Thanks, Dave. That 50% statistic always scares me because it sounds like the success of a marriage is basically a coin toss, but when you explain the variables and how it's based on good decisions that gives me hope.
1 agree on what you bring or did not bring into the marriage and expectation of what can be or cant be included when it comes to money and asset right of the bat 2 come up with a plan on how to raise the child that both you can agree on 3 agree on how to deal with reasonable inlaws and avoid the crazy ones 4 preferably have the same religion if not second best thing is to never use religion as a base for argument if religion beliefs is not shared.
@@chiaraippoliti not really my wife is a budist im an atheist we argree to never use religion as a base of or an excuse or a subject in our arguments and things work just fine.
@@chiaraippoliti currently in a long term relationship with my gf and we have different religious beliefs. Idk if I'm setting myself up for failure especially us heading towards me being ready to propose.i think we both just pretended this couldn't be an issue idk
The Dave Ramsey 4 tips for a successful marriage: 1. Be in agreement on Money- Where you spend your money shows what you think is important. 2. Be in agreement on Children - How many if any, You run the house, not your children 3. Be in agreement on Inlaws - If you don't think you have a crazy person if your family it is you. 4. Be in agreement on Religion - It drives your beliefs, which drives your attitudes which drives your actions so actions will be in conflict. Great advice which I will use :)
I like hearing Dave every time he talks about marriage. Really good advice and lots of respect and talking about the marriage team instead of a “ball and chain”.
My marriage is the greatest challenge I have ever had. BUT I would not want to quit. God is concerned with our holiness, not our happiness. I am growing, even when it is hard or painful. Love is a decision, not a feeling. It is a commitment to what is best for the other person.
I get what you're saying. Still, the bible says, "Finally, brothers, continue to rejoice, . . . and the God of love and of peace will be with you.”-2 CORINTHIANS 13:11. We are encouraged to count it all JOY even in the worst of times so God is concerned about our happiness. Absolutely he is!!! I'm definitely concerned about the happiness of my children and I wouldn't put myself on God's level under no circumstance. 🌻
"You're never going to have a great relationship when one of you wants to spend like you're in congress and the other one wants to save everything and live in a cave and only come out on triple coupon Thursdays and collects lint." XD
I look forward to watching the ramsey show! I watch a lot of TH-camrs about budgeting and money and it seems to me that majority of them follow your process and call it a different process! Haha your doing great things Ramsey, I wish I would of had a financial class like this in high school! I'm 24 now and my husband and I have really been following your process and it's been a huge difference in a matter of just a couple months.
Living with someone says without marrying them is like saying "Well you're good enough for now, but I want to leave my options open in case something better comes along." and your partner is willing to go along with it because they are doing the same thing. If you really are committed, prove it. It's not expensive to get married, it's only expensive to have a wedding, but nothing says you have to have a wedding.
Robert Dickey it’s a piece of paper. It’s pretty much meaningless. It not like that person is any more bound to you because you have a piece of paper saying you won’t leave. It becomes more complicated to leave because you get the government involved, but that’s about it.
if you view a contract as "Just a piece of paper" then yes, you're right, but you will find very quickly that no one will want to sign contracts with you. Trust is the cornerstone of our civilization. If someone can see documented evidence that you aren't a trustworthy person then they are less likely to trust you. A marriage contract if the most important contract you can sign, and if you break it... well that isn't the kind of person I want to do any kind of business with.
My kids say consequences and privileges all the time. Deciding to be a stay at home mom to raise my children has been my biggest accomplishment. The sacrifices are worth it.
Dave - your 'shack up' and 'marriage' points were great + the word of God and data backs it as you said! It's true - there is no 'we' in shacking up. Lord help us and help them.
They are clearly financially not compatible, and marriage is not the answer to his question. You either accept the person you are with, or you will end up getting married with a hope of changing them. You can't change anyone who does not want to be changed. ❤
By the way he is 42 and im 36 yr old divorced woman with an 18 yrs daugher in college,and im thinking about having another kid if i get married to him but she doesnt want him to have anymore kids,she is the his only daughter as well her mom and him were never married because he was too young to get married when she got pregnat but always been a good dad,i thing she doesnt want another kid to take her place as a spoil woman,who used ask her dad to take her shopping intil a year ago that i met his dad and i told him he should not be doing that because she is a married woman but he still gives her money,i love him but i dont want to deal with his brat daughter the rest of my life.
