How to stop a foreclosure, WITHOUT using an Attorney
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- เผยแพร่เมื่อ 4 ต.ค. 2024
- STOP FORECLOSURE webinar link is below:
krish.thriveca...
Before you watch this video I want to stress to you I’m not an attorney and I’m in no way providing tax or legal advice. This is a tool I simply stumbled on years ago and it’s helped me in my real estate investing career.
How to stop any foreclosure anywhere, anytime, even if the foreclosure is the same day WITHOUT having to use an attorney. Years ago when I started investing in real estate, I often wondered why peeps called me days before the house was going into foreclosure to try to sell it. It seemed like the foreclosure would be a few days away and I simply didn’t have enough time to put the deal together. They’d call on a Monday to sell me the house only to find out the foreclosure would be on Friday of that same week. I used to get mad at my sellers and think “why did you wait until the LAST minute to try to fix this?” Sure, we all have our issues and going through a foreclosure is a very emotional process, I know because I’ve been there.
Then I bumped into a man that showed me a way to stop any foreclosure in any state at any time. This tool is critical to a real estate investor’s success plus we get to help our home owners out even if they’re in a time crunch. You know I’m all about helping people. He showed me that I didn’t need to stress over the foreclosure date and if I new how to file a Self-Filing Bankruptcy, then I’d be good. If you think about it, the laws in the US are created to protect “the People”. But then we must ask ourselves; Who are “the People.” When I think back to when the constitution was written, and that all so famous introductions to our Country that says “We The People”, who were they talking about. Well, I think it’s meant to protect the people that are “owners”. The fact is if you don’t own anything, you wont need to protection from anything anyway, unless you need personal protection, and I can’t advise you on that. But bankruptcy protection will stop any creditor from coming after you, even your home mortgage lender. So, watch and learn so you can help more people by adding this tool to your real estate investing toolbox. Enjoy and thanx for allowing me to serve!!!
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The information he‘s sharing is true. I just followed these steps by simply listening to this video and doing minor research on my own and received the same results as the video. I didn’t need a notary and I was able to write the debtor’s info (cover sheet) on a plain piece of paper. It’s ok if you are missing a few documents, the federal court can provide them to you. The fee I paid was $313, but if your state’s filing fee is more, there is a application for payment plans. Just in case anyone needed confirmation 💯🙏🏾
Well, that's what happens when you really do this business. Oh how many years did it take me to figure this one move out. So, I wanted to share it with the world to let the peeps know how to move when you're on a budget. It's really my honor to serve and bring this hidden knowledge out for my peeps. Thnx for the testimonial and I'm glad to help..... It's what we do.
👍
Please pray for me that I'm able to do this I'm in Massachusetts and mount loans being foreclosed on or in pre-foreclosure you wouldn't happen to live in Massachusetts would you?
Do you live in Massachusetts by any chance I really need some help
@@jennifercraig6776 Pay your mortgage on time and you won’t have issues. There’s no magic way to get out of it, unless you sell your house and payoff the loan.
Thanks Kriz this is some juice right here bro 🔥
For anyone in 2024 wanting to know if this works....Answer is Yes!
Thank you Kris!
Awe shucks…. It’s a strategy I learned many years ago. It’s an honor to share the good word!!!!
Oh👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48
@@krishaskins Will do and Thank you again for the real information 🙏🏾 👍🏽
What happens after filing the self bankruptcy paperwork??? Do you then have to hire a bankruptcy attorney for the rest of the process????
@@jenniferking9925 Everyone's circumstances are different...it depends on what you're trying to do...i.e. more time to make other arrangements or proceed with the full process.
No such thing as needing a license to practice law. Anyone can practice law.
Marc Stephens right.
Crazy. I'm doing this TODAY. Thank you!
How did it go? Were you filing on behalf of yourself or a homeowner?
I swear I love you! 🤗
You and your big'ol neart!!! 💖
OMGsus, please keep this coming I love it, i'm eating this up....!!!!
Thanks for this Nugget Kris!
You want to talk about something working to perfection. I did exactly what you said and it worked. Period.
