Early Retirement Success Story - How He Saved 12 Crores in His 30s | Fix Your Finance Ep 36

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  • เผยแพร่เมื่อ 10 พ.ย. 2024

ความคิดเห็น • 274

  • @barunhalder1231
    @barunhalder1231 ปีที่แล้ว +86

    IIT kgp, Computer Science student, not a joke. Very hard to follow his path, believe me.

    • @byte-master
      @byte-master ปีที่แล้ว +3

      Agreed.

    • @eodkybb
      @eodkybb ปีที่แล้ว +5

      Bro not btech
      Mtech iit kgp
      Btech in iit is extremely tough
      But mtech in iit is not so tough

    • @jfk1558
      @jfk1558 ปีที่แล้ว +2

      ​@@eodkybb bro btech hi hai iit kgp se handa sir kir all india rank 400 thi JEE 2000 mai

  • @harishkd1
    @harishkd1 ปีที่แล้ว +312

    IIT guys retiring early is not big deal for them..show the cases where a common software engineer ..retired early

    • @n-tz5t
      @n-tz5t ปีที่แล้ว +5

      It's possible for a very negotiable number of people, not the majority of people . But the thing is that you need to earn more (we can call it luck or hard work).

    • @aswanth_surendran
      @aswanth_surendran ปีที่แล้ว +1

      Yeah that’s a good point

    • @User0986-w2d
      @User0986-w2d ปีที่แล้ว +6

      Literally this guy's first salary in 2006 was 25K ..

    • @amitdutta1903
      @amitdutta1903 ปีที่แล้ว +1

      Stop complaining & jealous...🤣

    • @swapFrance
      @swapFrance 11 หลายเดือนก่อน +1

      yes show example of common man

  • @SD_003
    @SD_003 ปีที่แล้ว +143

    Bottomline is : Have a good idea, make a startup. Exit once valuation is high and retire rich. Kudos to him :)

    • @steveaustin6334
      @steveaustin6334 ปีที่แล้ว +3

      But that only contributed to 25% of his net worth. The rest was by earning good money from his business and saving a huge chunk of it and investing it in equities.

  • @sachin1254
    @sachin1254 ปีที่แล้ว +26

    He is one of best teacher of unacademy and always to the point

  • @sohanmishra9155
    @sohanmishra9155 ปีที่แล้ว +22

    this guy is very relatable .
    only difference is hes been an IIT graduate and we are Tier2 college MBA graduate.

    • @jfk1558
      @jfk1558 ปีที่แล้ว +1

      Which MBA college?

    • @sohanmishra9155
      @sohanmishra9155 ปีที่แล้ว

      @@jfk1558 prestige, indore

    • @jfk1558
      @jfk1558 ปีที่แล้ว +6

      @@sohanmishra9155 prestige indore tier 2 hai kya mujhe laga tier 3-4 hoga

    • @sohanmishra9155
      @sohanmishra9155 ปีที่แล้ว

      @@jfk1558 wahi tier 2/3 ek hi baat hai

  • @dorenestewart5084
    @dorenestewart5084 ปีที่แล้ว +111

    I'm struggling in this market. Stocks that I have held for months and made profits from are not behaving the way I'm used to so I’m quite indecisive on how to tackle this market, any advice would be grateful.

    • @dorenestewart5084
      @dorenestewart5084 ปีที่แล้ว

      @RonaldRyan9 That sounds great and what signal do you invest with?

    • @dorenestewart5084
      @dorenestewart5084 ปีที่แล้ว

      @RonaldRyan9 That's awesome and please how do I connect with this broker lady?

    • @dorenestewart5084
      @dorenestewart5084 ปีที่แล้ว

      @RonaldRyan9 I'm currently on her webpage now, her reviews are very impressive and I left a message for her. thanks, a lot.

  • @shikharsoni1530
    @shikharsoni1530 ปีที่แล้ว +18

    I took his classes 4 years back , he's awesome

  • @Aess20
    @Aess20 ปีที่แล้ว +202

    One thing i learnt here "Education was always a business"

    • @sriramdevarakonda4487
      @sriramdevarakonda4487 ปีที่แล้ว +3

      Well said

    • @arshadsiddieque7097
      @arshadsiddieque7097 ปีที่แล้ว +6

      If you provide value than that's not a harm.

