ETFs like VGS have minimal exposure to India. I will look at VGE after watching this video
Cheers mate. That is a good looking portfolio! A few people have mentioned India to me recently so I have been doing some research into Indian ETFs on the ASX. I may do a video about it if there's enough interest 😄
@BryanInvest yes please, I'd be interested but not sure about others
Do it mate 👍
Moon! Thanks again, was just considering getting more Vanguard so perfect timing :)
Awesome! I wish you all the best 😊
I have recently added VGS and VHY to my portfolio.
Great choices. Wishing you all the best!
@@BryanInvest Thanks! Hard to decide which way to go. So many videos out there with different points of view. Good to see some Aussie content.
I really like you videos, everyone else talks slow and has minimal quality content thanks for all your hard work
Haha, I appreciate it mate. I also prefer fast talkers but everyone is different.
Dark of the Moon B Man 👍🏽
Very clear and quick summary of Vanguard ETFs
Great work ✊🏽
Thank you, Jim. Appreciate it! 👊
Bryan, you'll lol at this, but I finally bit the bullet with Bitcoin, through a ProShares ETF on the NYSE. (So now I feel like a hipster!) Yes, I've been dragged into the 21st century, but it's only a very, very small percentage of my dealings.
Haha, I am very proud of you Scott for venturing outside your comfort zone! Welcome to the club. I'll send your hipster uniform in the mail. We meet up every third Wednesday night of the month 😂
I sure am hoping my VAS + VGS goes to the MOON! 🌙
See you there mate 👊
I like VDHG as my core holding
Some say that's all you need 💪
You are absolutely fantastic, I sat down and took notes! Thank you so much for making this video and looking forward to more ETF videos including black rock and more! Cheers
Is Moomoo chess sponsored? I think I saw an ad saying they are now. Are they chess sponsored for both Australian and American shares? (MOON) 🌕
Hey Ethan, yes Moomoo just recently announced Chess Sponsorship. If you're a new customer, it will automatically be applied in your account. If you're an existing Moomoo customer then you can contact their online customer support on the app and they will send you a link to apply for a new chess account. It's very easy and only takes a few minutes. Also, chess sponsorship is a unique Aussie thing so it won't apply to US shares (all US shares are held under custodial accounts).
Moon… to long between videos, had to look through my subs the other day thinking I must have missed one. Thanks for the video.
Cheers mate. Yeah, sorry life got a bit hectic but there will be more videos coming out soon!
I hold 5 different ETF including those you have mentioned, but now I am thinking of moving out of vanguard and move to comsec, purely cause today I fondo out that I don't own it, because of something called CHESS. so might sale and buy somewhere else.
Moon 🌝 What are the tax implications for DRP vs Cash dividends? It would be interesting to see a video explaining the pros and cons of this? BTW thanks for your excellent videos - my financial literacy has greatly improved because of your channel. 🤑
Glad to hear it mate! The tax implication is exactly the same. You must pay tax on the income (dividend) even if you DRP. The ATO will still count it as income.
How much different etfs would u invest in? Is 4 ok? I’m thinking of vgs, vas, vesg and also if voo Australian or American? Thankyou for your videos I’ve been subscribed for a little bit now and been binging your videos and they’re so good and easy to understand.
There's no limit to the number of ETFs you can invest in. However, I like to keep it simple. 4 is okay but some of the ones you have listed have overlapping companies with each other so may be overkill and waste of brokerage fees. VOO is the S&P 500 listed on the US stock exchange. You won't be able to invest in it from the ASX. However, VGS is made up of a lot of the same companies. And thanks for watching my videos. I'm glad they're helping you! 😊
@@BryanInvest true that makes sense I’ll keep doing my research and watching your videos thank you!
Another great vid Bryan! I have VAS and VGS but was looking to expand so this video came at a good time. Oh MOON!
Awesome! Good luck 🙌
What % split would you advise between VGS and VGS?
I can't 'advise' but it seems many investors go for 70 30 split.
Moon ! Great summary of all the vanguard options.. thanks for all the research and info, very useful
Awesome! Glad you found it useful. All the best 😊
could you please make some video s on how to reinvest diverdents
I got one that will be released this week 😎
Moon! Great summary for a beginner like me.