Now this makes me feel great, maybe u can come on the channel to share, krisbuyshouses@gmail.com, thnx for making my day w this info my friend, I'm so glad to assist
@@krishaskins Now the title company said it has to be dismissed before closing so figuring that piece out. This is happening real time. My partner and I would love to take you up on that offer. Thanks.
Thank you kris your the best may god bless you always for putting this video on
I’m going through this right now... couldn’t make payments and got a foreclosure notice and next day called a law firm to assist and paid them 1500 dollars that i has to barrow to now tell me that My lender (VHDA ) has fast tracked my foreclosure and they do not have time to stop the sale and they are recommending bankruptcy at the cost of over five grand! I don’t know what to do other then try this method you described in the video. I hope it works and thank you.
Richard Smith is this in all states
Richard Smith I need to email you too!!!
Hey Kris -great video.. I need to ask you if you have done a modification on your home but now understands the fraud behind these lenders, can I still do something about it such as sue the lenders being they were not the originator of the loan and MERS holds the note. The modification resulted in much higher payments and no reduction in interest rate. Can I still
He said because i love you... I love you too brother 💙 you are a blessing and this made me cry ..
Good afternoon Kris! Thank you for the information! Very powerful. I found most of the forms you mentioned in the video but I am unsure about the coversheet for list of creditors. Perhaps the form is Schedule E/F: Creditors Who Have Unsecured Claims. What are your thoughts?
If u cant get it online, u can get the doc from the courthouse, just ask the clerk. Sounds like you've really been doing some research, pls tell me what ur up to. Krisbuyshouses@gmail
well, since i'm not an attorney and don't give legal advice, I can only give my opinion. From what i've seen, unsec. debt can be completely wiped out. The problem with houses, is they allow creditors to be secured. So, if you're looking at unsecured debt, it might be best to simply wipe them out completely, but again..... I need to know your full situation before any plan get be put together... thnx for watching
Hey, did you ever manage to get the cover sheet form? Thanks in advanced!
This video literally saved our lives
This is what I do my videos for.... I just happened to be up, would you mind coming on and sharing your experience for my Roundup Family to see this stuff is real, please email my team krisbuyshouses@gmail.com, thnx
@@krishaskins yes I will do that! Sorry I just seen your reply!
Literally?
@@seanm3226 literally is used for emphasis not to be taken in it's literal sense.
Should used Form 103B to waive the filing fee
u can , but I can't advise on yes or no
Thanks for the info Kris. Once docs for ch 13 are submitted at federal reserve, will the bankruptcy appear on credit report? Also how is bankruptcy stopped after filing
Yes, it goes on their credit report. THe BK will be discharged if they do not turn in docs after a certain amount of days...
Ethelyn im iterested in the subject To.
Question..
Once you get the homeowner to file, what do you do for them? I mean, what made them want file?
What deal do you make on the home?
Does this stop the foreclosure for Good?
Can we please get more detailed info on This?
Thank you Kris, you're an amazing man!🤗🤗
Well, since we don't practice law, neither do I offer legal advice, it's up to the home owner to figure out how they want to proceed with the BK. Once they file, it's all on them. Depending on the situation, we will buy the house, or the seller will stay as long as they can until the bank comes back to foreclose again. This does NOT stop the 4closure for good. It only will delay it. From my experience, once the seller files, they need to contact the clerk to set up a meeting to meet with the trustees. thnx so much for watching and talking to me.
me it’s other ways to stop a foreclosure
@@Cuffachick13 What info do you have to stop a foreclosure? I Don't think people understand that a Bank can not legally own a home. I know this comment will leave so many confused but they can't and soon as they file boom you can be on them for filing fraudulent paperwork with the clerk. If you know anything about stopping foreclosures lets connect and see if we can't exchange info and connect.
@@francoishewing3135 Because it's all commercial, yur govmennt gave you commercial remedies
@@francoishewing3135 you right Banks can't own homes legally.
thankyou kris - my question is - when is it wise to do this? when not? what is the real benefit? the drawbacks? i have customers facing foreclosure, but is it the best thing and why?