    • @CS-si8kl
      @CS-si8kl ปีที่แล้ว +2

      He used to provide the Cat course for only 5k where other institutes provided it for 25-30k. People spend 5k on a Friday night. His revenue was high because he did this on the Internet and no big competitors then and there was a lack of content until 5 years ago. It's being innovative that generated his wealth without charging exorbitant fees. Win-win situation for all parties.

  • @naynishchaughule8185
    @naynishchaughule8185 ปีที่แล้ว +15

    It is easy to be a multi-millionaire in USD, no rocket science or don’t have to be from IIT.
    Step 1: Do undergrad in Computer Science from India.
    Step 2: Do M.S. in Computer Science from US.
    Step 3: Get a starter job at $120k and grow in your career. Buy your first home with 5% down and live in it. Rent out spare bedrooms.
    Step 4: Buy multiple real estates in the US with 20% down and rent it out.
    Step 5: Wait and manage it for 5-7 years.
    Step 6: Enjoy your millions.

    • @SD_003
      @SD_003 ปีที่แล้ว

      So how many millions are you sitting on rn?

    • @naynishchaughule8185
      @naynishchaughule8185 ปีที่แล้ว +2

      @@SD_003 $1M equity in 4 homes. $1M in inherited wealth (3 paid off homes in Mumbai)

    • @SD_003
      @SD_003 ปีที่แล้ว

      @@naynishchaughule8185 when are you being featured in one of the videos with Anshuman? Will root for you 👏🏻

  • @shivamghai8298
    @shivamghai8298 ปีที่แล้ว +30

    Ravi Handa is Pure loubh❤. Because of him I cracked all my competitive exams. CLAT and CAT

  • @GarvMalik
    @GarvMalik ปีที่แล้ว +15

    So happy to see Ravi on the series!

  • @Himwolf78
    @Himwolf78 ปีที่แล้ว +14

    Saw his wint wealth video before this. He is so insightful about finance. Just simple things

  • @mithunnair8587
    @mithunnair8587 ปีที่แล้ว +13

    This guy is so good with his financials that anshuman asked how did u do it😂

  • @sriranjanim1460
    @sriranjanim1460 ปีที่แล้ว +12

    Such an honest person. Really loved it

  • @karthiksuresh5654
    @karthiksuresh5654 ปีที่แล้ว +28

    He has shared all the details already on the wint wealth video. Was candid and a great good conversation. Stop waiting and watch it there.

    • @ShudhanshuKumar5155
      @ShudhanshuKumar5155 ปีที่แล้ว +7

      But Anshuman is not there no fun at all 😢

    • @shaneward2588
      @shaneward2588 ปีที่แล้ว +1

      Agree it was fun watch when I saw it on wint.

  • @AshutoshMishra-qc7nl
    @AshutoshMishra-qc7nl ปีที่แล้ว +9

    HandaKaFunda se FirePodcast ki journey.
    Loved his clarity on early retirement myself never liked that term.

  • @ogcon10t
    @ogcon10t ปีที่แล้ว +12

    Love this guy acknowledging the "luck" in his life

  • @Vroom2k
    @Vroom2k 10 หลายเดือนก่อน +1

    Real talk.. The person is not flaunting with past.. He's clear with failures .. Cheers bro..

  • @harshvirtomar6552
    @harshvirtomar6552 ปีที่แล้ว +84

    The perspective of not thinking about early retirement if you don't hate your job changes everything for me. Most of the finance influencer community is throwing the words like FIRE so casually. And people are getting so much anxious about the early retirement.

    • @NitinKatiyarCircle
      @NitinKatiyarCircle ปีที่แล้ว +12

      Same. This opens a new perspective for me to not chase FIRE, but achieve financial independence and the do job for 6hr/day with peace of mind a d also experiment other things in rest of the time.

    • @anshumanfinance
      @anshumanfinance  ปีที่แล้ว +14

      WORD. I have been saying this in most of my videos. unnecessary obsession about FIRE on the internet

  • @rvpctmca1
    @rvpctmca1 ปีที่แล้ว +21

    My take away is to go with Financial Independence and do not chase the early retirement, it makes complete sense.

