@@yiannimize lovely car, fingers crossed you enjoy it and even earn a few quid on it, the state of the roads and some of the drivers out there it would worry me
Massive respect to you for your transparency around things such as this. The haters will love to attack anyone with luxury items but you deserve everything you have and your humility is admirable.
It's simple, instead of paying 558,248 pounds, you've put down a deposit of 140,150 pounds and will ultimately pay for the car 629,440 pounds, which is around 71,000 pounds more. Question is, can you invest/put to work/etc. what you saved - around 418,000 (minus 4,000 every month) in two years and turn 71,000 profit? If yes - then worth the finance, if no - then not worth. P.S. I don't know how simpler I could have explained it, but since everyone commenting has missed my point - my comment is whether it is worth financing the car or buying it outright with cold hard cash (or bank transfer, realistically)
Ok cool cause I was so confused I’m in the U.S , in my head I felt like it should have been lower since we’re using the business’s credit . 8% Is still on the higher end .
Financing a car which may appreciate in value and is being used for business purposes, which will make you more money, makes a lot of sense. When people say "if you finance a car you can't afford it," they are referring to the majority of people who live above their means and finance a depreciating car which they could not afford in the first place.
Well said Dazzer, most people who finance do so above their financial means. Yianni can't lose here, I've just seen that the Revuelto is sold out until 2026.
one of the only people on the platform that actually speaks how it is when it comes to this sort of stuff, credit where its due keep up the good content and offering good advice on this sort of stuff.
I feel this is very educational and it actually gives people an insight into finance because nowadays in the car scene having a car on finance is shamed! Well done for the exposure yianni 👊💯
Yianni, it's the Caped Crusader here. I've got to say, your content is testament to the type of person you are. You're a role model to so many, including, importantly, kids. I had my initial doubts about you, but, like 'Baby's' dad said in Dirty Dancing... "when I'm wrong, I'll say I'm wrong"! Oh, and don't make out you don't know the line from the film. I'm pretty sure you do! 😂
I love the financial literacy on this video. The internet convinces more people to buy into the image without proper planning, leaving some in a bad place. Much love from NYC.
It’s why I ask people what they really want out of a car. Because in this day and age, a Revuelto’s level of performance is not worth $600k. That $140k down payment is way more than enough to get that level of performance. At some point it’s only a badge and a name. Then you gotta ask yourself, how much is that badge and being able to say “I drive a….” Worth to you??
I love how open you are, this is actually educational for some people out there let’s them know what they could be getting into when financing any car 👍🏽
Love how open and honest you are! Fair play Yian 🙌🏼 dont hate appreciate the guy living our dream boys, your lucky we can follow it through these videos! Roll on the grand tour
Yianny, I’ve been following you for years and you truly inspire me on how to stick to the grind and to achieve just a little close to what you’ve achieved. Also, the way you’ve purchased your new vehicle, it’s a smart way of calculating your purchase and knowing what you’re getting into and how you’ll deal with it should any future issues arise. Makes complete sense!
Your candour is really refreshing. It shows a real humility and is actually educational. Thanks for such a honest video. Bizarrely it’s engaging not alienating and much appreciated. Well done and enjoy the fruits of your hard/clever work.
Well done to you both for being so transparent. This is genuinely informative and likely to be very helpful to so many who are trying to unravel the mysteries of car finance. It’s really noticeable how so many others hide behind excuses and don’t disclose anywhere near this level of information.
You're a positive man and I don't understand people hating on you. They must be jealous or nuts to do that. Congrats on your new car and good luck from the US.
Respect for transparency. Very few you tubers are so transparent and honest with their deals. Hope you get 100m views so you could buy the car out right and sell it when price goes through the roof 🎉
Love this transparency yanni. I always thought you were a bit of a show off. Look at me, the big I am, but this shows a different side, an honest side and is educating the people on how to do things. Awesome information yanni.
Brilliantly Transparent Video in Laymen Terms , I always bought cars out right and someone said to me stop doing it and use money elsewhere,I bought my wife an 8 series and did the finance option at 700 per month and used funds elsewhere, Yans 100% right - my example being considerably lower but same math applies. Yanni is a National Treasure
Awesome to see this open and honest video, Yianni 😊I went straight to the comments section to have a bit of a laugh at what the 'haters' would be saying....but there don't even seem to be any! You set them straight 😎
great video please share more finance video, its people like yian that allows us next gen to make it in life, its so hard to get to the top now in this era cus its so competitive and vast. thanks for such a knowledgeable video, really appreciate you sharing your pot of gold.