Doesn’t filing for bankruptcy will ruin your credit?
I am currently looking at Forclosure here in Portsmouth. Thank you for this. My husband and I have had a hard time of in and out work since 2021. Covid hit us hard. We have not received any papers saying anything about foreclosure BUT we did have a house survey on Monday. How much did this cost?
I think the BK is $300, you can do it in every state. You can also download my foreclosure summit here to get trained up on it. the-real-estate-roundup-com.mykajabi.com/offers/tK9QLLKW
Hey @chanellekirch have you been able to take care of the issue you were having with your mortgage?
THE MAESTRO!
Hi Kris! Thank you so much for sharing your knowledge!! I love your channel. Question. If a homeowner declared bankruptcy before Foreclosure and then contacted you and wanted to sell, what would your response be? Please let us know! THANK YOU!
GREAT Q, I think this will be our QOTD for Monday, 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48
Yes a bk will pause the foreclosure to give you time to figure out a solution. But in order for it to completely stop the foreclosure you will have to be eligible for a bk. Otherwise the court will dismiss it and you'll be back in the same boat. Facing foreclosure.
There are other options if you're not eligible for a bankruptcy.
And also important to note is a bankruptcy also negatively impacts your credit score.
In my situation I would need an option other than bankruptcy.
My moms house is in foreclosure because it was in a reverse mortgage and her sisters name was in the reverse. She passed. They are calling for the loan and did a short sale $85,500. Can I stop the foreclosure or delay it so I can buy the house in a few months.
Stress and anxiety stop everything. Faith , love and good karma open new opportunities. Faith is real wealth
Kris by chance can we get an updated walk-thru of the forms video? I purchased the course on the link however the forms and website are much different now. While the forms are similar there not the same as in the videos. I also think its important that we as Investors disclose to sellers that if they truly feel they may need to do an actual bankruptcy this could effect them getting approved in the future and that this is just a temporary solution to save their home.
I'm going to take this into consideration and put that together. I do think it's time to do that. I appreciate you letting me know as this strategy will come in handy in the near future.
What's the website to download documents???
Awesome job I'mma need them documents though
your amazing thanks brotha
Kris, what is the benefit to the seller to file bankruptcy if he just short sale the property to you?
What happens after that? Do you still owe the mortgage or is the mortgage wiped off by filing papers? Can the lender come back and reclaim payment?
It all depends on which BK u file.
Nice
Straight GOLD!
Wow thnx so much 4 watching
Kris, here’s a scenario… home isn’t at the foreclosure stage, however mortgage is at a default, complying with the servicers for over a year with regards to a modification at lease for a trial mod, they’ve make it so hard till today. Would this work for them to later consider doing a modification.?
From my experience NO. The SS dept usually doesn't even speak to the Foreclosure dept. It's crazy how these banks work my friend..
random.. but i couldn't resist imparting some of my experience. A 'modification' is a scam to take your home.. FLAT OUT! mY WIFE AND I HAVE BEEN IN A NIGHTMARE OF A REPETITIVE MODIFICATION LOOP. the lenders know what they're doing! How many times have you had to submit the same docs..?? They're playing the long game and will eventually deny the modification and then ur left with whatever options are available. I don't know what state ur in, but every state has grants available for homeowners that guarantee up to 50k. You would be responsible for the difference if they agree to it. I say 'if', it's guaranteed grant.. but if they want ur home more than the balance owed, Bankruptcy is always an option. Good luck man!
After 120 days your home is going into foreclosure, unless you reinstate, file bk, which really only delays the inevitable or have a approved loss mit in the works. It’s really that simple.
Good morning to you kris....Powerful information thanks a million !!!
I'm here 2 serve. I'm honored to be able to pour into ur life. It's funny how I understand u can be anywhere doing whatever u want but u made a decision to hang out w me for a moment in time..... I'm blessed!!!!! Thnx for watching crazy world, and I mean CRAZY, this is only a snap shot of what's going on!!!!