  • @shashankbhatia7165
    @shashankbhatia7165 ปีที่แล้ว +11

    Loved how we was honest about everything, didn't try to control how people would perceive it

  • @AkshayS2909
    @AkshayS2909 ปีที่แล้ว +7

    I have said it in previous video of his, I want to meet this man and have a heart to heart talk.
    Love what he told about Financial Independent Retire Early (FIRE). I am also trying to achieve FI and not focus on RE.
    I also want to experiment many things in life such as carpentry, barista, building some stuff etc. for my own pleasure. This is something I try to do when I get some time not on regular basis though.
    Someone once said: "Think about what you are retiring 'to' and not what you are retiring 'from' "
    Kudos to the team once again. Keep up the good work 👏

    • @hiteshkumarj3525
      @hiteshkumarj3525 ปีที่แล้ว

      Mee to retireing early can join and do world tours

  • @TP182
    @TP182 ปีที่แล้ว +19

    You guys should share money planning from a business person perspective too since there are a lot of start ups and young business ppl in this generation... in business taking out cash for payments every month is difficult so how do people handle investments with better IT planning..

  • @Vinodsimha63
    @Vinodsimha63 ปีที่แล้ว +21

    #HundakaFunda literally helped me to revise maths concepts and formulas, and helped me crack SSC-CGL way back in 2013. His videos are crisp and awesome. I have his whole videos burned in a dvd and used to play for fun learning during those times. A very good maths teacher. All the best sir

  • @awesomeraj953
    @awesomeraj953 ปีที่แล้ว +5

    Big fan of Ravi Handa. Pretty helpful person

  • @jijumonm2345
    @jijumonm2345 ปีที่แล้ว +7

    He is an exception. Not the norm. Please set up realistic standards.

  • @amansharma-dw6iy
    @amansharma-dw6iy ปีที่แล้ว +4

    The best thing I could understand is to keep experimenting to gain experiences and financial freedom ✨️

  • @pb25193
    @pb25193 ปีที่แล้ว +21

    I'm looking at ravi and envying his life. Meanwhile he described his regret and painted the life that I'm living (silicon valley google software engineer, succeeded in conventional career)

    • @anshumanfinance
      @anshumanfinance  ปีที่แล้ว +14

      The grass is always greener on the other side :P

    • @ravihanda
      @ravihanda ปีที่แล้ว +12

      I think it didn’t come out well. My main regret is not studying in college and wasting the golden opportunity that I got by studying computer science at a top IIT 20 years ago. Not the money. Not the Silicon Valley. But just what life could have been if I was a good student in college.

    • @pb25193
      @pb25193 ปีที่แล้ว +1

      @@ravihanda I'm asking because I am not famous enough to just join a podcast with you - but I'm curious. How do you think it would have been different from your current life?

    • @pb25193
      @pb25193 ปีที่แล้ว +1

      @@ravihanda I hope to see a conversation some day between an iit grad from 2000s vs 2010s vs 2020s, discussing how iits can improve the way they intake, and develop students from all over the country and talk about whether the system has improved at all. I wonder how it used to be in your time, but I think in my generation, I saw a lot of hard working students who didn't like studies that much, getting lot of support from alumnus networks and startup incubators and it was considered a valid path to take during iit tenure. Since you have a podcast, consider doing this topic if possible.

    • @ravihanda
      @ravihanda ปีที่แล้ว +4

      @@pb25193 As far as chatting with me on a podcast or in person is concerned, I am always available as long as you are willing to buy beer while we talk. 😁 I am pretty active on Twitter and we can connect there. As far as the “what could have been” Is concerned - I do not have a good answer to that. I like to believe that I have won two lotteries in life - family (financially secure parents and wife because of which I could afford a good education and start a business), IIT KGP Computer Science. I made good use of one out of the two and wasted the IIT one. If I had studied well, I may have been richer. I might have been poorer as well. But definitely - I would have had a career that I liked, enjoyed, and was proud of. I wouldn’t have needed to retire.

  • @MariaGarcia-gv8hj
    @MariaGarcia-gv8hj ปีที่แล้ว +19

    Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are planning on relocating to Thailand. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment;:

    • @lovetypauline6530
      @lovetypauline6530 ปีที่แล้ว

      Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

    • @MariaGarcia-gv8hj
      @MariaGarcia-gv8hj ปีที่แล้ว

      No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted us in managing our investments while we focused on my jobs without any concerns.

