What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
Always great to see real people and relatable families in Millennial Money, rather than people making millions and simply here to promote their TH-cam channel.
@@saibushayer Yeah me too. Tired of seeing millionaire millennials whose primary source of income is as a "social influencer". But I guess CNBC probably gets flooded with a bunch of these people applying to be on the show so they can flex.
Why millennial? Why not show a diverse group such as someone in their 30s, 40s and 50s, your everyday working person and not a only "successful". This episode was real which I appreciated.
Finally. An episode about a family or person that doesn’t have a TH-cam channel on the side. Really appreciate their transparency. Need more episodes like this.
Most people like me are embarrassed to go on the show to talk about my financial . If you want to look like fool going on online with millions of people judging you on how you handle your financial .
the tone of this episode is different than the other videos, more somber. A reminder that a lot of people don't live on rainbows and sunshines on a million dollars a year.
the way mainlanders see Hawai'i will always be different than what we locals see. They will see sandy palm beaches and sunsets we see rampant homelessness, underfunded public schools, destruction of nature for rich affluent mainlanders' winter homes or new resorts/hotels while public infrastructure crumbles, increase in drug addiction, rising oceans and pollution, loss of true native culture/language or its commodification for the pleasure of tourists, and the ridiculously expensive cost of living.
Ok, now this is refreshing. Finally not a person with a 6 figure salary job and does TH-cam on the side. This shows a working class family in one of the most expensive places to live in the USA. Great story and I wish the best for that family.
@@karissaurban8863 it's 2021. That is realistic. 50% americans have 1k in savings. The other 50% are 25-30 year olds worth atleast $500,000 with very little effort. (Relative to blue collar workers).
I honestly would much rather see realistic families like these instead of constant 6-7 figure millennials. Most people are going to be like this family than those folks.
how to get by on 200k lol. the budget break down is irrelevant in those situations. the only thing to budget is the excess money sitting in the bank into investments to make more money to sit in the bank
@@552mustang um, because it’s more relatable to an average human being in America? If you want entertainment, go watch bling empire or selling sunset lmao
I live Kauai/Oahu and I greatly appreciated that they picked a normal family in Hawai’i rather than a multimillionaire here. I’m not if they know how important that decision was.
Same! I live in Hilo, and it was so cool to see a video about a family in my hometown. My mom makes not even half of what they make, but it amazes me to see a single mom work so hard. My mom and I feel very comfortable with our situation, and I'm thankful that she has her job back amidst all this uncertainty.
Yes. Parents on income like this will have 3 kids and struggle when they could have easily avoided it by just having one. You see that everywhere, 'oh we're struggling', family photo : 6 kids.
@@Penpenjunior Food, utilities, gas cost an arm and a leg. Triple what other States pay. If they rent it's at least 1 and 1 half times. Most people earn minimum wage and work 2 jobs. I know this as I grew up in Hawaii and now live in California, but have relatives still living there.
It’s actually humbling to see a family that’s more realistic and trying to make ends meet and better themselves. A lot of these videos you see people who are making a ton of money and you don’t see that them struggling and living paycheck to paycheck.
THIS IS THE TRUE REALITY OF MANY LOCALS LIVING IN HAWAII. Majority of us struggle, live paycheck to paycheck, and work numerous jobs and side gigs just to get by. We are so lucky to live in such a beautiful place where money could never replace. We take pride with where were from and the ‘aina or land we live on. Mahalo for not sugar coating life in Hawaii
Thank you for this!! Not every millennials are making $100k and being an “influencer”. I wish this couple well and their daughters are able to realize how hard their parents worked to give them a brighter future.
The homeless population in Hawaii is predominantly native Hawaiians due to how high the cost of living has become. Many leave Oahu and move to the other islands to survive. This shouldn’t be the case.
AND you may not know this, but people from California have been sending homeless people to Hawai’i saying that they will “have a awesome life on a tropical beach” and it’s really sad. Most of the homeless you see on the side of the road are not from here.
the problem with Hawaii is that it become such a touristic place that where the rich purchase a vacation or retirement home it's kicking out locals basically.
No judgements, family. Just “thank you” for sharing your story. I can’t imagine being from little ol’ Hilo and sharing such personal details with the WORLD 🌍 on such a major platform. I hope all your dreams for your family come true. ✨
I bought my 1st home at 21 for 87k sold for 197k, 2nd home 170k and sold for 320k, 3rd 300k and sold for 589k and buyers paid all closing costs expenses etc... It is possible and very lucrative as long as all steps and details are followed|
Credits to *ROCH DUNGCA-SCHREIBER,* my fin. adv. who has always had my back all through the process of working and investing. You can glance her name up on the internet and verify her yourself. She has years of financial market experience||
Please keep making videos like this, not the unrealistic crap you been making about single millennials making $250k+ a year. Nobody is relating to that...
I feel you..but the thing is, there may not be a lot of people keen enough to show their struggle. It is of course easier for others who are more well off to do videos like this.
@@np4730 honestly yea, especially if they know reaction videos would get made and they'd be judged for so many things, most aren't going to submit for this
I love how real this is. All the rich millionaires are all “just have a stricter budget” but they don’t get the reality of being parents and struggling. This reminds me so much of my mom for the years she was switching between jobs struggling to put food on the table. There really is no chance to get that extra savings money and save for vacations or retirement.
@superfuresh they literally had twins they couldn’t predict that, it makes it twice as expensive. Plus I’m sure the man didn’t plan on his prior relation ending and having to pay so much in child support
@@ellalakey4480 The video makes it sound like they weren't actively trying to prevent pregnancy. One extra baby isn't the reason why they are in their situation. I think it would be very similar for them if they'd only had one.
@@ellalakey4480 they had 5 years before having babies. They couldn’t take those 5 years to have better jobs? Also I think his previous kids existed prior to their relationship so he would have seen how expensive they are already
You realize having children is a choice, right? They literally said they were trying...even though he had that child support bill. I mean, we’re all only human, and I sympathize with their struggles, but can’t say it looks like they’ve made the greatest choices to better their situation before it got to where it is.
They do need to have a stricter budget, though. As the wife sits in the living room and talks about the credit card debt she is in because of “food and gas” she is surrounded by a clutter of toys. Towards the end she mentions wanting to give her kids what she didn’t have growing up poor. But by giving them indulgences, she takes away from them the first hand knowledge of what it takes to actually become financially free.
i support her not marrying him yet as he he owes child support. once certain debts are paid they can move forward. financial strains are real in relationships
@@eccentricallyadjoab1496 how do people get to this point? either its your child and you own up. or if you don't want it and the mother is raising the child, she should grow up and become independent and reject all contact with the father. my wife's aunt had to raise her children herself when her husband left her for another woman. she raised her kids on her own and never took a dime from her ex. and kids still love her for that.
This is so real. A few years ago we spoke with someone who lived on Big Island and he shared with us that he lived with his girlfriend, her mom and her step dad, and if all 4 of them weren't working fulltime (plus a side hustle here and there) then they don't know how they would make it. Coming from an island myself, it's easy to visit these locations and think it must be paradise with beach parties and um rella drinks everyday but the reality for the local is quite different.
Thank you for showing a more realistic side of living in Hawaii from a real local family. Our state tends to get forgotten in conversations like these unless it's connected to some travel blogger or influencer. Seeing perspectives like these is such a breath of fresh air
Dang this episode was so sad :( That's so unfortunate that they will have to leave Hawaii (their native home) just to find somewhere else that is more affordable
It is sad. It's astronomically expensive to live in Hawai'i, and ironically the people who this land originally belonged to can't even afford it anymore and are being forced out
This is the native Hawaiian plight. The people kicking them out are are either uneducated and move here to "live their tropical fantasy" or live here 2 weeks out of the year and that’s it.