I saw the video it seems very simple my question is do I have to file IRS taxes and do I have to give all my bills to them or just the home
U might need to get an attorney on that
What is the Deposit amount and how do you find out how's the attorney on the case?
If you look at the end of the video, you'll see the deposit for this one was $11k. it all depends on the opening bid and the final bid. You can view the ad for the amount, thnx for watching.
since your Guest Said he Had to Change the forms was he Only talking about Schedule E/F: Creditors Who Have Unsecured Claims. Or the forms Shown Obsolete now. What was the Cost in Virginia and was the $11,000 for Arrears and did that come from the Potential Buyer as a Downpayment? and was the $11,000 Cash Cashier Check or Money Order
Hey Sonja, you have some serious questions. I'm not an expert on BK, I just know how to use it for protection. We don't deal with unsecured debt. We only deal with debt that's on houses, like in our training. The cost is around $310... I don't remember talking about any arrears but they don't go away. I'm sorry but I'm not following you with the $11k, what is that?
@@krishaskinsat 9:33 Oh the $11,000 was if the Sale went thru ... thanks
oh HECKS NO!!!! that's the minimum DEPOSIT AMOUNT on the sale. So i'd have to bring $11k to the auction minimum. Good eye...
@@krishaskins Thanks
@@sonja_hooper Sonja, you just got my question answered! I was o=wondering what the 11k was for too when I saw it. Thanks1
We in Maryland and going through this
Why is everyone pushing bankruptcy what if that’s not relevant? What if your mortgage is based on fraud?
now this is a different story, tell me about that
What about no filing bankruptcy? Or can you file and still to a short sale? Or file and still have the equity
Not sure about that
Hey there my dad's house was recently sent a summons from the mortgage investment trust. To foreclosure his property. He passed away 6 months ago. How do I go about making a loan modification to strat payments myself or let it go to foreclosure to purchase it myself? I'm really not sure what steps and what's best. Please help
ok, you might need a consultation to put a strategy together...
I have a pretty unique situation
Hi! My dad house went into foreclosure. He had a lawyer which told him to file for all three bankruptcy. They extended his stay but now the gave him a 30 day notice and I believe it has been auctioned off. Is it too late to stop the foreclosure? Please help and thank you for your information.
Yes, u can file after the sale but u need an attorney my friend
Hawakhan Maya tell the bank to prove it. It’s other ways
I 80 MONFORT of COLORADO yes sir , you have it horsea 3:6 .
What if you’re the home owner and the bank doesn’t want to work with u to get back on track with your mortgage, can this method be used?
It doesn't matter what the bank says, BK stops ALL CREDITORS my friend. Even the water company!!!
When u say bk u mean bankruptcy? Also if I was to do this, this will just delay the process right? So that I could get a chance to get back on track?
Martin Rodriguez Yep...just a delay
Martin Rodriguez delays the process. I did mine another way.
Martin Rodriguez proof of claim
Thank you and God bless 🙏
Hi, you webinar link in the description, does that teach on how to fill the paperwork? Does it help step by step explain how to fill it out without attorney?
God thank you!!!
Are the same forms still accurate to use now?
The forms are all on the site..
Thanks, I filed last week, do you prefer that I get an attorney, or is it paperwork I can do myself?
I filed chapter 13
What site can I get these forms from? I have two weeks due to the company being a private trust and not accepting my negotiable instruments for payment. I’m trying to fight these predetors
Just go to the link to get all the docs u need.
What if you just got a bankruptcy discharged six months ago and you did not put the house in bankruptcy because you thought you were going to be able to continue the payments
What do u mean?
@@krishaskins I filed bankruptcy. I did not include the house. I was still making payments on the house. I got my bankruptcy discharged. I missed 6 payments. I was sent a bankruptcy summons. What do I do now?
@@krishaskins tyoo... I was sent a foreclosure summons to court.
My father's sheriff sale is in 3 weeks. I don't know how to help him. He's 80 yrs old and sick.
u can stop any foreclosure, just follow these steps, we can help if you need
Richard Smith , that’s very interesting! I’ve got a lot to learn. I’m scared of all this.