Hi Yianni reaslly enjoy these behind the scenes looks at the business side. Really appreciate your honesty in revealing this information. Super informative glad to see you looking better and hopefully see your Revuelto on Carwow!!
Im sorry but how can people hate on yani. He is so open to his followers, more than he probably has too. Ignore the keyboard warriors yani, keep smashing the content out of the park 👊
Thanks for the transparency from yourself Yanni , also appreciate Jordan for the information he provided, hope I will some day be in the position to speak to both of you. 😁
For the uninitiated, a great explanation on car finance. Just a refresh for me having worked in car finance for 8 and a half years over 16 years ago now!😱
Very good Yianni. Keep up the great work u’re doing about sharing info that has a lot of potential value for maybe not all ur viewers but those like me who’re still learning how to finance a good deal 😉
Love this video Yianni 👏🏼 First hand deal figures from a guy that’s actually doing it and sharing the experience. So interesting to watch. The added bonus is that it sends a big FU in the direction of the keyboard warriors who can only text about stuff that you’ve actually put yourself in the position to be able to do. I hear nothing but good things about this self made guy….. all those typing shiz…..pay attention, you might actually learn something. Hats off to you as always mate.👊🏼
Really good video Yanni, you should do more of these videos as it's very interesting for us peeps over 40 who can afford nice things and have open minds. I wouldn't mind seeing more property vids also.
Gotta say, only seen Yanni as a guest with CarWow before this, this video was actually really interesting and informative. I am no where close to owning a car like this right now, but super interesting to see the thought process behind leasing versus purchasing. Cheers Yanni, you got a new sub
Yianni, thanks for sharing and being transparent over your purchase. I'm not sure if you've done this before but what are the biggest and tallest drivers that could comfortably fit in your new car? It would be interesting to see what is the maximum size person without compromising comfort. This would probably break a few hearts of many bigger guys who would love such a car.
Very informative and good on you for being transparent about everything! The only criticism I have is that the photos on the wall are the same size but framed differently! Lol
Good to provide this insight, but not everyone buys a Revuelto, most cars depreciate (gigantically) after purchase and this method of financing/speculating is not applicable
These Revueltos are such cool bits of kits. The Dealership at Tunbridge Wells kindly showed us some a few weeks ago as we passed through on my Charity Bike ride from Crewe to Le Mans for the 24 hours this year!
Thank you for sharing info as such because no one in your position really shares any real helpful info on how finance and the world works. This can aspire and help people look at things such affordability in a real world terms
Could you do a video on explaining a bit deeper how buying vehicles through your business works. Asked by a newly formed business owner. Love your content Yianni and the new Lambo is amazing. Congrats
Enter the judgemental comments, I love how transparent you are with all your purchases! Keep up the great content 👊🏾
🙌🏼
@@yiannimizeprobably all lies anyways
I don’t have one… so no judgement here 🥂
@@yiannimize lovely car, fingers crossed you enjoy it and even earn a few quid on it, the state of the roads and some of the drivers out there it would worry me
Where the link for these guys
Transparency is key to a TH-camrs survival. Enjoy the ride Yianni in your Lamborghini 😊
Really? I just want to see the content and to see my favorite TH-camrs be happy
@@hamie63_m yes really 🤷🏻♂️ 201 people agree with me so you’re the minority
Massive respect to you for your transparency around things such as this. The haters will love to attack anyone with luxury items but you deserve everything you have and your humility is admirable.
Respect you for putting such an open and honest video out.
It's simple, instead of paying 558,248 pounds, you've put down a deposit of 140,150 pounds and will ultimately pay for the car 629,440 pounds, which is around 71,000 pounds more. Question is, can you invest/put to work/etc. what you saved - around 418,000 (minus 4,000 every month) in two years and turn 71,000 profit? If yes - then worth the finance, if no - then not worth.
P.S. I don't know how simpler I could have explained it, but since everyone commenting has missed my point - my comment is whether it is worth financing the car or buying it outright with cold hard cash (or bank transfer, realistically)
Bingooo ! But if someone hands you 500k and says only bring me back 570k that’s a deal to me 😂😂
Exactly…to make 70k plus from around £320k works out around 22.5% return. If anyone has a business that yields that please sign us all up!
