I’m on my third low spend year. My financial goal is to pay extra towards my mortgage principal each month. My one exception are life experiences and travel experiences. I’ll be spending New Year 2025 in Prague🎉🎉
I have always wanted to go to Prague! This year will be low spend apart from potentially a trip to see friends in Slovenia and some new carpets if we save up enough....
I dont usually join the no spend January for two reasons, first because in December I have many expenses taxes etc that avoid me treat myself with something I like😅, and second because January means winter sales ( even though I wait until February for 70% off)😅
We moved to a beach town in South Carolina, USA 9 years ago. As most of our new found friends here don’t have family here - we started hosting a Christmas Eve Potluck party so nobody would be alone that evening. We do a fun little gift exchange game, wear our ugly Christmas sweaters/outfits and have a wonderful time. Our friends start asking me at the end of summer if we’re having this gathering LOL.
Hello, and yes, zero spend, and trying to empty my fridge and freezer is right up there. I'll get back into the habit of taking coffee or tea with me on walks again and saving that $5 per cup
I was in the storage closet for a lovely serving bowl yesterday and found the cake plate & dome I decided I must have donated to charity. Instead it had been moved from the bottom shelf to the top. It’s very nice to have found it.🍰
I’d only go into debt for something I needed and didn’t have the time to save for. As in like an emergency, still wouldn’t want to. Will always do my best to save up, but sometimes there’s not enough to.
Off topic, but.. I was so fascinated of the reflection in the window behind you, in the middle there, just over the sofa, looks like a face, maybe a troll or a dog or something. I am doing a no spend also, other than I have a drs appt. Merry Christmas.
I won’t do a low spend January. However I will avoid shopping at charity shops unless I can find new stuff to regift. I will however try and also eat through my stores and make food from scratch- including cookies and cakes. I will go to a restaurant we like as it’s buy one get one free on burgers in Jan (not a fast food outlet) because to me that’s something fun to do, otherwise a month of nothing after a month of excess! But we’ll done Jane and everyone for doing a proper no spend! Xxx
@@judimantos904 the thing is if it is something you actually need and it’s on sale, this I see as a saving. Would be silly to not purchase it, to just not have spent in January if it means in February you buy it at a higher cost!
A lot of people plan to no/ low spend in January following over spending at Christmas I think I must be missing something about Christmas? I low spend as I do throughout the year, (I’d love to no spend!) Maybe it’s because I don’t work in a group of people so there’s no Secret Santa or events I have to attend and pay for. And have no children so there’s no Santa malarkey. So cost wise it’s pretty much the same as any other time of year, except travel. The trains are way hiked up at this time of year (and you still have to stand). We’ll wait until new year to visit friends and family. Popped to my library yesterday to search for some of the books you recommended recently, didn’t have the ones I wanted, I came away with Go Fund Yourself Alice Tapper, is this one you’ve read? 📚
Hi jane i am commenting because you tubers like viewers to comment i hope you dont get offended by what i say . Many people r in debt not through just buying too much stuff the basic cost of living can get people in debt . In my job i hear a lot of people saying things that show they do not understand how hard it is for some people. Anyone watching for real frugal advise my not like that it is just assumed they are in debt from simply buying stuff they dont need .
@@donnalawton7487 totally. I do get that having been in debt myself in the past because I just didn’t have enough income. I did say I realise I am coming from a point of privilege, being debt and mortgage free now. I’m not offended though
My dog Calypso is also going through a stage of digging at the sofa…..my friend suggested i put a soft fleece on it as they can dig at that without damage. It seems to work.
Hi Jane
Yes I’m joining you
I would like to do a no spend year it’s definitely doable xx❤️🌲❤️🌲❤️
I’ve been no-spend/low-spend all this year and it will probably have a carry-over for the rest of my life.
I’m on my third low spend year. My financial goal is to pay extra towards my mortgage principal each month. My one exception are life experiences and travel experiences. I’ll be spending New Year 2025 in Prague🎉🎉
I have always wanted to go to Prague! This year will be low spend apart from potentially a trip to see friends in Slovenia and some new carpets if we save up enough....