If you think about it people who live in California and New York say the same thing. Too expensive to live where they were born. Wishing them they best.
@@sharlenelockett2224 I can understand your view and the similarities. But the fact is that they are not the same thing. And I say that with all respect to your view. But... native Hawaiians are not the same as someone born and raised in New York or LA. Native Hawaiians are culturally and spiritually tied to Hawaiʻi. That is the biggest difference
Thank you Shayla and Matthew for participating in this segment and Millennial Money for finally showing a family who isn't making a minimum of six figures a year. As someone who had family who had to move away from HI (even though they loved the islands) because there was little to no opportunity to grow financially I truly sympathize.
It’s smart of them to set a goal and start saving to move, Hawaii is like LA and NY, it’s just pointlessly expensive for anyone making under $150k, just not worth it
I disagree. I don't even make half of that and i live very comfortably in NYC. I am, however, single, childless, have no car, and my student loans payments are currently halted. But even with the $400/month student loans payments, it was very manageable. I also don't live with roommates and pay 1550 in rent. Am not bragging about anything but one of the reasons places like NYC is unaffordable is because many people aren't working good paying jobs and are still expected to pay rent that's usually well over half their incomes on top of every other obligations.
@@CaraMarie13 there are always exceptions to what I said but for the most part someone in their predicament shouldn’t try to justify the high marked prices of those locations I listed. Financially it’s just not worth it when you can be making the same amount of money for half the cost of living in somewhere like Florida
@@CaraMarie13 are you saving for retirement? Are you getting benefits for low income? Traveling? Dating? Very curious! Congrats on doing that without a roommate, very rare these days!!
@@CaraMarie13 you live in the hood of the bronx or something? you talking before or after taxes? cuz ucle sam be puting his hands in the cookie jar and be taking 1 of the 4 cookies you got.
@@bigpoppa4094 i live in the Bronx and will hopefully continue to live in the Bronx for many more years to come. I live in a so call "nice" area of the Bronx but I've thankfully lived in many other part of the Bronx since I moved to this country almost 20 years ago and if i have to, i can live in a "bad" neighborhood without any issue. This is before taxes. After taxes, i don't even make 1/3 of $150k but that's still okay. After I've paid for everything that needs to be, i still have over $1k left
It's so sad to hear that people have to leave their communities and homes because they're being priced out. It's happening in so many cities in the U.S.
These two are wonderful parents and those girls are so lucky! Thank you for keeping it real with the struggle. I really liked the honesty of this one. We need more stories that reflect the real America.
Not to be mean either, but you save more by NOT having children...you know if y'all foster and then adopt, the government pays YOU to raise them till their 18, and there's no tax penalty...it be nice if people help lower those Foster and orphan numbers, instead of making new kids...I mean kids are kids, it's the same species and they require a good loving home...I figured people only have children to low-key complicate or try and glue a relationship... usually people that truly love each other can live forever with each other's company without ever having children ( those people are rare)... lovely kids, but math sais kids are a waste of money, they could of invested in making a profitable company first, THEN have kids(they can make them in labs too or practically buy them somehow)..most people however is a "whoops I got pregnant" lol and one just kind of accommodates to the situation...but that's life right? *Shrug*
Why is every state getting so expensive? Wages just aren’t keeping up with housing, food and other expenses. It’s ridiculous. Regular families are struggling to keep their heads above water. I’m not sure how we even begin to fix this.
When I was 19 my parents moved from Colorado to NC. It was hilarious and stressful watching them realize they basically ended up saving maybe a few hundred a month despite all of that. Moved right back in 2 months.
Getting? Hawaii is an anomaly due to the fact that it imports almost everything it has including energy, food, goods, etc. The cost of living in Hawaii is absolutely nuts and the worst part is that it has a terrible economy. Take San Francisco or New York for example, high cost of living cities, but they have a great economy. Its not impossible to make it in SF or NY. Hawaii doesn't have any high paying tech jobs, high paying finance jobs, or really many professional jobs at all. Its a beautiful state out in the middle of nowhere with a terrible economy. Great for vacations, terrible for anything else.
My husband is native Hawaiian and this is our life too. This was refreshing to see a real family and I recognize this is our life too living in Hawai’i. We would rather struggle in his home state than on the mainland though. We are grateful for what we do have and I’m so grateful I can learn from my husbands ohana. Learning to live off the land too. What is also so sad is that native Hawaiian families are being pushed out of their home state because of this! Something has to be done and changed. I pray this family has help and continues to flourish.
Thank you, CNBC, for covering a local family from Hawaii (and Hawaiian). Thank you to this family for being transparent about their finances and for showing some challenges that face Hawaii residents.
Hope he doesn’t off himself. You can visible see he’s depressed. 1400 in child support which he could be paying till those kids are 25+ depending on how much he owes, 2 surprise twins with an unstable job where his pay varies. Of course he’s stressed sigh 😔
I was born and raised on Oahu and this family truly makes me appreciate the sacrifices my parents made just to make my little sister and I happy as kids. We had to leave due to the extremely high costs of living. Unfortunately, that’s so often what it takes for native Hawaiian families to prosper the way they deserve. Keep grinding you guys, it will all be worth it in the end.
will it? I mean that sincerely, as someone who too had to leave his native "tropical paradise" (PR in my case) to afford some modicum of forward-looking financial stability in life. I'm not insensitive to the notion of wanting to be close to cultural ties, I have been without the proximate company of my parents for 20 years now. Culture doesn't put food in mouth and roof over head, I'm not trying to be flippant when I say that.
Really appreciate the transparency in this video, as I’m someone who lives on Oahu too many people don’t talk about the realities and struggle of living here. Instead they just talk about the beach and how much of a “paradise” it is
The only people really talking about paradise are for tourism purposes though. Nobody I've ever talked to who works in the tourism industry or was there for military duty has ever been over the moon about the costs of living there.
@@Knoxus99 yeah I’m mainly referring to people in the tourist industry and real estate agents. They sell this false image of Hawaii. Not only not talking about the true cost of living here, but also not all of the other problems we have. Horrible traffic, huge homeless population, drugs problems and a significant spike in crime in recent years
@@alextroy9202 that’s my point. A lot of people move to Hawaii thinking they’re escaping all those things because it’s been advertised as such a “paradise” but the reality is it’s really just like any other major city
This is a real family with real challenges. Yes everyone who you see at Disneyland or some exotic place is most likely in Debt as well. Everything is not all what it seems too.
This is how I was living in Hilo, so moved to Oahu. The jobs are better, but its very competitive and I miss the small town lifestyle. Thank you for sharing how life is for 99% of the population on the Big Island. Mahalo!
that's the saddest thing of living here. Most Native Hawaiians must move away from their home land because the cost of living here is simply to high. prayers to this ʻohana, me ke akua pū❤️
This is absolutely spot on for people living in Hawaii, not only millennials. Some elders are struggling too, that's why it's so common to have multi generational homes (it's not only cultural). My husband and I were in our 20s when we left Hawaii. Best financial decision we ever made. We still visits Hawaii as often as possible because majority of our family and friends are still there.
It's so refreshing to see a realistic couple. It's also really sad to see that Hawaii is becoming so expensive it's causing the locals to move. Wishing this family much success with their financial goals!
@@bigpoppa4094 you only heard a small portion of what living expenses is like here in Hawaii. Most people pay rent at $2000 a month for a 3 bedroom. And the island this family lives on is not very popular for most transplants. My good friend cried in the grocery check out line while visiting Oregon a couple years ago because the lady ahead of her paid less than $100 for a heaping shopping cart of groceries, here you'll hit $300-$400 easy. Not long after she moved to mainland and bought a huge home for $250K that would of cost her $800K here in Hawaii.