Do not marry anyone with kids. It's asking for trouble. So glad my ex's 2nd wife left. She costed a fortune and I could always help him out. Guys I wanted to date wanted his money he gets from me for the kids. Move it all of em.
Married for 20 years and it was like I was in a fog, i said yes to being the only borrower on our mortgage, 2nd mortgage, closed my 401k that had since 21years old, and I knew that these loans wouldnt get paid and now I have much catching up to do. (Marriage/divorce and finances) I am doing it because I listen to Dave everyday!!
Some advice to all the commentators here: 1. Yes it is true that many marriages both christian/religious fail according to the statistics. But lets be honest. Is it really about the marriage or the lack of character development of the said individuals? You see becoming married doesn't fix a broken character. Not saying that anyone is perfect because we are not. Nonetheless you WILL bring your laundry list of faults into a marriage if you are not already in the process of working on them when you are single. 2. Just because everything looks good to the outside world, doesn't mean all is well inside. Nice house, car, good job, kids, church attendance, 35 years of marriage blah blah blah. Those don't mean a thing and in no way indicate a "good" marriage. The HIDDEN man / woman on the inside that no one knows about is what REALLY matters. For those who are married, if someone were to pull aside your spouse in full confidentiality and ask them to give an honest opinion about you what do you think your spouse will say? Chew on that for a bit. 3. Next to knowing God himself, marriage is one of the greatest blessings one can experience. However the wickedness of the world has sadly tainted the beauty of marriage. Most who profess love, really profess lust and fleshly desires and don't really actually care about their partner. Truth be told, when the going gets tough (and us men unfortunately are guilty of this) we bail out and wave the divorce flag. Usually it is much easier to put the blame on someone else than to look inside of ourselves and see what's really going on in there. 4. The basic human desire is self sufficiency. It means that at our core, we seek solely to please ourselves and ONLY ourselves. However those who truly profess to love God, everything that they do is motivated about of a desire to serve him and to serve others. Remember those words at the altar? In sickness or health, rich or poor etc.? How quickly we speak those words at the altar and how soon do they fade away the moment life gets hard. Truly, the only thing that guarantees a genuinely happy and successful and blessed marriage is one where each individual is centered upon God, and the two together as a couple are centered around him.
What is a marriage that is "both christian/religious"???? I'm sorry to break this to you, ....but you are not married unless you sign the State Government Contract (Marriage License). God has nothing to do with being officially married. There are so many religions on planet Earth, and you can have any ceremony that supports your hobby, but God is not going to force either of you to do anything if things go south in the relationship.......ah, like, but the GOVERNMENT will.
The late argued with me about everything. The only page we were on was the one that was catering to his selfishness! My life was a living hell with his deception and lies.
Quick Recap: Agree on... •Money (spending/saving habits) •Kids (How many? How you'll raise them) •Inlaws •Relgion (Do you agree on core beliefs?) Bonuses: •Do not have a child out of Wedlock •Graduate after 4 years at a college
How to deal with in-laws is very key. My family are not in my life but boy.... his family. Wow. Please ensure that you don't just have a similar view on faith but also how and how much it will impact your day-to-day life. Because when two people believe the same yet they are different in how they allow their beliefs to impact their actions then it can cause issues. (Some people choose peer pressure or culture over faith while the other one won't, for example) Also, please ensure that they see eye-to-eye on money in terms of whose money it is. My husband still to this day calls the money "my" money becausw he doesn't work for it and I am covering expenses so he can focus on his education. This causes arguments a lot as well because I call it "our" money.
I hate to hear young women say "I don't believe in marriage" AKA you don't expect your live in BF to actively make a decision to marry you. So sad they settle, its not love its lack of commitment!
Happily married, im a christian my wife is an asian buddist. We have the same set of values though but my ears perked up when i heard the two religions thing.