Hi Kris, I got a condo in an HOA Foreclosure auction in Florida. Now the bank is in Mortgage foreclosure on the home, previous owner was a foreigner, I can't find the previous owner. The Bank won't give me the PAYOFF amount because i am not on the original loan. What steps should I do to get PAYOff amount directly from the bank not the plaintiff lawyers? Thanks Kris
Well remember, you dont need permission to pay off a loan. I simply order the payoff from the bank, or the foreclosing trustee. U will need to call them and find out what the protocol is for ordering a payoff, should be simple but let me know.what happens
I'm going through a Home owners association foreclosure sale.. Is it the same procedure?
Beam Universal hey how’s your foreclosures sale going?
Great video thanks
What about an international bill of exchange. I have a registered Bond and treasury is the holder
wow!
I need a coaching call
I'm avail if u book a session therealestateroundup.com/one-time-consultation
I just recieved a ( notice of INTENT to foreclose ) and the owe on the mortgage is going to be up to almost 5 grand. 3 months behind . We can pay the mortgage now that we are both working but cant come up with the lump sum. Do you suggest bankruptcy? We have 4 kids also.
Well I dont know the whole story but I dont give legal advice. All my training is for informational purposes only. But it sound like it would be a good idea IF u can get ur income back to pay.
@@krishaskins I cant come up with 5 plus grand . Would claiming bankruptcy stop the foreclosure process is what I'm asking ? And thank you for the knowledge
@@NVTwistedProductions Yes, an automatic stay would stop the foreclosure. You can file Chapter 7 to liquidate all debts and then file chapter 13 to save your property by setting up payment arrangements. You can stall foreclosures for years if you know what your doing.
NV- Twisted Productions Do a proof claim .
How do I download the three forms
What if their was a dismissal due to a loss of income before even starting to pay the chapter 13 plan payment, but still proceeded to make mortgage payments to keep the home would the mortgage company proceed to except payment.
Good afternoon brother I found 3 properties that were "Foreclose sale, In Person" can these homes be saved through subject to? Then lease to own? If I can get them to let me make the monthly payments what should be the deciding factor on taking over the deed?
good
Also do I got to do this on a pre-foreclosure I got under a deal?
U only need to do BK if the foreclosure needs to be stopped
Hi I really need HELP PLEASE!! The house we live in is on my parents name because of our credit, we had been doing the payments until my dad passed away last year bad advanced of an attorney!! Now our house is in foreclosure how can we stop it & get it under our name ? PLEASE PLEASE HELP US .
Does this work on the business side for rental properties? How do I get in touch with you?
What if I'm already in active bankruptcy but house payment was not included but got behind on payments?
Hi Kris once the bankruptcy is filed what’s the next steps? Does the owner go through with the bankruptcy or do you somehow get it dismissed so you can close on the property?
Great question, since I'm not an attorney I cant advise peeps on how to handle that, it's up to them. But yes were not buying the house immediately after they file, that's not possible. Thnx 4 watching.
@@krishaskins You are NOT buying the house immediately. What do you do next? Also does self filing negatively affect your credit. What's next do they keep the home?
@@lhrealty5895 You cannot buy immediately because in chapter 13. If you want to sell, you must get a judge order.
Do both owners need to file for bankruptcy in order to stop a foreclosure
I dont think so, from what I've researched it only takes 1 that's on the loan. But consult an attorney.
kris haskins Thanks for responding.
I have a question I’m on the deed but not the mortgage can I file and if it foreclose will it affect my credit as well I have a devious x husband that’s trying to let our home foreclose please respond
Can they suspend your liscense?
What license are we speaking of here?
Thanks
Thanks 🙏🏾
How can I stop a foreclosure on a condo without a atty ?!
If a seller did a bankruptcy to stop the sale in April can they do it again in January? I have a seller who ended up back on the foreclosure sale. TIA
You can try. The servicer will just request mfr and judge may just dismiss it outright. These stalls tactics rarely work. Take it from a 17 year worker who’s strictly done foreclosures.