Not to mention the car. $600 car payment was too expensive for their situation. $300 for two phone bills is also absurd. Sell the car and get a cheaper phone plan and they'll be able to take out the credit card debt real quick and save for the future
@@Julian-zc9vm I didn't want to point everything out, but yes, it's crazy how people get so far into debt. There is a chance for them to get out of debt, just need to increase the income and learn to budget and snowball their debt. :)
Love this episode. Hawaii life is so hard and cost of living is so high. This really touches home with the struggles of having a child and just making it work! Ty for sharing your story. I would love to hear more Hawaii stories!
This video showcases a reality that more Americans can relate to. The TH-camr making $1 million a year is nice to see but sometimes financial pitfalls can feel like they’re only happening to you. And you feel isolated. Like it’s only happening to you. There’s solace in seeing others who share similar hardships for the simple fact that you are not alone.
Personally with $ 15000 i have been able to accumulate well over 3.9BTC currently worth over $ 167,700 in my last two months of trading. Although i am able to achieve that by investing with Brenda McLean a Professional trader
So sad that the Indigenous people of that land can’t even afford to live there . They should have first priority and be able to thrive on there own land .
@@kampfpilot4751 Nah because whites don't have children, so that's why yall have an immigration problem because of YOUR government over there has to replace the population that isn't growing, I'm sorry you have to see brown people walk around, but I'm thinking childfree people would support that since it makes sense?. The Hawaii situation is different.
@@kampfpilot4751 Kind of ignorant Indigenous doesn’t mean what you think it means it does not apply to those from Europe it mainly applies to those in North America and tribes in Mexico/South America.
Proud of this family for making it work no matter what. This is the reality of many families especially post pandemic. I hope that in the near future they can reach all the goals that they have. Also their daughters are ridiculously adorable!
I see so many comments commenting on how sad this video is. I’m confused because I don’t see any sadness in this, all I see are two strong parents that are doing their best to provide for their children. This is the reality of the majority of Americans, reality isn’t sad, but it is real and precious.
They just seem so worried and don't have much of a savings or many prospects to get ahead. I agree that they are doing OK, but just barely. One unexpected expense, illness or injury and they could be in serious trouble.
@@SunnySingh-fd8wn th-cam.com/users/GrahamStephan he's a selfmade millionaire who reacts to these videos all the time and basically explains what they are doing wrong. He's not mean he's just upfront about spending habits.
As soon as she said they're not getting married because of his prior relationship's kids and back child support, my heart really sank. That's rough man... :/
@@razinairina86 Yes, in some states, judges and the law take new spouse's income into account when determining how much child support someone can afford to pay. I don't know what the situation is in Hawaii, but it's possible.
They need to clear up the credit card and the car if they can last that long they should be a lot better. Wife may need a second job and the bf job pay varies. The $1400 child support doesn’t help but those are his kids so that’s no question that must be paid once he’s working.
@@pierrehenry3483 did you catch the part where they save $0-$1500 a month. I don’t know if that’s after paying down the credit card and the child support, but if someone is potentially saving $0 they damn sure don’t have money to put extra toward the car, etc. Just that back child support will wreck them every month. If they had to pay for child care, they would be negative most months it seems. It is so upsetting to see families struggle like this, especially when they clearly had no intention of affording children. And they can’t even get married to get a tax break. There is so much in their way.
At the end of the day, their daughters seem happy and they’re making it work. It’s a quick snapshot into their lives but they seem like great parents. Sending so much good energy their way.
Outsiders coming to live in Hawaii has driven the cost of living for true locals too high. The consequence of this is that Hawaii has the highest homeless rate in America - a country Hawaiians NEVER wanted to be apart of
Keep in mind homelessness still depend on climate conditions too. In north Dakota many probably would survive a year homeless in the cold and dry lands. Homeless people move to warmer climate this is why for example new york and California, DC have so many homeless people too. This does not apply for Hawaii.
It's sad to see how a 80k yearly income family in US is struggling like this to just pass by, 80k yearly income in most SEA countries would make that family be living the life
This is the most expensive state in the country I think....in many states, someone making their combined income would actually live quite comfortably. Also, I don’t mean to be cruel, but some of their problems they created for themselves. I’m guessing no higher education + he was trying to get her pregnant while paying child support to kids out of state? I get that everyone makes mistakes, but let’s not try to pretend both of them wouldn’t have been better off if they had make some different choices in life. But that’s life. We’re only human. Our system could be better, but I feel like so many people try to blame it for 100% of their problems, while/after they make things harder for themselves than they needed to be.
@@twdjt6245 Higher education does not equal a well paying job for everyone plus the student debt people have is very serious. I know many people with bachelor degrees but work at jobs below their education level, this is becoming more common. Those with career focused degrees nursing, accounting, engineering etc have done well.
Thanks for sharing this family’s story. Living in Hawaiʻi is not as affordable as others think. This is really how most of our lives are and it’s even harder during this pandemic. Lots of us can barely afford to live on our own. I wish nothing but the best for this family!
@@user-bt9sc6hw6o Exactly. It really shows that what Ben Shapiro says about not having kids out of wedlock is right. If he married the first gal and stuck with her, he’d be saving 700 dollars a month and be able to see his kids. That’s huge cost savings
As someone who has lived in Hilo her whole life and still is... it is incredibly hard to get by without other people’s help. It’s hard to do much of anything without help. Moving out of your family home is nearly impossible, unless you plan on moving in with a bunch of friends or other family. Getting ahead always seems so daunting and tiresome and sometimes not worth it. Coming from someone who has always lived “comfortable”, it’s a lot more uncomfortable than people think. Many good people have fallen between the cracks because of how unaffordable Hawai’i actually is.
Doesn’t help when rich white people from California, Washington, Oregon come over and push the prices up!! Look at the West Side of Big Island, Hawaii….Kailua Kona!!!
I feel like it was VERY unnecessary to note that he doesn’t see his children due to a court order. Literally ALL you had to say was that he budgets $700 per month to send as child support to his other children. As someone with a complicated broken family, I know there is something sad here that is no one else’s business and yet you hinted at it and people will speculate now. There was absolutely no reason to go there in the first place.
Life long Hilo resident just moved to Vegas little over 3 years ago and I miss home(Hilo) so much, but I have a better quality of life out here and have money left over for savings and other Joy's of life. Thanks for your video, really made me homesick but I know the struggle is real. Keep up the good work and take care the Ohana and yourself. Mahalo
Wow, I'd imagine moving from an island to a desert must have taken awhile to get used to! Glad to hear that elements are working out well for you, and hope you can get back out there to visit at some point! :)
This is such a refreshing and real episode! I’m from the Big Island as well, born in Hilo actually but grew up on the other side of the island...speaking from first hand experience life there for a vast majority of Hawaii’s local people is exactly like this, but often worse financially. And like the video said so many Hawaii families have been forced to move due to crushing costs of living, I myself now live in Oregon.
I’d really love to see more variety in geography, income, and age like this video. Why is there no video for the corn farmer in the Midwest? The median household income in America is 68K and most of these cnbc videos are way above that. I think this is the first time too I’ve even seen a trade worker represented in this series.
I live in Hilo. 23 years old. Married, homeowner as of last year, and a stay at home wife. I have no formal education, no kids, no child support. I’m going to gross a little over $110k this year. Working 6 days a week, 12 hours daily. Not saying braddah is lazy, but always get work for guys who want that bag.
This seems more relatable. An actual family with young children living on the average income. My hubby and I live on less than $83k mainly because he’s the sole breadwinner and I’m a stay at home mom.