Well life can be so unpredictable. People change, their belief system can change and if a 20 years old person doesn't want children or even sees himself as a childfree, it doesn't mean that when he's 30 he'll still be childfree. Same with religious beliefs. I personally know a divorced couple, when they married they both were atheists, but 5 years later the husband suddenly believed in Krishna and started to follow this religious system, wife refused to share his beliefs and they divorced. But I'm not from the US, so it's just an opinion from abroad.
I agree. My alumni friend has dated a guy for 5 years now. They currently live together. She wants to get married I don’t think he does. Smh living together isn’t the same as marriage.
I married my high school sweetheart when I was 17 years old. We have been married for 18 years now. We are finally on the same page with money. His family is actually crazy so they are not in our lives at all so in-laws are not a issue and religion is not a issue as well and all the kids stuff is 100% my decision because I said so lol my husband is incredibly submissive and laid back and always number chill mode and couldn’t care less about me controlling everything. That’s how we are still married lol but it did take some time to get at least on the same page with finances. Sometimes it just takes a lot of time to figure things out.
The problem is that if you're married and she doesnt get on board with a budget/saving, you're helpless to stop her. You either have to keep paying for whatever she wants, or divorce her and lose half and pay alimony until one of you dies. Either way, the man pays. That's why marriage rates have been declining year after year. Men are finally waking up and realizing that marriage is a bad deal for men since any benefit a man gets from marriage can be taken from him by the woman at any time, for any length of time, for any reason, or no reason.
My question is: what do you do, when you keep getting your emergency fund wiped out by "emergencies" - car goes bad, health care bills, car wreck, rent goes up...build up build up build up then, wipe out. Over and over - when following A L L of these principals and doing the steps. LIFE doesn't stop. These steps work but literally - nothing can go wrong: job loss, lay-off, major healthcare crisis. There's never ever talk about that. Please respond...?
I've been married for 24 years and my advice is; respect each other and be on the same page spiritually and financially
Which every couple can do, and still not sign the Government Marriage License.
…. and sexually
Also a sense of humour is essential.
Great advice.... im having a headache with both of those. Completely unequally yoked. I want to grow, and he wants to stay the same.
And also same values in raising children.
"Every family has crazy in it, if you don't think there's crazy in your family, it's you."😂😂😂
😆😆😆 I needed that this morning. Thanks!
But I know there is one and it’s me 🤣
Ha ha wow
Wise words, lol. I got to show this to my wife.
Really. 😆😆😆😆 It's the biggest truth!
30 years old with wife and 3 kids have no debt but house and that will be paid off in 5 months thanks 2 Mr Ramsey and his principles
Did u do it
Congrats 👏
💃🏼
Thanks, Dave. That 50% statistic always scares me because it sounds like the success of a marriage is basically a coin toss, but when you explain the variables and how it's based on good decisions that gives me hope.
"You know how much I care? Not at all."
Please put this on merch. 😂😂😂
Carolyna Belle that is a good one, i can t-shirts HMU I’ll make that SHIRT for you
I'd buy it
I like what some would say is his stubborn side. He stands by his morals & principles. 👍
Yes
Candace Dawn is why his marriage is working. That’s all I look at.
I just like that he goes with what’s right and what actually works.
As a believer in Christ
We need to stand on the truth, no matter what.
I had an arranged marriage.We both have one account.we both are so careful about spending money.Paid off house.10yrs together
I LOVE your faith and how much you’re not afraid to insert Godly principles into your advice
1) Be in agreement on money
2) Be in agreement on kids
3) How do deal with inlaws or crazy people in the family
4) Be in agreement on religion
1 agree on what you bring or did not bring into the marriage and expectation of what can be or cant be included when it comes to money and asset right of the bat
2 come up with a plan on how to raise the child that both you can agree on
3 agree on how to deal with reasonable inlaws and avoid the crazy ones
4 preferably have the same religion if not second best thing is to never use religion as a base for argument if religion beliefs is not shared.
@@patthonsirilim5739 If you're religious beliefs are different, it will cause problems.
@@chiaraippoliti not really my wife is a budist im an atheist we argree to never use religion as a base of or an excuse or a subject in our arguments and things work just fine.