    • @lovetypauline6530
      @lovetypauline6530 ปีที่แล้ว

      Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

    • @MariaGarcia-gv8hj
      @MariaGarcia-gv8hj ปีที่แล้ว

      I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online. She even got featured on CNN recently.

    • @davidomcculloch3109
      @davidomcculloch3109 ปีที่แล้ว

      Thank you for talking about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on TH-cam videos and attempting to manage my finances on my own hasn't been very effective.

  • @arbazkohari1825
    @arbazkohari1825 ปีที่แล้ว +9

    Excellent teacher....I have gone through his lectures on unacademy.....loved it ❤️💫

  • @thetravelingdoc8200
    @thetravelingdoc8200 ปีที่แล้ว +14

    I loved the fact that although we see both as one most of the time, he broke down FIRE into two parts,"Financial Independence" + "Retire Early" ,and gave equal importance to both

  • @AmitBiswas0142
    @AmitBiswas0142 ปีที่แล้ว +7

    Saw him on Wint wealth 🤑 and now here he's great 👍🏼😊

  • @FahadAli-md5yh
    @FahadAli-md5yh ปีที่แล้ว +1

    Financial independence is important. Early retirement is NOT!
    My God! This line!!!

  • @swarupcodes
    @swarupcodes ปีที่แล้ว +2

    50lakhs gift to kid on 18th birthday hits hard 😊

  • @BrokenRecord-i7q
    @BrokenRecord-i7q ปีที่แล้ว +4

    Such an honest person ❤

  • @yogeshagashe590
    @yogeshagashe590 ปีที่แล้ว +4

    Hats off to the content bro. Love it and recommend as well

  • @foodient837
    @foodient837 11 หลายเดือนก่อน

    This is very very good Insight...First time i hear something different from Mr. Handa why or why not early retirement. Kudos.

  • @SBIclerkstudy
    @SBIclerkstudy ปีที่แล้ว +3

    Thank you for creating This Great video Anshuman, These Videos are our inspiration. God bless You.

  • @seekertruth72
    @seekertruth72 ปีที่แล้ว +2

    Its a good coverage. Can you cover some one who is not in HNI, average person achieved financial freedom how he planned and executed investements, growth it will be good to learn form him

  • @abhishek8243
    @abhishek8243 10 หลายเดือนก่อน

    I used to watch his videos for CAT Preperation and always wondered what happened to his TH-cam channel. Finally found him again but not in the place i expected.
    I never knew his edtech was acquired.

  • @NITISHBHATT008
    @NITISHBHATT008 ปีที่แล้ว +1

    Way better than the Wint Wealth video of Handa ji(the host was very dull in that video, unlike Anshuman)

  • @karuOP
    @karuOP ปีที่แล้ว +1

    You can see the knowledge this man has only by his way of talking.

  • @sunansomchai2103
    @sunansomchai2103 ปีที่แล้ว +14

    I have 12 crores in tax free government corporate bonds giving me 7.5% to 8.5% intrest plus another 7 crores in fixed deposits but I still think is this enough

    • @vinayananth07
      @vinayananth07 ปีที่แล้ว

      😢 please share your details

    • @TP182
      @TP182 ปีที่แล้ว +1

      If you are spending more than 4lacs per month now, then this fund won't be sufficient for your future..😊

    • @sunansomchai2103
      @sunansomchai2103 ปีที่แล้ว

      @@TP182 could be but in today's advances in medicine people easily live past 80 and in any case spending just 80,000 pm today would be close to 4 lakhs in another 15 years or so with inflation!

  • @abhilashreddy1495
    @abhilashreddy1495 ปีที่แล้ว

    Bring people who are from middle class , rather than start up. Then this show will be useful.

  • @statushub9534
    @statushub9534 ปีที่แล้ว +3

    Brother also make a podcast on nursing employees ❤

  • @CS-si8kl
    @CS-si8kl ปีที่แล้ว +3

    Firstly thanks to Ravi Handa Sir for the help you have been providing to students. Previous subscriber of Handa ka Funda.

  • @sonalirnahar_rohan
    @sonalirnahar_rohan ปีที่แล้ว +1

    Excellent episode ! Toooo good ! Keep it up !