Brah keep doing your thing and supporting your family. Teach your kids value of working hard and loving your family. Show them the Aloha spirit of love, family and community! God Bless...
Soooo many people are in this predicament- make too much for help, make too little for a home loan. This is such an honest, realistic portrayal of how life goes.
Throughly enjoy! I’m born and raised in Hilo, Hawaii. Living in Hawaii is expensive. I left Hawaii 11 years ago and moved to another expensive state but luckily I don’t have kids to financially support just a dog (which is also expensive but on a different level). Good luck to this family and also mahalo for sharing their story on the internet.
Hilo girl here. This is 100% true. Many residents live paycheck to paycheck. Don’t believe the lies you read and hear about us being on the beach all day. I’m lucky if I can get to the beach once a year cause I’m always working and fighting over limited parking at the beach (taken up by tourists and other locals) is not worth the headache.
I have the same birthday as the twins! It's nice seeing something more relatable. My husband and I are trying to make it work on $44k a year because I have been sick for 6+ years. Feeling better, hoping to work again, but it's tough.
I only just started watching this but it seems like the most realistic money diary I’ve seen on this channel. This is a beautiful family working hard to provide for their kids. I wish them the best as I know what it’s like to live paycheck to paycheck. PLEASE film more realistic money diaries. Not everyone can relate to millennials making 6 figure salaries with tons of student debt. That content is so annoying and not realistic.
A lot of people seem to forget that Hawaii is actually more expensive than any other state in the Union bc Everything has to be imported, which automatically increases prices. And jobs in Hawaii can be quite difficult to come by, especially good paying ones. My ❤️ goes out to this family.
It’s not only the cost of importing goods. Demand for homes/lands vs availability of homes/lands causes property prices to go up therefore making rent more expensive. “Fortunately,” Hilo is a cheaper than Oahu. But as you can see by the video not by much.
@@Belovedselah there are a lot of people and many children struggling because they are born to people that shouldn’t have had them or couldn’t afford to give them a quality life.
What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
Always great to see real people and relatable families in Millennial Money, rather than people making millions and simply here to promote their TH-cam channel.
@@saibushayer Yeah me too. Tired of seeing millionaire millennials whose primary source of income is as a "social influencer". But I guess CNBC probably gets flooded with a bunch of these people applying to be on the show so they can flex.
Would you guys do one of these for an enlisted army soldier ?
Why millennial? Why not show a diverse group such as someone in their 30s, 40s and 50s, your everyday working person and not a only "successful". This episode was real which I appreciated.
@@Neon_Dre I think it's a great idea! I don't think we've seen a military person or veteran on Millennial Money yet.
Finally. An episode about a family or person that doesn’t have a TH-cam channel on the side. Really appreciate their transparency. Need more episodes like this.
Yes! My thoughts exactly.
Agree 100%...
I can't stand seeing influencers here either.
i mean they go with the applications submitted. have you submitted yours?
Most people like me are embarrassed to go on the show to talk about my financial .
If you want to look like fool going on online with millions of people judging you on how you handle your financial .
the tone of this episode is different than the other videos, more somber. A reminder that a lot of people don't live on rainbows and sunshines on a million dollars a year.
Definitely gives a more realistic perspective.
Yup, definitely more relatable than 'hey, here's my Tesla collection' episodes.
Yep indeed!
Many videos have focused on lower incomes.
the way mainlanders see Hawai'i will always be different than what we locals see. They will see sandy palm beaches and sunsets we see rampant homelessness, underfunded public schools, destruction of nature for rich affluent mainlanders' winter homes or new resorts/hotels while public infrastructure crumbles, increase in drug addiction, rising oceans and pollution, loss of true native culture/language or its commodification for the pleasure of tourists, and the ridiculously expensive cost of living.
Ok, now this is refreshing. Finally not a person with a 6 figure salary job and does TH-cam on the side. This shows a working class family in one of the most expensive places to live in the USA. Great story and I wish the best for that family.
how it is refreshing to see someone struggling?
also they go with the applications submitted. have you submitted yours?
Yes! No more TH-camrs!!! I want real people with realistic jobs
@@karissaurban8863 Wtf are you talking about? Lots of the people on this show have regular jobs.
@@karissaurban8863 it's 2021. That is realistic. 50% americans have 1k in savings. The other 50% are 25-30 year olds worth atleast $500,000 with very little effort. (Relative to blue collar workers).
@MSF, they only find it “refreshing” to highlight stories of people who do things the “right” way (‘struggling to get by by working “real” jobs.’)
I honestly would much rather see realistic families like these instead of constant 6-7 figure millennials. Most people are going to be like this family than those folks.
Yup
Why? Its so boring in comparison. I get it, they are more average but its not entertaining.
Agreed!!
how to get by on 200k lol. the budget break down is irrelevant in those situations. the only thing to budget is the excess money sitting in the bank into investments to make more money to sit in the bank
@@552mustang um, because it’s more relatable to an average human being in America? If you want entertainment, go watch bling empire or selling sunset lmao
As a Native Hawaiian from Big Island I really appreciated this segment and this ohana for sharing their story. It's spot on.
I live Kauai/Oahu and I greatly appreciated that they picked a normal family in Hawai’i rather than a multimillionaire here. I’m not if they know how important that decision was.
Shoots
@@Orange56222 me too! It is great they picked on a local style family
It's sad they struggle living in Hilo. It's probably the cheapest island to live on.
Same! I live in Hilo, and it was so cool to see a video about a family in my hometown. My mom makes not even half of what they make, but it amazes me to see a single mom work so hard. My mom and I feel very comfortable with our situation, and I'm thankful that she has her job back amidst all this uncertainty.
wow this family hits close to home. many families are still struggling like this. I know my parents did
sad reality is that popular vacation destinations are very difficult on the locals as the cost of living is high.
What kind of struggling are you talking about. They live decent life
Yes. Parents on income like this will have 3 kids and struggle when they could have easily avoided it by just having one. You see that everywhere, 'oh we're struggling', family photo : 6 kids.
Tourists Don’t See
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@@Penpenjunior Food, utilities, gas cost an arm and a leg. Triple what other States pay. If they rent it's at least 1 and 1 half times. Most people earn minimum wage and work 2 jobs. I know this as I grew up in Hawaii and now live in California, but have relatives still living there.
It’s actually humbling to see a family that’s more realistic and trying to make ends meet and better themselves. A lot of these videos you see people who are making a ton of money and you don’t see that them struggling and living paycheck to paycheck.
Thank you for showing a more realistic family
right on. this is real usa income. not everyone is crushing it in tech jobs.
Agreed, I think these guys are a more realistic, average American family.
This is not average at all...maybe the average struggling family
Was great seeing this, feel like all the other vids are big tech and big business making well over six figures 🤦🏾♀️
This isn’t the average family this is more like the average struggling family.
THIS IS THE TRUE REALITY OF MANY LOCALS LIVING IN HAWAII. Majority of us struggle, live paycheck to paycheck, and work numerous jobs and side gigs just to get by. We are so lucky to live in such a beautiful place where money could never replace. We take pride with where were from and the ‘aina or land we live on. Mahalo for not sugar coating life in Hawaii
Appreciate the look-in to an everyday family on the Big Island. Much more interesting than hearing about NY or LA
Yes, I agree!
Seriously! Enough LA/NY content already out there for years to come.
FACTS 🤙🤙🤙
Thank you for being brave and honest. I pray for a better future for you all. Keep pushing.
Tourists Don’t See
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Thank you for this!! Not every millennials are making $100k and being an “influencer”. I wish this couple well and their daughters are able to realize how hard their parents worked to give them a brighter future.