@@chiaraippoliti currently in a long term relationship with my gf and we have different religious beliefs. Idk if I'm setting myself up for failure especially us heading towards me being ready to propose.i think we both just pretended this couldn't be an issue idk
@@patthonsirilim5739 does it? I'm struggling with this with my gf. I'd like my kids raised in church
“One of you spends like you’re in Congress” best line I’ve heard in a while.
watch more Ramsey, you will hear it more and more
1 Money
2 Kids
3 Inlaws
4 Agreement on religion
Eric Worthington thank you , bc he was taking forever !
#4 more like Agreement on beliefs
9 min is taking for ever?
5. Behaviour towards each other.
@@seekingthemiddleway4048 agreed
dave i love how you stand strong in your faith and are unashamed. also i think men dont take their woman seriously when theyre not married.
Nah really how u know that? Sometimes when girl chest and a guy kill that how u know he loved her
SpecialTreasuresForU they don’t take them serious when they are married!
Arlene Augusta exactly what I was going to say.
It would help if more women took men seriously during.marriage
I’m married and some husbands don’t even take their wife’s seriously. But I definitely believe in finding the right partner and marriage.
“The inmates do not run the asylum” ... I love it!
yea I loved his approach on this one!
This is what they need to be teaching in school, somewhere around 8th grade and high school.
Agree....
Absolutely!
Yea but it's even better to be practiced at home
@@leahhonore3505 EXACTLY!
It's not the school's responsibility to teach this to students. The school district did not make the kids
It all falls on the parent's as it should
The Dave Ramsey 4 tips for a successful marriage:
1. Be in agreement on Money- Where you spend your money shows what you think is important.
2. Be in agreement on Children - How many if any, You run the house, not your children
3. Be in agreement on Inlaws - If you don't think you have a crazy person if your family it is you.
4. Be in agreement on Religion - It drives your beliefs, which drives your attitudes which drives your actions so actions will be in conflict.
Great advice which I will use :)
...would add to number 2...how you treat them, but otherwise comprehensive and concise and largely accurate, to what was said; which I appreciate.
I believe that #4 should be #1, speaking through experience.
Then the other will fall into place.
I like hearing Dave every time he talks about marriage. Really good advice and lots of respect and talking about the marriage team instead of a “ball and chain”.
Man Dave!!!
You are such a force to reckon on and how i wish i had your teaching earlier on!!
Love you more than you deserve.
My marriage is the greatest challenge I have ever had. BUT I would not want to quit. God is concerned with our holiness, not our happiness. I am growing, even when it is hard or painful. Love is a decision, not a feeling. It is a commitment to what is best for the other person.
That's the conclusion I've come to understand
I get what you're saying. Still, the bible says, "Finally, brothers, continue to rejoice, . . . and the God of love and of peace will be with you.”-2 CORINTHIANS 13:11.
We are encouraged to count it all JOY even in the worst of times so God is concerned about our happiness. Absolutely he is!!! I'm definitely concerned about the happiness of my children and I wouldn't put myself on God's level under no circumstance. 🌻
DPurple Palm Holiness brings happiness, God comes first, and he likes order.
I went up to a Buddhist temple in a middle of the mountain to train, I am 100% sure I am the crazy in my family
"You're never going to have a great relationship when one of you wants to spend like you're in congress and the other one wants to save everything and live in a cave and only come out on triple coupon Thursdays and collects lint." XD
I look forward to watching the ramsey show! I watch a lot of TH-camrs about budgeting and money and it seems to me that majority of them follow your process and call it a different process! Haha your doing great things Ramsey, I wish I would of had a financial class like this in high school! I'm 24 now and my husband and I have really been following your process and it's been a huge difference in a matter of just a couple months.
He said something so quickly at the end that I almost missed "being in harmony intentionally." That's important
Dave Ramsey is now my dad.
I suspect a lot of people feel the same
I feel the same way 😀
He's my favorite uncle😆
Living with someone says without marrying them is like saying "Well you're good enough for now, but I want to leave my options open in case something better comes along." and your partner is willing to go along with it because they are doing the same thing. If you really are committed, prove it. It's not expensive to get married, it's only expensive to have a wedding, but nothing says you have to have a wedding.