  • @meenakshigour366
    @meenakshigour366 ปีที่แล้ว

    Thankyou Ravi.. You were candid and honest. 😊

  • @thumreesarkar8427
    @thumreesarkar8427 11 หลายเดือนก่อน

    I love his clarity, and his advice is very good.

  • @HiDibakar
    @HiDibakar 11 หลายเดือนก่อน

    I'll have the same funds at 38 as per my projection. Right now I'm 28 and also IIT Kharagpur alumni

  • @hussainbadri4248
    @hussainbadri4248 ปีที่แล้ว

    This this first video where there was any suggestion needed to fix finance

  • @gauravbhasin4642
    @gauravbhasin4642 11 หลายเดือนก่อน +1

    They just want u to understand that u should learn to save money. Isme iit kis bat nh h. If u have quality to save money then u can also be financial independent. Retiring early is not imp which mr handa cleared in his previous interview with wint wealth😊

  • @DMDRPBHU
    @DMDRPBHU ปีที่แล้ว +15

    12. Crore his own or family?

    • @ravihanda
      @ravihanda ปีที่แล้ว +13

      My family

  • @parthchokhra948
    @parthchokhra948 ปีที่แล้ว +4

    Anshuman taking financial notes🤣

  • @sharat23121990
    @sharat23121990 ปีที่แล้ว +6

    @Anshuman sharma , the same guy gave interview to Wint wealth also, this is happening 2nd time, does these guys charge you for interviews?

  • @Marcopronto
    @Marcopronto ปีที่แล้ว +1

    HandaKaFunda !!! Nostalgic

  • @randomthingas2667
    @randomthingas2667 ปีที่แล้ว +1

    Best Videos , Want to see more of these successfull people . ❤❤❤

  • @raghavgarg6077
    @raghavgarg6077 ปีที่แล้ว +4

    I honestly cannot relate to this way of thinking. I cannot even think about how my life would be if I don't have any work. For me, a job or any sort of financial work, no matter how big or small is essential to my way of life. I don't think I would want to retire even in my 60s, let alone 30s.

    • @youtubetrend1574
      @youtubetrend1574 ปีที่แล้ว

      That's what he said, only think of retirement if you don't like your work. It make sense, obviously he will be doing something else in coming years. Brain won't let him sit idle 😅

    • @sagars861
      @sagars861 ปีที่แล้ว

      working in IT 15 days leave liya to sab bhoolane lagta hu identity crisis ho jata hai

  • @youNdc
    @youNdc ปีที่แล้ว +1

    Sidhi baat no bakwas !! 💯

  • @knowit069
    @knowit069 ปีที่แล้ว +1

    anshuman was learning this time

  • @RaviRavi-ey7sb
    @RaviRavi-ey7sb ปีที่แล้ว +3

    Both have abdominal obesity/ visceral fat, there is no point of discussion of early retirement/fire , if you don't stay alive healthy to enjoy what you earn..
    Concept of Early retirement is trash .. keep working on ur passion till u die ... If u don't have passion then its better to die .

  • @mujtabanadeem3901
    @mujtabanadeem3901 ปีที่แล้ว +2

    Respect my bro❤

  • @abhaypandey6200
    @abhaypandey6200 ปีที่แล้ว +1

    Saw this guy on wint welth as well.worth watching.

  • @shantanutyagi5797
    @shantanutyagi5797 ปีที่แล้ว +3

    first pay was 25k. that is too much given it was 2 decades ago

    • @ravihanda
      @ravihanda ปีที่แล้ว +1

      Was still much lower than my classmates 😢

  • @00mpa1oomp4
    @00mpa1oomp4 ปีที่แล้ว +1

    I was amongst the first few to consume his content, it helped me crack CAT

    • @aagamshah2005
      @aagamshah2005 ปีที่แล้ว +1

      What was ur percentile in cat ?