It's extremely sad to me that so many native Hawaiians are being pushed out due to the high cost of living.
Same as a lot of places, California for instance
@@jojachow Native Hawaiians have been on the island for at least an extra 1200+ years than Californians though... so it's a bit different
Not just native hawaiians....
🙄they’re not. Native Hawaiians have access to Hawaiian home lands, which act similar to Indian reservations.
@@dw309 It takes decades on a long waitlist to have a chance at receiving land. And just like Native reservations, the land ain't top tier.
The homeless population in Hawaii is predominantly native Hawaiians due to how high the cost of living has become. Many leave Oahu and move to the other islands to survive. This shouldn’t be the case.
AND you may not know this, but people from California have been sending homeless people to Hawai’i saying that they will “have a awesome life on a tropical beach” and it’s really sad. Most of the homeless you see on the side of the road are not from here.
Big govt and abusive taxes and laws.. vote for freedom
the problem with Hawaii is that it become such a touristic place that where the rich purchase a vacation or retirement home it's kicking out locals basically.
"It's not all sandy beaches and coconuts" when it comes to living in Hawaii. I felt that.
Right!!!
I'm going on vacation to Hawaii but I can't imagine living there and having to pay high rent. Thank you!
No judgements, family. Just “thank you” for sharing your story. I can’t imagine being from little ol’ Hilo and sharing such personal details with the WORLD 🌍 on such a major platform. I hope all your dreams for your family come true. ✨
I bought my 1st home at 21 for 87k sold for 197k, 2nd home 170k and sold for 320k, 3rd 300k and sold for 589k and buyers paid all closing costs expenses etc... It is possible and very lucrative as long as all steps and details are followed|
Credits to *ROCH DUNGCA-SCHREIBER,* my fin. adv. who has always had my back all through the process of working and investing. You can glance her name up on the internet and verify her yourself. She has years of financial market experience||
*ROCH DUNGCA-SCHREIBER,* that's whom i work with
You can glance her name up on the internet and verify her yourself. she has years of financial market experience...
Why do I see this text under each finance video...?
@@fainafaina1940scam!!!!!
Please keep making videos like this, not the unrealistic crap you been making about single millennials making $250k+ a year. Nobody is relating to that...
I feel you..but the thing is, there may not be a lot of people keen enough to show their struggle. It is of course easier for others who are more well off to do videos like this.
Funny you say that. I'm a single millennial and can't relate to any of this.
@@np4730 honestly yea, especially if they know reaction videos would get made and they'd be judged for so many things, most aren't going to submit for this
I can't relate to this though.
And I’m a single millennial and I can’t relate to anything that this couple is experiencing so what’s your point ?
I love how real this is. All the rich millionaires are all “just have a stricter budget” but they don’t get the reality of being parents and struggling. This reminds me so much of my mom for the years she was switching between jobs struggling to put food on the table. There really is no chance to get that extra savings money and save for vacations or retirement.
@superfuresh they literally had twins they couldn’t predict that, it makes it twice as expensive. Plus I’m sure the man didn’t plan on his prior relation ending and having to pay so much in child support
@@ellalakey4480 The video makes it sound like they weren't actively trying to prevent pregnancy. One extra baby isn't the reason why they are in their situation. I think it would be very similar for them if they'd only had one.
@@ellalakey4480 they had 5 years before having babies. They couldn’t take those 5 years to have better jobs? Also I think his previous kids existed prior to their relationship so he would have seen how expensive they are already
You realize having children is a choice, right? They literally said they were trying...even though he had that child support bill. I mean, we’re all only human, and I sympathize with their struggles, but can’t say it looks like they’ve made the greatest choices to better their situation before it got to where it is.
They do need to have a stricter budget, though. As the wife sits in the living room and talks about the credit card debt she is in because of “food and gas” she is surrounded by a clutter of toys. Towards the end she mentions wanting to give her kids what she didn’t have growing up poor. But by giving them indulgences, she takes away from them the first hand knowledge of what it takes to actually become financially free.
She works in childcare so she can afford childcare. That's ironic.
Sorry if this is an ignorant question, but do you not get free preschool in the US?
@@katy3901 nope. Most people would break even staying home with their kids instead of sending them to pre school. Which is so freaking depressing
@@katy3901 oh how I wish, NOTHING is free in this country unfortunately
@@elenakalliste Oh wow. What's the logic to that? Allowing parents careers is beneficial both socially and economically imho.
@@katy3901 The government does fund pre-school for those who qualify, it's just that it's not advertised well.
i support her not marrying him yet as he he owes child support. once certain debts are paid they can move forward. financial strains are real in relationships
child support doesn't expire for 18 years.
@@asadb1990 was wondering how long they'd be waiting to get married...could be up to 10 years going by when they started dating.
@@asadb1990 It actually doesn't expire even after 18 years as it is considered back child support. Could vary state by state.
@@eccentricallyadjoab1496 how do people get to this point? either its your child and you own up. or if you don't want it and the mother is raising the child, she should grow up and become independent and reject all contact with the father. my wife's aunt had to raise her children herself when her husband left her for another woman. she raised her kids on her own and never took a dime from her ex. and kids still love her for that.
@@asadb1990 if you owe back child support you will be paying even if the kid is 30.
This is so real. A few years ago we spoke with someone who lived on Big Island and he shared with us that he lived with his girlfriend, her mom and her step dad, and if all 4 of them weren't working fulltime (plus a side hustle here and there) then they don't know how they would make it.
Coming from an island myself, it's easy to visit these locations and think it must be paradise with beach parties and um rella drinks everyday but the reality for the local is quite different.
Yes you are spot on. This is so important, I am from here and it’s something that most visitors don’t realize.
This is so sad and I live in NYC. Why don't they just lower the rent. I don't get it.
@@TannyYem Hawaii doesn't have rent control like NYC.
@@billyfernandez8996 wow that sucks I pray that turns around for you all.
Thank you for showing a more realistic side of living in Hawaii from a real local family. Our state tends to get forgotten in conversations like these unless it's connected to some travel blogger or influencer. Seeing perspectives like these is such a breath of fresh air
Totally agreed!!!
Tourists Don’t See
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The best episode so far of Millennial Money. It felt real and authentic.
highly agree
Your little girls are very lucky to have you two as their parents!!! Realistic family and story, thank you for sharing :)
Their kids are so cute. That child support situation sounds very stressful.
Dang this episode was so sad :( That's so unfortunate that they will have to leave Hawaii (their native home) just to find somewhere else that is more affordable
It is sad. It's astronomically expensive to live in Hawai'i, and ironically the people who this land originally belonged to can't even afford it anymore and are being forced out
This is the native Hawaiian plight. The people kicking them out are are either uneducated and move here to "live their tropical fantasy" or live here 2 weeks out of the year and that’s it.
@@Sliceofhaupia oof 👏🏼 and then those same people shout 'discrimination' when a Hawaiian person calls them a Haole lol 😆
If you think about it people who live in California and New York say the same thing. Too expensive to live where they were born. Wishing them they best.
@@sharlenelockett2224 I can understand your view and the similarities. But the fact is that they are not the same thing. And I say that with all respect to your view. But... native Hawaiians are not the same as someone born and raised in New York or LA. Native Hawaiians are culturally and spiritually tied to Hawaiʻi. That is the biggest difference
Thank you Shayla and Matthew for participating in this segment and Millennial Money for finally showing a family who isn't making a minimum of six figures a year. As someone who had family who had to move away from HI (even though they loved the islands) because there was little to no opportunity to grow financially I truly sympathize.
I live in Oahu and I love how much they represent the life here on the islands. Such a beautiful family and their aloha is felt through my screen.