If based in Australia, should buy IVV instead of VOO to invest into sp500, right? Amazing video btw thanks a lot
If you're in Australia, it's more convenient to buy IVV for tax reasons, FX fees, and if you want to setup DRP.
Hi Bryan ..thank you again. Would you say if we have invested in top company stocks..it is better to put money in Vas?
I'm not sure 'what's better' but VAS is a popular option for most Aussies who don't want to individually pick out Australian companies to invest in.
Moon 👌
Awrsome videos mate. Learning alot from ypu. Keep it up !
Good afternoon Brian thanks for the video, I have subscribed and I’m looking forward to your future videos, I have a question though, I want exposure to the S&P 500 and the ASX so I was looking at IVV to make taxes easier and to set up DRP and also VAS. Do you see any reason for that being a bad decision over a 30 year holding period, it’s mainly going to be a set and forget approach with weekly payments but struggling to find which ETF’s I should choose, cheers.
can you give some advice on managed funds? I just opened my acc and I dont fully get the difference.thanks! good explaining:)
Hi, managed funds are what people in the US call mutual funds. I personally prefer ETFs but here is an article that explains the difference:
www.vanguard.com.au/personal/learn/smart-investing/etfs/Managed-Fund-or-ETFs
Thank you for all that research & putting this together!!
I will be buying my first shares this weekend. Without your videos (specific to Australia) I would have made mistakes. So massive thanks! 🙏 moon
I’m glad to hear, Lulu. I wish you all the best on your investing journey 😊
Hi, Bev here from Port Macquarie. I really liked your video. I really want to start investing, but just don’t know where to start. I wished you lived next door to help me. lol
If I am investing for a child, what's the most tax effective way to select ETFs/stocks? Is it better to only select options that allow DRP? It would be great to have some sort of a guide/criteria so that I know what to pick.
Good question. You can’t really get away from tax. Even if you DRP, you are still taxed on the dividend paid. However, if you’re investing under your child’s name then they pay a much higher tax rate than us. There is a $416 tax free cap so perhaps it’s a smart idea to invest in ETFs that don’t pay such a high dividend but focus more on growth.
www.ato.gov.au/tax-rates-and-codes/tax-rates-if-you-re-under-18-years-old
@@BryanInvest Thanks Bryan. This is exactly the insight I needed.
Hey what do you think about spaceship voyager as someone in Australia, is it worth using or is Vanguard the better option? Spaceship seems to have a higher brokerage fee and commission compared to Vanguard
hot tip: slow the playback to 0.75 to get the most out of it 👌
Another thing, if a company is paying dividends they often aren’t focused on growth - with the exception of companies like Microsoft and Apple etc
That's mainly true. Companies that can afford to give high dividends are already established so high growth is unlikely. Apple and Microsoft's dividends are considered small.
@@BryanInvest my focus is growth for the next 20 years before I focus on pure dividends. But also don’t want to lose some of the gains to CGT. I don’t know what the solution is. In America I know you can withdraw $60k as tax free annual income but not sure on Australia, and there’s downsides as you have to sell shares
This guy is like a double edged sword, vids like this can get boring to watch wen they explain things slow but i find myself having to pause and rewatch
I’m the ultimate paradox 😂
Moon 🌙 I really need to sit down now and decide where to invest ! Thank you for your video
Bryan I need a favor from can you recommend which broker let you buy usa over the counter (otc) or pink shares. For example I am not able to buy Nestlé S.A. (NSRGY) & Mercedes-Benz Group AG (MBGAF). Can you please recommend a broker in Australia who let me do it
Hey mate, it looks like Stake offers over 100 OTC companies. I had a look and found NSRGY and another ticker symbol for Mercedes Benz.
hellostake.com/au/blog/stake-academy/stake-academy-otc-stocks
Thanks for the info Bryan much appreciated
Moon,
Thanks Bryan, keep posting awesome videos.
Quick idea, doing a video explaining EPS - specifically EPS Growth and its calculations.
Thanks Deon. Maybe I do a YT shorts on the topic 😉
Cool. Thanks. Have you done a vid on fully franked cash payments?
Great video. Thanks mate.