Robert Dickey it’s a piece of paper. It’s pretty much meaningless. It not like that person is any more bound to you because you have a piece of paper saying you won’t leave.
It becomes more complicated to leave because you get the government involved, but that’s about it.
if you view a contract as "Just a piece of paper" then yes, you're right, but you will find very quickly that no one will want to sign contracts with you. Trust is the cornerstone of our civilization. If someone can see documented evidence that you aren't a trustworthy person then they are less likely to trust you. A marriage contract if the most important contract you can sign, and if you break it... well that isn't the kind of person I want to do any kind of business with.
Robert Dickey truth
Robert Dickey the point is you don’t need a piece of paper to trust someone.
Understandable, and I agree, but there is something about making a public declaration and contract that gives weight to that.
To the Ramsey family. God bless from Jamaica. Sound advice!
Dave NAILED this! Good stuff!
My kids say consequences and privileges all the time. Deciding to be a stay at home mom to raise my children has been my biggest accomplishment. The sacrifices are worth it.
Hi,
How were you able to afford to be a stay at home mom
Really? Deciding to stay home and not have a job is worth it? Oh, dear, have a trophy!
Amen!!! Single mom ,I told my son when he was young there’s only one crazy person in this house ,that’s me he’s 25 years old and I’m so proud of him
Ha ha ha... funny. You let him know the job is taken, He had better behave!
love u, Dave Ramsey! your logic, facts, and beliefs are golden!!!
I don't know why this video doesn't have 1Billion views. He spoke FACTS!!!
"you're smaller than me, i can take you out and make another one just like you" omg! Ahahahahaha you're hilarious Dave !!!! But i LIKE THAT! 👍🏼😂😂😂
Mr Ramsey,you should be a preacher.God bless you.
Dave - your 'shack up' and 'marriage' points were great + the word of God and data backs it as you said! It's true - there is no 'we' in shacking up. Lord help us and help them.
Love you Ramsey! This is the truth. I've lived with a "man" playing house instead of really being committed on the track towards marriage.
I don't see why this would be controversial. Of course people who aren't on the same page on critical issues are likely to have a failed relationship.
My wife and I have two completely different views on religion and we get along great because we respect one another’s right to our own beliefs
phantumgrey same here
For now...
@@brittb.3829 What are you implying?
I love it. A man who isn't afraid to say it like it is. "Shacked up".
Dave talking about kids "You're smaller than me and if I wanted to I could take you out, and make another one that looks just like you", HAHAHAHA
I needed to hear this! Thank you dave!
They are clearly financially not compatible, and marriage is not the answer to his question. You either accept the person you are with, or you will end up getting married with a hope of changing them. You can't change anyone who does not want to be changed. ❤
financially not compatible is the probably the biggest reason for all divorces in the world.
True if they can't come to an agreement and a clear unified financial vision they will always struggle over money.
Literally just have your vows mean something instead of getting a divorce after one insignificant problem
This man is a genius 👏 🙌
Tripple Coupon Thursday!!! 🤣
That part gave me a good laugh. I'm a triple couple Thursday girl haha
I think what he's referring to is extreme cheapskates like on the TLC show extreme cheapskates.
Lol 😂 “the inmates don’t run the asylum” love that. Can’t wait to tell my husband this.
Looks like me and my husband have a very low chance of divorce 😁
And i love you and your Husband for it!
Do not, I repeat do not marry someone that is still supporting their grown children that make more than their mother does. Nothing good comes of this.
By the way he is 42 and im 36 yr old divorced woman with an 18 yrs daugher in college,and im thinking about having another kid if i get married to him but she doesnt want him to have anymore kids,she is the his only daughter as well her mom and him were never married because he was too young to get married when she got pregnat but always been a good dad,i thing she doesnt want another kid to take her place as a spoil woman,who used ask her dad to take her shopping intil a year ago that i met his dad and i told him he should not be doing that because she is a married woman but he still gives her money,i love him but i dont want to deal with his brat daughter the rest of my life.
Do not marry anyone with kids. It's asking for trouble. So glad my ex's 2nd wife left. She costed a fortune and I could always help him out. Guys I wanted to date wanted his money he gets from me for the kids. Move it all of em.