It’s smart of them to set a goal and start saving to move, Hawaii is like LA and NY, it’s just pointlessly expensive for anyone making under $150k, just not worth it
I disagree. I don't even make half of that and i live very comfortably in NYC. I am, however, single, childless, have no car, and my student loans payments are currently halted. But even with the $400/month student loans payments, it was very manageable. I also don't live with roommates and pay 1550 in rent. Am not bragging about anything but one of the reasons places like NYC is unaffordable is because many people aren't working good paying jobs and are still expected to pay rent that's usually well over half their incomes on top of every other obligations.
@@CaraMarie13 there are always exceptions to what I said but for the most part someone in their predicament shouldn’t try to justify the high marked prices of those locations I listed. Financially it’s just not worth it when you can be making the same amount of money for half the cost of living in somewhere like Florida
@@CaraMarie13 are you saving for retirement? Are you getting benefits for low income? Traveling? Dating? Very curious! Congrats on doing that without a roommate, very rare these days!!
@@CaraMarie13 you live in the hood of the bronx or something? you talking before or after taxes? cuz ucle sam be puting his hands in the cookie jar and be taking 1 of the 4 cookies you got.
@@bigpoppa4094 i live in the Bronx and will hopefully continue to live in the Bronx for many more years to come. I live in a so call "nice" area of the Bronx but I've thankfully lived in many other part of the Bronx since I moved to this country almost 20 years ago and if i have to, i can live in a "bad" neighborhood without any issue. This is before taxes. After taxes, i don't even make 1/3 of $150k but that's still okay. After I've paid for everything that needs to be, i still have over $1k left
It's so sad to hear that people have to leave their communities and homes because they're being priced out. It's happening in so many cities in the U.S.
Unfortunately the reality for many over the country, hopefully moving g to a lower cost of living state will give them a hand up on their situation
theyre really being priced out due to his back child support lol
I think sometimes people forget that there are financial reasons why couples choose to NOT marry... I wish this couple well.
These two are wonderful parents and those girls are so lucky! Thank you for keeping it real with the struggle. I really liked the honesty of this one. We need more stories that reflect the real America.
She said: “I will not be paying child support” ♥️ I love that for you girl, don’t take on his debts
And they are not married.... If they split up... Someone will be paying child support I bet...
Marriage is supporting. She clearly doesn't have it.
@@liocean9636 nah, she has it right. If they get married, he’ll have to pay more. The money she makes will be factored in.
Deanna Ramos-Kia Tupua Don’t believe everything you hear...! A little secret people don’t tell the truth...!
Not to be mean either, but you save more by NOT having children...you know if y'all foster and then adopt, the government pays YOU to raise them till their 18, and there's no tax penalty...it be nice if people help lower those Foster and orphan numbers, instead of making new kids...I mean kids are kids, it's the same species and they require a good loving home...I figured people only have children to low-key complicate or try and glue a relationship... usually people that truly love each other can live forever with each other's company without ever having children ( those people are rare)... lovely kids, but math sais kids are a waste of money, they could of invested in making a profitable company first, THEN have kids(they can make them in labs too or practically buy them somehow)..most people however is a "whoops I got pregnant" lol and one just kind of accommodates to the situation...but that's life right? *Shrug*
Why is every state getting so expensive? Wages just aren’t keeping up with housing, food and other expenses. It’s ridiculous. Regular families are struggling to keep their heads above water. I’m not sure how we even begin to fix this.
Big govt.. causes poverty
When I was 19 my parents moved from Colorado to NC. It was hilarious and stressful watching them realize they basically ended up saving maybe a few hundred a month despite all of that. Moved right back in 2 months.
Getting? Hawaii is an anomaly due to the fact that it imports almost everything it has including energy, food, goods, etc. The cost of living in Hawaii is absolutely nuts and the worst part is that it has a terrible economy. Take San Francisco or New York for example, high cost of living cities, but they have a great economy. Its not impossible to make it in SF or NY. Hawaii doesn't have any high paying tech jobs, high paying finance jobs, or really many professional jobs at all. Its a beautiful state out in the middle of nowhere with a terrible economy. Great for vacations, terrible for anything else.
My husband is native Hawaiian and this is our life too. This was refreshing to see a real family and I recognize this is our life too living in Hawai’i. We would rather struggle in his home state than on the mainland though. We are grateful for what we do have and I’m so grateful I can learn from my husbands ohana. Learning to live off the land too. What is also so sad is that native Hawaiian families are being pushed out of their home state because of this! Something has to be done and changed. I pray this family has help and continues to flourish.
Thank you, CNBC, for covering a local family from Hawaii (and Hawaiian). Thank you to this family for being transparent about their finances and for showing some challenges that face Hawaii residents.
The dad’s expression looks like he’s burdened by a lot...
Hope he doesn’t off himself. You can visible see he’s depressed. 1400 in child support which he could be paying till those kids are 25+ depending on how much he owes, 2 surprise twins with an unstable job where his pay varies. Of course he’s stressed sigh 😔
@@pierrehenry3483 it’s $700 all together, not per kid
He had back child support while trying to get another woman pregnant, he created that burden
@@pierrehenry3483 $700 a month for both
@@cutthechicken194 Totally agree! He should use condoms if he feels so burdened by kids.
I was born and raised on Oahu and this family truly makes me appreciate the sacrifices my parents made just to make my little sister and I happy as kids. We had to leave due to the extremely high costs of living. Unfortunately, that’s so often what it takes for native Hawaiian families to prosper the way they deserve. Keep grinding you guys, it will all be worth it in the end.
will it? I mean that sincerely, as someone who too had to leave his native "tropical paradise" (PR in my case) to afford some modicum of forward-looking financial stability in life. I'm not insensitive to the notion of wanting to be close to cultural ties, I have been without the proximate company of my parents for 20 years now. Culture doesn't put food in mouth and roof over head, I'm not trying to be flippant when I say that.
Really appreciate the transparency in this video, as I’m someone who lives on Oahu too many people don’t talk about the realities and struggle of living here. Instead they just talk about the beach and how much of a “paradise” it is
The only people really talking about paradise are for tourism purposes though. Nobody I've ever talked to who works in the tourism industry or was there for military duty has ever been over the moon about the costs of living there.
@@Knoxus99 yeah I’m mainly referring to people in the tourist industry and real estate agents. They sell this false image of Hawaii. Not only not talking about the true cost of living here, but also not all of the other problems we have. Horrible traffic, huge homeless population, drugs problems and a significant spike in crime in recent years
And the highly questionable leadership that goes on here
@@sheltonhunt562 that’s like a lot of other places
@@alextroy9202 that’s my point. A lot of people move to Hawaii thinking they’re escaping all those things because it’s been advertised as such a “paradise” but the reality is it’s really just like any other major city
This is a real family with real challenges. Yes everyone who you see at Disneyland or some exotic place is most likely in Debt as well. Everything is not all what it seems too.
Yolo that’s why
This is how I was living in Hilo, so moved to Oahu. The jobs are better, but its very competitive and I miss the small town lifestyle. Thank you for sharing how life is for 99% of the population on the Big Island. Mahalo!
that's the saddest thing of living here. Most Native Hawaiians must move away from their home land because the cost of living here is simply to high. prayers to this ʻohana, me ke akua pū❤️
This is so heartbreaking to here, gentrification is just another form of colonialism
This is absolutely spot on for people living in Hawaii, not only millennials. Some elders are struggling too, that's why it's so common to have multi generational homes (it's not only cultural). My husband and I were in our 20s when we left Hawaii. Best financial decision we ever made. We still visits Hawaii as often as possible because majority of our family and friends are still there.