You also need to take off the tax benefits from being part of his business. That would bring the situation into a much more positive state
@@chiller1017it’s easy to get an ROI just depends if your in the know or not, how does 50% plus over three years sound
Property return is generally 12% versus 8% finance he’s rich I’m not lol
Below 9% in the UK at the moment on any car over 100k is a banging deal!
🙌🏼
@@yiannimize To be fair, at that level, getting a single-figure interest rate was very good.
Ive currently got a 420d on 5.9%, i got a year left from the five years. Ive recently bought a p450 f type and thats on 8.9%
Ok cool cause I was so confused I’m in the U.S , in my head I felt like it should have been lower since we’re using the business’s credit . 8% Is still on the higher end .
Got 4.9%
Love the direction of the videos lately. Feels more intimate and direct, unlike a lot of channels that seem to miss this. Thanks, Yianni!
Gotta love intimacy
What an honest and genuine video mate. Fair play to being so open. Much love mate
Financing a car which may appreciate in value and is being used for business purposes, which will make you more money, makes a lot of sense. When people say "if you finance a car you can't afford it," they are referring to the majority of people who live above their means and finance a depreciating car which they could not afford in the first place.
Well said Dazzer, most people who finance do so above their financial means. Yianni can't lose here, I've just seen that the Revuelto is sold out until 2026.
I would imagine it’s been done through a business so claim the VAT back, depreciate it on the books. Etc.
one of the only people on the platform that actually speaks how it is when it comes to this sort of stuff, credit where its due keep up the good content and offering good advice on this sort of stuff.
I feel this is very educational and it actually gives people an insight into finance because nowadays in the car scene having a car on finance is shamed! Well done for the exposure yianni 👊💯
It’s good when people understand.
Yianni, it's the Caped Crusader here. I've got to say, your content is testament to the type of person you are. You're a role model to so many, including, importantly, kids.
I had my initial doubts about you, but, like 'Baby's' dad said in Dirty Dancing... "when I'm wrong, I'll say I'm wrong"! Oh, and don't make out you don't know the line from the film. I'm pretty sure you do! 😂
🙌🏼🙏🏼
I love the financial literacy on this video. The internet convinces more people to buy into the image without proper planning, leaving some in a bad place. Much love from NYC.
140k up front...that's me out lol....never mind 4k a month 😂
Ho says you have to but a revuelto?
I couldn't even do 1400 up front and 400 a month 😂
@@HalfdeadRider me too.
It’s why I ask people what they really want out of a car. Because in this day and age, a Revuelto’s level of performance is not worth $600k.
That $140k down payment is way more than enough to get that level of performance. At some point it’s only a badge and a name. Then you gotta ask yourself, how much is that badge and being able to say “I drive a….” Worth to you??
@@AYO_KO not 140k and 4k a month, that's for sure lol
I love how open you are, this is actually educational for some people out there let’s them know what they could be getting into when financing any car 👍🏽
Love how open and honest you are! Fair play Yian 🙌🏼 dont hate appreciate the guy living our dream boys, your lucky we can follow it through these videos! Roll on the grand tour
living dream ? driving a plastic car for to much money ? :D haha
Yianny, I’ve been following you for years and you truly inspire me on how to stick to the grind and to achieve just a little close to what you’ve achieved. Also, the way you’ve purchased your new vehicle, it’s a smart way of calculating your purchase and knowing what you’re getting into and how you’ll deal with it should any future issues arise. Makes complete sense!
Love how transparent you are! Big ups! Honesty is a sign of integrity.
Honestly out of all the car content channels on TH-cam by far this guys video's are an enjoyment to watch when your chilling.
Makes total sense. The purpose of money is to use it to make more money, not so spend it. Never pay cash up front for a new car.
A wise person understands 🙌🏼
Preach!
Can you please tell me why?
@@MR_stone69Because you should never spend cash on a depreciating asset. Finance or lease is the best way to handle these kinds of purchases.
@@Sonola777but you’re still spending cash on a depreciating asset monthly no?
WE NEED MORE CONTENT LIKE THIS THANK YOU
I love yianni’s content very transparent and teaches us many lessons
I do try 🙌🏼
being transparent with your viewers is always the way to go imo. Kudos to you!
I appreciate that!