    • @00mpa1oomp4
      @00mpa1oomp4 ปีที่แล้ว

      @@aagamshah2005 99.something

    • @Someone-ts9rj
      @Someone-ts9rj ปีที่แล้ว +1

      @@00mpa1oomp4where did done mba from

    • @00mpa1oomp4
      @00mpa1oomp4 ปีที่แล้ว

      @@Someone-ts9rj got in all the old iims except Ahmedabad but I was also looking for Msc in project management from NUS

  • @Anoopsingh-vo2vo
    @Anoopsingh-vo2vo ปีที่แล้ว +1

    Please show the case of gov. Employees they dont have the opportunity of increase there salary

  • @ShreS
    @ShreS ปีที่แล้ว

    Had seen him first on wint wealth video, Almost the same questions asked

  • @abhishek198213
    @abhishek198213 ปีที่แล้ว

    IN 10yrs he will realize all his investment was poor choice. ITs quite evident IIT / or any good college dsnt resonate with " gr8 financial acumen" .

  • @SumaiyaPatankar
    @SumaiyaPatankar ปีที่แล้ว +1

    Health is the main wealth

  • @aiesecrohit
    @aiesecrohit ปีที่แล้ว +10

    Why are you interviewing the same people as wint wealth. Even the startup content is similar 😂

    • @anshumanfinance
      @anshumanfinance  ปีที่แล้ว +4

      Shark Tales was started way before any other similar series on other channels.
      In Ravi's case, I have been in touch for a video since March - twitter.com/Anshuman_306/status/1630827834238455808?s=20

  • @ramanbajaj3337
    @ramanbajaj3337 ปีที่แล้ว +3

    @anshuman... Please ... How did he go through lockdown period when most of the investment were down by 50%... What was his thoughts.. action..

    • @ravihanda
      @ravihanda ปีที่แล้ว +1

      I had close to 50% in equity at that point of time. It dropped. I kept buying to maintain that 50%. Worked well.

  • @vishalgaikwad8135
    @vishalgaikwad8135 ปีที่แล้ว

    Honest man ...

  • @riteshbhatt1096
    @riteshbhatt1096 ปีที่แล้ว +1

    Make videos of real middle class people. Middle class people do not earn 1cr at their retirement. And they usually do not study iits

  • @nutandevjoshi
    @nutandevjoshi ปีที่แล้ว +1

    8 thousand per month logo ke liye bhi video banao. My yearly income is 1 lakh. How can i be rich as person in the video

  • @kcpatel10
    @kcpatel10 10 หลายเดือนก่อน

    Wonderful video

  • @mayankgupta2721
    @mayankgupta2721 หลายเดือนก่อน

    Contrary to many people, for my parents I was always their gullak more than anything else. Not denying the responsibility but the difference is like being seen as a human or meat.

  • @bigwealthIndia
    @bigwealthIndia ปีที่แล้ว +1

    He was also on wintwealth

  • @hiraktalukdar7540
    @hiraktalukdar7540 3 หลายเดือนก่อน

    So humble & honest _/\_

  • @cj7ks
    @cj7ks ปีที่แล้ว

    Pls interview roadside vendors..they are making lakhs than IT proffs

  • @AlbarranMarco-hu8yj
    @AlbarranMarco-hu8yj ปีที่แล้ว +1

    How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

    • @PatrickVien-ik5pb
      @PatrickVien-ik5pb ปีที่แล้ว

      Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

    • @DanielAlbarran-re2gv
      @DanielAlbarran-re2gv ปีที่แล้ว

      I just looked up Mark Stuart Jordan online and researched her accreditation. He seem very proficient, I wrote him detailing my Fin-market goals and scheduled a call.

  • @uniqueportal6668
    @uniqueportal6668 ปีที่แล้ว +2

    Wint wealth already did the same interview 😅

  • @shyampanchvishe3993
    @shyampanchvishe3993 ปีที่แล้ว +1

    At age 38 this man looks like 50+

  • @Fuddifadu
    @Fuddifadu ปีที่แล้ว

    Came across after wint wealth’s video.. almost same content..

  • @Mr_ST_720
    @Mr_ST_720 ปีที่แล้ว

    thanks for sharing personal data

  • @parkinsoncircus9323
    @parkinsoncircus9323 ปีที่แล้ว

    guy should now focus on his health. he will save a lot of his money and worry going forward

  • @kamleshnagrani3126
    @kamleshnagrani3126 ปีที่แล้ว

    Liked & subscribed ❤❤

  • @inailetsconnect
    @inailetsconnect ปีที่แล้ว +2

    retirement is only for Tier 1 guys
    Plans for retirement can be possible for Tier 2 guys
    Retirement is dream for tier 3 guys
    Never imagine about retirement for rest of the guys
    Tier 1 financial well settled already
    Tier 2 no need to assist family
    Tier 3 only have commitments
    Rest all try to survive every day running family where dreams are only dreams there
    If you agree drop your like

  • @siddharthgupta1710
    @siddharthgupta1710 ปีที่แล้ว +1

    i will come on your channel in next 5 years. my guarantee.