It's so refreshing to see a realistic couple. It's also really sad to see that Hawaii is becoming so expensive it's causing the locals to move. Wishing this family much success with their financial goals!
Hawaii is actually the most expensive state in the union. Impressive.
Because it costs so much to ship everything. I used to live there.
$1,200 for a 3 bedroom house isnt expensive smh
@@bigpoppa4094 Where would you find that?Everything is expensive in Hawaii from milk to bred 🤦🏽♂️
@@laminebah9374 u didn’t watch the video ? That is what they are paying
@@bigpoppa4094 you only heard a small portion of what living expenses is like here in Hawaii. Most people pay rent at $2000 a month for a 3 bedroom. And the island this family lives on is not very popular for most transplants. My good friend cried in the grocery check out line while visiting Oregon a couple years ago because the lady ahead of her paid less than $100 for a heaping shopping cart of groceries, here you'll hit $300-$400 easy. Not long after she moved to mainland and bought a huge home for $250K that would of cost her $800K here in Hawaii.
Tbe Child Support Debt situation is one of the realist things that I have ever heard on one of these Milennial Money Episodes....
Look up injured Spouse tax relief they probably stay unmarried cause head of household you get more rebate
Once the car payment and credit card debt are out of the way, they will be doing better!
No really. Hawaii is so expensive to live in and he owes child support for who knows how many years.
Not to mention the car. $600 car payment was too expensive for their situation. $300 for two phone bills is also absurd. Sell the car and get a cheaper phone plan and they'll be able to take out the credit card debt real quick and save for the future
@@Julian-zc9vm I didn't want to point everything out, but yes, it's crazy how people get so far into debt. There is a chance for them to get out of debt, just need to increase the income and learn to budget and snowball their debt. :)
& once the girls are able to go to public school. That’s an extra $1400/month
@@courtneys1543 Definitely!
Love this episode. Hawaii life is so hard and cost of living is so high. This really touches home with the struggles of having a child and just making it work! Ty for sharing your story. I would love to hear more Hawaii stories!
This video showcases a reality that more Americans can relate to. The TH-camr making $1 million a year is nice to see but sometimes financial pitfalls can feel like they’re only happening to you. And you feel isolated. Like it’s only happening to you. There’s solace in seeing others who share similar hardships for the simple fact that you are not alone.
I just know this is how I'd be living if I had kids with my ex. Tight. I'm single and it's already tight. I wish them luck.
What really guarantees financial security is having multiple streams of making passive income
Personally with $ 15000 i have been able to accumulate well over 3.9BTC currently worth over $ 167,700 in my last two months of trading. Although i am able to achieve that by investing with Brenda McLean a Professional trader
Bitcoin is the present and the future of financial institutions and investing in it will be the a very wise thing to do
+ 1 7 8 1 2 0 8 8 7 4 7 is Brenda's cell on what's.@pp
Thank you for showing this side of Hawaii. It's really tough out here especially during these times. Mahalo!
So sad that the Indigenous people of that land can’t even afford to live there . They should have first priority and be able to thrive on there own land .
this applies to the indigenous people of europe as well?
@@kampfpilot4751 Nah because whites don't have children, so that's why yall have an immigration problem because of YOUR government over there has to replace the population that isn't growing, I'm sorry you have to see brown people walk around, but I'm thinking childfree people would support that since it makes sense?. The Hawaii situation is different.
@@kampfpilot4751 Kind of ignorant Indigenous doesn’t mean what you think it means it does not apply to those from Europe it mainly applies to those in North America and tribes in Mexico/South America.
Proud of this family for making it work no matter what. This is the reality of many families especially post pandemic. I hope that in the near future they can reach all the goals that they have. Also their daughters are ridiculously adorable!
I see so many comments commenting on how sad this video is. I’m confused because I don’t see any sadness in this, all I see are two strong parents that are doing their best to provide for their children. This is the reality of the majority of Americans, reality isn’t sad, but it is real and precious.
They just seem so worried and don't have much of a savings or many prospects to get ahead. I agree that they are doing OK, but just barely. One unexpected expense, illness or injury and they could be in serious trouble.
I hope Graham doesn't shred them too much. They seem like a really nice and realistic family.
He won’t
Who is Graham? Can you share link to his channel pls?
@@SunnySingh-fd8wn th-cam.com/users/GrahamStephan he's a selfmade millionaire who reacts to these videos all the time and basically explains what they are doing wrong. He's not mean he's just upfront about spending habits.
Sick of Graham's videos meh
@@rachiboo14 yeah he lives to cheap like enjoy life
It's really hard to look at people struggle financially, I wish them all the best
As soon as she said they're not getting married because of his prior relationship's kids and back child support, my heart really sank. That's rough man... :/
I’m pretty sure there’s some other things than child support, remarried spouse isn’t legally responsible for that
@@razinairina86 yes, they're suspect. Something is off.
@@razinairina86 Yes, in some states, judges and the law take new spouse's income into account when determining how much child support someone can afford to pay. I don't know what the situation is in Hawaii, but it's possible.
Why would they have kids while this was going on? He need to take care of his legal issues before making another family.
@@back2the80s So true, and it seems to be a big reason they are suffering. That $700 a month could be going into investments or savings... duh!
This is definitely the most painful episode of this show to watch. I hope they figure out a way to make some progress on their goals. 😕
They need to clear up the credit card and the car if they can last that long they should be a lot better. Wife may need a second job and the bf job pay varies. The $1400 child support doesn’t help but those are his kids so that’s no question that must be paid once he’s working.
@@pierrehenry3483 did you catch the part where they save $0-$1500 a month. I don’t know if that’s after paying down the credit card and the child support, but if someone is potentially saving $0 they damn sure don’t have money to put extra toward the car, etc. Just that back child support will wreck them every month. If they had to pay for child care, they would be negative most months it seems. It is so upsetting to see families struggle like this, especially when they clearly had no intention of affording children. And they can’t even get married to get a tax break. There is so much in their way.
At the end of the day, their daughters seem happy and they’re making it work. It’s a quick snapshot into their lives but they seem like great parents. Sending so much good energy their way.
Realistic family (most people live pay check to pay check) also Grahams licking his lips to react to this video
Outsiders coming to live in Hawaii has driven the cost of living for true locals too high. The consequence of this is that Hawaii has the highest homeless rate in America - a country Hawaiians NEVER wanted to be apart of
Sounds like CA
Keep in mind homelessness still depend on climate conditions too. In north Dakota many probably would survive a year homeless in the cold and dry lands.
Homeless people move to warmer climate this is why for example new york and California, DC have so many homeless people too.
This does not apply for Hawaii.
That part 👏🏼 bc the US wanted a military base. Hawai'i was taken by force, not with good will or intentions.
@@paxundpeace9970 did you know our government sends homeless to Hawaii with a one way ticket?
If not for America, Hawaiians would be speaking Japanese, right now.
It's sad to see how a 80k yearly income family in US is struggling like this to just pass by, 80k yearly income in most SEA countries would make that family be living the life
This is the most expensive state in the country I think....in many states, someone making their combined income would actually live quite comfortably. Also, I don’t mean to be cruel, but some of their problems they created for themselves. I’m guessing no higher education + he was trying to get her pregnant while paying child support to kids out of state? I get that everyone makes mistakes, but let’s not try to pretend both of them wouldn’t have been better off if they had make some different choices in life. But that’s life. We’re only human. Our system could be better, but I feel like so many people try to blame it for 100% of their problems, while/after they make things harder for themselves than they needed to be.
@@twdjt6245 Higher education does not equal a well paying job for everyone plus the student debt people have is very serious. I know many people with bachelor degrees but work at jobs below their education level, this is becoming more common. Those with career focused degrees nursing, accounting, engineering etc have done well.