Probably your best video , great work
Thank you 🙌🏼
Your candour is really refreshing. It shows a real humility and is actually educational. Thanks for such a honest video. Bizarrely it’s engaging not alienating and much appreciated. Well done and enjoy the fruits of your hard/clever work.
Money makes money, very simplistic but absolutely true.
Really informative video! 🙌 leveraging finance is always the way.
🙌🏼
Amazing to see someone spending so much time to help everyone understand the system. Keep it going
Very informative video you dont see many videos like this that go in depth on the process of buying a car, love it
Well done to you both for being so transparent. This is genuinely informative and likely to be very helpful to so many who are trying to unravel the mysteries of car finance. It’s really noticeable how so many others hide behind excuses and don’t disclose anywhere near this level of information.
This video sums up Yanni as definitely the real deal, very humble. Well done mate
I absolutely love this content. Big up to Yianni for the transparency, and for the finance lesson.
Smashing video and the transparency is why I return to see your vids!
Thank you
@@yiannimize Yw 😊
You're a positive man and I don't understand people hating on you. They must be jealous or nuts to do that. Congrats on your new car and good luck from the US.
This has made me even more want to start up my own business again what a inspirational person yanni thanks for sharing ya journey mate ❤❤❤❤
Respect for transparency. Very few you tubers are so transparent and honest with their deals. Hope you get 100m views so you could buy the car out right and sell it when price goes through the roof 🎉
been a supporter of yours since your TV show, love it man
❤️
Love this transparency yanni. I always thought you were a bit of a show off. Look at me, the big I am, but this shows a different side, an honest side and is educating the people on how to do things. Awesome information yanni.
Brilliantly Transparent Video in Laymen Terms , I always bought cars out right and someone said to me stop doing it and use money elsewhere,I bought my wife an 8 series and did the finance option at 700 per month and used funds elsewhere, Yans 100% right - my example being considerably lower but same math applies. Yanni is a National Treasure
nice
8 series for the wife ! alot of motor
Open, honest and transparent - great insight 👏🏻
Awesome to see this open and honest video, Yianni 😊I went straight to the comments section to have a bit of a laugh at what the 'haters' would be saying....but there don't even seem to be any! You set them straight 😎
Very refreshing to have someone tell you it straight, whether RJ, HR Owen or whoever helped out. Thank you Yianni and enjoy your car.
Really good content and a realistic view of what it takes to finance a luxury supercar. Very transparent and honest breakdown.
Good to see Yianni back in his good energy/health. Hope your keeping well brother.🙏
great video please share more finance video, its people like yian that allows us next gen to make it in life, its so hard to get to the top now in this era cus its so competitive and vast. thanks for such a knowledgeable video, really appreciate you sharing your pot of gold.
More incoming thanks for the comment
I love when car channels are transparent with prices of cars and how they finance them 👍
Got to admire Yianni for putting it all on the table. Cheers to your new ride!
🙌🏼
Most transparent guy on youtube. Great video Yianni. Enjoy your car.
9:11 that little apprehensive smirk when he said "different italian manufacturer than lamborghini" 😁
Love the transparency Yianni. Appreciate the insights.
When your making 20k+ a month, 4k a month is no problem paying. Thanks for the info Yianni keep doing what your doing, wish you all the best man.
Love this type of transparency, need more videos like this
This video is absolutely amazing! Teaching all your fans about finance!
Thanks
Hi Yianni reaslly enjoy these behind the scenes looks at the business side. Really appreciate your honesty in revealing this information. Super informative glad to see you looking better and hopefully see your Revuelto on Carwow!!
You’ve worked hard mate, enjoy the fruits of your labour 👏🏾😎
Thanks
Im sorry but how can people hate on yani. He is so open to his followers, more than he probably has too.
Ignore the keyboard warriors yani, keep smashing the content out of the park 👊
🙌🏼🙌🏼
Great video yianni, makes us feel a whole lot better about our situation, we structured it with a balloon at the end for the first time
Nice 👌🏼
Thanks for the transparency from yourself Yanni , also appreciate Jordan for the information he provided, hope I will some day be in the position to speak to both of you. 😁
For the uninitiated, a great explanation on car finance. Just a refresh for me having worked in car finance for 8 and a half years over 16 years ago now!😱
Another great, honest and transparent video.