Married for 20 years and it was like I was in a fog, i said yes to being the only borrower on our mortgage, 2nd mortgage, closed my 401k that had since 21years old, and I knew that these loans wouldnt get paid and now I have much catching up to do. (Marriage/divorce and finances) I am doing it because I listen to Dave everyday!!
Some advice to all the commentators here:
1. Yes it is true that many marriages both christian/religious fail according to the statistics. But lets be honest. Is it really about the marriage or the lack of character development of the said individuals? You see becoming married doesn't fix a broken character. Not saying that anyone is perfect because we are not. Nonetheless you WILL bring your laundry list of faults into a marriage if you are not already in the process of working on them when you are single.
2. Just because everything looks good to the outside world, doesn't mean all is well inside. Nice house, car, good job, kids, church attendance, 35 years of marriage blah blah blah. Those don't mean a thing and in no way indicate a "good" marriage. The HIDDEN man / woman on the inside that no one knows about is what REALLY matters. For those who are married, if someone were to pull aside your spouse in full confidentiality and ask them to give an honest opinion about you what do you think your spouse will say? Chew on that for a bit.
3. Next to knowing God himself, marriage is one of the greatest blessings one can experience. However the wickedness of the world has sadly tainted the beauty of marriage. Most who profess love, really profess lust and fleshly desires and don't really actually care about their partner. Truth be told, when the going gets tough (and us men unfortunately are guilty of this) we bail out and wave the divorce flag. Usually it is much easier to put the blame on someone else than to look inside of ourselves and see what's really going on in there.
4. The basic human desire is self sufficiency. It means that at our core, we seek solely to please ourselves and ONLY ourselves. However those who truly profess to love God, everything that they do is motivated about of a desire to serve him and to serve others. Remember those words at the altar? In sickness or health, rich or poor etc.? How quickly we speak those words at the altar and how soon do they fade away the moment life gets hard. Truly, the only thing that guarantees a genuinely happy and successful and blessed marriage is one where each individual is centered upon God, and the two together as a couple are centered around him.
Did Mexico pay for this wall?
👌👌👌🙏🙏🙏
What is a marriage that is "both christian/religious"????
I'm sorry to break this to you, ....but you are not married unless you sign the State Government Contract (Marriage License). God has nothing to do with being officially married. There are so many religions on planet Earth, and you can have any ceremony that supports your hobby, but God is not going to force either of you to do anything if things go south in the relationship.......ah, like, but the GOVERNMENT will.
God, what a wise man. 🙏🙏
And communication and not taking each other for granted
AWESOME advice Dave!
The late argued with me about everything. The only page we were on was the one that was catering to his selfishness! My life was a living hell with his deception and lies.
You know how much I care? Not at all!! I died!!! Love you and your show so much
Quick Recap:
Agree on...
•Money (spending/saving habits)
•Kids (How many? How you'll raise them)
•Inlaws
•Relgion (Do you agree on core beliefs?)
Bonuses:
•Do not have a child out of Wedlock
•Graduate after 4 years at a college
Great video..lots of truth
I appreciate your honesty! God bless you!
How to deal with in-laws is very key. My family are not in my life but boy.... his family. Wow.
Please ensure that you don't just have a similar view on faith but also how and how much it will impact your day-to-day life. Because when two people believe the same yet they are different in how they allow their beliefs to impact their actions then it can cause issues. (Some people choose peer pressure or culture over faith while the other one won't, for example)
Also, please ensure that they see eye-to-eye on money in terms of whose money it is. My husband still to this day calls the money "my" money becausw he doesn't work for it and I am covering expenses so he can focus on his education. This causes arguments a lot as well because I call it "our" money.
Thanks Dave
As me coming from a different culture...Dave was to the point.
Yessssssssssssssssssssss!!!!!! Thank youuuuuuuuuu💕💕💕
We need to be talking about money much earlier in relationships. You can't wait until you're living together or married.
I'm proud to say that I have all four of them. God first.
I'm constantly being pulled between collecting lint and going out to eat🤣.
😂😂😂😂 Dave, this is hilarious but so good
Love this video Dave - great 4 points !