I dont usually join the no spend January for two reasons, first because in December I have many expenses taxes etc that avoid me treat myself with something I like😅, and second because January means winter sales ( even though I wait until February for 70% off)😅
We moved to a beach town in South Carolina, USA 9 years ago. As most of our new found friends here don’t have family here - we started hosting a Christmas Eve Potluck party so nobody would be alone that evening. We do a fun little gift exchange game, wear our ugly Christmas sweaters/outfits and have a wonderful time. Our friends start asking me at the end of summer if we’re having this gathering LOL.
Potluck parties sound like such fun 😁💝
Aww, that sounds lovely!
Thanks for working hard with daily videos.
Thanks for watching them :)
Hello, and yes, zero spend, and trying to empty my fridge and freezer is right up there. I'll get back into the habit of taking coffee or tea with me on walks again and saving that $5 per cup
Every little definitely helps...
I’m doing no spend January x
I’m only buying food necessities in January. Still trying to find a necessary reason for buying crisps 😂🤣
Gawd... I need to stop buying them altogether!
I will be doing no spend january😊
I was in the storage closet for a lovely serving bowl yesterday and found the cake plate & dome I decided I must have donated to charity. Instead it had been moved from the bottom shelf to the top. It’s very nice to have found it.🍰
I just started reading your extreme frugality book last night!
Brilliant! Thank you
Another good video. Agree especially about not getting into debt for something, saving for it. Are you mortgage free....?😊
@@irenemacginley6022 yes, luckily we are now
@@ShoestringJane That's great. So am I and that does make a difference ...
I’d only go into debt for something I needed and didn’t have the time to save for. As in like an emergency, still wouldn’t want to. Will always do my best to save up, but sometimes there’s not enough to.
@@ShoestringJane awww 🥰 well done
@@irenemacginley6022👍 pleased for you 😊
Hopefully will try a low spend no spend 2025
Off topic, but.. I was so fascinated of the reflection in the window behind you, in the middle there, just over the sofa, looks like a face, maybe a troll or a dog or something. I am doing a no spend also, other than I have a drs appt. Merry Christmas.
@@ibislife 😂😂 will have to watch that back!
@ 😁
Didn’t realise you sell on eBay Jane x
I'm making every effort in Jan thru march. Going on vacation in april. Don't need to spend.
I won’t do a low spend January. However I will avoid shopping at charity shops unless I can find new stuff to regift. I will however try and also eat through my stores and make food from scratch- including cookies and cakes. I will go to a restaurant we like as it’s buy one get one free on burgers in Jan (not a fast food outlet) because to me that’s something fun to do, otherwise a month of nothing after a month of excess! But we’ll done Jane and everyone for doing a proper no spend! Xxx
I can never stick to no spend
I try to keep it to low spend, but sometimes a sale of something that I really needed is on sale+ it’s too good to pass up.
Are you trying this January? I wish you the best
@@judimantos904 the thing is if it is something you actually need and it’s on sale, this I see as a saving. Would be silly to not purchase it, to just not have spent in January if it means in February you buy it at a higher cost!
@@charlotterydz6343 I strongly agree with that
A lot of people plan to no/ low spend in January following over spending at Christmas I think I must be missing something about Christmas? I low spend as I do throughout the year, (I’d love to no spend!) Maybe it’s because I don’t work in a group of people so there’s no Secret Santa or events I have to attend and pay for. And have no children so there’s no Santa malarkey. So cost wise it’s pretty much the same as any other time of year, except travel. The trains are way hiked up at this time of year (and you still have to stand). We’ll wait until new year to visit friends and family.
Popped to my library yesterday to search for some of the books you recommended recently, didn’t have the ones I wanted, I came away with Go Fund Yourself Alice Tapper, is this one you’ve read? 📚
No, I haven't read that! Good title.
Hi jane i am commenting because you tubers like viewers to comment i hope you dont get offended by what i say . Many people r in debt not through just buying too much stuff the basic cost of living can get people in debt . In my job i hear a lot of people saying things that show they do not understand how hard it is for some people. Anyone watching for real frugal advise my not like that it is just assumed they are in debt from simply buying stuff they dont need .
Jane did say that some people are in debt due to living costs.
@@donnalawton7487 totally. I do get that having been in debt myself in the past because I just didn’t have enough income. I did say I realise I am coming from a point of privilege, being debt and mortgage free now. I’m not offended though
My dog Calypso is also going through a stage of digging at the sofa…..my friend suggested i put a soft fleece on it as they can dig at that without damage. It seems to work.