Thank you for the video; this is my first-ever comment, lol. Great to see Aussie-related videos. Just wondering, is Vanguard safe for superannuation :) I saw on their website that there is a 14.7-annual return, not sure if I am reading it right though :P
I’m honoured to be your first comment, mate 🫡
If by safe, you mean they are a reliable company that are likely to be around for ages then yes. However, much like the stock market, their performance is not guaranteed. We just have to hope that they will follow historical trends and keep going up over the long terms
How can I invest my superannuation? How does it work?
Moon, great work for a quick short summary on Vanguard ETF’s 👍🏻
Cheers mate!
Moon!
Thanks Bryan!! Your videos made me start investing!!
I love how you edit your videos! What software/ app do you use?
Thank you! I use Final Cut Pro 😊
Very helpful video. Thank you.
Moon, thank you for sharing this. I used your link to apply moo moo. Looking forward if you have video for “Sharesight”. And do you mind let me know what’s the difference of VOO and VTS?
Awesome! Hope you enjoy. I’ll put it on the idea list! VOO is the S&P 500 (top 500 US companies) whereas VTS is the entire US market. Please note, VOO is only available in the US stock market. The ASX equivalent is IVV (however, there is also a US version with the same ticker symbols so make sure you double check which one you’re after).
@BrianInvest
Hey Brian another terrific educational clip.
Question - what do you think of the idea to invest ($100k) in an ETF such as the ones mentioned in this video as a way to make a quick buck in a short period (3-6 months)?
What are the possible implications?
Thanks mate. To be honest, investing into an ETF for that short period is a bit like gambling. I don't know what will happen in 3-6 months. What if we have another black swan event that causes the stock market to go down 50% right when you need the money back? My channel is more about long term sustainable investing. Over the long term, I have faith that the stock market will go up. However, there are way too many variables that are out of our control for the short terrm.
I'd rather put that 100K into a high interest savings account while the interest rate is still high especially for the time frame you've given.
@@BryanInvest many thanks Bryan.
Great content !!!!! ETFS investment simplified !
Can you do these investments through vanguard super?
I'm not sure you can invest in these exact ETFs but it should be similar. Check out their options here:
www.vanguard.com.au/super/choose-your-super/investment-options
It will be great if there is a subtitle.
Noted for the future. You can turn on auto subtitles in the meantime. Although, I understand that's not 100% accurate.
Hi Bryan, I use commsec, how do I set up automatic reinvestment of dividends?
Thanks before
Hey mate, it depends more on what stock you bought, not where you bought it from. Each stock that pays a dividend will have a share registry and that is where you can set up DRP. Check out this video where I go over it in greater detail: th-cam.com/video/ds_1alAJgTI/w-d-xo.html
Moon! Great info, I'll watch it again.
Thanks mate. Yeah, this video wasn't designed for a single viewing, I think many people will benefit from coming back to it as a reference.
Awesome ❤ im a noob & this was insightful 👌 cheers
Glad it helped!
MOON!!!! Guys if you only want to invest into 1 ETF to avoid overlaping of shares ie owing the same shares in more than 1 ETF ,What would be your 1 ETF choice ?
I would go either VGS or IVV.
@@iDrive123 VGS is 1 ETF all in one ... good option
VDHG probably best fits your description. However, please do your own research to make sure it suits your investing plan.
@@BryanInvest Cheers mate ,,i will do ..
Hi Bryan.
Im going to buy some ETFS.
i just cant chose what broker to use. I have Moomoo and Stake but considering getting CMC as i believe they charge no brokerage fees. Is that correct?
Yes, CMC is a good choice if you’re investing $1,000 or less per trade (no brokerage). They still charge a $11 fee for selling and buying over $1,000.
I didn't know that. Thanks Bryan
Bryan whats the benefit of using Moomoo App vs buying Vanguard ETF through the Vanguard platform/site?
The Moomoo app is chess sponsored, very cheap brokerage fees, and has a ton of really good research tools. Vanguard Personal Investor is not chess sponsored, it’s only cheap for Vanguard products, and more expensive than some chess sponsored brokers for non-vanguard stocks.
OMG ! What an eye opener for a noob like me. Thanxz, you da best !