@Tevin-w3c, what does work? You know other than paying the debt. Lol
Can U e-filling or fill online to stop it?
Need personal be there?
Not too sure about that, buy u can simply call the federal office, they'll let u know.
How do you file bankruptcy on a private level when you wasn't pay by lawful money since 1933 bankruptcy of the U.S. under P.L. 1 48 Stat. Ch.1 AKA H.R. 1491? If your nation is bankrupt, you are not lawfully paid and the transfer of properties and goods is not in your hands as long you know it and comprehend it. It may work in many cases like it is shown here but the real bankrupt party is the US government and not you because you was never lawfully paid yet. Unless you are an employee of the US, you cannot be bankrupt because your nation seized to function based on gold and silver standard. Anything else is just a piece of paper or some other metals like steel, brass, cooper, aluminum, zinc..... which is a promise to pay some day in the future since 1933 and inflation always rising from the time the bankruptcy is declared by the government of any nation.
Ok, knowing this, how can we apply it in today's society??? Sounds like you have some wisdom for us.
@@krishaskins posted new thing but the system shifted it above.
@@krishaskins forgot some details, since the state of emergency in 1933, all courts have to function under administrative procedures since the 11th A. took out Art. 3 courts. It is imperative to watch and listen judges, lawyers, attorneys and recognize if they are sliding from one jurisdiction under another w/o informing anyone. Under the Administrative Procedure act of 1946, we can be only informants or plaintiffs. Never defendants since we are not employed by them. They cannot use their legal, corporate, administrative and statutory system against private Citizens. Separation of powers especially when dealing with foreign state. All this and the jurisdiction is setup maintained during the trial or hearing by the party of interest.
C.J.S. volume 7 sec. 4, read it, it is short.
Senate Document 43 Pg.13 in 1933, also short.
50 U.S.C. sec. 841 nice and informative and very constructive.
Senate report 93-549 emergency powers violating constitution.
Hello,my sister received a mortgage acceleration letter from the firm Trott/Law stating that the entire amount is now due....does this mean they will not accept $7000 that she is actually behind in? She was sent the letter oct 2019. We live in a non judicial state, how long before this goes to auction?
Not sure about the time, but they'll always take payment for the reinstatement amount.
kris haskins thanks my man👍🏽
Derrick Stinoski 30 days do a proof of claim on your bank.
I’m in that same situation. I’ve been trying to make payments but they drag their feet and then the next call it’s more money is needed. Last Friday I was told if I came up with this amount it would stop foreclosure and then I called Monday to say I would have that money on Tuesday. My account person said hold on. When she came back she said it’s too late that they just froze my account to start foreclosure. She wouldn’t let me talk to a supervisor or the foreclosure people!!!
I need help like right now my mortgage company is trying to lock me in on a30 year loan and I’m almost though paying my first mortgage off I’m 60 years old and there’s now way I pay another 30 year mortgage help me please
Is the chapter different for all cases? Or how do you find the chapter
What happens if the foreclosure day pass because they kept acting as if they didn't know what he meant when he went to the court house they acted like they didn't know what he was talking about
Now they sent him a three day vacate order
Not sure what u mean, the BK stops all creditors
Does this work in Texas?
BK is nationwide my friend.
Stopping the EVENT is NOT ending it ..... what is the BIG deal here ... ???
Great point, when the foreclosure is eminent, sometimes we could use a little time to think and get our affairs 2gether. We don't end foreclosure proceedings, that's another strategy. Thnx for letting that out there.
If your not on mortgage can I file Im on deed
That’s cool man
GREETING kFRIS I LEFT YOU AN EMAIL. I COULDING PURCHASE YOUR COURSE. CAN U ASSIST?
I really need help can you help!
just let us know what you need, kris@krishaskins.com
Hi does this work for heir property?
U may want to speak to an attorney about that one. Come on live w us fri w attorney jessica segal, I'm sure she knows
Ok will do thanks for responding!!
Wow!!!
Bankruptcy is not the answer.