Brilliant video! It's crazy how many people keep these figures a secret - refreshing to see how transparent you are with everything. Thank you 🙌🏾
Sharing knowledge is how we improve as people. Thank you
Very good Yianni. Keep up the great work u’re doing about sharing info that has a lot of potential value for maybe not all ur viewers but those like me who’re still learning how to finance a good deal 😉
Never spend your collateral, always use the banks money! Through the business you can off set the monthly amount as an expense to pay less tax.
Love the honesty in this Yianni great video 😁
Really appreciate this video. The transparency is actually educational.
Good video. Retired now, but used to be in finance. You asked the right questions.
Very open video about how he bought the Lambo.
Very interesting
Keep the videos coming
🙌🏼
Even the world's 1% buy cars this way. As a youtuber its the only way to keep content moving.
Keep it going!
you lot gotta remember yianni started off like us man in the ends and now built it all up
Love this video Yianni 👏🏼 First hand deal figures from a guy that’s actually doing it and sharing the experience. So interesting to watch. The added bonus is that it sends a big FU in the direction of the keyboard warriors who can only text about stuff that you’ve actually put yourself in the position to be able to do. I hear nothing but good things about this self made guy….. all those typing shiz…..pay attention, you might actually learn something. Hats off to you as always mate.👊🏼
Fascinating video, thanks for sharing this personal information Yani.
🙌🏼
Really good video Yanni, you should do more of these videos as it's very interesting for us peeps over 40 who can afford nice things and have open minds. I wouldn't mind seeing more property vids also.
Yianni is a legend cos he’s not trying to hide this stuff. I’d lose sleep over those repayments 😂 Big love Yianni. ❤
Wow very honest video thank you so much for going through the finances. I've always wondered how best to buy a car.
Gotta say, only seen Yanni as a guest with CarWow before this, this video was actually really interesting and informative. I am no where close to owning a car like this right now, but super interesting to see the thought process behind leasing versus purchasing. Cheers Yanni, you got a new sub
Yianni, thanks for sharing and being transparent over your purchase. I'm not sure if you've done this before but what are the biggest and tallest drivers that could comfortably fit in your new car? It would be interesting to see what is the maximum size person without compromising comfort. This would probably break a few hearts of many bigger guys who would love such a car.
Very informative and good on you for being transparent about everything! The only criticism I have is that the photos on the wall are the same size but framed differently! Lol
Very informative video Yianni! Thanks you
🙌🏼
Interesting video Yanni with some great advice. Many thanks
Good to provide this insight, but not everyone buys a Revuelto, most cars depreciate (gigantically) after purchase and this method of financing/speculating is not applicable
I wish more you tubers had more transparency with financing on cars, thanks for laying out the figures it’s very enlightening.
Loved this video! Big up Yianni!!!
Love these videos Yianni, a true honest gent 👏
These Revueltos are such cool bits of kits. The Dealership at Tunbridge Wells kindly showed us some a few weeks ago as we passed through on my Charity Bike ride from Crewe to Le Mans for the 24 hours this year!
Really good vid Yanni. Appreciate the transparency and insight!
Great video mate-thanks for being so open.
Always wondered this, but not many rich people speak about it. Cheers bro. Excellent goodwill marketing too
Rarely comment, but love this video. Very insightful. Thanks for sharing 👍🏻
You have explained this so simply.. thank you 😊
Thanks for sharing - really insightful and appreciate the openness and transparency 👏🏽
🙌🏼
Great to see someone being honest how these vehicles are financed and respect for yr success to be able to afford this.
Thank you for sharing info as such because no one in your position really shares any real helpful info on how finance and the world works. This can aspire and help people look at things such affordability in a real world terms
Being watching you channel but never subscribed till now.
Good luck and God bless
Thanks and welcome
@@yiannimize thank you
I have to be honest,I do like Yianni, this is a very honest video, well done with your success, enjoy your toys matey 👍
Thanks 👍
Could you do a video on explaining a bit deeper how buying vehicles through your business works. Asked by a newly formed business owner. Love your content Yianni and the new Lambo is amazing. Congrats
8.82% is incredible.
Stick that cash in the markets and you should get a greater return. This is why people finance.
Respect mate🙌🏻🙌🏻 have a safe drive mate
Yanni has a knack of having everything but never brags about it, he is as real a person you will see who is a TH-camr.
Great vid. Appreciate your transparency