4:44 4 things to agree on before marriage
Truth well spoken
Sometimes it's just not enough.
I hate to hear young women say "I don't believe in marriage" AKA you don't expect your live in BF to actively make a decision to marry you. So sad they settle, its not love its lack of commitment!
truth is becoming one is not easy. but if you become one. it will be the best thing you experience!
SCHOOLS SHOULD TEACH BASICS LIKE THIS. WE USE IT EVERYDAY,
I will probably never marry . I've been independent too long.
Seriously!!!No wonder i will marry when i need to...I owe you a debt free Rooster the day you come to Uganda.
God Bless Dave!!!
I think also 5) politics needs to be added to the list after last 5 years...
Happily married, im a christian my wife is an asian buddist. We have the same set of values though but my ears perked up when i heard the two religions thing.
Keep up the good work Dave one of these days Jesus Christ will tell you well done my good and faithful servant
Still don’t think getting the government involved in my private life is beneficial at all.
Great advice.
Thanks Dave
Well life can be so unpredictable. People change, their belief system can change and if a 20 years old person doesn't want children or even sees himself as a childfree, it doesn't mean that when he's 30 he'll still be childfree. Same with religious beliefs. I personally know a divorced couple, when they married they both were atheists, but 5 years later the husband suddenly believed in Krishna and started to follow this religious system, wife refused to share his beliefs and they divorced.
But I'm not from the US, so it's just an opinion from abroad.
Those things happen, but they're not typical. Waiting to marry until you're about 25 reduces your chances of divorce as well.
@@mysticaltyger2009actually most people should wait until 30 to marry- especially men
So good.
Triple coupon Thursday! 🤣😂
For some reason this Dave Ramsay Rant strikes closer to home even though he isn't going ham.
best advise ever.
“You don’t let the inmates run the asylum” hahhaha hahahhaha
I agree. My alumni friend has dated a guy for 5 years now. They currently live together. She wants to get married I don’t think he does. Smh living together isn’t the same as marriage.
So wait. She spends money and doesn’t follow the plan, so marry her?! WHAT?!
So if he marries her, she will listen to him?!
🤣🤣🤣
PREACH IT BROTHER AND GOD BLESS, IN JESUS NAME.
Thanks you said it all.🎁
Sometimes I put my hands in my armpits and smell them like this. Man I like this guy...
I'm a noob. When people say household income. Is that combined gross or net for both parties?
I married my high school sweetheart when I was 17 years old. We have been married for 18 years now. We are finally on the same page with money. His family is actually crazy so they are not in our lives at all so in-laws are not a issue and religion is not a issue as well and all the kids stuff is 100% my decision because I said so lol my husband is incredibly submissive and laid back and always number chill mode and couldn’t care less about me controlling everything. That’s how we are still married lol but it did take some time to get at least on the same page with finances. Sometimes it just takes a lot of time to figure things out.
Wow I love this
Money
Kids
In-laws (boundaries)
Religion
Four outstanding points of agreement and value alignments!!!
Amen!!!!!!
The problem is that if you're married and she doesnt get on board with a budget/saving, you're helpless to stop her. You either have to keep paying for whatever she wants, or divorce her and lose half and pay alimony until one of you dies. Either way, the man pays. That's why marriage rates have been declining year after year. Men are finally waking up and realizing that marriage is a bad deal for men since any benefit a man gets from marriage can be taken from him by the woman at any time, for any length of time, for any reason, or no reason.
Have you ever met a woman with a job AND her own money?
Him talking about his grandkid 😂🤣 such a proud Papa
5. After God, put each other first ALWAYS...
I have kicked some of my fam & his fam from my circle! I have almost nothing to do with most family!!!
“You’re smaller than me, I can take you out and make another” 😂
My question is: what do you do, when you keep getting your emergency fund wiped out by "emergencies" - car goes bad, health care bills, car wreck, rent goes up...build up build up build up then, wipe out. Over and over - when following A L L of these principals and doing the steps. LIFE doesn't stop. These steps work but literally - nothing can go wrong: job loss, lay-off, major healthcare crisis. There's never ever talk about that. Please respond...?