Hello Kris, I wanted to know how much time after filing do I have to refinance, or should I immediately get an attorney to start the process?
I'm not sure on this one, you better get you a lawyer on it...
Hi Kris. Thanks for this info. I’m going to listen again now that I’m where I can write things down. Any idea if it’s the same everywhere? I’m in NC. Also, over the last year I keep getting mail and text messages from people saying they want to buy my property for cash. I know other people get these. I doubt they are legit. What’s with all those offers?
Yes, BK is nationwide. We all use a text messaging computer software so reply if u like to them, it's just an investor.
kris haskins, thanks! This is a sad and scary road to go down by myself. I appreciate you sharing knowledge.
Kris, DOPE DOPE DOPE Video, I sent you an email really hope you get it, I like to get your advise regarding my current circumstances, as I'm trying to not become a victim of these absorbed attorney fees.
Hey, thnx so much for supporting my friend, pls send to krisbuyshouses@gmail.com. u can send more than once to make sure, don't be worried, just need to cut through the clutter
Brotha Kris, been awhile since I last reached out to you, Jeff Joe’s here from NY, I kept your video very very informative. I was wondering if you could be of assistance to me my brotha. Please let me know the best way to come in contact with you…
Hey Kris, would catching up on payments stop the foreclosure as well?
Peter Cogliano yes. I helped a client do just that last month.
I need help!!! Don't know what to do ...was told a foreclosure went into effect on nov 2 and i was never notified . I received a letter two days that my home was in foreclosure, i lost my job and was unemployed for 5 months i have a job now but my mortgage company doesn't seem to want to work with me and they keep changing the amount i need to pay in order to bring it current .it seems when i say i can get a certain amount they keep making it higher amount....I feel sick i don't know what their trying to do. We have had a va home for 10 years .We are first buyers our first home and the VA keeps saying work with my mortgage company with a loss mitigation but i was even told that is not a permanent fix so if they disapprove it we are screwed....I thought they wouldn't let a disabled vet lose their home and its him and my 2 children....What am i suppose to do .I keep running into a brick wall trying to get help .....
Wow, I'd say go speak w legal aid on this, not sure what to do, we'll send a prayer up for u
@@krishaskins We thought we could do the same things as mentioned in the video with our situation anything to stop any foreclosure correct ?
Call the VA Crisis Line at 1-800-273-TALK, option 1. They have programs to help save your home.
@@elinduke9947 Thanks Elin for the information. We called the VA affairs & spoke to our VA advocate concerning the Mortgage & they told us to work with the Mortgage Company themselves. The VA advocate stated she can only monitor what the Mortgage Company does..👍🙏🙂
VA Affairs. Is that the crisis line? Why don't you email me at elin dot potter at gmail dot com
Need help asap.
Site not working
What do u need help with?
@@krishaskins Hoa foreclosure
Ok. This works for all creditors my friend. I'll get the link back up monday
@@krishaskins thanks brother
The only problem is that bankruptcy only delays the foreclosure, it doesn't PERMANENTLY stop the foreclosure.
Hey my friend, you're correct. Please tell us what technique you have that will permanently stop a foreclosure other than paying the lender?
How long is the delay ? And does the money keep piling up or does it completely stop to regain balance?
You cannot stop a government tax foreclosure with this procedure.
The title of your video should actually say the chapter 7 or chapter 13 only puts a temporary stay on a foreclosure, and usually, a person must reconsolidate their debt and mortgage payment, so I feel like you're doing people an injustice by making it seem as though this is a permanent fix, because it is not, and it only delays the process of foreclosure, which can still occur, even after the bankruptcy is filed! So you're stopping the foreclosure, but you're not explaining what needs to be done thereafter! This isn't a permanent fix, and I hate people who make videos & only tell half the story, and this is half the story, and you cannot file repetitive bankruptcies, either, otherwise, it will not stop the foreclosure, unless you can get the courts to agree with you, and stay the case! This is like putting a Band-Aid on a gaping wound! Let's just say this is one of many options to delay, a foreclosure, but it will not stop it indefinitely!