It's nice to hear about the people doing well but I like that this episode shows what living is like for everyday americans.
Thanks for sharing this family’s story. Living in Hawaiʻi is not as affordable as others think. This is really how most of our lives are and it’s even harder during this pandemic. Lots of us can barely afford to live on our own. I wish nothing but the best for this family!
Wow! This is the realest CNBC Make it episode that I've ever seen
I've never seen someone look as defeated as the guy.
Wow, you don't spend much time with poor people eh?
That happens when you don’t wrap it. He brought it onto himself by having so many kids and no means to support them. No sympathy
@@user-bt9sc6hw6o Exactly. It really shows that what Ben Shapiro says about not having kids out of wedlock is right. If he married the first gal and stuck with her, he’d be saving 700 dollars a month and be able to see his kids. That’s huge cost savings
You didn’t grow up in 3rd world country
As someone who has lived in Hilo her whole life and still is... it is incredibly hard to get by without other people’s help. It’s hard to do much of anything without help. Moving out of your family home is nearly impossible, unless you plan on moving in with a bunch of friends or other family. Getting ahead always seems so daunting and tiresome and sometimes not worth it. Coming from someone who has always lived “comfortable”, it’s a lot more uncomfortable than people think. Many good people have fallen between the cracks because of how unaffordable Hawai’i actually is.
Doesn’t help when rich white people from California, Washington, Oregon come over and push the prices up!! Look at the West Side of Big Island, Hawaii….Kailua Kona!!!
I feel like it was VERY unnecessary to note that he doesn’t see his children due to a court order. Literally ALL you had to say was that he budgets $700 per month to send as child support to his other children. As someone with a complicated broken family, I know there is something sad here that is no one else’s business and yet you hinted at it and people will speculate now. There was absolutely no reason to go there in the first place.
Exactly
Agreed.
Maybe they didn't think that deep into it and he told them so they added it.
I AGREE!
Yeah I do kind of wish that they didn’t include that in the final edit. But it does provide context as to why he is paying child support
Life long Hilo resident just moved to Vegas little over 3 years ago and I miss home(Hilo) so much, but I have a better quality of life out here and have money left over for savings and other Joy's of life. Thanks for your video, really made me homesick but I know the struggle is real. Keep up the good work and take care the Ohana and yourself. Mahalo
Wow, I'd imagine moving from an island to a desert must have taken awhile to get used to! Glad to hear that elements are working out well for you, and hope you can get back out there to visit at some point! :)
Still getting used to the desert here but as time goes on it get's better. Just living the dream. Aloha
This is such a refreshing and real episode! I’m from the Big Island as well, born in Hilo actually but grew up on the other side of the island...speaking from first hand experience life there for a vast majority of Hawaii’s local people is exactly like this, but often worse financially. And like the video said so many Hawaii families have been forced to move due to crushing costs of living, I myself now live in Oregon.
A relatable salary??
Are you okay CNBC?
If you take into account that Hawaii is one of the most expensive places to live in the USA, living under 6 figures is very relatable for most.
Please tell me y’all give them a cut of whatever y’all make from this video 🙏.
I’d really love to see more variety in geography, income, and age like this video. Why is there no video for the corn farmer in the Midwest? The median household income in America is 68K and most of these cnbc videos are way above that. I think this is the first time too I’ve even seen a trade worker represented in this series.
Graham stephan offered to pay off 1000 of their dept! Get the family to contacg him! Like this video so cnbc can see this!
Wishing many blessings and much aloha to you Shayla, Matthew, and your beautiful twin daughters! Mahalo for sharing your story with us
I live in Hilo. 23 years old. Married, homeowner as of last year, and a stay at home wife. I have no formal education, no kids, no child support. I’m going to gross a little over $110k this year. Working 6 days a week, 12 hours daily. Not saying braddah is lazy, but always get work for guys who want that bag.
Love that this story is so authentic and real! I live in Hawaii also and the struggle is real.
They were so open and transparent. They are great parents and role models.
I make the same amount of them but I’m single with no debt and I’m glad I’m not married with kids 😩
Having kids is such an understatement.
He had one failed relationship and went straight to another. That $700 a month is killing them and preventing them from being married
This seems more relatable. An actual family with young children living on the average income. My hubby and I live on less than $83k mainly because he’s the sole breadwinner and I’m a stay at home mom.
Brah keep doing your thing and supporting your family. Teach your kids value of working hard and loving your family. Show them the Aloha spirit of love, family and community! God Bless...
Yayy another episode!! I was like y’all been real quiet and not providing Graham with content 😂
Soooo many people are in this predicament- make too much for help, make too little for a home loan. This is such an honest, realistic portrayal of how life goes.
Last one didn't feel like millennial money at all! But this one connects more with the struggles we go through in a daily basis
Throughly enjoy! I’m born and raised in Hilo, Hawaii. Living in Hawaii is expensive. I left Hawaii 11 years ago and moved to another expensive state but luckily I don’t have kids to financially support just a dog (which is also expensive but on a different level). Good luck to this family and also mahalo for sharing their story on the internet.
Loved seeing a family living the daily struggle much respect to them may God bless them
Hilo girl here. This is 100% true. Many residents live paycheck to paycheck. Don’t believe the lies you read and hear about us being on the beach all day. I’m lucky if I can get to the beach once a year cause I’m always working and fighting over limited parking at the beach (taken up by tourists and other locals) is not worth the headache.
God bless this Hawaiian family. I hope they prosper and grow financially.
So glad you finally did this @CNBC Make It. Would like another one working millennial in Honolulu, HI
Sad to hear that they are going through all of this. Hawaii is a really expensive place to live. Hope things get better.
Mahalo for sharing your story. This is very relatable. Wish you folks the best.
And to see so many 20-something influencers flock to HI and glamorize the "lifestyle" they have there. A stark contracts to many HI natives I am sure.
The super wealthy and hippies trying to live their tropical dream vacation fantasy are living it up while Native Hawaiians live in the slums 🤷🏽♀️
I have the same birthday as the twins! It's nice seeing something more relatable. My husband and I are trying to make it work on $44k a year because I have been sick for 6+ years. Feeling better, hoping to work again, but it's tough.
You guys awesome all us kanakz that live in the 50th state can truly relate to you two keep pushing forward 👊🏽🤙🏽
I only just started watching this but it seems like the most realistic money diary I’ve seen on this channel. This is a beautiful family working hard to provide for their kids. I wish them the best as I know what it’s like to live paycheck to paycheck. PLEASE film more realistic money diaries. Not everyone can relate to millennials making 6 figure salaries with tons of student debt. That content is so annoying and not realistic.
A lot of people seem to forget that Hawaii is actually more expensive than any other state in the Union bc Everything has to be imported, which automatically increases prices. And jobs in Hawaii can be quite difficult to come by, especially good paying ones. My ❤️ goes out to this family.
It’s not only the cost of importing goods. Demand for homes/lands vs availability of homes/lands causes property prices to go up therefore making rent more expensive.
“Fortunately,” Hilo is a cheaper than Oahu. But as you can see by the video not by much.
@@AE-ix2iz that is true. I didn't think about the availability of property.
@@AE-ix2iz thank you for adding that fact. I wish I had remembered to add that to my original comments.
@@Dogbullet yup no problem 🤙🏽
things i learned, don't have kids you cant afford so you dont have to struggle.
Life isn’t only about securing your own comfort. If most people thought this way , 7 billion people wouldn’t be alive today
@@Belovedselah maybe that should be a good thing. All these people most likely should not be here
@@Belovedselah there are a lot of people and many children struggling because they are born to people that shouldn’t have had them or couldn’t afford to give them a quality life.