I appreciate you removing the comments of bots 🎉 🌕moon
Thanks Jacqui! Glad you noticed. They are so annoying and keep reposting after I delete. I do what I can! ✊
Can you pls make a video on paying tax in US, for US ETF as well as here in Australia?
Moon. Thanks for the educational video! 👏👏👏
My pleasure! ☺️
Thank you for your financial advice. I will buy
jks jks jks
Had to do x0.75 speed to actually follow the video 😅
Moon! I'm new to investing and just realized I hold overlapping ETFs. Will that be a problem? Thanks for this video it is very helpful! :)
No worries! Glad you find it helpful. As for your overlapping ETFs, it's no big deal other than tracking an additional ETF. Maybe if you think there's too much overlap, just choose one and discontinue investing into the other.
Some of the ETF are not available in personal platform, what should i do for that?
You can sign up to a number of other chess sponsored brokers in Australia.
Moon... Thanks for sharing this, very informative. Can you please create a similar video for popular managed funds as well? Thanks
I’ll put it on my list buddy. Thanks for the idea 👊
MOON. OMG! Information overload and hard decisions to make. We appreciate your videos Bryan. Thank you. Now to depart with some money. 😬🤔🤔🤔
Thank you so much for the support! I do these videos for you guys 💛 (and to practice my public speaking 😅)
Thanks for the video, but I don’t think VTS and VEU are available for Australian personal investors? At least not on my Australian Vanguard App
Hello, thanks for letting me know. I wasn't aware of this since I've never tried Vanguard's Personal Investors. However, those two you mentioned are the only few that are domiciled in the US whereas the rest are in AU. So that's probably the reason they don't list it. You may need to need to use another broker if you want those 2.
@@BryanInvestthank you! Could you recommend some other brokers to invest in those ETFs ?
@@landandlanguages I currently like Moomoo but all the other classics like Commsec, Stake, and Pearler are also good. Check out this video: th-cam.com/video/w3PRA2czQJY/w-d-xo.html
Moon! Awesome video! Thank you so much! New subbie.👏🏻👏🏻👏🏻
Welcome to the family 😊
I read some annual reports of VGS, and I wondered why the net income decreased dramatically compared to the previous year? Can you help me explain that? Thank you
Moon mate, great video, your info is sound!
Cheers Adam 🫡
Very very new investor here, love the content by the way really clear information, I see a lot of information about pairing ETF's like the example you used VAS + VGS apposing things like VDHG is there anything wrong or taboo(may not be the correct terminology) against having all 3? or even getting some of all of the ETF's listed here?
Hey mate, welcome to the community! The reason most people go either VAS + VGS combo vs VDHG is that they both essentially invest in the same thing. Some investors are opposed to VDHG because it contains 10% bonds/cash which some feel doesn't align with their high growth investing strategy especially if you're younger and have decades ahead of you. So it doesn't really make sense to get all 3 since there would be a lot of overlapping. It's usually one or the other.
@@BryanInvest Appreciate the information this may be a broad question I’m struggling to understand where to place my investments first or exactly what sort of information to be looking at when wanting to invest in a ETF or individual stock any information on that even if it’s another video you have I just haven’t come across yet
New to investing and unsure whether to choose VAS or VTS; VTS just looks so much more promising and even less volatile. Is there any communities that I could meet to discuss things with?
Really depends which one you fancy to do better in the future out of Australia and United States. The US has historically performed slightly better in the past but that's not guaranteed to repeat itself in the future.
Moon. Thanks mate. Great infor.
Cheers mate!
Awesome video as always, i love the straightforward, no nonsense explanation for beginners like myself. Do you need to yo use Vanguard as your online broker account or can you use one of the other online brokerage accounts to invest in Vanguard ETF's, thanks again and cheers.
Thanks Adam. I appreciate that. You can use any online broker to invest in Vanguard ETFs. In fact, I don’t think Vanguard Personal Investor is even the best choice for Vanguard ETFs.
@@BryanInvest Thanks Bryan I really appreciate the reply mate, what would you say would be better choices? Thanks again.
@@adamthompson1347 Moomoo, Stake, Webull are my favourites right now. Pearler and CMC are also good.
Check out this recent video: th-cam.com/video/w3PRA2czQJY/w-d-xo.html
VAS/IVV ❤
Is IVV a good bet?