  • @2021ak
    @2021ak ปีที่แล้ว

    Please make detail video on stock market investment dividend stocks income.

  • @aayushrai8881
    @aayushrai8881 ปีที่แล้ว +3

    Using a 30x multiple on your current expenditure is not a fully accurate way to determine your FIRE corpus. You also have to adjust the current expenditure with an annual inflation for the next 30-40 years. Even if your money keeps growing during that time, you need a little more security for one-time expenses or emergency. Similar to what Ravi has done.

    • @privacyowl
      @privacyowl ปีที่แล้ว +1

      While I agree a 30X multiplier is not the accurate way to determine FIRE corpus, I don't think it is for the reason you mentioned. Inflation adjustment is included in the 30X multiplier, but the data they use to determine this number is based on US equity and bond markets where the returns have been unusually high and hence might not be applicable to our situations here in India.

    • @shaneward2588
      @shaneward2588 ปีที่แล้ว

      ​@@privacyowl believe the money is not invested in equity once retired and shifted to safer instruments.

  • @pakshal24
    @pakshal24 ปีที่แล้ว +1

    Anshuman, I’m a 22 year old and idk if I should get a term insurance until my 60’s, 70’s or 80’s? Can you help me understand how should I determine which age should I pick and why?

    • @kartikchakra
      @kartikchakra ปีที่แล้ว +6

      Ideally, 60. Your long term investments should kick in and take care of your family and you, post 60.

    • @diganttonpe1804
      @diganttonpe1804 ปีที่แล้ว +1

      Watch a recent video of labour law advisor on this topic. You will get a clear idea.

    • @pakshalmehta4545
      @pakshalmehta4545 ปีที่แล้ว

      Ayo same name

  • @dayalsengunthar3250
    @dayalsengunthar3250 ปีที่แล้ว

    Respect the savings made by this sir but not all are business man na bro do let us know how we can make it through salary income

  • @stevenponte6655
    @stevenponte6655 ปีที่แล้ว

    great interview man. I am curious, if his FIRE number was 8.5cr, what do you think it would be for a single person?

  • @karthickramesh386
    @karthickramesh386 ปีที่แล้ว +1

    These are the people who post on quora saying is 50 lpa enough for a person to survive in banglore

  • @abhipatil4844
    @abhipatil4844 ปีที่แล้ว

    good one

  • @srikanthkaredla
    @srikanthkaredla ปีที่แล้ว

    Video is great. However, having invested in Debt instruments, MF, Index funds and MFs...How is guy managing monthly expenses of 2.5-3 Lakhs per month. That is not clear. Appreciate your response. Thanks.

  • @Harshitsingh-js7xz
    @Harshitsingh-js7xz 6 หลายเดือนก่อน

    He was a very famous teacher, all CAT aspirants will know. So I think he is not exactly a common man in that sense.

  • @ShonaFoodie
    @ShonaFoodie ปีที่แล้ว +2

    Wint Wealth video was much better

  • @pkprprempavankumar8749
    @pkprprempavankumar8749 ปีที่แล้ว

    Anna my personal opinion.. Entha Andhra ane name tho unna, quality of services matter kadha.. Just because they have name people can't entertain their services kadha.. I personally feel ill whenever I visit AB.

  • @LinkedInJobProvider-yu8iv
    @LinkedInJobProvider-yu8iv ปีที่แล้ว +1

    The 12 crore networth includes the property he's living?

    • @ravihanda
      @ravihanda ปีที่แล้ว

      Yes.

    • @LinkedInJobProvider-yu8iv
      @LinkedInJobProvider-yu8iv ปีที่แล้ว +1

      Thanks for sharing. You have achieved a lot. Please take care of your health so you can enjoy your wealth for lifetime!

    • @ravihanda
      @ravihanda ปีที่แล้ว

      @@LinkedInJobProvider-yu8iv 100% agreed. Trying to work on losing weight. Lot harder than making money for me. 😂