It tracks the S&P 500 which is probably the most popular index. So if you believe in the US market for the future then it should do well.
Moon, thanks a lot for the video
Thanks for watching!
Is there an Australian domiciled ETF trading Data Centres and associated infrastructure?
Thank you. Very helpful.
Loving the channel
Thanks mate! Much more to come 👍
Haha thank you, Bryan. I didn't realize there were so many options! To the moon 🚀💖
Yep! And that's just Vanguard ETFs. There are so many more options out there which I think makes it intimidating for beginners. Hopefully my videos can help quash that fear somewhat 😊
Moon. Thanks for sharing the info.
Thanks for watching!
Great video mate👍
Cheers! 🤝
Hey Bryan. I’m in VDGR but in the managed fund, rather than the ETF (VAN0110AU) any thoughts on that one? Was hoping it would be mentioned!
Hey mate, this one is like a more conservative version of VDHG. It looks decent but I'm not a fan of the 21% bond and 9% cash allocation. However, this could be a good option for someone more conservative or nearer to retirement age that wants to minimise risk.
Moon. Why is Vanguard so popular? Is it better than Betashares?
Vanguard is one of the largest ETF providers in the world founded by John Bogle who popularised the term 'index funds'. So it's seen as a gold standard in the ETF world. Betashares is an Aussie company with over 37 billion asset under management so it's no slouch. However, Vanguard has a bigger reputation since it's been around longer and people trust them.
I'm young (19) and plan to invest 580 per week for the next 10 years.
Is it a good idea to start buying vas and vgs?
Or should I take on etfs with more risk?
Hey Jared, sorry I really can't give out personal financial advice like that. I recommend you do your own research or speak with a financial advisor.
Please do you recommend super hero just curious.
Not sure I would ‘recommend’ it but it will do the job. The only thing to note is they are not chess sponsored.
Thanks for the new moon!
🌕🌕🌕
what broker do u use?
Right now, a mix of Moomoo, Stake, and WeBull.
I also have an old Commsec account that I hold some shares in. No longer use it to buy since the fees are too high.
Moon. Do you need $500 minimum to start an account with any broker?
The $500 is the minimum marketable parcel. This is a rule by the ASX where you must buy a minimum of $500 for your first stock with any chess sponsored broker. Any subsequent buys for the same stock after that can be lower than $500.
MOON - Good Vid :)
I couldn't find VEU on the Vanguard AU website, would you please show me a direct link to it? thank you.
Here you go: www.vanguard.com.au/adviser/invest/etf?portId=0991
@@BryanInvest But "This ETF is not available on the Vanguard Personal Investor platform."
Why doesn't the VTS ETF show up on my Vanguard account?
Hmmm….it should show up on any ASX broker. The only thing I can think of is it’s US domiciled but that shouldn’t affect it? Are you using Vanguard Personal Investor?
@BryanInvest Thanks for the reply mate. And yeah, I am using Vanguard Personal Investor. Maybe it doesn't allow me to purchase US domiciled products.
I'm thinking about switching to Stake!
some of this EFT don't show to the Australia vanguard
They’re all there. I put a link in the description.
Or click here: www.vanguard.com.au/adviser/invest/funds-and-etfs
I’ll have a look, thanks very much
I only have like $1k to buy stocks and most of these are like over $50 , is it worth it buying just 10 shares of these ETFs?
To be honest, that $500 in itself won’t make a big dent but what you will get from it is the confidence to invest and build a regular investing habit. Although I would stick to a minimum of around $500 per parcel if you’re using a broker with a high fee.
Excellent video
Thank you! 😊
I watched the entire video up until the full moon. Question; should we keep all our ETFs with Vanguard or is it okay to mix in other providers? I’m looking at A200 which is cheaper than Vas for example. Thanks Bryan!!
Thanks Riley. Good question. You absolutely do not need to have ALL Vanguard ETFs. Vanguard is popular because it is global ETF provider that's been around for ages. A200 is run by Betashares which is a reliable Aussie company with our 37 billion assets under management. It's a good alternative.
Illustrated sides of the moon 😮
😉
quick question how's the premium for VAS SP AND CC?